The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM Stock 023135106 304,491 1,462 SH SOLE 0 1,462 0 0
INVESCO QQQ TRUST SERIES I ETF 46090E103 444,429 770 SH SOLE 0 770 0 0
INVESCO QQQ TRUST SERIES I ETF 46090E103 173,154 300 SH Put SOLE 0 300 0 0
INVESCO QQQ TRUST SERIES I ETF 46090E103 404,026 700 SH Put SOLE 0 700 0 0
WISDOMTREE U.S. SMALLCAP FUND ETF 97717W562 48,297 832 SH SOLE 0 832 0 0
ISHARES GOLD TRUST ETF 464285204 155,162 1,760 SH SOLE 0 1,760 0 0
ISHARES CORE INTERNATIONAL AGGREGATE BOND ETF ETF 46435G672 1,683,846 33,650 SH SOLE 0 33,650 0 0
WASTE MGMT INC DEL COM Stock 94106L109 11,260 49 SH SOLE 0 49 0 0
VANGUARD TOTAL STOCK MARKET ETF ETF 922908769 568,475 1,772 SH SOLE 0 1,772 0 0
INVESCO WATER RESOURCES ETF ETF 46137V142 6,686 100 SH SOLE 0 100 0 0
COSTCO WHOLESALE CORPORATION COM Stock 22160K105 24,911 25 SH SOLE 0 25 0 0
YUM BRANDS INC COM Stock 988498101 23,167 149 SH SOLE 0 149 0 0
STATE STREET REAL ESTATE SELECT SECTOR SPDR ETF ETF 81369Y860 2,045,420 50,096 SH SOLE 0 50,096 0 0
COCA COLA CO COM Stock 191216100 29,051 382 SH SOLE 0 382 0 0
TRUIST FINL CORP COM Stock 89832Q109 39,212 853 SH SOLE 0 853 0 0
VANGUARD REAL ESTATE ETF ETF 922908553 10,388,360 117,118 SH SOLE 0 117,117 0 0
CARNIVAL CORP COMMON STOCK Stock 143658300 2,588 100 SH SOLE 0 100 0 0
INTEL CORP COM Stock 458140100 18,932 429 SH SOLE 0 429 0 0
PRIMORIS SVCS CORP COM Stock 74164F103 568,727 3,976 SH SOLE 0 3,976 0 0
ISHARES SILVER TRUST ETF 46428Q109 44,564 654 SH SOLE 0 654 0 0
ISHARES ESG AWARE MSCI EAFE ETF ETF 46435G516 174,698 1,827 SH SOLE 0 1,827 0 0
ISHARES ESG ADVANCED HIGH YIELD CORPORATE BOND ETF ETF 46435G441 60,159 1,299 SH SOLE 0 1,299 0 0
MERCK & CO INC COM Stock 58933Y105 35,846 298 SH SOLE 0 298 0 0
WISDOMTREE U.S. MIDCAP FUND ETF 97717W570 82,882 1,233 SH SOLE 0 1,233 0 0
YUM CHINA HLDGS INC COM Stock 98850P109 12,829 263 SH SOLE 0 263 0 0
ISHARES CORE 30/70 CONSERVATIVE ALLOCATION ETF ETF 464289883 6,223 156 SH SOLE 0 156 0 0
ISHARES TIPS BOND ETF ETF 464287176 6,264,484 56,764 SH SOLE 0 56,764 0 0
INVESCO S&P MIDCAP 400 PURE GROWTH ETF ETF 46137V217 73,942 1,349 SH SOLE 0 1,349 0 0
CHUBB LTD SWITZ COM Stock H1467J104 91,912 282 SH SOLE 0 282 0 0
ISHARES SELECT U.S. REIT ETF ETF 464287564 746,765 12,066 SH SOLE 0 12,066 0 0
ISHARES 1-3 YEAR TREASURY BOND ETF ETF 464287457 144,002 1,744 SH SOLE 0 1,744 0 0
SABA CLOSED END FUNDS ETF ETF 30151E806 9,764 433 SH SOLE 0 433 0 0
XTRACKERS USD HIGH YIELD CORPORATE BOND ETF ETF 233051432 130,357 3,605 SH SOLE 0 3,605 0 0
ISHARES ESG AWARE MSCI USA ETF ETF 46435G425 123,601 874 SH SOLE 0 874 0 0
HOME DEPOT INC COM Stock 437076102 67,422 205 SH SOLE 0 205 0 0
BRIGHTHOUSE FINL INC COM Stock 10922N103 1,437 24 SH SOLE 0 24 0 0
ISHARES RUSSELL 2000 VALUE ETF ETF 464287630 18,959 100 SH SOLE 0 100 0 0
SCHWAB U.S. SMALL-CAP ETF ETF 808524607 244,563 8,410 SH SOLE 0 8,410 0 0
ISHARES RUSSELL 1000 GROWTH ETF ETF 464287614 312,125 732 SH SOLE 0 732 0 0
ISHARES U.S. REAL ESTATE ETF ETF 464287739 12,198 129 SH SOLE 0 129 0 0
INVESCO BULLETSHARES 2027 CORPORATE BOND ETF ETF 46138J783 3,870,345 197,215 SH SOLE 0 197,215 0 0
ISHARES CORE S&P SMALL CAP ETF ETF 464287804 825,543 6,641 SH SOLE 0 6,641 0 0
ISHARES IBONDS DEC 2027 TERM CORPORATE ETF ETF 46435UAA9 273,354 11,277 SH SOLE 0 11,277 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW Stock 084670702 475,846 993 SH SOLE 0 993 0 0
ALPHABET INC CAP STK CL A Stock 02079K305 583,747 2,030 SH SOLE 0 2,030 0 0
ALPHABET INC CAP STK CL A Stock 02079K305 57,512 200 SH Put SOLE 0 200 0 0
ALPHABET INC CAP STK CL A Stock 02079K305 546,364 1,900 SH Put SOLE 0 1,900 0 0
OREILLY AUTOMOTIVE INC COM Stock 67103H107 15,231 165 SH SOLE 0 165 0 0
MICROSOFT CORP COM Stock 594918104 180,643 488 SH SOLE 0 488 0 0
ISHARES ESG AWARE MSCI USA SMALL-CAP ETF ETF 46435U663 94,698 2,014 SH SOLE 0 2,014 0 0
WARNER BROS DISCOVERY INC COM SER A Stock 934423104 1,950 71 SH SOLE 0 71 0 0
INVESCO BULLETSHARES 2026 CORPORATE BOND ETF ETF 46138J791 4,183,814 214,225 SH SOLE 0 214,225 0 0
INVESCO BULLETSHARES 2028 CORPORATE BOND ETF ETF 46138J643 4,128,285 202,139 SH SOLE 0 202,139 0 0
INVESCO BULLETSHARES 2026 HIGH YIELD CORP BOND ETF ETF 46138J635 2,766,076 119,356 SH SOLE 0 119,356 0 0
VANGUARD SMALL-CAP ETF ETF 922908751 10,578,425 40,388 SH SOLE 0 40,388 0 0
VANGUARD MID-CAP ETF ETF 922908629 11,120,184 38,722 SH SOLE 0 38,722 0 0
VANGUARD LARGE-CAP ETF ETF 922908637 15,419,166 51,595 SH SOLE 0 51,595 0 0
ISHARES BLOOMBERG ROLL SELECT COMMODITY STRATEGY ETF ETF 46431W598 5,443,759 91,840 SH SOLE 0 91,840 0 0
ISHARES ESG AWARE US AGGREGATE BOND ETF ETF 46435U549 82,594 1,737 SH SOLE 0 1,737 0 0
LINDE PLC SHS Stock G54950103 3,470 7 SH SOLE 0 7 0 0
VANGUARD FTSE EUROPE ETF ETF 922042874 25,471 309 SH SOLE 0 309 0 0
VANGUARD INFORMATION TECHNOLOGY ETF ETF 92204A702 53,724 77 SH SOLE 0 77 0 0
SCHWAB U.S. LARGE-CAP VALUE ETF ETF 808524409 25,561 838 SH SOLE 0 838 0 0
SCHWAB US TIPS ETF ETF 808524870 1,353,252 50,855 SH SOLE 0 50,855 0 0
ARCH CAP GROUP LTD ORD Stock G0450A105 26,205 273 SH SOLE 0 273 0 0
VANGUARD S&P 500 ETF ETF 922908363 504,342 844 SH SOLE 0 844 0 0
VANGUARD GLOBAL EX-U.S. REAL ESTATE ETF ETF 922042676 728,473 16,389 SH SOLE 0 16,388 0 0
STATE STREET SPDR S&P MIDCAP 400 ETF TRUST ETF 78467Y107 101,149 164 SH SOLE 0 164 0 0
INVESCO S&P 500 EQUAL WEIGHT ETF ETF 46137V357 675,366 3,519 SH SOLE 0 3,519 0 0
VANGUARD S&P SMALL-CAP 600 ETF ETF 921932828 4,134 36 SH SOLE 0 36 0 0
ISHARES 0-5 YEAR TIPS BOND ETF ETF 46429B747 110,567 1,069 SH SOLE 0 1,069 0 0
STATE STREET SPDR S&P 400 MID CAP GROWTH ETF ETF 78464A821 62,182 648 SH SOLE 0 648 0 0
ELI LILLY & CO COM Stock 532457108 310,882 338 SH SOLE 0 338 0 0
INVESCO BULLETSHARES 2029 CORPORATE BOND ETF ETF 46138J577 4,258,210 228,195 SH SOLE 0 228,195 0 0
VANGUARD S&P 500 VALUE ETF ETF 921932703 126,657 622 SH SOLE 0 621 0 0
INVESCO BULLETSHARES 2027 HIGH YIELD CORPORATE BOND ETF ETF 46138J585 2,754,832 123,176 SH SOLE 0 123,176 0 0
VANGUARD RUSSELL 2000 GROWTH ETF ETF 92206C623 23,362 102 SH SOLE 0 102 0 0
ISHARES RUSSELL MID-CAP VALUE ETF ETF 464287473 40,661 279 SH SOLE 0 279 0 0
INVESCO BULLETSHARES 2026 MUNICIPAL BOND ETF ETF 46138J510 540,138 22,863 SH SOLE 0 22,863 0 0
ISHARES RUSSELL 2000 ETF ETF 464287655 123,008 496 SH SOLE 0 496 0 0
INVESCO BULLETSHARES 2027 MUNICIPAL BOND ETF ETF 46138J494 416,736 17,618 SH SOLE 0 17,618 0 0
INVESCO BULLETSHARES 2028 MUNICIPAL BOND ETF ETF 46138J486 503,862 21,537 SH SOLE 0 21,537 0 0
ISHARES IBONDS DEC 2027 TERM TREASURY ETF ETF 46436E841 1,061,432 47,322 SH SOLE 0 47,322 0 0
ISHARES IBONDS DEC 2026 TERM TREASURY ETF ETF 46436E858 1,202,877 52,493 SH SOLE 0 52,493 0 0
SCHWAB LONG-TERM U.S. TREASURY ETF ETF 808524680 24,421 777 SH SOLE 0 777 0 0
ISHARES IBONDS DEC 2028 TERM TREASURY ETF ETF 46436E833 1,148,533 51,543 SH SOLE 0 51,543 0 0
SYSCO CORP COM Stock 871829107 2,639 37 SH SOLE 0 37 0 0
ISHARES U.S. AEROSPACE & DEFENSE ETF ETF 464288760 54,031 247 SH SOLE 0 247 0 0
INVESCO BULLETSHARES 2029 MUNICIPAL BOND ETF ETF 46138J478 537,445 23,343 SH SOLE 0 23,343 0 0
ISHARES SELECT DIVIDEND ETF ETF 464287168 54,508 360 SH SOLE 0 360 0 0
ISHARES RUSSELL MID-CAP GROWTH ETF ETF 464287481 54,579 426 SH SOLE 0 426 0 0
VANGUARD FTSE PACIFIC ETF ETF 922042866 23,846 244 SH SOLE 0 244 0 0
INVESCO BULLETSHARES 2030 CORPORATE BOND ETF ETF 46138J460 3,877,795 231,938 SH SOLE 0 231,938 0 0
INVESCO BULLETSHARES 2028 HIGH YIELD CORPORATE BOND ETF ETF 46138J452 82,620 3,810 SH SOLE 0 3,810 0 0
BITWISE 10 CRYPTO INDEX ETF Stock 091749101 24,891 558 SH SOLE 0 558 0 0
STAG INDUSTRIAL INC COM REIT 85254J102 216 6 SH SOLE 0 6 0 0
VANGUARD MID-CAP GROWTH ETF ETF 922908538 50,183 195 SH SOLE 0 195 0 0
INVESCO BULLETSHARES 2030 MUNICIPAL BOND ETF ETF 46138J445 556,111 25,494 SH SOLE 0 25,494 0 0
ORGANON & CO COMMON STOCK Stock 68622V106 252 42 SH SOLE 0 42 0 0
INVESCO BULLETSHARES 2031 CORPORATE BOND ETF ETF 46138J429 3,570,388 216,913 SH SOLE 0 216,913 0 0
INVESCO BULLETSHARES 2031 MUNICIPAL BOND ETF ETF 46138J411 263,196 12,605 SH SOLE 0 12,605 0 0
META PLATFORMS INC CL A Stock 30303M102 26,318 46 SH SOLE 0 46 0 0
INVESCO BULLETSHARES 2029 HIGH YIELD CORPORATE BOND ETF ETF 46138J395 75,558 3,592 SH SOLE 0 3,592 0 0
STRIVE U.S. ENERGY ETF ETF 02072L722 750 19 SH SOLE 0 19 0 0
BROADCOM INC COM Stock 11135F101 15,476 50 SH SOLE 0 50 0 0
INVESCO BULLETSHARES 2032 CORPORATE BOND ETF ETF 46139W858 1,339,099 65,043 SH SOLE 0 65,043 0 0
METLIFE INC COM Stock 59156R108 13,720 194 SH SOLE 0 194 0 0
ISHARES CORE MSCI EAFE ETF ETF 46432F842 29,060 321 SH SOLE 0 321 0 0
ACCENTURE PLC IRELAND SHS CLASS A Stock G1151C101 5,949 30 SH SOLE 0 30 0 0
NVIDIA CORPORATION COM Stock 67066G104 230,208 1,320 SH SOLE 0 1,320 0 0
ABBVIE INC COM Stock 00287Y109 11,309 52 SH SOLE 0 52 0 0
ISHARES CORE MSCI EMERGING MARKETS ETF ETF 46434G103 293,454 4,207 SH SOLE 0 4,207 0 0
ISHARES 10 YEAR INVESTMENT GRADE CORPORATE BOND ETF ETF 464289511 183,929 3,706 SH SOLE 0 3,706 0 0
VANGUARD TOTAL BOND MARKET ETF ETF 921937835 6,443,426 87,499 SH SOLE 0 87,499 0 0
VANGUARD FTSE ALL-WORLD EX-US INDEX FUND ETF 922042775 76,151 1,014 SH SOLE 0 1,014 0 0
INVESCO BULLETSHARES 2030 HIGH YIELD CORPORATE BOND ETF ETF 46139W841 36,568 1,429 SH SOLE 0 1,429 0 0
MCDONALDS CORP COM Stock 580135101 4,040 13 SH SOLE 0 13 0 0
VANGUARD TOTAL INTERNATIONAL BOND ETF ETF 92203J407 5,472,023 113,882 SH SOLE 0 113,881 0 0
ISHARES RUSSELL MIDCAP ETF ETF 464287499 204,961 2,108 SH SOLE 0 2,108 0 0
ISHARES BITCOIN TRUST ETF ETF 46438F101 59,666 1,553 SH SOLE 0 1,553 0 0
AT&T INC COM Stock 00206R102 6,639 229 SH SOLE 0 229 0 0
ISHARES IBOXX HIGH YIELD CORPORATE BOND ETF ETF 464288513 1,034 13 SH SOLE 0 13 0 0
ISHARES S&P SMALL-CAP 600 GROWTH ETF ETF 464287887 39,072 270 SH SOLE 0 270 0 0
STATE STREET SPDR PORTFOLIO S&P 600 SMALL CAP ETF ETF 78468R853 7,924 164 SH SOLE 0 164 0 0
ISHARES S&P 500 GROWTH ETF ETF 464287309 16,778 148 SH SOLE 0 148 0 0
ISHARES CORE S&P 500 ETF ETF 464287200 804,670 1,232 SH SOLE 0 1,231 0 0
THE CIGNA GROUP COM Stock 125523100 25,075 94 SH SOLE 0 94 0 0
ISHARES IBONDS DEC 2026 TERM CORPORATE ETF ETF 46435GAA0 258,956 10,683 SH SOLE 0 10,683 0 0
IDEXX LABS INC COM Stock 45168D104 56,189 100 SH SOLE 0 100 0 0
JPMORGAN CHASE & CO COM Stock 46625H100 36,770 125 SH SOLE 0 125 0 0
VANGUARD FTSE DEVELOPED MARKETS ETF ETF 921943858 13,620,140 212,549 SH SOLE 0 212,549 0 0
DANAHER CORP DEL COM Stock 235851102 2,465 13 SH SOLE 0 13 0 0
BANK AMERICA CORP COM Stock 060505104 121,680 2,496 SH SOLE 0 2,496 0 0
STATE STREET SPDR S&P DIVIDEND ETF ETF 78464A763 124,049 850 SH SOLE 0 850 0 0
INTERNATIONAL BUSINESS MACHS COM Stock 459200101 8,484 35 SH SOLE 0 35 0 0
ORACLE CORP COM Stock 68389X105 10,592 72 SH SOLE 0 72 0 0
RTX CORPORATION COM Stock 75513E101 15,625 81 SH SOLE 0 81 0 0
VANGUARD FTSE EMERGING MARKETS ETF ETF 922042858 451,804 8,359 SH SOLE 0 8,359 0 0
TEXAS INSTRS INC COM Stock 882508104 3,495 18 SH SOLE 0 18 0 0
CATERPILLAR INC COM Stock 149123101 176,407 249 SH SOLE 0 249 0 0
ALPHABET INC CAP STK CL C Stock 02079K107 109,007 380 SH SOLE 0 380 0 0
ARISTA NETWORKS INC COM SHS Stock 040413205 98,224 800 SH SOLE 0 800 0 0
CHECK POINT SOFTWARE TECH LTD ORD Stock M22465104 3,143 22 SH SOLE 0 22 0 0
VANGUARD DIVIDEND APPRECIATION ETF ETF 921908844 47,743 222 SH SOLE 0 222 0 0
AKRE Focus ETF ETF 74316P579 2,114 40 SH SOLE 0 40 0 0
ISHARES CORE U.S. AGGREGATE BOND ETF ETF 464287226 1,339,549 13,494 SH SOLE 0 13,494 0 0
ISHARES CORE U.S. AGGREGATE BOND ETF ETF 464287226 357,372 3,600 SH Put SOLE 0 3,600 0 0
EATON CORP PLC SHS Stock G29183103 17,884 50 SH SOLE 0 50 0 0
VICTORYSHARES US 500 ENHANCED VOLATILITY WTD ETF ETF 92647N782 97,733 1,318 SH SOLE 0 1,318 0 0
VANGUARD LONG-TERM BOND ETF ETF 921937793 2,477,662 36,023 SH SOLE 0 36,023 0 0
NNN REIT INC COM REIT 637417106 40,979 975 SH SOLE 0 975 0 0
DELTA AIR LINES INC COM NEW Stock 247361702 5,065 76 SH SOLE 0 76 0 0
STATE STREET SPDR PORTFOLIO S&P 500 GROWTH ETF ETF 78464A409 15,470 158 SH SOLE 0 158 0 0
ISHARES RUSSELL 3000 ETF ETF 464287689 45,223 122 SH SOLE 0 122 0 0
ISHARES U.S. ETF TRUST ISHARES GSCI COMMODITY DYNAMIC ROLL STRATEGY ETF ETF 46431W853 18,765 555 SH SOLE 0 555 0 0
CITIGROUP INC COM NEW Stock 172967424 32,095 283 SH SOLE 0 283 0 0
UNITEDHEALTH GROUP INC COM Stock 91324P102 27,059 100 SH SOLE 0 100 0 0
TRAVELERS COMPANIES INC COM Stock 89417E109 236,844 812 SH SOLE 0 812 0 0
LOWES COS INC COM Stock 548661107 96,166 407 SH SOLE 0 407 0 0
DEERE & CO COM Stock 244199105 59,147 105 SH SOLE 0 105 0 0
ISHARES MSCI INTL QUALITY FACTOR ETF ETF 46434V456 127,941 2,767 SH SOLE 0 2,767 0 0
STATE STREET SPDR PORTFOLIO DEVELOPED WORLD EX-US ETF ETF 78463X889 22,734 498 SH SOLE 0 498 0 0
BLACKROCK INC COM Stock 09290D101 2,885 3 SH SOLE 0 3 0 0
ISHARES CORE S&P MID-CAP ETF ETF 464287507 640,725 9,488 SH SOLE 0 9,488 0 0
ISHARES GLOBAL CLEAN ENERGY ETF ETF 464288224 37,403 2,045 SH SOLE 0 2,045 0 0
VANGUARD TAX-EXEMPT BOND ETF ETF 922907746 816,450 16,365 SH SOLE 0 16,365 0 0
ISHARES MSCI EAFE ETF ETF 464287465 2,391,049 24,617 SH SOLE 0 24,617 0 0
APPLE INC COM Stock 037833100 715,688 2,820 SH SOLE 0 2,820 0 0
APPLE INC COM Stock 037833100 532,959 2,100 SH Put SOLE 0 2,100 0 0
APPLE INC COM Stock 037833100 50,758 200 SH Put SOLE 0 200 0 0
DISNEY WALT CO COM Stock 254687106 2,410 25 SH SOLE 0 25 0 0
ISHARES RUSSELL 1000 ETF ETF 464287622 60,615 170 SH SOLE 0 170 0 0
ISHARES RUSSELL 1000 VALUE ETF ETF 464287598 5,342 25 SH SOLE 0 25 0 0