v3.26.1
Reinsurance
12 Months Ended
Dec. 31, 2025
Insurance [Abstract]  
Reinsurance

12. Reinsurance

 

TRLIC participates in ceded reinsurance in order to provide risk diversification, additional capacity for future growth and limit the maximum net loss potential arising from large risks. TRLIC reinsures most amounts of risk on any one life in excess of $50,000 for individual life insurance with our reinsurance partners.

 

Statutory reinsurance ceded amounts for TRLIC for 2025 and 2024 are summarized as follows:

 

   2025   2024 
Premiums ceded  $2,086,561   $1,687,024 
Commissions and expense allowances ceded   1,073,833    1,375,187 
Benefits ceded   100,748    633,672 
Reserve credits ceded   905,494    684,893 
In force amount ceded   259,917,000    205,528,000