Customer deposits (Tables)

12 Months Ended

Dec. 31, 2025

Deposits from customers [abstract]

Schedule of customer deposits

The detail, by classification, geographical area and type, of Customer deposits is as follows:


EUR million
			2025			2024			2023
Classification
Financial liabilities held for trading			36,120			18,984			19,837
Financial liabilities designated at fair value through profit or loss			25,930			25,407			32,052
Financial liabilities at amortized cost			979,150			1,011,545			995,280
			1,041,200			1,055,936			1,047,169
Geographical areaA
Spain			437,855			395,479			388,736
Rest of Europe			323,854			377,057			366,165
of which: United Kingdom			228,810			233,192			235,698
Rest of America			279,491			283,400			292,268
of which: United States			82,321			88,712			83,555
Rest of the world			—			—			—
			1,041,200			1,055,936			1,047,169
Type
Demand deposits-			646,125			677,818			661,262
Time deposits-			296,797			298,276			305,296
Deposits redeemable at notice			1,487			1,525			1,789
Repurchase agreements			96,791			78,317			78,822
			1,041,200			1,055,936			1,047,169

A.According to the geography of the legal entity.