v3.26.1
Risk management - Schedule of regulatory capital alternative standard (Details) - EUR (€)
€ in Millions
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
Dec. 31, 2022
Risk Management [Abstract]        
Common Equity Tier I € 84,739 € 79,800 € 76,741  
Share capital 7,345 7,576 8,092 € 8,397
(-) Treasure shares and own shares financed (1,892) (1,694) (2,847)  
Share Premium 36,792 40,079 44,373  
Reserves 84,663 76,608 68,721  
Other retained earnings (39,918) (38,617) (35,038)  
Minority interests 9,037 8,479 6,899  
Profit net of dividends 10,576 9,431 8,307  
Deductions (21,863) (22,061) (21,766)  
Goodwill and intangible assets (15,037) (15,957) (17,220)  
Others (6,826) (6,104) (4,546)  
Additional Tier I 9,645 10,371 9,002  
Eligible instruments AT1 8,937 9,725 8,461  
AT1-excesses-subsidiaries 708 645 541  
Tier II 17,460 18,418 16,497  
Eligible instruments T2 17,754 18,869 17,101  
Excess IRB provision on PE 0 0 76  
T2-excesses - subsidiaries (294) (450) (680)  
Total eligible capital € 111,845 € 108,589 € 102,240