v3.26.1
Risk management - Schedule of reconciliation of accounting capital with regulatory capital (Details) - EUR (€)
€ in Millions
12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
Dec. 31, 2022
Risk Management [Abstract]        
Subscribed capital € 7,345 € 7,576 € 8,092 € 8,397
Share premium account 36,792 40,079 44,373  
Reserves 84,700 76,568 69,278  
Treasury shares (96) (68) (1,078)  
Attributable profit 14,101 12,574 11,076  
Approved dividend (1,698) (1,532) (1,298)  
Shareholders’ equity on public balance sheet 141,144 135,197 130,443  
Valuation adjustments (37,973) (36,596) (35,020)  
Non-controlling interests 9,578 8,726 8,818  
TOTAL EQUITY 112,748 107,327 104,241 € 97,585
Goodwill and intangible assets (15,037) (16,098) (17,313)  
Eligible preference shares and participating securities 9,645 10,371 9,002  
Accrued dividend (1,827) (1,611) (1,471)  
Other adjustments (11,146) (9,817) (8,717)  
Tier 1 € 94,383 € 90,172 € 85,742  
Ordinary profit assumption 25.00%