Risk management - Schedule of exposure and impairment losses by stage, by entity (Details) € in Millions |
Dec. 31, 2025
EUR (€)
tranches
|
Dec. 31, 2024
EUR (€)
|
Dec. 31, 2023
EUR (€)
|
Dec. 31, 2022
EUR (€)
|
| Disclosure of credit risk exposure [line items] |
|
|
|
|
| Number of tranches | tranches |
4
|
|
|
|
| Maximum exposure to credit risk |
€ 888,496
|
€ 908,963
|
€ 914,491
|
|
| Financial assets |
(300,026)
|
(283,497)
|
(243,203)
|
|
| Customers |
|
|
|
|
| Disclosure of credit risk exposure [line items] |
|
|
|
|
| Financial assets |
(1,037,288)
|
(1,054,069)
|
(1,036,349)
|
|
| Accumulated impairment |
|
|
|
|
| Disclosure of credit risk exposure [line items] |
|
|
|
|
| Financial assets |
520
|
349
|
286
|
|
| Accumulated impairment | Customers |
|
|
|
|
| Disclosure of credit risk exposure [line items] |
|
|
|
|
| Financial assets |
21,158
|
22,125
|
22,788
|
|
| Accumulated impairment | Financial assets at amortised cost and financial assets at fair value through other comprehensive income |
|
|
|
|
| Disclosure of credit risk exposure [line items] |
|
|
|
|
| Financial assets |
21,158
|
22,125
|
22,788
|
€ 22,684
|
| Accumulated impairment | Financial assets at amortised cost and financial assets at fair value through other comprehensive income | Customers |
|
|
|
|
| Disclosure of credit risk exposure [line items] |
|
|
|
|
| Financial assets |
€ 21,158
|
22,125
|
22,788
|
22,684
|
| Spain |
|
|
|
|
| Disclosure of credit risk exposure [line items] |
|
|
|
|
| Number of tranches | tranches |
4
|
|
|
|
| Maximum exposure to credit risk |
€ 201,013
|
198,936
|
205,994
|
|
| Spain | Accumulated impairment |
|
|
|
|
| Disclosure of credit risk exposure [line items] |
|
|
|
|
| Financial assets |
1,086
|
|
|
|
| Spain | Accumulated impairment | Financial assets at amortised cost and financial assets at fair value through other comprehensive income | Customers |
|
|
|
|
| Disclosure of credit risk exposure [line items] |
|
|
|
|
| Financial assets |
3,069
|
3,863
|
3,922
|
|
| Financial instruments not credit-impaired | Accumulated impairment | Financial assets at amortised cost and financial assets at fair value through other comprehensive income |
|
|
|
|
| Disclosure of credit risk exposure [line items] |
|
|
|
|
| Financial assets |
7,631
|
8,037
|
8,550
|
|
| Financial instruments credit-impaired | Accumulated impairment | Financial assets at amortised cost and financial assets at fair value through other comprehensive income |
|
|
|
|
| Disclosure of credit risk exposure [line items] |
|
|
|
|
| Financial assets |
13,527
|
14,088
|
14,238
|
|
| Stage 1 | Financial instruments not credit-impaired |
|
|
|
|
| Disclosure of credit risk exposure [line items] |
|
|
|
|
| Maximum exposure to credit risk |
779,109
|
800,360
|
807,228
|
|
| Stage 1 | Financial instruments not credit-impaired | Accumulated impairment | Financial assets at amortised cost and financial assets at fair value through other comprehensive income | Customers |
|
|
|
|
| Disclosure of credit risk exposure [line items] |
|
|
|
|
| Financial assets |
3,000
|
3,293
|
3,596
|
3,626
|
| Stage 1 | Financial instruments not credit-impaired | Spain |
|
|
|
|
| Disclosure of credit risk exposure [line items] |
|
|
|
|
| Maximum exposure to credit risk |
183,686
|
179,041
|
183,324
|
|
| Stage 1 | Financial instruments not credit-impaired | Spain | Accumulated impairment | Financial assets at amortised cost and financial assets at fair value through other comprehensive income | Customers |
|
|
|
|
| Disclosure of credit risk exposure [line items] |
|
|
|
|
| Financial assets |
382
|
340
|
300
|
|
| Stage 2 and 3 | Financial instruments not credit-impaired |
|
|
|
|
| Disclosure of credit risk exposure [line items] |
|
|
|
|
| Maximum exposure to credit risk |
78,112
|
77,330
|
74,808
|
|
| Stage 2 and 3 | Financial instruments not credit-impaired | Accumulated impairment | Financial assets at amortised cost and financial assets at fair value through other comprehensive income | Customers |
|
|
|
|
| Disclosure of credit risk exposure [line items] |
|
|
|
|
| Financial assets |
4,631
|
4,744
|
4,954
|
5,127
|
| Stage 2 and 3 | Financial instruments not credit-impaired | Spain |
|
|
|
|
| Disclosure of credit risk exposure [line items] |
|
|
|
|
| Maximum exposure to credit risk |
11,566
|
13,277
|
15,134
|
|
| Stage 2 and 3 | Financial instruments not credit-impaired | Spain | Accumulated impairment | Financial assets at amortised cost and financial assets at fair value through other comprehensive income | Customers |
|
|
|
|
| Disclosure of credit risk exposure [line items] |
|
|
|
|
| Financial assets |
483
|
570
|
663
|
|
| Stage 2 and 3 | Financial instruments credit-impaired |
|
|
|
|
| Disclosure of credit risk exposure [line items] |
|
|
|
|
| Maximum exposure to credit risk |
31,275
|
31,273
|
32,455
|
|
| Stage 2 and 3 | Financial instruments credit-impaired | Accumulated impairment | Financial assets at amortised cost and financial assets at fair value through other comprehensive income | Customers |
|
|
|
|
| Disclosure of credit risk exposure [line items] |
|
|
|
|
| Financial assets |
13,527
|
14,088
|
14,238
|
€ 13,931
|
| Stage 2 and 3 | Financial instruments credit-impaired | Spain |
|
|
|
|
| Disclosure of credit risk exposure [line items] |
|
|
|
|
| Maximum exposure to credit risk |
5,761
|
6,618
|
7,536
|
|
| Stage 2 and 3 | Financial instruments credit-impaired | Spain | Accumulated impairment | Financial assets at amortised cost and financial assets at fair value through other comprehensive income | Customers |
|
|
|
|
| Disclosure of credit risk exposure [line items] |
|
|
|
|
| Financial assets |
2,204
|
2,953
|
2,959
|
|
| From AAA to AA- |
|
|
|
|
| Disclosure of credit risk exposure [line items] |
|
|
|
|
| Maximum exposure to credit risk |
115,038
|
104,958
|
143,029
|
|
| From AAA to AA- | Spain |
|
|
|
|
| Disclosure of credit risk exposure [line items] |
|
|
|
|
| Maximum exposure to credit risk |
35,578
|
35,457
|
46,875
|
|
| From AAA to AA- | Stage 1 | Financial instruments not credit-impaired |
|
|
|
|
| Disclosure of credit risk exposure [line items] |
|
|
|
|
| Maximum exposure to credit risk |
112,795
|
102,394
|
140,792
|
|
| From AAA to AA- | Stage 1 | Financial instruments not credit-impaired | Spain |
|
|
|
|
| Disclosure of credit risk exposure [line items] |
|
|
|
|
| Maximum exposure to credit risk |
35,407
|
35,347
|
46,827
|
|
| From AAA to AA- | Stage 2 and 3 | Financial instruments not credit-impaired |
|
|
|
|
| Disclosure of credit risk exposure [line items] |
|
|
|
|
| Maximum exposure to credit risk |
2,243
|
2,564
|
2,237
|
|
| From AAA to AA- | Stage 2 and 3 | Financial instruments not credit-impaired | Spain |
|
|
|
|
| Disclosure of credit risk exposure [line items] |
|
|
|
|
| Maximum exposure to credit risk |
171
|
110
|
48
|
|
| From AAA to AA- | Stage 2 and 3 | Financial instruments credit-impaired |
|
|
|
|
| Disclosure of credit risk exposure [line items] |
|
|
|
|
| Maximum exposure to credit risk |
0
|
0
|
0
|
|
| From AAA to AA- | Stage 2 and 3 | Financial instruments credit-impaired | Spain |
|
|
|
|
| Disclosure of credit risk exposure [line items] |
|
|
|
|
| Maximum exposure to credit risk |
0
|
0
|
|
|
| From A+ to BB |
|
|
|
|
| Disclosure of credit risk exposure [line items] |
|
|
|
|
| Maximum exposure to credit risk |
381,579
|
426,837
|
417,930
|
|
| From A+ to BB | Spain |
|
|
|
|
| Disclosure of credit risk exposure [line items] |
|
|
|
|
| Maximum exposure to credit risk |
110,454
|
105,321
|
101,859
|
|
| From A+ to BB | Stage 1 | Financial instruments not credit-impaired |
|
|
|
|
| Disclosure of credit risk exposure [line items] |
|
|
|
|
| Maximum exposure to credit risk |
367,186
|
411,158
|
404,184
|
|
| From A+ to BB | Stage 1 | Financial instruments not credit-impaired | Spain |
|
|
|
|
| Disclosure of credit risk exposure [line items] |
|
|
|
|
| Maximum exposure to credit risk |
109,001
|
104,197
|
101,079
|
|
| From A+ to BB | Stage 2 and 3 | Financial instruments not credit-impaired |
|
|
|
|
| Disclosure of credit risk exposure [line items] |
|
|
|
|
| Maximum exposure to credit risk |
14,393
|
15,678
|
13,746
|
|
| From A+ to BB | Stage 2 and 3 | Financial instruments not credit-impaired | Spain |
|
|
|
|
| Disclosure of credit risk exposure [line items] |
|
|
|
|
| Maximum exposure to credit risk |
1,453
|
1,124
|
780
|
|
| From A+ to BB | Stage 2 and 3 | Financial instruments credit-impaired |
|
|
|
|
| Disclosure of credit risk exposure [line items] |
|
|
|
|
| Maximum exposure to credit risk |
0
|
0
|
0
|
|
| From A+ to BB | Stage 2 and 3 | Financial instruments credit-impaired | Spain |
|
|
|
|
| Disclosure of credit risk exposure [line items] |
|
|
|
|
| Maximum exposure to credit risk |
0
|
0
|
|
|
| From BB- to B- |
|
|
|
|
| Disclosure of credit risk exposure [line items] |
|
|
|
|
| Maximum exposure to credit risk |
335,376
|
318,878
|
290,599
|
|
| From BB- to B- | Spain |
|
|
|
|
| Disclosure of credit risk exposure [line items] |
|
|
|
|
| Maximum exposure to credit risk |
45,351
|
46,257
|
43,694
|
|
| From BB- to B- | Stage 1 | Financial instruments not credit-impaired |
|
|
|
|
| Disclosure of credit risk exposure [line items] |
|
|
|
|
| Maximum exposure to credit risk |
291,014
|
276,422
|
250,619
|
|
| From BB- to B- | Stage 1 | Financial instruments not credit-impaired | Spain |
|
|
|
|
| Disclosure of credit risk exposure [line items] |
|
|
|
|
| Maximum exposure to credit risk |
37,089
|
37,413
|
33,905
|
|
| From BB- to B- | Stage 2 and 3 | Financial instruments not credit-impaired |
|
|
|
|
| Disclosure of credit risk exposure [line items] |
|
|
|
|
| Maximum exposure to credit risk |
44,363
|
42,456
|
39,979
|
|
| From BB- to B- | Stage 2 and 3 | Financial instruments not credit-impaired | Spain |
|
|
|
|
| Disclosure of credit risk exposure [line items] |
|
|
|
|
| Maximum exposure to credit risk |
8,262
|
8,844
|
9,789
|
|
| From BB- to B- | Stage 2 and 3 | Financial instruments credit-impaired |
|
|
|
|
| Disclosure of credit risk exposure [line items] |
|
|
|
|
| Maximum exposure to credit risk |
0
|
0
|
0
|
|
| From BB- to B- | Stage 2 and 3 | Financial instruments credit-impaired | Spain |
|
|
|
|
| Disclosure of credit risk exposure [line items] |
|
|
|
|
| Maximum exposure to credit risk |
0
|
0
|
|
|
| CCC and below |
|
|
|
|
| Disclosure of credit risk exposure [line items] |
|
|
|
|
| Maximum exposure to credit risk |
56,503
|
58,291
|
62,933
|
|
| CCC and below | Spain |
|
|
|
|
| Disclosure of credit risk exposure [line items] |
|
|
|
|
| Maximum exposure to credit risk |
9,630
|
11,901
|
13,566
|
|
| CCC and below | Stage 1 | Financial instruments not credit-impaired |
|
|
|
|
| Disclosure of credit risk exposure [line items] |
|
|
|
|
| Maximum exposure to credit risk |
8,114
|
10,385
|
11,633
|
|
| CCC and below | Stage 1 | Financial instruments not credit-impaired | Spain |
|
|
|
|
| Disclosure of credit risk exposure [line items] |
|
|
|
|
| Maximum exposure to credit risk |
2,189
|
2,084
|
1,513
|
|
| CCC and below | Stage 2 and 3 | Financial instruments not credit-impaired |
|
|
|
|
| Disclosure of credit risk exposure [line items] |
|
|
|
|
| Maximum exposure to credit risk |
17,114
|
16,633
|
18,846
|
|
| CCC and below | Stage 2 and 3 | Financial instruments not credit-impaired | Spain |
|
|
|
|
| Disclosure of credit risk exposure [line items] |
|
|
|
|
| Maximum exposure to credit risk |
1,680
|
3,199
|
4,517
|
|
| CCC and below | Stage 2 and 3 | Financial instruments credit-impaired |
|
|
|
|
| Disclosure of credit risk exposure [line items] |
|
|
|
|
| Maximum exposure to credit risk |
31,275
|
31,273
|
32,455
|
|
| CCC and below | Stage 2 and 3 | Financial instruments credit-impaired | Spain |
|
|
|
|
| Disclosure of credit risk exposure [line items] |
|
|
|
|
| Maximum exposure to credit risk |
€ 5,761
|
6,618
|
7,536
|
|
| Santander UK plc |
|
|
|
|
| Disclosure of credit risk exposure [line items] |
|
|
|
|
| Number of tranches | tranches |
4
|
|
|
|
| Maximum exposure to credit risk |
€ 222,346
|
236,850
|
235,344
|
|
| Santander UK plc | Accumulated impairment | Financial assets at amortised cost and financial assets at fair value through other comprehensive income | Customers |
|
|
|
|
| Disclosure of credit risk exposure [line items] |
|
|
|
|
| Financial assets |
855
|
967
|
1,066
|
|
| Santander UK plc | Stage 1 | Financial instruments not credit-impaired |
|
|
|
|
| Disclosure of credit risk exposure [line items] |
|
|
|
|
| Maximum exposure to credit risk |
200,576
|
209,588
|
205,708
|
|
| Santander UK plc | Stage 1 | Financial instruments not credit-impaired | Accumulated impairment | Financial assets at amortised cost and financial assets at fair value through other comprehensive income | Customers |
|
|
|
|
| Disclosure of credit risk exposure [line items] |
|
|
|
|
| Financial assets |
163
|
166
|
172
|
|
| Santander UK plc | Stage 2 and 3 | Financial instruments not credit-impaired |
|
|
|
|
| Disclosure of credit risk exposure [line items] |
|
|
|
|
| Maximum exposure to credit risk |
19,295
|
23,970
|
26,118
|
|
| Santander UK plc | Stage 2 and 3 | Financial instruments not credit-impaired | Accumulated impairment | Financial assets at amortised cost and financial assets at fair value through other comprehensive income | Customers |
|
|
|
|
| Disclosure of credit risk exposure [line items] |
|
|
|
|
| Financial assets |
319
|
401
|
498
|
|
| Santander UK plc | Stage 2 and 3 | Financial instruments credit-impaired |
|
|
|
|
| Disclosure of credit risk exposure [line items] |
|
|
|
|
| Maximum exposure to credit risk |
2,475
|
3,292
|
3,518
|
|
| Santander UK plc | Stage 2 and 3 | Financial instruments credit-impaired | Accumulated impairment | Financial assets at amortised cost and financial assets at fair value through other comprehensive income | Customers |
|
|
|
|
| Disclosure of credit risk exposure [line items] |
|
|
|
|
| Financial assets |
373
|
400
|
396
|
|
| Santander UK plc | From AAA to AA- |
|
|
|
|
| Disclosure of credit risk exposure [line items] |
|
|
|
|
| Maximum exposure to credit risk |
30,344
|
33,196
|
47,509
|
|
| Santander UK plc | From AAA to AA- | Stage 1 | Financial instruments not credit-impaired |
|
|
|
|
| Disclosure of credit risk exposure [line items] |
|
|
|
|
| Maximum exposure to credit risk |
29,963
|
32,012
|
46,236
|
|
| Santander UK plc | From AAA to AA- | Stage 2 and 3 | Financial instruments not credit-impaired |
|
|
|
|
| Disclosure of credit risk exposure [line items] |
|
|
|
|
| Maximum exposure to credit risk |
381
|
1,184
|
1,273
|
|
| Santander UK plc | From AAA to AA- | Stage 2 and 3 | Financial instruments credit-impaired |
|
|
|
|
| Disclosure of credit risk exposure [line items] |
|
|
|
|
| Maximum exposure to credit risk |
0
|
0
|
0
|
|
| Santander UK plc | From A+ to BB |
|
|
|
|
| Disclosure of credit risk exposure [line items] |
|
|
|
|
| Maximum exposure to credit risk |
162,510
|
170,886
|
156,734
|
|
| Santander UK plc | From A+ to BB | Stage 1 | Financial instruments not credit-impaired |
|
|
|
|
| Disclosure of credit risk exposure [line items] |
|
|
|
|
| Maximum exposure to credit risk |
152,981
|
159,970
|
145,884
|
|
| Santander UK plc | From A+ to BB | Stage 2 and 3 | Financial instruments not credit-impaired |
|
|
|
|
| Disclosure of credit risk exposure [line items] |
|
|
|
|
| Maximum exposure to credit risk |
9,529
|
10,916
|
10,850
|
|
| Santander UK plc | From A+ to BB | Stage 2 and 3 | Financial instruments credit-impaired |
|
|
|
|
| Disclosure of credit risk exposure [line items] |
|
|
|
|
| Maximum exposure to credit risk |
0
|
0
|
0
|
|
| Santander UK plc | From BB- to B- |
|
|
|
|
| Disclosure of credit risk exposure [line items] |
|
|
|
|
| Maximum exposure to credit risk |
26,400
|
28,769
|
27,583
|
|
| Santander UK plc | From BB- to B- | Stage 1 | Financial instruments not credit-impaired |
|
|
|
|
| Disclosure of credit risk exposure [line items] |
|
|
|
|
| Maximum exposure to credit risk |
17,630
|
17,594
|
13,588
|
|
| Santander UK plc | From BB- to B- | Stage 2 and 3 | Financial instruments not credit-impaired |
|
|
|
|
| Disclosure of credit risk exposure [line items] |
|
|
|
|
| Maximum exposure to credit risk |
8,770
|
11,175
|
13,995
|
|
| Santander UK plc | From BB- to B- | Stage 2 and 3 | Financial instruments credit-impaired |
|
|
|
|
| Disclosure of credit risk exposure [line items] |
|
|
|
|
| Maximum exposure to credit risk |
0
|
0
|
0
|
|
| Santander UK plc | CCC and below |
|
|
|
|
| Disclosure of credit risk exposure [line items] |
|
|
|
|
| Maximum exposure to credit risk |
3,092
|
3,999
|
3,518
|
|
| Santander UK plc | CCC and below | Stage 1 | Financial instruments not credit-impaired |
|
|
|
|
| Disclosure of credit risk exposure [line items] |
|
|
|
|
| Maximum exposure to credit risk |
2
|
12
|
0
|
|
| Santander UK plc | CCC and below | Stage 2 and 3 | Financial instruments not credit-impaired |
|
|
|
|
| Disclosure of credit risk exposure [line items] |
|
|
|
|
| Maximum exposure to credit risk |
615
|
695
|
0
|
|
| Santander UK plc | CCC and below | Stage 2 and 3 | Financial instruments credit-impaired |
|
|
|
|
| Disclosure of credit risk exposure [line items] |
|
|
|
|
| Maximum exposure to credit risk |
€ 2,475
|
3,292
|
3,518
|
|
| Santander Bank, National Association | US |
|
|
|
|
| Disclosure of credit risk exposure [line items] |
|
|
|
|
| Number of tranches | tranches |
4
|
|
|
|
| Santander Bank, National Association | US | Total North America |
|
|
|
|
| Disclosure of credit risk exposure [line items] |
|
|
|
|
| Maximum exposure to credit risk |
€ 45,741
|
54,243
|
55,984
|
|
| Santander Bank, National Association | US | Total North America | Accumulated impairment | Financial assets at amortised cost and financial assets at fair value through other comprehensive income |
|
|
|
|
| Disclosure of credit risk exposure [line items] |
|
|
|
|
| Financial assets |
804
|
838
|
885
|
|
| Santander Bank, National Association | Stage 1 | Financial instruments not credit-impaired | US | Total North America |
|
|
|
|
| Disclosure of credit risk exposure [line items] |
|
|
|
|
| Maximum exposure to credit risk |
38,511
|
47,569
|
50,666
|
|
| Santander Bank, National Association | Stage 1 | Financial instruments not credit-impaired | US | Total North America | Accumulated impairment | Financial assets at amortised cost and financial assets at fair value through other comprehensive income |
|
|
|
|
| Disclosure of credit risk exposure [line items] |
|
|
|
|
| Financial assets |
277
|
292
|
409
|
|
| Santander Bank, National Association | Stage 2 and 3 | Financial instruments not credit-impaired | US | Total North America |
|
|
|
|
| Disclosure of credit risk exposure [line items] |
|
|
|
|
| Maximum exposure to credit risk |
6,072
|
5,544
|
4,424
|
|
| Santander Bank, National Association | Stage 2 and 3 | Financial instruments not credit-impaired | US | Total North America | Accumulated impairment | Financial assets at amortised cost and financial assets at fair value through other comprehensive income |
|
|
|
|
| Disclosure of credit risk exposure [line items] |
|
|
|
|
| Financial assets |
325
|
364
|
335
|
|
| Santander Bank, National Association | Stage 2 and 3 | Financial instruments credit-impaired | US | Total North America |
|
|
|
|
| Disclosure of credit risk exposure [line items] |
|
|
|
|
| Maximum exposure to credit risk |
1,158
|
1,130
|
894
|
|
| Santander Bank, National Association | Stage 2 and 3 | Financial instruments credit-impaired | US | Total North America | Accumulated impairment | Financial assets at amortised cost and financial assets at fair value through other comprehensive income |
|
|
|
|
| Disclosure of credit risk exposure [line items] |
|
|
|
|
| Financial assets |
202
|
182
|
141
|
|
| Santander Bank, National Association | From AAA to AA- | US | Total North America |
|
|
|
|
| Disclosure of credit risk exposure [line items] |
|
|
|
|
| Maximum exposure to credit risk |
1,646
|
4,492
|
4,910
|
|
| Santander Bank, National Association | From AAA to AA- | Stage 1 | Financial instruments not credit-impaired | US | Total North America |
|
|
|
|
| Disclosure of credit risk exposure [line items] |
|
|
|
|
| Maximum exposure to credit risk |
1,622
|
4,215
|
4,834
|
|
| Santander Bank, National Association | From AAA to AA- | Stage 2 and 3 | Financial instruments not credit-impaired | US | Total North America |
|
|
|
|
| Disclosure of credit risk exposure [line items] |
|
|
|
|
| Maximum exposure to credit risk |
24
|
277
|
76
|
|
| Santander Bank, National Association | From AAA to AA- | Stage 2 and 3 | Financial instruments credit-impaired | US | Total North America |
|
|
|
|
| Disclosure of credit risk exposure [line items] |
|
|
|
|
| Maximum exposure to credit risk |
0
|
0
|
0
|
|
| Santander Bank, National Association | From A+ to BB | US | Total North America |
|
|
|
|
| Disclosure of credit risk exposure [line items] |
|
|
|
|
| Maximum exposure to credit risk |
8,080
|
22,352
|
20,927
|
|
| Santander Bank, National Association | From A+ to BB | Stage 1 | Financial instruments not credit-impaired | US | Total North America |
|
|
|
|
| Disclosure of credit risk exposure [line items] |
|
|
|
|
| Maximum exposure to credit risk |
7,352
|
21,422
|
20,468
|
|
| Santander Bank, National Association | From A+ to BB | Stage 2 and 3 | Financial instruments not credit-impaired | US | Total North America |
|
|
|
|
| Disclosure of credit risk exposure [line items] |
|
|
|
|
| Maximum exposure to credit risk |
728
|
930
|
459
|
|
| Santander Bank, National Association | From A+ to BB | Stage 2 and 3 | Financial instruments credit-impaired | US | Total North America |
|
|
|
|
| Disclosure of credit risk exposure [line items] |
|
|
|
|
| Maximum exposure to credit risk |
0
|
0
|
0
|
|
| Santander Bank, National Association | From BB- to B- | US | Total North America |
|
|
|
|
| Disclosure of credit risk exposure [line items] |
|
|
|
|
| Maximum exposure to credit risk |
33,217
|
25,754
|
28,751
|
|
| Santander Bank, National Association | From BB- to B- | Stage 1 | Financial instruments not credit-impaired | US | Total North America |
|
|
|
|
| Disclosure of credit risk exposure [line items] |
|
|
|
|
| Maximum exposure to credit risk |
28,758
|
21,899
|
25,312
|
|
| Santander Bank, National Association | From BB- to B- | Stage 2 and 3 | Financial instruments not credit-impaired | US | Total North America |
|
|
|
|
| Disclosure of credit risk exposure [line items] |
|
|
|
|
| Maximum exposure to credit risk |
4,459
|
3,855
|
3,439
|
|
| Santander Bank, National Association | From BB- to B- | Stage 2 and 3 | Financial instruments credit-impaired | US | Total North America |
|
|
|
|
| Disclosure of credit risk exposure [line items] |
|
|
|
|
| Maximum exposure to credit risk |
0
|
0
|
0
|
|
| Santander Bank, National Association | CCC and below | US | Total North America |
|
|
|
|
| Disclosure of credit risk exposure [line items] |
|
|
|
|
| Maximum exposure to credit risk |
2,798
|
1,645
|
1,396
|
|
| Santander Bank, National Association | CCC and below | Stage 1 | Financial instruments not credit-impaired | US | Total North America |
|
|
|
|
| Disclosure of credit risk exposure [line items] |
|
|
|
|
| Maximum exposure to credit risk |
779
|
33
|
52
|
|
| Santander Bank, National Association | CCC and below | Stage 2 and 3 | Financial instruments not credit-impaired | US | Total North America |
|
|
|
|
| Disclosure of credit risk exposure [line items] |
|
|
|
|
| Maximum exposure to credit risk |
861
|
482
|
450
|
|
| Santander Bank, National Association | CCC and below | Stage 2 and 3 | Financial instruments credit-impaired | US | Total North America |
|
|
|
|
| Disclosure of credit risk exposure [line items] |
|
|
|
|
| Maximum exposure to credit risk |
€ 1,158
|
1,130
|
894
|
|
| Santander Consumer USA Holdings Inc. | US | Total North America |
|
|
|
|
| Disclosure of credit risk exposure [line items] |
|
|
|
|
| Number of tranches | tranches |
4
|
|
|
|
| Maximum exposure to credit risk |
€ 25,204
|
30,669
|
28,877
|
|
| Santander Consumer USA Holdings Inc. | US | Total North America | Accumulated impairment | Financial assets at amortised cost and financial assets at fair value through other comprehensive income | Customers |
|
|
|
|
| Disclosure of credit risk exposure [line items] |
|
|
|
|
| Financial assets |
3,017
|
3,544
|
3,328
|
|
| Santander Consumer USA Holdings Inc. | Stage 1 | Financial instruments not credit-impaired | US | Total North America |
|
|
|
|
| Disclosure of credit risk exposure [line items] |
|
|
|
|
| Maximum exposure to credit risk |
13,798
|
20,263
|
18,973
|
|
| Santander Consumer USA Holdings Inc. | Stage 1 | Financial instruments not credit-impaired | US | Total North America | Accumulated impairment | Financial assets at amortised cost and financial assets at fair value through other comprehensive income | Customers |
|
|
|
|
| Disclosure of credit risk exposure [line items] |
|
|
|
|
| Financial assets |
419
|
630
|
597
|
|
| Santander Consumer USA Holdings Inc. | Stage 2 and 3 | Financial instruments not credit-impaired | US | Total North America |
|
|
|
|
| Disclosure of credit risk exposure [line items] |
|
|
|
|
| Maximum exposure to credit risk |
5,818
|
4,677
|
4,632
|
|
| Santander Consumer USA Holdings Inc. | Stage 2 and 3 | Financial instruments not credit-impaired | US | Total North America | Accumulated impairment | Financial assets at amortised cost and financial assets at fair value through other comprehensive income | Customers |
|
|
|
|
| Disclosure of credit risk exposure [line items] |
|
|
|
|
| Financial assets |
910
|
1,006
|
1,019
|
|
| Santander Consumer USA Holdings Inc. | Stage 2 and 3 | Financial instruments credit-impaired | US | Total North America |
|
|
|
|
| Disclosure of credit risk exposure [line items] |
|
|
|
|
| Maximum exposure to credit risk |
5,588
|
5,729
|
5,272
|
|
| Santander Consumer USA Holdings Inc. | Stage 2 and 3 | Financial instruments credit-impaired | US | Total North America | Accumulated impairment | Financial assets at amortised cost and financial assets at fair value through other comprehensive income | Customers |
|
|
|
|
| Disclosure of credit risk exposure [line items] |
|
|
|
|
| Financial assets |
1,688
|
1,908
|
1,712
|
|
| Santander Consumer USA Holdings Inc. | From AAA to AA- | US | Total North America |
|
|
|
|
| Disclosure of credit risk exposure [line items] |
|
|
|
|
| Maximum exposure to credit risk |
0
|
0
|
0
|
|
| Santander Consumer USA Holdings Inc. | From AAA to AA- | Stage 1 | Financial instruments not credit-impaired | US | Total North America |
|
|
|
|
| Disclosure of credit risk exposure [line items] |
|
|
|
|
| Maximum exposure to credit risk |
0
|
0
|
0
|
|
| Santander Consumer USA Holdings Inc. | From AAA to AA- | Stage 2 and 3 | Financial instruments not credit-impaired | US | Total North America |
|
|
|
|
| Disclosure of credit risk exposure [line items] |
|
|
|
|
| Maximum exposure to credit risk |
0
|
0
|
0
|
|
| Santander Consumer USA Holdings Inc. | From AAA to AA- | Stage 2 and 3 | Financial instruments credit-impaired | US | Total North America |
|
|
|
|
| Disclosure of credit risk exposure [line items] |
|
|
|
|
| Maximum exposure to credit risk |
0
|
0
|
0
|
|
| Santander Consumer USA Holdings Inc. | From A+ to BB | US | Total North America |
|
|
|
|
| Disclosure of credit risk exposure [line items] |
|
|
|
|
| Maximum exposure to credit risk |
54
|
202
|
99
|
|
| Santander Consumer USA Holdings Inc. | From A+ to BB | Stage 1 | Financial instruments not credit-impaired | US | Total North America |
|
|
|
|
| Disclosure of credit risk exposure [line items] |
|
|
|
|
| Maximum exposure to credit risk |
54
|
202
|
99
|
|
| Santander Consumer USA Holdings Inc. | From A+ to BB | Stage 2 and 3 | Financial instruments not credit-impaired | US | Total North America |
|
|
|
|
| Disclosure of credit risk exposure [line items] |
|
|
|
|
| Maximum exposure to credit risk |
0
|
0
|
0
|
|
| Santander Consumer USA Holdings Inc. | From A+ to BB | Stage 2 and 3 | Financial instruments credit-impaired | US | Total North America |
|
|
|
|
| Disclosure of credit risk exposure [line items] |
|
|
|
|
| Maximum exposure to credit risk |
0
|
0
|
0
|
|
| Santander Consumer USA Holdings Inc. | From BB- to B- | US | Total North America |
|
|
|
|
| Disclosure of credit risk exposure [line items] |
|
|
|
|
| Maximum exposure to credit risk |
11,114
|
13,253
|
12,515
|
|
| Santander Consumer USA Holdings Inc. | From BB- to B- | Stage 1 | Financial instruments not credit-impaired | US | Total North America |
|
|
|
|
| Disclosure of credit risk exposure [line items] |
|
|
|
|
| Maximum exposure to credit risk |
10,167
|
12,802
|
12,120
|
|
| Santander Consumer USA Holdings Inc. | From BB- to B- | Stage 2 and 3 | Financial instruments not credit-impaired | US | Total North America |
|
|
|
|
| Disclosure of credit risk exposure [line items] |
|
|
|
|
| Maximum exposure to credit risk |
947
|
451
|
395
|
|
| Santander Consumer USA Holdings Inc. | From BB- to B- | Stage 2 and 3 | Financial instruments credit-impaired | US | Total North America |
|
|
|
|
| Disclosure of credit risk exposure [line items] |
|
|
|
|
| Maximum exposure to credit risk |
0
|
0
|
0
|
|
| Santander Consumer USA Holdings Inc. | CCC and below | US | Total North America |
|
|
|
|
| Disclosure of credit risk exposure [line items] |
|
|
|
|
| Maximum exposure to credit risk |
14,036
|
17,214
|
16,263
|
|
| Santander Consumer USA Holdings Inc. | CCC and below | Stage 1 | Financial instruments not credit-impaired | US | Total North America |
|
|
|
|
| Disclosure of credit risk exposure [line items] |
|
|
|
|
| Maximum exposure to credit risk |
3,577
|
7,259
|
6,754
|
|
| Santander Consumer USA Holdings Inc. | CCC and below | Stage 2 and 3 | Financial instruments not credit-impaired | US | Total North America |
|
|
|
|
| Disclosure of credit risk exposure [line items] |
|
|
|
|
| Maximum exposure to credit risk |
4,871
|
4,226
|
4,237
|
|
| Santander Consumer USA Holdings Inc. | CCC and below | Stage 2 and 3 | Financial instruments credit-impaired | US | Total North America |
|
|
|
|
| Disclosure of credit risk exposure [line items] |
|
|
|
|
| Maximum exposure to credit risk |
€ 5,588
|
5,729
|
5,272
|
|
| Banco Santander (Brasil) S.A. | Brazil | Total South America |
|
|
|
|
| Disclosure of credit risk exposure [line items] |
|
|
|
|
| Number of tranches | tranches |
4
|
|
|
|
| Maximum exposure to credit risk |
€ 104,136
|
103,541
|
113,409
|
|
| Banco Santander (Brasil) S.A. | Brazil | Total South America | Accumulated impairment | Financial assets at amortised cost and financial assets at fair value through other comprehensive income | Customers |
|
|
|
|
| Disclosure of credit risk exposure [line items] |
|
|
|
|
| Financial assets |
5,992
|
5,313
|
6,338
|
|
| Banco Santander (Brasil) S.A. | Stage 1 | Financial instruments not credit-impaired | Brazil | Total South America |
|
|
|
|
| Disclosure of credit risk exposure [line items] |
|
|
|
|
| Maximum exposure to credit risk |
83,383
|
86,459
|
96,799
|
|
| Banco Santander (Brasil) S.A. | Stage 1 | Financial instruments not credit-impaired | Brazil | Total South America | Accumulated impairment | Financial assets at amortised cost and financial assets at fair value through other comprehensive income | Customers |
|
|
|
|
| Disclosure of credit risk exposure [line items] |
|
|
|
|
| Financial assets |
648
|
687
|
722
|
|
| Banco Santander (Brasil) S.A. | Stage 2 and 3 | Financial instruments not credit-impaired | Brazil | Total South America |
|
|
|
|
| Disclosure of credit risk exposure [line items] |
|
|
|
|
| Maximum exposure to credit risk |
13,602
|
10,700
|
9,131
|
|
| Banco Santander (Brasil) S.A. | Stage 2 and 3 | Financial instruments not credit-impaired | Brazil | Total South America | Accumulated impairment | Financial assets at amortised cost and financial assets at fair value through other comprehensive income | Customers |
|
|
|
|
| Disclosure of credit risk exposure [line items] |
|
|
|
|
| Financial assets |
1,128
|
860
|
1,078
|
|
| Banco Santander (Brasil) S.A. | Stage 2 and 3 | Financial instruments credit-impaired | Brazil | Total South America |
|
|
|
|
| Disclosure of credit risk exposure [line items] |
|
|
|
|
| Maximum exposure to credit risk |
7,151
|
6,382
|
7,479
|
|
| Banco Santander (Brasil) S.A. | Stage 2 and 3 | Financial instruments credit-impaired | Brazil | Total South America | Accumulated impairment | Financial assets at amortised cost and financial assets at fair value through other comprehensive income | Customers |
|
|
|
|
| Disclosure of credit risk exposure [line items] |
|
|
|
|
| Financial assets |
4,216
|
3,766
|
4,538
|
|
| Banco Santander (Brasil) S.A. | From AAA to AA- | Brazil | Total South America |
|
|
|
|
| Disclosure of credit risk exposure [line items] |
|
|
|
|
| Maximum exposure to credit risk |
18,411
|
20,527
|
21,138
|
|
| Banco Santander (Brasil) S.A. | From AAA to AA- | Stage 1 | Financial instruments not credit-impaired | Brazil | Total South America |
|
|
|
|
| Disclosure of credit risk exposure [line items] |
|
|
|
|
| Maximum exposure to credit risk |
16,898
|
19,557
|
20,670
|
|
| Banco Santander (Brasil) S.A. | From AAA to AA- | Stage 2 and 3 | Financial instruments not credit-impaired | Brazil | Total South America |
|
|
|
|
| Disclosure of credit risk exposure [line items] |
|
|
|
|
| Maximum exposure to credit risk |
1,513
|
970
|
468
|
|
| Banco Santander (Brasil) S.A. | From AAA to AA- | Stage 2 and 3 | Financial instruments credit-impaired | Brazil | Total South America |
|
|
|
|
| Disclosure of credit risk exposure [line items] |
|
|
|
|
| Maximum exposure to credit risk |
0
|
0
|
0
|
|
| Banco Santander (Brasil) S.A. | From A+ to BB | Brazil | Total South America |
|
|
|
|
| Disclosure of credit risk exposure [line items] |
|
|
|
|
| Maximum exposure to credit risk |
30,432
|
34,461
|
39,620
|
|
| Banco Santander (Brasil) S.A. | From A+ to BB | Stage 1 | Financial instruments not credit-impaired | Brazil | Total South America |
|
|
|
|
| Disclosure of credit risk exposure [line items] |
|
|
|
|
| Maximum exposure to credit risk |
29,179
|
32,824
|
38,869
|
|
| Banco Santander (Brasil) S.A. | From A+ to BB | Stage 2 and 3 | Financial instruments not credit-impaired | Brazil | Total South America |
|
|
|
|
| Disclosure of credit risk exposure [line items] |
|
|
|
|
| Maximum exposure to credit risk |
1,253
|
1,637
|
751
|
|
| Banco Santander (Brasil) S.A. | From A+ to BB | Stage 2 and 3 | Financial instruments credit-impaired | Brazil | Total South America |
|
|
|
|
| Disclosure of credit risk exposure [line items] |
|
|
|
|
| Maximum exposure to credit risk |
0
|
0
|
0
|
|
| Banco Santander (Brasil) S.A. | From BB- to B- | Brazil | Total South America |
|
|
|
|
| Disclosure of credit risk exposure [line items] |
|
|
|
|
| Maximum exposure to credit risk |
43,124
|
38,940
|
40,284
|
|
| Banco Santander (Brasil) S.A. | From BB- to B- | Stage 1 | Financial instruments not credit-impaired | Brazil | Total South America |
|
|
|
|
| Disclosure of credit risk exposure [line items] |
|
|
|
|
| Maximum exposure to credit risk |
36,089
|
33,655
|
36,107
|
|
| Banco Santander (Brasil) S.A. | From BB- to B- | Stage 2 and 3 | Financial instruments not credit-impaired | Brazil | Total South America |
|
|
|
|
| Disclosure of credit risk exposure [line items] |
|
|
|
|
| Maximum exposure to credit risk |
7,035
|
5,285
|
4,177
|
|
| Banco Santander (Brasil) S.A. | From BB- to B- | Stage 2 and 3 | Financial instruments credit-impaired | Brazil | Total South America |
|
|
|
|
| Disclosure of credit risk exposure [line items] |
|
|
|
|
| Maximum exposure to credit risk |
0
|
0
|
0
|
|
| Banco Santander (Brasil) S.A. | CCC and below | Brazil | Total South America |
|
|
|
|
| Disclosure of credit risk exposure [line items] |
|
|
|
|
| Maximum exposure to credit risk |
12,169
|
9,613
|
12,367
|
|
| Banco Santander (Brasil) S.A. | CCC and below | Stage 1 | Financial instruments not credit-impaired | Brazil | Total South America |
|
|
|
|
| Disclosure of credit risk exposure [line items] |
|
|
|
|
| Maximum exposure to credit risk |
1,217
|
423
|
1,153
|
|
| Banco Santander (Brasil) S.A. | CCC and below | Stage 2 and 3 | Financial instruments not credit-impaired | Brazil | Total South America |
|
|
|
|
| Disclosure of credit risk exposure [line items] |
|
|
|
|
| Maximum exposure to credit risk |
3,801
|
2,808
|
3,735
|
|
| Banco Santander (Brasil) S.A. | CCC and below | Stage 2 and 3 | Financial instruments credit-impaired | Brazil | Total South America |
|
|
|
|
| Disclosure of credit risk exposure [line items] |
|
|
|
|
| Maximum exposure to credit risk |
€ 7,151
|
€ 6,382
|
€ 7,479
|
|