Primary and secondary segments reporting - Schedule of condensed balance sheets and condensed income statements by secondary segments (Details) - EUR (€)
€ in Millions |
8 Months Ended |
12 Months Ended |
Aug. 31, 2025 |
Dec. 31, 2025 |
Dec. 31, 2024 |
Dec. 31, 2023 |
| Balance sheet (condensed) |
|
|
|
|
| Financial assets |
|
€ 300,026.0
|
€ 283,497.0
|
€ 243,203.0
|
| Underlying income statement (condensed) |
|
|
|
|
| Net interest income |
|
42,348.0
|
43,787.0
|
40,650.0
|
| Net fee income |
|
12,976.0
|
12,376.0
|
11,495.0
|
| Gains (losses) on financial transactions |
|
2,362.0
|
2,211.0
|
2,565.0
|
| Other operating income |
|
625.0
|
(331.0)
|
(759.0)
|
| Total income |
|
58,311.0
|
58,043.0
|
53,951.0
|
| Net operating income |
|
33,532.0
|
32,828.0
|
29,267.0
|
| Net loan-loss provisions |
|
(12,596.0)
|
(12,183.0)
|
(12,260.0)
|
| Other gains (losses) and provisions |
|
(2,255.0)
|
(3,298.0)
|
(2,002.0)
|
| Operating profit/(loss) before tax |
€ 6,193.0
|
18,681.0
|
17,347.0
|
15,005.0
|
| Tax on profit |
€ (635.0)
|
(4,723.0)
|
(4,844.0)
|
(3,880.0)
|
| Profit/(loss) from continuing operations |
|
13,958.0
|
12,503.0
|
11,125.0
|
| Net profit from discontinued operations |
|
1,542.0
|
1,241.0
|
1,058.0
|
| Profit/(loss) for the year |
|
15,500.0
|
13,744.0
|
12,183.0
|
| Non-controlling interests |
|
(1,399.0)
|
(1,170.0)
|
(1,107.0)
|
| Underlying profit attributable to the parent |
|
14,101.0
|
12,574.0
|
11,076.0
|
| Customer deposits |
|
|
|
|
| Balance sheet (condensed) |
|
|
|
|
| Financial liabilities |
|
|
1,005,605.0
|
1,002,669.0
|
| Customers |
|
|
|
|
| Balance sheet (condensed) |
|
|
|
|
| Financial liabilities |
|
1,041,200.0
|
1,055,936.0
|
1,047,169.0
|
| Loans and advances to customers |
|
|
|
|
| Balance sheet (condensed) |
|
|
|
|
| Financial assets |
|
|
1,017,160.0
|
1,003,465.0
|
| Customers |
|
|
|
|
| Balance sheet (condensed) |
|
|
|
|
| Financial assets |
|
1,037,288.0
|
1,054,069.0
|
1,036,349.0
|
| Gross loans and advances to customers |
|
|
|
|
| Balance sheet (condensed) |
|
|
|
|
| Financial assets |
|
984,466.0
|
978,961.0
|
981,192.0
|
| Customers funds |
|
|
|
|
| Balance sheet (condensed) |
|
|
|
|
| Financial liabilities |
|
1,199,798.0
|
1,154,759.0
|
1,127,503.0
|
| Customers |
|
|
|
|
| Balance sheet (condensed) |
|
|
|
|
| Financial liabilities |
|
944,409.0
|
927,533.0
|
923,884.0
|
| Investment funds |
|
|
|
|
| Balance sheet (condensed) |
|
|
|
|
| Memorandum items |
|
255,389.0
|
227,226.0
|
203,618.0
|
| Underlying results |
|
|
|
|
| Underlying income statement (condensed) |
|
|
|
|
| Net interest income |
|
42,401.0
|
43,824.0
|
40,718.0
|
| Net fee income |
|
12,928.0
|
12,335.0
|
11,468.0
|
| Gains (losses) on financial transactions |
|
2,354.0
|
2,216.0
|
2,566.0
|
| Other operating income |
|
625.0
|
(391.0)
|
(812.0)
|
| Total income |
|
58,308.0
|
57,984.0
|
53,940.0
|
| Total Costs |
|
(26,410.0)
|
(27,354.0)
|
(26,501.0)
|
| Net operating income |
|
31,898.0
|
30,630.0
|
27,439.0
|
| Net loan-loss provisions |
|
(12,128.0)
|
(11,822.0)
|
(11,784.0)
|
| Other gains (losses) and provisions |
|
(834.0)
|
(1,431.0)
|
(350.0)
|
| Operating profit/(loss) before tax |
|
18,936.0
|
17,377.0
|
15,305.0
|
| Tax on profit |
|
(4,939.0)
|
(4,853.0)
|
(4,112.0)
|
| Profit/(loss) from continuing operations |
|
13,997.0
|
12,524.0
|
11,193.0
|
| Net profit from discontinued operations |
|
0.0
|
0.0
|
0.0
|
| Profit/(loss) for the year |
|
13,997.0
|
12,524.0
|
11,193.0
|
| Non-controlling interests |
|
(845.0)
|
(750.0)
|
(791.0)
|
| Underlying profit attributable to the parent |
|
13,152.0
|
11,774.0
|
10,402.0
|
| Provision (release) of provision corresponding to results from commitments and contingent risks |
|
50.0
|
47.0
|
(38.0)
|
| Spain | Customer deposits |
|
|
|
|
| Balance sheet (condensed) |
|
|
|
|
| Financial liabilities |
|
|
323,425.0
|
324,099.0
|
| Spain | Customers |
|
|
|
|
| Balance sheet (condensed) |
|
|
|
|
| Financial liabilities |
|
354,943.0
|
|
|
| Spain | Loans and advances to customers |
|
|
|
|
| Balance sheet (condensed) |
|
|
|
|
| Financial assets |
|
|
246,897.0
|
239,214.0
|
| Spain | Customers |
|
|
|
|
| Balance sheet (condensed) |
|
|
|
|
| Financial assets |
|
264,950.0
|
|
|
| Spain | Gross loans and advances to customers |
|
|
|
|
| Balance sheet (condensed) |
|
|
|
|
| Financial assets |
|
237,385.0
|
225,759.0
|
229,803.0
|
| Spain | Customers funds |
|
|
|
|
| Balance sheet (condensed) |
|
|
|
|
| Financial liabilities |
|
429,464.0
|
399,999.0
|
386,810.0
|
| Spain | Customers |
|
|
|
|
| Balance sheet (condensed) |
|
|
|
|
| Financial liabilities |
|
322,070.0
|
306,389.0
|
308,745.0
|
| Spain | Investment funds |
|
|
|
|
| Balance sheet (condensed) |
|
|
|
|
| Memorandum items |
|
107,394.0
|
93,609.0
|
78,065.0
|
| Spain | Underlying results |
|
|
|
|
| Underlying income statement (condensed) |
|
|
|
|
| Net interest income |
|
7,305.0
|
7,256.0
|
6,641.0
|
| Net fee income |
|
3,022.0
|
2,867.0
|
2,699.0
|
| Gains (losses) on financial transactions |
|
841.0
|
1,100.0
|
688.0
|
| Other operating income |
|
720.0
|
358.0
|
(190.0)
|
| Total income |
|
11,887.0
|
11,580.0
|
9,837.0
|
| Total Costs |
|
(4,465.0)
|
(4,509.0)
|
(4,815.0)
|
| Net operating income |
|
7,423.0
|
7,071.0
|
5,022.0
|
| Net loan-loss provisions |
|
(1,142.0)
|
(1,259.0)
|
(1,522.0)
|
| Other gains (losses) and provisions |
|
(198.0)
|
(372.0)
|
(100.0)
|
| Operating profit/(loss) before tax |
|
6,083.0
|
5,440.0
|
3,399.0
|
| Tax on profit |
|
(1,811.0)
|
(1,678.0)
|
(1,029.0)
|
| Profit/(loss) from continuing operations |
|
4,272.0
|
3,763.0
|
2,371.0
|
| Net profit from discontinued operations |
|
0.0
|
0.0
|
0.0
|
| Profit/(loss) for the year |
|
4,272.0
|
3,763.0
|
2,371.0
|
| Non-controlling interests |
|
0.0
|
0.0
|
0.0
|
| Underlying profit attributable to the parent |
|
4,272.0
|
3,762.0
|
2,371.0
|
| United Kingdom | Customer deposits |
|
|
|
|
| Balance sheet (condensed) |
|
|
|
|
| Financial liabilities |
|
|
230,408.0
|
233,453.0
|
| United Kingdom | Customers |
|
|
|
|
| Balance sheet (condensed) |
|
|
|
|
| Financial liabilities |
|
225,708.0
|
|
|
| United Kingdom | Loans and advances to customers |
|
|
|
|
| Balance sheet (condensed) |
|
|
|
|
| Financial assets |
|
|
246,453.0
|
245,743.0
|
| United Kingdom | Customers |
|
|
|
|
| Balance sheet (condensed) |
|
|
|
|
| Financial assets |
|
242,624.0
|
|
|
| United Kingdom | Gross loans and advances to customers |
|
|
|
|
| Balance sheet (condensed) |
|
|
|
|
| Financial assets |
|
228,273.0
|
236,496.0
|
235,111.0
|
| United Kingdom | Customers funds |
|
|
|
|
| Balance sheet (condensed) |
|
|
|
|
| Financial liabilities |
|
227,160.0
|
230,479.0
|
231,667.0
|
| United Kingdom | Customers |
|
|
|
|
| Balance sheet (condensed) |
|
|
|
|
| Financial liabilities |
|
219,440.0
|
222,835.0
|
224,396.0
|
| United Kingdom | Investment funds |
|
|
|
|
| Balance sheet (condensed) |
|
|
|
|
| Memorandum items |
|
7,719.0
|
7,643.0
|
7,272.0
|
| United Kingdom | Underlying results |
|
|
|
|
| Underlying income statement (condensed) |
|
|
|
|
| Net interest income |
|
5,008.0
|
4,950.0
|
5,152.0
|
| Net fee income |
|
369.0
|
283.0
|
338.0
|
| Gains (losses) on financial transactions |
|
(100.0)
|
(18.0)
|
29.0
|
| Other operating income |
|
(245.0)
|
(203.0)
|
(162.0)
|
| Total income |
|
5,032.0
|
5,011.0
|
5,358.0
|
| Total Costs |
|
(2,937.0)
|
(3,050.0)
|
(2,928.0)
|
| Net operating income |
|
2,095.0
|
1,962.0
|
2,430.0
|
| Net loan-loss provisions |
|
(177.0)
|
(64.0)
|
(247.0)
|
| Other gains (losses) and provisions |
|
(124.0)
|
(104.0)
|
(75.0)
|
| Operating profit/(loss) before tax |
|
1,794.0
|
1,794.0
|
2,107.0
|
| Tax on profit |
|
(486.0)
|
(488.0)
|
(563.0)
|
| Profit/(loss) from continuing operations |
|
1,307.0
|
1,306.0
|
1,545.0
|
| Net profit from discontinued operations |
|
0.0
|
0.0
|
0.0
|
| Profit/(loss) for the year |
|
1,307.0
|
1,306.0
|
1,545.0
|
| Non-controlling interests |
|
0.0
|
0.0
|
0.0
|
| Underlying profit attributable to the parent |
|
1,307.0
|
1,306.0
|
1,545.0
|
| Portugal | Customer deposits |
|
|
|
|
| Balance sheet (condensed) |
|
|
|
|
| Financial liabilities |
|
|
38,304.0
|
36,366.0
|
| Portugal | Customers |
|
|
|
|
| Balance sheet (condensed) |
|
|
|
|
| Financial liabilities |
|
40,576.0
|
|
|
| Portugal | Loans and advances to customers |
|
|
|
|
| Balance sheet (condensed) |
|
|
|
|
| Financial assets |
|
|
38,410.0
|
36,864.0
|
| Portugal | Customers |
|
|
|
|
| Balance sheet (condensed) |
|
|
|
|
| Financial assets |
|
41,260.0
|
|
|
| Portugal | Gross loans and advances to customers |
|
|
|
|
| Balance sheet (condensed) |
|
|
|
|
| Financial assets |
|
41,980.0
|
39,143.0
|
37,658.0
|
| Portugal | Customers funds |
|
|
|
|
| Balance sheet (condensed) |
|
|
|
|
| Financial liabilities |
|
46,201.0
|
43,186.0
|
40,618.0
|
| Portugal | Customers |
|
|
|
|
| Balance sheet (condensed) |
|
|
|
|
| Financial liabilities |
|
40,576.0
|
38,304.0
|
36,366.0
|
| Portugal | Investment funds |
|
|
|
|
| Balance sheet (condensed) |
|
|
|
|
| Memorandum items |
|
5,625.0
|
4,882.0
|
4,252.0
|
| Portugal | Underlying results |
|
|
|
|
| Underlying income statement (condensed) |
|
|
|
|
| Net interest income |
|
1,346.0
|
1,548.0
|
1,465.0
|
| Net fee income |
|
506.0
|
467.0
|
464.0
|
| Gains (losses) on financial transactions |
|
70.0
|
45.0
|
33.0
|
| Other operating income |
|
33.0
|
5.0
|
(17.0)
|
| Total income |
|
1,956.0
|
2,065.0
|
1,944.0
|
| Total Costs |
|
(544.0)
|
(574.0)
|
(567.0)
|
| Net operating income |
|
1,412.0
|
1,492.0
|
1,378.0
|
| Net loan-loss provisions |
|
8.0
|
(11.0)
|
(77.0)
|
| Other gains (losses) and provisions |
|
(3.0)
|
0.0
|
14.0
|
| Operating profit/(loss) before tax |
|
1,417.0
|
1,481.0
|
1,314.0
|
| Tax on profit |
|
(405.0)
|
(478.0)
|
(416.0)
|
| Profit/(loss) from continuing operations |
|
1,011.0
|
1,003.0
|
898.0
|
| Net profit from discontinued operations |
|
0.0
|
0.0
|
0.0
|
| Profit/(loss) for the year |
|
1,011.0
|
1,003.0
|
898.0
|
| Non-controlling interests |
|
(2.0)
|
(2.0)
|
(2.0)
|
| Underlying profit attributable to the parent |
|
1,010.0
|
1,001.0
|
896.0
|
| Openbank Europe | Customer deposits |
|
|
|
|
| Balance sheet (condensed) |
|
|
|
|
| Financial liabilities |
|
|
81,376.0
|
69,334.0
|
| Openbank Europe | Customers |
|
|
|
|
| Balance sheet (condensed) |
|
|
|
|
| Financial liabilities |
|
82,359.0
|
|
|
| Openbank Europe | Loans and advances to customers |
|
|
|
|
| Balance sheet (condensed) |
|
|
|
|
| Financial assets |
|
|
137,038.0
|
132,692.0
|
| Openbank Europe | Customers |
|
|
|
|
| Balance sheet (condensed) |
|
|
|
|
| Financial assets |
|
139,322.0
|
|
|
| Openbank Europe | Gross loans and advances to customers |
|
|
|
|
| Balance sheet (condensed) |
|
|
|
|
| Financial assets |
|
142,477.0
|
139,927.0
|
135,202.0
|
| Openbank Europe | Customers funds |
|
|
|
|
| Balance sheet (condensed) |
|
|
|
|
| Financial liabilities |
|
87,559.0
|
85,876.0
|
72,963.0
|
| Openbank Europe | Customers |
|
|
|
|
| Balance sheet (condensed) |
|
|
|
|
| Financial liabilities |
|
82,359.0
|
81,376.0
|
69,334.0
|
| Openbank Europe | Investment funds |
|
|
|
|
| Balance sheet (condensed) |
|
|
|
|
| Memorandum items |
|
5,200.0
|
4,500.0
|
3,629.0
|
| Openbank Europe | Underlying results |
|
|
|
|
| Underlying income statement (condensed) |
|
|
|
|
| Net interest income |
|
4,685.0
|
4,361.0
|
4,193.0
|
| Net fee income |
|
804.0
|
902.0
|
796.0
|
| Gains (losses) on financial transactions |
|
(39.0)
|
(24.0)
|
117.0
|
| Other operating income |
|
474.0
|
405.0
|
375.0
|
| Total income |
|
5,925.0
|
5,644.0
|
5,481.0
|
| Total Costs |
|
(2,899.0)
|
(2,848.0)
|
(2,751.0)
|
| Net operating income |
|
3,026.0
|
2,796.0
|
2,730.0
|
| Net loan-loss provisions |
|
(1,363.0)
|
(1,209.0)
|
(792.0)
|
| Other gains (losses) and provisions |
|
(266.0)
|
(456.0)
|
82.0
|
| Operating profit/(loss) before tax |
|
1,398.0
|
1,131.0
|
2,019.0
|
| Tax on profit |
|
(322.0)
|
(255.0)
|
(493.0)
|
| Profit/(loss) from continuing operations |
|
1,076.0
|
876.0
|
1,526.0
|
| Net profit from discontinued operations |
|
0.0
|
0.0
|
0.0
|
| Profit/(loss) for the year |
|
1,076.0
|
876.0
|
1,526.0
|
| Non-controlling interests |
|
(304.0)
|
(234.0)
|
(327.0)
|
| Underlying profit attributable to the parent |
|
772.0
|
642.0
|
1,199.0
|
| United States | Customer deposits |
|
|
|
|
| Balance sheet (condensed) |
|
|
|
|
| Financial liabilities |
|
|
125,403.0
|
121,782.0
|
| United States | Customers |
|
|
|
|
| Balance sheet (condensed) |
|
|
|
|
| Financial liabilities |
|
122,000.0
|
|
|
| United States | Loans and advances to customers |
|
|
|
|
| Balance sheet (condensed) |
|
|
|
|
| Financial assets |
|
|
134,856.0
|
126,843.0
|
| United States | Customers |
|
|
|
|
| Balance sheet (condensed) |
|
|
|
|
| Financial assets |
|
132,659.0
|
|
|
| United States | Gross loans and advances to customers |
|
|
|
|
| Balance sheet (condensed) |
|
|
|
|
| Financial assets |
|
108,950.0
|
117,511.0
|
112,671.0
|
| United States | Customers funds |
|
|
|
|
| Balance sheet (condensed) |
|
|
|
|
| Financial liabilities |
|
103,178.0
|
108,246.0
|
108,062.0
|
| United States | Customers |
|
|
|
|
| Balance sheet (condensed) |
|
|
|
|
| Financial liabilities |
|
87,686.0
|
93,545.0
|
95,697.0
|
| United States | Investment funds |
|
|
|
|
| Balance sheet (condensed) |
|
|
|
|
| Memorandum items |
|
15,492.0
|
14,702.0
|
12,364.0
|
| United States | Underlying results |
|
|
|
|
| Underlying income statement (condensed) |
|
|
|
|
| Net interest income |
|
5,888.0
|
5,693.0
|
5,742.0
|
| Net fee income |
|
1,328.0
|
1,152.0
|
766.0
|
| Gains (losses) on financial transactions |
|
547.0
|
371.0
|
294.0
|
| Other operating income |
|
165.0
|
365.0
|
406.0
|
| Total income |
|
7,929.0
|
7,580.0
|
7,209.0
|
| Total Costs |
|
(3,890.0)
|
(3,965.0)
|
(3,707.0)
|
| Net operating income |
|
4,039.0
|
3,615.0
|
3,502.0
|
| Net loan-loss provisions |
|
(2,244.0)
|
(2,507.0)
|
(2,593.0)
|
| Other gains (losses) and provisions |
|
(47.0)
|
(55.0)
|
(46.0)
|
| Operating profit/(loss) before tax |
|
1,748.0
|
1,053.0
|
863.0
|
| Tax on profit |
|
(207.0)
|
56.0
|
69.0
|
| Profit/(loss) from continuing operations |
|
1,541.0
|
1,109.0
|
932.0
|
| Net profit from discontinued operations |
|
0.0
|
0.0
|
0.0
|
| Profit/(loss) for the year |
|
1,541.0
|
1,109.0
|
932.0
|
| Non-controlling interests |
|
0.0
|
0.0
|
0.0
|
| Underlying profit attributable to the parent |
|
1,541.0
|
1,109.0
|
932.0
|
| Mexico | Customer deposits |
|
|
|
|
| Balance sheet (condensed) |
|
|
|
|
| Financial liabilities |
|
|
49,836.0
|
53,703.0
|
| Mexico | Customers |
|
|
|
|
| Balance sheet (condensed) |
|
|
|
|
| Financial liabilities |
|
55,595.0
|
|
|
| Mexico | Loans and advances to customers |
|
|
|
|
| Balance sheet (condensed) |
|
|
|
|
| Financial assets |
|
|
45,054.0
|
47,905.0
|
| Mexico | Customers |
|
|
|
|
| Balance sheet (condensed) |
|
|
|
|
| Financial assets |
|
48,083.0
|
|
|
| Mexico | Gross loans and advances to customers |
|
|
|
|
| Balance sheet (condensed) |
|
|
|
|
| Financial assets |
|
49,442.0
|
44,715.0
|
48,688.0
|
| Mexico | Customers funds |
|
|
|
|
| Balance sheet (condensed) |
|
|
|
|
| Financial liabilities |
|
68,201.0
|
61,160.0
|
62,775.0
|
| Mexico | Customers |
|
|
|
|
| Balance sheet (condensed) |
|
|
|
|
| Financial liabilities |
|
45,498.0
|
41,528.0
|
45,693.0
|
| Mexico | Investment funds |
|
|
|
|
| Balance sheet (condensed) |
|
|
|
|
| Memorandum items |
|
22,703.0
|
19,632.0
|
17,082.0
|
| Mexico | Underlying results |
|
|
|
|
| Underlying income statement (condensed) |
|
|
|
|
| Net interest income |
|
4,554.0
|
4,631.0
|
4,408.0
|
| Net fee income |
|
1,454.0
|
1,385.0
|
1,374.0
|
| Gains (losses) on financial transactions |
|
427.0
|
396.0
|
211.0
|
| Other operating income |
|
(130.0)
|
(133.0)
|
(94.0)
|
| Total income |
|
6,305.0
|
6,278.0
|
5,899.0
|
| Total Costs |
|
(2,730.0)
|
(2,727.0)
|
(2,645.0)
|
| Net operating income |
|
3,575.0
|
3,551.0
|
3,254.0
|
| Net loan-loss provisions |
|
(1,239.0)
|
(1,277.0)
|
(1,135.0)
|
| Other gains (losses) and provisions |
|
0.0
|
0.0
|
0.0
|
| Operating profit/(loss) before tax |
|
2,336.0
|
2,274.0
|
2,119.0
|
| Tax on profit |
|
(627.0)
|
(598.0)
|
(541.0)
|
| Profit/(loss) from continuing operations |
|
1,709.0
|
1,676.0
|
1,577.0
|
| Net profit from discontinued operations |
|
0.0
|
0.0
|
0.0
|
| Profit/(loss) for the year |
|
1,709.0
|
1,676.0
|
1,577.0
|
| Non-controlling interests |
|
(4.0)
|
(5.0)
|
(17.0)
|
| Underlying profit attributable to the parent |
|
1,705.0
|
1,671.0
|
1,560.0
|
| Brazil | Customer deposits |
|
|
|
|
| Balance sheet (condensed) |
|
|
|
|
| Financial liabilities |
|
|
93,994.0
|
110,162.0
|
| Brazil | Customers |
|
|
|
|
| Balance sheet (condensed) |
|
|
|
|
| Financial liabilities |
|
92,256.0
|
|
|
| Brazil | Loans and advances to customers |
|
|
|
|
| Balance sheet (condensed) |
|
|
|
|
| Financial assets |
|
|
88,620.0
|
96,399.0
|
| Brazil | Customers |
|
|
|
|
| Balance sheet (condensed) |
|
|
|
|
| Financial assets |
|
87,653.0
|
|
|
| Brazil | Gross loans and advances to customers |
|
|
|
|
| Balance sheet (condensed) |
|
|
|
|
| Financial assets |
|
93,030.0
|
93,785.0
|
102,583.0
|
| Brazil | Customers funds |
|
|
|
|
| Balance sheet (condensed) |
|
|
|
|
| Financial liabilities |
|
132,580.0
|
129,881.0
|
145,044.0
|
| Brazil | Customers |
|
|
|
|
| Balance sheet (condensed) |
|
|
|
|
| Financial liabilities |
|
80,449.0
|
81,378.0
|
90,297.0
|
| Brazil | Investment funds |
|
|
|
|
| Balance sheet (condensed) |
|
|
|
|
| Memorandum items |
|
52,132.0
|
48,503.0
|
54,747.0
|
| Brazil | Underlying results |
|
|
|
|
| Underlying income statement (condensed) |
|
|
|
|
| Net interest income |
|
9,380.0
|
10,121.0
|
9,116.0
|
| Net fee income |
|
3,193.0
|
3,414.0
|
3,462.0
|
| Gains (losses) on financial transactions |
|
(64.0)
|
(37.0)
|
483.0
|
| Other operating income |
|
93.0
|
39.0
|
43.0
|
| Total income |
|
12,602.0
|
13,536.0
|
13,104.0
|
| Total Costs |
|
(4,957.0)
|
(5,219.0)
|
(5,430.0)
|
| Net operating income |
|
7,645.0
|
8,318.0
|
7,674.0
|
| Net loan-loss provisions |
|
(4,409.0)
|
(4,487.0)
|
(4,701.0)
|
| Other gains (losses) and provisions |
|
(11.0)
|
0.0
|
(62.0)
|
| Operating profit/(loss) before tax |
|
3,224.0
|
3,830.0
|
2,911.0
|
| Tax on profit |
|
(836.0)
|
(1,165.0)
|
(776.0)
|
| Profit/(loss) from continuing operations |
|
2,388.0
|
2,665.0
|
2,135.0
|
| Net profit from discontinued operations |
|
0.0
|
0.0
|
0.0
|
| Profit/(loss) for the year |
|
2,388.0
|
2,665.0
|
2,135.0
|
| Non-controlling interests |
|
(220.0)
|
(243.0)
|
(215.0)
|
| Underlying profit attributable to the parent |
|
2,168.0
|
2,422.0
|
1,921.0
|
| Chile | Customer deposits |
|
|
|
|
| Balance sheet (condensed) |
|
|
|
|
| Financial liabilities |
|
|
30,181.0
|
29,578.0
|
| Chile | Customers |
|
|
|
|
| Balance sheet (condensed) |
|
|
|
|
| Financial liabilities |
|
29,503.0
|
|
|
| Chile | Loans and advances to customers |
|
|
|
|
| Balance sheet (condensed) |
|
|
|
|
| Financial assets |
|
|
40,332.0
|
42,616.0
|
| Chile | Customers |
|
|
|
|
| Balance sheet (condensed) |
|
|
|
|
| Financial assets |
|
39,924.0
|
|
|
| Chile | Gross loans and advances to customers |
|
|
|
|
| Balance sheet (condensed) |
|
|
|
|
| Financial assets |
|
40,986.0
|
41,405.0
|
43,823.0
|
| Chile | Customers funds |
|
|
|
|
| Balance sheet (condensed) |
|
|
|
|
| Financial liabilities |
|
42,256.0
|
43,383.0
|
40,098.0
|
| Chile | Customers |
|
|
|
|
| Balance sheet (condensed) |
|
|
|
|
| Financial liabilities |
|
28,293.0
|
30,060.0
|
29,337.0
|
| Chile | Investment funds |
|
|
|
|
| Balance sheet (condensed) |
|
|
|
|
| Memorandum items |
|
13,963.0
|
13,324.0
|
10,761.0
|
| Chile | Underlying results |
|
|
|
|
| Underlying income statement (condensed) |
|
|
|
|
| Net interest income |
|
1,917.0
|
1,822.0
|
1,383.0
|
| Net fee income |
|
582.0
|
551.0
|
572.0
|
| Gains (losses) on financial transactions |
|
230.0
|
238.0
|
320.0
|
| Other operating income |
|
(15.0)
|
(18.0)
|
11.0
|
| Total income |
|
2,714.0
|
2,592.0
|
2,285.0
|
| Total Costs |
|
(919.0)
|
(942.0)
|
(953.0)
|
| Net operating income |
|
1,795.0
|
1,650.0
|
1,332.0
|
| Net loan-loss provisions |
|
(531.0)
|
(497.0)
|
(365.0)
|
| Other gains (losses) and provisions |
|
(32.0)
|
(42.0)
|
(16.0)
|
| Operating profit/(loss) before tax |
|
1,232.0
|
1,111.0
|
951.0
|
| Tax on profit |
|
(189.0)
|
(211.0)
|
(135.0)
|
| Profit/(loss) from continuing operations |
|
1,043.0
|
899.0
|
816.0
|
| Net profit from discontinued operations |
|
0.0
|
0.0
|
0.0
|
| Profit/(loss) for the year |
|
1,043.0
|
899.0
|
816.0
|
| Non-controlling interests |
|
(314.0)
|
(271.0)
|
(234.0)
|
| Underlying profit attributable to the parent |
|
729.0
|
629.0
|
582.0
|
| Argentina | Customer deposits |
|
|
|
|
| Balance sheet (condensed) |
|
|
|
|
| Financial liabilities |
|
|
11,293.0
|
6,478.0
|
| Argentina | Customers |
|
|
|
|
| Balance sheet (condensed) |
|
|
|
|
| Financial liabilities |
|
9,959.0
|
|
|
| Argentina | Loans and advances to customers |
|
|
|
|
| Balance sheet (condensed) |
|
|
|
|
| Financial assets |
|
|
7,684.0
|
3,767.0
|
| Argentina | Customers |
|
|
|
|
| Balance sheet (condensed) |
|
|
|
|
| Financial assets |
|
8,032.0
|
|
|
| Argentina | Gross loans and advances to customers |
|
|
|
|
| Balance sheet (condensed) |
|
|
|
|
| Financial assets |
|
8,611.0
|
7,938.0
|
3,878.0
|
| Argentina | Customers funds |
|
|
|
|
| Balance sheet (condensed) |
|
|
|
|
| Financial liabilities |
|
15,894.0
|
17,047.0
|
10,288.0
|
| Argentina | Customers |
|
|
|
|
| Balance sheet (condensed) |
|
|
|
|
| Financial liabilities |
|
9,959.0
|
11,293.0
|
6,478.0
|
| Argentina | Investment funds |
|
|
|
|
| Balance sheet (condensed) |
|
|
|
|
| Memorandum items |
|
5,934.0
|
5,754.0
|
3,810.0
|
| Argentina | Underlying results |
|
|
|
|
| Underlying income statement (condensed) |
|
|
|
|
| Net interest income |
|
1,727.0
|
2,919.0
|
1,879.0
|
| Net fee income |
|
788.0
|
602.0
|
396.0
|
| Gains (losses) on financial transactions |
|
229.0
|
229.0
|
341.0
|
| Other operating income |
|
(510.0)
|
(1,263.0)
|
(1,071.0)
|
| Total income |
|
2,235.0
|
2,487.0
|
1,544.0
|
| Total Costs |
|
(978.0)
|
(1,337.0)
|
(831.0)
|
| Net operating income |
|
1,257.0
|
1,150.0
|
713.0
|
| Net loan-loss provisions |
|
(574.0)
|
(284.0)
|
(150.0)
|
| Other gains (losses) and provisions |
|
(33.0)
|
(39.0)
|
(58.0)
|
| Operating profit/(loss) before tax |
|
650.0
|
827.0
|
505.0
|
| Tax on profit |
|
(216.0)
|
(161.0)
|
(117.0)
|
| Profit/(loss) from continuing operations |
|
434.0
|
666.0
|
388.0
|
| Net profit from discontinued operations |
|
0.0
|
0.0
|
0.0
|
| Profit/(loss) for the year |
|
434.0
|
666.0
|
388.0
|
| Non-controlling interests |
|
(1.0)
|
(1.0)
|
(2.0)
|
| Underlying profit attributable to the parent |
|
433.0
|
665.0
|
386.0
|
| Corporate Centre | Customer deposits |
|
|
|
|
| Balance sheet (condensed) |
|
|
|
|
| Financial liabilities |
|
|
1,430.0
|
1,508.0
|
| Corporate Centre | Customers |
|
|
|
|
| Balance sheet (condensed) |
|
|
|
|
| Financial liabilities |
|
1,387.0
|
|
|
| Corporate Centre | Loans and advances to customers |
|
|
|
|
| Balance sheet (condensed) |
|
|
|
|
| Financial assets |
|
|
6,911.0
|
6,531.0
|
| Corporate Centre | Customers |
|
|
|
|
| Balance sheet (condensed) |
|
|
|
|
| Financial assets |
|
7,465.0
|
|
|
| Corporate Centre | Gross loans and advances to customers |
|
|
|
|
| Balance sheet (condensed) |
|
|
|
|
| Financial assets |
|
7,537.0
|
6,997.0
|
6,608.0
|
| Corporate Centre | Customers funds |
|
|
|
|
| Balance sheet (condensed) |
|
|
|
|
| Financial liabilities |
|
1,387.0
|
1,299.0
|
1,508.0
|
| Corporate Centre | Customers |
|
|
|
|
| Balance sheet (condensed) |
|
|
|
|
| Financial liabilities |
|
1,387.0
|
1,299.0
|
1,508.0
|
| Corporate Centre | Investment funds |
|
|
|
|
| Balance sheet (condensed) |
|
|
|
|
| Memorandum items |
|
0.0
|
0.0
|
0.0
|
| Corporate Centre | Underlying results |
|
|
|
|
| Underlying income statement (condensed) |
|
|
|
|
| Net interest income |
|
(490.0)
|
(308.0)
|
(41.0)
|
| Net fee income |
|
(27.0)
|
(11.0)
|
(13.0)
|
| Gains (losses) on financial transactions |
|
(82.0)
|
(408.0)
|
(302.0)
|
| Other operating income |
|
14.0
|
47.0
|
(86.0)
|
| Total income |
|
(585.0)
|
(680.0)
|
(442.0)
|
| Total Costs |
|
(417.0)
|
(540.0)
|
(460.0)
|
| Net operating income |
|
(1,003.0)
|
(1,220.0)
|
(901.0)
|
| Net loan-loss provisions |
|
(198.0)
|
3.0
|
2.0
|
| Other gains (losses) and provisions |
|
(75.0)
|
(99.0)
|
(62.0)
|
| Operating profit/(loss) before tax |
|
(1,275.0)
|
(1,317.0)
|
(961.0)
|
| Tax on profit |
|
190.0
|
162.0
|
(36.0)
|
| Profit/(loss) from continuing operations |
|
(1,085.0)
|
(1,155.0)
|
(998.0)
|
| Net profit from discontinued operations |
|
0.0
|
0.0
|
0.0
|
| Profit/(loss) for the year |
|
(1,085.0)
|
(1,155.0)
|
(998.0)
|
| Non-controlling interests |
|
0.0
|
1.0
|
0.0
|
| Underlying profit attributable to the parent |
|
(1,085.0)
|
(1,154.0)
|
(998.0)
|
| Rest of the Group | Customer deposits |
|
|
|
|
| Balance sheet (condensed) |
|
|
|
|
| Financial liabilities |
|
|
19,955.0
|
16,207.0
|
| Rest of the Group | Customers |
|
|
|
|
| Balance sheet (condensed) |
|
|
|
|
| Financial liabilities |
|
26,913.0
|
|
|
| Rest of the Group | Loans and advances to customers |
|
|
|
|
| Balance sheet (condensed) |
|
|
|
|
| Financial assets |
|
|
24,905.0
|
24,892.0
|
| Rest of the Group | Customers |
|
|
|
|
| Balance sheet (condensed) |
|
|
|
|
| Financial assets |
|
25,315.0
|
|
|
| Rest of the Group | Gross loans and advances to customers |
|
|
|
|
| Balance sheet (condensed) |
|
|
|
|
| Financial assets |
|
25,796.0
|
25,285.0
|
25,164.0
|
| Rest of the Group | Customers funds |
|
|
|
|
| Balance sheet (condensed) |
|
|
|
|
| Financial liabilities |
|
45,916.0
|
34,204.0
|
27,670.0
|
| Rest of the Group | Customers |
|
|
|
|
| Balance sheet (condensed) |
|
|
|
|
| Financial liabilities |
|
26,691.0
|
19,527.0
|
16,034.0
|
| Rest of the Group | Investment funds |
|
|
|
|
| Balance sheet (condensed) |
|
|
|
|
| Memorandum items |
|
19,225.0
|
14,677.0
|
11,636.0
|
| Rest of the Group | Underlying results |
|
|
|
|
| Underlying income statement (condensed) |
|
|
|
|
| Net interest income |
|
1,080.0
|
832.0
|
780.0
|
| Net fee income |
|
908.0
|
722.0
|
615.0
|
| Gains (losses) on financial transactions |
|
296.0
|
326.0
|
353.0
|
| Other operating income |
|
25.0
|
9.0
|
(26.0)
|
| Total income |
|
2,309.0
|
1,889.0
|
1,721.0
|
| Total Costs |
|
(1,676.0)
|
(1,643.0)
|
(1,415.0)
|
| Net operating income |
|
634.0
|
246.0
|
306.0
|
| Net loan-loss provisions |
|
(260.0)
|
(230.0)
|
(203.0)
|
| Other gains (losses) and provisions |
|
(45.0)
|
(263.0)
|
(25.0)
|
| Operating profit/(loss) before tax |
|
328.0
|
(248.0)
|
77.0
|
| Tax on profit |
|
(29.0)
|
(37.0)
|
(75.0)
|
| Profit/(loss) from continuing operations |
|
300.0
|
(285.0)
|
2.0
|
| Net profit from discontinued operations |
|
0.0
|
0.0
|
0.0
|
| Profit/(loss) for the year |
|
300.0
|
(285.0)
|
2.0
|
| Non-controlling interests |
|
1.0
|
5.0
|
7.0
|
| Underlying profit attributable to the parent |
|
€ 300.0
|
€ (280.0)
|
€ 9.0
|