v3.26.1
Customer deposits
12 Months Ended
Dec. 31, 2025
Deposits from customers [abstract]  
Customer deposits Customer deposits
The detail, by classification, geographical area and type, of Customer deposits is as follows:
EUR million
202520242023
Classification
Financial liabilities held for trading36,120 18,984 19,837 
Financial liabilities designated at fair value through profit or loss25,930 25,407 32,052 
Financial liabilities
at amortized cost
979,150 1,011,545 995,280 
1,041,200 1,055,936 1,047,169 
Geographical areaA
Spain437,855 395,479 388,736 
Rest of Europe323,854 377,057 366,165 
of which: United Kingdom228,810 233,192 235,698 
Rest of America279,491 283,400 292,268 
of which: United States 82,321 88,712 83,555 
Rest of the world— — — 
1,041,200 1,055,936 1,047,169 
Type
Demand deposits-646,125 677,818 661,262 
Time deposits-296,797 298,276 305,296 
Deposits redeemable at notice1,487 1,525 1,789 
Repurchase agreements96,791 78,317 78,822 
1,041,200 1,055,936 1,047,169 
A.According to the geography of the legal entity.

Note 51 contains a detail of the residual maturity periods of financial liabilities at amortised cost.