v3.26.1
Liabilities under insurance contracts - Schedule of liabilities under insurance contracts and reinsurance assets in the consolidated balance sheets (Details) - EUR (€)
€ in Millions
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
Disclosure of reconciliation of changes in insurance contracts by remaining coverage and incurred claims [line items]      
Liabilities under insurance contracts € 18,737 € 17,829 € 17,799
Liability for Remaining Coverage (LRC)      
Disclosure of reconciliation of changes in insurance contracts by remaining coverage and incurred claims [line items]      
Liabilities under insurance contracts 18,291 17,377 17,333
Loss component      
Disclosure of reconciliation of changes in insurance contracts by remaining coverage and incurred claims [line items]      
Liabilities under insurance contracts 18,194 17,292 17,262
Liabilities relating to insurance contracts measured under PAA      
Disclosure of reconciliation of changes in insurance contracts by remaining coverage and incurred claims [line items]      
Liabilities under insurance contracts 97 85 71
Liability for incurred claims (LIC)      
Disclosure of reconciliation of changes in insurance contracts by remaining coverage and incurred claims [line items]      
Liabilities under insurance contracts 446 452 466
Estimates of present value of future cash flows | Loss component      
Disclosure of reconciliation of changes in insurance contracts by remaining coverage and incurred claims [line items]      
Liabilities under insurance contracts 17,461 16,614 16,627
Risk adjustment for non-financial risk | Loss component      
Disclosure of reconciliation of changes in insurance contracts by remaining coverage and incurred claims [line items]      
Liabilities under insurance contracts 186 199 211
Contractual service margin | Loss component      
Disclosure of reconciliation of changes in insurance contracts by remaining coverage and incurred claims [line items]      
Liabilities under insurance contracts € 547 € 479 € 424