v3.26.1
Other general administrative expenses (Tables)
 12 Months Ended
Dec. 31, 2025
Selling, general and administrative expense [abstract]  
Schedule of detail of other general administrative expenses
The detail of Other general administrative expenses is as follows:
EUR million
202520242023
Technology and systems2,298 2,539 2,389 
Property, fixtures and supplies
(note 2.k)		803 797 774 
Technical reports712 724 796 
Advertising517 512 574 
Taxes other than income tax543 554 568 
Communications367 387 400 
Surveillance and cash courier services314 337 325 
Per diems and travel expenses250 232 213 
Insurance premiums86 95 88 
Other administrative expenses2,055 2,008 2,172 
7,945 8,185 8,299 
Schedule of technical reports includes the fees paid by various Group companies
Technical reports include the fees from the various Group companies (detailed in the accompanying appendices) for the services provided by their respective auditors, with the following detail:
EUR million
202520242023
Audit 118.5 122.3 117.5 
Audit-related services15.0 13.6 8.6 
Tax services0.1 0.9 1.6 
All other 7.1 7.4 5.9 
Total140.7 144.2 133.6 
Schedule of number of offices
The number of offices according to their geographical location at 31 December 2025, 2024 and 2023 is as follows:
Number of branches
Group
202520242023
Spain A
1,674 1,877 1,924 
Group5,450 6,209 6,594 
7,124 8,086 8,518 
A. Includes branches in Spain of the Digital Consumer Bank business.
Note: Branches corresponding to the Group's business held for sale in Poland are included.
Note: The figures for 2025 and 2024 include CartaSur points of sale and banking service points (PAB) in Argentina and exclude operational points that do not provide customer service in Colombia.