v3.26.1
Commission expense (Tables)
12 Months Ended
Dec. 31, 2025
Fee and commission expense [abstract]  
Disclosure of details of fee and commission expense
The detail of commission expense is as follows:
EUR million
202520242023
Cards1,744 1,816 1,858 
By collection and return of effects30 30 24 
Financial guarantees and other commitments359 323 282 
Brokerages and intermediaries130 181 204 
Sales of insurance and funds456 453 352 
Other fees and commissions1,692 1,655 1,429 
4,411 4,458 4,149