The Securities and Exchange Commission has not necessarily
reviewed the information in this filing and has not determined
if it is accurate and complete.
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UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549 FORM 13F FORM 13F INFORMATION TABLE |
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| COLUMN 1 | COLUMN 2 | COLUMN 3 | COLUMN 4 | COLUMN 5 | COLUMN 6 | COLUMN 7 | COLUMN 8 | ||||
| VALUE | SHRS OR | SH/ | PUT/ | INVESTMENT | OTHER | VOTING AUTHORITY | |||||
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | (x$1000) | PRN AMT | PRN | CALL | DISCRETION | MANAGER | SOLE | SHARED | NONE |
| ABBVIE INC | COM | 00287Y109 | 307,714 | 1,415 | SH | SOLE | 0 | 0 | 0 | 1,415 | |
| ALPHABET INC | CAP STK CL C | 02079K107 | 735,008 | 2,562 | SH | SOLE | 0 | 0 | 0 | 2,562 | |
| ALPHABET INC | CAP STK CL A | 02079K305 | 240,402 | 836 | SH | SOLE | 0 | 0 | 0 | 836 | |
| ALPS ETF TR | ALERIAN MLP | 00162Q452 | 564,775 | 10,729 | SH | SOLE | 0 | 0 | 0 | 10,729 | |
| AMAZON COM INC | COM | 023135106 | 868,902 | 4,172 | SH | SOLE | 0 | 0 | 0 | 4,172 | |
| APPLE INC | COM | 037833100 | 3,404,175 | 13,413 | SH | SOLE | 0 | 0 | 0 | 13,413 | |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 | 1,570,818 | 3,278 | SH | SOLE | 0 | 0 | 0 | 3,278 | |
| BLACKROCK ETF TRUST II | SHORT DURATION H | 092528108 | 940,100 | 42,693 | SH | SOLE | 0 | 0 | 0 | 42,693 | |
| BROADCOM INC | COM | 11135F101 | 463,820 | 1,499 | SH | SOLE | 0 | 0 | 0 | 1,499 | |
| CATERPILLAR INC | COM | 149123101 | 217,959 | 308 | SH | SOLE | 0 | 0 | 0 | 308 | |
| CHEVRON CORP NEW | COM | 166764100 | 825,970 | 3,992 | SH | SOLE | 0 | 0 | 0 | 3,992 | |
| CISCO SYS INC | COM | 17275R102 | 249,840 | 3,220 | SH | SOLE | 0 | 0 | 0 | 3,220 | |
| COCA COLA CO | COM | 191216100 | 224,700 | 2,955 | SH | SOLE | 0 | 0 | 0 | 2,955 | |
| COMMERCIAL METALS CO | COM | 201723103 | 947,619 | 15,426 | SH | SOLE | 0 | 0 | 0 | 15,426 | |
| COSTCO WHSL CORP NEW | COM | 22160K105 | 1,317,611 | 1,322 | SH | SOLE | 0 | 0 | 0 | 1,322 | |
| CULLEN FROST BANKERS INC | COM | 229899109 | 1,699,209 | 12,396 | SH | SOLE | 0 | 0 | 0 | 12,396 | |
| DIMENSIONAL ETF TRUST | US EQUITY MARKET | 25434V401 | 53,286,365 | 751,465 | SH | SOLE | 0 | 0 | 0 | 751,465 | |
| DIMENSIONAL ETF TRUST | US CORE EQUITY 2 | 25434V708 | 30,399,715 | 782,288 | SH | SOLE | 0 | 0 | 0 | 782,288 | |
| DIMENSIONAL ETF TRUST | US SMALL CAP ETF | 25434V500 | 3,972,663 | 55,851 | SH | SOLE | 0 | 0 | 0 | 55,851 | |
| DIMENSIONAL ETF TRUST | US TARGETED VLU | 25434V609 | 33,486,334 | 536,210 | SH | SOLE | 0 | 0 | 0 | 536,210 | |
| DIMENSIONAL ETF TRUST | SHORT DURATION F | 25434V864 | 390,445 | 8,155 | SH | SOLE | 0 | 0 | 0 | 8,155 | |
| DIMENSIONAL ETF TRUST | CORE FIXED INCOM | 25434V872 | 308,949 | 7,318 | SH | SOLE | 0 | 0 | 0 | 7,318 | |
| DIMENSIONAL ETF TRUST | NATL MUN BD ETF | 25434V849 | 5,005,176 | 104,427 | SH | SOLE | 0 | 0 | 0 | 104,427 | |
| DIMENSIONAL ETF TRUST | US HIGH PROFITAB | 25434V831 | 5,796,626 | 157,688 | SH | SOLE | 0 | 0 | 0 | 157,688 | |
| DIMENSIONAL ETF TRUST | US REAL ESTATE E | 25434V823 | 9,215,306 | 389,654 | SH | SOLE | 0 | 0 | 0 | 389,654 | |
| DIMENSIONAL ETF TRUST | INTL CORE EQUITY | 25434V799 | 49,587,321 | 1,395,647 | SH | SOLE | 0 | 0 | 0 | 1,395,647 | |
| DIMENSIONAL ETF TRUST | EMERGING MKTS CO | 25434V732 | 4,392,919 | 127,147 | SH | SOLE | 0 | 0 | 0 | 127,147 | |
| DIMENSIONAL ETF TRUST | US MKTWIDE VALUE | 25434V724 | 1,587,307 | 32,755 | SH | SOLE | 0 | 0 | 0 | 32,755 | |
| DIMENSIONAL ETF TRUST | GLOBAL EX US COR | 25434V575 | 224,739 | 4,285 | SH | SOLE | 0 | 0 | 0 | 4,285 | |
| DIMENSIONAL ETF TRUST | US CORE EQT MKT | 25434V104 | 7,356,397 | 163,041 | SH | SOLE | 0 | 0 | 0 | 163,041 | |
| DIMENSIONAL ETF TRUST | INTL CORE EQT MK | 25434V203 | 9,232,530 | 236,975 | SH | SOLE | 0 | 0 | 0 | 236,975 | |
| ELI LILLY & CO | COM | 532457108 | 325,735 | 354 | SH | SOLE | 0 | 0 | 0 | 354 | |
| EXXON MOBIL CORP | COM | 30231G102 | 6,194,285 | 36,510 | SH | SOLE | 0 | 0 | 0 | 36,510 | |
| FIRST FINL BANKSHARES INC | COM | 32020R109 | 357,317 | 12,133 | SH | SOLE | 0 | 0 | 0 | 12,133 | |
| GRIFOLS S A | SP ADR REP B NVT | 398438408 | 693,457 | 86,466 | SH | SOLE | 0 | 0 | 0 | 86,466 | |
| HOME DEPOT INC | COM | 437076102 | 245,795 | 747 | SH | SOLE | 0 | 0 | 0 | 747 | |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 | 214,096 | 883 | SH | SOLE | 0 | 0 | 0 | 883 | |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 | 850,066 | 1,473 | SH | SOLE | 0 | 0 | 0 | 1,473 | |
| ISHARES INC | MSCI EMERG MRKT | 464286533 | 311,760 | 4,816 | SH | SOLE | 0 | 0 | 0 | 4,816 | |
| ISHARES SILVER TR | ISHARES | 46428Q109 | 631,726 | 9,271 | SH | SOLE | 0 | 0 | 0 | 9,271 | |
| ISHARES TR | EAFE GRWTH ETF | 464288885 | 398,935 | 3,582 | SH | SOLE | 0 | 0 | 0 | 3,582 | |
| ISHARES TR | MORNINGSTR US EQ | 464287127 | 444,926 | 4,951 | SH | SOLE | 0 | 0 | 0 | 4,951 | |
| ISHARES TR | CORE US AGGBD ET | 464287226 | 1,944,384 | 19,587 | SH | SOLE | 0 | 0 | 0 | 19,587 | |
| ISHARES TR | FLTG RATE NT ETF | 46429B655 | 2,846,618 | 55,871 | SH | SOLE | 0 | 0 | 0 | 55,871 | |
| ISHARES TR | SHRT NAT MUN ETF | 464288158 | 3,437,762 | 32,279 | SH | SOLE | 0 | 0 | 0 | 32,279 | |
| ISHARES TR | CORE S&P TTL STK | 464287150 | 4,403,479 | 30,917 | SH | SOLE | 0 | 0 | 0 | 30,917 | |
| ISHARES TR | NATIONAL MUN ETF | 464288414 | 9,041,163 | 85,173 | SH | SOLE | 0 | 0 | 0 | 85,173 | |
| ISHARES TR | CRE U S REIT ETF | 464288521 | 1,163,104 | 19,650 | SH | SOLE | 0 | 0 | 0 | 19,650 | |
| ISHARES TR | CORE S&P MCP ETF | 464287507 | 230,686 | 3,416 | SH | SOLE | 0 | 0 | 0 | 3,416 | |
| ISHARES TR | CORE S&P SCP ETF | 464287804 | 649,130 | 5,222 | SH | SOLE | 0 | 0 | 0 | 5,222 | |
| ISHARES TR | CORE S&P500 ETF | 464287200 | 1,126,245 | 1,724 | SH | SOLE | 0 | 0 | 0 | 1,724 | |
| ISHARES TR | S&P 500 GRWT ETF | 464287309 | 232,076 | 2,052 | SH | SOLE | 0 | 0 | 0 | 2,052 | |
| ISHARES TR | RUS 1000 GRW ETF | 464287614 | 1,433,384 | 3,362 | SH | SOLE | 0 | 0 | 0 | 3,362 | |
| ISHARES TR | CORE S&P US VLU | 464287663 | 267,304 | 2,614 | SH | SOLE | 0 | 0 | 0 | 2,614 | |
| ISHARES TR | CORE S&P US GWT | 464287671 | 30,761,242 | 198,319 | SH | SOLE | 0 | 0 | 0 | 198,319 | |
| ISHARES TR | MSCI EAFE ETF | 464287465 | 823,183 | 8,475 | SH | SOLE | 0 | 0 | 0 | 8,475 | |
| ISHARES TR | CORE MSCI TOTAL | 46432F834 | 1,021,267 | 11,787 | SH | SOLE | 0 | 0 | 0 | 11,787 | |
| ISHARES TR | CORE MSCI EAFE | 46432F842 | 1,382,651 | 15,273 | SH | SOLE | 0 | 0 | 0 | 15,273 | |
| ISHARES TR | CORE DIV GRWTH | 46434V621 | 770,707 | 10,982 | SH | SOLE | 0 | 0 | 0 | 10,982 | |
| ISHARES TR | MSCI INTL QUALTY | 46434V456 | 205,113 | 4,437 | SH | SOLE | 0 | 0 | 0 | 4,437 | |
| ISHARES TR | MSCI USA QLT FCT | 46432F339 | 43,667,877 | 227,662 | SH | SOLE | 0 | 0 | 0 | 227,662 | |
| ISHARES TR | CORE INTL AGGR | 46435G672 | 857,819 | 17,143 | SH | SOLE | 0 | 0 | 0 | 17,143 | |
| ISHARES TR | IBONDS DEC2026 | 46435GAA0 | 220,826 | 9,110 | SH | SOLE | 0 | 0 | 0 | 9,110 | |
| ISHARES TR | IBDS DEC28 ETF | 46435U515 | 220,244 | 8,695 | SH | SOLE | 0 | 0 | 0 | 8,695 | |
| ISHARES TR | IBONDS DEC 2029 | 46436E163 | 1,095,957 | 43,233 | SH | SOLE | 0 | 0 | 0 | 43,233 | |
| ISHARES TR | IBONDS 2030 TERM | 46436E122 | 296,076 | 11,292 | SH | SOLE | 0 | 0 | 0 | 11,292 | |
| ISHARES TR | IBONDS 29 TR HI | 46436E379 | 404,030 | 17,353 | SH | SOLE | 0 | 0 | 0 | 17,353 | |
| ISHARES TR | IBONDS 28 TR HI | 46436E387 | 505,614 | 21,543 | SH | SOLE | 0 | 0 | 0 | 21,543 | |
| ISHARES TR | IBONDS 2027 TERM | 46436E478 | 593,128 | 26,802 | SH | SOLE | 0 | 0 | 0 | 26,802 | |
| ISHARES TR | IBONDS 27 ETF | 46435UAA9 | 220,657 | 9,103 | SH | SOLE | 0 | 0 | 0 | 9,103 | |
| ISHARES TR | IBONDS DEC 26 | 46435U259 | 1,234,905 | 48,182 | SH | SOLE | 0 | 0 | 0 | 48,182 | |
| ISHARES TR | IBONDS DEC 27 | 46435U283 | 1,236,053 | 48,587 | SH | SOLE | 0 | 0 | 0 | 48,587 | |
| ISHARES TR | IBONDS DEC 28 | 46435U325 | 1,145,123 | 44,854 | SH | SOLE | 0 | 0 | 0 | 44,854 | |
| ISHARES TR | IBONDS 2026 TERM | 46436E528 | 593,303 | 25,852 | SH | SOLE | 0 | 0 | 0 | 25,852 | |
| ISHARES TR | IBONDS DEC 2030 | 46438G687 | 1,095,734 | 42,421 | SH | SOLE | 0 | 0 | 0 | 42,421 | |
| ISHARES TR | IBONDS 2031 TERM | 46438G661 | 294,864 | 11,586 | SH | SOLE | 0 | 0 | 0 | 11,586 | |
| ISHARES TR | IBONDS DEC 2031 | 46438G356 | 1,097,850 | 42,773 | SH | SOLE | 0 | 0 | 0 | 42,773 | |
| J P MORGAN EXCHANGE TRADED F | US QUALTY FCTR | 46641Q761 | 1,542,304 | 25,152 | SH | SOLE | 0 | 0 | 0 | 25,152 | |
| J P MORGAN EXCHANGE TRADED F | INCOME ETF | 46641Q159 | 604,725 | 13,126 | SH | SOLE | 0 | 0 | 0 | 13,126 | |
| J P MORGAN EXCHANGE TRADED F | ULTRA SHT MUNCPL | 46641Q654 | 8,361,243 | 164,010 | SH | SOLE | 0 | 0 | 0 | 164,010 | |
| J P MORGAN EXCHANGE TRADED F | MUNICIPAL ETF | 46641Q647 | 11,607,233 | 232,191 | SH | SOLE | 0 | 0 | 0 | 232,191 | |
| J P MORGAN EXCHANGE TRADED F | CORE PLUS BD ETF | 46641Q670 | 36,154,479 | 767,937 | SH | SOLE | 0 | 0 | 0 | 767,937 | |
| J P MORGAN EXCHANGE TRADED F | ULTRA SHRT ETF | 46641Q837 | 12,866,291 | 254,224 | SH | SOLE | 0 | 0 | 0 | 254,224 | |
| JOHNSON & JOHNSON | COM | 478160104 | 853,208 | 3,490 | SH | SOLE | 0 | 0 | 0 | 3,490 | |
| JPMORGAN CHASE & CO. | COM | 46625H100 | 1,465,786 | 4,983 | SH | SOLE | 0 | 0 | 0 | 4,983 | |
| KINDER MORGAN INC DEL | COM | 49456B101 | 409,066 | 12,200 | SH | SOLE | 0 | 0 | 0 | 12,200 | |
| LOCKHEED MARTIN CORP | COM | 539830109 | 534,512 | 884 | SH | SOLE | 0 | 0 | 0 | 884 | |
| LOWES COS INC | COM | 548661107 | 333,393 | 1,411 | SH | SOLE | 0 | 0 | 0 | 1,411 | |
| MARATHON PETE CORP | COM | 56585A102 | 246,630 | 1,010 | SH | SOLE | 0 | 0 | 0 | 1,010 | |
| MARTIN MARIETTA MATLS INC | COM | 573284106 | 324,165 | 551 | SH | SOLE | 0 | 0 | 0 | 551 | |
| MASTERCARD INCORPORATED | CL A | 57636Q104 | 265,940 | 532 | SH | SOLE | 0 | 0 | 0 | 532 | |
| MICROSOFT CORP | COM | 594918104 | 1,978,170 | 5,344 | SH | SOLE | 0 | 0 | 0 | 5,344 | |
| NOVARTIS AG | SPONSORED ADR | 66987V109 | 601,988 | 3,941 | SH | SOLE | 0 | 0 | 0 | 3,941 | |
| NVIDIA CORPORATION | COM | 67066G104 | 1,002,559 | 5,749 | SH | SOLE | 0 | 0 | 0 | 5,749 | |
| ONEOK INC NEW | COM | 682680103 | 202,714 | 2,243 | SH | SOLE | 0 | 0 | 0 | 2,243 | |
| PARKER-HANNIFIN CORP | COM | 701094104 | 566,687 | 633 | SH | SOLE | 0 | 0 | 0 | 633 | |
| PROCTER AND GAMBLE CO | COM | 742718109 | 497,141 | 3,442 | SH | SOLE | 0 | 0 | 0 | 3,442 | |
| PROSHARES TR | S&P 500 DV ARIST | 74348A467 | 266,825 | 2,517 | SH | SOLE | 0 | 0 | 0 | 2,517 | |
| PROSPERITY BANCSHARES INC | COM | 743606105 | 1,343,600 | 20,000 | SH | SOLE | 0 | 0 | 0 | 20,000 | |
| REGIONS FINANCIAL CORP NEW | COM | 7591EP100 | 461,389 | 17,664 | SH | SOLE | 0 | 0 | 0 | 17,664 | |
| RIO TINTO PLC | SPONSORED ADR | 767204100 | 220,891 | 2,368 | SH | SOLE | 0 | 0 | 0 | 2,368 | |
| SABRE CORP | COM | 78573M104 | 63,124 | 43,534 | SH | SOLE | 0 | 0 | 0 | 43,534 | |
| SPDR GOLD TR | GOLD SHS | 78463V107 | 746,983 | 1,736 | SH | SOLE | 0 | 0 | 0 | 1,736 | |
| SPDR INDEX SHS FDS | PORTFOLIO DEVLPD | 78463X889 | 254,490 | 5,575 | SH | SOLE | 0 | 0 | 0 | 5,575 | |
| SPDR S&P 500 ETF TR | TR UNIT | 78462F103 | 9,127,217 | 14,035 | SH | SOLE | 0 | 0 | 0 | 14,035 | |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A805 | 278,700 | 3,525 | SH | SOLE | 0 | 0 | 0 | 3,525 | |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A854 | 2,077,544 | 27,143 | SH | SOLE | 0 | 0 | 0 | 27,143 | |
| SPDR SERIES TRUST | STATE STREET SPD | 78468R853 | 266,124 | 5,508 | SH | SOLE | 0 | 0 | 0 | 5,508 | |
| TAIWAN SEMICONDUCTOR MFG LTD | SPONSORED ADS | 874039100 | 332,543 | 984 | SH | SOLE | 0 | 0 | 0 | 984 | |
| TESLA INC | COM | 88160R101 | 226,396 | 609 | SH | SOLE | 0 | 0 | 0 | 609 | |
| VANGUARD CHARLOTTE FDS | TOTAL INT BD ETF | 92203J407 | 1,051,331 | 21,880 | SH | SOLE | 0 | 0 | 0 | 21,880 | |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 | 1,789,900 | 5,579 | SH | SOLE | 0 | 0 | 0 | 5,579 | |
| VANGUARD INDEX FDS | LARGE CAP ETF | 922908637 | 1,115,857 | 3,734 | SH | SOLE | 0 | 0 | 0 | 3,734 | |
| VANGUARD INDEX FDS | S&P 500 ETF SHS | 922908363 | 2,067,994 | 3,461 | SH | SOLE | 0 | 0 | 0 | 3,461 | |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 | 1,155,711 | 5,890 | SH | SOLE | 0 | 0 | 0 | 5,890 | |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 | 8,326,899 | 19,064 | SH | SOLE | 0 | 0 | 0 | 19,064 | |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 | 18,920,216 | 350,050 | SH | SOLE | 0 | 0 | 0 | 350,050 | |
| VANGUARD MUN BD FDS | TAX EXEMPT BD | 922907746 | 268,027 | 5,372 | SH | SOLE | 0 | 0 | 0 | 5,372 | |
| VANGUARD SCOTTSDALE FDS | SHRT TRM CORP BD | 92206C409 | 203,803 | 2,571 | SH | SOLE | 0 | 0 | 0 | 2,571 | |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 | 6,590,561 | 30,645 | SH | SOLE | 0 | 0 | 0 | 30,645 | |
| VANGUARD WHITEHALL FDS | HIGH DIV YLD | 921946406 | 560,054 | 3,782 | SH | SOLE | 0 | 0 | 0 | 3,782 | |
| VANGUARD WORLD FD | MEGA GRWTH IND | 921910816 | 359,120 | 977 | SH | SOLE | 0 | 0 | 0 | 977 | |
| WALMART INC | COM | 931142103 | 6,458,420 | 51,967 | SH | SOLE | 0 | 0 | 0 | 51,967 | |
| WILLIAMS COS INC | COM | 969457100 | 252,858 | 3,474 | SH | SOLE | 0 | 0 | 0 | 3,474 | |