v3.26.1
COMMITMENTS AND CONTINGENCIES (Details) - USD ($)
 12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
COMMITMENTS AND CONTINGENCIES    
Fixed rate $ 2,383,000 $ 5,302,000
Adjustable rate 18,814,000 11,233,000
Total commitments 180,264,000 154,856,000
Contingency loss 0 0
Standby letters of credit    
COMMITMENTS AND CONTINGENCIES    
Total commitments 308,000 2,078,000
Undisbursed commercial and personal lines of credit    
COMMITMENTS AND CONTINGENCIES    
Total commitments 39,007,000 34,727,000
Undisbursed portion of construction loans in process    
COMMITMENTS AND CONTINGENCIES    
Total commitments 32,820,000 22,516,000
Undisbursed portion of home equity lines of credit    
COMMITMENTS AND CONTINGENCIES    
Total commitments $ 86,932,000 $ 79,000,000