v3.26.1
INCOME TAXES - Components of deferred tax assets and liabilities (Details) - USD ($)
$ in Thousands
Dec. 31, 2025
Dec. 31, 2024
INCOME TAXES    
Deferred compensation plans $ 40 $ 51
Unrealized loss on securities available for sale 3,330 6,701
ACL - loans 2,450 2,297
ACL - unfunded commitments 32 32
Accrued Expenses   58
Unrealized loss on equity securities 215 252
Restricted stock 6 18
Interest on nonaccrual loans 143 143
Deferred income 71 102
Federal and state tax credit carryforwards 1,265 305
Other 4 6
Deferred tax assets 7,556 9,965
Depreciation (873) (890)
Deferred loan fees and costs (298) (285)
FHLB stock dividends (37) (37)
Prepaid expenses (307) (219)
Acquisition purchase accounting adjustments (191) (228)
Other (38) (23)
Deferred tax liabilities (1,744) (1,682)
Net deferred tax asset $ 5,812 $ 8,283