LOANS AND ALLOWANCE FOR CREDIT LOSSES - Class of Loans Risk Category (Details) - USD ($)
$ in Thousands |
12 Months Ended |
Dec. 31, 2025 |
Dec. 31, 2024 |
| Loans and Allowance for Credit Losses |
|
|
| Amortized Cost by Origination Year 2025/2024 |
$ 128,909
|
$ 99,113
|
| Amortized Cost by Origination Year 2024/2023 |
76,913
|
116,141
|
| Amortized Cost by Origination Year 2023/2022 |
84,118
|
139,056
|
| Amortized Cost by Origination Year 2022/2021 |
115,623
|
73,867
|
| Amortized Cost by Origination Year 2021/2020 |
61,832
|
41,560
|
| Prior |
113,101
|
96,033
|
| Revolving |
83,712
|
74,710
|
| Loans |
664,208
|
640,480
|
| Current period gross write-offs 2025/2024 |
12
|
25
|
| Current period gross write-offs 2024/2023 |
162
|
74
|
| Current period gross write-offs 2023/2022 |
122
|
131
|
| Current period gross write-offs 2022/2021 |
84
|
27
|
| Current period gross write-offs 2021/2020 |
6
|
8
|
| Current period gross write-offs Prior |
6
|
7
|
| Current period gross write-offs Revolving |
107
|
77
|
| Current period gross write-offs |
499
|
349
|
| Pass |
|
|
| Loans and Allowance for Credit Losses |
|
|
| Amortized Cost by Origination Year 2025/2024 |
128,582
|
98,316
|
| Amortized Cost by Origination Year 2024/2023 |
76,401
|
114,627
|
| Amortized Cost by Origination Year 2023/2022 |
83,093
|
133,927
|
| Amortized Cost by Origination Year 2022/2021 |
113,516
|
72,883
|
| Amortized Cost by Origination Year 2021/2020 |
59,925
|
41,261
|
| Prior |
110,500
|
91,127
|
| Revolving |
83,292
|
74,191
|
| Loans |
655,309
|
626,332
|
| Special Mention |
|
|
| Loans and Allowance for Credit Losses |
|
|
| Amortized Cost by Origination Year 2025/2024 |
130
|
486
|
| Amortized Cost by Origination Year 2024/2023 |
14
|
691
|
| Amortized Cost by Origination Year 2023/2022 |
180
|
3,162
|
| Amortized Cost by Origination Year 2022/2021 |
320
|
126
|
| Amortized Cost by Origination Year 2021/2020 |
1,022
|
15
|
| Prior |
233
|
737
|
| Revolving |
30
|
242
|
| Loans |
1,929
|
5,459
|
| Substandard |
|
|
| Loans and Allowance for Credit Losses |
|
|
| Amortized Cost by Origination Year 2025/2024 |
197
|
311
|
| Amortized Cost by Origination Year 2024/2023 |
306
|
716
|
| Amortized Cost by Origination Year 2023/2022 |
707
|
|
| Amortized Cost by Origination Year 2022/2021 |
|
614
|
| Amortized Cost by Origination Year 2021/2020 |
668
|
211
|
| Prior |
435
|
2,178
|
| Revolving |
390
|
277
|
| Loans |
2,703
|
4,307
|
| Doubtful |
|
|
| Loans and Allowance for Credit Losses |
|
|
| Amortized Cost by Origination Year 2024/2023 |
192
|
107
|
| Amortized Cost by Origination Year 2023/2022 |
138
|
1,967
|
| Amortized Cost by Origination Year 2022/2021 |
1,787
|
244
|
| Amortized Cost by Origination Year 2021/2020 |
217
|
73
|
| Prior |
1,933
|
1,991
|
| Loans |
4,267
|
4,382
|
| 1-4 Family Residential Mortgage | Residential portfolio segment |
|
|
| Loans and Allowance for Credit Losses |
|
|
| Amortized Cost by Origination Year 2025/2024 |
25,785
|
22,095
|
| Amortized Cost by Origination Year 2024/2023 |
18,699
|
31,902
|
| Amortized Cost by Origination Year 2023/2022 |
24,896
|
26,797
|
| Amortized Cost by Origination Year 2022/2021 |
23,081
|
23,335
|
| Amortized Cost by Origination Year 2021/2020 |
20,493
|
5,897
|
| Prior |
27,804
|
29,008
|
| Loans |
140,758
|
139,034
|
| Current period gross write-offs Prior |
1
|
4
|
| Current period gross write-offs |
1
|
4
|
| 1-4 Family Residential Mortgage | Pass | Residential portfolio segment |
|
|
| Loans and Allowance for Credit Losses |
|
|
| Amortized Cost by Origination Year 2025/2024 |
25,785
|
22,095
|
| Amortized Cost by Origination Year 2024/2023 |
18,522
|
31,871
|
| Amortized Cost by Origination Year 2023/2022 |
24,845
|
26,756
|
| Amortized Cost by Origination Year 2022/2021 |
22,939
|
23,181
|
| Amortized Cost by Origination Year 2021/2020 |
19,268
|
5,824
|
| Prior |
26,477
|
27,218
|
| Loans |
137,836
|
136,945
|
| 1-4 Family Residential Mortgage | Special Mention | Residential portfolio segment |
|
|
| Loans and Allowance for Credit Losses |
|
|
| Amortized Cost by Origination Year 2024/2023 |
|
31
|
| Amortized Cost by Origination Year 2023/2022 |
20
|
|
| Amortized Cost by Origination Year 2021/2020 |
1,008
|
|
| Prior |
60
|
445
|
| Loans |
1,088
|
476
|
| 1-4 Family Residential Mortgage | Substandard | Residential portfolio segment |
|
|
| Loans and Allowance for Credit Losses |
|
|
| Amortized Cost by Origination Year 2021/2020 |
97
|
|
| Prior |
185
|
427
|
| Loans |
282
|
427
|
| 1-4 Family Residential Mortgage | Doubtful | Residential portfolio segment |
|
|
| Loans and Allowance for Credit Losses |
|
|
| Amortized Cost by Origination Year 2024/2023 |
177
|
|
| Amortized Cost by Origination Year 2023/2022 |
31
|
41
|
| Amortized Cost by Origination Year 2022/2021 |
142
|
154
|
| Amortized Cost by Origination Year 2021/2020 |
120
|
73
|
| Prior |
1,082
|
918
|
| Loans |
1,552
|
1,186
|
| Home Equity And Second Mortgage | Residential portfolio segment |
|
|
| Loans and Allowance for Credit Losses |
|
|
| Amortized Cost by Origination Year 2025/2024 |
2,123
|
2,014
|
| Amortized Cost by Origination Year 2024/2023 |
1,428
|
3,962
|
| Amortized Cost by Origination Year 2023/2022 |
2,835
|
3,617
|
| Amortized Cost by Origination Year 2022/2021 |
2,778
|
353
|
| Amortized Cost by Origination Year 2021/2020 |
202
|
182
|
| Prior |
611
|
810
|
| Revolving |
62,689
|
56,817
|
| Loans |
72,666
|
67,755
|
| Home Equity And Second Mortgage | Pass | Residential portfolio segment |
|
|
| Loans and Allowance for Credit Losses |
|
|
| Amortized Cost by Origination Year 2025/2024 |
2,066
|
2,014
|
| Amortized Cost by Origination Year 2024/2023 |
1,428
|
3,962
|
| Amortized Cost by Origination Year 2023/2022 |
2,835
|
3,617
|
| Amortized Cost by Origination Year 2022/2021 |
2,649
|
353
|
| Amortized Cost by Origination Year 2021/2020 |
202
|
182
|
| Prior |
282
|
242
|
| Revolving |
62,515
|
56,590
|
| Loans |
71,977
|
66,960
|
| Home Equity And Second Mortgage | Special Mention | Residential portfolio segment |
|
|
| Loans and Allowance for Credit Losses |
|
|
| Amortized Cost by Origination Year 2025/2024 |
57
|
|
| Amortized Cost by Origination Year 2022/2021 |
129
|
|
| Revolving |
|
80
|
| Loans |
186
|
80
|
| Home Equity And Second Mortgage | Substandard | Residential portfolio segment |
|
|
| Loans and Allowance for Credit Losses |
|
|
| Revolving |
174
|
147
|
| Loans |
174
|
147
|
| Home Equity And Second Mortgage | Doubtful | Residential portfolio segment |
|
|
| Loans and Allowance for Credit Losses |
|
|
| Prior |
329
|
568
|
| Loans |
329
|
568
|
| Multifamily Residential | Residential portfolio segment |
|
|
| Loans and Allowance for Credit Losses |
|
|
| Amortized Cost by Origination Year 2025/2024 |
16,912
|
964
|
| Amortized Cost by Origination Year 2024/2023 |
5,981
|
3,534
|
| Amortized Cost by Origination Year 2023/2022 |
8,955
|
11,820
|
| Amortized Cost by Origination Year 2022/2021 |
19,754
|
8,505
|
| Amortized Cost by Origination Year 2021/2020 |
6,759
|
7,663
|
| Prior |
11,161
|
4,319
|
| Loans |
69,522
|
36,805
|
| Multifamily Residential | Pass | Residential portfolio segment |
|
|
| Loans and Allowance for Credit Losses |
|
|
| Amortized Cost by Origination Year 2025/2024 |
16,912
|
964
|
| Amortized Cost by Origination Year 2024/2023 |
5,981
|
3,534
|
| Amortized Cost by Origination Year 2023/2022 |
8,955
|
11,820
|
| Amortized Cost by Origination Year 2022/2021 |
19,754
|
8,505
|
| Amortized Cost by Origination Year 2021/2020 |
6,759
|
7,663
|
| Prior |
11,161
|
4,319
|
| Loans |
69,522
|
36,805
|
| 1-4 Family Residential Construction | Construction |
|
|
| Loans and Allowance for Credit Losses |
|
|
| Amortized Cost by Origination Year 2025/2024 |
11,472
|
12,186
|
| Amortized Cost by Origination Year 2024/2023 |
3,876
|
1,498
|
| Amortized Cost by Origination Year 2023/2022 |
|
642
|
| Amortized Cost by Origination Year 2022/2021 |
|
90
|
| Amortized Cost by Origination Year 2021/2020 |
97
|
829
|
| Loans |
15,445
|
15,245
|
| 1-4 Family Residential Construction | Pass | Construction |
|
|
| Loans and Allowance for Credit Losses |
|
|
| Amortized Cost by Origination Year 2025/2024 |
11,472
|
12,186
|
| Amortized Cost by Origination Year 2024/2023 |
3,876
|
1,498
|
| Amortized Cost by Origination Year 2023/2022 |
|
642
|
| Amortized Cost by Origination Year 2021/2020 |
|
829
|
| Loans |
15,348
|
15,155
|
| 1-4 Family Residential Construction | Doubtful | Construction |
|
|
| Loans and Allowance for Credit Losses |
|
|
| Amortized Cost by Origination Year 2022/2021 |
|
90
|
| Amortized Cost by Origination Year 2021/2020 |
97
|
|
| Loans |
97
|
90
|
| Other Construction, Development and Land | Construction |
|
|
| Loans and Allowance for Credit Losses |
|
|
| Amortized Cost by Origination Year 2025/2024 |
21,034
|
11,687
|
| Amortized Cost by Origination Year 2024/2023 |
3,987
|
26,093
|
| Amortized Cost by Origination Year 2023/2022 |
9,534
|
31,645
|
| Amortized Cost by Origination Year 2022/2021 |
2,827
|
1,823
|
| Amortized Cost by Origination Year 2021/2020 |
955
|
1,443
|
| Prior |
2,841
|
3,120
|
| Loans |
41,178
|
75,811
|
| Other Construction, Development and Land | Pass | Construction |
|
|
| Loans and Allowance for Credit Losses |
|
|
| Amortized Cost by Origination Year 2025/2024 |
21,034
|
11,687
|
| Amortized Cost by Origination Year 2024/2023 |
3,987
|
26,093
|
| Amortized Cost by Origination Year 2023/2022 |
9,534
|
31,645
|
| Amortized Cost by Origination Year 2022/2021 |
2,827
|
1,823
|
| Amortized Cost by Origination Year 2021/2020 |
955
|
1,443
|
| Prior |
2,723
|
3,014
|
| Loans |
41,060
|
75,705
|
| Other Construction, Development and Land | Substandard | Construction |
|
|
| Loans and Allowance for Credit Losses |
|
|
| Prior |
46
|
47
|
| Loans |
46
|
47
|
| Other Construction, Development and Land | Doubtful | Construction |
|
|
| Loans and Allowance for Credit Losses |
|
|
| Prior |
72
|
59
|
| Loans |
72
|
59
|
| Commercial Real Estate | Commercial portfolio segment |
|
|
| Loans and Allowance for Credit Losses |
|
|
| Amortized Cost by Origination Year 2025/2024 |
18,803
|
22,335
|
| Amortized Cost by Origination Year 2024/2023 |
26,744
|
21,705
|
| Amortized Cost by Origination Year 2023/2022 |
20,533
|
44,615
|
| Amortized Cost by Origination Year 2022/2021 |
55,242
|
27,305
|
| Amortized Cost by Origination Year 2021/2020 |
25,015
|
19,971
|
| Prior |
55,701
|
46,646
|
| Revolving |
4,936
|
2,129
|
| Loans |
206,974
|
184,706
|
| Commercial Real Estate | Pass | Commercial portfolio segment |
|
|
| Loans and Allowance for Credit Losses |
|
|
| Amortized Cost by Origination Year 2025/2024 |
18,784
|
22,024
|
| Amortized Cost by Origination Year 2024/2023 |
26,438
|
20,478
|
| Amortized Cost by Origination Year 2023/2022 |
19,826
|
41,583
|
| Amortized Cost by Origination Year 2022/2021 |
55,077
|
26,748
|
| Amortized Cost by Origination Year 2021/2020 |
24,474
|
19,760
|
| Prior |
54,907
|
44,237
|
| Revolving |
4,936
|
2,129
|
| Loans |
204,442
|
176,959
|
| Commercial Real Estate | Special Mention | Commercial portfolio segment |
|
|
| Loans and Allowance for Credit Losses |
|
|
| Amortized Cost by Origination Year 2025/2024 |
19
|
|
| Amortized Cost by Origination Year 2024/2023 |
|
511
|
| Amortized Cost by Origination Year 2023/2022 |
|
3,032
|
| Amortized Cost by Origination Year 2022/2021 |
165
|
|
| Prior |
173
|
292
|
| Loans |
357
|
3,835
|
| Commercial Real Estate | Substandard | Commercial portfolio segment |
|
|
| Loans and Allowance for Credit Losses |
|
|
| Amortized Cost by Origination Year 2025/2024 |
|
311
|
| Amortized Cost by Origination Year 2024/2023 |
306
|
716
|
| Amortized Cost by Origination Year 2023/2022 |
707
|
|
| Amortized Cost by Origination Year 2022/2021 |
|
557
|
| Amortized Cost by Origination Year 2021/2020 |
541
|
211
|
| Prior |
204
|
1,704
|
| Loans |
1,758
|
3,499
|
| Commercial Real Estate | Doubtful | Commercial portfolio segment |
|
|
| Loans and Allowance for Credit Losses |
|
|
| Prior |
417
|
413
|
| Loans |
417
|
413
|
| Commercial Business | Commercial portfolio segment |
|
|
| Loans and Allowance for Credit Losses |
|
|
| Amortized Cost by Origination Year 2025/2024 |
13,989
|
8,900
|
| Amortized Cost by Origination Year 2024/2023 |
5,237
|
10,892
|
| Amortized Cost by Origination Year 2023/2022 |
7,403
|
11,646
|
| Amortized Cost by Origination Year 2022/2021 |
8,094
|
8,882
|
| Amortized Cost by Origination Year 2021/2020 |
7,182
|
4,765
|
| Prior |
8,174
|
4,576
|
| Revolving |
11,910
|
13,057
|
| Loans |
61,989
|
62,718
|
| Current period gross write-offs 2023/2022 |
33
|
|
| Current period gross write-offs 2022/2021 |
50
|
|
| Current period gross write-offs |
83
|
|
| Commercial Business | Pass | Commercial portfolio segment |
|
|
| Loans and Allowance for Credit Losses |
|
|
| Amortized Cost by Origination Year 2025/2024 |
13,738
|
8,414
|
| Amortized Cost by Origination Year 2024/2023 |
5,223
|
10,636
|
| Amortized Cost by Origination Year 2023/2022 |
7,136
|
9,590
|
| Amortized Cost by Origination Year 2022/2021 |
6,426
|
8,699
|
| Amortized Cost by Origination Year 2021/2020 |
7,138
|
4,750
|
| Prior |
8,141
|
4,543
|
| Revolving |
11,738
|
12,895
|
| Loans |
59,540
|
59,527
|
| Commercial Business | Special Mention | Commercial portfolio segment |
|
|
| Loans and Allowance for Credit Losses |
|
|
| Amortized Cost by Origination Year 2025/2024 |
54
|
486
|
| Amortized Cost by Origination Year 2024/2023 |
14
|
149
|
| Amortized Cost by Origination Year 2023/2022 |
160
|
130
|
| Amortized Cost by Origination Year 2022/2021 |
23
|
126
|
| Amortized Cost by Origination Year 2021/2020 |
14
|
15
|
| Revolving |
30
|
162
|
| Loans |
295
|
1,068
|
| Commercial Business | Substandard | Commercial portfolio segment |
|
|
| Loans and Allowance for Credit Losses |
|
|
| Amortized Cost by Origination Year 2025/2024 |
197
|
|
| Amortized Cost by Origination Year 2022/2021 |
|
57
|
| Amortized Cost by Origination Year 2021/2020 |
30
|
|
| Revolving |
142
|
|
| Loans |
369
|
57
|
| Commercial Business | Doubtful | Commercial portfolio segment |
|
|
| Loans and Allowance for Credit Losses |
|
|
| Amortized Cost by Origination Year 2024/2023 |
|
107
|
| Amortized Cost by Origination Year 2023/2022 |
107
|
1,926
|
| Amortized Cost by Origination Year 2022/2021 |
1,645
|
|
| Prior |
33
|
33
|
| Loans |
1,785
|
2,066
|
| Consumer and Other | Consumer portfolio segment |
|
|
| Loans and Allowance for Credit Losses |
|
|
| Amortized Cost by Origination Year 2025/2024 |
18,791
|
18,932
|
| Amortized Cost by Origination Year 2024/2023 |
10,961
|
16,555
|
| Amortized Cost by Origination Year 2023/2022 |
9,962
|
8,274
|
| Amortized Cost by Origination Year 2022/2021 |
3,847
|
3,574
|
| Amortized Cost by Origination Year 2021/2020 |
1,129
|
810
|
| Prior |
6,809
|
7,554
|
| Revolving |
4,177
|
2,707
|
| Loans |
55,676
|
58,406
|
| Current period gross write-offs 2025/2024 |
12
|
25
|
| Current period gross write-offs 2024/2023 |
162
|
74
|
| Current period gross write-offs 2023/2022 |
89
|
131
|
| Current period gross write-offs 2022/2021 |
34
|
27
|
| Current period gross write-offs 2021/2020 |
6
|
8
|
| Current period gross write-offs Prior |
5
|
3
|
| Current period gross write-offs Revolving |
107
|
77
|
| Current period gross write-offs |
415
|
345
|
| Consumer and Other | Pass | Consumer portfolio segment |
|
|
| Loans and Allowance for Credit Losses |
|
|
| Amortized Cost by Origination Year 2025/2024 |
18,791
|
18,932
|
| Amortized Cost by Origination Year 2024/2023 |
10,946
|
16,555
|
| Amortized Cost by Origination Year 2023/2022 |
9,962
|
8,274
|
| Amortized Cost by Origination Year 2022/2021 |
3,844
|
3,574
|
| Amortized Cost by Origination Year 2021/2020 |
1,129
|
810
|
| Prior |
6,809
|
7,554
|
| Revolving |
4,103
|
2,577
|
| Loans |
55,584
|
58,276
|
| Consumer and Other | Special Mention | Consumer portfolio segment |
|
|
| Loans and Allowance for Credit Losses |
|
|
| Amortized Cost by Origination Year 2022/2021 |
3
|
|
| Loans |
3
|
|
| Consumer and Other | Substandard | Consumer portfolio segment |
|
|
| Loans and Allowance for Credit Losses |
|
|
| Revolving |
74
|
130
|
| Loans |
74
|
$ 130
|
| Consumer and Other | Doubtful | Consumer portfolio segment |
|
|
| Loans and Allowance for Credit Losses |
|
|
| Amortized Cost by Origination Year 2024/2023 |
15
|
|
| Loans |
$ 15
|
|