v3.26.1
LOANS AND ALLOWANCE FOR CREDIT LOSSES - Allowance for Loan Losses (Details) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
Loans and Allowance for Credit Losses      
Beginning balance $ 9,281 $ 8,005  
Provision for credit losses 1,144 1,449 $ 1,141
Charge-offs (499) (349)  
Recoveries 182 176  
Ending balance 10,108 9,281 8,005
Residential portfolio segment | 1-4 Family Residential Mortgage      
Loans and Allowance for Credit Losses      
Beginning balance 1,592 1,490  
Provision for credit losses (205) 77  
Charge-offs (1) (4)  
Recoveries 7 29  
Ending balance 1,393 1,592 1,490
Residential portfolio segment | Home Equity And Second Mortgage      
Loans and Allowance for Credit Losses      
Beginning balance 478 406  
Provision for credit losses 458 68  
Recoveries 1 4  
Ending balance 937 478 406
Residential portfolio segment | Multifamily Residential      
Loans and Allowance for Credit Losses      
Beginning balance 545 332  
Provision for credit losses 151 213  
Ending balance 696 545 332
Construction | 1-4 Family Residential Construction      
Loans and Allowance for Credit Losses      
Beginning balance 184 208  
Provision for credit losses 29 (24)  
Ending balance 213 184 208
Construction | Other Construction, Development and Land      
Loans and Allowance for Credit Losses      
Beginning balance 588 804  
Provision for credit losses (152) (216)  
Recoveries 1    
Ending balance 437 588 804
Commercial portfolio segment | Commercial Real Estate      
Loans and Allowance for Credit Losses      
Beginning balance 2,459 2,119  
Provision for credit losses 784 339  
Recoveries   1  
Ending balance 3,243 2,459 2,119
Commercial portfolio segment | Commercial Business      
Loans and Allowance for Credit Losses      
Beginning balance 2,424 1,431  
Provision for credit losses (124) 991  
Charge-offs (83)    
Recoveries 35 2  
Ending balance 2,252 2,424 1,431
Consumer portfolio segment | Consumer and Other      
Loans and Allowance for Credit Losses      
Beginning balance 1,011 1,215  
Provision for credit losses 203 1  
Charge-offs (415) (345)  
Recoveries 138 140  
Ending balance $ 937 $ 1,011 $ 1,215