v3.26.1
LOANS AND ALLOWANCE FOR CREDIT LOSSES - Summary (Details) - USD ($)
$ in Thousands
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
Loans and Allowance for Credit Losses      
Principal loan balance $ 663,142 $ 639,376  
Deferred loan origination fees and costs, net 1,066 1,104  
Financing Receivable, before Allowance for Credit Loss 664,208 640,480  
Allowance for credit losses (10,108) (9,281) $ (8,005)
Loans, net 654,100 631,199  
Residential portfolio segment | 1-4 Family Residential Mortgage      
Loans and Allowance for Credit Losses      
Principal loan balance 140,677 138,936  
Deferred loan origination fees and costs, net 81 98  
Financing Receivable, before Allowance for Credit Loss 140,758 139,034  
Allowance for credit losses (1,393) (1,592) (1,490)
Residential portfolio segment | Home Equity And Second Mortgage      
Loans and Allowance for Credit Losses      
Principal loan balance 71,435 66,549  
Deferred loan origination fees and costs, net 1,231 1,206  
Financing Receivable, before Allowance for Credit Loss 72,666 67,755  
Allowance for credit losses (937) (478) (406)
Residential portfolio segment | Multifamily Residential      
Loans and Allowance for Credit Losses      
Principal loan balance 69,567 36,822  
Deferred loan origination fees and costs, net (45) (17)  
Financing Receivable, before Allowance for Credit Loss 69,522 36,805  
Allowance for credit losses (696) (545) (332)
Construction | 1-4 Family Residential Construction      
Loans and Allowance for Credit Losses      
Principal loan balance 15,445 15,245  
Financing Receivable, before Allowance for Credit Loss 15,445 15,245  
Allowance for credit losses (213) (184) (208)
Construction | Other Construction, Development and Land      
Loans and Allowance for Credit Losses      
Principal loan balance 41,227 75,840  
Deferred loan origination fees and costs, net (49) (29)  
Financing Receivable, before Allowance for Credit Loss 41,178 75,811  
Allowance for credit losses (437) (588) (804)
Commercial portfolio segment | Commercial Real Estate      
Loans and Allowance for Credit Losses      
Principal loan balance 207,124 184,851  
Deferred loan origination fees and costs, net (150) (145)  
Financing Receivable, before Allowance for Credit Loss 206,974 184,706  
Allowance for credit losses (3,243) (2,459) (2,119)
Commercial portfolio segment | Commercial Business      
Loans and Allowance for Credit Losses      
Principal loan balance 61,991 62,727  
Deferred loan origination fees and costs, net (2) (9)  
Financing Receivable, before Allowance for Credit Loss 61,989 62,718  
Allowance for credit losses (2,252) (2,424) (1,431)
Consumer portfolio segment | Consumer and Other      
Loans and Allowance for Credit Losses      
Principal loan balance 55,676 58,406  
Financing Receivable, before Allowance for Credit Loss 55,676 58,406  
Allowance for credit losses $ (937) $ (1,011) $ (1,215)