EARNINGS PER SHARE (Tables)

12 Months Ended

Dec. 31, 2025

Earnings Per Share [Abstract]

Schedule of earnings per share


						For the Year Ended December 31,
						2025						2024
						(Income In thousands)
Net loss applicable to common shares						$	(10,025)					$	(11,911)
Shares
Average number of common shares outstanding						21,517,668						23,439,653
Less: Average unallocated ESOP shares						1,870,858						1,962,224
Average number of common shares outstanding used to calculate basic earnings per common share						19,646,810						21,477,429
Common stock equivalents						—						—
Average number of common shares outstanding used to calculate diluted earnings per common share						19,646,810						21,477,429
Loss per common share
Basic						$	(0.51)					$	(0.55)
Diluted						$	(0.51)					$	(0.55)