v3.26.1
BORROWINGS (Tables)
12 Months Ended
Dec. 31, 2025
Notes and other explanatory information [abstract]  
SCHEDULE OF BORROWINGS

 

   2024   2025 
   S$   S$ 
         
Current          
Bank loan   37,650    40,847 
           
Non-current          
Bank loan   394,310    368,656 
           
Total   431,960    409,503 
SCHEDULE OF BORROWING OF THE GROUP TO INTEREST RATE CHANGES AND CONTRACTUAL REPAYMENT DATES

The exposure of the borrowing of the Group to interest rate changes and the contractual repayment dates at the balance sheet date are as follows:

 

   2024   2025 
   S$   S$ 
         
6 months or less   18,690    20,265 
6 - 12 months   18,960    20,582 
1 - 5 years   168,790    183,301 
Over 5 years   225,520    185,355 
Total   431,960    409,503