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    <link:label xlink:type="resource" xlink:label="cyd_CybersecurityRiskManagementPositionsOrCommitteesResponsibleTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="cyd_CybersecurityRiskManagementPositionsOrCommitteesResponsibleTextBlock" xml:lang="en-US" id="cyd_CybersecurityRiskManagementPositionsOrCommitteesResponsibleTextBlock">Cybersecurity Risk Management Positions or Committees Responsible [Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CybersecurityRiskManagementPositionsOrCommitteesResponsibleTextBlock" xlink:to="cyd_CybersecurityRiskManagementPositionsOrCommitteesResponsibleTextBlock" xlink:title="label: CybersecurityRiskManagementPositionsOrCommitteesResponsibleTextBlock to cyd_CybersecurityRiskManagementPositionsOrCommitteesResponsibleTextBlock" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/cyd/2025/cyd-2025.xsd#cyd_CybersecurityRiskManagementExpertiseOfManagementResponsibleTextBlock" xlink:label="CybersecurityRiskManagementExpertiseOfManagementResponsibleTextBlock" xlink:title="CybersecurityRiskManagementExpertiseOfManagementResponsibleTextBlock" />
    <link:label xlink:type="resource" xlink:label="cyd_CybersecurityRiskManagementExpertiseOfManagementResponsibleTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="cyd_CybersecurityRiskManagementExpertiseOfManagementResponsibleTextBlock" xml:lang="en-US" id="cyd_CybersecurityRiskManagementExpertiseOfManagementResponsibleTextBlock">Cybersecurity Risk Management Expertise of Management Responsible [Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CybersecurityRiskManagementExpertiseOfManagementResponsibleTextBlock" xlink:to="cyd_CybersecurityRiskManagementExpertiseOfManagementResponsibleTextBlock" xlink:title="label: CybersecurityRiskManagementExpertiseOfManagementResponsibleTextBlock to cyd_CybersecurityRiskManagementExpertiseOfManagementResponsibleTextBlock" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/cyd/2025/cyd-2025.xsd#cyd_CybersecurityRiskProcessForInformingManagementOrCommitteesResponsibleTextBlock" xlink:label="CybersecurityRiskProcessForInformingManagementOrCommitteesResponsibleTextBlock" xlink:title="CybersecurityRiskProcessForInformingManagementOrCommitteesResponsibleTextBlock" />
    <link:label xlink:type="resource" xlink:label="cyd_CybersecurityRiskProcessForInformingManagementOrCommitteesResponsibleTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="cyd_CybersecurityRiskProcessForInformingManagementOrCommitteesResponsibleTextBlock" xml:lang="en-US" id="cyd_CybersecurityRiskProcessForInformingManagementOrCommitteesResponsibleTextBlock">Cybersecurity Risk Process for Informing Management or Committees Responsible [Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CybersecurityRiskProcessForInformingManagementOrCommitteesResponsibleTextBlock" xlink:to="cyd_CybersecurityRiskProcessForInformingManagementOrCommitteesResponsibleTextBlock" xlink:title="label: CybersecurityRiskProcessForInformingManagementOrCommitteesResponsibleTextBlock to cyd_CybersecurityRiskProcessForInformingManagementOrCommitteesResponsibleTextBlock" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/cyd/2025/cyd-2025.xsd#cyd_CybersecurityRiskManagementPositionsOrCommitteesResponsibleReportToBoardFlag" xlink:label="CybersecurityRiskManagementPositionsOrCommitteesResponsibleReportToBoardFlag" xlink:title="CybersecurityRiskManagementPositionsOrCommitteesResponsibleReportToBoardFlag" />
    <link:label xlink:type="resource" xlink:label="cyd_CybersecurityRiskManagementPositionsOrCommitteesResponsibleReportToBoardFlag" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="cyd_CybersecurityRiskManagementPositionsOrCommitteesResponsibleReportToBoardFlag" xml:lang="en-US" id="cyd_CybersecurityRiskManagementPositionsOrCommitteesResponsibleReportToBoardFlag">Cybersecurity Risk Management Positions or Committees Responsible Report to Board [Flag]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CybersecurityRiskManagementPositionsOrCommitteesResponsibleReportToBoardFlag" xlink:to="cyd_CybersecurityRiskManagementPositionsOrCommitteesResponsibleReportToBoardFlag" xlink:title="label: CybersecurityRiskManagementPositionsOrCommitteesResponsibleReportToBoardFlag to cyd_CybersecurityRiskManagementPositionsOrCommitteesResponsibleReportToBoardFlag" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2025/elts/srt-2025.xsd#srt_RegulatoryCapitalRequirementsAbstract" xlink:label="RegulatoryCapitalRequirementsAbstract" xlink:title="RegulatoryCapitalRequirementsAbstract" />
    <link:label xlink:type="resource" xlink:label="srt_RegulatoryCapitalRequirementsAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="srt_RegulatoryCapitalRequirementsAbstract" xml:lang="en-US" id="srt_RegulatoryCapitalRequirementsAbstract">Regulatory Matters [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RegulatoryCapitalRequirementsAbstract" xlink:to="srt_RegulatoryCapitalRequirementsAbstract" xlink:title="label: RegulatoryCapitalRequirementsAbstract to srt_RegulatoryCapitalRequirementsAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2025/elts/srt-2025.xsd#srt_TitleOfIndividualWithRelationshipToEntityDomain" xlink:label="TitleOfIndividualWithRelationshipToEntityDomain" xlink:title="TitleOfIndividualWithRelationshipToEntityDomain" />
    <link:label xlink:type="resource" xlink:label="srt_TitleOfIndividualWithRelationshipToEntityDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="srt_TitleOfIndividualWithRelationshipToEntityDomain" xml:lang="en-US" id="srt_TitleOfIndividualWithRelationshipToEntityDomain">Title and Position [Domain]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="TitleOfIndividualWithRelationshipToEntityDomain" xlink:to="srt_TitleOfIndividualWithRelationshipToEntityDomain" xlink:title="label: TitleOfIndividualWithRelationshipToEntityDomain to srt_TitleOfIndividualWithRelationshipToEntityDomain" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2025/elts/srt-2025.xsd#srt_NameOfMajorCustomerDomain" xlink:label="NameOfMajorCustomerDomain" xlink:title="NameOfMajorCustomerDomain" />
    <link:label xlink:type="resource" xlink:label="srt_NameOfMajorCustomerDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="srt_NameOfMajorCustomerDomain" xml:lang="en-US" id="srt_NameOfMajorCustomerDomain">Customer [Domain]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NameOfMajorCustomerDomain" xlink:to="srt_NameOfMajorCustomerDomain" xlink:title="label: NameOfMajorCustomerDomain to srt_NameOfMajorCustomerDomain" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2025/elts/srt-2025.xsd#srt_DirectorMember" xlink:label="DirectorMember" xlink:title="DirectorMember" />
    <link:label xlink:type="resource" xlink:label="srt_DirectorMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="srt_DirectorMember" xml:lang="en-US" id="srt_DirectorMember">Directors [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DirectorMember" xlink:to="srt_DirectorMember" xlink:title="label: DirectorMember to srt_DirectorMember" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2025/elts/srt-2025.xsd#srt_ParentCompanyMember" xlink:label="ParentCompanyMember" xlink:title="ParentCompanyMember" />
    <link:label xlink:type="resource" xlink:label="srt_ParentCompanyMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="srt_ParentCompanyMember" xml:lang="en-US" id="srt_ParentCompanyMember">Broadway Financial Corporation [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ParentCompanyMember" xlink:to="srt_ParentCompanyMember" xlink:title="label: ParentCompanyMember to srt_ParentCompanyMember" />
    <link:label xlink:type="resource" xlink:label="srt_ParentCompanyMember_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="srt_ParentCompanyMember_lbl1" xml:lang="en-US" id="srt_ParentCompanyMember_lbl1">Parent Company [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ParentCompanyMember" xlink:to="srt_ParentCompanyMember_lbl1" xlink:title="label: ParentCompanyMember to srt_ParentCompanyMember_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2025/elts/srt-2025.xsd#srt_MajorCustomersAxis" xlink:label="MajorCustomersAxis" xlink:title="MajorCustomersAxis" />
    <link:label xlink:type="resource" xlink:label="srt_MajorCustomersAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="srt_MajorCustomersAxis" xml:lang="en-US" id="srt_MajorCustomersAxis">Customer [Axis]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="MajorCustomersAxis" xlink:to="srt_MajorCustomersAxis" xlink:title="label: MajorCustomersAxis to srt_MajorCustomersAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2025/elts/srt-2025.xsd#srt_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract" xlink:label="CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract" xlink:title="CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract" />
    <link:label xlink:type="resource" xlink:label="srt_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="srt_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract" xml:lang="en-US" id="srt_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract">Parent Company Only Condensed Financial Information [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract" xlink:to="srt_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract" xlink:title="label: CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract to srt_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2025/elts/srt-2025.xsd#srt_RangeAxis" xlink:label="RangeAxis" xlink:title="RangeAxis" />
    <link:label xlink:type="resource" xlink:label="srt_RangeAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="srt_RangeAxis" xml:lang="en-US" id="srt_RangeAxis">Statistical Measurement [Axis]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RangeAxis" xlink:to="srt_RangeAxis" xlink:title="label: RangeAxis to srt_RangeAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2025/elts/srt-2025.xsd#srt_RangeMember" xlink:label="RangeMember" xlink:title="RangeMember" />
    <link:label xlink:type="resource" xlink:label="srt_RangeMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="srt_RangeMember" xml:lang="en-US" id="srt_RangeMember">Statistical Measurement [Domain]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RangeMember" xlink:to="srt_RangeMember" xlink:title="label: RangeMember to srt_RangeMember" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2025/elts/srt-2025.xsd#srt_MaximumMember" xlink:label="MaximumMember" xlink:title="MaximumMember" />
    <link:label xlink:type="resource" xlink:label="srt_MaximumMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="srt_MaximumMember" xml:lang="en-US" id="srt_MaximumMember">Maximum [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="MaximumMember" xlink:to="srt_MaximumMember" xlink:title="label: MaximumMember to srt_MaximumMember" />
    <link:label xlink:type="resource" xlink:label="srt_MaximumMember1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="srt_MaximumMember1" xml:lang="en-US" id="srt_MaximumMember1">Maximum [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="MaximumMember" xlink:to="srt_MaximumMember1" xlink:title="label: MaximumMember to srt_MaximumMember1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2025/elts/srt-2025.xsd#srt_MinimumMember" xlink:label="MinimumMember" xlink:title="MinimumMember" />
    <link:label xlink:type="resource" xlink:label="srt_MinimumMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="srt_MinimumMember" xml:lang="en-US" id="srt_MinimumMember">Minimum [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="MinimumMember" xlink:to="srt_MinimumMember" xlink:title="label: MinimumMember to srt_MinimumMember" />
    <link:label xlink:type="resource" xlink:label="srt_MinimumMember1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="srt_MinimumMember1" xml:lang="en-US" id="srt_MinimumMember1">Minimum [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="MinimumMember" xlink:to="srt_MinimumMember1" xlink:title="label: MinimumMember to srt_MinimumMember1" />
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    <link:label xlink:type="resource" xlink:label="srt_ScheduleOfCondensedBalanceSheetTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="srt_ScheduleOfCondensedBalanceSheetTableTextBlock" xml:lang="en-US" id="srt_ScheduleOfCondensedBalanceSheetTableTextBlock">Condensed Balance Sheet</link:label>
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2025/elts/srt-2025.xsd#srt_ScheduleOfCondensedIncomeStatementTableTextBlock" xlink:label="ScheduleOfCondensedIncomeStatementTableTextBlock" xlink:title="ScheduleOfCondensedIncomeStatementTableTextBlock" />
    <link:label xlink:type="resource" xlink:label="srt_ScheduleOfCondensedIncomeStatementTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="srt_ScheduleOfCondensedIncomeStatementTableTextBlock" xml:lang="en-US" id="srt_ScheduleOfCondensedIncomeStatementTableTextBlock">Condensed Statements of Income</link:label>
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2025/elts/srt-2025.xsd#srt_ScheduleOfCondensedCashFlowStatementTableTextBlock" xlink:label="ScheduleOfCondensedCashFlowStatementTableTextBlock" xlink:title="ScheduleOfCondensedCashFlowStatementTableTextBlock" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleOfCondensedCashFlowStatementTableTextBlock" xlink:to="srt_ScheduleOfCondensedCashFlowStatementTableTextBlock" xlink:title="label: ScheduleOfCondensedCashFlowStatementTableTextBlock to srt_ScheduleOfCondensedCashFlowStatementTableTextBlock" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2025/elts/srt-2025.xsd#srt_CounterpartyNameAxis" xlink:label="CounterpartyNameAxis" xlink:title="CounterpartyNameAxis" />
    <link:label xlink:type="resource" xlink:label="srt_CounterpartyNameAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="srt_CounterpartyNameAxis" xml:lang="en-US" id="srt_CounterpartyNameAxis">Counterparty Name [Axis]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CounterpartyNameAxis" xlink:to="srt_CounterpartyNameAxis" xlink:title="label: CounterpartyNameAxis to srt_CounterpartyNameAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2025/elts/srt-2025.xsd#srt_RepurchaseAgreementCounterpartyNameDomain" xlink:label="RepurchaseAgreementCounterpartyNameDomain" xlink:title="RepurchaseAgreementCounterpartyNameDomain" />
    <link:label xlink:type="resource" xlink:label="srt_RepurchaseAgreementCounterpartyNameDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="srt_RepurchaseAgreementCounterpartyNameDomain" xml:lang="en-US" id="srt_RepurchaseAgreementCounterpartyNameDomain">Counterparty Name [Domain]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RepurchaseAgreementCounterpartyNameDomain" xlink:to="srt_RepurchaseAgreementCounterpartyNameDomain" xlink:title="label: RepurchaseAgreementCounterpartyNameDomain to srt_RepurchaseAgreementCounterpartyNameDomain" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2025/elts/srt-2025.xsd#srt_CondensedBalanceSheetStatementsCaptionsLineItems" xlink:label="CondensedBalanceSheetStatementsCaptionsLineItems" xlink:title="CondensedBalanceSheetStatementsCaptionsLineItems" />
    <link:label xlink:type="resource" xlink:label="srt_CondensedBalanceSheetStatementsCaptionsLineItems" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="srt_CondensedBalanceSheetStatementsCaptionsLineItems" xml:lang="en-US" id="srt_CondensedBalanceSheetStatementsCaptionsLineItems">Condensed Balance Sheet Statements, Captions [Line Items]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CondensedBalanceSheetStatementsCaptionsLineItems" xlink:to="srt_CondensedBalanceSheetStatementsCaptionsLineItems" xlink:title="label: CondensedBalanceSheetStatementsCaptionsLineItems to srt_CondensedBalanceSheetStatementsCaptionsLineItems" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2025/elts/srt-2025.xsd#srt_CondensedIncomeStatementsCaptionsLineItems" xlink:label="CondensedIncomeStatementsCaptionsLineItems" xlink:title="CondensedIncomeStatementsCaptionsLineItems" />
    <link:label xlink:type="resource" xlink:label="srt_CondensedIncomeStatementsCaptionsLineItems" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="srt_CondensedIncomeStatementsCaptionsLineItems" xml:lang="en-US" id="srt_CondensedIncomeStatementsCaptionsLineItems">Condensed Income Statements, Captions [Line Items]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CondensedIncomeStatementsCaptionsLineItems" xlink:to="srt_CondensedIncomeStatementsCaptionsLineItems" xlink:title="label: CondensedIncomeStatementsCaptionsLineItems to srt_CondensedIncomeStatementsCaptionsLineItems" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2025/elts/srt-2025.xsd#srt_CondensedCashFlowStatementsCaptionsLineItems" xlink:label="CondensedCashFlowStatementsCaptionsLineItems" xlink:title="CondensedCashFlowStatementsCaptionsLineItems" />
    <link:label xlink:type="resource" xlink:label="srt_CondensedCashFlowStatementsCaptionsLineItems" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="srt_CondensedCashFlowStatementsCaptionsLineItems" xml:lang="en-US" id="srt_CondensedCashFlowStatementsCaptionsLineItems">Condensed Cash Flow Statements, Captions [Line Items]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CondensedCashFlowStatementsCaptionsLineItems" xlink:to="srt_CondensedCashFlowStatementsCaptionsLineItems" xlink:title="label: CondensedCashFlowStatementsCaptionsLineItems to srt_CondensedCashFlowStatementsCaptionsLineItems" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2025/elts/srt-2025.xsd#srt_TitleOfIndividualAxis" xlink:label="TitleOfIndividualAxis" xlink:title="TitleOfIndividualAxis" />
    <link:label xlink:type="resource" xlink:label="srt_TitleOfIndividualAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="srt_TitleOfIndividualAxis" xml:lang="en-US" id="srt_TitleOfIndividualAxis">Title and Position [Axis]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="TitleOfIndividualAxis" xlink:to="srt_TitleOfIndividualAxis" xlink:title="label: TitleOfIndividualAxis to srt_TitleOfIndividualAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2025/elts/srt-2025.xsd#srt_CondensedBalanceSheetStatementTable" xlink:label="CondensedBalanceSheetStatementTable" xlink:title="CondensedBalanceSheetStatementTable" />
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_BankOwnedLifeInsurance" xlink:label="BankOwnedLifeInsurance" xlink:title="BankOwnedLifeInsurance" />
    <link:label xlink:type="resource" xlink:label="us-gaap_BankOwnedLifeInsurance" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_BankOwnedLifeInsurance" xml:lang="en-US" id="us-gaap_BankOwnedLifeInsurance">Bank owned life insurance</link:label>
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    <link:label xlink:type="resource" xlink:label="us-gaap_EarningsPerShareBasic1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_EarningsPerShareBasic1" xml:lang="en-US" id="us-gaap_EarningsPerShareBasic1">Earnings per common share-basic (in dollars per share)</link:label>
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_PensionAndOtherPostretirementPlansPolicy" xlink:label="PensionAndOtherPostretirementPlansPolicy" xlink:title="PensionAndOtherPostretirementPlansPolicy" />
    <link:label xlink:type="resource" xlink:label="us-gaap_PensionAndOtherPostretirementPlansPolicy" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_PensionAndOtherPostretirementPlansPolicy" xml:lang="en-US" id="us-gaap_PensionAndOtherPostretirementPlansPolicy">Retirement Plans</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PensionAndOtherPostretirementPlansPolicy" xlink:to="us-gaap_PensionAndOtherPostretirementPlansPolicy" xlink:title="label: PensionAndOtherPostretirementPlansPolicy to us-gaap_PensionAndOtherPostretirementPlansPolicy" />
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    <link:label xlink:type="resource" xlink:label="us-gaap_CashAndCashEquivalentsAtCarryingValue1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_CashAndCashEquivalentsAtCarryingValue1" xml:lang="en-US" id="us-gaap_CashAndCashEquivalentsAtCarryingValue1">Cash and cash equivalents</link:label>
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CashAndCashEquivalentsAtCarryingValueAbstract" xlink:to="us-gaap_CashAndCashEquivalentsAtCarryingValueAbstract" xlink:title="label: CashAndCashEquivalentsAtCarryingValueAbstract to us-gaap_CashAndCashEquivalentsAtCarryingValueAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_CashAndCashEquivalentsPolicyTextBlock" xlink:label="CashAndCashEquivalentsPolicyTextBlock" xlink:title="CashAndCashEquivalentsPolicyTextBlock" />
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_InterestPaidNet" xlink:label="InterestPaidNet" xlink:title="InterestPaidNet" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncreaseDecreaseInOperatingCapitalAbstract" xlink:to="us-gaap_IncreaseDecreaseInOperatingCapitalAbstract_lbl1" xlink:title="label: IncreaseDecreaseInOperatingCapitalAbstract to us-gaap_IncreaseDecreaseInOperatingCapitalAbstract_lbl1" />
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    <link:label xlink:type="resource" xlink:label="us-gaap_CorporateDebtSecuritiesMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_CorporateDebtSecuritiesMember" xml:lang="en-US" id="us-gaap_CorporateDebtSecuritiesMember">Corporate Bonds [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CorporateDebtSecuritiesMember" xlink:to="us-gaap_CorporateDebtSecuritiesMember" xlink:title="label: CorporateDebtSecuritiesMember to us-gaap_CorporateDebtSecuritiesMember" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_CurrentFederalTaxExpenseBenefit" xlink:label="CurrentFederalTaxExpenseBenefit" xlink:title="CurrentFederalTaxExpenseBenefit" />
    <link:label xlink:type="resource" xlink:label="us-gaap_CurrentFederalTaxExpenseBenefit" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_CurrentFederalTaxExpenseBenefit" xml:lang="en-US" id="us-gaap_CurrentFederalTaxExpenseBenefit">Federal</link:label>
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    <link:label xlink:type="resource" xlink:label="us-gaap_CurrentFederalTaxExpenseBenefit_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_CurrentFederalTaxExpenseBenefit_lbl1" xml:lang="en-US" id="us-gaap_CurrentFederalTaxExpenseBenefit_lbl1">Current Federal Tax Expense (Benefit)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CurrentFederalTaxExpenseBenefit" xlink:to="us-gaap_CurrentFederalTaxExpenseBenefit_lbl1" xlink:title="label: CurrentFederalTaxExpenseBenefit to us-gaap_CurrentFederalTaxExpenseBenefit_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_CurrentForeignTaxExpenseBenefit" xlink:label="CurrentForeignTaxExpenseBenefit" xlink:title="CurrentForeignTaxExpenseBenefit" />
    <link:label xlink:type="resource" xlink:label="us-gaap_CurrentForeignTaxExpenseBenefit" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_CurrentForeignTaxExpenseBenefit" xml:lang="en-US" id="us-gaap_CurrentForeignTaxExpenseBenefit">Foreign</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CurrentForeignTaxExpenseBenefit" xlink:to="us-gaap_CurrentForeignTaxExpenseBenefit" xlink:title="label: CurrentForeignTaxExpenseBenefit to us-gaap_CurrentForeignTaxExpenseBenefit" />
    <link:label xlink:type="resource" xlink:label="us-gaap_CurrentForeignTaxExpenseBenefit_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_CurrentForeignTaxExpenseBenefit_lbl1" xml:lang="en-US" id="us-gaap_CurrentForeignTaxExpenseBenefit_lbl1">Current Foreign Tax Expense (Benefit)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CurrentForeignTaxExpenseBenefit" xlink:to="us-gaap_CurrentForeignTaxExpenseBenefit_lbl1" xlink:title="label: CurrentForeignTaxExpenseBenefit to us-gaap_CurrentForeignTaxExpenseBenefit_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_CurrentStateAndLocalTaxExpenseBenefit" xlink:label="CurrentStateAndLocalTaxExpenseBenefit" xlink:title="CurrentStateAndLocalTaxExpenseBenefit" />
    <link:label xlink:type="resource" xlink:label="us-gaap_CurrentStateAndLocalTaxExpenseBenefit" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_CurrentStateAndLocalTaxExpenseBenefit" xml:lang="en-US" id="us-gaap_CurrentStateAndLocalTaxExpenseBenefit">State</link:label>
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    <link:label xlink:type="resource" xlink:label="us-gaap_CurrentStateAndLocalTaxExpenseBenefit_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_CurrentStateAndLocalTaxExpenseBenefit_lbl1" xml:lang="en-US" id="us-gaap_CurrentStateAndLocalTaxExpenseBenefit_lbl1">Current State and Local Tax Expense (Benefit)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CurrentStateAndLocalTaxExpenseBenefit" xlink:to="us-gaap_CurrentStateAndLocalTaxExpenseBenefit_lbl1" xlink:title="label: CurrentStateAndLocalTaxExpenseBenefit to us-gaap_CurrentStateAndLocalTaxExpenseBenefit_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_CustomerConcentrationRiskMember" xlink:label="CustomerConcentrationRiskMember" xlink:title="CustomerConcentrationRiskMember" />
    <link:label xlink:type="resource" xlink:label="us-gaap_CustomerConcentrationRiskMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_CustomerConcentrationRiskMember" xml:lang="en-US" id="us-gaap_CustomerConcentrationRiskMember">Customer Concentration Risk [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CustomerConcentrationRiskMember" xlink:to="us-gaap_CustomerConcentrationRiskMember" xlink:title="label: CustomerConcentrationRiskMember to us-gaap_CustomerConcentrationRiskMember" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_DebtInstrumentInterestRateStatedPercentage" xlink:label="DebtInstrumentInterestRateStatedPercentage" xlink:title="DebtInstrumentInterestRateStatedPercentage" />
    <link:label xlink:type="resource" xlink:label="us-gaap_DebtInstrumentInterestRateStatedPercentage" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_DebtInstrumentInterestRateStatedPercentage" xml:lang="en-US" id="us-gaap_DebtInstrumentInterestRateStatedPercentage">Percentage of fixed interest rate</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtInstrumentInterestRateStatedPercentage" xlink:to="us-gaap_DebtInstrumentInterestRateStatedPercentage" xlink:title="label: DebtInstrumentInterestRateStatedPercentage to us-gaap_DebtInstrumentInterestRateStatedPercentage" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_DebtInstrumentNameDomain" xlink:label="DebtInstrumentNameDomain" xlink:title="DebtInstrumentNameDomain" />
    <link:label xlink:type="resource" xlink:label="us-gaap_DebtInstrumentNameDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_DebtInstrumentNameDomain" xml:lang="en-US" id="us-gaap_DebtInstrumentNameDomain">Debt Instrument, Name [Domain]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtInstrumentNameDomain" xlink:to="us-gaap_DebtInstrumentNameDomain" xlink:title="label: DebtInstrumentNameDomain to us-gaap_DebtInstrumentNameDomain" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_DebtInstrumentAxis" xlink:label="DebtInstrumentAxis" xlink:title="DebtInstrumentAxis" />
    <link:label xlink:type="resource" xlink:label="us-gaap_DebtInstrumentAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_DebtInstrumentAxis" xml:lang="en-US" id="us-gaap_DebtInstrumentAxis">Debt Instrument [Axis]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtInstrumentAxis" xlink:to="us-gaap_DebtInstrumentAxis" xlink:title="label: DebtInstrumentAxis to us-gaap_DebtInstrumentAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_DeferredFederalIncomeTaxExpenseBenefit" xlink:label="DeferredFederalIncomeTaxExpenseBenefit" xlink:title="DeferredFederalIncomeTaxExpenseBenefit" />
    <link:label xlink:type="resource" xlink:label="us-gaap_DeferredFederalIncomeTaxExpenseBenefit" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_DeferredFederalIncomeTaxExpenseBenefit" xml:lang="en-US" id="us-gaap_DeferredFederalIncomeTaxExpenseBenefit">Federal</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DeferredFederalIncomeTaxExpenseBenefit" xlink:to="us-gaap_DeferredFederalIncomeTaxExpenseBenefit" xlink:title="label: DeferredFederalIncomeTaxExpenseBenefit to us-gaap_DeferredFederalIncomeTaxExpenseBenefit" />
    <link:label xlink:type="resource" xlink:label="us-gaap_DeferredFederalIncomeTaxExpenseBenefit_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_DeferredFederalIncomeTaxExpenseBenefit_lbl1" xml:lang="en-US" id="us-gaap_DeferredFederalIncomeTaxExpenseBenefit_lbl1">Deferred Federal Income Tax Expense (Benefit)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DeferredFederalIncomeTaxExpenseBenefit" xlink:to="us-gaap_DeferredFederalIncomeTaxExpenseBenefit_lbl1" xlink:title="label: DeferredFederalIncomeTaxExpenseBenefit to us-gaap_DeferredFederalIncomeTaxExpenseBenefit_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_DeferredForeignIncomeTaxExpenseBenefit" xlink:label="DeferredForeignIncomeTaxExpenseBenefit" xlink:title="DeferredForeignIncomeTaxExpenseBenefit" />
    <link:label xlink:type="resource" xlink:label="us-gaap_DeferredForeignIncomeTaxExpenseBenefit" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_DeferredForeignIncomeTaxExpenseBenefit" xml:lang="en-US" id="us-gaap_DeferredForeignIncomeTaxExpenseBenefit">Foreign</link:label>
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    <link:label xlink:type="resource" xlink:label="us-gaap_DeferredForeignIncomeTaxExpenseBenefit_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_DeferredForeignIncomeTaxExpenseBenefit_lbl1" xml:lang="en-US" id="us-gaap_DeferredForeignIncomeTaxExpenseBenefit_lbl1">Deferred Foreign Income Tax Expense (Benefit)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DeferredForeignIncomeTaxExpenseBenefit" xlink:to="us-gaap_DeferredForeignIncomeTaxExpenseBenefit_lbl1" xlink:title="label: DeferredForeignIncomeTaxExpenseBenefit to us-gaap_DeferredForeignIncomeTaxExpenseBenefit_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_DeferredIncomeTaxLiabilities" xlink:label="DeferredIncomeTaxLiabilities" xlink:title="DeferredIncomeTaxLiabilities" />
    <link:label xlink:type="resource" xlink:label="us-gaap_DeferredIncomeTaxLiabilities" xlink:role="http://www.xbrl.org/2009/role/negatedTotalLabel" xlink:title="us-gaap_DeferredIncomeTaxLiabilities" xml:lang="en-US" id="us-gaap_DeferredIncomeTaxLiabilities">Total deferred tax liabilities</link:label>
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    <link:label xlink:type="resource" xlink:label="us-gaap_DeferredIncomeTaxLiabilities_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_DeferredIncomeTaxLiabilities_lbl1" xml:lang="en-US" id="us-gaap_DeferredIncomeTaxLiabilities_lbl1">Deferred Tax Liabilities, Gross</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DeferredIncomeTaxLiabilities" xlink:to="us-gaap_DeferredIncomeTaxLiabilities_lbl1" xlink:title="label: DeferredIncomeTaxLiabilities to us-gaap_DeferredIncomeTaxLiabilities_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_DeferredStateAndLocalIncomeTaxExpenseBenefit" xlink:label="DeferredStateAndLocalIncomeTaxExpenseBenefit" xlink:title="DeferredStateAndLocalIncomeTaxExpenseBenefit" />
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    <link:label xlink:type="resource" xlink:label="us-gaap_DeferredStateAndLocalIncomeTaxExpenseBenefit_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_DeferredStateAndLocalIncomeTaxExpenseBenefit_lbl1" xml:lang="en-US" id="us-gaap_DeferredStateAndLocalIncomeTaxExpenseBenefit_lbl1">Deferred State and Local Income Tax Expense (Benefit)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DeferredStateAndLocalIncomeTaxExpenseBenefit" xlink:to="us-gaap_DeferredStateAndLocalIncomeTaxExpenseBenefit_lbl1" xlink:title="label: DeferredStateAndLocalIncomeTaxExpenseBenefit to us-gaap_DeferredStateAndLocalIncomeTaxExpenseBenefit_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_DeferredTaxAssetsGrossAbstract" xlink:label="DeferredTaxAssetsGrossAbstract" xlink:title="DeferredTaxAssetsGrossAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_DeferredTaxAssetsGrossAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_DeferredTaxAssetsGrossAbstract" xml:lang="en-US" id="us-gaap_DeferredTaxAssetsGrossAbstract">Deferred tax assets [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DeferredTaxAssetsGrossAbstract" xlink:to="us-gaap_DeferredTaxAssetsGrossAbstract" xlink:title="label: DeferredTaxAssetsGrossAbstract to us-gaap_DeferredTaxAssetsGrossAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_DeferredTaxAssetsGrossAbstract_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_DeferredTaxAssetsGrossAbstract_lbl1" xml:lang="en-US" id="us-gaap_DeferredTaxAssetsGrossAbstract_lbl1">Deferred Tax Assets, Gross [Abstract]</link:label>
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_DeferredTaxAssetsGross" xlink:label="DeferredTaxAssetsGross" xlink:title="DeferredTaxAssetsGross" />
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_DeferredTaxAssetsLiabilitiesNet" xlink:label="DeferredTaxAssetsLiabilitiesNet" xlink:title="DeferredTaxAssetsLiabilitiesNet" />
    <link:label xlink:type="resource" xlink:label="us-gaap_DeferredTaxAssetsLiabilitiesNet" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="us-gaap_DeferredTaxAssetsLiabilitiesNet" xml:lang="en-US" id="us-gaap_DeferredTaxAssetsLiabilitiesNet">Net deferred tax assets</link:label>
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    <link:label xlink:type="resource" xlink:label="us-gaap_DeferredTaxAssetsLiabilitiesNet_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_DeferredTaxAssetsLiabilitiesNet_lbl1" xml:lang="en-US" id="us-gaap_DeferredTaxAssetsLiabilitiesNet_lbl1">Deferred Tax Assets, Net</link:label>
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_DeferredTaxAssetsNet" xlink:label="DeferredTaxAssetsNet" xlink:title="DeferredTaxAssetsNet" />
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    <link:label xlink:type="resource" xlink:label="us-gaap_DepositsSavingsDeposits" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_DepositsSavingsDeposits" xml:lang="en-US" id="us-gaap_DepositsSavingsDeposits">Savings deposits</link:label>
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    <link:label xlink:type="resource" xlink:label="us-gaap_DepositsSavingsDeposits_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_DepositsSavingsDeposits_lbl1" xml:lang="en-US" id="us-gaap_DepositsSavingsDeposits_lbl1">Deposits, Savings Deposits</link:label>
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_DerivativeFairValueOfDerivativeAsset" xlink:label="DerivativeFairValueOfDerivativeAsset" xlink:title="DerivativeFairValueOfDerivativeAsset" />
    <link:label xlink:type="resource" xlink:label="us-gaap_DerivativeFairValueOfDerivativeAsset" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_DerivativeFairValueOfDerivativeAsset" xml:lang="en-US" id="us-gaap_DerivativeFairValueOfDerivativeAsset">Derivative asset, fair value</link:label>
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_DerivativeFairValueOfDerivativeLiability" xlink:label="DerivativeFairValueOfDerivativeLiability" xlink:title="DerivativeFairValueOfDerivativeLiability" />
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock" xlink:label="DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock" xlink:title="DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock" />
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    <link:label xlink:type="resource" xlink:label="us-gaap_DerivativesPolicyTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_DerivativesPolicyTextBlock" xml:lang="en-US" id="us-gaap_DerivativesPolicyTextBlock">Derivatives</link:label>
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    <link:label xlink:type="resource" xlink:label="us-gaap_DerivativesPolicyTextBlock_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_DerivativesPolicyTextBlock_lbl1" xml:lang="en-US" id="us-gaap_DerivativesPolicyTextBlock_lbl1">Derivatives, Policy [Policy Text Block]</link:label>
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock" xlink:label="RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock" xlink:title="RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock" />
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ConsolidationPolicyTextBlock" xlink:label="ConsolidationPolicyTextBlock" xlink:title="ConsolidationPolicyTextBlock" />
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    <link:label xlink:type="resource" xlink:label="us-gaap_EmployeeStockOwnershipPlanESOPCompensationExpense1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_EmployeeStockOwnershipPlanESOPCompensationExpense1" xml:lang="en-US" id="us-gaap_EmployeeStockOwnershipPlanESOPCompensationExpense1">Compensation expense related to ESOP</link:label>
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    <link:label xlink:type="resource" xlink:label="us-gaap_EmployeeStockOwnershipPlanESOPNumberOfAllocatedShares" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_EmployeeStockOwnershipPlanESOPNumberOfAllocatedShares" xml:lang="en-US" id="us-gaap_EmployeeStockOwnershipPlanESOPNumberOfAllocatedShares">Allocated to participants (in shares)</link:label>
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    <link:label xlink:type="resource" xlink:label="us-gaap_EmployeeStockOwnershipPlanESOPNumberOfCommittedToBeReleasedShares" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_EmployeeStockOwnershipPlanESOPNumberOfCommittedToBeReleasedShares" xml:lang="en-US" id="us-gaap_EmployeeStockOwnershipPlanESOPNumberOfCommittedToBeReleasedShares">Committed to be released (in shares)</link:label>
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    <link:label xlink:type="resource" xlink:label="us-gaap_EmployeeStockOwnershipPlanESOPNumberOfSuspenseShares" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_EmployeeStockOwnershipPlanESOPNumberOfSuspenseShares" xml:lang="en-US" id="us-gaap_EmployeeStockOwnershipPlanESOPNumberOfSuspenseShares">Suspense shares (in shares)</link:label>
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    <link:label xlink:type="resource" xlink:label="us-gaap_EmployeeStockOwnershipPlanESOPSharesContributedToESOP" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_EmployeeStockOwnershipPlanESOPSharesContributedToESOP" xml:lang="en-US" id="us-gaap_EmployeeStockOwnershipPlanESOPSharesContributedToESOP">Number of common stock purchased by ESOP (in shares)</link:label>
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_FurnitureAndFixturesMember" xlink:label="FurnitureAndFixturesMember" xlink:title="FurnitureAndFixturesMember" />
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_GeneralBusinessMember" xlink:label="GeneralBusinessMember" xlink:title="GeneralBusinessMember" />
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    <link:label xlink:type="resource" xlink:label="us-gaap_GoodwillImpairmentLoss" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_GoodwillImpairmentLoss" xml:lang="en-US" id="us-gaap_GoodwillImpairmentLoss">Non-cash goodwill impairment charge</link:label>
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    <link:label xlink:type="resource" xlink:label="us-gaap_GoodwillImpairmentLoss1" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="us-gaap_GoodwillImpairmentLoss1" xml:lang="en-US" id="us-gaap_GoodwillImpairmentLoss1">Goodwill impairment</link:label>
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    <link:label xlink:type="resource" xlink:label="us-gaap_GoodwillImpairmentLoss2" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="us-gaap_GoodwillImpairmentLoss2" xml:lang="en-US" id="us-gaap_GoodwillImpairmentLoss2">Impairment</link:label>
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_IncomeStatementAbstract" xlink:label="IncomeStatementAbstract" xlink:title="IncomeStatementAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_IncomeStatementAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_IncomeStatementAbstract" xml:lang="en-US" id="us-gaap_IncomeStatementAbstract">Consolidated Statements of Operations and Comprehensive Income [Abstract]</link:label>
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    <link:label xlink:type="resource" xlink:label="us-gaap_IncomeStatementAbstract1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_IncomeStatementAbstract1" xml:lang="en-US" id="us-gaap_IncomeStatementAbstract1">Condensed Statements of Income [Abstract]</link:label>
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_IncomeTaxDisclosureTextBlock" xlink:label="IncomeTaxDisclosureTextBlock" xlink:title="IncomeTaxDisclosureTextBlock" />
    <link:label xlink:type="resource" xlink:label="us-gaap_IncomeTaxDisclosureTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_IncomeTaxDisclosureTextBlock" xml:lang="en-US" id="us-gaap_IncomeTaxDisclosureTextBlock">Income Taxes</link:label>
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_IncomeTaxPolicyTextBlock" xlink:label="IncomeTaxPolicyTextBlock" xlink:title="IncomeTaxPolicyTextBlock" />
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    <link:label xlink:type="resource" xlink:label="us-gaap_IncomeTaxesPaidNet" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_IncomeTaxesPaidNet" xml:lang="en-US" id="us-gaap_IncomeTaxesPaidNet">Cash paid for income taxes</link:label>
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncomeTaxesPaidNet" xlink:to="us-gaap_IncomeTaxesPaidNet1" xlink:title="label: IncomeTaxesPaidNet to us-gaap_IncomeTaxesPaidNet1" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncomeTaxesPaidNet" xlink:to="us-gaap_IncomeTaxesPaidNet_lbl2" xlink:title="label: IncomeTaxesPaidNet to us-gaap_IncomeTaxesPaidNet_lbl2" />
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    <link:label xlink:type="resource" xlink:label="us-gaap_IncreaseDecreaseInOtherOperatingAssets" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="us-gaap_IncreaseDecreaseInOtherOperatingAssets" xml:lang="en-US" id="us-gaap_IncreaseDecreaseInOtherOperatingAssets">Other assets</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncreaseDecreaseInOtherOperatingAssets" xlink:to="us-gaap_IncreaseDecreaseInOtherOperatingAssets" xlink:title="label: IncreaseDecreaseInOtherOperatingAssets to us-gaap_IncreaseDecreaseInOtherOperatingAssets" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncreaseDecreaseInOtherOperatingAssets" xlink:to="us-gaap_IncreaseDecreaseInOtherOperatingAssets1" xlink:title="label: IncreaseDecreaseInOtherOperatingAssets to us-gaap_IncreaseDecreaseInOtherOperatingAssets1" />
    <link:label xlink:type="resource" xlink:label="us-gaap_IncreaseDecreaseInOtherOperatingAssets_lbl2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_IncreaseDecreaseInOtherOperatingAssets_lbl2" xml:lang="en-US" id="us-gaap_IncreaseDecreaseInOtherOperatingAssets_lbl2">Increase (Decrease) in Other Operating Assets</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncreaseDecreaseInOtherOperatingAssets" xlink:to="us-gaap_IncreaseDecreaseInOtherOperatingAssets_lbl2" xlink:title="label: IncreaseDecreaseInOtherOperatingAssets to us-gaap_IncreaseDecreaseInOtherOperatingAssets_lbl2" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_IncrementalCommonSharesAttributableToShareBasedPaymentArrangements" xlink:label="IncrementalCommonSharesAttributableToShareBasedPaymentArrangements" xlink:title="IncrementalCommonSharesAttributableToShareBasedPaymentArrangements" />
    <link:label xlink:type="resource" xlink:label="us-gaap_IncrementalCommonSharesAttributableToShareBasedPaymentArrangements" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_IncrementalCommonSharesAttributableToShareBasedPaymentArrangements" xml:lang="en-US" id="us-gaap_IncrementalCommonSharesAttributableToShareBasedPaymentArrangements">Add: Effects of unvested restricted stock awards (in shares)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncrementalCommonSharesAttributableToShareBasedPaymentArrangements" xlink:to="us-gaap_IncrementalCommonSharesAttributableToShareBasedPaymentArrangements" xlink:title="label: IncrementalCommonSharesAttributableToShareBasedPaymentArrangements to us-gaap_IncrementalCommonSharesAttributableToShareBasedPaymentArrangements" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_FiniteLivedIntangibleAssetsGross" xlink:label="FiniteLivedIntangibleAssetsGross" xlink:title="FiniteLivedIntangibleAssetsGross" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FiniteLivedIntangibleAssetsGross" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_FiniteLivedIntangibleAssetsGross" xml:lang="en-US" id="us-gaap_FiniteLivedIntangibleAssetsGross">Core deposit intangible acquired</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FiniteLivedIntangibleAssetsGross" xlink:to="us-gaap_FiniteLivedIntangibleAssetsGross" xlink:title="label: FiniteLivedIntangibleAssetsGross to us-gaap_FiniteLivedIntangibleAssetsGross" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_FiniteLivedIntangibleAssetsNet" xlink:label="FiniteLivedIntangibleAssetsNet" xlink:title="FiniteLivedIntangibleAssetsNet" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FiniteLivedIntangibleAssetsNet" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="us-gaap_FiniteLivedIntangibleAssetsNet" xml:lang="en-US" id="us-gaap_FiniteLivedIntangibleAssetsNet">Net core deposit intangible</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FiniteLivedIntangibleAssetsNet" xlink:to="us-gaap_FiniteLivedIntangibleAssetsNet" xlink:title="label: FiniteLivedIntangibleAssetsNet to us-gaap_FiniteLivedIntangibleAssetsNet" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FiniteLivedIntangibleAssetsNet1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_FiniteLivedIntangibleAssetsNet1" xml:lang="en-US" id="us-gaap_FiniteLivedIntangibleAssetsNet1">Core deposit intangible, net</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FiniteLivedIntangibleAssetsNet" xlink:to="us-gaap_FiniteLivedIntangibleAssetsNet1" xlink:title="label: FiniteLivedIntangibleAssetsNet to us-gaap_FiniteLivedIntangibleAssetsNet1" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FiniteLivedIntangibleAssetsNet2" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:title="us-gaap_FiniteLivedIntangibleAssetsNet2" xml:lang="en-US" id="us-gaap_FiniteLivedIntangibleAssetsNet2">Balance at the end of the period</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FiniteLivedIntangibleAssetsNet" xlink:to="us-gaap_FiniteLivedIntangibleAssetsNet2" xlink:title="label: FiniteLivedIntangibleAssetsNet to us-gaap_FiniteLivedIntangibleAssetsNet2" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FiniteLivedIntangibleAssetsNet3" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:title="us-gaap_FiniteLivedIntangibleAssetsNet3" xml:lang="en-US" id="us-gaap_FiniteLivedIntangibleAssetsNet3">Balance at the beginning of the period</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FiniteLivedIntangibleAssetsNet" xlink:to="us-gaap_FiniteLivedIntangibleAssetsNet3" xlink:title="label: FiniteLivedIntangibleAssetsNet to us-gaap_FiniteLivedIntangibleAssetsNet3" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_FiniteLivedIntangibleAssetsNetAbstract" xlink:label="FiniteLivedIntangibleAssetsNetAbstract" xlink:title="FiniteLivedIntangibleAssetsNetAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FiniteLivedIntangibleAssetsNetAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_FiniteLivedIntangibleAssetsNetAbstract" xml:lang="en-US" id="us-gaap_FiniteLivedIntangibleAssetsNetAbstract">Finite-Lived Intangible Assets, Net [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FiniteLivedIntangibleAssetsNetAbstract" xlink:to="us-gaap_FiniteLivedIntangibleAssetsNetAbstract" xlink:title="label: FiniteLivedIntangibleAssetsNetAbstract to us-gaap_FiniteLivedIntangibleAssetsNetAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_Goodwill" xlink:label="Goodwill" xlink:title="Goodwill" />
    <link:label xlink:type="resource" xlink:label="us-gaap_Goodwill" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_Goodwill" xml:lang="en-US" id="us-gaap_Goodwill">Goodwill</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="Goodwill" xlink:to="us-gaap_Goodwill" xlink:title="label: Goodwill to us-gaap_Goodwill" />
    <link:label xlink:type="resource" xlink:label="us-gaap_Goodwill1" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:title="us-gaap_Goodwill1" xml:lang="en-US" id="us-gaap_Goodwill1">Balance at the beginning of the period</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="Goodwill" xlink:to="us-gaap_Goodwill1" xlink:title="label: Goodwill to us-gaap_Goodwill1" />
    <link:label xlink:type="resource" xlink:label="us-gaap_Goodwill2" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:title="us-gaap_Goodwill2" xml:lang="en-US" id="us-gaap_Goodwill2">Balance at the end of the period</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="Goodwill" xlink:to="us-gaap_Goodwill2" xlink:title="label: Goodwill to us-gaap_Goodwill2" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_InterestBearingDomesticDepositChecking" xlink:label="InterestBearingDomesticDepositChecking" xlink:title="InterestBearingDomesticDepositChecking" />
    <link:label xlink:type="resource" xlink:label="us-gaap_InterestBearingDomesticDepositChecking" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_InterestBearingDomesticDepositChecking" xml:lang="en-US" id="us-gaap_InterestBearingDomesticDepositChecking">Interest checking and other demand deposits</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InterestBearingDomesticDepositChecking" xlink:to="us-gaap_InterestBearingDomesticDepositChecking" xlink:title="label: InterestBearingDomesticDepositChecking to us-gaap_InterestBearingDomesticDepositChecking" />
    <link:label xlink:type="resource" xlink:label="us-gaap_InterestBearingDomesticDepositChecking_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_InterestBearingDomesticDepositChecking_lbl1" xml:lang="en-US" id="us-gaap_InterestBearingDomesticDepositChecking_lbl1">Interest-Bearing Domestic Deposit, Checking</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InterestBearingDomesticDepositChecking" xlink:to="us-gaap_InterestBearingDomesticDepositChecking_lbl1" xlink:title="label: InterestBearingDomesticDepositChecking to us-gaap_InterestBearingDomesticDepositChecking_lbl1" />
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    <link:label xlink:type="resource" xlink:label="us-gaap_InterestBearingDepositsInBanks" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_InterestBearingDepositsInBanks" xml:lang="en-US" id="us-gaap_InterestBearingDepositsInBanks">Interest-bearing deposits in other banks</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InterestBearingDepositsInBanks" xlink:to="us-gaap_InterestBearingDepositsInBanks" xlink:title="label: InterestBearingDepositsInBanks to us-gaap_InterestBearingDepositsInBanks" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_InterestExpenseAbstract" xlink:label="InterestExpenseAbstract" xlink:title="InterestExpenseAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_InterestExpenseAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_InterestExpenseAbstract" xml:lang="en-US" id="us-gaap_InterestExpenseAbstract">Interest expense:</link:label>
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    <link:label xlink:type="resource" xlink:label="us-gaap_InterestExpenseBorrowings" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_InterestExpenseBorrowings" xml:lang="en-US" id="us-gaap_InterestExpenseBorrowings">Interest on borrowings</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InterestExpenseBorrowings" xlink:to="us-gaap_InterestExpenseBorrowings" xlink:title="label: InterestExpenseBorrowings to us-gaap_InterestExpenseBorrowings" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_InterestExpenseDeposits" xlink:label="InterestExpenseDeposits" xlink:title="InterestExpenseDeposits" />
    <link:label xlink:type="resource" xlink:label="us-gaap_InterestExpenseDeposits" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_InterestExpenseDeposits" xml:lang="en-US" id="us-gaap_InterestExpenseDeposits">Interest on deposits</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InterestExpenseDeposits" xlink:to="us-gaap_InterestExpenseDeposits" xlink:title="label: InterestExpenseDeposits to us-gaap_InterestExpenseDeposits" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss" xlink:label="InterestIncomeExpenseAfterProvisionForLoanLoss" xlink:title="InterestIncomeExpenseAfterProvisionForLoanLoss" />
    <link:label xlink:type="resource" xlink:label="us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss" xml:lang="en-US" id="us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss">Net interest income after provision for credit losses</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InterestIncomeExpenseAfterProvisionForLoanLoss" xlink:to="us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss" xlink:title="label: InterestIncomeExpenseAfterProvisionForLoanLoss to us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss" />
    <link:label xlink:type="resource" xlink:label="us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss_lbl1" xml:lang="en-US" id="us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss_lbl1">Interest Income (Expense), after Provision for Loan Loss</link:label>
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    <link:label xlink:type="resource" xlink:label="us-gaap_OtherInterestAndDividendIncome" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_OtherInterestAndDividendIncome" xml:lang="en-US" id="us-gaap_OtherInterestAndDividendIncome">Other interest income</link:label>
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    <link:label xlink:type="resource" xlink:label="us-gaap_InterestRateDerivativeAssetsAtFairValue_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_InterestRateDerivativeAssetsAtFairValue_lbl1" xml:lang="en-US" id="us-gaap_InterestRateDerivativeAssetsAtFairValue_lbl1">Interest Rate Derivative Assets, at Fair Value</link:label>
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_InterestRateDerivativeLiabilitiesAtFairValue" xlink:label="InterestRateDerivativeLiabilitiesAtFairValue" xlink:title="InterestRateDerivativeLiabilitiesAtFairValue" />
    <link:label xlink:type="resource" xlink:label="us-gaap_InterestRateDerivativeLiabilitiesAtFairValue" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_InterestRateDerivativeLiabilitiesAtFairValue" xml:lang="en-US" id="us-gaap_InterestRateDerivativeLiabilitiesAtFairValue">Interest rate swaps</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InterestRateDerivativeLiabilitiesAtFairValue" xlink:to="us-gaap_InterestRateDerivativeLiabilitiesAtFairValue" xlink:title="label: InterestRateDerivativeLiabilitiesAtFairValue to us-gaap_InterestRateDerivativeLiabilitiesAtFairValue" />
    <link:label xlink:type="resource" xlink:label="us-gaap_InterestRateDerivativeLiabilitiesAtFairValue1" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="us-gaap_InterestRateDerivativeLiabilitiesAtFairValue1" xml:lang="en-US" id="us-gaap_InterestRateDerivativeLiabilitiesAtFairValue1">Interest rate swap liability</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InterestRateDerivativeLiabilitiesAtFairValue" xlink:to="us-gaap_InterestRateDerivativeLiabilitiesAtFairValue1" xlink:title="label: InterestRateDerivativeLiabilitiesAtFairValue to us-gaap_InterestRateDerivativeLiabilitiesAtFairValue1" />
    <link:label xlink:type="resource" xlink:label="us-gaap_InterestRateDerivativeLiabilitiesAtFairValue_lbl2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_InterestRateDerivativeLiabilitiesAtFairValue_lbl2" xml:lang="en-US" id="us-gaap_InterestRateDerivativeLiabilitiesAtFairValue_lbl2">Interest Rate Derivative Liabilities, at Fair Value</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InterestRateDerivativeLiabilitiesAtFairValue" xlink:to="us-gaap_InterestRateDerivativeLiabilitiesAtFairValue_lbl2" xlink:title="label: InterestRateDerivativeLiabilitiesAtFairValue to us-gaap_InterestRateDerivativeLiabilitiesAtFairValue_lbl2" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_InterestRateSwapMember" xlink:label="InterestRateSwapMember" xlink:title="InterestRateSwapMember" />
    <link:label xlink:type="resource" xlink:label="us-gaap_InterestRateSwapMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_InterestRateSwapMember" xml:lang="en-US" id="us-gaap_InterestRateSwapMember">Interest Rate Swaps [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InterestRateSwapMember" xlink:to="us-gaap_InterestRateSwapMember" xlink:title="label: InterestRateSwapMember to us-gaap_InterestRateSwapMember" />
    <link:label xlink:type="resource" xlink:label="us-gaap_InterestRateSwapMember_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_InterestRateSwapMember_lbl1" xml:lang="en-US" id="us-gaap_InterestRateSwapMember_lbl1">Interest Rate Swap [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InterestRateSwapMember" xlink:to="us-gaap_InterestRateSwapMember_lbl1" xlink:title="label: InterestRateSwapMember to us-gaap_InterestRateSwapMember_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_InterestReceivable" xlink:label="InterestReceivable" xlink:title="InterestReceivable" />
    <link:label xlink:type="resource" xlink:label="us-gaap_InterestReceivable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_InterestReceivable" xml:lang="en-US" id="us-gaap_InterestReceivable">Accrued interest receivable</link:label>
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_MarketableSecuritiesPolicy" xlink:label="MarketableSecuritiesPolicy" xlink:title="MarketableSecuritiesPolicy" />
    <link:label xlink:type="resource" xlink:label="us-gaap_MarketableSecuritiesPolicy" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_MarketableSecuritiesPolicy" xml:lang="en-US" id="us-gaap_MarketableSecuritiesPolicy">Investment Securities</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="MarketableSecuritiesPolicy" xlink:to="us-gaap_MarketableSecuritiesPolicy" xlink:title="label: MarketableSecuritiesPolicy to us-gaap_MarketableSecuritiesPolicy" />
    <link:label xlink:type="resource" xlink:label="us-gaap_MarketableSecuritiesPolicy_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_MarketableSecuritiesPolicy_lbl1" xml:lang="en-US" id="us-gaap_MarketableSecuritiesPolicy_lbl1">Marketable Securities, Policy [Policy Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="MarketableSecuritiesPolicy" xlink:to="us-gaap_MarketableSecuritiesPolicy_lbl1" xlink:title="label: MarketableSecuritiesPolicy to us-gaap_MarketableSecuritiesPolicy_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures" xlink:label="InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures" xlink:title="InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures" />
    <link:label xlink:type="resource" xlink:label="us-gaap_InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures" xml:lang="en-US" id="us-gaap_InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures">Investment in bank subsidiary</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures" xlink:to="us-gaap_InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures" xlink:title="label: InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures to us-gaap_InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock" xlink:label="InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock" xlink:title="InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock" />
    <link:label xlink:type="resource" xlink:label="us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock" xml:lang="en-US" id="us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock">Securities</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock" xlink:to="us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock" xlink:title="label: InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock to us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_LimitedLiabilityCompanyLLCOrLimitedPartnershipLPMembersOrLimitedPartnersOwnershipInterest" xlink:label="LimitedLiabilityCompanyLLCOrLimitedPartnershipLPMembersOrLimitedPartnersOwnershipInterest" xlink:title="LimitedLiabilityCompanyLLCOrLimitedPartnershipLPMembersOrLimitedPartnersOwnershipInterest" />
    <link:label xlink:type="resource" xlink:label="us-gaap_LimitedLiabilityCompanyLLCOrLimitedPartnershipLPMembersOrLimitedPartnersOwnershipInterest" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_LimitedLiabilityCompanyLLCOrLimitedPartnershipLPMembersOrLimitedPartnersOwnershipInterest" xml:lang="en-US" id="us-gaap_LimitedLiabilityCompanyLLCOrLimitedPartnershipLPMembersOrLimitedPartnersOwnershipInterest">Ownership interest</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LimitedLiabilityCompanyLLCOrLimitedPartnershipLPMembersOrLimitedPartnersOwnershipInterest" xlink:to="us-gaap_LimitedLiabilityCompanyLLCOrLimitedPartnershipLPMembersOrLimitedPartnersOwnershipInterest" xlink:title="label: LimitedLiabilityCompanyLLCOrLimitedPartnershipLPMembersOrLimitedPartnersOwnershipInterest to us-gaap_LimitedLiabilityCompanyLLCOrLimitedPartnershipLPMembersOrLimitedPartnersOwnershipInterest" />
    <link:label xlink:type="resource" xlink:label="us-gaap_LimitedLiabilityCompanyLLCOrLimitedPartnershipLPMembersOrLimitedPartnersOwnershipInterest_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_LimitedLiabilityCompanyLLCOrLimitedPartnershipLPMembersOrLimitedPartnersOwnershipInterest_lbl1" xml:lang="en-US" id="us-gaap_LimitedLiabilityCompanyLLCOrLimitedPartnershipLPMembersOrLimitedPartnersOwnershipInterest_lbl1">Limited Liability Company or Limited Partnership, Members or Limited Partners, Ownership Interest</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LimitedLiabilityCompanyLLCOrLimitedPartnershipLPMembersOrLimitedPartnersOwnershipInterest" xlink:to="us-gaap_LimitedLiabilityCompanyLLCOrLimitedPartnershipLPMembersOrLimitedPartnersOwnershipInterest_lbl1" xlink:title="label: LimitedLiabilityCompanyLLCOrLimitedPartnershipLPMembersOrLimitedPartnersOwnershipInterest to us-gaap_LimitedLiabilityCompanyLLCOrLimitedPartnershipLPMembersOrLimitedPartnersOwnershipInterest_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_LaborAndRelatedExpense" xlink:label="LaborAndRelatedExpense" xlink:title="LaborAndRelatedExpense" />
    <link:label xlink:type="resource" xlink:label="us-gaap_LaborAndRelatedExpense" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_LaborAndRelatedExpense" xml:lang="en-US" id="us-gaap_LaborAndRelatedExpense">Compensation and benefits</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LaborAndRelatedExpense" xlink:to="us-gaap_LaborAndRelatedExpense" xlink:title="label: LaborAndRelatedExpense to us-gaap_LaborAndRelatedExpense" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_LandMember" xlink:label="LandMember" xlink:title="LandMember" />
    <link:label xlink:type="resource" xlink:label="us-gaap_LandMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_LandMember" xml:lang="en-US" id="us-gaap_LandMember">Land [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LandMember" xlink:to="us-gaap_LandMember" xlink:title="label: LandMember to us-gaap_LandMember" />
    <link:label xlink:type="resource" xlink:label="us-gaap_LandMember_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_LandMember_lbl1" xml:lang="en-US" id="us-gaap_LandMember_lbl1">Land [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LandMember" xlink:to="us-gaap_LandMember_lbl1" xlink:title="label: LandMember to us-gaap_LandMember_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_Liabilities" xlink:label="Liabilities" xlink:title="Liabilities" />
    <link:label xlink:type="resource" xlink:label="us-gaap_Liabilities" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="us-gaap_Liabilities" xml:lang="en-US" id="us-gaap_Liabilities">Total liabilities</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="Liabilities" xlink:to="us-gaap_Liabilities" xlink:title="label: Liabilities to us-gaap_Liabilities" />
    <link:label xlink:type="resource" xlink:label="us-gaap_Liabilities_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_Liabilities_lbl1" xml:lang="en-US" id="us-gaap_Liabilities_lbl1">Liabilities</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="Liabilities" xlink:to="us-gaap_Liabilities_lbl1" xlink:title="label: Liabilities to us-gaap_Liabilities_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_LiabilitiesAbstract" xlink:label="LiabilitiesAbstract" xlink:title="LiabilitiesAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_LiabilitiesAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_LiabilitiesAbstract" xml:lang="en-US" id="us-gaap_LiabilitiesAbstract">Liabilities:</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LiabilitiesAbstract" xlink:to="us-gaap_LiabilitiesAbstract" xlink:title="label: LiabilitiesAbstract to us-gaap_LiabilitiesAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_LiabilitiesAndStockholdersEquity" xlink:label="LiabilitiesAndStockholdersEquity" xlink:title="LiabilitiesAndStockholdersEquity" />
    <link:label xlink:type="resource" xlink:label="us-gaap_LiabilitiesAndStockholdersEquity" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="us-gaap_LiabilitiesAndStockholdersEquity" xml:lang="en-US" id="us-gaap_LiabilitiesAndStockholdersEquity">Total liabilities and equity</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LiabilitiesAndStockholdersEquity" xlink:to="us-gaap_LiabilitiesAndStockholdersEquity" xlink:title="label: LiabilitiesAndStockholdersEquity to us-gaap_LiabilitiesAndStockholdersEquity" />
    <link:label xlink:type="resource" xlink:label="us-gaap_LiabilitiesAndStockholdersEquity_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_LiabilitiesAndStockholdersEquity_lbl1" xml:lang="en-US" id="us-gaap_LiabilitiesAndStockholdersEquity_lbl1">Liabilities and Equity</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LiabilitiesAndStockholdersEquity" xlink:to="us-gaap_LiabilitiesAndStockholdersEquity_lbl1" xlink:title="label: LiabilitiesAndStockholdersEquity to us-gaap_LiabilitiesAndStockholdersEquity_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_LiabilitiesAndStockholdersEquityAbstract" xlink:label="LiabilitiesAndStockholdersEquityAbstract" xlink:title="LiabilitiesAndStockholdersEquityAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_LiabilitiesAndStockholdersEquityAbstract" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="us-gaap_LiabilitiesAndStockholdersEquityAbstract" xml:lang="en-US" id="us-gaap_LiabilitiesAndStockholdersEquityAbstract">Liabilities and equity</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LiabilitiesAndStockholdersEquityAbstract" xlink:to="us-gaap_LiabilitiesAndStockholdersEquityAbstract" xlink:title="label: LiabilitiesAndStockholdersEquityAbstract to us-gaap_LiabilitiesAndStockholdersEquityAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_LiabilitiesAndStockholdersEquityAbstract1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_LiabilitiesAndStockholdersEquityAbstract1" xml:lang="en-US" id="us-gaap_LiabilitiesAndStockholdersEquityAbstract1">Liabilities and equity</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LiabilitiesAndStockholdersEquityAbstract" xlink:to="us-gaap_LiabilitiesAndStockholdersEquityAbstract1" xlink:title="label: LiabilitiesAndStockholdersEquityAbstract to us-gaap_LiabilitiesAndStockholdersEquityAbstract1" />
    <link:label xlink:type="resource" xlink:label="us-gaap_LiabilitiesAndStockholdersEquityAbstract_lbl2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_LiabilitiesAndStockholdersEquityAbstract_lbl2" xml:lang="en-US" id="us-gaap_LiabilitiesAndStockholdersEquityAbstract_lbl2">Liabilities and Equity [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LiabilitiesAndStockholdersEquityAbstract" xlink:to="us-gaap_LiabilitiesAndStockholdersEquityAbstract_lbl2" xlink:title="label: LiabilitiesAndStockholdersEquityAbstract to us-gaap_LiabilitiesAndStockholdersEquityAbstract_lbl2" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_LineOfCreditFacilityLenderDomain" xlink:label="LineOfCreditFacilityLenderDomain" xlink:title="LineOfCreditFacilityLenderDomain" />
    <link:label xlink:type="resource" xlink:label="us-gaap_LineOfCreditFacilityLenderDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_LineOfCreditFacilityLenderDomain" xml:lang="en-US" id="us-gaap_LineOfCreditFacilityLenderDomain">Line of Credit Facility, Lender [Domain]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LineOfCreditFacilityLenderDomain" xlink:to="us-gaap_LineOfCreditFacilityLenderDomain" xlink:title="label: LineOfCreditFacilityLenderDomain to us-gaap_LineOfCreditFacilityLenderDomain" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity" xlink:label="LineOfCreditFacilityMaximumBorrowingCapacity" xlink:title="LineOfCreditFacilityMaximumBorrowingCapacity" />
    <link:label xlink:type="resource" xlink:label="us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity" xml:lang="en-US" id="us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity">Lines of credit, maximum borrowing capacity</link:label>
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_LineOfCreditFacilityAxis" xlink:label="LineOfCreditFacilityAxis" xlink:title="LineOfCreditFacilityAxis" />
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_LineOfCredit" xlink:label="LineOfCredit" xlink:title="LineOfCredit" />
    <link:label xlink:type="resource" xlink:label="us-gaap_LineOfCredit" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_LineOfCredit" xml:lang="en-US" id="us-gaap_LineOfCredit">Lines of credit</link:label>
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    <link:label xlink:type="resource" xlink:label="us-gaap_LineOfCredit_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_LineOfCredit_lbl1" xml:lang="en-US" id="us-gaap_LineOfCredit_lbl1">Long-Term Line of Credit</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LineOfCredit" xlink:to="us-gaap_LineOfCredit_lbl1" xlink:title="label: LineOfCredit to us-gaap_LineOfCredit_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ProceedsFromRepaymentOfLoansByEmployeeStockOwnershipPlans" xlink:label="ProceedsFromRepaymentOfLoansByEmployeeStockOwnershipPlans" xlink:title="ProceedsFromRepaymentOfLoansByEmployeeStockOwnershipPlans" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ProceedsFromRepaymentOfLoansByEmployeeStockOwnershipPlans" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_ProceedsFromRepaymentOfLoansByEmployeeStockOwnershipPlans" xml:lang="en-US" id="us-gaap_ProceedsFromRepaymentOfLoansByEmployeeStockOwnershipPlans">Proceeds from repayment of ESOP loan</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ProceedsFromRepaymentOfLoansByEmployeeStockOwnershipPlans" xlink:to="us-gaap_ProceedsFromRepaymentOfLoansByEmployeeStockOwnershipPlans" xlink:title="label: ProceedsFromRepaymentOfLoansByEmployeeStockOwnershipPlans to us-gaap_ProceedsFromRepaymentOfLoansByEmployeeStockOwnershipPlans" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_InterestAndFeeIncomeLoansAndLeases" xlink:label="InterestAndFeeIncomeLoansAndLeases" xlink:title="InterestAndFeeIncomeLoansAndLeases" />
    <link:label xlink:type="resource" xlink:label="us-gaap_InterestAndFeeIncomeLoansAndLeases" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_InterestAndFeeIncomeLoansAndLeases" xml:lang="en-US" id="us-gaap_InterestAndFeeIncomeLoansAndLeases">Interest and fees on loans receivable</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InterestAndFeeIncomeLoansAndLeases" xlink:to="us-gaap_InterestAndFeeIncomeLoansAndLeases" xlink:title="label: InterestAndFeeIncomeLoansAndLeases to us-gaap_InterestAndFeeIncomeLoansAndLeases" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_LoansAndLeasesReceivableDisclosureAbstract" xlink:label="LoansAndLeasesReceivableDisclosureAbstract" xlink:title="LoansAndLeasesReceivableDisclosureAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_LoansAndLeasesReceivableDisclosureAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_LoansAndLeasesReceivableDisclosureAbstract" xml:lang="en-US" id="us-gaap_LoansAndLeasesReceivableDisclosureAbstract">Loans Receivable Held for Investment [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LoansAndLeasesReceivableDisclosureAbstract" xlink:to="us-gaap_LoansAndLeasesReceivableDisclosureAbstract" xlink:title="label: LoansAndLeasesReceivableDisclosureAbstract to us-gaap_LoansAndLeasesReceivableDisclosureAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_LoansAndLeasesReceivableDisclosureAbstract_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_LoansAndLeasesReceivableDisclosureAbstract_lbl1" xml:lang="en-US" id="us-gaap_LoansAndLeasesReceivableDisclosureAbstract_lbl1">Loans and Leases Receivable Disclosure [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LoansAndLeasesReceivableDisclosureAbstract" xlink:to="us-gaap_LoansAndLeasesReceivableDisclosureAbstract_lbl1" xlink:title="label: LoansAndLeasesReceivableDisclosureAbstract to us-gaap_LoansAndLeasesReceivableDisclosureAbstract_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_LoansAndLeasesReceivableOtherInformationAbstract" xlink:label="LoansAndLeasesReceivableOtherInformationAbstract" xlink:title="LoansAndLeasesReceivableOtherInformationAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_LoansAndLeasesReceivableOtherInformationAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_LoansAndLeasesReceivableOtherInformationAbstract" xml:lang="en-US" id="us-gaap_LoansAndLeasesReceivableOtherInformationAbstract">Contractual Amounts of Financial Instruments Off-Balance-Sheet Risk [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LoansAndLeasesReceivableOtherInformationAbstract" xlink:to="us-gaap_LoansAndLeasesReceivableOtherInformationAbstract" xlink:title="label: LoansAndLeasesReceivableOtherInformationAbstract to us-gaap_LoansAndLeasesReceivableOtherInformationAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_OriginationOfLoansToEmployeeStockOwnershipPlans" xlink:label="OriginationOfLoansToEmployeeStockOwnershipPlans" xlink:title="OriginationOfLoansToEmployeeStockOwnershipPlans" />
    <link:label xlink:type="resource" xlink:label="us-gaap_OriginationOfLoansToEmployeeStockOwnershipPlans" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_OriginationOfLoansToEmployeeStockOwnershipPlans" xml:lang="en-US" id="us-gaap_OriginationOfLoansToEmployeeStockOwnershipPlans">Line of credit to ESOP</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OriginationOfLoansToEmployeeStockOwnershipPlans" xlink:to="us-gaap_OriginationOfLoansToEmployeeStockOwnershipPlans" xlink:title="label: OriginationOfLoansToEmployeeStockOwnershipPlans to us-gaap_OriginationOfLoansToEmployeeStockOwnershipPlans" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_MinorityInterest" xlink:label="MinorityInterest" xlink:title="MinorityInterest" />
    <link:label xlink:type="resource" xlink:label="us-gaap_MinorityInterest" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_MinorityInterest" xml:lang="en-US" id="us-gaap_MinorityInterest">Non-controlling interest</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="MinorityInterest" xlink:to="us-gaap_MinorityInterest" xlink:title="label: MinorityInterest to us-gaap_MinorityInterest" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivities" xlink:label="NetCashProvidedByUsedInFinancingActivities" xlink:title="NetCashProvidedByUsedInFinancingActivities" />
    <link:label xlink:type="resource" xlink:label="us-gaap_NetCashProvidedByUsedInFinancingActivities" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="us-gaap_NetCashProvidedByUsedInFinancingActivities" xml:lang="en-US" id="us-gaap_NetCashProvidedByUsedInFinancingActivities">Net cash provided by (used in) financing activities</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NetCashProvidedByUsedInFinancingActivities" xlink:to="us-gaap_NetCashProvidedByUsedInFinancingActivities" xlink:title="label: NetCashProvidedByUsedInFinancingActivities to us-gaap_NetCashProvidedByUsedInFinancingActivities" />
    <link:label xlink:type="resource" xlink:label="us-gaap_NetCashProvidedByUsedInFinancingActivities_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_NetCashProvidedByUsedInFinancingActivities_lbl1" xml:lang="en-US" id="us-gaap_NetCashProvidedByUsedInFinancingActivities_lbl1">Cash Provided by (Used in) Financing Activity, Including Discontinued Operation</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NetCashProvidedByUsedInFinancingActivities" xlink:to="us-gaap_NetCashProvidedByUsedInFinancingActivities_lbl1" xlink:title="label: NetCashProvidedByUsedInFinancingActivities to us-gaap_NetCashProvidedByUsedInFinancingActivities_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract" xlink:label="NetCashProvidedByUsedInFinancingActivitiesAbstract" xlink:title="NetCashProvidedByUsedInFinancingActivitiesAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract" xml:lang="en-US" id="us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract">Cash flows from financing activities:</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NetCashProvidedByUsedInFinancingActivitiesAbstract" xlink:to="us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract" xlink:title="label: NetCashProvidedByUsedInFinancingActivitiesAbstract to us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract1" xml:lang="en-US" id="us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract1">Cash flows from financing activities [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NetCashProvidedByUsedInFinancingActivitiesAbstract" xlink:to="us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract1" xlink:title="label: NetCashProvidedByUsedInFinancingActivitiesAbstract to us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivities" xlink:label="NetCashProvidedByUsedInInvestingActivities" xlink:title="NetCashProvidedByUsedInInvestingActivities" />
    <link:label xlink:type="resource" xlink:label="us-gaap_NetCashProvidedByUsedInInvestingActivities" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="us-gaap_NetCashProvidedByUsedInInvestingActivities" xml:lang="en-US" id="us-gaap_NetCashProvidedByUsedInInvestingActivities">Net cash (used in) provided by investing activities</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NetCashProvidedByUsedInInvestingActivities" xlink:to="us-gaap_NetCashProvidedByUsedInInvestingActivities" xlink:title="label: NetCashProvidedByUsedInInvestingActivities to us-gaap_NetCashProvidedByUsedInInvestingActivities" />
    <link:label xlink:type="resource" xlink:label="us-gaap_NetCashProvidedByUsedInInvestingActivities_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_NetCashProvidedByUsedInInvestingActivities_lbl1" xml:lang="en-US" id="us-gaap_NetCashProvidedByUsedInInvestingActivities_lbl1">Cash Provided by (Used in) Investing Activity, Including Discontinued Operation</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NetCashProvidedByUsedInInvestingActivities" xlink:to="us-gaap_NetCashProvidedByUsedInInvestingActivities_lbl1" xlink:title="label: NetCashProvidedByUsedInInvestingActivities to us-gaap_NetCashProvidedByUsedInInvestingActivities_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract" xlink:label="NetCashProvidedByUsedInInvestingActivitiesAbstract" xlink:title="NetCashProvidedByUsedInInvestingActivitiesAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract" xml:lang="en-US" id="us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract">Cash flows from investing activities:</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NetCashProvidedByUsedInInvestingActivitiesAbstract" xlink:to="us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract" xlink:title="label: NetCashProvidedByUsedInInvestingActivitiesAbstract to us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_lbl1" xml:lang="en-US" id="us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_lbl1">Cash Provided by (Used in) Investing Activity, Including Discontinued Operation [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NetCashProvidedByUsedInInvestingActivitiesAbstract" xlink:to="us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_lbl1" xlink:title="label: NetCashProvidedByUsedInInvestingActivitiesAbstract to us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivities" xlink:label="NetCashProvidedByUsedInOperatingActivities" xlink:title="NetCashProvidedByUsedInOperatingActivities" />
    <link:label xlink:type="resource" xlink:label="us-gaap_NetCashProvidedByUsedInOperatingActivities" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="us-gaap_NetCashProvidedByUsedInOperatingActivities" xml:lang="en-US" id="us-gaap_NetCashProvidedByUsedInOperatingActivities">Net cash provided by operating activities</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NetCashProvidedByUsedInOperatingActivities" xlink:to="us-gaap_NetCashProvidedByUsedInOperatingActivities" xlink:title="label: NetCashProvidedByUsedInOperatingActivities to us-gaap_NetCashProvidedByUsedInOperatingActivities" />
    <link:label xlink:type="resource" xlink:label="us-gaap_NetCashProvidedByUsedInOperatingActivities_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_NetCashProvidedByUsedInOperatingActivities_lbl1" xml:lang="en-US" id="us-gaap_NetCashProvidedByUsedInOperatingActivities_lbl1">Cash Provided by (Used in) Operating Activity, Including Discontinued Operation</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NetCashProvidedByUsedInOperatingActivities" xlink:to="us-gaap_NetCashProvidedByUsedInOperatingActivities_lbl1" xlink:title="label: NetCashProvidedByUsedInOperatingActivities to us-gaap_NetCashProvidedByUsedInOperatingActivities_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract" xlink:label="NetCashProvidedByUsedInOperatingActivitiesAbstract" xlink:title="NetCashProvidedByUsedInOperatingActivitiesAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract" xml:lang="en-US" id="us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract">Cash flows from operating activities:</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NetCashProvidedByUsedInOperatingActivitiesAbstract" xlink:to="us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract" xlink:title="label: NetCashProvidedByUsedInOperatingActivitiesAbstract to us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract1" xml:lang="en-US" id="us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract1">Cash flows from operating activities [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NetCashProvidedByUsedInOperatingActivitiesAbstract" xlink:to="us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract1" xlink:title="label: NetCashProvidedByUsedInOperatingActivitiesAbstract to us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_IncreaseDecreaseInDeposits" xlink:label="IncreaseDecreaseInDeposits" xlink:title="IncreaseDecreaseInDeposits" />
    <link:label xlink:type="resource" xlink:label="us-gaap_IncreaseDecreaseInDeposits" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_IncreaseDecreaseInDeposits" xml:lang="en-US" id="us-gaap_IncreaseDecreaseInDeposits">Net change in deposits</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncreaseDecreaseInDeposits" xlink:to="us-gaap_IncreaseDecreaseInDeposits" xlink:title="label: IncreaseDecreaseInDeposits to us-gaap_IncreaseDecreaseInDeposits" />
    <link:label xlink:type="resource" xlink:label="us-gaap_IncreaseDecreaseInDeposits_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_IncreaseDecreaseInDeposits_lbl1" xml:lang="en-US" id="us-gaap_IncreaseDecreaseInDeposits_lbl1">Increase (Decrease) in Deposits</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncreaseDecreaseInDeposits" xlink:to="us-gaap_IncreaseDecreaseInDeposits_lbl1" xlink:title="label: IncreaseDecreaseInDeposits to us-gaap_IncreaseDecreaseInDeposits_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_IncreaseDecreaseInFederalFundsPurchased" xlink:label="IncreaseDecreaseInFederalFundsPurchased" xlink:title="IncreaseDecreaseInFederalFundsPurchased" />
    <link:label xlink:type="resource" xlink:label="us-gaap_IncreaseDecreaseInFederalFundsPurchased" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="us-gaap_IncreaseDecreaseInFederalFundsPurchased" xml:lang="en-US" id="us-gaap_IncreaseDecreaseInFederalFundsPurchased">Bank term funding program borrowing amount</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncreaseDecreaseInFederalFundsPurchased" xlink:to="us-gaap_IncreaseDecreaseInFederalFundsPurchased" xlink:title="label: IncreaseDecreaseInFederalFundsPurchased to us-gaap_IncreaseDecreaseInFederalFundsPurchased" />
    <link:label xlink:type="resource" xlink:label="us-gaap_IncreaseDecreaseInFederalFundsPurchased_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_IncreaseDecreaseInFederalFundsPurchased_lbl1" xml:lang="en-US" id="us-gaap_IncreaseDecreaseInFederalFundsPurchased_lbl1">Increase (Decrease) in Federal Funds Purchased</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncreaseDecreaseInFederalFundsPurchased" xlink:to="us-gaap_IncreaseDecreaseInFederalFundsPurchased_lbl1" xlink:title="label: IncreaseDecreaseInFederalFundsPurchased to us-gaap_IncreaseDecreaseInFederalFundsPurchased_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_IncreaseDecreaseInFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseNet" xlink:label="IncreaseDecreaseInFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseNet" xlink:title="IncreaseDecreaseInFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseNet" />
    <link:label xlink:type="resource" xlink:label="us-gaap_IncreaseDecreaseInFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseNet" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_IncreaseDecreaseInFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseNet" xml:lang="en-US" id="us-gaap_IncreaseDecreaseInFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseNet">Net change in securities sold under agreements to repurchase</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncreaseDecreaseInFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseNet" xlink:to="us-gaap_IncreaseDecreaseInFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseNet" xlink:title="label: IncreaseDecreaseInFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseNet to us-gaap_IncreaseDecreaseInFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseNet" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_IncreaseDecreaseInInterestAndDividendsReceivable" xlink:label="IncreaseDecreaseInInterestAndDividendsReceivable" xlink:title="IncreaseDecreaseInInterestAndDividendsReceivable" />
    <link:label xlink:type="resource" xlink:label="us-gaap_IncreaseDecreaseInInterestAndDividendsReceivable" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="us-gaap_IncreaseDecreaseInInterestAndDividendsReceivable" xml:lang="en-US" id="us-gaap_IncreaseDecreaseInInterestAndDividendsReceivable">Accrued interest receivable</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncreaseDecreaseInInterestAndDividendsReceivable" xlink:to="us-gaap_IncreaseDecreaseInInterestAndDividendsReceivable" xlink:title="label: IncreaseDecreaseInInterestAndDividendsReceivable to us-gaap_IncreaseDecreaseInInterestAndDividendsReceivable" />
    <link:label xlink:type="resource" xlink:label="us-gaap_IncreaseDecreaseInInterestAndDividendsReceivable_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_IncreaseDecreaseInInterestAndDividendsReceivable_lbl1" xml:lang="en-US" id="us-gaap_IncreaseDecreaseInInterestAndDividendsReceivable_lbl1">Increase (Decrease) in Interest and Dividends Receivable</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncreaseDecreaseInInterestAndDividendsReceivable" xlink:to="us-gaap_IncreaseDecreaseInInterestAndDividendsReceivable_lbl1" xlink:title="label: IncreaseDecreaseInInterestAndDividendsReceivable to us-gaap_IncreaseDecreaseInInterestAndDividendsReceivable_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_PaymentsForProceedsFromLoansAndLeases" xlink:label="PaymentsForProceedsFromLoansAndLeases" xlink:title="PaymentsForProceedsFromLoansAndLeases" />
    <link:label xlink:type="resource" xlink:label="us-gaap_PaymentsForProceedsFromLoansAndLeases" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="us-gaap_PaymentsForProceedsFromLoansAndLeases" xml:lang="en-US" id="us-gaap_PaymentsForProceedsFromLoansAndLeases">Net change in loans receivable held for investment</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PaymentsForProceedsFromLoansAndLeases" xlink:to="us-gaap_PaymentsForProceedsFromLoansAndLeases" xlink:title="label: PaymentsForProceedsFromLoansAndLeases to us-gaap_PaymentsForProceedsFromLoansAndLeases" />
    <link:label xlink:type="resource" xlink:label="us-gaap_PaymentsForProceedsFromLoansAndLeases_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_PaymentsForProceedsFromLoansAndLeases_lbl1" xml:lang="en-US" id="us-gaap_PaymentsForProceedsFromLoansAndLeases_lbl1">Payments for (Proceeds from) Loans and Leases</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PaymentsForProceedsFromLoansAndLeases" xlink:to="us-gaap_PaymentsForProceedsFromLoansAndLeases_lbl1" xlink:title="label: PaymentsForProceedsFromLoansAndLeases to us-gaap_PaymentsForProceedsFromLoansAndLeases_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_NetIncomeLoss" xlink:label="NetIncomeLoss" xlink:title="NetIncomeLoss" />
    <link:label xlink:type="resource" xlink:label="us-gaap_NetIncomeLoss" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="us-gaap_NetIncomeLoss" xml:lang="en-US" id="us-gaap_NetIncomeLoss">Net (loss) income attributable to Broadway Financial Corporation</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NetIncomeLoss" xlink:to="us-gaap_NetIncomeLoss" xlink:title="label: NetIncomeLoss to us-gaap_NetIncomeLoss" />
    <link:label xlink:type="resource" xlink:label="us-gaap_NetIncomeLoss1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_NetIncomeLoss1" xml:lang="en-US" id="us-gaap_NetIncomeLoss1">Net (loss) income</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NetIncomeLoss" xlink:to="us-gaap_NetIncomeLoss1" xlink:title="label: NetIncomeLoss to us-gaap_NetIncomeLoss1" />
    <link:label xlink:type="resource" xlink:label="us-gaap_NetIncomeLoss2" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="us-gaap_NetIncomeLoss2" xml:lang="en-US" id="us-gaap_NetIncomeLoss2">Net income attributable to Broadway Financial Corporation</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NetIncomeLoss" xlink:to="us-gaap_NetIncomeLoss2" xlink:title="label: NetIncomeLoss to us-gaap_NetIncomeLoss2" />
    <link:label xlink:type="resource" xlink:label="us-gaap_NetIncomeLoss_lbl3" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_NetIncomeLoss_lbl3" xml:lang="en-US" id="us-gaap_NetIncomeLoss_lbl3">Net Income (Loss)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NetIncomeLoss" xlink:to="us-gaap_NetIncomeLoss_lbl3" xlink:title="label: NetIncomeLoss to us-gaap_NetIncomeLoss_lbl3" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic" xlink:label="NetIncomeLossAvailableToCommonStockholdersBasic" xlink:title="NetIncomeLossAvailableToCommonStockholdersBasic" />
    <link:label xlink:type="resource" xlink:label="us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic" xml:lang="en-US" id="us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic">Net (loss) income attributable to common stockholders</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NetIncomeLossAvailableToCommonStockholdersBasic" xlink:to="us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic" xlink:title="label: NetIncomeLossAvailableToCommonStockholdersBasic to us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic" />
    <link:label xlink:type="resource" xlink:label="us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic_lbl1" xml:lang="en-US" id="us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic_lbl1">Net Income (Loss) Available to Common Stockholders, Basic</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NetIncomeLossAvailableToCommonStockholdersBasic" xlink:to="us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic_lbl1" xlink:title="label: NetIncomeLossAvailableToCommonStockholdersBasic to us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_InterestIncomeExpenseNet" xlink:label="InterestIncomeExpenseNet" xlink:title="InterestIncomeExpenseNet" />
    <link:label xlink:type="resource" xlink:label="us-gaap_InterestIncomeExpenseNet" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="us-gaap_InterestIncomeExpenseNet" xml:lang="en-US" id="us-gaap_InterestIncomeExpenseNet">Net interest income</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InterestIncomeExpenseNet" xlink:to="us-gaap_InterestIncomeExpenseNet" xlink:title="label: InterestIncomeExpenseNet to us-gaap_InterestIncomeExpenseNet" />
    <link:label xlink:type="resource" xlink:label="us-gaap_InterestIncomeExpenseNet_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_InterestIncomeExpenseNet_lbl1" xml:lang="en-US" id="us-gaap_InterestIncomeExpenseNet_lbl1">Interest Income (Expense), Operating</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InterestIncomeExpenseNet" xlink:to="us-gaap_InterestIncomeExpenseNet_lbl1" xlink:title="label: InterestIncomeExpenseNet to us-gaap_InterestIncomeExpenseNet_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_NoninterestBearingDomesticDepositDemand" xlink:label="NoninterestBearingDomesticDepositDemand" xlink:title="NoninterestBearingDomesticDepositDemand" />
    <link:label xlink:type="resource" xlink:label="us-gaap_NoninterestBearingDomesticDepositDemand" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_NoninterestBearingDomesticDepositDemand" xml:lang="en-US" id="us-gaap_NoninterestBearingDomesticDepositDemand">Non-interest-bearing demand deposits</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NoninterestBearingDomesticDepositDemand" xlink:to="us-gaap_NoninterestBearingDomesticDepositDemand" xlink:title="label: NoninterestBearingDomesticDepositDemand to us-gaap_NoninterestBearingDomesticDepositDemand" />
    <link:label xlink:type="resource" xlink:label="us-gaap_NoninterestBearingDomesticDepositDemand_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_NoninterestBearingDomesticDepositDemand_lbl1" xml:lang="en-US" id="us-gaap_NoninterestBearingDomesticDepositDemand_lbl1">Noninterest-Bearing Domestic Deposit, Demand</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NoninterestBearingDomesticDepositDemand" xlink:to="us-gaap_NoninterestBearingDomesticDepositDemand_lbl1" xlink:title="label: NoninterestBearingDomesticDepositDemand to us-gaap_NoninterestBearingDomesticDepositDemand_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_OccupancyNet" xlink:label="OccupancyNet" xlink:title="OccupancyNet" />
    <link:label xlink:type="resource" xlink:label="us-gaap_OccupancyNet" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_OccupancyNet" xml:lang="en-US" id="us-gaap_OccupancyNet">Occupancy expense</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OccupancyNet" xlink:to="us-gaap_OccupancyNet" xlink:title="label: OccupancyNet to us-gaap_OccupancyNet" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_OtherNoninterestExpense" xlink:label="OtherNoninterestExpense" xlink:title="OtherNoninterestExpense" />
    <link:label xlink:type="resource" xlink:label="us-gaap_OtherNoninterestExpense" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_OtherNoninterestExpense" xml:lang="en-US" id="us-gaap_OtherNoninterestExpense">Other</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OtherNoninterestExpense" xlink:to="us-gaap_OtherNoninterestExpense" xlink:title="label: OtherNoninterestExpense to us-gaap_OtherNoninterestExpense" />
    <link:label xlink:type="resource" xlink:label="us-gaap_OtherNoninterestExpense1" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="us-gaap_OtherNoninterestExpense1" xml:lang="en-US" id="us-gaap_OtherNoninterestExpense1">Other expense</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OtherNoninterestExpense" xlink:to="us-gaap_OtherNoninterestExpense1" xlink:title="label: OtherNoninterestExpense to us-gaap_OtherNoninterestExpense1" />
    <link:label xlink:type="resource" xlink:label="us-gaap_OtherNoninterestExpense_lbl2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_OtherNoninterestExpense_lbl2" xml:lang="en-US" id="us-gaap_OtherNoninterestExpense_lbl2">Other Noninterest Expense</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OtherNoninterestExpense" xlink:to="us-gaap_OtherNoninterestExpense_lbl2" xlink:title="label: OtherNoninterestExpense to us-gaap_OtherNoninterestExpense_lbl2" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_NoninterestIncome" xlink:label="NoninterestIncome" xlink:title="NoninterestIncome" />
    <link:label xlink:type="resource" xlink:label="us-gaap_NoninterestIncome" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="us-gaap_NoninterestIncome" xml:lang="en-US" id="us-gaap_NoninterestIncome">Total non-interest income</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NoninterestIncome" xlink:to="us-gaap_NoninterestIncome" xlink:title="label: NoninterestIncome to us-gaap_NoninterestIncome" />
    <link:label xlink:type="resource" xlink:label="us-gaap_NoninterestIncome_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_NoninterestIncome_lbl1" xml:lang="en-US" id="us-gaap_NoninterestIncome_lbl1">Noninterest Income</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NoninterestIncome" xlink:to="us-gaap_NoninterestIncome_lbl1" xlink:title="label: NoninterestIncome to us-gaap_NoninterestIncome_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_NoninterestIncomeAbstract" xlink:label="NoninterestIncomeAbstract" xlink:title="NoninterestIncomeAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_NoninterestIncomeAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_NoninterestIncomeAbstract" xml:lang="en-US" id="us-gaap_NoninterestIncomeAbstract">Non-interest income:</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NoninterestIncomeAbstract" xlink:to="us-gaap_NoninterestIncomeAbstract" xlink:title="label: NoninterestIncomeAbstract to us-gaap_NoninterestIncomeAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_BankOwnedLifeInsuranceIncome" xlink:label="BankOwnedLifeInsuranceIncome" xlink:title="BankOwnedLifeInsuranceIncome" />
    <link:label xlink:type="resource" xlink:label="us-gaap_BankOwnedLifeInsuranceIncome" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="us-gaap_BankOwnedLifeInsuranceIncome" xml:lang="en-US" id="us-gaap_BankOwnedLifeInsuranceIncome">Earnings on bank owned life insurance</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="BankOwnedLifeInsuranceIncome" xlink:to="us-gaap_BankOwnedLifeInsuranceIncome" xlink:title="label: BankOwnedLifeInsuranceIncome to us-gaap_BankOwnedLifeInsuranceIncome" />
    <link:label xlink:type="resource" xlink:label="us-gaap_BankOwnedLifeInsuranceIncome_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_BankOwnedLifeInsuranceIncome_lbl1" xml:lang="en-US" id="us-gaap_BankOwnedLifeInsuranceIncome_lbl1">Bank Owned Life Insurance Income</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="BankOwnedLifeInsuranceIncome" xlink:to="us-gaap_BankOwnedLifeInsuranceIncome_lbl1" xlink:title="label: BankOwnedLifeInsuranceIncome to us-gaap_BankOwnedLifeInsuranceIncome_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_NoninterestIncomeOtherOperatingIncome" xlink:label="NoninterestIncomeOtherOperatingIncome" xlink:title="NoninterestIncomeOtherOperatingIncome" />
    <link:label xlink:type="resource" xlink:label="us-gaap_NoninterestIncomeOtherOperatingIncome" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_NoninterestIncomeOtherOperatingIncome" xml:lang="en-US" id="us-gaap_NoninterestIncomeOtherOperatingIncome">Other</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NoninterestIncomeOtherOperatingIncome" xlink:to="us-gaap_NoninterestIncomeOtherOperatingIncome" xlink:title="label: NoninterestIncomeOtherOperatingIncome to us-gaap_NoninterestIncomeOtherOperatingIncome" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ProfessionalFees" xlink:label="ProfessionalFees" xlink:title="ProfessionalFees" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ProfessionalFees" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_ProfessionalFees" xml:lang="en-US" id="us-gaap_ProfessionalFees">Professional services</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ProfessionalFees" xlink:to="us-gaap_ProfessionalFees" xlink:title="label: ProfessionalFees to us-gaap_ProfessionalFees" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_NotesReceivableNet" xlink:label="NotesReceivableNet" xlink:title="NotesReceivableNet" />
    <link:label xlink:type="resource" xlink:label="us-gaap_NotesReceivableNet" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_NotesReceivableNet" xml:lang="en-US" id="us-gaap_NotesReceivableNet">Loans receivable held for investment, net of allowance of $9,424 and $8,364</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NotesReceivableNet" xlink:to="us-gaap_NotesReceivableNet" xlink:title="label: NotesReceivableNet to us-gaap_NotesReceivableNet" />
    <link:label xlink:type="resource" xlink:label="us-gaap_NotesReceivableNet1" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="us-gaap_NotesReceivableNet1" xml:lang="en-US" id="us-gaap_NotesReceivableNet1">Loans receivable, net</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NotesReceivableNet" xlink:to="us-gaap_NotesReceivableNet1" xlink:title="label: NotesReceivableNet to us-gaap_NotesReceivableNet1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_NonvotingCommonStockMember" xlink:label="NonvotingCommonStockMember" xlink:title="NonvotingCommonStockMember" />
    <link:label xlink:type="resource" xlink:label="us-gaap_NonvotingCommonStockMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_NonvotingCommonStockMember" xml:lang="en-US" id="us-gaap_NonvotingCommonStockMember">Common Stock Non-Voting [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NonvotingCommonStockMember" xlink:to="us-gaap_NonvotingCommonStockMember" xlink:title="label: NonvotingCommonStockMember to us-gaap_NonvotingCommonStockMember" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_InterestAndDividendIncomeOperating" xlink:label="InterestAndDividendIncomeOperating" xlink:title="InterestAndDividendIncomeOperating" />
    <link:label xlink:type="resource" xlink:label="us-gaap_InterestAndDividendIncomeOperating" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="us-gaap_InterestAndDividendIncomeOperating" xml:lang="en-US" id="us-gaap_InterestAndDividendIncomeOperating">Total interest income</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InterestAndDividendIncomeOperating" xlink:to="us-gaap_InterestAndDividendIncomeOperating" xlink:title="label: InterestAndDividendIncomeOperating to us-gaap_InterestAndDividendIncomeOperating" />
    <link:label xlink:type="resource" xlink:label="us-gaap_InterestAndDividendIncomeOperating1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_InterestAndDividendIncomeOperating1" xml:lang="en-US" id="us-gaap_InterestAndDividendIncomeOperating1">Interest income</link:label>
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_PreferredStockSharesIssued" xlink:label="PreferredStockSharesIssued" xlink:title="PreferredStockSharesIssued" />
    <link:label xlink:type="resource" xlink:label="us-gaap_PreferredStockSharesIssued" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_PreferredStockSharesIssued" xml:lang="en-US" id="us-gaap_PreferredStockSharesIssued">Preferred stock, shares issued (in shares)</link:label>
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    <link:label xlink:type="resource" xlink:label="us-gaap_PreferredStockSharesOutstanding" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_PreferredStockSharesOutstanding" xml:lang="en-US" id="us-gaap_PreferredStockSharesOutstanding">Preferred stock, shares outstanding (in shares)</link:label>
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_PaymentsToAcquireLifeInsurancePolicies" xlink:label="PaymentsToAcquireLifeInsurancePolicies" xlink:title="PaymentsToAcquireLifeInsurancePolicies" />
    <link:label xlink:type="resource" xlink:label="us-gaap_PaymentsToAcquireLifeInsurancePolicies" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="us-gaap_PaymentsToAcquireLifeInsurancePolicies" xml:lang="en-US" id="us-gaap_PaymentsToAcquireLifeInsurancePolicies">Purchases of bank owned life insurance</link:label>
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_FinanceLoanAndLeaseReceivablesHeldForInvestmentPolicy" xlink:label="FinanceLoanAndLeaseReceivablesHeldForInvestmentPolicy" xlink:title="FinanceLoanAndLeaseReceivablesHeldForInvestmentPolicy" />
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_RelatedPartyDepositLiabilities" xlink:label="RelatedPartyDepositLiabilities" xlink:title="RelatedPartyDepositLiabilities" />
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_RepaymentsOfNotesPayable" xlink:label="RepaymentsOfNotesPayable" xlink:title="RepaymentsOfNotesPayable" />
    <link:label xlink:type="resource" xlink:label="us-gaap_RepaymentsOfNotesPayable" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="us-gaap_RepaymentsOfNotesPayable" xml:lang="en-US" id="us-gaap_RepaymentsOfNotesPayable">Repayment of notes payable</link:label>
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    <link:label xlink:type="resource" xlink:label="us-gaap_RepaymentsOfSecuredDebt" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="us-gaap_RepaymentsOfSecuredDebt" xml:lang="en-US" id="us-gaap_RepaymentsOfSecuredDebt">Repayments of other borrowings</link:label>
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_RetainedEarningsAccumulatedDeficit" xlink:label="RetainedEarningsAccumulatedDeficit" xlink:title="RetainedEarningsAccumulatedDeficit" />
    <link:label xlink:type="resource" xlink:label="us-gaap_RetainedEarningsAccumulatedDeficit" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_RetainedEarningsAccumulatedDeficit" xml:lang="en-US" id="us-gaap_RetainedEarningsAccumulatedDeficit">(Accumulated deficit) retained earnings</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RetainedEarningsAccumulatedDeficit" xlink:to="us-gaap_RetainedEarningsAccumulatedDeficit" xlink:title="label: RetainedEarningsAccumulatedDeficit to us-gaap_RetainedEarningsAccumulatedDeficit" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ScheduleOfDerivativeInstrumentsTextBlock" xlink:label="ScheduleOfDerivativeInstrumentsTextBlock" xlink:title="ScheduleOfDerivativeInstrumentsTextBlock" />
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ScheduleOfEmployeeStockOwnershipPlanESOPDisclosuresTextBlock" xlink:label="ScheduleOfEmployeeStockOwnershipPlanESOPDisclosuresTextBlock" xlink:title="ScheduleOfEmployeeStockOwnershipPlanESOPDisclosuresTextBlock" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ScheduleOfEmployeeStockOwnershipPlanESOPDisclosuresTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_ScheduleOfEmployeeStockOwnershipPlanESOPDisclosuresTextBlock" xml:lang="en-US" id="us-gaap_ScheduleOfEmployeeStockOwnershipPlanESOPDisclosuresTextBlock">Shares Held by ESOP</link:label>
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    <link:label xlink:type="resource" xlink:label="us-gaap_SecuredDebt" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_SecuredDebt" xml:lang="en-US" id="us-gaap_SecuredDebt">Secured borrowings</link:label>
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue" xlink:label="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue" xlink:title="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue" />
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber" xlink:label="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber" xlink:title="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber" />
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    <link:label xlink:type="resource" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_lbl2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_lbl2" xml:lang="en-US" id="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_lbl2">Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Outstanding, Number</link:label>
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StatementOfStockholdersEquityAbstract" xlink:to="us-gaap_StatementOfStockholdersEquityAbstract" xlink:title="label: StatementOfStockholdersEquityAbstract to us-gaap_StatementOfStockholdersEquityAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ShareBasedCompensationOptionAndIncentivePlansPolicy" xlink:label="ShareBasedCompensationOptionAndIncentivePlansPolicy" xlink:title="ShareBasedCompensationOptionAndIncentivePlansPolicy" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ShareBasedCompensationOptionAndIncentivePlansPolicy" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_ShareBasedCompensationOptionAndIncentivePlansPolicy" xml:lang="en-US" id="us-gaap_ShareBasedCompensationOptionAndIncentivePlansPolicy">Stock-Based Compensation</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareBasedCompensationOptionAndIncentivePlansPolicy" xlink:to="us-gaap_ShareBasedCompensationOptionAndIncentivePlansPolicy" xlink:title="label: ShareBasedCompensationOptionAndIncentivePlansPolicy to us-gaap_ShareBasedCompensationOptionAndIncentivePlansPolicy" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ShareBasedCompensationOptionAndIncentivePlansPolicy_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_ShareBasedCompensationOptionAndIncentivePlansPolicy_lbl1" xml:lang="en-US" id="us-gaap_ShareBasedCompensationOptionAndIncentivePlansPolicy_lbl1">Share-Based Payment Arrangement [Policy Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareBasedCompensationOptionAndIncentivePlansPolicy" xlink:to="us-gaap_ShareBasedCompensationOptionAndIncentivePlansPolicy_lbl1" xlink:title="label: ShareBasedCompensationOptionAndIncentivePlansPolicy to us-gaap_ShareBasedCompensationOptionAndIncentivePlansPolicy_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_StockholdersEquityAbstract" xlink:label="StockholdersEquityAbstract" xlink:title="StockholdersEquityAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_StockholdersEquityAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_StockholdersEquityAbstract" xml:lang="en-US" id="us-gaap_StockholdersEquityAbstract">Stockholders' equity:</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StockholdersEquityAbstract" xlink:to="us-gaap_StockholdersEquityAbstract" xlink:title="label: StockholdersEquityAbstract to us-gaap_StockholdersEquityAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_StockholdersEquityNoteAbstract" xlink:label="StockholdersEquityNoteAbstract" xlink:title="StockholdersEquityNoteAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_StockholdersEquityNoteAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_StockholdersEquityNoteAbstract" xml:lang="en-US" id="us-gaap_StockholdersEquityNoteAbstract">Capital [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StockholdersEquityNoteAbstract" xlink:to="us-gaap_StockholdersEquityNoteAbstract" xlink:title="label: StockholdersEquityNoteAbstract to us-gaap_StockholdersEquityNoteAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_StockholdersEquityNoteDisclosureTextBlock" xlink:label="StockholdersEquityNoteDisclosureTextBlock" xlink:title="StockholdersEquityNoteDisclosureTextBlock" />
    <link:label xlink:type="resource" xlink:label="us-gaap_StockholdersEquityNoteDisclosureTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_StockholdersEquityNoteDisclosureTextBlock" xml:lang="en-US" id="us-gaap_StockholdersEquityNoteDisclosureTextBlock">Capital</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StockholdersEquityNoteDisclosureTextBlock" xlink:to="us-gaap_StockholdersEquityNoteDisclosureTextBlock" xlink:title="label: StockholdersEquityNoteDisclosureTextBlock to us-gaap_StockholdersEquityNoteDisclosureTextBlock" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StockholdersEquityNoteDisclosureTextBlock" xlink:to="us-gaap_StockholdersEquityNoteDisclosureTextBlock_lbl1" xlink:title="label: StockholdersEquityNoteDisclosureTextBlock to us-gaap_StockholdersEquityNoteDisclosureTextBlock_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_GoodwillAndIntangibleAssetsDisclosureTextBlock" xlink:label="GoodwillAndIntangibleAssetsDisclosureTextBlock" xlink:title="GoodwillAndIntangibleAssetsDisclosureTextBlock" />
    <link:label xlink:type="resource" xlink:label="us-gaap_GoodwillAndIntangibleAssetsDisclosureTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_GoodwillAndIntangibleAssetsDisclosureTextBlock" xml:lang="en-US" id="us-gaap_GoodwillAndIntangibleAssetsDisclosureTextBlock">Goodwill and Core Deposit Intangible</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="GoodwillAndIntangibleAssetsDisclosureTextBlock" xlink:to="us-gaap_GoodwillAndIntangibleAssetsDisclosureTextBlock" xlink:title="label: GoodwillAndIntangibleAssetsDisclosureTextBlock to us-gaap_GoodwillAndIntangibleAssetsDisclosureTextBlock" />
    <link:label xlink:type="resource" xlink:label="us-gaap_GoodwillAndIntangibleAssetsDisclosureTextBlock_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_GoodwillAndIntangibleAssetsDisclosureTextBlock_lbl1" xml:lang="en-US" id="us-gaap_GoodwillAndIntangibleAssetsDisclosureTextBlock_lbl1">Goodwill and Intangible Assets Disclosure [Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="GoodwillAndIntangibleAssetsDisclosureTextBlock" xlink:to="us-gaap_GoodwillAndIntangibleAssetsDisclosureTextBlock_lbl1" xlink:title="label: GoodwillAndIntangibleAssetsDisclosureTextBlock to us-gaap_GoodwillAndIntangibleAssetsDisclosureTextBlock_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_SupplementalCashFlowInformationAbstract" xlink:label="SupplementalCashFlowInformationAbstract" xlink:title="SupplementalCashFlowInformationAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_SupplementalCashFlowInformationAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_SupplementalCashFlowInformationAbstract" xml:lang="en-US" id="us-gaap_SupplementalCashFlowInformationAbstract">Supplemental disclosures of cash flow information:</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SupplementalCashFlowInformationAbstract" xlink:to="us-gaap_SupplementalCashFlowInformationAbstract" xlink:title="label: SupplementalCashFlowInformationAbstract to us-gaap_SupplementalCashFlowInformationAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_SupplementalCashFlowInformationAbstract_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_SupplementalCashFlowInformationAbstract_lbl1" xml:lang="en-US" id="us-gaap_SupplementalCashFlowInformationAbstract_lbl1">Supplemental Cash Flow Information [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SupplementalCashFlowInformationAbstract" xlink:to="us-gaap_SupplementalCashFlowInformationAbstract_lbl1" xlink:title="label: SupplementalCashFlowInformationAbstract to us-gaap_SupplementalCashFlowInformationAbstract_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_TaxCreditCarryforwardAmount" xlink:label="TaxCreditCarryforwardAmount" xlink:title="TaxCreditCarryforwardAmount" />
    <link:label xlink:type="resource" xlink:label="us-gaap_TaxCreditCarryforwardAmount" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_TaxCreditCarryforwardAmount" xml:lang="en-US" id="us-gaap_TaxCreditCarryforwardAmount">Tax credit carryforward</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="TaxCreditCarryforwardAmount" xlink:to="us-gaap_TaxCreditCarryforwardAmount" xlink:title="label: TaxCreditCarryforwardAmount to us-gaap_TaxCreditCarryforwardAmount" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_TaxCreditCarryforwardNameDomain" xlink:label="TaxCreditCarryforwardNameDomain" xlink:title="TaxCreditCarryforwardNameDomain" />
    <link:label xlink:type="resource" xlink:label="us-gaap_TaxCreditCarryforwardNameDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_TaxCreditCarryforwardNameDomain" xml:lang="en-US" id="us-gaap_TaxCreditCarryforwardNameDomain">Tax Credit Carryforward, Name [Domain]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="TaxCreditCarryforwardNameDomain" xlink:to="us-gaap_TaxCreditCarryforwardNameDomain" xlink:title="label: TaxCreditCarryforwardNameDomain to us-gaap_TaxCreditCarryforwardNameDomain" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_TaxCreditCarryforwardAxis" xlink:label="TaxCreditCarryforwardAxis" xlink:title="TaxCreditCarryforwardAxis" />
    <link:label xlink:type="resource" xlink:label="us-gaap_TaxCreditCarryforwardAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_TaxCreditCarryforwardAxis" xml:lang="en-US" id="us-gaap_TaxCreditCarryforwardAxis">Tax Credit Carryforward [Axis]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="TaxCreditCarryforwardAxis" xlink:to="us-gaap_TaxCreditCarryforwardAxis" xlink:title="label: TaxCreditCarryforwardAxis to us-gaap_TaxCreditCarryforwardAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_TimeDepositMaturitiesAfterYearFive" xlink:label="TimeDepositMaturitiesAfterYearFive" xlink:title="TimeDepositMaturitiesAfterYearFive" />
    <link:label xlink:type="resource" xlink:label="us-gaap_TimeDepositMaturitiesAfterYearFive" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_TimeDepositMaturitiesAfterYearFive" xml:lang="en-US" id="us-gaap_TimeDepositMaturitiesAfterYearFive">Thereafter</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="TimeDepositMaturitiesAfterYearFive" xlink:to="us-gaap_TimeDepositMaturitiesAfterYearFive" xlink:title="label: TimeDepositMaturitiesAfterYearFive to us-gaap_TimeDepositMaturitiesAfterYearFive" />
    <link:label xlink:type="resource" xlink:label="us-gaap_TimeDepositMaturitiesAfterYearFive_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_TimeDepositMaturitiesAfterYearFive_lbl1" xml:lang="en-US" id="us-gaap_TimeDepositMaturitiesAfterYearFive_lbl1">Time Deposit Maturities, after Year Five</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="TimeDepositMaturitiesAfterYearFive" xlink:to="us-gaap_TimeDepositMaturitiesAfterYearFive_lbl1" xlink:title="label: TimeDepositMaturitiesAfterYearFive to us-gaap_TimeDepositMaturitiesAfterYearFive_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_TimeDepositMaturitiesYearFive" xlink:label="TimeDepositMaturitiesYearFive" xlink:title="TimeDepositMaturitiesYearFive" />
    <link:label xlink:type="resource" xlink:label="us-gaap_TimeDepositMaturitiesYearFive" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_TimeDepositMaturitiesYearFive" xml:lang="en-US" id="us-gaap_TimeDepositMaturitiesYearFive">2030</link:label>
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    <link:label xlink:type="resource" xlink:label="us-gaap_TimeDepositMaturitiesYearFive_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_TimeDepositMaturitiesYearFive_lbl1" xml:lang="en-US" id="us-gaap_TimeDepositMaturitiesYearFive_lbl1">Time Deposit Maturities, Year Five</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="TimeDepositMaturitiesYearFive" xlink:to="us-gaap_TimeDepositMaturitiesYearFive_lbl1" xlink:title="label: TimeDepositMaturitiesYearFive to us-gaap_TimeDepositMaturitiesYearFive_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_TimeDepositMaturitiesYearFour" xlink:label="TimeDepositMaturitiesYearFour" xlink:title="TimeDepositMaturitiesYearFour" />
    <link:label xlink:type="resource" xlink:label="us-gaap_TimeDepositMaturitiesYearFour" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_TimeDepositMaturitiesYearFour" xml:lang="en-US" id="us-gaap_TimeDepositMaturitiesYearFour">2029</link:label>
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    <link:label xlink:type="resource" xlink:label="us-gaap_TimeDepositMaturitiesYearFour_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_TimeDepositMaturitiesYearFour_lbl1" xml:lang="en-US" id="us-gaap_TimeDepositMaturitiesYearFour_lbl1">Time Deposit Maturities, Year Four</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="TimeDepositMaturitiesYearFour" xlink:to="us-gaap_TimeDepositMaturitiesYearFour_lbl1" xlink:title="label: TimeDepositMaturitiesYearFour to us-gaap_TimeDepositMaturitiesYearFour_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_TimeDepositMaturitiesYearOne" xlink:label="TimeDepositMaturitiesYearOne" xlink:title="TimeDepositMaturitiesYearOne" />
    <link:label xlink:type="resource" xlink:label="us-gaap_TimeDepositMaturitiesYearOne" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_TimeDepositMaturitiesYearOne" xml:lang="en-US" id="us-gaap_TimeDepositMaturitiesYearOne">2026</link:label>
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    <link:label xlink:type="resource" xlink:label="us-gaap_TimeDepositMaturitiesYearOne_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_TimeDepositMaturitiesYearOne_lbl1" xml:lang="en-US" id="us-gaap_TimeDepositMaturitiesYearOne_lbl1">Time Deposit Maturities, Year One</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="TimeDepositMaturitiesYearOne" xlink:to="us-gaap_TimeDepositMaturitiesYearOne_lbl1" xlink:title="label: TimeDepositMaturitiesYearOne to us-gaap_TimeDepositMaturitiesYearOne_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_TimeDepositMaturitiesYearThree" xlink:label="TimeDepositMaturitiesYearThree" xlink:title="TimeDepositMaturitiesYearThree" />
    <link:label xlink:type="resource" xlink:label="us-gaap_TimeDepositMaturitiesYearThree" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_TimeDepositMaturitiesYearThree" xml:lang="en-US" id="us-gaap_TimeDepositMaturitiesYearThree">2028</link:label>
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    <link:label xlink:type="resource" xlink:label="us-gaap_TimeDepositMaturitiesYearThree_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_TimeDepositMaturitiesYearThree_lbl1" xml:lang="en-US" id="us-gaap_TimeDepositMaturitiesYearThree_lbl1">Time Deposit Maturities, Year Three</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="TimeDepositMaturitiesYearThree" xlink:to="us-gaap_TimeDepositMaturitiesYearThree_lbl1" xlink:title="label: TimeDepositMaturitiesYearThree to us-gaap_TimeDepositMaturitiesYearThree_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_TimeDepositMaturitiesYearTwo" xlink:label="TimeDepositMaturitiesYearTwo" xlink:title="TimeDepositMaturitiesYearTwo" />
    <link:label xlink:type="resource" xlink:label="us-gaap_TimeDepositMaturitiesYearTwo" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_TimeDepositMaturitiesYearTwo" xml:lang="en-US" id="us-gaap_TimeDepositMaturitiesYearTwo">2027</link:label>
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    <link:label xlink:type="resource" xlink:label="us-gaap_TimeDepositMaturitiesYearTwo_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_TimeDepositMaturitiesYearTwo_lbl1" xml:lang="en-US" id="us-gaap_TimeDepositMaturitiesYearTwo_lbl1">Time Deposit Maturities, Year Two</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="TimeDepositMaturitiesYearTwo" xlink:to="us-gaap_TimeDepositMaturitiesYearTwo_lbl1" xlink:title="label: TimeDepositMaturitiesYearTwo to us-gaap_TimeDepositMaturitiesYearTwo_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_NoninterestExpense" xlink:label="NoninterestExpense" xlink:title="NoninterestExpense" />
    <link:label xlink:type="resource" xlink:label="us-gaap_NoninterestExpense" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="us-gaap_NoninterestExpense" xml:lang="en-US" id="us-gaap_NoninterestExpense">Total non-interest expense</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NoninterestExpense" xlink:to="us-gaap_NoninterestExpense" xlink:title="label: NoninterestExpense to us-gaap_NoninterestExpense" />
    <link:label xlink:type="resource" xlink:label="us-gaap_NoninterestExpense_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_NoninterestExpense_lbl1" xml:lang="en-US" id="us-gaap_NoninterestExpense_lbl1">Noninterest Expense</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NoninterestExpense" xlink:to="us-gaap_NoninterestExpense_lbl1" xlink:title="label: NoninterestExpense to us-gaap_NoninterestExpense_lbl1" />
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_UnrecognizedTaxBenefits" xlink:label="UnrecognizedTaxBenefits" xlink:title="UnrecognizedTaxBenefits" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="UnusedLinesOfCreditMember" xlink:to="us-gaap_UnusedLinesOfCreditMember" xlink:title="label: UnusedLinesOfCreditMember to us-gaap_UnusedLinesOfCreditMember" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding" xlink:label="WeightedAverageNumberOfDilutedSharesOutstanding" xlink:title="WeightedAverageNumberOfDilutedSharesOutstanding" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="WeightedAverageNumberOfDilutedSharesOutstanding" xlink:to="us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding" xlink:title="label: WeightedAverageNumberOfDilutedSharesOutstanding to us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding" />
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    <link:label xlink:type="resource" xlink:label="us-gaap_WeightedAverageNumberOfSharesOutstandingBasic" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_WeightedAverageNumberOfSharesOutstandingBasic" xml:lang="en-US" id="us-gaap_WeightedAverageNumberOfSharesOutstandingBasic">Weighted average common shares outstanding for basic earnings per common share (in shares)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="WeightedAverageNumberOfSharesOutstandingBasic" xlink:to="us-gaap_WeightedAverageNumberOfSharesOutstandingBasic" xlink:title="label: WeightedAverageNumberOfSharesOutstandingBasic to us-gaap_WeightedAverageNumberOfSharesOutstandingBasic" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_CommonStockMember" xlink:label="CommonStockMember" xlink:title="CommonStockMember" />
    <link:label xlink:type="resource" xlink:label="us-gaap_CommonStockMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_CommonStockMember" xml:lang="en-US" id="us-gaap_CommonStockMember">Common Stock [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CommonStockMember" xlink:to="us-gaap_CommonStockMember" xlink:title="label: CommonStockMember to us-gaap_CommonStockMember" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_PropertyPlantAndEquipmentDisclosureTextBlock" xlink:label="PropertyPlantAndEquipmentDisclosureTextBlock" xlink:title="PropertyPlantAndEquipmentDisclosureTextBlock" />
    <link:label xlink:type="resource" xlink:label="us-gaap_PropertyPlantAndEquipmentDisclosureTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_PropertyPlantAndEquipmentDisclosureTextBlock" xml:lang="en-US" id="us-gaap_PropertyPlantAndEquipmentDisclosureTextBlock">Office Properties and Equipment, net</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PropertyPlantAndEquipmentDisclosureTextBlock" xlink:to="us-gaap_PropertyPlantAndEquipmentDisclosureTextBlock" xlink:title="label: PropertyPlantAndEquipmentDisclosureTextBlock to us-gaap_PropertyPlantAndEquipmentDisclosureTextBlock" />
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_PropertyPlantAndEquipmentTypeDomain" xlink:label="PropertyPlantAndEquipmentTypeDomain" xlink:title="PropertyPlantAndEquipmentTypeDomain" />
    <link:label xlink:type="resource" xlink:label="us-gaap_PropertyPlantAndEquipmentTypeDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_PropertyPlantAndEquipmentTypeDomain" xml:lang="en-US" id="us-gaap_PropertyPlantAndEquipmentTypeDomain">Long-Lived Tangible Asset [Domain]</link:label>
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_BuildingAndBuildingImprovementsMember" xlink:label="BuildingAndBuildingImprovementsMember" xlink:title="BuildingAndBuildingImprovementsMember" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="BuildingAndBuildingImprovementsMember" xlink:to="us-gaap_BuildingAndBuildingImprovementsMember" xlink:title="label: BuildingAndBuildingImprovementsMember to us-gaap_BuildingAndBuildingImprovementsMember" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="BuildingAndBuildingImprovementsMember" xlink:to="us-gaap_BuildingAndBuildingImprovementsMember_lbl1" xlink:title="label: BuildingAndBuildingImprovementsMember to us-gaap_BuildingAndBuildingImprovementsMember_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_PreferredStockMember" xlink:label="PreferredStockMember" xlink:title="PreferredStockMember" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AvailableForSaleSecuritiesAbstract" xlink:to="us-gaap_AvailableForSaleSecuritiesAbstract" xlink:title="label: AvailableForSaleSecuritiesAbstract to us-gaap_AvailableForSaleSecuritiesAbstract" />
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_AvailableForSaleSecuritiesDebtSecurities" xlink:label="AvailableForSaleSecuritiesDebtSecurities" xlink:title="AvailableForSaleSecuritiesDebtSecurities" />
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_Assets" xlink:label="Assets" xlink:title="Assets" />
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_NotesReceivableGross" xlink:label="NotesReceivableGross" xlink:title="NotesReceivableGross" />
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    <link:label xlink:type="resource" xlink:label="us-gaap_ConcentrationRiskByBenchmarkAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_ConcentrationRiskByBenchmarkAxis" xml:lang="en-US" id="us-gaap_ConcentrationRiskByBenchmarkAxis">Concentration Risk Benchmark [Axis]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ConcentrationRiskByBenchmarkAxis" xlink:to="us-gaap_ConcentrationRiskByBenchmarkAxis" xlink:title="label: ConcentrationRiskByBenchmarkAxis to us-gaap_ConcentrationRiskByBenchmarkAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ConcentrationRiskBenchmarkDomain" xlink:label="ConcentrationRiskBenchmarkDomain" xlink:title="ConcentrationRiskBenchmarkDomain" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ConcentrationRiskBenchmarkDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_ConcentrationRiskBenchmarkDomain" xml:lang="en-US" id="us-gaap_ConcentrationRiskBenchmarkDomain">Concentration Risk Benchmark [Domain]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ConcentrationRiskBenchmarkDomain" xlink:to="us-gaap_ConcentrationRiskBenchmarkDomain" xlink:title="label: ConcentrationRiskBenchmarkDomain to us-gaap_ConcentrationRiskBenchmarkDomain" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_IncomeTaxAuthorityDomain" xlink:label="IncomeTaxAuthorityDomain" xlink:title="IncomeTaxAuthorityDomain" />
    <link:label xlink:type="resource" xlink:label="us-gaap_IncomeTaxAuthorityDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_IncomeTaxAuthorityDomain" xml:lang="en-US" id="us-gaap_IncomeTaxAuthorityDomain">Income Tax Jurisdiction [Domain]</link:label>
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    <link:label xlink:type="resource" xlink:label="us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xml:lang="en-US" id="us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain">Financial Instruments [Domain]</link:label>
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    <link:label xlink:type="resource" xlink:label="us-gaap_DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock" xml:lang="en-US" id="us-gaap_DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock">Stock-Based Compensation</link:label>
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    <link:label xlink:type="resource" xlink:label="us-gaap_FairValueByBalanceSheetGroupingTable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_FairValueByBalanceSheetGroupingTable" xml:lang="en-US" id="us-gaap_FairValueByBalanceSheetGroupingTable">Fair Value, by Balance Sheet Grouping [Table]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FairValueByBalanceSheetGroupingTable" xlink:to="us-gaap_FairValueByBalanceSheetGroupingTable" xlink:title="label: FairValueByBalanceSheetGroupingTable to us-gaap_FairValueByBalanceSheetGroupingTable" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_FairValueDisclosureItemAmountsDomain" xlink:label="FairValueDisclosureItemAmountsDomain" xlink:title="FairValueDisclosureItemAmountsDomain" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FairValueDisclosureItemAmountsDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_FairValueDisclosureItemAmountsDomain" xml:lang="en-US" id="us-gaap_FairValueDisclosureItemAmountsDomain">Fair Value Measurement [Domain]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FairValueDisclosureItemAmountsDomain" xlink:to="us-gaap_FairValueDisclosureItemAmountsDomain" xlink:title="label: FairValueDisclosureItemAmountsDomain to us-gaap_FairValueDisclosureItemAmountsDomain" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_CarryingReportedAmountFairValueDisclosureMember" xlink:label="CarryingReportedAmountFairValueDisclosureMember" xlink:title="CarryingReportedAmountFairValueDisclosureMember" />
    <link:label xlink:type="resource" xlink:label="us-gaap_CarryingReportedAmountFairValueDisclosureMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_CarryingReportedAmountFairValueDisclosureMember" xml:lang="en-US" id="us-gaap_CarryingReportedAmountFairValueDisclosureMember">Carrying Value [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CarryingReportedAmountFairValueDisclosureMember" xlink:to="us-gaap_CarryingReportedAmountFairValueDisclosureMember" xlink:title="label: CarryingReportedAmountFairValueDisclosureMember to us-gaap_CarryingReportedAmountFairValueDisclosureMember" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_PortionAtFairValueFairValueDisclosureMember" xlink:label="PortionAtFairValueFairValueDisclosureMember" xlink:title="PortionAtFairValueFairValueDisclosureMember" />
    <link:label xlink:type="resource" xlink:label="us-gaap_PortionAtFairValueFairValueDisclosureMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_PortionAtFairValueFairValueDisclosureMember" xml:lang="en-US" id="us-gaap_PortionAtFairValueFairValueDisclosureMember">Portion at Fair Value Measurement [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PortionAtFairValueFairValueDisclosureMember" xlink:to="us-gaap_PortionAtFairValueFairValueDisclosureMember" xlink:title="label: PortionAtFairValueFairValueDisclosureMember to us-gaap_PortionAtFairValueFairValueDisclosureMember" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_EstimateOfFairValueFairValueDisclosureMember" xlink:label="EstimateOfFairValueFairValueDisclosureMember" xlink:title="EstimateOfFairValueFairValueDisclosureMember" />
    <link:label xlink:type="resource" xlink:label="us-gaap_EstimateOfFairValueFairValueDisclosureMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_EstimateOfFairValueFairValueDisclosureMember" xml:lang="en-US" id="us-gaap_EstimateOfFairValueFairValueDisclosureMember">Fair Value [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EstimateOfFairValueFairValueDisclosureMember" xlink:to="us-gaap_EstimateOfFairValueFairValueDisclosureMember" xlink:title="label: EstimateOfFairValueFairValueDisclosureMember to us-gaap_EstimateOfFairValueFairValueDisclosureMember" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems" xlink:label="FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems" xlink:title="FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems" xml:lang="en-US" id="us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems">Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems" xlink:to="us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems" xlink:title="label: FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems to us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_CashAndCashEquivalentsFairValueDisclosure" xlink:label="CashAndCashEquivalentsFairValueDisclosure" xlink:title="CashAndCashEquivalentsFairValueDisclosure" />
    <link:label xlink:type="resource" xlink:label="us-gaap_CashAndCashEquivalentsFairValueDisclosure" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_CashAndCashEquivalentsFairValueDisclosure" xml:lang="en-US" id="us-gaap_CashAndCashEquivalentsFairValueDisclosure">Cash and cash equivalents</link:label>
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    <link:label xlink:type="resource" xlink:label="us-gaap_CashAndCashEquivalentsFairValueDisclosure_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_CashAndCashEquivalentsFairValueDisclosure_lbl1" xml:lang="en-US" id="us-gaap_CashAndCashEquivalentsFairValueDisclosure_lbl1">Cash and Cash Equivalents, Fair Value Disclosure</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CashAndCashEquivalentsFairValueDisclosure" xlink:to="us-gaap_CashAndCashEquivalentsFairValueDisclosure_lbl1" xlink:title="label: CashAndCashEquivalentsFairValueDisclosure to us-gaap_CashAndCashEquivalentsFairValueDisclosure_lbl1" />
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    <link:label xlink:type="resource" xlink:label="us-gaap_StatementTable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_StatementTable" xml:lang="en-US" id="us-gaap_StatementTable">Statement [Table]</link:label>
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    <link:label xlink:type="resource" xlink:label="us-gaap_AntidilutiveSecuritiesNameDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_AntidilutiveSecuritiesNameDomain" xml:lang="en-US" id="us-gaap_AntidilutiveSecuritiesNameDomain">Antidilutive Securities, Name [Domain]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AntidilutiveSecuritiesNameDomain" xlink:to="us-gaap_AntidilutiveSecuritiesNameDomain" xlink:title="label: AntidilutiveSecuritiesNameDomain to us-gaap_AntidilutiveSecuritiesNameDomain" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_LoansReceivableFairValueDisclosure" xlink:label="LoansReceivableFairValueDisclosure" xlink:title="LoansReceivableFairValueDisclosure" />
    <link:label xlink:type="resource" xlink:label="us-gaap_LoansReceivableFairValueDisclosure" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_LoansReceivableFairValueDisclosure" xml:lang="en-US" id="us-gaap_LoansReceivableFairValueDisclosure">Loans receivable held for investment</link:label>
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    <link:label xlink:type="resource" xlink:label="us-gaap_FinancialInstrumentsFinancialAssetsBalanceSheetGroupingsAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_FinancialInstrumentsFinancialAssetsBalanceSheetGroupingsAbstract" xml:lang="en-US" id="us-gaap_FinancialInstrumentsFinancialAssetsBalanceSheetGroupingsAbstract">Financial Assets [Abstract]</link:label>
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_FairValueInputsLevel1Member" xlink:label="FairValueInputsLevel1Member" xlink:title="FairValueInputsLevel1Member" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FairValueInputsLevel1Member" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_FairValueInputsLevel1Member" xml:lang="en-US" id="us-gaap_FairValueInputsLevel1Member">Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]</link:label>
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    <link:label xlink:type="resource" xlink:label="us-gaap_FairValueInputsLevel1Member1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_FairValueInputsLevel1Member1" xml:lang="en-US" id="us-gaap_FairValueInputsLevel1Member1">Level 1 [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FairValueInputsLevel1Member" xlink:to="us-gaap_FairValueInputsLevel1Member1" xlink:title="label: FairValueInputsLevel1Member to us-gaap_FairValueInputsLevel1Member1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_FairValueInputsLevel2Member" xlink:label="FairValueInputsLevel2Member" xlink:title="FairValueInputsLevel2Member" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FairValueInputsLevel2Member" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_FairValueInputsLevel2Member" xml:lang="en-US" id="us-gaap_FairValueInputsLevel2Member">Significant Other Observable Inputs (Level 2) [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FairValueInputsLevel2Member" xlink:to="us-gaap_FairValueInputsLevel2Member" xlink:title="label: FairValueInputsLevel2Member to us-gaap_FairValueInputsLevel2Member" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FairValueInputsLevel2Member1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_FairValueInputsLevel2Member1" xml:lang="en-US" id="us-gaap_FairValueInputsLevel2Member1">Level 2 [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FairValueInputsLevel2Member" xlink:to="us-gaap_FairValueInputsLevel2Member1" xlink:title="label: FairValueInputsLevel2Member to us-gaap_FairValueInputsLevel2Member1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_FairValueInputsLevel3Member" xlink:label="FairValueInputsLevel3Member" xlink:title="FairValueInputsLevel3Member" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FairValueInputsLevel3Member" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_FairValueInputsLevel3Member" xml:lang="en-US" id="us-gaap_FairValueInputsLevel3Member">Significant Unobservable Inputs (Level 3) [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FairValueInputsLevel3Member" xlink:to="us-gaap_FairValueInputsLevel3Member" xlink:title="label: FairValueInputsLevel3Member to us-gaap_FairValueInputsLevel3Member" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FairValueInputsLevel3Member1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_FairValueInputsLevel3Member1" xml:lang="en-US" id="us-gaap_FairValueInputsLevel3Member1">Level 3 [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FairValueInputsLevel3Member" xlink:to="us-gaap_FairValueInputsLevel3Member1" xlink:title="label: FairValueInputsLevel3Member to us-gaap_FairValueInputsLevel3Member1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_FairValueAssetsMeasuredOnNonrecurringBasisTextBlock" xlink:label="FairValueAssetsMeasuredOnNonrecurringBasisTextBlock" xlink:title="FairValueAssetsMeasuredOnNonrecurringBasisTextBlock" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FairValueAssetsMeasuredOnNonrecurringBasisTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_FairValueAssetsMeasuredOnNonrecurringBasisTextBlock" xml:lang="en-US" id="us-gaap_FairValueAssetsMeasuredOnNonrecurringBasisTextBlock">Assets Measured on a Nonrecurring Basis</link:label>
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_FairValueDisclosuresTextBlock" xlink:label="FairValueDisclosuresTextBlock" xlink:title="FairValueDisclosuresTextBlock" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FairValueDisclosuresTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_FairValueDisclosuresTextBlock" xml:lang="en-US" id="us-gaap_FairValueDisclosuresTextBlock">Fair Value</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FairValueDisclosuresTextBlock" xlink:to="us-gaap_FairValueDisclosuresTextBlock" xlink:title="label: FairValueDisclosuresTextBlock to us-gaap_FairValueDisclosuresTextBlock" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_FairValueByBalanceSheetGroupingTextBlock" xlink:label="FairValueByBalanceSheetGroupingTextBlock" xlink:title="FairValueByBalanceSheetGroupingTextBlock" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FairValueByBalanceSheetGroupingTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_FairValueByBalanceSheetGroupingTextBlock" xml:lang="en-US" id="us-gaap_FairValueByBalanceSheetGroupingTextBlock">Fair Values of Financial Instruments</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FairValueByBalanceSheetGroupingTextBlock" xlink:to="us-gaap_FairValueByBalanceSheetGroupingTextBlock" xlink:title="label: FairValueByBalanceSheetGroupingTextBlock to us-gaap_FairValueByBalanceSheetGroupingTextBlock" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_PreferredStockLiquidationPreference" xlink:label="PreferredStockLiquidationPreference" xlink:title="PreferredStockLiquidationPreference" />
    <link:label xlink:type="resource" xlink:label="us-gaap_PreferredStockLiquidationPreference" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_PreferredStockLiquidationPreference" xml:lang="en-US" id="us-gaap_PreferredStockLiquidationPreference">Preferred stock, liquidation value (in dollars per share)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PreferredStockLiquidationPreference" xlink:to="us-gaap_PreferredStockLiquidationPreference" xlink:title="label: PreferredStockLiquidationPreference to us-gaap_PreferredStockLiquidationPreference" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_TimeDepositsByMaturityAbstract" xlink:label="TimeDepositsByMaturityAbstract" xlink:title="TimeDepositsByMaturityAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_TimeDepositsByMaturityAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_TimeDepositsByMaturityAbstract" xml:lang="en-US" id="us-gaap_TimeDepositsByMaturityAbstract">Maturities of Certificates of Deposit [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="TimeDepositsByMaturityAbstract" xlink:to="us-gaap_TimeDepositsByMaturityAbstract" xlink:title="label: TimeDepositsByMaturityAbstract to us-gaap_TimeDepositsByMaturityAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_TimeDepositsByMaturityAbstract_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_TimeDepositsByMaturityAbstract_lbl1" xml:lang="en-US" id="us-gaap_TimeDepositsByMaturityAbstract_lbl1">Time Deposits, Fiscal Year Maturity [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="TimeDepositsByMaturityAbstract" xlink:to="us-gaap_TimeDepositsByMaturityAbstract_lbl1" xlink:title="label: TimeDepositsByMaturityAbstract to us-gaap_TimeDepositsByMaturityAbstract_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ClassOfStockDomain" xlink:label="ClassOfStockDomain" xlink:title="ClassOfStockDomain" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ClassOfStockDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_ClassOfStockDomain" xml:lang="en-US" id="us-gaap_ClassOfStockDomain">Class of Stock [Domain]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ClassOfStockDomain" xlink:to="us-gaap_ClassOfStockDomain" xlink:title="label: ClassOfStockDomain to us-gaap_ClassOfStockDomain" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_TreasuryStockValue" xlink:label="TreasuryStockValue" xlink:title="TreasuryStockValue" />
    <link:label xlink:type="resource" xlink:label="us-gaap_TreasuryStockValue" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="us-gaap_TreasuryStockValue" xml:lang="en-US" id="us-gaap_TreasuryStockValue">Treasury stock-at cost, 327,228 shares at December 31, 2025 and at December 31, 2024</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="TreasuryStockValue" xlink:to="us-gaap_TreasuryStockValue" xlink:title="label: TreasuryStockValue to us-gaap_TreasuryStockValue" />
    <link:label xlink:type="resource" xlink:label="us-gaap_TreasuryStockValue_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_TreasuryStockValue_lbl1" xml:lang="en-US" id="us-gaap_TreasuryStockValue_lbl1">Treasury Stock, Value</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="TreasuryStockValue" xlink:to="us-gaap_TreasuryStockValue_lbl1" xlink:title="label: TreasuryStockValue to us-gaap_TreasuryStockValue_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt" xlink:label="PaymentsToAcquireAvailableForSaleSecuritiesDebt" xlink:title="PaymentsToAcquireAvailableForSaleSecuritiesDebt" />
    <link:label xlink:type="resource" xlink:label="us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt" xml:lang="en-US" id="us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt">Purchases of available-for-sale securities</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PaymentsToAcquireAvailableForSaleSecuritiesDebt" xlink:to="us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt" xlink:title="label: PaymentsToAcquireAvailableForSaleSecuritiesDebt to us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PaymentsToAcquireAvailableForSaleSecuritiesDebt" xlink:to="us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt_lbl1" xlink:title="label: PaymentsToAcquireAvailableForSaleSecuritiesDebt to us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt_lbl1" />
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_EmployeeStockOwnershipPlanESOPSharesInESOPAbstract" xlink:label="EmployeeStockOwnershipPlanESOPSharesInESOPAbstract" xlink:title="EmployeeStockOwnershipPlanESOPSharesInESOPAbstract" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EmployeeStockOwnershipPlanESOPSharesInESOPAbstract" xlink:to="us-gaap_EmployeeStockOwnershipPlanESOPSharesInESOPAbstract" xlink:title="label: EmployeeStockOwnershipPlanESOPSharesInESOPAbstract to us-gaap_EmployeeStockOwnershipPlanESOPSharesInESOPAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_IncreaseDecreaseInStockholdersEquityRollForward" xlink:label="IncreaseDecreaseInStockholdersEquityRollForward" xlink:title="IncreaseDecreaseInStockholdersEquityRollForward" />
    <link:label xlink:type="resource" xlink:label="us-gaap_IncreaseDecreaseInStockholdersEquityRollForward" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_IncreaseDecreaseInStockholdersEquityRollForward" xml:lang="en-US" id="us-gaap_IncreaseDecreaseInStockholdersEquityRollForward">Increase (Decrease) in Equity [Roll Forward]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncreaseDecreaseInStockholdersEquityRollForward" xlink:to="us-gaap_IncreaseDecreaseInStockholdersEquityRollForward" xlink:title="label: IncreaseDecreaseInStockholdersEquityRollForward to us-gaap_IncreaseDecreaseInStockholdersEquityRollForward" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_DerivativeAssetsAbstract" xlink:label="DerivativeAssetsAbstract" xlink:title="DerivativeAssetsAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_DerivativeAssetsAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_DerivativeAssetsAbstract" xml:lang="en-US" id="us-gaap_DerivativeAssetsAbstract">Derivatives in an asset position:</link:label>
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_PropertyPlantAndEquipmentNetByTypeAbstract" xlink:label="PropertyPlantAndEquipmentNetByTypeAbstract" xlink:title="PropertyPlantAndEquipmentNetByTypeAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_PropertyPlantAndEquipmentNetByTypeAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_PropertyPlantAndEquipmentNetByTypeAbstract" xml:lang="en-US" id="us-gaap_PropertyPlantAndEquipmentNetByTypeAbstract">Office Properties and Equipment [Abstract]</link:label>
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    <link:label xlink:type="resource" xlink:label="us-gaap_PropertyPlantAndEquipmentNetByTypeAbstract_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_PropertyPlantAndEquipmentNetByTypeAbstract_lbl1" xml:lang="en-US" id="us-gaap_PropertyPlantAndEquipmentNetByTypeAbstract_lbl1">Property, Plant and Equipment, Net, by Type [Abstract]</link:label>
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_GeneralInsuranceExpense" xlink:label="GeneralInsuranceExpense" xlink:title="GeneralInsuranceExpense" />
    <link:label xlink:type="resource" xlink:label="us-gaap_GeneralInsuranceExpense" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_GeneralInsuranceExpense" xml:lang="en-US" id="us-gaap_GeneralInsuranceExpense">Corporate insurance</link:label>
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    <link:label xlink:type="resource" xlink:label="us-gaap_IncreaseDecreaseInDeferredIncomeTaxes_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_IncreaseDecreaseInDeferredIncomeTaxes_lbl1" xml:lang="en-US" id="us-gaap_IncreaseDecreaseInDeferredIncomeTaxes_lbl1">Increase (Decrease) in Deferred Income Taxes</link:label>
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    <link:label xlink:type="resource" xlink:label="us-gaap_IncomeTaxExpenseBenefit1" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="us-gaap_IncomeTaxExpenseBenefit1" xml:lang="en-US" id="us-gaap_IncomeTaxExpenseBenefit1">Income tax expense</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncomeTaxExpenseBenefit" xlink:to="us-gaap_IncomeTaxExpenseBenefit1" xlink:title="label: IncomeTaxExpenseBenefit to us-gaap_IncomeTaxExpenseBenefit1" />
    <link:label xlink:type="resource" xlink:label="us-gaap_IncomeTaxExpenseBenefit2" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:title="us-gaap_IncomeTaxExpenseBenefit2" xml:lang="en-US" id="us-gaap_IncomeTaxExpenseBenefit2">Income tax benefits</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncomeTaxExpenseBenefit" xlink:to="us-gaap_IncomeTaxExpenseBenefit2" xlink:title="label: IncomeTaxExpenseBenefit to us-gaap_IncomeTaxExpenseBenefit2" />
    <link:label xlink:type="resource" xlink:label="us-gaap_IncomeTaxExpenseBenefit_lbl3" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_IncomeTaxExpenseBenefit_lbl3" xml:lang="en-US" id="us-gaap_IncomeTaxExpenseBenefit_lbl3">Income Tax Expense (Benefit)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncomeTaxExpenseBenefit" xlink:to="us-gaap_IncomeTaxExpenseBenefit_lbl3" xlink:title="label: IncomeTaxExpenseBenefit to us-gaap_IncomeTaxExpenseBenefit_lbl3" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock" xlink:label="ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock" xlink:title="ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock" xml:lang="en-US" id="us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock">Actual and Required Capital Amounts and Ratios</link:label>
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_PreferredStockValue" xlink:label="PreferredStockValue" xlink:title="PreferredStockValue" />
    <link:label xlink:type="resource" xlink:label="us-gaap_PreferredStockValue" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_PreferredStockValue" xml:lang="en-US" id="us-gaap_PreferredStockValue">Preferred stock</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PreferredStockValue" xlink:to="us-gaap_PreferredStockValue" xlink:title="label: PreferredStockValue to us-gaap_PreferredStockValue" />
    <link:label xlink:type="resource" xlink:label="us-gaap_PreferredStockValue1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_PreferredStockValue1" xml:lang="en-US" id="us-gaap_PreferredStockValue1">Capital investment</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PreferredStockValue" xlink:to="us-gaap_PreferredStockValue1" xlink:title="label: PreferredStockValue to us-gaap_PreferredStockValue1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_PreferredStockNumberOfSharesParValueAndOtherDisclosuresAbstract" xlink:label="PreferredStockNumberOfSharesParValueAndOtherDisclosuresAbstract" xlink:title="PreferredStockNumberOfSharesParValueAndOtherDisclosuresAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_PreferredStockNumberOfSharesParValueAndOtherDisclosuresAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_PreferredStockNumberOfSharesParValueAndOtherDisclosuresAbstract" xml:lang="en-US" id="us-gaap_PreferredStockNumberOfSharesParValueAndOtherDisclosuresAbstract">Preferred Stock [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PreferredStockNumberOfSharesParValueAndOtherDisclosuresAbstract" xlink:to="us-gaap_PreferredStockNumberOfSharesParValueAndOtherDisclosuresAbstract" xlink:title="label: PreferredStockNumberOfSharesParValueAndOtherDisclosuresAbstract to us-gaap_PreferredStockNumberOfSharesParValueAndOtherDisclosuresAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_StockholdersEquityNumberOfSharesParValueAndOtherDisclosuresAbstract" xlink:label="StockholdersEquityNumberOfSharesParValueAndOtherDisclosuresAbstract" xlink:title="StockholdersEquityNumberOfSharesParValueAndOtherDisclosuresAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_StockholdersEquityNumberOfSharesParValueAndOtherDisclosuresAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_StockholdersEquityNumberOfSharesParValueAndOtherDisclosuresAbstract" xml:lang="en-US" id="us-gaap_StockholdersEquityNumberOfSharesParValueAndOtherDisclosuresAbstract">Equity:</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StockholdersEquityNumberOfSharesParValueAndOtherDisclosuresAbstract" xlink:to="us-gaap_StockholdersEquityNumberOfSharesParValueAndOtherDisclosuresAbstract" xlink:title="label: StockholdersEquityNumberOfSharesParValueAndOtherDisclosuresAbstract to us-gaap_StockholdersEquityNumberOfSharesParValueAndOtherDisclosuresAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_StockholdersEquityNumberOfSharesParValueAndOtherDisclosuresAbstract_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_StockholdersEquityNumberOfSharesParValueAndOtherDisclosuresAbstract_lbl1" xml:lang="en-US" id="us-gaap_StockholdersEquityNumberOfSharesParValueAndOtherDisclosuresAbstract_lbl1">Stockholders' Equity, Number of Shares, Par Value and Other Disclosure [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StockholdersEquityNumberOfSharesParValueAndOtherDisclosuresAbstract" xlink:to="us-gaap_StockholdersEquityNumberOfSharesParValueAndOtherDisclosuresAbstract_lbl1" xlink:title="label: StockholdersEquityNumberOfSharesParValueAndOtherDisclosuresAbstract to us-gaap_StockholdersEquityNumberOfSharesParValueAndOtherDisclosuresAbstract_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_USGovernmentAgenciesDebtSecuritiesMember" xlink:label="USGovernmentAgenciesDebtSecuritiesMember" xlink:title="USGovernmentAgenciesDebtSecuritiesMember" />
    <link:label xlink:type="resource" xlink:label="us-gaap_USGovernmentAgenciesDebtSecuritiesMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_USGovernmentAgenciesDebtSecuritiesMember" xml:lang="en-US" id="us-gaap_USGovernmentAgenciesDebtSecuritiesMember">Federal Agency Debt [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="USGovernmentAgenciesDebtSecuritiesMember" xlink:to="us-gaap_USGovernmentAgenciesDebtSecuritiesMember" xlink:title="label: USGovernmentAgenciesDebtSecuritiesMember to us-gaap_USGovernmentAgenciesDebtSecuritiesMember" />
    <link:label xlink:type="resource" xlink:label="us-gaap_USGovernmentAgenciesDebtSecuritiesMember1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_USGovernmentAgenciesDebtSecuritiesMember1" xml:lang="en-US" id="us-gaap_USGovernmentAgenciesDebtSecuritiesMember1">Federal Agency Debt [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="USGovernmentAgenciesDebtSecuritiesMember" xlink:to="us-gaap_USGovernmentAgenciesDebtSecuritiesMember1" xlink:title="label: USGovernmentAgenciesDebtSecuritiesMember to us-gaap_USGovernmentAgenciesDebtSecuritiesMember1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_FairValueOffBalanceSheetRisksDisclosureInformationLineItems" xlink:label="FairValueOffBalanceSheetRisksDisclosureInformationLineItems" xlink:title="FairValueOffBalanceSheetRisksDisclosureInformationLineItems" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FairValueOffBalanceSheetRisksDisclosureInformationLineItems" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_FairValueOffBalanceSheetRisksDisclosureInformationLineItems" xml:lang="en-US" id="us-gaap_FairValueOffBalanceSheetRisksDisclosureInformationLineItems">Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FairValueOffBalanceSheetRisksDisclosureInformationLineItems" xlink:to="us-gaap_FairValueOffBalanceSheetRisksDisclosureInformationLineItems" xlink:title="label: FairValueOffBalanceSheetRisksDisclosureInformationLineItems to us-gaap_FairValueOffBalanceSheetRisksDisclosureInformationLineItems" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_DerivativeInstrumentsNotDesignatedAsHedgingInstrumentsGainLossNetAbstract" xlink:label="DerivativeInstrumentsNotDesignatedAsHedgingInstrumentsGainLossNetAbstract" xlink:title="DerivativeInstrumentsNotDesignatedAsHedgingInstrumentsGainLossNetAbstract" />
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    <link:label xlink:type="resource" xlink:label="us-gaap_DerivativeFairValueOfDerivativeNetAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_DerivativeFairValueOfDerivativeNetAbstract" xml:lang="en-US" id="us-gaap_DerivativeFairValueOfDerivativeNetAbstract">Derivative Instruments of Financial Condition Related to Interest Rate Swaps [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DerivativeFairValueOfDerivativeNetAbstract" xlink:to="us-gaap_DerivativeFairValueOfDerivativeNetAbstract" xlink:title="label: DerivativeFairValueOfDerivativeNetAbstract to us-gaap_DerivativeFairValueOfDerivativeNetAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ScheduleOfFairValueOffBalanceSheetRisksTable" xlink:label="ScheduleOfFairValueOffBalanceSheetRisksTable" xlink:title="ScheduleOfFairValueOffBalanceSheetRisksTable" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ScheduleOfFairValueOffBalanceSheetRisksTable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_ScheduleOfFairValueOffBalanceSheetRisksTable" xml:lang="en-US" id="us-gaap_ScheduleOfFairValueOffBalanceSheetRisksTable">Fair Value, off-Balance-Sheet Risk [Table]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleOfFairValueOffBalanceSheetRisksTable" xlink:to="us-gaap_ScheduleOfFairValueOffBalanceSheetRisksTable" xlink:title="label: ScheduleOfFairValueOffBalanceSheetRisksTable to us-gaap_ScheduleOfFairValueOffBalanceSheetRisksTable" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_TimeDeposits" xlink:label="TimeDeposits" xlink:title="TimeDeposits" />
    <link:label xlink:type="resource" xlink:label="us-gaap_TimeDeposits" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="us-gaap_TimeDeposits" xml:lang="en-US" id="us-gaap_TimeDeposits">Total</link:label>
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    <link:label xlink:type="resource" xlink:label="us-gaap_TimeDeposits1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_TimeDeposits1" xml:lang="en-US" id="us-gaap_TimeDeposits1">Certificates of deposit</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="TimeDeposits" xlink:to="us-gaap_TimeDeposits1" xlink:title="label: TimeDeposits to us-gaap_TimeDeposits1" />
    <link:label xlink:type="resource" xlink:label="us-gaap_TimeDeposits_lbl2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_TimeDeposits_lbl2" xml:lang="en-US" id="us-gaap_TimeDeposits_lbl2">Time Deposits</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="TimeDeposits" xlink:to="us-gaap_TimeDeposits_lbl2" xlink:title="label: TimeDeposits to us-gaap_TimeDeposits_lbl2" />
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    <link:label xlink:type="resource" xlink:label="us-gaap_DerivativeLiabilitiesAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_DerivativeLiabilitiesAbstract" xml:lang="en-US" id="us-gaap_DerivativeLiabilitiesAbstract">Derivatives in a liability position:</link:label>
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_StatementEquityComponentsAxis" xlink:label="StatementEquityComponentsAxis" xlink:title="StatementEquityComponentsAxis" />
    <link:label xlink:type="resource" xlink:label="us-gaap_StatementEquityComponentsAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_StatementEquityComponentsAxis" xml:lang="en-US" id="us-gaap_StatementEquityComponentsAxis">Equity Components [Axis]</link:label>
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_AdditionalPaidInCapitalMember" xlink:label="AdditionalPaidInCapitalMember" xlink:title="AdditionalPaidInCapitalMember" />
    <link:label xlink:type="resource" xlink:label="us-gaap_AdditionalPaidInCapitalMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_AdditionalPaidInCapitalMember" xml:lang="en-US" id="us-gaap_AdditionalPaidInCapitalMember">Additional Paid-in Capital [Member]</link:label>
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AdditionalPaidInCapitalMember" xlink:to="us-gaap_AdditionalPaidInCapitalMember_lbl1" xlink:title="label: AdditionalPaidInCapitalMember to us-gaap_AdditionalPaidInCapitalMember_lbl1" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RetainedEarningsMember" xlink:to="us-gaap_RetainedEarningsMember" xlink:title="label: RetainedEarningsMember to us-gaap_RetainedEarningsMember" />
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    <link:label xlink:type="resource" xlink:label="us-gaap_AccumulatedOtherComprehensiveIncomeMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_AccumulatedOtherComprehensiveIncomeMember" xml:lang="en-US" id="us-gaap_AccumulatedOtherComprehensiveIncomeMember">Accumulated Other Comprehensive Loss [Member]</link:label>
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_LoansHeldForSaleFairValueDisclosure" xlink:label="LoansHeldForSaleFairValueDisclosure" xlink:title="LoansHeldForSaleFairValueDisclosure" />
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriod" xlink:label="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriod" xlink:title="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriod" />
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriodWeightedAverageExercisePrice" xlink:label="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriodWeightedAverageExercisePrice" xlink:title="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriodWeightedAverageExercisePrice" />
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_FederalReserveBankAdvancesMember" xlink:label="FederalReserveBankAdvancesMember" xlink:title="FederalReserveBankAdvancesMember" />
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_InformationTechnologyAndDataProcessing" xlink:label="InformationTechnologyAndDataProcessing" xlink:title="InformationTechnologyAndDataProcessing" />
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_CashUninsuredAmount" xlink:label="CashUninsuredAmount" xlink:title="CashUninsuredAmount" />
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_FederalReserveBankStock" xlink:label="FederalReserveBankStock" xlink:title="FederalReserveBankStock" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FederalReserveBankStock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_FederalReserveBankStock" xml:lang="en-US" id="us-gaap_FederalReserveBankStock">Federal Reserve Bank (FRB) stock</link:label>
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    <link:label xlink:type="resource" xlink:label="us-gaap_StockIssuedDuringPeriodValueShareBasedCompensation" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_StockIssuedDuringPeriodValueShareBasedCompensation" xml:lang="en-US" id="us-gaap_StockIssuedDuringPeriodValueShareBasedCompensation">Stock-based compensation expense</link:label>
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StockIssuedDuringPeriodValueShareBasedCompensation" xlink:to="us-gaap_StockIssuedDuringPeriodValueShareBasedCompensation_lbl1" xlink:title="label: StockIssuedDuringPeriodValueShareBasedCompensation to us-gaap_StockIssuedDuringPeriodValueShareBasedCompensation_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised" xlink:label="StockIssuedDuringPeriodSharesStockOptionsExercised" xlink:title="StockIssuedDuringPeriodSharesStockOptionsExercised" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StockIssuedDuringPeriodSharesStockOptionsExercised" xlink:to="us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised_lbl1" xlink:title="label: StockIssuedDuringPeriodSharesStockOptionsExercised to us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised_lbl1" />
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" xlink:label="MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" xlink:title="MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" />
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward" xlink:label="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward" xlink:title="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleOfStockByClassTable" xlink:to="us-gaap_ScheduleOfStockByClassTable" xlink:title="label: ScheduleOfStockByClassTable to us-gaap_ScheduleOfStockByClassTable" />
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    <link:label xlink:type="resource" xlink:label="us-gaap_ConsolidationLessThanWhollyOwnedSubsidiaryParentOwnershipInterestEffectsOfChangesNetLineItems" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_ConsolidationLessThanWhollyOwnedSubsidiaryParentOwnershipInterestEffectsOfChangesNetLineItems" xml:lang="en-US" id="us-gaap_ConsolidationLessThanWhollyOwnedSubsidiaryParentOwnershipInterestEffectsOfChangesNetLineItems">Consolidation, Less than Wholly Owned Subsidiary, Parent Ownership Interest, Effects of Changes, Net [Line Items]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ConsolidationLessThanWhollyOwnedSubsidiaryParentOwnershipInterestEffectsOfChangesNetLineItems" xlink:to="us-gaap_ConsolidationLessThanWhollyOwnedSubsidiaryParentOwnershipInterestEffectsOfChangesNetLineItems" xlink:title="label: ConsolidationLessThanWhollyOwnedSubsidiaryParentOwnershipInterestEffectsOfChangesNetLineItems to us-gaap_ConsolidationLessThanWhollyOwnedSubsidiaryParentOwnershipInterestEffectsOfChangesNetLineItems" />
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    <link:label xlink:type="resource" xlink:label="us-gaap_LeasesAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_LeasesAbstract" xml:lang="en-US" id="us-gaap_LeasesAbstract">Leases [Abstract]</link:label>
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    <link:label xlink:type="resource" xlink:label="us-gaap_RestrictedCashAndCashEquivalents_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_RestrictedCashAndCashEquivalents_lbl1" xml:lang="en-US" id="us-gaap_RestrictedCashAndCashEquivalents_lbl1">Restricted Cash and Cash Equivalent</link:label>
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:label="AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:title="AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:to="us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract1" xlink:title="label: AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract to us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract1" />
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_DepositsMember" xlink:label="DepositsMember" xlink:title="DepositsMember" />
    <link:label xlink:type="resource" xlink:label="us-gaap_DepositsMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_DepositsMember" xml:lang="en-US" id="us-gaap_DepositsMember">Public Deposits [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DepositsMember" xlink:to="us-gaap_DepositsMember" xlink:title="label: DepositsMember to us-gaap_DepositsMember" />
    <link:label xlink:type="resource" xlink:label="us-gaap_DepositsMember_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_DepositsMember_lbl1" xml:lang="en-US" id="us-gaap_DepositsMember_lbl1">Deposits [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DepositsMember" xlink:to="us-gaap_DepositsMember_lbl1" xlink:title="label: DepositsMember to us-gaap_DepositsMember_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract" xlink:label="OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract" xlink:title="OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract" xml:lang="en-US" id="us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract">Other comprehensive (loss) income, net of tax:</link:label>
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" xlink:label="OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" xlink:title="OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" />
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ImpairmentOfIntangibleAssetsFinitelived" xlink:label="ImpairmentOfIntangibleAssetsFinitelived" xlink:title="ImpairmentOfIntangibleAssetsFinitelived" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ImpairmentOfIntangibleAssetsFinitelived" xlink:to="us-gaap_ImpairmentOfIntangibleAssetsFinitelived" xlink:title="label: ImpairmentOfIntangibleAssetsFinitelived to us-gaap_ImpairmentOfIntangibleAssetsFinitelived" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" xlink:label="IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" xlink:title="IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" xlink:to="us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest_lbl1" xlink:title="label: IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest to us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_AssetsFairValueDisclosure" xlink:label="AssetsFairValueDisclosure" xlink:title="AssetsFairValueDisclosure" />
    <link:label xlink:type="resource" xlink:label="us-gaap_AssetsFairValueDisclosure" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_AssetsFairValueDisclosure" xml:lang="en-US" id="us-gaap_AssetsFairValueDisclosure">Assets, fair value</link:label>
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_LiabilitiesFairValueDisclosure" xlink:label="LiabilitiesFairValueDisclosure" xlink:title="LiabilitiesFairValueDisclosure" />
    <link:label xlink:type="resource" xlink:label="us-gaap_LiabilitiesFairValueDisclosure" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_LiabilitiesFairValueDisclosure" xml:lang="en-US" id="us-gaap_LiabilitiesFairValueDisclosure">Liabilities fair value</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LiabilitiesFairValueDisclosure" xlink:to="us-gaap_LiabilitiesFairValueDisclosure" xlink:title="label: LiabilitiesFairValueDisclosure to us-gaap_LiabilitiesFairValueDisclosure" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_SegmentReportingDisclosureOfOtherInformationAboutEntitysReportableSegmentsAbstract" xlink:label="SegmentReportingDisclosureOfOtherInformationAboutEntitysReportableSegmentsAbstract" xlink:title="SegmentReportingDisclosureOfOtherInformationAboutEntitysReportableSegmentsAbstract" />
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_OtherAssets" xlink:label="OtherAssets" xlink:title="OtherAssets" />
    <link:label xlink:type="resource" xlink:label="us-gaap_OtherAssets" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_OtherAssets" xml:lang="en-US" id="us-gaap_OtherAssets">Other assets</link:label>
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_FairValueMeasurementsRecurringMember" xlink:label="FairValueMeasurementsRecurringMember" xlink:title="FairValueMeasurementsRecurringMember" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FairValueMeasurementsRecurringMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_FairValueMeasurementsRecurringMember" xml:lang="en-US" id="us-gaap_FairValueMeasurementsRecurringMember">Recurring Basis [Member]</link:label>
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_FairValueMeasurementsNonrecurringMember" xlink:label="FairValueMeasurementsNonrecurringMember" xlink:title="FairValueMeasurementsNonrecurringMember" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FairValueMeasurementsNonrecurringMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_FairValueMeasurementsNonrecurringMember" xml:lang="en-US" id="us-gaap_FairValueMeasurementsNonrecurringMember">Non-Recurring Basis [Member]</link:label>
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_FinancingReceivablesTextBlock" xlink:label="FinancingReceivablesTextBlock" xlink:title="FinancingReceivablesTextBlock" />
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    <link:label xlink:type="resource" xlink:label="us-gaap_FinancingReceivablesTextBlock_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_FinancingReceivablesTextBlock_lbl1" xml:lang="en-US" id="us-gaap_FinancingReceivablesTextBlock_lbl1">Financing Receivables [Text Block]</link:label>
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ScheduleOfFinancingReceivablesPastDueTable" xlink:label="ScheduleOfFinancingReceivablesPastDueTable" xlink:title="ScheduleOfFinancingReceivablesPastDueTable" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ScheduleOfFinancingReceivablesPastDueTable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_ScheduleOfFinancingReceivablesPastDueTable" xml:lang="en-US" id="us-gaap_ScheduleOfFinancingReceivablesPastDueTable">Financing Receivable, Past Due [Table]</link:label>
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable" xlink:label="ScheduleOfFinancingReceivableAllowanceForCreditLossesTable" xlink:title="ScheduleOfFinancingReceivableAllowanceForCreditLossesTable" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable" xml:lang="en-US" id="us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable">Financing Receivable, Allowance for Credit Loss [Table]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleOfFinancingReceivableAllowanceForCreditLossesTable" xlink:to="us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable" xlink:title="label: ScheduleOfFinancingReceivableAllowanceForCreditLossesTable to us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_CommercialPortfolioSegmentMember" xlink:label="CommercialPortfolioSegmentMember" xlink:title="CommercialPortfolioSegmentMember" />
    <link:label xlink:type="resource" xlink:label="us-gaap_CommercialPortfolioSegmentMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_CommercialPortfolioSegmentMember" xml:lang="en-US" id="us-gaap_CommercialPortfolioSegmentMember">Commercial - Other [Member]</link:label>
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    <link:label xlink:type="resource" xlink:label="us-gaap_CommercialPortfolioSegmentMember_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_CommercialPortfolioSegmentMember_lbl1" xml:lang="en-US" id="us-gaap_CommercialPortfolioSegmentMember_lbl1">Commercial Portfolio Segment [Member]</link:label>
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ConsumerPortfolioSegmentMember" xlink:label="ConsumerPortfolioSegmentMember" xlink:title="ConsumerPortfolioSegmentMember" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ConsumerPortfolioSegmentMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_ConsumerPortfolioSegmentMember" xml:lang="en-US" id="us-gaap_ConsumerPortfolioSegmentMember">Consumer [Member]</link:label>
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    <link:label xlink:type="resource" xlink:label="us-gaap_ConsumerPortfolioSegmentMember_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_ConsumerPortfolioSegmentMember_lbl1" xml:lang="en-US" id="us-gaap_ConsumerPortfolioSegmentMember_lbl1">Consumer Portfolio Segment [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ConsumerPortfolioSegmentMember" xlink:to="us-gaap_ConsumerPortfolioSegmentMember_lbl1" xlink:title="label: ConsumerPortfolioSegmentMember to us-gaap_ConsumerPortfolioSegmentMember_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_CommercialRealEstatePortfolioSegmentMember" xlink:label="CommercialRealEstatePortfolioSegmentMember" xlink:title="CommercialRealEstatePortfolioSegmentMember" />
    <link:label xlink:type="resource" xlink:label="us-gaap_CommercialRealEstatePortfolioSegmentMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_CommercialRealEstatePortfolioSegmentMember" xml:lang="en-US" id="us-gaap_CommercialRealEstatePortfolioSegmentMember">Real Estate [Member]</link:label>
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems" xlink:label="FinancingReceivableAllowanceForCreditLossesLineItems" xlink:title="FinancingReceivableAllowanceForCreditLossesLineItems" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems" xml:lang="en-US" id="us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems">Financing Receivable, Allowance for Credit Loss [Line Items]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableAllowanceForCreditLossesLineItems" xlink:to="us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems" xlink:title="label: FinancingReceivableAllowanceForCreditLossesLineItems to us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward" xlink:label="FinancingReceivableAllowanceForCreditLossesRollForward" xlink:title="FinancingReceivableAllowanceForCreditLossesRollForward" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward" xml:lang="en-US" id="us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward">Allowance for Credit Losses on Loans [Roll Forward]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableAllowanceForCreditLossesRollForward" xlink:to="us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward" xlink:title="label: FinancingReceivableAllowanceForCreditLossesRollForward to us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_FinancingReceivableAllowanceForCreditLosses" xlink:label="FinancingReceivableAllowanceForCreditLosses" xlink:title="FinancingReceivableAllowanceForCreditLosses" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FinancingReceivableAllowanceForCreditLosses" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:title="us-gaap_FinancingReceivableAllowanceForCreditLosses" xml:lang="en-US" id="us-gaap_FinancingReceivableAllowanceForCreditLosses">Beginning balance</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableAllowanceForCreditLosses" xlink:to="us-gaap_FinancingReceivableAllowanceForCreditLosses" xlink:title="label: FinancingReceivableAllowanceForCreditLosses to us-gaap_FinancingReceivableAllowanceForCreditLosses" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FinancingReceivableAllowanceForCreditLosses1" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:title="us-gaap_FinancingReceivableAllowanceForCreditLosses1" xml:lang="en-US" id="us-gaap_FinancingReceivableAllowanceForCreditLosses1">Ending balance</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableAllowanceForCreditLosses" xlink:to="us-gaap_FinancingReceivableAllowanceForCreditLosses1" xlink:title="label: FinancingReceivableAllowanceForCreditLosses to us-gaap_FinancingReceivableAllowanceForCreditLosses1" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FinancingReceivableAllowanceForCreditLosses2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_FinancingReceivableAllowanceForCreditLosses2" xml:lang="en-US" id="us-gaap_FinancingReceivableAllowanceForCreditLosses2">Allowance for loan losses</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableAllowanceForCreditLosses" xlink:to="us-gaap_FinancingReceivableAllowanceForCreditLosses2" xlink:title="label: FinancingReceivableAllowanceForCreditLosses to us-gaap_FinancingReceivableAllowanceForCreditLosses2" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FinancingReceivableAllowanceForCreditLosses3" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="us-gaap_FinancingReceivableAllowanceForCreditLosses3" xml:lang="en-US" id="us-gaap_FinancingReceivableAllowanceForCreditLosses3">Allowance for credit losses</link:label>
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs" xlink:label="FinancingReceivableAllowanceForCreditLossesWriteOffs" xlink:title="FinancingReceivableAllowanceForCreditLossesWriteOffs" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableAllowanceForCreditLossesWriteOffs" xlink:to="us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs_lbl2" xlink:title="label: FinancingReceivableAllowanceForCreditLossesWriteOffs to us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs_lbl2" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableIndividuallyEvaluatedForImpairment" xlink:to="us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment_lbl1" xlink:title="label: FinancingReceivableIndividuallyEvaluatedForImpairment to us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_PassMember" xlink:label="PassMember" xlink:title="PassMember" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PassMember" xlink:to="us-gaap_PassMember" xlink:title="label: PassMember to us-gaap_PassMember" />
    <link:label xlink:type="resource" xlink:label="us-gaap_PassMember_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_PassMember_lbl1" xml:lang="en-US" id="us-gaap_PassMember_lbl1">Pass [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PassMember" xlink:to="us-gaap_PassMember_lbl1" xlink:title="label: PassMember to us-gaap_PassMember_lbl1" />
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    <link:label xlink:type="resource" xlink:label="us-gaap_SpecialMentionMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_SpecialMentionMember" xml:lang="en-US" id="us-gaap_SpecialMentionMember">Special Mention [Member]</link:label>
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward" xlink:label="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward" xlink:title="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward" />
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice" xlink:label="ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice" xlink:title="ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice" />
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsOutstandingWeightedAverageRemainingContractualTerms" xlink:label="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsOutstandingWeightedAverageRemainingContractualTerms" xlink:title="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsOutstandingWeightedAverageRemainingContractualTerms" />
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_BalanceSheetLocationAxis" xlink:label="BalanceSheetLocationAxis" xlink:title="BalanceSheetLocationAxis" />
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_PlanNameAxis" xlink:label="PlanNameAxis" xlink:title="PlanNameAxis" />
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_PlanNameDomain" xlink:label="PlanNameDomain" xlink:title="PlanNameDomain" />
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_AwardTypeAxis" xlink:label="AwardTypeAxis" xlink:title="AwardTypeAxis" />
    <link:label xlink:type="resource" xlink:label="us-gaap_AwardTypeAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_AwardTypeAxis" xml:lang="en-US" id="us-gaap_AwardTypeAxis">Award Type [Axis]</link:label>
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_IncomeStatementLocationAxis" xlink:label="IncomeStatementLocationAxis" xlink:title="IncomeStatementLocationAxis" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncomeStatementLocationAxis" xlink:to="us-gaap_IncomeStatementLocationAxis" xlink:title="label: IncomeStatementLocationAxis to us-gaap_IncomeStatementLocationAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_IncomeStatementLocationDomain" xlink:label="IncomeStatementLocationDomain" xlink:title="IncomeStatementLocationDomain" />
    <link:label xlink:type="resource" xlink:label="us-gaap_IncomeStatementLocationDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_IncomeStatementLocationDomain" xml:lang="en-US" id="us-gaap_IncomeStatementLocationDomain">Statement of Income Location, Balance [Domain]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncomeStatementLocationDomain" xlink:to="us-gaap_IncomeStatementLocationDomain" xlink:title="label: IncomeStatementLocationDomain to us-gaap_IncomeStatementLocationDomain" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfAdditionalSharesAuthorized" xlink:label="ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfAdditionalSharesAuthorized" xlink:title="ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfAdditionalSharesAuthorized" />
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_AcquiredFiniteLivedIntangibleAssetsWeightedAverageUsefulLife" xlink:label="AcquiredFiniteLivedIntangibleAssetsWeightedAverageUsefulLife" xlink:title="AcquiredFiniteLivedIntangibleAssetsWeightedAverageUsefulLife" />
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_NewAccountingPronouncementsPolicyPolicyTextBlock" xlink:label="NewAccountingPronouncementsPolicyPolicyTextBlock" xlink:title="NewAccountingPronouncementsPolicyPolicyTextBlock" />
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    <link:label xlink:type="resource" xlink:label="us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo" xml:lang="en-US" id="us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo">2027</link:label>
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_DeferredIncomeTaxAssetsNet" xlink:label="DeferredIncomeTaxAssetsNet" xlink:title="DeferredIncomeTaxAssetsNet" />
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_TimeDepositsAtOrAboveFDICInsuranceLimit" xlink:label="TimeDepositsAtOrAboveFDICInsuranceLimit" xlink:title="TimeDepositsAtOrAboveFDICInsuranceLimit" />
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_UndistributedEarningsLossAvailableToCommonShareholdersBasic" xlink:label="UndistributedEarningsLossAvailableToCommonShareholdersBasic" xlink:title="UndistributedEarningsLossAvailableToCommonShareholdersBasic" />
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_RevenueFromContractWithCustomerExcludingAssessedTax" xlink:label="RevenueFromContractWithCustomerExcludingAssessedTax" xlink:title="RevenueFromContractWithCustomerExcludingAssessedTax" />
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_RetirementPlanTypeAxis" xlink:label="RetirementPlanTypeAxis" xlink:title="RetirementPlanTypeAxis" />
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_RetirementPlanNameAxis" xlink:label="RetirementPlanNameAxis" xlink:title="RetirementPlanNameAxis" />
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_RetirementPlanNameDomain" xlink:label="RetirementPlanNameDomain" xlink:title="RetirementPlanNameDomain" />
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    <link:label xlink:type="resource" xlink:label="us-gaap_LesseeOperatingLeaseDescriptionAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_LesseeOperatingLeaseDescriptionAbstract" xml:lang="en-US" id="us-gaap_LesseeOperatingLeaseDescriptionAbstract">Operating Lease [Abstract]</link:label>
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect" xlink:label="CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect" xlink:title="CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect" />
    <link:label xlink:type="resource" xlink:label="us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect" xml:lang="en-US" id="us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect">Net change in cash and cash equivalents</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect" xlink:to="us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect" xlink:title="label: CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect to us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect" xlink:to="us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect_lbl1" xlink:title="label: CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect to us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents" xlink:label="CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents" xlink:title="CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents" />
    <link:label xlink:type="resource" xlink:label="us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:title="us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents" xml:lang="en-US" id="us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents">Cash and cash equivalents at beginning of the period</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents" xlink:to="us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents" xlink:title="label: CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents to us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents" />
    <link:label xlink:type="resource" xlink:label="us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents1" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:title="us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents1" xml:lang="en-US" id="us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents1">Cash and cash equivalents at end of the period</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents" xlink:to="us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents1" xlink:title="label: CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents to us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents1" />
    <link:label xlink:type="resource" xlink:label="us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents_lbl2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents_lbl2" xml:lang="en-US" id="us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents_lbl2">Cash, Cash Equivalent, Restricted Cash, and Restricted Cash Equivalent, Continuing Operation</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents" xlink:to="us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents_lbl2" xlink:title="label: CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents to us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents_lbl2" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_OperatingLeasePayments" xlink:label="OperatingLeasePayments" xlink:title="OperatingLeasePayments" />
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_RightOfUseAssetObtainedInExchangeForOperatingLeaseLiability" xlink:label="RightOfUseAssetObtainedInExchangeForOperatingLeaseLiability" xlink:title="RightOfUseAssetObtainedInExchangeForOperatingLeaseLiability" />
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_OperatingLeaseWeightedAverageDiscountRatePercent" xlink:label="OperatingLeaseWeightedAverageDiscountRatePercent" xlink:title="OperatingLeaseWeightedAverageDiscountRatePercent" />
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue" xlink:label="LesseeOperatingLeaseLiabilityPaymentsDue" xlink:title="LesseeOperatingLeaseLiabilityPaymentsDue" />
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_OperatingLeaseRightOfUseAssetStatementOfFinancialPositionExtensibleList" xlink:label="OperatingLeaseRightOfUseAssetStatementOfFinancialPositionExtensibleList" xlink:title="OperatingLeaseRightOfUseAssetStatementOfFinancialPositionExtensibleList" />
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_LeaseCostTableTextBlock" xlink:label="LeaseCostTableTextBlock" xlink:title="LeaseCostTableTextBlock" />
    <link:label xlink:type="resource" xlink:label="us-gaap_LeaseCostTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_LeaseCostTableTextBlock" xml:lang="en-US" id="us-gaap_LeaseCostTableTextBlock">Additional Information Related to Operating Leases</link:label>
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_MeasurementInputTypeAxis" xlink:label="MeasurementInputTypeAxis" xlink:title="MeasurementInputTypeAxis" />
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    <link:label xlink:type="resource" xlink:label="us-gaap_MeasurementInputComparabilityAdjustmentMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_MeasurementInputComparabilityAdjustmentMember" xml:lang="en-US" id="us-gaap_MeasurementInputComparabilityAdjustmentMember">Adjustments to Market Data [Member]</link:label>
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    <link:label xlink:type="resource" xlink:label="us-gaap_MeasurementInputTypeDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_MeasurementInputTypeDomain" xml:lang="en-US" id="us-gaap_MeasurementInputTypeDomain">Measurement Input Type [Domain]</link:label>
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ValuationTechniqueDiscountedCashFlowMember" xlink:label="ValuationTechniqueDiscountedCashFlowMember" xlink:title="ValuationTechniqueDiscountedCashFlowMember" />
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_LoansHeldForSaleMeasurementInput" xlink:label="LoansHeldForSaleMeasurementInput" xlink:title="LoansHeldForSaleMeasurementInput" />
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_RevenueNotFromContractWithCustomer" xlink:label="RevenueNotFromContractWithCustomer" xlink:title="RevenueNotFromContractWithCustomer" />
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    <link:label xlink:type="resource" xlink:label="us-gaap_FinancingReceivableYearFiveOriginatedFourYearsBeforeCurrentFiscalYearWriteoff" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_FinancingReceivableYearFiveOriginatedFourYearsBeforeCurrentFiscalYearWriteoff" xml:lang="en-US" id="us-gaap_FinancingReceivableYearFiveOriginatedFourYearsBeforeCurrentFiscalYearWriteoff">2021</link:label>
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_FinancingReceivableOriginatedMoreThanFiveYearsBeforeCurrentFiscalYearWriteoff" xlink:label="FinancingReceivableOriginatedMoreThanFiveYearsBeforeCurrentFiscalYearWriteoff" xlink:title="FinancingReceivableOriginatedMoreThanFiveYearsBeforeCurrentFiscalYearWriteoff" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FinancingReceivableOriginatedMoreThanFiveYearsBeforeCurrentFiscalYearWriteoff" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="us-gaap_FinancingReceivableOriginatedMoreThanFiveYearsBeforeCurrentFiscalYearWriteoff" xml:lang="en-US" id="us-gaap_FinancingReceivableOriginatedMoreThanFiveYearsBeforeCurrentFiscalYearWriteoff">Prior</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableOriginatedMoreThanFiveYearsBeforeCurrentFiscalYearWriteoff" xlink:to="us-gaap_FinancingReceivableOriginatedMoreThanFiveYearsBeforeCurrentFiscalYearWriteoff" xlink:title="label: FinancingReceivableOriginatedMoreThanFiveYearsBeforeCurrentFiscalYearWriteoff to us-gaap_FinancingReceivableOriginatedMoreThanFiveYearsBeforeCurrentFiscalYearWriteoff" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FinancingReceivableOriginatedMoreThanFiveYearsBeforeCurrentFiscalYearWriteoff_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_FinancingReceivableOriginatedMoreThanFiveYearsBeforeCurrentFiscalYearWriteoff_lbl1" xml:lang="en-US" id="us-gaap_FinancingReceivableOriginatedMoreThanFiveYearsBeforeCurrentFiscalYearWriteoff_lbl1">Financing Receivable, Originated, More than Five Years before Current Fiscal Year, Writeoff</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableOriginatedMoreThanFiveYearsBeforeCurrentFiscalYearWriteoff" xlink:to="us-gaap_FinancingReceivableOriginatedMoreThanFiveYearsBeforeCurrentFiscalYearWriteoff_lbl1" xlink:title="label: FinancingReceivableOriginatedMoreThanFiveYearsBeforeCurrentFiscalYearWriteoff to us-gaap_FinancingReceivableOriginatedMoreThanFiveYearsBeforeCurrentFiscalYearWriteoff_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_FinancingReceivableRevolvingWriteoff" xlink:label="FinancingReceivableRevolvingWriteoff" xlink:title="FinancingReceivableRevolvingWriteoff" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FinancingReceivableRevolvingWriteoff" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_FinancingReceivableRevolvingWriteoff" xml:lang="en-US" id="us-gaap_FinancingReceivableRevolvingWriteoff">Revolving Loans</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableRevolvingWriteoff" xlink:to="us-gaap_FinancingReceivableRevolvingWriteoff" xlink:title="label: FinancingReceivableRevolvingWriteoff to us-gaap_FinancingReceivableRevolvingWriteoff" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossWriteoffByOriginationYearAbstract" xlink:label="FinancingReceivableAllowanceForCreditLossWriteoffByOriginationYearAbstract" xlink:title="FinancingReceivableAllowanceForCreditLossWriteoffByOriginationYearAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FinancingReceivableAllowanceForCreditLossWriteoffByOriginationYearAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_FinancingReceivableAllowanceForCreditLossWriteoffByOriginationYearAbstract" xml:lang="en-US" id="us-gaap_FinancingReceivableAllowanceForCreditLossWriteoffByOriginationYearAbstract">Loans Held for Investment Portfolio by Internal Risk Grading, Writeoff, by Origination Year [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableAllowanceForCreditLossWriteoffByOriginationYearAbstract" xlink:to="us-gaap_FinancingReceivableAllowanceForCreditLossWriteoffByOriginationYearAbstract" xlink:title="label: FinancingReceivableAllowanceForCreditLossWriteoffByOriginationYearAbstract to us-gaap_FinancingReceivableAllowanceForCreditLossWriteoffByOriginationYearAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_IncomeTaxPaidFederalAfterRefundReceived" xlink:label="IncomeTaxPaidFederalAfterRefundReceived" xlink:title="IncomeTaxPaidFederalAfterRefundReceived" />
    <link:label xlink:type="resource" xlink:label="us-gaap_IncomeTaxPaidFederalAfterRefundReceived" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_IncomeTaxPaidFederalAfterRefundReceived" xml:lang="en-US" id="us-gaap_IncomeTaxPaidFederalAfterRefundReceived">Federal</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncomeTaxPaidFederalAfterRefundReceived" xlink:to="us-gaap_IncomeTaxPaidFederalAfterRefundReceived" xlink:title="label: IncomeTaxPaidFederalAfterRefundReceived to us-gaap_IncomeTaxPaidFederalAfterRefundReceived" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_IncomeTaxPaidStateAndLocalAfterRefundReceived" xlink:label="IncomeTaxPaidStateAndLocalAfterRefundReceived" xlink:title="IncomeTaxPaidStateAndLocalAfterRefundReceived" />
    <link:label xlink:type="resource" xlink:label="us-gaap_IncomeTaxPaidStateAndLocalAfterRefundReceived" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_IncomeTaxPaidStateAndLocalAfterRefundReceived" xml:lang="en-US" id="us-gaap_IncomeTaxPaidStateAndLocalAfterRefundReceived">State and local</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncomeTaxPaidStateAndLocalAfterRefundReceived" xlink:to="us-gaap_IncomeTaxPaidStateAndLocalAfterRefundReceived" xlink:title="label: IncomeTaxPaidStateAndLocalAfterRefundReceived to us-gaap_IncomeTaxPaidStateAndLocalAfterRefundReceived" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_IncomeTaxPaidByIndividualJurisdictionTable" xlink:label="IncomeTaxPaidByIndividualJurisdictionTable" xlink:title="IncomeTaxPaidByIndividualJurisdictionTable" />
    <link:label xlink:type="resource" xlink:label="us-gaap_IncomeTaxPaidByIndividualJurisdictionTable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_IncomeTaxPaidByIndividualJurisdictionTable" xml:lang="en-US" id="us-gaap_IncomeTaxPaidByIndividualJurisdictionTable">Income Tax Paid, by Individual Jurisdiction [Table]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncomeTaxPaidByIndividualJurisdictionTable" xlink:to="us-gaap_IncomeTaxPaidByIndividualJurisdictionTable" xlink:title="label: IncomeTaxPaidByIndividualJurisdictionTable to us-gaap_IncomeTaxPaidByIndividualJurisdictionTable" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_IncomeTaxPaidByIndividualJurisdictionLineItems" xlink:label="IncomeTaxPaidByIndividualJurisdictionLineItems" xlink:title="IncomeTaxPaidByIndividualJurisdictionLineItems" />
    <link:label xlink:type="resource" xlink:label="us-gaap_IncomeTaxPaidByIndividualJurisdictionLineItems" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_IncomeTaxPaidByIndividualJurisdictionLineItems" xml:lang="en-US" id="us-gaap_IncomeTaxPaidByIndividualJurisdictionLineItems">Income Tax Paid, by Individual Jurisdiction [Line Items]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncomeTaxPaidByIndividualJurisdictionLineItems" xlink:to="us-gaap_IncomeTaxPaidByIndividualJurisdictionLineItems" xlink:title="label: IncomeTaxPaidByIndividualJurisdictionLineItems to us-gaap_IncomeTaxPaidByIndividualJurisdictionLineItems" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_InterestExpenseOperating" xlink:label="InterestExpenseOperating" xlink:title="InterestExpenseOperating" />
    <link:label xlink:type="resource" xlink:label="us-gaap_InterestExpenseOperating" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="us-gaap_InterestExpenseOperating" xml:lang="en-US" id="us-gaap_InterestExpenseOperating">Total interest expense</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InterestExpenseOperating" xlink:to="us-gaap_InterestExpenseOperating" xlink:title="label: InterestExpenseOperating to us-gaap_InterestExpenseOperating" />
    <link:label xlink:type="resource" xlink:label="us-gaap_InterestExpenseOperating1" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="us-gaap_InterestExpenseOperating1" xml:lang="en-US" id="us-gaap_InterestExpenseOperating1">Interest expense</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InterestExpenseOperating" xlink:to="us-gaap_InterestExpenseOperating1" xlink:title="label: InterestExpenseOperating to us-gaap_InterestExpenseOperating1" />
    <link:label xlink:type="resource" xlink:label="us-gaap_InterestExpenseOperating_lbl2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_InterestExpenseOperating_lbl2" xml:lang="en-US" id="us-gaap_InterestExpenseOperating_lbl2">Interest Expense, Operating</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InterestExpenseOperating" xlink:to="us-gaap_InterestExpenseOperating_lbl2" xlink:title="label: InterestExpenseOperating to us-gaap_InterestExpenseOperating_lbl2" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_CoverAbstract" xlink:label="CoverAbstract" xlink:title="CoverAbstract" />
    <link:label xlink:type="resource" xlink:label="dei_CoverAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_CoverAbstract" xml:lang="en-US" id="dei_CoverAbstract">Cover [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CoverAbstract" xlink:to="dei_CoverAbstract" xlink:title="label: CoverAbstract to dei_CoverAbstract" />
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    <link:label xlink:type="resource" xlink:label="dei_DocumentInformationTable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_DocumentInformationTable" xml:lang="en-US" id="dei_DocumentInformationTable">Document Information [Table]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DocumentInformationTable" xlink:to="dei_DocumentInformationTable" xlink:title="label: DocumentInformationTable to dei_DocumentInformationTable" />
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    <link:label xlink:type="resource" xlink:label="dei_DocumentInformationLineItems" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_DocumentInformationLineItems" xml:lang="en-US" id="dei_DocumentInformationLineItems">Document Information [Line Items]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DocumentInformationLineItems" xlink:to="dei_DocumentInformationLineItems" xlink:title="label: DocumentInformationLineItems to dei_DocumentInformationLineItems" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_DocumentType" xlink:label="DocumentType" xlink:title="DocumentType" />
    <link:label xlink:type="resource" xlink:label="dei_DocumentType" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_DocumentType" xml:lang="en-US" id="dei_DocumentType">Document Type</link:label>
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    <link:label xlink:type="resource" xlink:label="dei_DocumentAnnualReport" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_DocumentAnnualReport" xml:lang="en-US" id="dei_DocumentAnnualReport">Document Annual Report</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DocumentAnnualReport" xlink:to="dei_DocumentAnnualReport" xlink:title="label: DocumentAnnualReport to dei_DocumentAnnualReport" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_DocumentTransitionReport" xlink:label="DocumentTransitionReport" xlink:title="DocumentTransitionReport" />
    <link:label xlink:type="resource" xlink:label="dei_DocumentTransitionReport" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_DocumentTransitionReport" xml:lang="en-US" id="dei_DocumentTransitionReport">Document Transition Report</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DocumentTransitionReport" xlink:to="dei_DocumentTransitionReport" xlink:title="label: DocumentTransitionReport to dei_DocumentTransitionReport" />
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    <link:label xlink:type="resource" xlink:label="dei_DocumentFinStmtErrorCorrectionFlag" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_DocumentFinStmtErrorCorrectionFlag" xml:lang="en-US" id="dei_DocumentFinStmtErrorCorrectionFlag">Document Financial Statement Error Correction [Flag]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DocumentFinStmtErrorCorrectionFlag" xlink:to="dei_DocumentFinStmtErrorCorrectionFlag" xlink:title="label: DocumentFinStmtErrorCorrectionFlag to dei_DocumentFinStmtErrorCorrectionFlag" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityInteractiveDataCurrent" xlink:label="EntityInteractiveDataCurrent" xlink:title="EntityInteractiveDataCurrent" />
    <link:label xlink:type="resource" xlink:label="dei_EntityInteractiveDataCurrent" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_EntityInteractiveDataCurrent" xml:lang="en-US" id="dei_EntityInteractiveDataCurrent">Entity Interactive Data Current</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EntityInteractiveDataCurrent" xlink:to="dei_EntityInteractiveDataCurrent" xlink:title="label: EntityInteractiveDataCurrent to dei_EntityInteractiveDataCurrent" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_AmendmentFlag" xlink:label="AmendmentFlag" xlink:title="AmendmentFlag" />
    <link:label xlink:type="resource" xlink:label="dei_AmendmentFlag" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_AmendmentFlag" xml:lang="en-US" id="dei_AmendmentFlag">Amendment Flag</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AmendmentFlag" xlink:to="dei_AmendmentFlag" xlink:title="label: AmendmentFlag to dei_AmendmentFlag" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_IcfrAuditorAttestationFlag" xlink:label="IcfrAuditorAttestationFlag" xlink:title="IcfrAuditorAttestationFlag" />
    <link:label xlink:type="resource" xlink:label="dei_IcfrAuditorAttestationFlag" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_IcfrAuditorAttestationFlag" xml:lang="en-US" id="dei_IcfrAuditorAttestationFlag">ICFR Auditor Attestation Flag</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IcfrAuditorAttestationFlag" xlink:to="dei_IcfrAuditorAttestationFlag" xlink:title="label: IcfrAuditorAttestationFlag to dei_IcfrAuditorAttestationFlag" />
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    <link:label xlink:type="resource" xlink:label="dei_DocumentFiscalYearFocus" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_DocumentFiscalYearFocus" xml:lang="en-US" id="dei_DocumentFiscalYearFocus">Document Fiscal Year Focus</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DocumentFiscalYearFocus" xlink:to="dei_DocumentFiscalYearFocus" xlink:title="label: DocumentFiscalYearFocus to dei_DocumentFiscalYearFocus" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_DocumentFiscalPeriodFocus" xlink:label="DocumentFiscalPeriodFocus" xlink:title="DocumentFiscalPeriodFocus" />
    <link:label xlink:type="resource" xlink:label="dei_DocumentFiscalPeriodFocus" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_DocumentFiscalPeriodFocus" xml:lang="en-US" id="dei_DocumentFiscalPeriodFocus">Document Fiscal Period Focus</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DocumentFiscalPeriodFocus" xlink:to="dei_DocumentFiscalPeriodFocus" xlink:title="label: DocumentFiscalPeriodFocus to dei_DocumentFiscalPeriodFocus" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_DocumentPeriodEndDate" xlink:label="DocumentPeriodEndDate" xlink:title="DocumentPeriodEndDate" />
    <link:label xlink:type="resource" xlink:label="dei_DocumentPeriodEndDate" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_DocumentPeriodEndDate" xml:lang="en-US" id="dei_DocumentPeriodEndDate">Document Period End Date</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DocumentPeriodEndDate" xlink:to="dei_DocumentPeriodEndDate" xlink:title="label: DocumentPeriodEndDate to dei_DocumentPeriodEndDate" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityRegistrantName" xlink:label="EntityRegistrantName" xlink:title="EntityRegistrantName" />
    <link:label xlink:type="resource" xlink:label="dei_EntityRegistrantName" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_EntityRegistrantName" xml:lang="en-US" id="dei_EntityRegistrantName">Entity Registrant Name</link:label>
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityCentralIndexKey" xlink:label="EntityCentralIndexKey" xlink:title="EntityCentralIndexKey" />
    <link:label xlink:type="resource" xlink:label="dei_EntityCentralIndexKey" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_EntityCentralIndexKey" xml:lang="en-US" id="dei_EntityCentralIndexKey">Entity Central Index Key</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EntityCentralIndexKey" xlink:to="dei_EntityCentralIndexKey" xlink:title="label: EntityCentralIndexKey to dei_EntityCentralIndexKey" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityFileNumber" xlink:label="EntityFileNumber" xlink:title="EntityFileNumber" />
    <link:label xlink:type="resource" xlink:label="dei_EntityFileNumber" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_EntityFileNumber" xml:lang="en-US" id="dei_EntityFileNumber">Entity File Number</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EntityFileNumber" xlink:to="dei_EntityFileNumber" xlink:title="label: EntityFileNumber to dei_EntityFileNumber" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityTaxIdentificationNumber" xlink:label="EntityTaxIdentificationNumber" xlink:title="EntityTaxIdentificationNumber" />
    <link:label xlink:type="resource" xlink:label="dei_EntityTaxIdentificationNumber" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_EntityTaxIdentificationNumber" xml:lang="en-US" id="dei_EntityTaxIdentificationNumber">Entity Tax Identification Number</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EntityTaxIdentificationNumber" xlink:to="dei_EntityTaxIdentificationNumber" xlink:title="label: EntityTaxIdentificationNumber to dei_EntityTaxIdentificationNumber" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityIncorporationStateCountryCode" xlink:label="EntityIncorporationStateCountryCode" xlink:title="EntityIncorporationStateCountryCode" />
    <link:label xlink:type="resource" xlink:label="dei_EntityIncorporationStateCountryCode" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_EntityIncorporationStateCountryCode" xml:lang="en-US" id="dei_EntityIncorporationStateCountryCode">Entity Incorporation, State or Country Code</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EntityIncorporationStateCountryCode" xlink:to="dei_EntityIncorporationStateCountryCode" xlink:title="label: EntityIncorporationStateCountryCode to dei_EntityIncorporationStateCountryCode" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_CurrentFiscalYearEndDate" xlink:label="CurrentFiscalYearEndDate" xlink:title="CurrentFiscalYearEndDate" />
    <link:label xlink:type="resource" xlink:label="dei_CurrentFiscalYearEndDate" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_CurrentFiscalYearEndDate" xml:lang="en-US" id="dei_CurrentFiscalYearEndDate">Current Fiscal Year End Date</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CurrentFiscalYearEndDate" xlink:to="dei_CurrentFiscalYearEndDate" xlink:title="label: CurrentFiscalYearEndDate to dei_CurrentFiscalYearEndDate" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityWellKnownSeasonedIssuer" xlink:label="EntityWellKnownSeasonedIssuer" xlink:title="EntityWellKnownSeasonedIssuer" />
    <link:label xlink:type="resource" xlink:label="dei_EntityWellKnownSeasonedIssuer" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_EntityWellKnownSeasonedIssuer" xml:lang="en-US" id="dei_EntityWellKnownSeasonedIssuer">Entity Well-known Seasoned Issuer</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EntityWellKnownSeasonedIssuer" xlink:to="dei_EntityWellKnownSeasonedIssuer" xlink:title="label: EntityWellKnownSeasonedIssuer to dei_EntityWellKnownSeasonedIssuer" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityVoluntaryFilers" xlink:label="EntityVoluntaryFilers" xlink:title="EntityVoluntaryFilers" />
    <link:label xlink:type="resource" xlink:label="dei_EntityVoluntaryFilers" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_EntityVoluntaryFilers" xml:lang="en-US" id="dei_EntityVoluntaryFilers">Entity Voluntary Filers</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EntityVoluntaryFilers" xlink:to="dei_EntityVoluntaryFilers" xlink:title="label: EntityVoluntaryFilers to dei_EntityVoluntaryFilers" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityCurrentReportingStatus" xlink:label="EntityCurrentReportingStatus" xlink:title="EntityCurrentReportingStatus" />
    <link:label xlink:type="resource" xlink:label="dei_EntityCurrentReportingStatus" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_EntityCurrentReportingStatus" xml:lang="en-US" id="dei_EntityCurrentReportingStatus">Entity Current Reporting Status</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EntityCurrentReportingStatus" xlink:to="dei_EntityCurrentReportingStatus" xlink:title="label: EntityCurrentReportingStatus to dei_EntityCurrentReportingStatus" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityShellCompany" xlink:label="EntityShellCompany" xlink:title="EntityShellCompany" />
    <link:label xlink:type="resource" xlink:label="dei_EntityShellCompany" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_EntityShellCompany" xml:lang="en-US" id="dei_EntityShellCompany">Entity Shell Company</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EntityShellCompany" xlink:to="dei_EntityShellCompany" xlink:title="label: EntityShellCompany to dei_EntityShellCompany" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityFilerCategory" xlink:label="EntityFilerCategory" xlink:title="EntityFilerCategory" />
    <link:label xlink:type="resource" xlink:label="dei_EntityFilerCategory" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_EntityFilerCategory" xml:lang="en-US" id="dei_EntityFilerCategory">Entity Filer Category</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EntityFilerCategory" xlink:to="dei_EntityFilerCategory" xlink:title="label: EntityFilerCategory to dei_EntityFilerCategory" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntitySmallBusiness" xlink:label="EntitySmallBusiness" xlink:title="EntitySmallBusiness" />
    <link:label xlink:type="resource" xlink:label="dei_EntitySmallBusiness" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_EntitySmallBusiness" xml:lang="en-US" id="dei_EntitySmallBusiness">Entity Small Business</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EntitySmallBusiness" xlink:to="dei_EntitySmallBusiness" xlink:title="label: EntitySmallBusiness to dei_EntitySmallBusiness" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityEmergingGrowthCompany" xlink:label="EntityEmergingGrowthCompany" xlink:title="EntityEmergingGrowthCompany" />
    <link:label xlink:type="resource" xlink:label="dei_EntityEmergingGrowthCompany" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_EntityEmergingGrowthCompany" xml:lang="en-US" id="dei_EntityEmergingGrowthCompany">Entity Emerging Growth Company</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EntityEmergingGrowthCompany" xlink:to="dei_EntityEmergingGrowthCompany" xlink:title="label: EntityEmergingGrowthCompany to dei_EntityEmergingGrowthCompany" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityPublicFloat" xlink:label="EntityPublicFloat" xlink:title="EntityPublicFloat" />
    <link:label xlink:type="resource" xlink:label="dei_EntityPublicFloat" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_EntityPublicFloat" xml:lang="en-US" id="dei_EntityPublicFloat">Entity Public Float</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EntityPublicFloat" xlink:to="dei_EntityPublicFloat" xlink:title="label: EntityPublicFloat to dei_EntityPublicFloat" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityAddressAddressLine1" xlink:label="EntityAddressAddressLine1" xlink:title="EntityAddressAddressLine1" />
    <link:label xlink:type="resource" xlink:label="dei_EntityAddressAddressLine1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_EntityAddressAddressLine1" xml:lang="en-US" id="dei_EntityAddressAddressLine1">Entity Address, Address Line One</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EntityAddressAddressLine1" xlink:to="dei_EntityAddressAddressLine1" xlink:title="label: EntityAddressAddressLine1 to dei_EntityAddressAddressLine1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityAddressCityOrTown" xlink:label="EntityAddressCityOrTown" xlink:title="EntityAddressCityOrTown" />
    <link:label xlink:type="resource" xlink:label="dei_EntityAddressCityOrTown" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_EntityAddressCityOrTown" xml:lang="en-US" id="dei_EntityAddressCityOrTown">Entity Address, City or Town</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EntityAddressCityOrTown" xlink:to="dei_EntityAddressCityOrTown" xlink:title="label: EntityAddressCityOrTown to dei_EntityAddressCityOrTown" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityAddressStateOrProvince" xlink:label="EntityAddressStateOrProvince" xlink:title="EntityAddressStateOrProvince" />
    <link:label xlink:type="resource" xlink:label="dei_EntityAddressStateOrProvince" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_EntityAddressStateOrProvince" xml:lang="en-US" id="dei_EntityAddressStateOrProvince">Entity Address, State or Province</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EntityAddressStateOrProvince" xlink:to="dei_EntityAddressStateOrProvince" xlink:title="label: EntityAddressStateOrProvince to dei_EntityAddressStateOrProvince" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityAddressPostalZipCode" xlink:label="EntityAddressPostalZipCode" xlink:title="EntityAddressPostalZipCode" />
    <link:label xlink:type="resource" xlink:label="dei_EntityAddressPostalZipCode" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_EntityAddressPostalZipCode" xml:lang="en-US" id="dei_EntityAddressPostalZipCode">Entity Address, Postal Zip Code</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EntityAddressPostalZipCode" xlink:to="dei_EntityAddressPostalZipCode" xlink:title="label: EntityAddressPostalZipCode to dei_EntityAddressPostalZipCode" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_CityAreaCode" xlink:label="CityAreaCode" xlink:title="CityAreaCode" />
    <link:label xlink:type="resource" xlink:label="dei_CityAreaCode" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_CityAreaCode" xml:lang="en-US" id="dei_CityAreaCode">City Area Code</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CityAreaCode" xlink:to="dei_CityAreaCode" xlink:title="label: CityAreaCode to dei_CityAreaCode" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_LocalPhoneNumber" xlink:label="LocalPhoneNumber" xlink:title="LocalPhoneNumber" />
    <link:label xlink:type="resource" xlink:label="dei_LocalPhoneNumber" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_LocalPhoneNumber" xml:lang="en-US" id="dei_LocalPhoneNumber">Local Phone Number</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LocalPhoneNumber" xlink:to="dei_LocalPhoneNumber" xlink:title="label: LocalPhoneNumber to dei_LocalPhoneNumber" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_Security12bTitle" xlink:label="Security12bTitle" xlink:title="Security12bTitle" />
    <link:label xlink:type="resource" xlink:label="dei_Security12bTitle" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_Security12bTitle" xml:lang="en-US" id="dei_Security12bTitle">Title of 12(b) Security</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="Security12bTitle" xlink:to="dei_Security12bTitle" xlink:title="label: Security12bTitle to dei_Security12bTitle" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_TradingSymbol" xlink:label="TradingSymbol" xlink:title="TradingSymbol" />
    <link:label xlink:type="resource" xlink:label="dei_TradingSymbol" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_TradingSymbol" xml:lang="en-US" id="dei_TradingSymbol">Trading Symbol</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="TradingSymbol" xlink:to="dei_TradingSymbol" xlink:title="label: TradingSymbol to dei_TradingSymbol" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_SecurityExchangeName" xlink:label="SecurityExchangeName" xlink:title="SecurityExchangeName" />
    <link:label xlink:type="resource" xlink:label="dei_SecurityExchangeName" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_SecurityExchangeName" xml:lang="en-US" id="dei_SecurityExchangeName">Security Exchange Name</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SecurityExchangeName" xlink:to="dei_SecurityExchangeName" xlink:title="label: SecurityExchangeName to dei_SecurityExchangeName" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityCommonStockSharesOutstanding" xlink:label="EntityCommonStockSharesOutstanding" xlink:title="EntityCommonStockSharesOutstanding" />
    <link:label xlink:type="resource" xlink:label="dei_EntityCommonStockSharesOutstanding" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_EntityCommonStockSharesOutstanding" xml:lang="en-US" id="dei_EntityCommonStockSharesOutstanding">Entity Common Stock, Shares Outstanding</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EntityCommonStockSharesOutstanding" xlink:to="dei_EntityCommonStockSharesOutstanding" xlink:title="label: EntityCommonStockSharesOutstanding to dei_EntityCommonStockSharesOutstanding" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_AuditorName" xlink:label="AuditorName" xlink:title="AuditorName" />
    <link:label xlink:type="resource" xlink:label="dei_AuditorName" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_AuditorName" xml:lang="en-US" id="dei_AuditorName">Auditor Name</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AuditorName" xlink:to="dei_AuditorName" xlink:title="label: AuditorName to dei_AuditorName" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_AuditorFirmId" xlink:label="AuditorFirmId" xlink:title="AuditorFirmId" />
    <link:label xlink:type="resource" xlink:label="dei_AuditorFirmId" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_AuditorFirmId" xml:lang="en-US" id="dei_AuditorFirmId">Auditor Firm ID</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AuditorFirmId" xlink:to="dei_AuditorFirmId" xlink:title="label: AuditorFirmId to dei_AuditorFirmId" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_AuditorLocation" xlink:label="AuditorLocation" xlink:title="AuditorLocation" />
    <link:label xlink:type="resource" xlink:label="dei_AuditorLocation" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_AuditorLocation" xml:lang="en-US" id="dei_AuditorLocation">Auditor Location</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AuditorLocation" xlink:to="dei_AuditorLocation" xlink:title="label: AuditorLocation to dei_AuditorLocation" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/stpr/2025/stpr-2025.xsd#stpr_CA" xlink:label="CA" xlink:title="CA" />
    <link:label xlink:type="resource" xlink:label="stpr_CA" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="stpr_CA" xml:lang="en-US" id="stpr_CA">California [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CA" xlink:to="stpr_CA" xlink:title="label: CA to stpr_CA" />
    <link:label xlink:type="resource" xlink:label="stpr_CA_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="stpr_CA_lbl1" xml:lang="en-US" id="stpr_CA_lbl1">CALIFORNIA</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CA" xlink:to="stpr_CA_lbl1" xlink:title="label: CA to stpr_CA_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/stpr/2025/stpr-2025.xsd#stpr_WA" xlink:label="WA" xlink:title="WA" />
    <link:label xlink:type="resource" xlink:label="stpr_WA" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="stpr_WA" xml:lang="en-US" id="stpr_WA">Washington, D.C. [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="WA" xlink:to="stpr_WA" xlink:title="label: WA to stpr_WA" />
    <link:label xlink:type="resource" xlink:label="stpr_WA_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="stpr_WA_lbl1" xml:lang="en-US" id="stpr_WA_lbl1">WASHINGTON</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="WA" xlink:to="stpr_WA_lbl1" xlink:title="label: WA to stpr_WA_lbl1" />
    <link:loc xlink:type="locator" xlink:href="byfc-20251231.xsd#byfc_FinancingReceivableCreditLossExpenseReversalIncludingOffBalanceSheetLoanCommitments" xlink:label="FinancingReceivableCreditLossExpenseReversalIncludingOffBalanceSheetLoanCommitments" xlink:title="FinancingReceivableCreditLossExpenseReversalIncludingOffBalanceSheetLoanCommitments" />
    <link:label xlink:type="resource" xlink:label="byfc_FinancingReceivableCreditLossExpenseReversalIncludingOffBalanceSheetLoanCommitments_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_FinancingReceivableCreditLossExpenseReversalIncludingOffBalanceSheetLoanCommitments_lbl" xml:lang="en-US" id="byfc_FinancingReceivableCreditLossExpenseReversalIncludingOffBalanceSheetLoanCommitments_lbl">Amount of credit loss expense (reversal of expense) for financing receivable, including off-balance sheet loan commitments.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableCreditLossExpenseReversalIncludingOffBalanceSheetLoanCommitments" xlink:to="byfc_FinancingReceivableCreditLossExpenseReversalIncludingOffBalanceSheetLoanCommitments_lbl" xlink:title="label: FinancingReceivableCreditLossExpenseReversalIncludingOffBalanceSheetLoanCommitments to byfc_FinancingReceivableCreditLossExpenseReversalIncludingOffBalanceSheetLoanCommitments_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_FinancingReceivableCreditLossExpenseReversalIncludingOffBalanceSheetLoanCommitments_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_FinancingReceivableCreditLossExpenseReversalIncludingOffBalanceSheetLoanCommitments_lbl1" xml:lang="en-US" id="byfc_FinancingReceivableCreditLossExpenseReversalIncludingOffBalanceSheetLoanCommitments_lbl1">Financing Receivable, Credit Loss, Expense (Reversal), Including Off-Balance Sheet Loan Commitments</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableCreditLossExpenseReversalIncludingOffBalanceSheetLoanCommitments" xlink:to="byfc_FinancingReceivableCreditLossExpenseReversalIncludingOffBalanceSheetLoanCommitments_lbl1" xlink:title="label: FinancingReceivableCreditLossExpenseReversalIncludingOffBalanceSheetLoanCommitments to byfc_FinancingReceivableCreditLossExpenseReversalIncludingOffBalanceSheetLoanCommitments_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_FinancingReceivableCreditLossExpenseReversalIncludingOffBalanceSheetLoanCommitments" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="byfc_FinancingReceivableCreditLossExpenseReversalIncludingOffBalanceSheetLoanCommitments" xml:lang="en-US" id="byfc_FinancingReceivableCreditLossExpenseReversalIncludingOffBalanceSheetLoanCommitments">Provision for credit losses</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableCreditLossExpenseReversalIncludingOffBalanceSheetLoanCommitments" xlink:to="byfc_FinancingReceivableCreditLossExpenseReversalIncludingOffBalanceSheetLoanCommitments" xlink:title="label: FinancingReceivableCreditLossExpenseReversalIncludingOffBalanceSheetLoanCommitments to byfc_FinancingReceivableCreditLossExpenseReversalIncludingOffBalanceSheetLoanCommitments" />
    <link:label xlink:type="resource" xlink:label="byfc_FinancingReceivableCreditLossExpenseReversalIncludingOffBalanceSheetLoanCommitments_lbl2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_FinancingReceivableCreditLossExpenseReversalIncludingOffBalanceSheetLoanCommitments_lbl2" xml:lang="en-US" id="byfc_FinancingReceivableCreditLossExpenseReversalIncludingOffBalanceSheetLoanCommitments_lbl2">Provision for credit losses</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableCreditLossExpenseReversalIncludingOffBalanceSheetLoanCommitments" xlink:to="byfc_FinancingReceivableCreditLossExpenseReversalIncludingOffBalanceSheetLoanCommitments_lbl2" xlink:title="label: FinancingReceivableCreditLossExpenseReversalIncludingOffBalanceSheetLoanCommitments to byfc_FinancingReceivableCreditLossExpenseReversalIncludingOffBalanceSheetLoanCommitments_lbl2" />
    <link:loc xlink:type="locator" xlink:href="byfc-20251231.xsd#byfc_SupervisoryCost" xlink:label="SupervisoryCost" xlink:title="SupervisoryCost" />
    <link:label xlink:type="resource" xlink:label="byfc_SupervisoryCost_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_SupervisoryCost_lbl" xml:lang="en-US" id="byfc_SupervisoryCost_lbl">Amount of expense associated with the supervision incurred during the current accounting period.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SupervisoryCost" xlink:to="byfc_SupervisoryCost_lbl" xlink:title="label: SupervisoryCost to byfc_SupervisoryCost_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_SupervisoryCost_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_SupervisoryCost_lbl1" xml:lang="en-US" id="byfc_SupervisoryCost_lbl1">Supervisory Cost</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SupervisoryCost" xlink:to="byfc_SupervisoryCost_lbl1" xlink:title="label: SupervisoryCost to byfc_SupervisoryCost_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_SupervisoryCost" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_SupervisoryCost" xml:lang="en-US" id="byfc_SupervisoryCost">Supervisory costs</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SupervisoryCost" xlink:to="byfc_SupervisoryCost" xlink:title="label: SupervisoryCost to byfc_SupervisoryCost" />
    <link:loc xlink:type="locator" xlink:href="byfc-20251231.xsd#byfc_NonInterestExpenseOperationalCost" xlink:label="NonInterestExpenseOperationalCost" xlink:title="NonInterestExpenseOperationalCost" />
    <link:label xlink:type="resource" xlink:label="byfc_NonInterestExpenseOperationalCost_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_NonInterestExpenseOperationalCost_lbl" xml:lang="en-US" id="byfc_NonInterestExpenseOperationalCost_lbl">The amount of noninterest expense from operations.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NonInterestExpenseOperationalCost" xlink:to="byfc_NonInterestExpenseOperationalCost_lbl" xlink:title="label: NonInterestExpenseOperationalCost to byfc_NonInterestExpenseOperationalCost_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_NonInterestExpenseOperationalCost_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_NonInterestExpenseOperationalCost_lbl1" xml:lang="en-US" id="byfc_NonInterestExpenseOperationalCost_lbl1">Non Interest Expense, Operational Cost</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NonInterestExpenseOperationalCost" xlink:to="byfc_NonInterestExpenseOperationalCost_lbl1" xlink:title="label: NonInterestExpenseOperationalCost to byfc_NonInterestExpenseOperationalCost_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_NonInterestExpenseOperationalCost" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_NonInterestExpenseOperationalCost" xml:lang="en-US" id="byfc_NonInterestExpenseOperationalCost">Operational loss</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NonInterestExpenseOperationalCost" xlink:to="byfc_NonInterestExpenseOperationalCost" xlink:title="label: NonInterestExpenseOperationalCost to byfc_NonInterestExpenseOperationalCost" />
    <link:loc xlink:type="locator" xlink:href="byfc-20251231.xsd#byfc_NonvotingClassCCommonStockMember" xlink:label="NonvotingClassCCommonStockMember" xlink:title="NonvotingClassCCommonStockMember" />
    <link:label xlink:type="resource" xlink:label="byfc_NonvotingClassCCommonStockMember_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_NonvotingClassCCommonStockMember_lbl" xml:lang="en-US" id="byfc_NonvotingClassCCommonStockMember_lbl">Common stock securities classified as C that do not empower a holder to vote on corporate resolutions or the election of directors.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NonvotingClassCCommonStockMember" xlink:to="byfc_NonvotingClassCCommonStockMember_lbl" xlink:title="label: NonvotingClassCCommonStockMember to byfc_NonvotingClassCCommonStockMember_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_NonvotingClassCCommonStockMember_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_NonvotingClassCCommonStockMember_lbl1" xml:lang="en-US" id="byfc_NonvotingClassCCommonStockMember_lbl1">Nonvoting Class C Common Stock [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NonvotingClassCCommonStockMember" xlink:to="byfc_NonvotingClassCCommonStockMember_lbl1" xlink:title="label: NonvotingClassCCommonStockMember to byfc_NonvotingClassCCommonStockMember_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_NonvotingClassCCommonStockMember" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="byfc_NonvotingClassCCommonStockMember" xml:lang="en-US" id="byfc_NonvotingClassCCommonStockMember">Class C Non-Voting Common Stock [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NonvotingClassCCommonStockMember" xlink:to="byfc_NonvotingClassCCommonStockMember" xlink:title="label: NonvotingClassCCommonStockMember to byfc_NonvotingClassCCommonStockMember" />
    <link:loc xlink:type="locator" xlink:href="byfc-20251231.xsd#byfc_VotingClassACommonStockMember" xlink:label="VotingClassACommonStockMember" xlink:title="VotingClassACommonStockMember" />
    <link:label xlink:type="resource" xlink:label="byfc_VotingClassACommonStockMember_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_VotingClassACommonStockMember_lbl" xml:lang="en-US" id="byfc_VotingClassACommonStockMember_lbl">Common stock securities classified as A that empower a holder to vote on corporate resolutions or the election of directors.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="VotingClassACommonStockMember" xlink:to="byfc_VotingClassACommonStockMember_lbl" xlink:title="label: VotingClassACommonStockMember to byfc_VotingClassACommonStockMember_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_VotingClassACommonStockMember_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_VotingClassACommonStockMember_lbl1" xml:lang="en-US" id="byfc_VotingClassACommonStockMember_lbl1">Voting Class A Common Stock [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="VotingClassACommonStockMember" xlink:to="byfc_VotingClassACommonStockMember_lbl1" xlink:title="label: VotingClassACommonStockMember to byfc_VotingClassACommonStockMember_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_VotingClassACommonStockMember" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="byfc_VotingClassACommonStockMember" xml:lang="en-US" id="byfc_VotingClassACommonStockMember">Class A Voting Common Stock [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="VotingClassACommonStockMember" xlink:to="byfc_VotingClassACommonStockMember" xlink:title="label: VotingClassACommonStockMember to byfc_VotingClassACommonStockMember" />
    <link:loc xlink:type="locator" xlink:href="byfc-20251231.xsd#byfc_NonvotingClassBCommonStockMember" xlink:label="NonvotingClassBCommonStockMember" xlink:title="NonvotingClassBCommonStockMember" />
    <link:label xlink:type="resource" xlink:label="byfc_NonvotingClassBCommonStockMember_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_NonvotingClassBCommonStockMember_lbl" xml:lang="en-US" id="byfc_NonvotingClassBCommonStockMember_lbl">Common stock securities classified as B that do not empower a holder to vote on corporate resolutions or the election of directors.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NonvotingClassBCommonStockMember" xlink:to="byfc_NonvotingClassBCommonStockMember_lbl" xlink:title="label: NonvotingClassBCommonStockMember to byfc_NonvotingClassBCommonStockMember_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_NonvotingClassBCommonStockMember_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_NonvotingClassBCommonStockMember_lbl1" xml:lang="en-US" id="byfc_NonvotingClassBCommonStockMember_lbl1">Nonvoting Class B Common Stock [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NonvotingClassBCommonStockMember" xlink:to="byfc_NonvotingClassBCommonStockMember_lbl1" xlink:title="label: NonvotingClassBCommonStockMember to byfc_NonvotingClassBCommonStockMember_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_NonvotingClassBCommonStockMember" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="byfc_NonvotingClassBCommonStockMember" xml:lang="en-US" id="byfc_NonvotingClassBCommonStockMember">Class B Non-Voting Common Stock [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NonvotingClassBCommonStockMember" xlink:to="byfc_NonvotingClassBCommonStockMember" xlink:title="label: NonvotingClassBCommonStockMember to byfc_NonvotingClassBCommonStockMember" />
    <link:loc xlink:type="locator" xlink:href="byfc-20251231.xsd#byfc_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantedWeightedAverageRemainingContractualTerms" xlink:label="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantedWeightedAverageRemainingContractualTerms" xlink:title="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantedWeightedAverageRemainingContractualTerms" />
    <link:label xlink:type="resource" xlink:label="byfc_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantedWeightedAverageRemainingContractualTerms_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantedWeightedAverageRemainingContractualTerms_lbl" xml:lang="en-US" id="byfc_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantedWeightedAverageRemainingContractualTerms_lbl">Weighted average remaining contractual term for equity-based awards granted excluding options, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantedWeightedAverageRemainingContractualTerms" xlink:to="byfc_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantedWeightedAverageRemainingContractualTerms_lbl" xlink:title="label: ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantedWeightedAverageRemainingContractualTerms to byfc_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantedWeightedAverageRemainingContractualTerms_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantedWeightedAverageRemainingContractualTerms_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantedWeightedAverageRemainingContractualTerms_lbl1" xml:lang="en-US" id="byfc_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantedWeightedAverageRemainingContractualTerms_lbl1">Share Based Compensation Arrangement By Share Based Payment Award Equity Instruments Other Than Options Granted Weighted Average Remaining Contractual Terms</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantedWeightedAverageRemainingContractualTerms" xlink:to="byfc_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantedWeightedAverageRemainingContractualTerms_lbl1" xlink:title="label: ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantedWeightedAverageRemainingContractualTerms to byfc_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantedWeightedAverageRemainingContractualTerms_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantedWeightedAverageRemainingContractualTerms" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantedWeightedAverageRemainingContractualTerms" xml:lang="en-US" id="byfc_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantedWeightedAverageRemainingContractualTerms">Granted during period</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantedWeightedAverageRemainingContractualTerms" xlink:to="byfc_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantedWeightedAverageRemainingContractualTerms" xlink:title="label: ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantedWeightedAverageRemainingContractualTerms to byfc_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantedWeightedAverageRemainingContractualTerms" />
    <link:loc xlink:type="locator" xlink:href="byfc-20251231.xsd#byfc_OfficersAndEmployeesMember" xlink:label="OfficersAndEmployeesMember" xlink:title="OfficersAndEmployeesMember" />
    <link:label xlink:type="resource" xlink:label="byfc_OfficersAndEmployeesMember_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_OfficersAndEmployeesMember_lbl" xml:lang="en-US" id="byfc_OfficersAndEmployeesMember_lbl">Represents information pertaining to officers and employees.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OfficersAndEmployeesMember" xlink:to="byfc_OfficersAndEmployeesMember_lbl" xlink:title="label: OfficersAndEmployeesMember to byfc_OfficersAndEmployeesMember_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_OfficersAndEmployeesMember_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_OfficersAndEmployeesMember_lbl1" xml:lang="en-US" id="byfc_OfficersAndEmployeesMember_lbl1">Officers And Employees [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OfficersAndEmployeesMember" xlink:to="byfc_OfficersAndEmployeesMember_lbl1" xlink:title="label: OfficersAndEmployeesMember to byfc_OfficersAndEmployeesMember_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_OfficersAndEmployeesMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_OfficersAndEmployeesMember" xml:lang="en-US" id="byfc_OfficersAndEmployeesMember">Officers and Employees [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OfficersAndEmployeesMember" xlink:to="byfc_OfficersAndEmployeesMember" xlink:title="label: OfficersAndEmployeesMember to byfc_OfficersAndEmployeesMember" />
    <link:loc xlink:type="locator" xlink:href="byfc-20251231.xsd#byfc_IssuanceDateAsOfMarch252024AndApril052024Member" xlink:label="IssuanceDateAsOfMarch252024AndApril052024Member" xlink:title="IssuanceDateAsOfMarch252024AndApril052024Member" />
    <link:label xlink:type="resource" xlink:label="byfc_IssuanceDateAsOfMarch252024AndApril052024Member_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_IssuanceDateAsOfMarch252024AndApril052024Member_lbl" xml:lang="en-US" id="byfc_IssuanceDateAsOfMarch252024AndApril052024Member_lbl">Represent the information pertaining to stock awards issuance date as on March 25, 2024, and April 5, 2024.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IssuanceDateAsOfMarch252024AndApril052024Member" xlink:to="byfc_IssuanceDateAsOfMarch252024AndApril052024Member_lbl" xlink:title="label: IssuanceDateAsOfMarch252024AndApril052024Member to byfc_IssuanceDateAsOfMarch252024AndApril052024Member_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_IssuanceDateAsOfMarch252024AndApril052024Member_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_IssuanceDateAsOfMarch252024AndApril052024Member_lbl1" xml:lang="en-US" id="byfc_IssuanceDateAsOfMarch252024AndApril052024Member_lbl1">Issuance Date as of March 25, 2024 and April 05, 2024 [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IssuanceDateAsOfMarch252024AndApril052024Member" xlink:to="byfc_IssuanceDateAsOfMarch252024AndApril052024Member_lbl1" xlink:title="label: IssuanceDateAsOfMarch252024AndApril052024Member to byfc_IssuanceDateAsOfMarch252024AndApril052024Member_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_IssuanceDateAsOfMarch252024AndApril052024Member" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_IssuanceDateAsOfMarch252024AndApril052024Member" xml:lang="en-US" id="byfc_IssuanceDateAsOfMarch252024AndApril052024Member">Grant Date as of March 25, 2024 and April 5, 2024 [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IssuanceDateAsOfMarch252024AndApril052024Member" xlink:to="byfc_IssuanceDateAsOfMarch252024AndApril052024Member" xlink:title="label: IssuanceDateAsOfMarch252024AndApril052024Member to byfc_IssuanceDateAsOfMarch252024AndApril052024Member" />
    <link:loc xlink:type="locator" xlink:href="byfc-20251231.xsd#byfc_IssuanceDateAsOfMarch262025AndMay282025Member" xlink:label="IssuanceDateAsOfMarch262025AndMay282025Member" xlink:title="IssuanceDateAsOfMarch262025AndMay282025Member" />
    <link:label xlink:type="resource" xlink:label="byfc_IssuanceDateAsOfMarch262025AndMay282025Member_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_IssuanceDateAsOfMarch262025AndMay282025Member_lbl" xml:lang="en-US" id="byfc_IssuanceDateAsOfMarch262025AndMay282025Member_lbl">Represent the information pertaining to stock awards issuance date as on March 26, 2025, and May 28, 2025.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IssuanceDateAsOfMarch262025AndMay282025Member" xlink:to="byfc_IssuanceDateAsOfMarch262025AndMay282025Member_lbl" xlink:title="label: IssuanceDateAsOfMarch262025AndMay282025Member to byfc_IssuanceDateAsOfMarch262025AndMay282025Member_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_IssuanceDateAsOfMarch262025AndMay282025Member_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_IssuanceDateAsOfMarch262025AndMay282025Member_lbl1" xml:lang="en-US" id="byfc_IssuanceDateAsOfMarch262025AndMay282025Member_lbl1">Issuance Date as of March 26, 2025 and May 28, 2025 [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IssuanceDateAsOfMarch262025AndMay282025Member" xlink:to="byfc_IssuanceDateAsOfMarch262025AndMay282025Member_lbl1" xlink:title="label: IssuanceDateAsOfMarch262025AndMay282025Member to byfc_IssuanceDateAsOfMarch262025AndMay282025Member_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_IssuanceDateAsOfMarch262025AndMay282025Member" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_IssuanceDateAsOfMarch262025AndMay282025Member" xml:lang="en-US" id="byfc_IssuanceDateAsOfMarch262025AndMay282025Member">Grant Date as of March 26, 2025 and May 28, 2025 [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IssuanceDateAsOfMarch262025AndMay282025Member" xlink:to="byfc_IssuanceDateAsOfMarch262025AndMay282025Member" xlink:title="label: IssuanceDateAsOfMarch262025AndMay282025Member to byfc_IssuanceDateAsOfMarch262025AndMay282025Member" />
    <link:loc xlink:type="locator" xlink:href="byfc-20251231.xsd#byfc_ShareBasedCompensationArrangementByShareBasedPaymentAwardAdditionalInformationAbstract" xlink:label="ShareBasedCompensationArrangementByShareBasedPaymentAwardAdditionalInformationAbstract" xlink:title="ShareBasedCompensationArrangementByShareBasedPaymentAwardAdditionalInformationAbstract" />
    <link:label xlink:type="resource" xlink:label="byfc_ShareBasedCompensationArrangementByShareBasedPaymentAwardAdditionalInformationAbstract_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_ShareBasedCompensationArrangementByShareBasedPaymentAwardAdditionalInformationAbstract_lbl1" xml:lang="en-US" id="byfc_ShareBasedCompensationArrangementByShareBasedPaymentAwardAdditionalInformationAbstract_lbl1">Share-based Compensation Arrangement by Share-based Payment Award, Additional Information [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardAdditionalInformationAbstract" xlink:to="byfc_ShareBasedCompensationArrangementByShareBasedPaymentAwardAdditionalInformationAbstract_lbl1" xlink:title="label: ShareBasedCompensationArrangementByShareBasedPaymentAwardAdditionalInformationAbstract to byfc_ShareBasedCompensationArrangementByShareBasedPaymentAwardAdditionalInformationAbstract_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_ShareBasedCompensationArrangementByShareBasedPaymentAwardAdditionalInformationAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_ShareBasedCompensationArrangementByShareBasedPaymentAwardAdditionalInformationAbstract" xml:lang="en-US" id="byfc_ShareBasedCompensationArrangementByShareBasedPaymentAwardAdditionalInformationAbstract">Stock-based Compensation [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardAdditionalInformationAbstract" xlink:to="byfc_ShareBasedCompensationArrangementByShareBasedPaymentAwardAdditionalInformationAbstract" xlink:title="label: ShareBasedCompensationArrangementByShareBasedPaymentAwardAdditionalInformationAbstract to byfc_ShareBasedCompensationArrangementByShareBasedPaymentAwardAdditionalInformationAbstract" />
    <link:loc xlink:type="locator" xlink:href="byfc-20251231.xsd#byfc_ShareBasedCompensationArrangementByShareBasedPaymentAwardAggregateNumberOfSharesAwardedToDateUnderPlan" xlink:label="ShareBasedCompensationArrangementByShareBasedPaymentAwardAggregateNumberOfSharesAwardedToDateUnderPlan" xlink:title="ShareBasedCompensationArrangementByShareBasedPaymentAwardAggregateNumberOfSharesAwardedToDateUnderPlan" />
    <link:label xlink:type="resource" xlink:label="byfc_ShareBasedCompensationArrangementByShareBasedPaymentAwardAggregateNumberOfSharesAwardedToDateUnderPlan_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_ShareBasedCompensationArrangementByShareBasedPaymentAwardAggregateNumberOfSharesAwardedToDateUnderPlan_lbl" xml:lang="en-US" id="byfc_ShareBasedCompensationArrangementByShareBasedPaymentAwardAggregateNumberOfSharesAwardedToDateUnderPlan_lbl">The aggregate number of shares awarded to date under the plan.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardAggregateNumberOfSharesAwardedToDateUnderPlan" xlink:to="byfc_ShareBasedCompensationArrangementByShareBasedPaymentAwardAggregateNumberOfSharesAwardedToDateUnderPlan_lbl" xlink:title="label: ShareBasedCompensationArrangementByShareBasedPaymentAwardAggregateNumberOfSharesAwardedToDateUnderPlan to byfc_ShareBasedCompensationArrangementByShareBasedPaymentAwardAggregateNumberOfSharesAwardedToDateUnderPlan_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_ShareBasedCompensationArrangementByShareBasedPaymentAwardAggregateNumberOfSharesAwardedToDateUnderPlan_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_ShareBasedCompensationArrangementByShareBasedPaymentAwardAggregateNumberOfSharesAwardedToDateUnderPlan_lbl1" xml:lang="en-US" id="byfc_ShareBasedCompensationArrangementByShareBasedPaymentAwardAggregateNumberOfSharesAwardedToDateUnderPlan_lbl1">Share-based Compensation Arrangement by Share-based Payment Award, Aggregate Number of Shares Awarded to Date Under the Plan</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardAggregateNumberOfSharesAwardedToDateUnderPlan" xlink:to="byfc_ShareBasedCompensationArrangementByShareBasedPaymentAwardAggregateNumberOfSharesAwardedToDateUnderPlan_lbl1" xlink:title="label: ShareBasedCompensationArrangementByShareBasedPaymentAwardAggregateNumberOfSharesAwardedToDateUnderPlan to byfc_ShareBasedCompensationArrangementByShareBasedPaymentAwardAggregateNumberOfSharesAwardedToDateUnderPlan_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_ShareBasedCompensationArrangementByShareBasedPaymentAwardAggregateNumberOfSharesAwardedToDateUnderPlan" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_ShareBasedCompensationArrangementByShareBasedPaymentAwardAggregateNumberOfSharesAwardedToDateUnderPlan" xml:lang="en-US" id="byfc_ShareBasedCompensationArrangementByShareBasedPaymentAwardAggregateNumberOfSharesAwardedToDateUnderPlan">Aggregate number of shares awarded to date under the plan (in shares)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardAggregateNumberOfSharesAwardedToDateUnderPlan" xlink:to="byfc_ShareBasedCompensationArrangementByShareBasedPaymentAwardAggregateNumberOfSharesAwardedToDateUnderPlan" xlink:title="label: ShareBasedCompensationArrangementByShareBasedPaymentAwardAggregateNumberOfSharesAwardedToDateUnderPlan to byfc_ShareBasedCompensationArrangementByShareBasedPaymentAwardAggregateNumberOfSharesAwardedToDateUnderPlan" />
    <link:loc xlink:type="locator" xlink:href="byfc-20251231.xsd#byfc_AmendedAndRestatedLtipMember" xlink:label="AmendedAndRestatedLtipMember" xlink:title="AmendedAndRestatedLtipMember" />
    <link:label xlink:type="resource" xlink:label="byfc_AmendedAndRestatedLtipMember_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_AmendedAndRestatedLtipMember_lbl" xml:lang="en-US" id="byfc_AmendedAndRestatedLtipMember_lbl">Represents the entity's amended and restated long term incentive plan.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AmendedAndRestatedLtipMember" xlink:to="byfc_AmendedAndRestatedLtipMember_lbl" xlink:title="label: AmendedAndRestatedLtipMember to byfc_AmendedAndRestatedLtipMember_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_AmendedAndRestatedLtipMember_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_AmendedAndRestatedLtipMember_lbl1" xml:lang="en-US" id="byfc_AmendedAndRestatedLtipMember_lbl1">Amended and Restated Ltip [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AmendedAndRestatedLtipMember" xlink:to="byfc_AmendedAndRestatedLtipMember_lbl1" xlink:title="label: AmendedAndRestatedLtipMember to byfc_AmendedAndRestatedLtipMember_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_AmendedAndRestatedLtipMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_AmendedAndRestatedLtipMember" xml:lang="en-US" id="byfc_AmendedAndRestatedLtipMember">Amended and Restated LTIP [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AmendedAndRestatedLtipMember" xlink:to="byfc_AmendedAndRestatedLtipMember" xlink:title="label: AmendedAndRestatedLtipMember to byfc_AmendedAndRestatedLtipMember" />
    <link:loc xlink:type="locator" xlink:href="byfc-20251231.xsd#byfc_TwoThousandEighteenLtipMember" xlink:label="TwoThousandEighteenLtipMember" xlink:title="TwoThousandEighteenLtipMember" />
    <link:label xlink:type="resource" xlink:label="byfc_TwoThousandEighteenLtipMember_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_TwoThousandEighteenLtipMember_lbl" xml:lang="en-US" id="byfc_TwoThousandEighteenLtipMember_lbl">Represents the entity's 2018 Long-Term Incentive Plan.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="TwoThousandEighteenLtipMember" xlink:to="byfc_TwoThousandEighteenLtipMember_lbl" xlink:title="label: TwoThousandEighteenLtipMember to byfc_TwoThousandEighteenLtipMember_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_TwoThousandEighteenLtipMember_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_TwoThousandEighteenLtipMember_lbl1" xml:lang="en-US" id="byfc_TwoThousandEighteenLtipMember_lbl1">Two Thousand Eighteen Ltip [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="TwoThousandEighteenLtipMember" xlink:to="byfc_TwoThousandEighteenLtipMember_lbl1" xlink:title="label: TwoThousandEighteenLtipMember to byfc_TwoThousandEighteenLtipMember_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_TwoThousandEighteenLtipMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_TwoThousandEighteenLtipMember" xml:lang="en-US" id="byfc_TwoThousandEighteenLtipMember">2018 LTIP [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="TwoThousandEighteenLtipMember" xlink:to="byfc_TwoThousandEighteenLtipMember" xlink:title="label: TwoThousandEighteenLtipMember to byfc_TwoThousandEighteenLtipMember" />
    <link:loc xlink:type="locator" xlink:href="byfc-20251231.xsd#byfc_TimeDeposits250000OrMore" xlink:label="TimeDeposits250000OrMore" xlink:title="TimeDeposits250000OrMore" />
    <link:label xlink:type="resource" xlink:label="byfc_TimeDeposits250000OrMore_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_TimeDeposits250000OrMore_lbl" xml:lang="en-US" id="byfc_TimeDeposits250000OrMore_lbl">The aggregate amount of domestic and foreign time deposit liabilities in denominations of $250,000 or more</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="TimeDeposits250000OrMore" xlink:to="byfc_TimeDeposits250000OrMore_lbl" xlink:title="label: TimeDeposits250000OrMore to byfc_TimeDeposits250000OrMore_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_TimeDeposits250000OrMore_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_TimeDeposits250000OrMore_lbl1" xml:lang="en-US" id="byfc_TimeDeposits250000OrMore_lbl1">Aggregate amount of certificates of deposits in denominations of $250,000 or more</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="TimeDeposits250000OrMore" xlink:to="byfc_TimeDeposits250000OrMore_lbl1" xlink:title="label: TimeDeposits250000OrMore to byfc_TimeDeposits250000OrMore_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_TimeDeposits250000OrMore" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_TimeDeposits250000OrMore" xml:lang="en-US" id="byfc_TimeDeposits250000OrMore">Certificate of deposits in denominations of $250,000 or more</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="TimeDeposits250000OrMore" xlink:to="byfc_TimeDeposits250000OrMore" xlink:title="label: TimeDeposits250000OrMore to byfc_TimeDeposits250000OrMore" />
    <link:loc xlink:type="locator" xlink:href="byfc-20251231.xsd#byfc_NumberOfSignificantCustomers" xlink:label="NumberOfSignificantCustomers" xlink:title="NumberOfSignificantCustomers" />
    <link:label xlink:type="resource" xlink:label="byfc_NumberOfSignificantCustomers_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_NumberOfSignificantCustomers_lbl" xml:lang="en-US" id="byfc_NumberOfSignificantCustomers_lbl">Refers to the number of significant customers contributing for deposits.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NumberOfSignificantCustomers" xlink:to="byfc_NumberOfSignificantCustomers_lbl" xlink:title="label: NumberOfSignificantCustomers to byfc_NumberOfSignificantCustomers_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_NumberOfSignificantCustomers_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_NumberOfSignificantCustomers_lbl1" xml:lang="en-US" id="byfc_NumberOfSignificantCustomers_lbl1">Number Of Significant Customers</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NumberOfSignificantCustomers" xlink:to="byfc_NumberOfSignificantCustomers_lbl1" xlink:title="label: NumberOfSignificantCustomers to byfc_NumberOfSignificantCustomers_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_NumberOfSignificantCustomers" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_NumberOfSignificantCustomers" xml:lang="en-US" id="byfc_NumberOfSignificantCustomers">Number of long-time customers</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NumberOfSignificantCustomers" xlink:to="byfc_NumberOfSignificantCustomers" xlink:title="label: NumberOfSignificantCustomers to byfc_NumberOfSignificantCustomers" />
    <link:loc xlink:type="locator" xlink:href="byfc-20251231.xsd#byfc_DepositsTotalMember" xlink:label="DepositsTotalMember" xlink:title="DepositsTotalMember" />
    <link:label xlink:type="resource" xlink:label="byfc_DepositsTotalMember_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_DepositsTotalMember_lbl" xml:lang="en-US" id="byfc_DepositsTotalMember_lbl">Carrying amount as of the balance sheet date of total deposits, when it serves as a benchmark in a concentration of risk calculation. Sum of all reported deposits as of the balance sheet date.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DepositsTotalMember" xlink:to="byfc_DepositsTotalMember_lbl" xlink:title="label: DepositsTotalMember to byfc_DepositsTotalMember_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_DepositsTotalMember_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_DepositsTotalMember_lbl1" xml:lang="en-US" id="byfc_DepositsTotalMember_lbl1">Deposits, Total [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DepositsTotalMember" xlink:to="byfc_DepositsTotalMember_lbl1" xlink:title="label: DepositsTotalMember to byfc_DepositsTotalMember_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_DepositsTotalMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_DepositsTotalMember" xml:lang="en-US" id="byfc_DepositsTotalMember">Deposits [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DepositsTotalMember" xlink:to="byfc_DepositsTotalMember" xlink:title="label: DepositsTotalMember to byfc_DepositsTotalMember" />
    <link:loc xlink:type="locator" xlink:href="byfc-20251231.xsd#byfc_FiveCustomersMember" xlink:label="FiveCustomersMember" xlink:title="FiveCustomersMember" />
    <link:label xlink:type="resource" xlink:label="byfc_FiveCustomersMember_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_FiveCustomersMember_lbl" xml:lang="en-US" id="byfc_FiveCustomersMember_lbl">Customers that have a significant concentration risk with the entity.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FiveCustomersMember" xlink:to="byfc_FiveCustomersMember_lbl" xlink:title="label: FiveCustomersMember to byfc_FiveCustomersMember_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_FiveCustomersMember_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_FiveCustomersMember_lbl1" xml:lang="en-US" id="byfc_FiveCustomersMember_lbl1">Five Customers [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FiveCustomersMember" xlink:to="byfc_FiveCustomersMember_lbl1" xlink:title="label: FiveCustomersMember to byfc_FiveCustomersMember_lbl1" />
    <link:loc xlink:type="locator" xlink:href="byfc-20251231.xsd#byfc_DepositLiabilitiesTypeTable" xlink:label="DepositLiabilitiesTypeTable" xlink:title="DepositLiabilitiesTypeTable" />
    <link:label xlink:type="resource" xlink:label="byfc_DepositLiabilitiesTypeTable_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_DepositLiabilitiesTypeTable_lbl" xml:lang="en-US" id="byfc_DepositLiabilitiesTypeTable_lbl">Tabular disclosure of type of deposit liability.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DepositLiabilitiesTypeTable" xlink:to="byfc_DepositLiabilitiesTypeTable_lbl" xlink:title="label: DepositLiabilitiesTypeTable to byfc_DepositLiabilitiesTypeTable_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_DepositLiabilitiesTypeTable_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_DepositLiabilitiesTypeTable_lbl1" xml:lang="en-US" id="byfc_DepositLiabilitiesTypeTable_lbl1">Deposit Liabilities, Type [Table]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DepositLiabilitiesTypeTable" xlink:to="byfc_DepositLiabilitiesTypeTable_lbl1" xlink:title="label: DepositLiabilitiesTypeTable to byfc_DepositLiabilitiesTypeTable_lbl1" />
    <link:loc xlink:type="locator" xlink:href="byfc-20251231.xsd#byfc_CertificateOfDepositAccountRegistryServiceMember" xlink:label="CertificateOfDepositAccountRegistryServiceMember" xlink:title="CertificateOfDepositAccountRegistryServiceMember" />
    <link:label xlink:type="resource" xlink:label="byfc_CertificateOfDepositAccountRegistryServiceMember_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_CertificateOfDepositAccountRegistryServiceMember_lbl" xml:lang="en-US" id="byfc_CertificateOfDepositAccountRegistryServiceMember_lbl">Represents information pertaining to Certificate of Deposit Account Registry Service ("CDARS").</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CertificateOfDepositAccountRegistryServiceMember" xlink:to="byfc_CertificateOfDepositAccountRegistryServiceMember_lbl" xlink:title="label: CertificateOfDepositAccountRegistryServiceMember to byfc_CertificateOfDepositAccountRegistryServiceMember_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_CertificateOfDepositAccountRegistryServiceMember_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_CertificateOfDepositAccountRegistryServiceMember_lbl1" xml:lang="en-US" id="byfc_CertificateOfDepositAccountRegistryServiceMember_lbl1">Certificate Of Deposit Account Registry Service [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CertificateOfDepositAccountRegistryServiceMember" xlink:to="byfc_CertificateOfDepositAccountRegistryServiceMember_lbl1" xlink:title="label: CertificateOfDepositAccountRegistryServiceMember to byfc_CertificateOfDepositAccountRegistryServiceMember_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_CertificateOfDepositAccountRegistryServiceMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_CertificateOfDepositAccountRegistryServiceMember" xml:lang="en-US" id="byfc_CertificateOfDepositAccountRegistryServiceMember">CDARS [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CertificateOfDepositAccountRegistryServiceMember" xlink:to="byfc_CertificateOfDepositAccountRegistryServiceMember" xlink:title="label: CertificateOfDepositAccountRegistryServiceMember to byfc_CertificateOfDepositAccountRegistryServiceMember" />
    <link:loc xlink:type="locator" xlink:href="byfc-20251231.xsd#byfc_ReciprocalDepositsFromCertificateOfDepositAccountRegistryServiceMember" xlink:label="ReciprocalDepositsFromCertificateOfDepositAccountRegistryServiceMember" xlink:title="ReciprocalDepositsFromCertificateOfDepositAccountRegistryServiceMember" />
    <link:label xlink:type="resource" xlink:label="byfc_ReciprocalDepositsFromCertificateOfDepositAccountRegistryServiceMember_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_ReciprocalDepositsFromCertificateOfDepositAccountRegistryServiceMember_lbl" xml:lang="en-US" id="byfc_ReciprocalDepositsFromCertificateOfDepositAccountRegistryServiceMember_lbl">Represents the deposits under the CDARS program, which allows banks to place their customers' funds in FDIC-insured certificates of deposit at other banks and, at the same time, receive an equal sum of funds from the customers of other banks in the CDARS Network.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ReciprocalDepositsFromCertificateOfDepositAccountRegistryServiceMember" xlink:to="byfc_ReciprocalDepositsFromCertificateOfDepositAccountRegistryServiceMember_lbl" xlink:title="label: ReciprocalDepositsFromCertificateOfDepositAccountRegistryServiceMember to byfc_ReciprocalDepositsFromCertificateOfDepositAccountRegistryServiceMember_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_ReciprocalDepositsFromCertificateOfDepositAccountRegistryServiceMember_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_ReciprocalDepositsFromCertificateOfDepositAccountRegistryServiceMember_lbl1" xml:lang="en-US" id="byfc_ReciprocalDepositsFromCertificateOfDepositAccountRegistryServiceMember_lbl1">Reciprocal Deposits from Certificate Of Deposit Account Registry Service [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ReciprocalDepositsFromCertificateOfDepositAccountRegistryServiceMember" xlink:to="byfc_ReciprocalDepositsFromCertificateOfDepositAccountRegistryServiceMember_lbl1" xlink:title="label: ReciprocalDepositsFromCertificateOfDepositAccountRegistryServiceMember to byfc_ReciprocalDepositsFromCertificateOfDepositAccountRegistryServiceMember_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_ReciprocalDepositsFromCertificateOfDepositAccountRegistryServiceMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_ReciprocalDepositsFromCertificateOfDepositAccountRegistryServiceMember" xml:lang="en-US" id="byfc_ReciprocalDepositsFromCertificateOfDepositAccountRegistryServiceMember">Reciprocal Deposits from CDARS [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ReciprocalDepositsFromCertificateOfDepositAccountRegistryServiceMember" xlink:to="byfc_ReciprocalDepositsFromCertificateOfDepositAccountRegistryServiceMember" xlink:title="label: ReciprocalDepositsFromCertificateOfDepositAccountRegistryServiceMember to byfc_ReciprocalDepositsFromCertificateOfDepositAccountRegistryServiceMember" />
    <link:loc xlink:type="locator" xlink:href="byfc-20251231.xsd#byfc_NonreciprocalDepositsFromCertificateOfDepositAccountRegistryServiceMember" xlink:label="NonreciprocalDepositsFromCertificateOfDepositAccountRegistryServiceMember" xlink:title="NonreciprocalDepositsFromCertificateOfDepositAccountRegistryServiceMember" />
    <link:label xlink:type="resource" xlink:label="byfc_NonreciprocalDepositsFromCertificateOfDepositAccountRegistryServiceMember_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_NonreciprocalDepositsFromCertificateOfDepositAccountRegistryServiceMember_lbl" xml:lang="en-US" id="byfc_NonreciprocalDepositsFromCertificateOfDepositAccountRegistryServiceMember_lbl">The deposits that may be accepted under the CDARS program is nonreciprocal deposits which are considered to be brokered funds.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NonreciprocalDepositsFromCertificateOfDepositAccountRegistryServiceMember" xlink:to="byfc_NonreciprocalDepositsFromCertificateOfDepositAccountRegistryServiceMember_lbl" xlink:title="label: NonreciprocalDepositsFromCertificateOfDepositAccountRegistryServiceMember to byfc_NonreciprocalDepositsFromCertificateOfDepositAccountRegistryServiceMember_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_NonreciprocalDepositsFromCertificateOfDepositAccountRegistryServiceMember_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_NonreciprocalDepositsFromCertificateOfDepositAccountRegistryServiceMember_lbl1" xml:lang="en-US" id="byfc_NonreciprocalDepositsFromCertificateOfDepositAccountRegistryServiceMember_lbl1">Nonreciprocal Deposits from Certificate Of Deposit Account Registry Service [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NonreciprocalDepositsFromCertificateOfDepositAccountRegistryServiceMember" xlink:to="byfc_NonreciprocalDepositsFromCertificateOfDepositAccountRegistryServiceMember_lbl1" xlink:title="label: NonreciprocalDepositsFromCertificateOfDepositAccountRegistryServiceMember to byfc_NonreciprocalDepositsFromCertificateOfDepositAccountRegistryServiceMember_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_NonreciprocalDepositsFromCertificateOfDepositAccountRegistryServiceMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_NonreciprocalDepositsFromCertificateOfDepositAccountRegistryServiceMember" xml:lang="en-US" id="byfc_NonreciprocalDepositsFromCertificateOfDepositAccountRegistryServiceMember">Nonreciprocal Deposits from CDARS [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NonreciprocalDepositsFromCertificateOfDepositAccountRegistryServiceMember" xlink:to="byfc_NonreciprocalDepositsFromCertificateOfDepositAccountRegistryServiceMember" xlink:title="label: NonreciprocalDepositsFromCertificateOfDepositAccountRegistryServiceMember to byfc_NonreciprocalDepositsFromCertificateOfDepositAccountRegistryServiceMember" />
    <link:loc xlink:type="locator" xlink:href="byfc-20251231.xsd#byfc_DepositLiabilitiesTypeLineItems" xlink:label="DepositLiabilitiesTypeLineItems" xlink:title="DepositLiabilitiesTypeLineItems" />
    <link:label xlink:type="resource" xlink:label="byfc_DepositLiabilitiesTypeLineItems_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_DepositLiabilitiesTypeLineItems_lbl" xml:lang="en-US" id="byfc_DepositLiabilitiesTypeLineItems_lbl">Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DepositLiabilitiesTypeLineItems" xlink:to="byfc_DepositLiabilitiesTypeLineItems_lbl" xlink:title="label: DepositLiabilitiesTypeLineItems to byfc_DepositLiabilitiesTypeLineItems_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_DepositLiabilitiesTypeLineItems_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_DepositLiabilitiesTypeLineItems_lbl1" xml:lang="en-US" id="byfc_DepositLiabilitiesTypeLineItems_lbl1">Deposit Liabilities, Type [Line Items]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DepositLiabilitiesTypeLineItems" xlink:to="byfc_DepositLiabilitiesTypeLineItems_lbl1" xlink:title="label: DepositLiabilitiesTypeLineItems to byfc_DepositLiabilitiesTypeLineItems_lbl1" />
    <link:loc xlink:type="locator" xlink:href="byfc-20251231.xsd#byfc_PercentageOfUninsuredDeposits" xlink:label="PercentageOfUninsuredDeposits" xlink:title="PercentageOfUninsuredDeposits" />
    <link:label xlink:type="resource" xlink:label="byfc_PercentageOfUninsuredDeposits_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_PercentageOfUninsuredDeposits_lbl" xml:lang="en-US" id="byfc_PercentageOfUninsuredDeposits_lbl">The percentage of total deposits which are not insured by FDIC insurance.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PercentageOfUninsuredDeposits" xlink:to="byfc_PercentageOfUninsuredDeposits_lbl" xlink:title="label: PercentageOfUninsuredDeposits to byfc_PercentageOfUninsuredDeposits_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_PercentageOfUninsuredDeposits_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_PercentageOfUninsuredDeposits_lbl1" xml:lang="en-US" id="byfc_PercentageOfUninsuredDeposits_lbl1">Percentage of Uninsured Deposits</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PercentageOfUninsuredDeposits" xlink:to="byfc_PercentageOfUninsuredDeposits_lbl1" xlink:title="label: PercentageOfUninsuredDeposits to byfc_PercentageOfUninsuredDeposits_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_PercentageOfUninsuredDeposits" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_PercentageOfUninsuredDeposits" xml:lang="en-US" id="byfc_PercentageOfUninsuredDeposits">Percentage of uninsured deposits</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PercentageOfUninsuredDeposits" xlink:to="byfc_PercentageOfUninsuredDeposits" xlink:title="label: PercentageOfUninsuredDeposits to byfc_PercentageOfUninsuredDeposits" />
    <link:loc xlink:type="locator" xlink:href="byfc-20251231.xsd#byfc_FurnitureFixtureAndEquipmentMember" xlink:label="FurnitureFixtureAndEquipmentMember" xlink:title="FurnitureFixtureAndEquipmentMember" />
    <link:label xlink:type="resource" xlink:label="byfc_FurnitureFixtureAndEquipmentMember_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_FurnitureFixtureAndEquipmentMember_lbl" xml:lang="en-US" id="byfc_FurnitureFixtureAndEquipmentMember_lbl">Equipment commonly used in offices and stores, which have no permanent connection to the structure of a building or utilities, for example desks, chairs, tables and bookcases, and tangible personal property used in an office setting, for example computers, copiers and fax machines.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FurnitureFixtureAndEquipmentMember" xlink:to="byfc_FurnitureFixtureAndEquipmentMember_lbl" xlink:title="label: FurnitureFixtureAndEquipmentMember to byfc_FurnitureFixtureAndEquipmentMember_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_FurnitureFixtureAndEquipmentMember_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_FurnitureFixtureAndEquipmentMember_lbl1" xml:lang="en-US" id="byfc_FurnitureFixtureAndEquipmentMember_lbl1">Furniture Fixture And Equipment [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FurnitureFixtureAndEquipmentMember" xlink:to="byfc_FurnitureFixtureAndEquipmentMember_lbl1" xlink:title="label: FurnitureFixtureAndEquipmentMember to byfc_FurnitureFixtureAndEquipmentMember_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_FurnitureFixtureAndEquipmentMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_FurnitureFixtureAndEquipmentMember" xml:lang="en-US" id="byfc_FurnitureFixtureAndEquipmentMember">Furniture, Fixtures and Equipment [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FurnitureFixtureAndEquipmentMember" xlink:to="byfc_FurnitureFixtureAndEquipmentMember" xlink:title="label: FurnitureFixtureAndEquipmentMember to byfc_FurnitureFixtureAndEquipmentMember" />
    <link:loc xlink:type="locator" xlink:href="byfc-20251231.xsd#byfc_BankOwnedLifeInsurancePolicyTextBlock" xlink:label="BankOwnedLifeInsurancePolicyTextBlock" xlink:title="BankOwnedLifeInsurancePolicyTextBlock" />
    <link:label xlink:type="resource" xlink:label="byfc_BankOwnedLifeInsurancePolicyTextBlock_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_BankOwnedLifeInsurancePolicyTextBlock_lbl" xml:lang="en-US" id="byfc_BankOwnedLifeInsurancePolicyTextBlock_lbl">Disclosure of accounting policy for bank-owned life Insurance.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="BankOwnedLifeInsurancePolicyTextBlock" xlink:to="byfc_BankOwnedLifeInsurancePolicyTextBlock_lbl" xlink:title="label: BankOwnedLifeInsurancePolicyTextBlock to byfc_BankOwnedLifeInsurancePolicyTextBlock_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_BankOwnedLifeInsurancePolicyTextBlock_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_BankOwnedLifeInsurancePolicyTextBlock_lbl1" xml:lang="en-US" id="byfc_BankOwnedLifeInsurancePolicyTextBlock_lbl1">Bank Owned Life Insurance [Policy Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="BankOwnedLifeInsurancePolicyTextBlock" xlink:to="byfc_BankOwnedLifeInsurancePolicyTextBlock_lbl1" xlink:title="label: BankOwnedLifeInsurancePolicyTextBlock to byfc_BankOwnedLifeInsurancePolicyTextBlock_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_BankOwnedLifeInsurancePolicyTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_BankOwnedLifeInsurancePolicyTextBlock" xml:lang="en-US" id="byfc_BankOwnedLifeInsurancePolicyTextBlock">Bank-Owned Life Insurance</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="BankOwnedLifeInsurancePolicyTextBlock" xlink:to="byfc_BankOwnedLifeInsurancePolicyTextBlock" xlink:title="label: BankOwnedLifeInsurancePolicyTextBlock to byfc_BankOwnedLifeInsurancePolicyTextBlock" />
    <link:loc xlink:type="locator" xlink:href="byfc-20251231.xsd#byfc_InvestmentInAffordableHousingLimitedPartnershipPolicyTextBlock" xlink:label="InvestmentInAffordableHousingLimitedPartnershipPolicyTextBlock" xlink:title="InvestmentInAffordableHousingLimitedPartnershipPolicyTextBlock" />
    <link:label xlink:type="resource" xlink:label="byfc_InvestmentInAffordableHousingLimitedPartnershipPolicyTextBlock_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_InvestmentInAffordableHousingLimitedPartnershipPolicyTextBlock_lbl" xml:lang="en-US" id="byfc_InvestmentInAffordableHousingLimitedPartnershipPolicyTextBlock_lbl">Disclosure of accounting policy for investments in affordable housing limited partnerships.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InvestmentInAffordableHousingLimitedPartnershipPolicyTextBlock" xlink:to="byfc_InvestmentInAffordableHousingLimitedPartnershipPolicyTextBlock_lbl" xlink:title="label: InvestmentInAffordableHousingLimitedPartnershipPolicyTextBlock to byfc_InvestmentInAffordableHousingLimitedPartnershipPolicyTextBlock_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_InvestmentInAffordableHousingLimitedPartnershipPolicyTextBlock_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_InvestmentInAffordableHousingLimitedPartnershipPolicyTextBlock_lbl1" xml:lang="en-US" id="byfc_InvestmentInAffordableHousingLimitedPartnershipPolicyTextBlock_lbl1">Investment in Affordable Housing Limited Partnership [Policy Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InvestmentInAffordableHousingLimitedPartnershipPolicyTextBlock" xlink:to="byfc_InvestmentInAffordableHousingLimitedPartnershipPolicyTextBlock_lbl1" xlink:title="label: InvestmentInAffordableHousingLimitedPartnershipPolicyTextBlock to byfc_InvestmentInAffordableHousingLimitedPartnershipPolicyTextBlock_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_InvestmentInAffordableHousingLimitedPartnershipPolicyTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_InvestmentInAffordableHousingLimitedPartnershipPolicyTextBlock" xml:lang="en-US" id="byfc_InvestmentInAffordableHousingLimitedPartnershipPolicyTextBlock">Investment in Affordable Housing Limited Partnership</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InvestmentInAffordableHousingLimitedPartnershipPolicyTextBlock" xlink:to="byfc_InvestmentInAffordableHousingLimitedPartnershipPolicyTextBlock" xlink:title="label: InvestmentInAffordableHousingLimitedPartnershipPolicyTextBlock to byfc_InvestmentInAffordableHousingLimitedPartnershipPolicyTextBlock" />
    <link:loc xlink:type="locator" xlink:href="byfc-20251231.xsd#byfc_FederalHomeLoanBankAndFederalReserveBankStockPolicyTextBlock" xlink:label="FederalHomeLoanBankAndFederalReserveBankStockPolicyTextBlock" xlink:title="FederalHomeLoanBankAndFederalReserveBankStockPolicyTextBlock" />
    <link:label xlink:type="resource" xlink:label="byfc_FederalHomeLoanBankAndFederalReserveBankStockPolicyTextBlock_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_FederalHomeLoanBankAndFederalReserveBankStockPolicyTextBlock_lbl" xml:lang="en-US" id="byfc_FederalHomeLoanBankAndFederalReserveBankStockPolicyTextBlock_lbl">Disclosure of accounting policy for Federal Home Loan Bank and Federal Reserve Bank stock.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FederalHomeLoanBankAndFederalReserveBankStockPolicyTextBlock" xlink:to="byfc_FederalHomeLoanBankAndFederalReserveBankStockPolicyTextBlock_lbl" xlink:title="label: FederalHomeLoanBankAndFederalReserveBankStockPolicyTextBlock to byfc_FederalHomeLoanBankAndFederalReserveBankStockPolicyTextBlock_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_FederalHomeLoanBankAndFederalReserveBankStockPolicyTextBlock_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_FederalHomeLoanBankAndFederalReserveBankStockPolicyTextBlock_lbl1" xml:lang="en-US" id="byfc_FederalHomeLoanBankAndFederalReserveBankStockPolicyTextBlock_lbl1">Federal Home Loan Bank and Federal Reserve Bank Stock [Policy Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FederalHomeLoanBankAndFederalReserveBankStockPolicyTextBlock" xlink:to="byfc_FederalHomeLoanBankAndFederalReserveBankStockPolicyTextBlock_lbl1" xlink:title="label: FederalHomeLoanBankAndFederalReserveBankStockPolicyTextBlock to byfc_FederalHomeLoanBankAndFederalReserveBankStockPolicyTextBlock_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_FederalHomeLoanBankAndFederalReserveBankStockPolicyTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_FederalHomeLoanBankAndFederalReserveBankStockPolicyTextBlock" xml:lang="en-US" id="byfc_FederalHomeLoanBankAndFederalReserveBankStockPolicyTextBlock">Federal Home Loan Bank (FHLB) and Federal Reserve Bank (FRB) stock</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FederalHomeLoanBankAndFederalReserveBankStockPolicyTextBlock" xlink:to="byfc_FederalHomeLoanBankAndFederalReserveBankStockPolicyTextBlock" xlink:title="label: FederalHomeLoanBankAndFederalReserveBankStockPolicyTextBlock to byfc_FederalHomeLoanBankAndFederalReserveBankStockPolicyTextBlock" />
    <link:loc xlink:type="locator" xlink:href="byfc-20251231.xsd#byfc_ModifiedLoansToBorrowersExperiencingFinancialDifficultyPolicyTextBlock" xlink:label="ModifiedLoansToBorrowersExperiencingFinancialDifficultyPolicyTextBlock" xlink:title="ModifiedLoansToBorrowersExperiencingFinancialDifficultyPolicyTextBlock" />
    <link:label xlink:type="resource" xlink:label="byfc_ModifiedLoansToBorrowersExperiencingFinancialDifficultyPolicyTextBlock_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_ModifiedLoansToBorrowersExperiencingFinancialDifficultyPolicyTextBlock_lbl" xml:lang="en-US" id="byfc_ModifiedLoansToBorrowersExperiencingFinancialDifficultyPolicyTextBlock_lbl">Disclosure of accounting policy for modified loans to borrowers experiencing financial difficulty.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ModifiedLoansToBorrowersExperiencingFinancialDifficultyPolicyTextBlock" xlink:to="byfc_ModifiedLoansToBorrowersExperiencingFinancialDifficultyPolicyTextBlock_lbl" xlink:title="label: ModifiedLoansToBorrowersExperiencingFinancialDifficultyPolicyTextBlock to byfc_ModifiedLoansToBorrowersExperiencingFinancialDifficultyPolicyTextBlock_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_ModifiedLoansToBorrowersExperiencingFinancialDifficultyPolicyTextBlock_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_ModifiedLoansToBorrowersExperiencingFinancialDifficultyPolicyTextBlock_lbl1" xml:lang="en-US" id="byfc_ModifiedLoansToBorrowersExperiencingFinancialDifficultyPolicyTextBlock_lbl1">Modified Loans to Borrowers Experiencing Financial Difficulty [Policy Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ModifiedLoansToBorrowersExperiencingFinancialDifficultyPolicyTextBlock" xlink:to="byfc_ModifiedLoansToBorrowersExperiencingFinancialDifficultyPolicyTextBlock_lbl1" xlink:title="label: ModifiedLoansToBorrowersExperiencingFinancialDifficultyPolicyTextBlock to byfc_ModifiedLoansToBorrowersExperiencingFinancialDifficultyPolicyTextBlock_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_ModifiedLoansToBorrowersExperiencingFinancialDifficultyPolicyTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_ModifiedLoansToBorrowersExperiencingFinancialDifficultyPolicyTextBlock" xml:lang="en-US" id="byfc_ModifiedLoansToBorrowersExperiencingFinancialDifficultyPolicyTextBlock">Modified Loans to Borrowers Experiencing Financial Difficulty</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ModifiedLoansToBorrowersExperiencingFinancialDifficultyPolicyTextBlock" xlink:to="byfc_ModifiedLoansToBorrowersExperiencingFinancialDifficultyPolicyTextBlock" xlink:title="label: ModifiedLoansToBorrowersExperiencingFinancialDifficultyPolicyTextBlock to byfc_ModifiedLoansToBorrowersExperiencingFinancialDifficultyPolicyTextBlock" />
    <link:loc xlink:type="locator" xlink:href="byfc-20251231.xsd#byfc_LesseeOperatingLeaseNumberOfLeaseExtensionOptions" xlink:label="LesseeOperatingLeaseNumberOfLeaseExtensionOptions" xlink:title="LesseeOperatingLeaseNumberOfLeaseExtensionOptions" />
    <link:label xlink:type="resource" xlink:label="byfc_LesseeOperatingLeaseNumberOfLeaseExtensionOptions_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_LesseeOperatingLeaseNumberOfLeaseExtensionOptions_lbl" xml:lang="en-US" id="byfc_LesseeOperatingLeaseNumberOfLeaseExtensionOptions_lbl">The number of times the Company may opt to extend an operating lease, as defined in the lease agreement.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LesseeOperatingLeaseNumberOfLeaseExtensionOptions" xlink:to="byfc_LesseeOperatingLeaseNumberOfLeaseExtensionOptions_lbl" xlink:title="label: LesseeOperatingLeaseNumberOfLeaseExtensionOptions to byfc_LesseeOperatingLeaseNumberOfLeaseExtensionOptions_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_LesseeOperatingLeaseNumberOfLeaseExtensionOptions_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_LesseeOperatingLeaseNumberOfLeaseExtensionOptions_lbl1" xml:lang="en-US" id="byfc_LesseeOperatingLeaseNumberOfLeaseExtensionOptions_lbl1">Lessee, Operating Lease, Number of Lease Extension Options</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LesseeOperatingLeaseNumberOfLeaseExtensionOptions" xlink:to="byfc_LesseeOperatingLeaseNumberOfLeaseExtensionOptions_lbl1" xlink:title="label: LesseeOperatingLeaseNumberOfLeaseExtensionOptions to byfc_LesseeOperatingLeaseNumberOfLeaseExtensionOptions_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_LesseeOperatingLeaseNumberOfLeaseExtensionOptions" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_LesseeOperatingLeaseNumberOfLeaseExtensionOptions" xml:lang="en-US" id="byfc_LesseeOperatingLeaseNumberOfLeaseExtensionOptions">Number of options to extend</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LesseeOperatingLeaseNumberOfLeaseExtensionOptions" xlink:to="byfc_LesseeOperatingLeaseNumberOfLeaseExtensionOptions" xlink:title="label: LesseeOperatingLeaseNumberOfLeaseExtensionOptions to byfc_LesseeOperatingLeaseNumberOfLeaseExtensionOptions" />
    <link:loc xlink:type="locator" xlink:href="byfc-20251231.xsd#byfc_ScheduleOfFederalHomeLoanBankAdvancesFiscalYearMaturityTableTextBlock" xlink:label="ScheduleOfFederalHomeLoanBankAdvancesFiscalYearMaturityTableTextBlock" xlink:title="ScheduleOfFederalHomeLoanBankAdvancesFiscalYearMaturityTableTextBlock" />
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    <link:loc xlink:type="locator" xlink:href="byfc-20251231.xsd#byfc_PaymentOfDistributionsToSubsidiaries" xlink:label="PaymentOfDistributionsToSubsidiaries" xlink:title="PaymentOfDistributionsToSubsidiaries" />
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    <link:loc xlink:type="locator" xlink:href="byfc-20251231.xsd#byfc_FinancingReceivableDelinquencyPeriodForInterestIncomeOnLoansToBeDiscontinued" xlink:label="FinancingReceivableDelinquencyPeriodForInterestIncomeOnLoansToBeDiscontinued" xlink:title="FinancingReceivableDelinquencyPeriodForInterestIncomeOnLoansToBeDiscontinued" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableDelinquencyPeriodForInterestIncomeOnLoansToBeDiscontinued" xlink:to="byfc_FinancingReceivableDelinquencyPeriodForInterestIncomeOnLoansToBeDiscontinued_lbl" xlink:title="label: FinancingReceivableDelinquencyPeriodForInterestIncomeOnLoansToBeDiscontinued to byfc_FinancingReceivableDelinquencyPeriodForInterestIncomeOnLoansToBeDiscontinued_lbl" />
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    <link:loc xlink:type="locator" xlink:href="byfc-20251231.xsd#byfc_GoodwillAndIntangibleAssetsAbstract" xlink:label="GoodwillAndIntangibleAssetsAbstract" xlink:title="GoodwillAndIntangibleAssetsAbstract" />
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    <link:loc xlink:type="locator" xlink:href="byfc-20251231.xsd#byfc_DeferredTaxAssetsRightOfUseLiability" xlink:label="DeferredTaxAssetsRightOfUseLiability" xlink:title="DeferredTaxAssetsRightOfUseLiability" />
    <link:label xlink:type="resource" xlink:label="byfc_DeferredTaxAssetsRightOfUseLiability_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_DeferredTaxAssetsRightOfUseLiability_lbl" xml:lang="en-US" id="byfc_DeferredTaxAssetsRightOfUseLiability_lbl">Amount before allocation of valuation allowances of deferred tax asset attributable to right of use liability.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DeferredTaxAssetsRightOfUseLiability" xlink:to="byfc_DeferredTaxAssetsRightOfUseLiability_lbl" xlink:title="label: DeferredTaxAssetsRightOfUseLiability to byfc_DeferredTaxAssetsRightOfUseLiability_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_DeferredTaxAssetsRightOfUseLiability_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_DeferredTaxAssetsRightOfUseLiability_lbl1" xml:lang="en-US" id="byfc_DeferredTaxAssetsRightOfUseLiability_lbl1">Deferred Tax Assets, Right of Use Liability</link:label>
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    <link:label xlink:type="resource" xlink:label="byfc_DeferredTaxAssetsRightOfUseLiability" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_DeferredTaxAssetsRightOfUseLiability" xml:lang="en-US" id="byfc_DeferredTaxAssetsRightOfUseLiability">Lease liability</link:label>
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    <link:loc xlink:type="locator" xlink:href="byfc-20251231.xsd#byfc_DeferredTaxAssetsFairValueAdjustmentOnAcquiredLoans" xlink:label="DeferredTaxAssetsFairValueAdjustmentOnAcquiredLoans" xlink:title="DeferredTaxAssetsFairValueAdjustmentOnAcquiredLoans" />
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    <link:loc xlink:type="locator" xlink:href="byfc-20251231.xsd#byfc_DeferredTaxLiabilitiesFederalHomeLoanBankStockDividends" xlink:label="DeferredTaxLiabilitiesFederalHomeLoanBankStockDividends" xlink:title="DeferredTaxLiabilitiesFederalHomeLoanBankStockDividends" />
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    <link:loc xlink:type="locator" xlink:href="byfc-20251231.xsd#byfc_DeferredTaxLiabilitiesRightOfUseAssets" xlink:label="DeferredTaxLiabilitiesRightOfUseAssets" xlink:title="DeferredTaxLiabilitiesRightOfUseAssets" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DeferredTaxLiabilitiesRightOfUseAssets" xlink:to="byfc_DeferredTaxLiabilitiesRightOfUseAssets_lbl1" xlink:title="label: DeferredTaxLiabilitiesRightOfUseAssets to byfc_DeferredTaxLiabilitiesRightOfUseAssets_lbl1" />
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    <link:loc xlink:type="locator" xlink:href="byfc-20251231.xsd#byfc_SmallBusinessAdministrationSecuritiesMember" xlink:label="SmallBusinessAdministrationSecuritiesMember" xlink:title="SmallBusinessAdministrationSecuritiesMember" />
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    <link:loc xlink:type="locator" xlink:href="byfc-20251231.xsd#byfc_WeightedAverageRateOnRepurchaseAgreements" xlink:label="WeightedAverageRateOnRepurchaseAgreements" xlink:title="WeightedAverageRateOnRepurchaseAgreements" />
    <link:label xlink:type="resource" xlink:label="byfc_WeightedAverageRateOnRepurchaseAgreements_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_WeightedAverageRateOnRepurchaseAgreements_lbl" xml:lang="en-US" id="byfc_WeightedAverageRateOnRepurchaseAgreements_lbl">Percentage of weighted average rate of repurchase agreements.</link:label>
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="WeightedAverageRateOnRepurchaseAgreements" xlink:to="byfc_WeightedAverageRateOnRepurchaseAgreements_lbl1" xlink:title="label: WeightedAverageRateOnRepurchaseAgreements to byfc_WeightedAverageRateOnRepurchaseAgreements_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_WeightedAverageRateOnRepurchaseAgreements" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_WeightedAverageRateOnRepurchaseAgreements" xml:lang="en-US" id="byfc_WeightedAverageRateOnRepurchaseAgreements">Weighted average rate on repurchase agreements</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="WeightedAverageRateOnRepurchaseAgreements" xlink:to="byfc_WeightedAverageRateOnRepurchaseAgreements" xlink:title="label: WeightedAverageRateOnRepurchaseAgreements to byfc_WeightedAverageRateOnRepurchaseAgreements" />
    <link:loc xlink:type="locator" xlink:href="byfc-20251231.xsd#byfc_FairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock" xlink:label="FairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock" xlink:title="FairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock" />
    <link:label xlink:type="resource" xlink:label="byfc_FairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_FairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock_lbl" xml:lang="en-US" id="byfc_FairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock_lbl">Tabular disclosure of assets and liabilities, including [financial] instruments measured at fair value that are classified in stockholders' equity, if any, by class that are measured at fair value on a recurring basis. The disclosures contemplated herein include the fair value measurements at the reporting date by the level within the fair value hierarchy in which the fair value measurements in their entirety fall, segregating fair value measurements using quoted prices in active markets for identical assets (Level 1), significant other observable inputs (Level 2), and significant unobservable inputs (Level 3).</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock" xlink:to="byfc_FairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock_lbl" xlink:title="label: FairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock to byfc_FairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_FairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_FairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock_lbl1" xml:lang="en-US" id="byfc_FairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock_lbl1">Fair Value, Assets and Liabilities Measured on Recurring Basis [Table Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock" xlink:to="byfc_FairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock_lbl1" xlink:title="label: FairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock to byfc_FairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_FairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_FairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock" xml:lang="en-US" id="byfc_FairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock">Assets and Liabilities Measured on a Recurring Basis</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock" xlink:to="byfc_FairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock" xlink:title="label: FairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock to byfc_FairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock" />
    <link:loc xlink:type="locator" xlink:href="byfc-20251231.xsd#byfc_CommercialPortfolioSegmentExcludingSBALoansMember" xlink:label="CommercialPortfolioSegmentExcludingSBALoansMember" xlink:title="CommercialPortfolioSegmentExcludingSBALoansMember" />
    <link:label xlink:type="resource" xlink:label="byfc_CommercialPortfolioSegmentExcludingSBALoansMember_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_CommercialPortfolioSegmentExcludingSBALoansMember_lbl" xml:lang="en-US" id="byfc_CommercialPortfolioSegmentExcludingSBALoansMember_lbl">Portfolio segment of the company's total financing receivables related to commercial receivables, excluding SBA loans.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CommercialPortfolioSegmentExcludingSBALoansMember" xlink:to="byfc_CommercialPortfolioSegmentExcludingSBALoansMember_lbl" xlink:title="label: CommercialPortfolioSegmentExcludingSBALoansMember to byfc_CommercialPortfolioSegmentExcludingSBALoansMember_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_CommercialPortfolioSegmentExcludingSBALoansMember_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_CommercialPortfolioSegmentExcludingSBALoansMember_lbl1" xml:lang="en-US" id="byfc_CommercialPortfolioSegmentExcludingSBALoansMember_lbl1">Commercial Portfolio Segment, Excluding SBA Loans [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CommercialPortfolioSegmentExcludingSBALoansMember" xlink:to="byfc_CommercialPortfolioSegmentExcludingSBALoansMember_lbl1" xlink:title="label: CommercialPortfolioSegmentExcludingSBALoansMember to byfc_CommercialPortfolioSegmentExcludingSBALoansMember_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_CommercialPortfolioSegmentExcludingSBALoansMember" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="byfc_CommercialPortfolioSegmentExcludingSBALoansMember" xml:lang="en-US" id="byfc_CommercialPortfolioSegmentExcludingSBALoansMember">Commercial - Others [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CommercialPortfolioSegmentExcludingSBALoansMember" xlink:to="byfc_CommercialPortfolioSegmentExcludingSBALoansMember" xlink:title="label: CommercialPortfolioSegmentExcludingSBALoansMember to byfc_CommercialPortfolioSegmentExcludingSBALoansMember" />
    <link:label xlink:type="resource" xlink:label="byfc_CommercialPortfolioSegmentExcludingSBALoansMember_lbl2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_CommercialPortfolioSegmentExcludingSBALoansMember_lbl2" xml:lang="en-US" id="byfc_CommercialPortfolioSegmentExcludingSBALoansMember_lbl2">Commercial - Others [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CommercialPortfolioSegmentExcludingSBALoansMember" xlink:to="byfc_CommercialPortfolioSegmentExcludingSBALoansMember_lbl2" xlink:title="label: CommercialPortfolioSegmentExcludingSBALoansMember to byfc_CommercialPortfolioSegmentExcludingSBALoansMember_lbl2" />
    <link:loc xlink:type="locator" xlink:href="byfc-20251231.xsd#byfc_SmallBusinessAdministrationLoanMember" xlink:label="SmallBusinessAdministrationLoanMember" xlink:title="SmallBusinessAdministrationLoanMember" />
    <link:label xlink:type="resource" xlink:label="byfc_SmallBusinessAdministrationLoanMember_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_SmallBusinessAdministrationLoanMember_lbl" xml:lang="en-US" id="byfc_SmallBusinessAdministrationLoanMember_lbl">Loans issued by financial institutions under the U.S. Small Business Administration (SBA).</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SmallBusinessAdministrationLoanMember" xlink:to="byfc_SmallBusinessAdministrationLoanMember_lbl" xlink:title="label: SmallBusinessAdministrationLoanMember to byfc_SmallBusinessAdministrationLoanMember_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_SmallBusinessAdministrationLoanMember_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_SmallBusinessAdministrationLoanMember_lbl1" xml:lang="en-US" id="byfc_SmallBusinessAdministrationLoanMember_lbl1">Small Business Administration Loan [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SmallBusinessAdministrationLoanMember" xlink:to="byfc_SmallBusinessAdministrationLoanMember_lbl1" xlink:title="label: SmallBusinessAdministrationLoanMember to byfc_SmallBusinessAdministrationLoanMember_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_SmallBusinessAdministrationLoanMember" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="byfc_SmallBusinessAdministrationLoanMember" xml:lang="en-US" id="byfc_SmallBusinessAdministrationLoanMember">SBA Loans [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SmallBusinessAdministrationLoanMember" xlink:to="byfc_SmallBusinessAdministrationLoanMember" xlink:title="label: SmallBusinessAdministrationLoanMember to byfc_SmallBusinessAdministrationLoanMember" />
    <link:loc xlink:type="locator" xlink:href="byfc-20251231.xsd#byfc_MultifamilyLoanMember" xlink:label="MultifamilyLoanMember" xlink:title="MultifamilyLoanMember" />
    <link:label xlink:type="resource" xlink:label="byfc_MultifamilyLoanMember_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_MultifamilyLoanMember_lbl" xml:lang="en-US" id="byfc_MultifamilyLoanMember_lbl">Loan to finance the purchase of multi-family residential real property.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="MultifamilyLoanMember" xlink:to="byfc_MultifamilyLoanMember_lbl" xlink:title="label: MultifamilyLoanMember to byfc_MultifamilyLoanMember_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_MultifamilyLoanMember_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_MultifamilyLoanMember_lbl1" xml:lang="en-US" id="byfc_MultifamilyLoanMember_lbl1">Multifamily Loan [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="MultifamilyLoanMember" xlink:to="byfc_MultifamilyLoanMember_lbl1" xlink:title="label: MultifamilyLoanMember to byfc_MultifamilyLoanMember_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_MultifamilyLoanMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_MultifamilyLoanMember" xml:lang="en-US" id="byfc_MultifamilyLoanMember">Multi-Family [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="MultifamilyLoanMember" xlink:to="byfc_MultifamilyLoanMember" xlink:title="label: MultifamilyLoanMember to byfc_MultifamilyLoanMember" />
    <link:loc xlink:type="locator" xlink:href="byfc-20251231.xsd#byfc_SingleFamilyLoanMember" xlink:label="SingleFamilyLoanMember" xlink:title="SingleFamilyLoanMember" />
    <link:label xlink:type="resource" xlink:label="byfc_SingleFamilyLoanMember_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_SingleFamilyLoanMember_lbl" xml:lang="en-US" id="byfc_SingleFamilyLoanMember_lbl">Loan to finance the purchase of single family real estate property.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SingleFamilyLoanMember" xlink:to="byfc_SingleFamilyLoanMember_lbl" xlink:title="label: SingleFamilyLoanMember to byfc_SingleFamilyLoanMember_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_SingleFamilyLoanMember_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_SingleFamilyLoanMember_lbl1" xml:lang="en-US" id="byfc_SingleFamilyLoanMember_lbl1">Single Family Loan [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SingleFamilyLoanMember" xlink:to="byfc_SingleFamilyLoanMember_lbl1" xlink:title="label: SingleFamilyLoanMember to byfc_SingleFamilyLoanMember_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_SingleFamilyLoanMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_SingleFamilyLoanMember" xml:lang="en-US" id="byfc_SingleFamilyLoanMember">Single-Family [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SingleFamilyLoanMember" xlink:to="byfc_SingleFamilyLoanMember" xlink:title="label: SingleFamilyLoanMember to byfc_SingleFamilyLoanMember" />
    <link:loc xlink:type="locator" xlink:href="byfc-20251231.xsd#byfc_ChurchLoanMember" xlink:label="ChurchLoanMember" xlink:title="ChurchLoanMember" />
    <link:label xlink:type="resource" xlink:label="byfc_ChurchLoanMember_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_ChurchLoanMember_lbl" xml:lang="en-US" id="byfc_ChurchLoanMember_lbl">Loan receivables related to church real estate receivables.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ChurchLoanMember" xlink:to="byfc_ChurchLoanMember_lbl" xlink:title="label: ChurchLoanMember to byfc_ChurchLoanMember_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_ChurchLoanMember_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_ChurchLoanMember_lbl1" xml:lang="en-US" id="byfc_ChurchLoanMember_lbl1">Church Loan [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ChurchLoanMember" xlink:to="byfc_ChurchLoanMember_lbl1" xlink:title="label: ChurchLoanMember to byfc_ChurchLoanMember_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_ChurchLoanMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_ChurchLoanMember" xml:lang="en-US" id="byfc_ChurchLoanMember">Church [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ChurchLoanMember" xlink:to="byfc_ChurchLoanMember" xlink:title="label: ChurchLoanMember to byfc_ChurchLoanMember" />
    <link:loc xlink:type="locator" xlink:href="byfc-20251231.xsd#byfc_WatchMember" xlink:label="WatchMember" xlink:title="WatchMember" />
    <link:label xlink:type="resource" xlink:label="byfc_WatchMember_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_WatchMember_lbl" xml:lang="en-US" id="byfc_WatchMember_lbl">Represents loans that exhibit weaknesses that could threaten the current net worth and paying capacity of the obligors. A watch rating is used when a material deficiency exists but correction is anticipated within an acceptable time frame.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="WatchMember" xlink:to="byfc_WatchMember_lbl" xlink:title="label: WatchMember to byfc_WatchMember_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_WatchMember_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_WatchMember_lbl1" xml:lang="en-US" id="byfc_WatchMember_lbl1">Watch [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="WatchMember" xlink:to="byfc_WatchMember_lbl1" xlink:title="label: WatchMember to byfc_WatchMember_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_WatchMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_WatchMember" xml:lang="en-US" id="byfc_WatchMember">Watch [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="WatchMember" xlink:to="byfc_WatchMember" xlink:title="label: WatchMember to byfc_WatchMember" />
    <link:loc xlink:type="locator" xlink:href="byfc-20251231.xsd#byfc_FinancingReceivableOriginatedFiveYearsBeforeLatestFiscalYear" xlink:label="FinancingReceivableOriginatedFiveYearsBeforeLatestFiscalYear" xlink:title="FinancingReceivableOriginatedFiveYearsBeforeLatestFiscalYear" />
    <link:label xlink:type="resource" xlink:label="byfc_FinancingReceivableOriginatedFiveYearsBeforeLatestFiscalYear_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_FinancingReceivableOriginatedFiveYearsBeforeLatestFiscalYear_lbl" xml:lang="en-US" id="byfc_FinancingReceivableOriginatedFiveYearsBeforeLatestFiscalYear_lbl">Amortized cost of financing receivable originated five years prior to current fiscal year. Excludes net investment in lease.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableOriginatedFiveYearsBeforeLatestFiscalYear" xlink:to="byfc_FinancingReceivableOriginatedFiveYearsBeforeLatestFiscalYear_lbl" xlink:title="label: FinancingReceivableOriginatedFiveYearsBeforeLatestFiscalYear to byfc_FinancingReceivableOriginatedFiveYearsBeforeLatestFiscalYear_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_FinancingReceivableOriginatedFiveYearsBeforeLatestFiscalYear_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_FinancingReceivableOriginatedFiveYearsBeforeLatestFiscalYear_lbl1" xml:lang="en-US" id="byfc_FinancingReceivableOriginatedFiveYearsBeforeLatestFiscalYear_lbl1">Financing Receivable Originated Five Years Before Latest Fiscal Year</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableOriginatedFiveYearsBeforeLatestFiscalYear" xlink:to="byfc_FinancingReceivableOriginatedFiveYearsBeforeLatestFiscalYear_lbl1" xlink:title="label: FinancingReceivableOriginatedFiveYearsBeforeLatestFiscalYear to byfc_FinancingReceivableOriginatedFiveYearsBeforeLatestFiscalYear_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_FinancingReceivableOriginatedFiveYearsBeforeLatestFiscalYear" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_FinancingReceivableOriginatedFiveYearsBeforeLatestFiscalYear" xml:lang="en-US" id="byfc_FinancingReceivableOriginatedFiveYearsBeforeLatestFiscalYear">2020</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableOriginatedFiveYearsBeforeLatestFiscalYear" xlink:to="byfc_FinancingReceivableOriginatedFiveYearsBeforeLatestFiscalYear" xlink:title="label: FinancingReceivableOriginatedFiveYearsBeforeLatestFiscalYear to byfc_FinancingReceivableOriginatedFiveYearsBeforeLatestFiscalYear" />
    <link:loc xlink:type="locator" xlink:href="byfc-20251231.xsd#byfc_ImpairedLoansMember" xlink:label="ImpairedLoansMember" xlink:title="ImpairedLoansMember" />
    <link:label xlink:type="resource" xlink:label="byfc_ImpairedLoansMember_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_ImpairedLoansMember_lbl" xml:lang="en-US" id="byfc_ImpairedLoansMember_lbl">Loans for which it is probable that not all amounts due according to the contractual terms of the loan arrangement will be collected, and which have been written down to the fair value of the collateral on the loan.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ImpairedLoansMember" xlink:to="byfc_ImpairedLoansMember_lbl" xlink:title="label: ImpairedLoansMember to byfc_ImpairedLoansMember_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_ImpairedLoansMember_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_ImpairedLoansMember_lbl1" xml:lang="en-US" id="byfc_ImpairedLoansMember_lbl1">Impaired Loans [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ImpairedLoansMember" xlink:to="byfc_ImpairedLoansMember_lbl1" xlink:title="label: ImpairedLoansMember to byfc_ImpairedLoansMember_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_ImpairedLoansMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_ImpairedLoansMember" xml:lang="en-US" id="byfc_ImpairedLoansMember">Impaired Loans Carried at Fair Value [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ImpairedLoansMember" xlink:to="byfc_ImpairedLoansMember" xlink:title="label: ImpairedLoansMember to byfc_ImpairedLoansMember" />
    <link:loc xlink:type="locator" xlink:href="byfc-20251231.xsd#byfc_BankOwnedLifeInsuranceFairValueDisclosure" xlink:label="BankOwnedLifeInsuranceFairValueDisclosure" xlink:title="BankOwnedLifeInsuranceFairValueDisclosure" />
    <link:label xlink:type="resource" xlink:label="byfc_BankOwnedLifeInsuranceFairValueDisclosure_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_BankOwnedLifeInsuranceFairValueDisclosure_lbl" xml:lang="en-US" id="byfc_BankOwnedLifeInsuranceFairValueDisclosure_lbl">Fair value portion of life insurance policy on an officer, executive or employee for which the reporting entity (a bank) is entitled to proceeds from the policy upon death of the insured or surrender of the insurance policy.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="BankOwnedLifeInsuranceFairValueDisclosure" xlink:to="byfc_BankOwnedLifeInsuranceFairValueDisclosure_lbl" xlink:title="label: BankOwnedLifeInsuranceFairValueDisclosure to byfc_BankOwnedLifeInsuranceFairValueDisclosure_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_BankOwnedLifeInsuranceFairValueDisclosure_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_BankOwnedLifeInsuranceFairValueDisclosure_lbl1" xml:lang="en-US" id="byfc_BankOwnedLifeInsuranceFairValueDisclosure_lbl1">Bank Owned Life Insurance Fair Value Disclosure</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="BankOwnedLifeInsuranceFairValueDisclosure" xlink:to="byfc_BankOwnedLifeInsuranceFairValueDisclosure_lbl1" xlink:title="label: BankOwnedLifeInsuranceFairValueDisclosure to byfc_BankOwnedLifeInsuranceFairValueDisclosure_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_BankOwnedLifeInsuranceFairValueDisclosure" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_BankOwnedLifeInsuranceFairValueDisclosure" xml:lang="en-US" id="byfc_BankOwnedLifeInsuranceFairValueDisclosure">Bank owned life insurance</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="BankOwnedLifeInsuranceFairValueDisclosure" xlink:to="byfc_BankOwnedLifeInsuranceFairValueDisclosure" xlink:title="label: BankOwnedLifeInsuranceFairValueDisclosure to byfc_BankOwnedLifeInsuranceFairValueDisclosure" />
    <link:loc xlink:type="locator" xlink:href="byfc-20251231.xsd#byfc_NonInterestBearingDepositsFairValueDisclosure" xlink:label="NonInterestBearingDepositsFairValueDisclosure" xlink:title="NonInterestBearingDepositsFairValueDisclosure" />
    <link:label xlink:type="resource" xlink:label="byfc_NonInterestBearingDepositsFairValueDisclosure_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_NonInterestBearingDepositsFairValueDisclosure_lbl" xml:lang="en-US" id="byfc_NonInterestBearingDepositsFairValueDisclosure_lbl">This element represents the portion of the balance sheet assertion valued at fair value by the entity whether such amount is presented as a separate caption or as a parenthetical disclosure. Additionally, this element may be used in connection with the fair value disclosures required in the footnote disclosures to the financial statements. The element may be used in both the balance sheet and disclosure. This item represents the aggregate of all non-interest bearing deposits, saving deposits, negotiable orders of withdrawal (NOW) and time deposits among others.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NonInterestBearingDepositsFairValueDisclosure" xlink:to="byfc_NonInterestBearingDepositsFairValueDisclosure_lbl" xlink:title="label: NonInterestBearingDepositsFairValueDisclosure to byfc_NonInterestBearingDepositsFairValueDisclosure_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_NonInterestBearingDepositsFairValueDisclosure_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_NonInterestBearingDepositsFairValueDisclosure_lbl1" xml:lang="en-US" id="byfc_NonInterestBearingDepositsFairValueDisclosure_lbl1">Non-interest Bearing Deposits, Fair Value Disclosure</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NonInterestBearingDepositsFairValueDisclosure" xlink:to="byfc_NonInterestBearingDepositsFairValueDisclosure_lbl1" xlink:title="label: NonInterestBearingDepositsFairValueDisclosure to byfc_NonInterestBearingDepositsFairValueDisclosure_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_NonInterestBearingDepositsFairValueDisclosure" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_NonInterestBearingDepositsFairValueDisclosure" xml:lang="en-US" id="byfc_NonInterestBearingDepositsFairValueDisclosure">Non interest bearing deposits</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NonInterestBearingDepositsFairValueDisclosure" xlink:to="byfc_NonInterestBearingDepositsFairValueDisclosure" xlink:title="label: NonInterestBearingDepositsFairValueDisclosure to byfc_NonInterestBearingDepositsFairValueDisclosure" />
    <link:loc xlink:type="locator" xlink:href="byfc-20251231.xsd#byfc_AccruedInterestPayableFairValueDisclosure" xlink:label="AccruedInterestPayableFairValueDisclosure" xlink:title="AccruedInterestPayableFairValueDisclosure" />
    <link:label xlink:type="resource" xlink:label="byfc_AccruedInterestPayableFairValueDisclosure_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_AccruedInterestPayableFairValueDisclosure_lbl" xml:lang="en-US" id="byfc_AccruedInterestPayableFairValueDisclosure_lbl">Fair value portion of accrued interest payable.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AccruedInterestPayableFairValueDisclosure" xlink:to="byfc_AccruedInterestPayableFairValueDisclosure_lbl" xlink:title="label: AccruedInterestPayableFairValueDisclosure to byfc_AccruedInterestPayableFairValueDisclosure_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_AccruedInterestPayableFairValueDisclosure_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_AccruedInterestPayableFairValueDisclosure_lbl1" xml:lang="en-US" id="byfc_AccruedInterestPayableFairValueDisclosure_lbl1">Accrued Interest Payable Fair Value Disclosure</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AccruedInterestPayableFairValueDisclosure" xlink:to="byfc_AccruedInterestPayableFairValueDisclosure_lbl1" xlink:title="label: AccruedInterestPayableFairValueDisclosure to byfc_AccruedInterestPayableFairValueDisclosure_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_AccruedInterestPayableFairValueDisclosure" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_AccruedInterestPayableFairValueDisclosure" xml:lang="en-US" id="byfc_AccruedInterestPayableFairValueDisclosure">Accrued interest payable</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AccruedInterestPayableFairValueDisclosure" xlink:to="byfc_AccruedInterestPayableFairValueDisclosure" xlink:title="label: AccruedInterestPayableFairValueDisclosure to byfc_AccruedInterestPayableFairValueDisclosure" />
    <link:loc xlink:type="locator" xlink:href="byfc-20251231.xsd#byfc_InterestBearingDepositsFairValueDisclosure" xlink:label="InterestBearingDepositsFairValueDisclosure" xlink:title="InterestBearingDepositsFairValueDisclosure" />
    <link:label xlink:type="resource" xlink:label="byfc_InterestBearingDepositsFairValueDisclosure_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_InterestBearingDepositsFairValueDisclosure_lbl" xml:lang="en-US" id="byfc_InterestBearingDepositsFairValueDisclosure_lbl">This element represents the portion of the balance sheet assertion valued at fair value by the entity whether such amount is presented as a separate caption or as a parenthetical disclosure. Additionally, this element may be used in connection with the fair value disclosures required in the footnote disclosures to the financial statements. The element may be used in both the balance sheet and disclosure. This item represents the aggregate of all interest bearing deposits, saving deposits, negotiable orders of withdrawal (NOW) and time deposits among others.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InterestBearingDepositsFairValueDisclosure" xlink:to="byfc_InterestBearingDepositsFairValueDisclosure_lbl" xlink:title="label: InterestBearingDepositsFairValueDisclosure to byfc_InterestBearingDepositsFairValueDisclosure_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_InterestBearingDepositsFairValueDisclosure_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_InterestBearingDepositsFairValueDisclosure_lbl1" xml:lang="en-US" id="byfc_InterestBearingDepositsFairValueDisclosure_lbl1">Interest Bearing Deposits, Fair Value Disclosure</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InterestBearingDepositsFairValueDisclosure" xlink:to="byfc_InterestBearingDepositsFairValueDisclosure_lbl1" xlink:title="label: InterestBearingDepositsFairValueDisclosure to byfc_InterestBearingDepositsFairValueDisclosure_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_InterestBearingDepositsFairValueDisclosure" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_InterestBearingDepositsFairValueDisclosure" xml:lang="en-US" id="byfc_InterestBearingDepositsFairValueDisclosure">Interest bearing deposits</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InterestBearingDepositsFairValueDisclosure" xlink:to="byfc_InterestBearingDepositsFairValueDisclosure" xlink:title="label: InterestBearingDepositsFairValueDisclosure to byfc_InterestBearingDepositsFairValueDisclosure" />
    <link:loc xlink:type="locator" xlink:href="byfc-20251231.xsd#byfc_AdvancesFromFederalHomeLoanBanksAndSecuredDebtFairValueDisclosure" xlink:label="AdvancesFromFederalHomeLoanBanksAndSecuredDebtFairValueDisclosure" xlink:title="AdvancesFromFederalHomeLoanBanksAndSecuredDebtFairValueDisclosure" />
    <link:label xlink:type="resource" xlink:label="byfc_AdvancesFromFederalHomeLoanBanksAndSecuredDebtFairValueDisclosure_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_AdvancesFromFederalHomeLoanBanksAndSecuredDebtFairValueDisclosure_lbl" xml:lang="en-US" id="byfc_AdvancesFromFederalHomeLoanBanksAndSecuredDebtFairValueDisclosure_lbl">Fair value portion of borrowing from Federal Home Loan Bank (FHLBank) and secured debt.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AdvancesFromFederalHomeLoanBanksAndSecuredDebtFairValueDisclosure" xlink:to="byfc_AdvancesFromFederalHomeLoanBanksAndSecuredDebtFairValueDisclosure_lbl" xlink:title="label: AdvancesFromFederalHomeLoanBanksAndSecuredDebtFairValueDisclosure to byfc_AdvancesFromFederalHomeLoanBanksAndSecuredDebtFairValueDisclosure_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_AdvancesFromFederalHomeLoanBanksAndSecuredDebtFairValueDisclosure_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_AdvancesFromFederalHomeLoanBanksAndSecuredDebtFairValueDisclosure_lbl1" xml:lang="en-US" id="byfc_AdvancesFromFederalHomeLoanBanksAndSecuredDebtFairValueDisclosure_lbl1">Advances from Federal Home Loan Banks and Secured Debt, Fair Value Disclosure</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AdvancesFromFederalHomeLoanBanksAndSecuredDebtFairValueDisclosure" xlink:to="byfc_AdvancesFromFederalHomeLoanBanksAndSecuredDebtFairValueDisclosure_lbl1" xlink:title="label: AdvancesFromFederalHomeLoanBanksAndSecuredDebtFairValueDisclosure to byfc_AdvancesFromFederalHomeLoanBanksAndSecuredDebtFairValueDisclosure_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_AdvancesFromFederalHomeLoanBanksAndSecuredDebtFairValueDisclosure" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_AdvancesFromFederalHomeLoanBanksAndSecuredDebtFairValueDisclosure" xml:lang="en-US" id="byfc_AdvancesFromFederalHomeLoanBanksAndSecuredDebtFairValueDisclosure">FHLB advances</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AdvancesFromFederalHomeLoanBanksAndSecuredDebtFairValueDisclosure" xlink:to="byfc_AdvancesFromFederalHomeLoanBanksAndSecuredDebtFairValueDisclosure" xlink:title="label: AdvancesFromFederalHomeLoanBanksAndSecuredDebtFairValueDisclosure to byfc_AdvancesFromFederalHomeLoanBanksAndSecuredDebtFairValueDisclosure" />
    <link:loc xlink:type="locator" xlink:href="byfc-20251231.xsd#byfc_TimeDepositsFairValueDisclosure" xlink:label="TimeDepositsFairValueDisclosure" xlink:title="TimeDepositsFairValueDisclosure" />
    <link:label xlink:type="resource" xlink:label="byfc_TimeDepositsFairValueDisclosure_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_TimeDepositsFairValueDisclosure_lbl" xml:lang="en-US" id="byfc_TimeDepositsFairValueDisclosure_lbl">This element represents the portion of the balance sheet assertion valued at fair value of time deposit liabilities held by the entity.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="TimeDepositsFairValueDisclosure" xlink:to="byfc_TimeDepositsFairValueDisclosure_lbl" xlink:title="label: TimeDepositsFairValueDisclosure to byfc_TimeDepositsFairValueDisclosure_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_TimeDepositsFairValueDisclosure_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_TimeDepositsFairValueDisclosure_lbl1" xml:lang="en-US" id="byfc_TimeDepositsFairValueDisclosure_lbl1">Time Deposits, Fair Value Disclosure</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="TimeDepositsFairValueDisclosure" xlink:to="byfc_TimeDepositsFairValueDisclosure_lbl1" xlink:title="label: TimeDepositsFairValueDisclosure to byfc_TimeDepositsFairValueDisclosure_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_TimeDepositsFairValueDisclosure" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_TimeDepositsFairValueDisclosure" xml:lang="en-US" id="byfc_TimeDepositsFairValueDisclosure">Time deposits</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="TimeDepositsFairValueDisclosure" xlink:to="byfc_TimeDepositsFairValueDisclosure" xlink:title="label: TimeDepositsFairValueDisclosure to byfc_TimeDepositsFairValueDisclosure" />
    <link:loc xlink:type="locator" xlink:href="byfc-20251231.xsd#byfc_AccruedInterestReceivableFairValueDisclosure" xlink:label="AccruedInterestReceivableFairValueDisclosure" xlink:title="AccruedInterestReceivableFairValueDisclosure" />
    <link:label xlink:type="resource" xlink:label="byfc_AccruedInterestReceivableFairValueDisclosure_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_AccruedInterestReceivableFairValueDisclosure_lbl" xml:lang="en-US" id="byfc_AccruedInterestReceivableFairValueDisclosure_lbl">Fair value portion of interest earned but not received.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AccruedInterestReceivableFairValueDisclosure" xlink:to="byfc_AccruedInterestReceivableFairValueDisclosure_lbl" xlink:title="label: AccruedInterestReceivableFairValueDisclosure to byfc_AccruedInterestReceivableFairValueDisclosure_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_AccruedInterestReceivableFairValueDisclosure_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_AccruedInterestReceivableFairValueDisclosure_lbl1" xml:lang="en-US" id="byfc_AccruedInterestReceivableFairValueDisclosure_lbl1">Accrued Interest Receivable Fair Value Disclosure</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AccruedInterestReceivableFairValueDisclosure" xlink:to="byfc_AccruedInterestReceivableFairValueDisclosure_lbl1" xlink:title="label: AccruedInterestReceivableFairValueDisclosure to byfc_AccruedInterestReceivableFairValueDisclosure_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_AccruedInterestReceivableFairValueDisclosure" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_AccruedInterestReceivableFairValueDisclosure" xml:lang="en-US" id="byfc_AccruedInterestReceivableFairValueDisclosure">Accrued interest receivable</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AccruedInterestReceivableFairValueDisclosure" xlink:to="byfc_AccruedInterestReceivableFairValueDisclosure" xlink:title="label: AccruedInterestReceivableFairValueDisclosure to byfc_AccruedInterestReceivableFairValueDisclosure" />
    <link:loc xlink:type="locator" xlink:href="byfc-20251231.xsd#byfc_EmployeeStockOwnershipPlanESOPCostOfSharesPurchasedByESOP" xlink:label="EmployeeStockOwnershipPlanESOPCostOfSharesPurchasedByESOP" xlink:title="EmployeeStockOwnershipPlanESOPCostOfSharesPurchasedByESOP" />
    <link:label xlink:type="resource" xlink:label="byfc_EmployeeStockOwnershipPlanESOPCostOfSharesPurchasedByESOP_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_EmployeeStockOwnershipPlanESOPCostOfSharesPurchasedByESOP_lbl" xml:lang="en-US" id="byfc_EmployeeStockOwnershipPlanESOPCostOfSharesPurchasedByESOP_lbl">Cost of shares purchased by the Employee Stock Option Plan ("ESOP") during the period.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EmployeeStockOwnershipPlanESOPCostOfSharesPurchasedByESOP" xlink:to="byfc_EmployeeStockOwnershipPlanESOPCostOfSharesPurchasedByESOP_lbl" xlink:title="label: EmployeeStockOwnershipPlanESOPCostOfSharesPurchasedByESOP to byfc_EmployeeStockOwnershipPlanESOPCostOfSharesPurchasedByESOP_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_EmployeeStockOwnershipPlanESOPCostOfSharesPurchasedByESOP_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_EmployeeStockOwnershipPlanESOPCostOfSharesPurchasedByESOP_lbl1" xml:lang="en-US" id="byfc_EmployeeStockOwnershipPlanESOPCostOfSharesPurchasedByESOP_lbl1">Employee Stock Ownership Plan (ESOP), Cost of Shares Purchased by ESOP</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EmployeeStockOwnershipPlanESOPCostOfSharesPurchasedByESOP" xlink:to="byfc_EmployeeStockOwnershipPlanESOPCostOfSharesPurchasedByESOP_lbl1" xlink:title="label: EmployeeStockOwnershipPlanESOPCostOfSharesPurchasedByESOP to byfc_EmployeeStockOwnershipPlanESOPCostOfSharesPurchasedByESOP_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_EmployeeStockOwnershipPlanESOPCostOfSharesPurchasedByESOP" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_EmployeeStockOwnershipPlanESOPCostOfSharesPurchasedByESOP" xml:lang="en-US" id="byfc_EmployeeStockOwnershipPlanESOPCostOfSharesPurchasedByESOP">Total cost of shares purchased by ESOP to date</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EmployeeStockOwnershipPlanESOPCostOfSharesPurchasedByESOP" xlink:to="byfc_EmployeeStockOwnershipPlanESOPCostOfSharesPurchasedByESOP" xlink:title="label: EmployeeStockOwnershipPlanESOPCostOfSharesPurchasedByESOP to byfc_EmployeeStockOwnershipPlanESOPCostOfSharesPurchasedByESOP" />
    <link:loc xlink:type="locator" xlink:href="byfc-20251231.xsd#byfc_UnearnedESOPSharesCost" xlink:label="UnearnedESOPSharesCost" xlink:title="UnearnedESOPSharesCost" />
    <link:label xlink:type="resource" xlink:label="byfc_UnearnedESOPSharesCost_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_UnearnedESOPSharesCost_lbl" xml:lang="en-US" id="byfc_UnearnedESOPSharesCost_lbl">Cost of unearned shares that qualify as permanent equity that are held by an employee stock ownership plan (ESOP).</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="UnearnedESOPSharesCost" xlink:to="byfc_UnearnedESOPSharesCost_lbl" xlink:title="label: UnearnedESOPSharesCost to byfc_UnearnedESOPSharesCost_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_UnearnedESOPSharesCost_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_UnearnedESOPSharesCost_lbl1" xml:lang="en-US" id="byfc_UnearnedESOPSharesCost_lbl1">Unearned ESOP Shares, Cost</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="UnearnedESOPSharesCost" xlink:to="byfc_UnearnedESOPSharesCost_lbl1" xlink:title="label: UnearnedESOPSharesCost to byfc_UnearnedESOPSharesCost_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_UnearnedESOPSharesCost" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="byfc_UnearnedESOPSharesCost" xml:lang="en-US" id="byfc_UnearnedESOPSharesCost">Unearned Employee Stock Ownership Plan (ESOP) shares</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="UnearnedESOPSharesCost" xlink:to="byfc_UnearnedESOPSharesCost" xlink:title="label: UnearnedESOPSharesCost to byfc_UnearnedESOPSharesCost" />
    <link:label xlink:type="resource" xlink:label="byfc_UnearnedESOPSharesCost_lbl2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_UnearnedESOPSharesCost_lbl2" xml:lang="en-US" id="byfc_UnearnedESOPSharesCost_lbl2">Unearned ESOP shares</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="UnearnedESOPSharesCost" xlink:to="byfc_UnearnedESOPSharesCost_lbl2" xlink:title="label: UnearnedESOPSharesCost to byfc_UnearnedESOPSharesCost_lbl2" />
    <link:loc xlink:type="locator" xlink:href="byfc-20251231.xsd#byfc_EmployeeStockOwnershipPlanAbstract" xlink:label="EmployeeStockOwnershipPlanAbstract" xlink:title="EmployeeStockOwnershipPlanAbstract" />
    <link:label xlink:type="resource" xlink:label="byfc_EmployeeStockOwnershipPlanAbstract_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_EmployeeStockOwnershipPlanAbstract_lbl1" xml:lang="en-US" id="byfc_EmployeeStockOwnershipPlanAbstract_lbl1">Employee Stock Ownership Plan [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EmployeeStockOwnershipPlanAbstract" xlink:to="byfc_EmployeeStockOwnershipPlanAbstract_lbl1" xlink:title="label: EmployeeStockOwnershipPlanAbstract to byfc_EmployeeStockOwnershipPlanAbstract_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_EmployeeStockOwnershipPlanAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_EmployeeStockOwnershipPlanAbstract" xml:lang="en-US" id="byfc_EmployeeStockOwnershipPlanAbstract">ESOP Plan [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EmployeeStockOwnershipPlanAbstract" xlink:to="byfc_EmployeeStockOwnershipPlanAbstract" xlink:title="label: EmployeeStockOwnershipPlanAbstract to byfc_EmployeeStockOwnershipPlanAbstract" />
    <link:loc xlink:type="locator" xlink:href="byfc-20251231.xsd#byfc_CostOfSharesPurchasedByESOP" xlink:label="CostOfSharesPurchasedByESOP" xlink:title="CostOfSharesPurchasedByESOP" />
    <link:label xlink:type="resource" xlink:label="byfc_CostOfSharesPurchasedByESOP_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_CostOfSharesPurchasedByESOP_lbl" xml:lang="en-US" id="byfc_CostOfSharesPurchasedByESOP_lbl">Cost of shares purchased by the Employee Stock Option Plan ("ESOP") during the period.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CostOfSharesPurchasedByESOP" xlink:to="byfc_CostOfSharesPurchasedByESOP_lbl" xlink:title="label: CostOfSharesPurchasedByESOP to byfc_CostOfSharesPurchasedByESOP_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_CostOfSharesPurchasedByESOP_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_CostOfSharesPurchasedByESOP_lbl1" xml:lang="en-US" id="byfc_CostOfSharesPurchasedByESOP_lbl1">Cost Of Shares Purchased By ESOP</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CostOfSharesPurchasedByESOP" xlink:to="byfc_CostOfSharesPurchasedByESOP_lbl1" xlink:title="label: CostOfSharesPurchasedByESOP to byfc_CostOfSharesPurchasedByESOP_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_CostOfSharesPurchasedByESOP" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_CostOfSharesPurchasedByESOP" xml:lang="en-US" id="byfc_CostOfSharesPurchasedByESOP">Total cost of shares purchased by ESOP</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CostOfSharesPurchasedByESOP" xlink:to="byfc_CostOfSharesPurchasedByESOP" xlink:title="label: CostOfSharesPurchasedByESOP to byfc_CostOfSharesPurchasedByESOP" />
    <link:loc xlink:type="locator" xlink:href="byfc-20251231.xsd#byfc_EmployeeStockOwnershipPlanLoanTerm" xlink:label="EmployeeStockOwnershipPlanLoanTerm" xlink:title="EmployeeStockOwnershipPlanLoanTerm" />
    <link:label xlink:type="resource" xlink:label="byfc_EmployeeStockOwnershipPlanLoanTerm_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_EmployeeStockOwnershipPlanLoanTerm_lbl" xml:lang="en-US" id="byfc_EmployeeStockOwnershipPlanLoanTerm_lbl">Represents the term of the ESOP loan, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days. Includes, but not limited to, weeks in a year or quarter.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EmployeeStockOwnershipPlanLoanTerm" xlink:to="byfc_EmployeeStockOwnershipPlanLoanTerm_lbl" xlink:title="label: EmployeeStockOwnershipPlanLoanTerm to byfc_EmployeeStockOwnershipPlanLoanTerm_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_EmployeeStockOwnershipPlanLoanTerm_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_EmployeeStockOwnershipPlanLoanTerm_lbl1" xml:lang="en-US" id="byfc_EmployeeStockOwnershipPlanLoanTerm_lbl1">Employee Stock Ownership Plan, Loan Term</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EmployeeStockOwnershipPlanLoanTerm" xlink:to="byfc_EmployeeStockOwnershipPlanLoanTerm_lbl1" xlink:title="label: EmployeeStockOwnershipPlanLoanTerm to byfc_EmployeeStockOwnershipPlanLoanTerm_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_EmployeeStockOwnershipPlanLoanTerm" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_EmployeeStockOwnershipPlanLoanTerm" xml:lang="en-US" id="byfc_EmployeeStockOwnershipPlanLoanTerm">Term of ESOP loan</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EmployeeStockOwnershipPlanLoanTerm" xlink:to="byfc_EmployeeStockOwnershipPlanLoanTerm" xlink:title="label: EmployeeStockOwnershipPlanLoanTerm to byfc_EmployeeStockOwnershipPlanLoanTerm" />
    <link:loc xlink:type="locator" xlink:href="byfc-20251231.xsd#byfc_EmployeeStockOwnershipPlanESOPSharesContributedToESOPToDate" xlink:label="EmployeeStockOwnershipPlanESOPSharesContributedToESOPToDate" xlink:title="EmployeeStockOwnershipPlanESOPSharesContributedToESOPToDate" />
    <link:label xlink:type="resource" xlink:label="byfc_EmployeeStockOwnershipPlanESOPSharesContributedToESOPToDate_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_EmployeeStockOwnershipPlanESOPSharesContributedToESOPToDate_lbl" xml:lang="en-US" id="byfc_EmployeeStockOwnershipPlanESOPSharesContributedToESOPToDate_lbl">This item represents the number of shares provided to the Employee Stock Ownership Plan (ESOP) to date.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EmployeeStockOwnershipPlanESOPSharesContributedToESOPToDate" xlink:to="byfc_EmployeeStockOwnershipPlanESOPSharesContributedToESOPToDate_lbl" xlink:title="label: EmployeeStockOwnershipPlanESOPSharesContributedToESOPToDate to byfc_EmployeeStockOwnershipPlanESOPSharesContributedToESOPToDate_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_EmployeeStockOwnershipPlanESOPSharesContributedToESOPToDate_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_EmployeeStockOwnershipPlanESOPSharesContributedToESOPToDate_lbl1" xml:lang="en-US" id="byfc_EmployeeStockOwnershipPlanESOPSharesContributedToESOPToDate_lbl1">Employee Stock Ownership Plan (ESOP), Shares Contributed to ESOP to Date</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EmployeeStockOwnershipPlanESOPSharesContributedToESOPToDate" xlink:to="byfc_EmployeeStockOwnershipPlanESOPSharesContributedToESOPToDate_lbl1" xlink:title="label: EmployeeStockOwnershipPlanESOPSharesContributedToESOPToDate to byfc_EmployeeStockOwnershipPlanESOPSharesContributedToESOPToDate_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_EmployeeStockOwnershipPlanESOPSharesContributedToESOPToDate" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_EmployeeStockOwnershipPlanESOPSharesContributedToESOPToDate" xml:lang="en-US" id="byfc_EmployeeStockOwnershipPlanESOPSharesContributedToESOPToDate">Total number of common stock purchased by ESOP to date (in shares)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EmployeeStockOwnershipPlanESOPSharesContributedToESOPToDate" xlink:to="byfc_EmployeeStockOwnershipPlanESOPSharesContributedToESOPToDate" xlink:title="label: EmployeeStockOwnershipPlanESOPSharesContributedToESOPToDate to byfc_EmployeeStockOwnershipPlanESOPSharesContributedToESOPToDate" />
    <link:loc xlink:type="locator" xlink:href="byfc-20251231.xsd#byfc_CityFirstBank401KPlanMember" xlink:label="CityFirstBank401KPlanMember" xlink:title="CityFirstBank401KPlanMember" />
    <link:label xlink:type="resource" xlink:label="byfc_CityFirstBank401KPlanMember_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_CityFirstBank401KPlanMember_lbl" xml:lang="en-US" id="byfc_CityFirstBank401KPlanMember_lbl">Plan designed to provide participant with pension benefits.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CityFirstBank401KPlanMember" xlink:to="byfc_CityFirstBank401KPlanMember_lbl" xlink:title="label: CityFirstBank401KPlanMember to byfc_CityFirstBank401KPlanMember_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_CityFirstBank401KPlanMember_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_CityFirstBank401KPlanMember_lbl1" xml:lang="en-US" id="byfc_CityFirstBank401KPlanMember_lbl1">City First Bank 401(k) Plan [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CityFirstBank401KPlanMember" xlink:to="byfc_CityFirstBank401KPlanMember_lbl1" xlink:title="label: CityFirstBank401KPlanMember to byfc_CityFirstBank401KPlanMember_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_CityFirstBank401KPlanMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_CityFirstBank401KPlanMember" xml:lang="en-US" id="byfc_CityFirstBank401KPlanMember">City First Bank 401(k) Plan [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CityFirstBank401KPlanMember" xlink:to="byfc_CityFirstBank401KPlanMember" xlink:title="label: CityFirstBank401KPlanMember to byfc_CityFirstBank401KPlanMember" />
    <link:loc xlink:type="locator" xlink:href="byfc-20251231.xsd#byfc_EmployeeStockOwnershipPlanEsopNumberOfSharesReleasedForAllocation" xlink:label="EmployeeStockOwnershipPlanEsopNumberOfSharesReleasedForAllocation" xlink:title="EmployeeStockOwnershipPlanEsopNumberOfSharesReleasedForAllocation" />
    <link:label xlink:type="resource" xlink:label="byfc_EmployeeStockOwnershipPlanEsopNumberOfSharesReleasedForAllocation_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_EmployeeStockOwnershipPlanEsopNumberOfSharesReleasedForAllocation_lbl" xml:lang="en-US" id="byfc_EmployeeStockOwnershipPlanEsopNumberOfSharesReleasedForAllocation_lbl">The number of shares released for allocation to participants under employee stock ownership plan (ESOP).</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EmployeeStockOwnershipPlanEsopNumberOfSharesReleasedForAllocation" xlink:to="byfc_EmployeeStockOwnershipPlanEsopNumberOfSharesReleasedForAllocation_lbl" xlink:title="label: EmployeeStockOwnershipPlanEsopNumberOfSharesReleasedForAllocation to byfc_EmployeeStockOwnershipPlanEsopNumberOfSharesReleasedForAllocation_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_EmployeeStockOwnershipPlanEsopNumberOfSharesReleasedForAllocation_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_EmployeeStockOwnershipPlanEsopNumberOfSharesReleasedForAllocation_lbl1" xml:lang="en-US" id="byfc_EmployeeStockOwnershipPlanEsopNumberOfSharesReleasedForAllocation_lbl1">Employee Stock Ownership Plan Esop Number of Shares Released for Allocation</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EmployeeStockOwnershipPlanEsopNumberOfSharesReleasedForAllocation" xlink:to="byfc_EmployeeStockOwnershipPlanEsopNumberOfSharesReleasedForAllocation_lbl1" xlink:title="label: EmployeeStockOwnershipPlanEsopNumberOfSharesReleasedForAllocation to byfc_EmployeeStockOwnershipPlanEsopNumberOfSharesReleasedForAllocation_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_EmployeeStockOwnershipPlanEsopNumberOfSharesReleasedForAllocation" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_EmployeeStockOwnershipPlanEsopNumberOfSharesReleasedForAllocation" xml:lang="en-US" id="byfc_EmployeeStockOwnershipPlanEsopNumberOfSharesReleasedForAllocation">Shares released for allocation (in shares)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EmployeeStockOwnershipPlanEsopNumberOfSharesReleasedForAllocation" xlink:to="byfc_EmployeeStockOwnershipPlanEsopNumberOfSharesReleasedForAllocation" xlink:title="label: EmployeeStockOwnershipPlanEsopNumberOfSharesReleasedForAllocation to byfc_EmployeeStockOwnershipPlanEsopNumberOfSharesReleasedForAllocation" />
    <link:loc xlink:type="locator" xlink:href="byfc-20251231.xsd#byfc_DefinedContributionPensionPlanDisclosureAbstract" xlink:label="DefinedContributionPensionPlanDisclosureAbstract" xlink:title="DefinedContributionPensionPlanDisclosureAbstract" />
    <link:label xlink:type="resource" xlink:label="byfc_DefinedContributionPensionPlanDisclosureAbstract_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_DefinedContributionPensionPlanDisclosureAbstract_lbl1" xml:lang="en-US" id="byfc_DefinedContributionPensionPlanDisclosureAbstract_lbl1">Defined Contribution Pension Plan Disclosure [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DefinedContributionPensionPlanDisclosureAbstract" xlink:to="byfc_DefinedContributionPensionPlanDisclosureAbstract_lbl1" xlink:title="label: DefinedContributionPensionPlanDisclosureAbstract to byfc_DefinedContributionPensionPlanDisclosureAbstract_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_DefinedContributionPensionPlanDisclosureAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_DefinedContributionPensionPlanDisclosureAbstract" xml:lang="en-US" id="byfc_DefinedContributionPensionPlanDisclosureAbstract">401(k) Plan [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DefinedContributionPensionPlanDisclosureAbstract" xlink:to="byfc_DefinedContributionPensionPlanDisclosureAbstract" xlink:title="label: DefinedContributionPensionPlanDisclosureAbstract to byfc_DefinedContributionPensionPlanDisclosureAbstract" />
    <link:loc xlink:type="locator" xlink:href="byfc-20251231.xsd#byfc_DefinedContributionPlanAdditionalEmployerMatchingContributionPercentOfMatch" xlink:label="DefinedContributionPlanAdditionalEmployerMatchingContributionPercentOfMatch" xlink:title="DefinedContributionPlanAdditionalEmployerMatchingContributionPercentOfMatch" />
    <link:label xlink:type="resource" xlink:label="byfc_DefinedContributionPlanAdditionalEmployerMatchingContributionPercentOfMatch_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_DefinedContributionPlanAdditionalEmployerMatchingContributionPercentOfMatch_lbl" xml:lang="en-US" id="byfc_DefinedContributionPlanAdditionalEmployerMatchingContributionPercentOfMatch_lbl">Percentage employer matches of the employee's percentage contribution matched related to non-elective safe harbor contribution.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DefinedContributionPlanAdditionalEmployerMatchingContributionPercentOfMatch" xlink:to="byfc_DefinedContributionPlanAdditionalEmployerMatchingContributionPercentOfMatch_lbl" xlink:title="label: DefinedContributionPlanAdditionalEmployerMatchingContributionPercentOfMatch to byfc_DefinedContributionPlanAdditionalEmployerMatchingContributionPercentOfMatch_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_DefinedContributionPlanAdditionalEmployerMatchingContributionPercentOfMatch_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_DefinedContributionPlanAdditionalEmployerMatchingContributionPercentOfMatch_lbl1" xml:lang="en-US" id="byfc_DefinedContributionPlanAdditionalEmployerMatchingContributionPercentOfMatch_lbl1">Defined Contribution Plan, Additional Employer Matching Contribution, Percent Of Match</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DefinedContributionPlanAdditionalEmployerMatchingContributionPercentOfMatch" xlink:to="byfc_DefinedContributionPlanAdditionalEmployerMatchingContributionPercentOfMatch_lbl1" xlink:title="label: DefinedContributionPlanAdditionalEmployerMatchingContributionPercentOfMatch to byfc_DefinedContributionPlanAdditionalEmployerMatchingContributionPercentOfMatch_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_DefinedContributionPlanAdditionalEmployerMatchingContributionPercentOfMatch" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_DefinedContributionPlanAdditionalEmployerMatchingContributionPercentOfMatch" xml:lang="en-US" id="byfc_DefinedContributionPlanAdditionalEmployerMatchingContributionPercentOfMatch">Additional employer matching contribution, percent of compensation contributed</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DefinedContributionPlanAdditionalEmployerMatchingContributionPercentOfMatch" xlink:to="byfc_DefinedContributionPlanAdditionalEmployerMatchingContributionPercentOfMatch" xlink:title="label: DefinedContributionPlanAdditionalEmployerMatchingContributionPercentOfMatch to byfc_DefinedContributionPlanAdditionalEmployerMatchingContributionPercentOfMatch" />
    <link:loc xlink:type="locator" xlink:href="byfc-20251231.xsd#byfc_CommitmentsLoansAbstract" xlink:label="CommitmentsLoansAbstract" xlink:title="CommitmentsLoansAbstract" />
    <link:label xlink:type="resource" xlink:label="byfc_CommitmentsLoansAbstract_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_CommitmentsLoansAbstract_lbl1" xml:lang="en-US" id="byfc_CommitmentsLoansAbstract_lbl1">Commitments Loans [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CommitmentsLoansAbstract" xlink:to="byfc_CommitmentsLoansAbstract_lbl1" xlink:title="label: CommitmentsLoansAbstract to byfc_CommitmentsLoansAbstract_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_CommitmentsLoansAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_CommitmentsLoansAbstract" xml:lang="en-US" id="byfc_CommitmentsLoansAbstract">Commitments Loans [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CommitmentsLoansAbstract" xlink:to="byfc_CommitmentsLoansAbstract" xlink:title="label: CommitmentsLoansAbstract to byfc_CommitmentsLoansAbstract" />
    <link:loc xlink:type="locator" xlink:href="byfc-20251231.xsd#byfc_LoanCommitmentPeriod" xlink:label="LoanCommitmentPeriod" xlink:title="LoanCommitmentPeriod" />
    <link:label xlink:type="resource" xlink:label="byfc_LoanCommitmentPeriod_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_LoanCommitmentPeriod_lbl" xml:lang="en-US" id="byfc_LoanCommitmentPeriod_lbl">The period for which the entity makes commitments to make loans, in PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LoanCommitmentPeriod" xlink:to="byfc_LoanCommitmentPeriod_lbl" xlink:title="label: LoanCommitmentPeriod to byfc_LoanCommitmentPeriod_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_LoanCommitmentPeriod_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_LoanCommitmentPeriod_lbl1" xml:lang="en-US" id="byfc_LoanCommitmentPeriod_lbl1">Loan Commitment Period</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LoanCommitmentPeriod" xlink:to="byfc_LoanCommitmentPeriod_lbl1" xlink:title="label: LoanCommitmentPeriod to byfc_LoanCommitmentPeriod_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_LoanCommitmentPeriod" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_LoanCommitmentPeriod" xml:lang="en-US" id="byfc_LoanCommitmentPeriod">Loan commitment period</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LoanCommitmentPeriod" xlink:to="byfc_LoanCommitmentPeriod" xlink:title="label: LoanCommitmentPeriod to byfc_LoanCommitmentPeriod" />
    <link:loc xlink:type="locator" xlink:href="byfc-20251231.xsd#byfc_UnfundedConstructionLoansMember" xlink:label="UnfundedConstructionLoansMember" xlink:title="UnfundedConstructionLoansMember" />
    <link:label xlink:type="resource" xlink:label="byfc_UnfundedConstructionLoansMember_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_UnfundedConstructionLoansMember_lbl" xml:lang="en-US" id="byfc_UnfundedConstructionLoansMember_lbl">Undisbursed funds of a construction loan credit facility.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="UnfundedConstructionLoansMember" xlink:to="byfc_UnfundedConstructionLoansMember_lbl" xlink:title="label: UnfundedConstructionLoansMember to byfc_UnfundedConstructionLoansMember_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_UnfundedConstructionLoansMember_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_UnfundedConstructionLoansMember_lbl1" xml:lang="en-US" id="byfc_UnfundedConstructionLoansMember_lbl1">Unfunded Construction Loans [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="UnfundedConstructionLoansMember" xlink:to="byfc_UnfundedConstructionLoansMember_lbl1" xlink:title="label: UnfundedConstructionLoansMember to byfc_UnfundedConstructionLoansMember_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_UnfundedConstructionLoansMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_UnfundedConstructionLoansMember" xml:lang="en-US" id="byfc_UnfundedConstructionLoansMember">Unfunded Construction Loans [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="UnfundedConstructionLoansMember" xlink:to="byfc_UnfundedConstructionLoansMember" xlink:title="label: UnfundedConstructionLoansMember to byfc_UnfundedConstructionLoansMember" />
    <link:loc xlink:type="locator" xlink:href="byfc-20251231.xsd#byfc_FinancingReceivableRecordedInvestmentAgingAnalysisAbstract" xlink:label="FinancingReceivableRecordedInvestmentAgingAnalysisAbstract" xlink:title="FinancingReceivableRecordedInvestmentAgingAnalysisAbstract" />
    <link:label xlink:type="resource" xlink:label="byfc_FinancingReceivableRecordedInvestmentAgingAnalysisAbstract_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_FinancingReceivableRecordedInvestmentAgingAnalysisAbstract_lbl1" xml:lang="en-US" id="byfc_FinancingReceivableRecordedInvestmentAgingAnalysisAbstract_lbl1">Financing Receivable Recorded Investment Aging Analysis [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableRecordedInvestmentAgingAnalysisAbstract" xlink:to="byfc_FinancingReceivableRecordedInvestmentAgingAnalysisAbstract_lbl1" xlink:title="label: FinancingReceivableRecordedInvestmentAgingAnalysisAbstract to byfc_FinancingReceivableRecordedInvestmentAgingAnalysisAbstract_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_FinancingReceivableRecordedInvestmentAgingAnalysisAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_FinancingReceivableRecordedInvestmentAgingAnalysisAbstract" xml:lang="en-US" id="byfc_FinancingReceivableRecordedInvestmentAgingAnalysisAbstract">Aging of Recorded Investment in Past Due Loans by Loan Type [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableRecordedInvestmentAgingAnalysisAbstract" xlink:to="byfc_FinancingReceivableRecordedInvestmentAgingAnalysisAbstract" xlink:title="label: FinancingReceivableRecordedInvestmentAgingAnalysisAbstract to byfc_FinancingReceivableRecordedInvestmentAgingAnalysisAbstract" />
    <link:loc xlink:type="locator" xlink:href="byfc-20251231.xsd#byfc_AffordableHousingLimitedPartnershipMember" xlink:label="AffordableHousingLimitedPartnershipMember" xlink:title="AffordableHousingLimitedPartnershipMember" />
    <link:label xlink:type="resource" xlink:label="byfc_AffordableHousingLimitedPartnershipMember_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_AffordableHousingLimitedPartnershipMember_lbl" xml:lang="en-US" id="byfc_AffordableHousingLimitedPartnershipMember_lbl">Represents information pertaining to affordable housing limited partnerships.</link:label>
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    <link:loc xlink:type="locator" xlink:href="byfc-20251231.xsd#byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedLosseMaturityAllocatedAndSingleMaturityDateAfterYear10" xlink:label="DebtSecuritiesAvailableForSaleGrossUnrealizedLosseMaturityAllocatedAndSingleMaturityDateAfterYear10" xlink:title="DebtSecuritiesAvailableForSaleGrossUnrealizedLosseMaturityAllocatedAndSingleMaturityDateAfterYear10" />
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    <link:loc xlink:type="locator" xlink:href="byfc-20251231.xsd#byfc_CollateralPledgedMultiFamilyResidentialMember" xlink:label="CollateralPledgedMultiFamilyResidentialMember" xlink:title="CollateralPledgedMultiFamilyResidentialMember" />
    <link:label xlink:type="resource" xlink:label="byfc_CollateralPledgedMultiFamilyResidentialMember_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_CollateralPledgedMultiFamilyResidentialMember_lbl" xml:lang="en-US" id="byfc_CollateralPledgedMultiFamilyResidentialMember_lbl">Individually owned residential unit in a complex or building of like units pledged as a collateral.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CollateralPledgedMultiFamilyResidentialMember" xlink:to="byfc_CollateralPledgedMultiFamilyResidentialMember_lbl" xlink:title="label: CollateralPledgedMultiFamilyResidentialMember to byfc_CollateralPledgedMultiFamilyResidentialMember_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_CollateralPledgedMultiFamilyResidentialMember_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_CollateralPledgedMultiFamilyResidentialMember_lbl1" xml:lang="en-US" id="byfc_CollateralPledgedMultiFamilyResidentialMember_lbl1">Collateral Pledged - Multi-Family Residential [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CollateralPledgedMultiFamilyResidentialMember" xlink:to="byfc_CollateralPledgedMultiFamilyResidentialMember_lbl1" xlink:title="label: CollateralPledgedMultiFamilyResidentialMember to byfc_CollateralPledgedMultiFamilyResidentialMember_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_CollateralPledgedMultiFamilyResidentialMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_CollateralPledgedMultiFamilyResidentialMember" xml:lang="en-US" id="byfc_CollateralPledgedMultiFamilyResidentialMember">Collateral Pledged - Multi-Family Residential [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CollateralPledgedMultiFamilyResidentialMember" xlink:to="byfc_CollateralPledgedMultiFamilyResidentialMember" xlink:title="label: CollateralPledgedMultiFamilyResidentialMember to byfc_CollateralPledgedMultiFamilyResidentialMember" />
    <link:loc xlink:type="locator" xlink:href="byfc-20251231.xsd#byfc_CollateralPledgedChurchMember" xlink:label="CollateralPledgedChurchMember" xlink:title="CollateralPledgedChurchMember" />
    <link:label xlink:type="resource" xlink:label="byfc_CollateralPledgedChurchMember_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_CollateralPledgedChurchMember_lbl" xml:lang="en-US" id="byfc_CollateralPledgedChurchMember_lbl">Church real estate receivables pledged as a collateral.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CollateralPledgedChurchMember" xlink:to="byfc_CollateralPledgedChurchMember_lbl" xlink:title="label: CollateralPledgedChurchMember to byfc_CollateralPledgedChurchMember_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_CollateralPledgedChurchMember_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_CollateralPledgedChurchMember_lbl1" xml:lang="en-US" id="byfc_CollateralPledgedChurchMember_lbl1">Collateral Pledged, Church [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CollateralPledgedChurchMember" xlink:to="byfc_CollateralPledgedChurchMember_lbl1" xlink:title="label: CollateralPledgedChurchMember to byfc_CollateralPledgedChurchMember_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_CollateralPledgedChurchMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_CollateralPledgedChurchMember" xml:lang="en-US" id="byfc_CollateralPledgedChurchMember">Collateral Pledged - Church [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CollateralPledgedChurchMember" xlink:to="byfc_CollateralPledgedChurchMember" xlink:title="label: CollateralPledgedChurchMember to byfc_CollateralPledgedChurchMember" />
    <link:loc xlink:type="locator" xlink:href="byfc-20251231.xsd#byfc_CollateralPledgedBusinessAssetsMember" xlink:label="CollateralPledgedBusinessAssetsMember" xlink:title="CollateralPledgedBusinessAssetsMember" />
    <link:label xlink:type="resource" xlink:label="byfc_CollateralPledgedBusinessAssetsMember_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_CollateralPledgedBusinessAssetsMember_lbl" xml:lang="en-US" id="byfc_CollateralPledgedBusinessAssetsMember_lbl">Business assets property pledged as a collateral.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CollateralPledgedBusinessAssetsMember" xlink:to="byfc_CollateralPledgedBusinessAssetsMember_lbl" xlink:title="label: CollateralPledgedBusinessAssetsMember to byfc_CollateralPledgedBusinessAssetsMember_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_CollateralPledgedBusinessAssetsMember_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_CollateralPledgedBusinessAssetsMember_lbl1" xml:lang="en-US" id="byfc_CollateralPledgedBusinessAssetsMember_lbl1">Collateral Pledged, Business Assets [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CollateralPledgedBusinessAssetsMember" xlink:to="byfc_CollateralPledgedBusinessAssetsMember_lbl1" xlink:title="label: CollateralPledgedBusinessAssetsMember to byfc_CollateralPledgedBusinessAssetsMember_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_CollateralPledgedBusinessAssetsMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_CollateralPledgedBusinessAssetsMember" xml:lang="en-US" id="byfc_CollateralPledgedBusinessAssetsMember">Collateral Pledged - Business Assets [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CollateralPledgedBusinessAssetsMember" xlink:to="byfc_CollateralPledgedBusinessAssetsMember" xlink:title="label: CollateralPledgedBusinessAssetsMember to byfc_CollateralPledgedBusinessAssetsMember" />
    <link:loc xlink:type="locator" xlink:href="byfc-20251231.xsd#byfc_CollateralDependentLoansByCollateralTypeAbstract" xlink:label="CollateralDependentLoansByCollateralTypeAbstract" xlink:title="CollateralDependentLoansByCollateralTypeAbstract" />
    <link:label xlink:type="resource" xlink:label="byfc_CollateralDependentLoansByCollateralTypeAbstract_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_CollateralDependentLoansByCollateralTypeAbstract_lbl1" xml:lang="en-US" id="byfc_CollateralDependentLoansByCollateralTypeAbstract_lbl1">Collateral Dependent Loans By Collateral Type [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CollateralDependentLoansByCollateralTypeAbstract" xlink:to="byfc_CollateralDependentLoansByCollateralTypeAbstract_lbl1" xlink:title="label: CollateralDependentLoansByCollateralTypeAbstract to byfc_CollateralDependentLoansByCollateralTypeAbstract_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_CollateralDependentLoansByCollateralTypeAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_CollateralDependentLoansByCollateralTypeAbstract" xml:lang="en-US" id="byfc_CollateralDependentLoansByCollateralTypeAbstract">Collateral Dependent Loans By Collateral Type [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CollateralDependentLoansByCollateralTypeAbstract" xlink:to="byfc_CollateralDependentLoansByCollateralTypeAbstract" xlink:title="label: CollateralDependentLoansByCollateralTypeAbstract to byfc_CollateralDependentLoansByCollateralTypeAbstract" />
    <link:loc xlink:type="locator" xlink:href="byfc-20251231.xsd#byfc_NumberOfLoansIndividuallyEvaluatedUsingDiscountedCashFlowApproach" xlink:label="NumberOfLoansIndividuallyEvaluatedUsingDiscountedCashFlowApproach" xlink:title="NumberOfLoansIndividuallyEvaluatedUsingDiscountedCashFlowApproach" />
    <link:label xlink:type="resource" xlink:label="byfc_NumberOfLoansIndividuallyEvaluatedUsingDiscountedCashFlowApproach_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_NumberOfLoansIndividuallyEvaluatedUsingDiscountedCashFlowApproach_lbl" xml:lang="en-US" id="byfc_NumberOfLoansIndividuallyEvaluatedUsingDiscountedCashFlowApproach_lbl">Number of loans individually evaluated using discounted cash flow approach.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NumberOfLoansIndividuallyEvaluatedUsingDiscountedCashFlowApproach" xlink:to="byfc_NumberOfLoansIndividuallyEvaluatedUsingDiscountedCashFlowApproach_lbl" xlink:title="label: NumberOfLoansIndividuallyEvaluatedUsingDiscountedCashFlowApproach to byfc_NumberOfLoansIndividuallyEvaluatedUsingDiscountedCashFlowApproach_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_NumberOfLoansIndividuallyEvaluatedUsingDiscountedCashFlowApproach_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_NumberOfLoansIndividuallyEvaluatedUsingDiscountedCashFlowApproach_lbl1" xml:lang="en-US" id="byfc_NumberOfLoansIndividuallyEvaluatedUsingDiscountedCashFlowApproach_lbl1">Number of Loans Individually Evaluated Using Discounted Cash Flow Approach</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NumberOfLoansIndividuallyEvaluatedUsingDiscountedCashFlowApproach" xlink:to="byfc_NumberOfLoansIndividuallyEvaluatedUsingDiscountedCashFlowApproach_lbl1" xlink:title="label: NumberOfLoansIndividuallyEvaluatedUsingDiscountedCashFlowApproach to byfc_NumberOfLoansIndividuallyEvaluatedUsingDiscountedCashFlowApproach_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_NumberOfLoansIndividuallyEvaluatedUsingDiscountedCashFlowApproach" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_NumberOfLoansIndividuallyEvaluatedUsingDiscountedCashFlowApproach" xml:lang="en-US" id="byfc_NumberOfLoansIndividuallyEvaluatedUsingDiscountedCashFlowApproach">Number of loans individually evaluated using discounted cash flow approach</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NumberOfLoansIndividuallyEvaluatedUsingDiscountedCashFlowApproach" xlink:to="byfc_NumberOfLoansIndividuallyEvaluatedUsingDiscountedCashFlowApproach" xlink:title="label: NumberOfLoansIndividuallyEvaluatedUsingDiscountedCashFlowApproach to byfc_NumberOfLoansIndividuallyEvaluatedUsingDiscountedCashFlowApproach" />
    <link:loc xlink:type="locator" xlink:href="byfc-20251231.xsd#byfc_CollateralPledgedSingleFamilyMember" xlink:label="CollateralPledgedSingleFamilyMember" xlink:title="CollateralPledgedSingleFamilyMember" />
    <link:label xlink:type="resource" xlink:label="byfc_CollateralPledgedSingleFamilyMember_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_CollateralPledgedSingleFamilyMember_lbl" xml:lang="en-US" id="byfc_CollateralPledgedSingleFamilyMember_lbl">Single family real estate property pledged as a collateral.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CollateralPledgedSingleFamilyMember" xlink:to="byfc_CollateralPledgedSingleFamilyMember_lbl" xlink:title="label: CollateralPledgedSingleFamilyMember to byfc_CollateralPledgedSingleFamilyMember_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_CollateralPledgedSingleFamilyMember_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_CollateralPledgedSingleFamilyMember_lbl1" xml:lang="en-US" id="byfc_CollateralPledgedSingleFamilyMember_lbl1">Collateral Pledged, Single Family [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CollateralPledgedSingleFamilyMember" xlink:to="byfc_CollateralPledgedSingleFamilyMember_lbl1" xlink:title="label: CollateralPledgedSingleFamilyMember to byfc_CollateralPledgedSingleFamilyMember_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_CollateralPledgedSingleFamilyMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_CollateralPledgedSingleFamilyMember" xml:lang="en-US" id="byfc_CollateralPledgedSingleFamilyMember">Collateral Pledged - Single-Family [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CollateralPledgedSingleFamilyMember" xlink:to="byfc_CollateralPledgedSingleFamilyMember" xlink:title="label: CollateralPledgedSingleFamilyMember to byfc_CollateralPledgedSingleFamilyMember" />
    <link:loc xlink:type="locator" xlink:href="byfc-20251231.xsd#byfc_AssetsAndLiabilitiesMeasuredOnRecurringBasisAbstract" xlink:label="AssetsAndLiabilitiesMeasuredOnRecurringBasisAbstract" xlink:title="AssetsAndLiabilitiesMeasuredOnRecurringBasisAbstract" />
    <link:label xlink:type="resource" xlink:label="byfc_AssetsAndLiabilitiesMeasuredOnRecurringBasisAbstract_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_AssetsAndLiabilitiesMeasuredOnRecurringBasisAbstract_lbl1" xml:lang="en-US" id="byfc_AssetsAndLiabilitiesMeasuredOnRecurringBasisAbstract_lbl1">Assets and Liabilities Measured on Recurring Basis [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AssetsAndLiabilitiesMeasuredOnRecurringBasisAbstract" xlink:to="byfc_AssetsAndLiabilitiesMeasuredOnRecurringBasisAbstract_lbl1" xlink:title="label: AssetsAndLiabilitiesMeasuredOnRecurringBasisAbstract to byfc_AssetsAndLiabilitiesMeasuredOnRecurringBasisAbstract_lbl1" />
    <link:loc xlink:type="locator" xlink:href="byfc-20251231.xsd#byfc_CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember" xlink:label="CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember" xlink:title="CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember" />
    <link:label xlink:type="resource" xlink:label="byfc_CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember_lbl" xml:lang="en-US" id="byfc_CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember_lbl">The category includes multiclass, pay-through securitizations collateralized by mortgages secured by assets, such as automobiles and boats, issued by US Government Agencies.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember" xlink:to="byfc_CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember_lbl" xlink:title="label: CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember to byfc_CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember_lbl1" xml:lang="en-US" id="byfc_CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember_lbl1">Collateralized Debt Obligations Issued by US Government Agencies [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember" xlink:to="byfc_CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember_lbl1" xlink:title="label: CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember to byfc_CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="byfc_CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember" xml:lang="en-US" id="byfc_CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember">Federal Agency CMOs [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember" xlink:to="byfc_CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember" xlink:title="label: CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember to byfc_CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember" />
    <link:label xlink:type="resource" xlink:label="byfc_CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember_lbl2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember_lbl2" xml:lang="en-US" id="byfc_CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember_lbl2">Federal Agency CMOs [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember" xlink:to="byfc_CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember_lbl2" xlink:title="label: CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember to byfc_CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember_lbl2" />
    <link:loc xlink:type="locator" xlink:href="byfc-20251231.xsd#byfc_InterestRateSwapLiabilityMember" xlink:label="InterestRateSwapLiabilityMember" xlink:title="InterestRateSwapLiabilityMember" />
    <link:label xlink:type="resource" xlink:label="byfc_InterestRateSwapLiabilityMember_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_InterestRateSwapLiabilityMember_lbl" xml:lang="en-US" id="byfc_InterestRateSwapLiabilityMember_lbl">Forward based contracts in which two parties agree to swap periodic payments that are fixed at the outset of the swap contract with variable payments based on a market interest rate (index rate) over a specified period.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InterestRateSwapLiabilityMember" xlink:to="byfc_InterestRateSwapLiabilityMember_lbl" xlink:title="label: InterestRateSwapLiabilityMember to byfc_InterestRateSwapLiabilityMember_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_InterestRateSwapLiabilityMember_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_InterestRateSwapLiabilityMember_lbl1" xml:lang="en-US" id="byfc_InterestRateSwapLiabilityMember_lbl1">Interest Rate Swap Liability [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InterestRateSwapLiabilityMember" xlink:to="byfc_InterestRateSwapLiabilityMember_lbl1" xlink:title="label: InterestRateSwapLiabilityMember to byfc_InterestRateSwapLiabilityMember_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_InterestRateSwapLiabilityMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_InterestRateSwapLiabilityMember" xml:lang="en-US" id="byfc_InterestRateSwapLiabilityMember">Interest Rate Swap Liability [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InterestRateSwapLiabilityMember" xlink:to="byfc_InterestRateSwapLiabilityMember" xlink:title="label: InterestRateSwapLiabilityMember to byfc_InterestRateSwapLiabilityMember" />
    <link:loc xlink:type="locator" xlink:href="byfc-20251231.xsd#byfc_InterestRateSwapAssetMember" xlink:label="InterestRateSwapAssetMember" xlink:title="InterestRateSwapAssetMember" />
    <link:label xlink:type="resource" xlink:label="byfc_InterestRateSwapAssetMember_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_InterestRateSwapAssetMember_lbl" xml:lang="en-US" id="byfc_InterestRateSwapAssetMember_lbl">Forward based contracts in which two parties agree to swap periodic payments that are fixed at the outset of the swap contract with variable payments based on a market interest rate (index rate) over a specified period.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InterestRateSwapAssetMember" xlink:to="byfc_InterestRateSwapAssetMember_lbl" xlink:title="label: InterestRateSwapAssetMember to byfc_InterestRateSwapAssetMember_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_InterestRateSwapAssetMember_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_InterestRateSwapAssetMember_lbl1" xml:lang="en-US" id="byfc_InterestRateSwapAssetMember_lbl1">Interest Rate Swap Asset [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InterestRateSwapAssetMember" xlink:to="byfc_InterestRateSwapAssetMember_lbl1" xlink:title="label: InterestRateSwapAssetMember to byfc_InterestRateSwapAssetMember_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_InterestRateSwapAssetMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_InterestRateSwapAssetMember" xml:lang="en-US" id="byfc_InterestRateSwapAssetMember">Interest Rate Swap Asset [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InterestRateSwapAssetMember" xlink:to="byfc_InterestRateSwapAssetMember" xlink:title="label: InterestRateSwapAssetMember to byfc_InterestRateSwapAssetMember" />
    <link:loc xlink:type="locator" xlink:href="byfc-20251231.xsd#byfc_RepaymentOfBankTermFundingProgram" xlink:label="RepaymentOfBankTermFundingProgram" xlink:title="RepaymentOfBankTermFundingProgram" />
    <link:label xlink:type="resource" xlink:label="byfc_RepaymentOfBankTermFundingProgram_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_RepaymentOfBankTermFundingProgram_lbl" xml:lang="en-US" id="byfc_RepaymentOfBankTermFundingProgram_lbl">Amount of cash outflow from Bank Term Funding Program, classified as financing activity.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RepaymentOfBankTermFundingProgram" xlink:to="byfc_RepaymentOfBankTermFundingProgram_lbl" xlink:title="label: RepaymentOfBankTermFundingProgram to byfc_RepaymentOfBankTermFundingProgram_lbl" />
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    <link:loc xlink:type="locator" xlink:href="byfc-20251231.xsd#byfc_OperatingLossCarryforwardsGoingToExpireIfNotUtilized" xlink:label="OperatingLossCarryforwardsGoingToExpireIfNotUtilized" xlink:title="OperatingLossCarryforwardsGoingToExpireIfNotUtilized" />
    <link:label xlink:type="resource" xlink:label="byfc_OperatingLossCarryforwardsGoingToExpireIfNotUtilized_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_OperatingLossCarryforwardsGoingToExpireIfNotUtilized_lbl" xml:lang="en-US" id="byfc_OperatingLossCarryforwardsGoingToExpireIfNotUtilized_lbl">Amount of operating loss carryforward, before tax effects going to expire if not utilized.</link:label>
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    <link:loc xlink:type="locator" xlink:href="byfc-20251231.xsd#byfc_LoansReceivableHeldForInvestmentNonAccrualLoansAbstract" xlink:label="LoansReceivableHeldForInvestmentNonAccrualLoansAbstract" xlink:title="LoansReceivableHeldForInvestmentNonAccrualLoansAbstract" />
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    <link:loc xlink:type="locator" xlink:href="byfc-20251231.xsd#byfc_InvestmentSecuritiesAbstract" xlink:label="InvestmentSecuritiesAbstract" xlink:title="InvestmentSecuritiesAbstract" />
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    <link:loc xlink:type="locator" xlink:href="byfc-20251231.xsd#byfc_EffectiveIncomeTaxRateReconciliationNondeductibleExpenseEarningsFromBankOwnedLifeInsurance" xlink:label="EffectiveIncomeTaxRateReconciliationNondeductibleExpenseEarningsFromBankOwnedLifeInsurance" xlink:title="EffectiveIncomeTaxRateReconciliationNondeductibleExpenseEarningsFromBankOwnedLifeInsurance" />
    <link:label xlink:type="resource" xlink:label="byfc_EffectiveIncomeTaxRateReconciliationNondeductibleExpenseEarningsFromBankOwnedLifeInsurance_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_EffectiveIncomeTaxRateReconciliationNondeductibleExpenseEarningsFromBankOwnedLifeInsurance_lbl" xml:lang="en-US" id="byfc_EffectiveIncomeTaxRateReconciliationNondeductibleExpenseEarningsFromBankOwnedLifeInsurance_lbl">Percentage of the difference between reported income tax expense (benefit) and expected income tax expense (benefit) computed by applying the domestic federal statutory income tax rates to pretax income (loss) from continuing operations attributable to earnings (loss) from bank owned life insurance.</link:label>
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    <link:label xlink:type="resource" xlink:label="byfc_EffectiveIncomeTaxRateReconciliationNondeductibleExpenseEarningsFromBankOwnedLifeInsurance" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_EffectiveIncomeTaxRateReconciliationNondeductibleExpenseEarningsFromBankOwnedLifeInsurance" xml:lang="en-US" id="byfc_EffectiveIncomeTaxRateReconciliationNondeductibleExpenseEarningsFromBankOwnedLifeInsurance">Earnings from bank owned life insurance</link:label>
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    <link:loc xlink:type="locator" xlink:href="byfc-20251231.xsd#byfc_EffectiveIncomeTaxRateReconciliationEarningsLossesFromBankOwnedLifeInsuranceAmount" xlink:label="EffectiveIncomeTaxRateReconciliationEarningsLossesFromBankOwnedLifeInsuranceAmount" xlink:title="EffectiveIncomeTaxRateReconciliationEarningsLossesFromBankOwnedLifeInsuranceAmount" />
    <link:label xlink:type="resource" xlink:label="byfc_EffectiveIncomeTaxRateReconciliationEarningsLossesFromBankOwnedLifeInsuranceAmount_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_EffectiveIncomeTaxRateReconciliationEarningsLossesFromBankOwnedLifeInsuranceAmount_lbl" xml:lang="en-US" id="byfc_EffectiveIncomeTaxRateReconciliationEarningsLossesFromBankOwnedLifeInsuranceAmount_lbl">Amount of the difference between reported income tax expense (benefit) and expected income tax expense (benefit) computed by applying the domestic federal statutory income tax rates to pretax income (loss) from continuing operations attributable to earnings (loss) from bank owned life insurance.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EffectiveIncomeTaxRateReconciliationEarningsLossesFromBankOwnedLifeInsuranceAmount" xlink:to="byfc_EffectiveIncomeTaxRateReconciliationEarningsLossesFromBankOwnedLifeInsuranceAmount_lbl" xlink:title="label: EffectiveIncomeTaxRateReconciliationEarningsLossesFromBankOwnedLifeInsuranceAmount to byfc_EffectiveIncomeTaxRateReconciliationEarningsLossesFromBankOwnedLifeInsuranceAmount_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_EffectiveIncomeTaxRateReconciliationEarningsLossesFromBankOwnedLifeInsuranceAmount_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_EffectiveIncomeTaxRateReconciliationEarningsLossesFromBankOwnedLifeInsuranceAmount_lbl1" xml:lang="en-US" id="byfc_EffectiveIncomeTaxRateReconciliationEarningsLossesFromBankOwnedLifeInsuranceAmount_lbl1">Effective Income Tax Rate Reconciliation, Earnings (Losses) from Bank Owned Life Insurance, Amount</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EffectiveIncomeTaxRateReconciliationEarningsLossesFromBankOwnedLifeInsuranceAmount" xlink:to="byfc_EffectiveIncomeTaxRateReconciliationEarningsLossesFromBankOwnedLifeInsuranceAmount_lbl1" xlink:title="label: EffectiveIncomeTaxRateReconciliationEarningsLossesFromBankOwnedLifeInsuranceAmount to byfc_EffectiveIncomeTaxRateReconciliationEarningsLossesFromBankOwnedLifeInsuranceAmount_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_EffectiveIncomeTaxRateReconciliationEarningsLossesFromBankOwnedLifeInsuranceAmount" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="byfc_EffectiveIncomeTaxRateReconciliationEarningsLossesFromBankOwnedLifeInsuranceAmount" xml:lang="en-US" id="byfc_EffectiveIncomeTaxRateReconciliationEarningsLossesFromBankOwnedLifeInsuranceAmount">Earnings from bank owned life insurance</link:label>
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    <link:loc xlink:type="locator" xlink:href="byfc-20251231.xsd#byfc_StockholdersEquityDistributionToSubsidiary" xlink:label="StockholdersEquityDistributionToSubsidiary" xlink:title="StockholdersEquityDistributionToSubsidiary" />
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    <link:loc xlink:type="locator" xlink:href="byfc-20251231.xsd#byfc_PreferredStockNonVotingMember" xlink:label="PreferredStockNonVotingMember" xlink:title="PreferredStockNonVotingMember" />
    <link:label xlink:type="resource" xlink:label="byfc_PreferredStockNonVotingMember_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_PreferredStockNonVotingMember_lbl" xml:lang="en-US" id="byfc_PreferredStockNonVotingMember_lbl">Preferred stock securities that do not empower a holder to vote on corporate resolutions or the election of directors.</link:label>
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PreferredStockNonVotingMember" xlink:to="byfc_PreferredStockNonVotingMember_lbl1" xlink:title="label: PreferredStockNonVotingMember to byfc_PreferredStockNonVotingMember_lbl1" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PreferredStockNonVotingMember" xlink:to="byfc_PreferredStockNonVotingMember" xlink:title="label: PreferredStockNonVotingMember to byfc_PreferredStockNonVotingMember" />
    <link:loc xlink:type="locator" xlink:href="byfc-20251231.xsd#byfc_VotingCommonStockMember" xlink:label="VotingCommonStockMember" xlink:title="VotingCommonStockMember" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="VotingCommonStockMember" xlink:to="byfc_VotingCommonStockMember_lbl1" xlink:title="label: VotingCommonStockMember to byfc_VotingCommonStockMember_lbl1" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="VotingCommonStockMember" xlink:to="byfc_VotingCommonStockMember" xlink:title="label: VotingCommonStockMember to byfc_VotingCommonStockMember" />
    <link:loc xlink:type="locator" xlink:href="byfc-20251231.xsd#byfc_CommonStockHeldByESOPMember" xlink:label="CommonStockHeldByESOPMember" xlink:title="CommonStockHeldByESOPMember" />
    <link:label xlink:type="resource" xlink:label="byfc_CommonStockHeldByESOPMember_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_CommonStockHeldByESOPMember_lbl" xml:lang="en-US" id="byfc_CommonStockHeldByESOPMember_lbl">Represents the total common stock held by the Employee Stock Option Plan.</link:label>
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CommonStockHeldByESOPMember" xlink:to="byfc_CommonStockHeldByESOPMember_lbl1" xlink:title="label: CommonStockHeldByESOPMember to byfc_CommonStockHeldByESOPMember_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_CommonStockHeldByESOPMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_CommonStockHeldByESOPMember" xml:lang="en-US" id="byfc_CommonStockHeldByESOPMember">Unearned ESOP Shares [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CommonStockHeldByESOPMember" xlink:to="byfc_CommonStockHeldByESOPMember" xlink:title="label: CommonStockHeldByESOPMember to byfc_CommonStockHeldByESOPMember" />
    <link:loc xlink:type="locator" xlink:href="byfc-20251231.xsd#byfc_StockIssuedDuringPeriodValueEmployeeStockOwnershipPlanIncludingPriorYearCorrection" xlink:label="StockIssuedDuringPeriodValueEmployeeStockOwnershipPlanIncludingPriorYearCorrection" xlink:title="StockIssuedDuringPeriodValueEmployeeStockOwnershipPlanIncludingPriorYearCorrection" />
    <link:label xlink:type="resource" xlink:label="byfc_StockIssuedDuringPeriodValueEmployeeStockOwnershipPlanIncludingPriorYearCorrection_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_StockIssuedDuringPeriodValueEmployeeStockOwnershipPlanIncludingPriorYearCorrection_lbl" xml:lang="en-US" id="byfc_StockIssuedDuringPeriodValueEmployeeStockOwnershipPlanIncludingPriorYearCorrection_lbl">Aggregate value of stock issued during the period as a result of employee stock ownership plan (ESOP), including prior year correction.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StockIssuedDuringPeriodValueEmployeeStockOwnershipPlanIncludingPriorYearCorrection" xlink:to="byfc_StockIssuedDuringPeriodValueEmployeeStockOwnershipPlanIncludingPriorYearCorrection_lbl" xlink:title="label: StockIssuedDuringPeriodValueEmployeeStockOwnershipPlanIncludingPriorYearCorrection to byfc_StockIssuedDuringPeriodValueEmployeeStockOwnershipPlanIncludingPriorYearCorrection_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_StockIssuedDuringPeriodValueEmployeeStockOwnershipPlanIncludingPriorYearCorrection_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_StockIssuedDuringPeriodValueEmployeeStockOwnershipPlanIncludingPriorYearCorrection_lbl1" xml:lang="en-US" id="byfc_StockIssuedDuringPeriodValueEmployeeStockOwnershipPlanIncludingPriorYearCorrection_lbl1">Stock Issued During Period, Value, Employee Stock Ownership Plan, Including Prior Year Correction</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StockIssuedDuringPeriodValueEmployeeStockOwnershipPlanIncludingPriorYearCorrection" xlink:to="byfc_StockIssuedDuringPeriodValueEmployeeStockOwnershipPlanIncludingPriorYearCorrection_lbl1" xlink:title="label: StockIssuedDuringPeriodValueEmployeeStockOwnershipPlanIncludingPriorYearCorrection to byfc_StockIssuedDuringPeriodValueEmployeeStockOwnershipPlanIncludingPriorYearCorrection_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_StockIssuedDuringPeriodValueEmployeeStockOwnershipPlanIncludingPriorYearCorrection" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="byfc_StockIssuedDuringPeriodValueEmployeeStockOwnershipPlanIncludingPriorYearCorrection" xml:lang="en-US" id="byfc_StockIssuedDuringPeriodValueEmployeeStockOwnershipPlanIncludingPriorYearCorrection">Release of unearned ESOP shares</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StockIssuedDuringPeriodValueEmployeeStockOwnershipPlanIncludingPriorYearCorrection" xlink:to="byfc_StockIssuedDuringPeriodValueEmployeeStockOwnershipPlanIncludingPriorYearCorrection" xlink:title="label: StockIssuedDuringPeriodValueEmployeeStockOwnershipPlanIncludingPriorYearCorrection to byfc_StockIssuedDuringPeriodValueEmployeeStockOwnershipPlanIncludingPriorYearCorrection" />
    <link:loc xlink:type="locator" xlink:href="byfc-20251231.xsd#byfc_OtherFinancialInstitutionsMember" xlink:label="OtherFinancialInstitutionsMember" xlink:title="OtherFinancialInstitutionsMember" />
    <link:label xlink:type="resource" xlink:label="byfc_OtherFinancialInstitutionsMember_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_OtherFinancialInstitutionsMember_lbl" xml:lang="en-US" id="byfc_OtherFinancialInstitutionsMember_lbl">The name of financial institutions with whom the Company has the line of credit, including a letter of credit facility.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OtherFinancialInstitutionsMember" xlink:to="byfc_OtherFinancialInstitutionsMember_lbl" xlink:title="label: OtherFinancialInstitutionsMember to byfc_OtherFinancialInstitutionsMember_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_OtherFinancialInstitutionsMember_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_OtherFinancialInstitutionsMember_lbl1" xml:lang="en-US" id="byfc_OtherFinancialInstitutionsMember_lbl1">Other Financial Institutions [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OtherFinancialInstitutionsMember" xlink:to="byfc_OtherFinancialInstitutionsMember_lbl1" xlink:title="label: OtherFinancialInstitutionsMember to byfc_OtherFinancialInstitutionsMember_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_OtherFinancialInstitutionsMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_OtherFinancialInstitutionsMember" xml:lang="en-US" id="byfc_OtherFinancialInstitutionsMember">Other Financial Institutions [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OtherFinancialInstitutionsMember" xlink:to="byfc_OtherFinancialInstitutionsMember" xlink:title="label: OtherFinancialInstitutionsMember to byfc_OtherFinancialInstitutionsMember" />
    <link:loc xlink:type="locator" xlink:href="byfc-20251231.xsd#byfc_ParticipationLoanTransactionsMemberMember" xlink:label="ParticipationLoanTransactionsMemberMember" xlink:title="ParticipationLoanTransactionsMemberMember" />
    <link:label xlink:type="resource" xlink:label="byfc_ParticipationLoanTransactionsMemberMember_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_ParticipationLoanTransactionsMemberMember_lbl" xml:lang="en-US" id="byfc_ParticipationLoanTransactionsMemberMember_lbl">Sold portion of a loan or group of loans to third parties.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ParticipationLoanTransactionsMemberMember" xlink:to="byfc_ParticipationLoanTransactionsMemberMember_lbl" xlink:title="label: ParticipationLoanTransactionsMemberMember to byfc_ParticipationLoanTransactionsMemberMember_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_ParticipationLoanTransactionsMemberMember_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_ParticipationLoanTransactionsMemberMember_lbl1" xml:lang="en-US" id="byfc_ParticipationLoanTransactionsMemberMember_lbl1">Participation Loan Transactions Member] [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ParticipationLoanTransactionsMemberMember" xlink:to="byfc_ParticipationLoanTransactionsMemberMember_lbl1" xlink:title="label: ParticipationLoanTransactionsMemberMember to byfc_ParticipationLoanTransactionsMemberMember_lbl1" />
    <link:loc xlink:type="locator" xlink:href="byfc-20251231.xsd#byfc_ScheduleOfContractualAmountsOffBalanceSheetRisksTableTextBlock" xlink:label="ScheduleOfContractualAmountsOffBalanceSheetRisksTableTextBlock" xlink:title="ScheduleOfContractualAmountsOffBalanceSheetRisksTableTextBlock" />
    <link:label xlink:type="resource" xlink:label="byfc_ScheduleOfContractualAmountsOffBalanceSheetRisksTableTextBlock_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_ScheduleOfContractualAmountsOffBalanceSheetRisksTableTextBlock_lbl" xml:lang="en-US" id="byfc_ScheduleOfContractualAmountsOffBalanceSheetRisksTableTextBlock_lbl">Tabular disclosure of the contractual amounts of financial instruments (as defined), including financial assets and financial liabilities (collectively, as defined) which are not recognized in the financial statements (off-balance sheet) because they fail to meet some other criterion for recognition.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleOfContractualAmountsOffBalanceSheetRisksTableTextBlock" xlink:to="byfc_ScheduleOfContractualAmountsOffBalanceSheetRisksTableTextBlock_lbl" xlink:title="label: ScheduleOfContractualAmountsOffBalanceSheetRisksTableTextBlock to byfc_ScheduleOfContractualAmountsOffBalanceSheetRisksTableTextBlock_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_ScheduleOfContractualAmountsOffBalanceSheetRisksTableTextBlock_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_ScheduleOfContractualAmountsOffBalanceSheetRisksTableTextBlock_lbl1" xml:lang="en-US" id="byfc_ScheduleOfContractualAmountsOffBalanceSheetRisksTableTextBlock_lbl1">Schedule of Contractual Amounts, Off-balance Sheet Risks [Table Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleOfContractualAmountsOffBalanceSheetRisksTableTextBlock" xlink:to="byfc_ScheduleOfContractualAmountsOffBalanceSheetRisksTableTextBlock_lbl1" xlink:title="label: ScheduleOfContractualAmountsOffBalanceSheetRisksTableTextBlock to byfc_ScheduleOfContractualAmountsOffBalanceSheetRisksTableTextBlock_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_ScheduleOfContractualAmountsOffBalanceSheetRisksTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_ScheduleOfContractualAmountsOffBalanceSheetRisksTableTextBlock" xml:lang="en-US" id="byfc_ScheduleOfContractualAmountsOffBalanceSheetRisksTableTextBlock">Contractual Amounts of Financial Instruments Off-Balance-Sheet Risk</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleOfContractualAmountsOffBalanceSheetRisksTableTextBlock" xlink:to="byfc_ScheduleOfContractualAmountsOffBalanceSheetRisksTableTextBlock" xlink:title="label: ScheduleOfContractualAmountsOffBalanceSheetRisksTableTextBlock to byfc_ScheduleOfContractualAmountsOffBalanceSheetRisksTableTextBlock" />
    <link:loc xlink:type="locator" xlink:href="byfc-20251231.xsd#byfc_ModifiedLoansToTroubledBorrowersAbstract" xlink:label="ModifiedLoansToTroubledBorrowersAbstract" xlink:title="ModifiedLoansToTroubledBorrowersAbstract" />
    <link:label xlink:type="resource" xlink:label="byfc_ModifiedLoansToTroubledBorrowersAbstract_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_ModifiedLoansToTroubledBorrowersAbstract_lbl1" xml:lang="en-US" id="byfc_ModifiedLoansToTroubledBorrowersAbstract_lbl1">Modified Loans to Troubled Borrowers [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ModifiedLoansToTroubledBorrowersAbstract" xlink:to="byfc_ModifiedLoansToTroubledBorrowersAbstract_lbl1" xlink:title="label: ModifiedLoansToTroubledBorrowersAbstract to byfc_ModifiedLoansToTroubledBorrowersAbstract_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_ModifiedLoansToTroubledBorrowersAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_ModifiedLoansToTroubledBorrowersAbstract" xml:lang="en-US" id="byfc_ModifiedLoansToTroubledBorrowersAbstract">Modified Loans to Troubled Borrowers [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ModifiedLoansToTroubledBorrowersAbstract" xlink:to="byfc_ModifiedLoansToTroubledBorrowersAbstract" xlink:title="label: ModifiedLoansToTroubledBorrowersAbstract to byfc_ModifiedLoansToTroubledBorrowersAbstract" />
    <link:loc xlink:type="locator" xlink:href="byfc-20251231.xsd#byfc_FinancingReceivableModifications" xlink:label="FinancingReceivableModifications" xlink:title="FinancingReceivableModifications" />
    <link:label xlink:type="resource" xlink:label="byfc_FinancingReceivableModifications_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_FinancingReceivableModifications_lbl" xml:lang="en-US" id="byfc_FinancingReceivableModifications_lbl">Amount of financing receivable modified for borrowers experiencing financial difficulty within previous 12 months.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableModifications" xlink:to="byfc_FinancingReceivableModifications_lbl" xlink:title="label: FinancingReceivableModifications to byfc_FinancingReceivableModifications_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_FinancingReceivableModifications_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_FinancingReceivableModifications_lbl1" xml:lang="en-US" id="byfc_FinancingReceivableModifications_lbl1">Financing Receivable Modifications</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableModifications" xlink:to="byfc_FinancingReceivableModifications_lbl1" xlink:title="label: FinancingReceivableModifications to byfc_FinancingReceivableModifications_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_FinancingReceivableModifications" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_FinancingReceivableModifications" xml:lang="en-US" id="byfc_FinancingReceivableModifications">Modifications made to borrowers experiencing financial difficulty</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableModifications" xlink:to="byfc_FinancingReceivableModifications" xlink:title="label: FinancingReceivableModifications to byfc_FinancingReceivableModifications" />
    <link:loc xlink:type="locator" xlink:href="byfc-20251231.xsd#byfc_GrantDateAsOfFebruary242016Member" xlink:label="GrantDateAsOfFebruary242016Member" xlink:title="GrantDateAsOfFebruary242016Member" />
    <link:label xlink:type="resource" xlink:label="byfc_GrantDateAsOfFebruary242016Member_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_GrantDateAsOfFebruary242016Member_lbl" xml:lang="en-US" id="byfc_GrantDateAsOfFebruary242016Member_lbl">Represent the information pertaining to Grant Date as on February 24, 2016.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="GrantDateAsOfFebruary242016Member" xlink:to="byfc_GrantDateAsOfFebruary242016Member_lbl" xlink:title="label: GrantDateAsOfFebruary242016Member to byfc_GrantDateAsOfFebruary242016Member_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_GrantDateAsOfFebruary242016Member_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_GrantDateAsOfFebruary242016Member_lbl1" xml:lang="en-US" id="byfc_GrantDateAsOfFebruary242016Member_lbl1">Grant Date As Of February242016 [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="GrantDateAsOfFebruary242016Member" xlink:to="byfc_GrantDateAsOfFebruary242016Member_lbl1" xlink:title="label: GrantDateAsOfFebruary242016Member to byfc_GrantDateAsOfFebruary242016Member_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_GrantDateAsOfFebruary242016Member" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_GrantDateAsOfFebruary242016Member" xml:lang="en-US" id="byfc_GrantDateAsOfFebruary242016Member">Grant Date February 24, 2016 [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="GrantDateAsOfFebruary242016Member" xlink:to="byfc_GrantDateAsOfFebruary242016Member" xlink:title="label: GrantDateAsOfFebruary242016Member to byfc_GrantDateAsOfFebruary242016Member" />
    <link:loc xlink:type="locator" xlink:href="byfc-20251231.xsd#byfc_CreditAndInterestMarksOnPurchasedLoansNet" xlink:label="CreditAndInterestMarksOnPurchasedLoansNet" xlink:title="CreditAndInterestMarksOnPurchasedLoansNet" />
    <link:label xlink:type="resource" xlink:label="byfc_CreditAndInterestMarksOnPurchasedLoansNet_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_CreditAndInterestMarksOnPurchasedLoansNet_lbl" xml:lang="en-US" id="byfc_CreditAndInterestMarksOnPurchasedLoansNet_lbl">The amount of credit and interest marks on purchased loans.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CreditAndInterestMarksOnPurchasedLoansNet" xlink:to="byfc_CreditAndInterestMarksOnPurchasedLoansNet_lbl" xlink:title="label: CreditAndInterestMarksOnPurchasedLoansNet to byfc_CreditAndInterestMarksOnPurchasedLoansNet_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_CreditAndInterestMarksOnPurchasedLoansNet_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_CreditAndInterestMarksOnPurchasedLoansNet_lbl1" xml:lang="en-US" id="byfc_CreditAndInterestMarksOnPurchasedLoansNet_lbl1">Credit and Interest Marks on Purchased Loans, Net</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CreditAndInterestMarksOnPurchasedLoansNet" xlink:to="byfc_CreditAndInterestMarksOnPurchasedLoansNet_lbl1" xlink:title="label: CreditAndInterestMarksOnPurchasedLoansNet to byfc_CreditAndInterestMarksOnPurchasedLoansNet_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_CreditAndInterestMarksOnPurchasedLoansNet" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="byfc_CreditAndInterestMarksOnPurchasedLoansNet" xml:lang="en-US" id="byfc_CreditAndInterestMarksOnPurchasedLoansNet">Credit and interest marks on purchased loans, net</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CreditAndInterestMarksOnPurchasedLoansNet" xlink:to="byfc_CreditAndInterestMarksOnPurchasedLoansNet" xlink:title="label: CreditAndInterestMarksOnPurchasedLoansNet to byfc_CreditAndInterestMarksOnPurchasedLoansNet" />
    <link:loc xlink:type="locator" xlink:href="byfc-20251231.xsd#byfc_IncrementalCommonSharesAttributableToDilutiveEffectOfExerciseOfStockOptions" xlink:label="IncrementalCommonSharesAttributableToDilutiveEffectOfExerciseOfStockOptions" xlink:title="IncrementalCommonSharesAttributableToDilutiveEffectOfExerciseOfStockOptions" />
    <link:label xlink:type="resource" xlink:label="byfc_IncrementalCommonSharesAttributableToDilutiveEffectOfExerciseOfStockOptions_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_IncrementalCommonSharesAttributableToDilutiveEffectOfExerciseOfStockOptions_lbl" xml:lang="en-US" id="byfc_IncrementalCommonSharesAttributableToDilutiveEffectOfExerciseOfStockOptions_lbl">Additional shares included in the calculation of diluted EPS as a result of the potentially dilutive effect of stock options.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncrementalCommonSharesAttributableToDilutiveEffectOfExerciseOfStockOptions" xlink:to="byfc_IncrementalCommonSharesAttributableToDilutiveEffectOfExerciseOfStockOptions_lbl" xlink:title="label: IncrementalCommonSharesAttributableToDilutiveEffectOfExerciseOfStockOptions to byfc_IncrementalCommonSharesAttributableToDilutiveEffectOfExerciseOfStockOptions_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_IncrementalCommonSharesAttributableToDilutiveEffectOfExerciseOfStockOptions_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_IncrementalCommonSharesAttributableToDilutiveEffectOfExerciseOfStockOptions_lbl1" xml:lang="en-US" id="byfc_IncrementalCommonSharesAttributableToDilutiveEffectOfExerciseOfStockOptions_lbl1">Incremental Common Shares Attributable to Dilutive Effect of Exercise of Stock Options</link:label>
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    <link:label xlink:type="resource" xlink:label="byfc_IncrementalCommonSharesAttributableToDilutiveEffectOfExerciseOfStockOptions" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="byfc_IncrementalCommonSharesAttributableToDilutiveEffectOfExerciseOfStockOptions" xml:lang="en-US" id="byfc_IncrementalCommonSharesAttributableToDilutiveEffectOfExerciseOfStockOptions">Unvested stock awards or potential common shares issuable under stock options (in shares)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncrementalCommonSharesAttributableToDilutiveEffectOfExerciseOfStockOptions" xlink:to="byfc_IncrementalCommonSharesAttributableToDilutiveEffectOfExerciseOfStockOptions" xlink:title="label: IncrementalCommonSharesAttributableToDilutiveEffectOfExerciseOfStockOptions to byfc_IncrementalCommonSharesAttributableToDilutiveEffectOfExerciseOfStockOptions" />
    <link:loc xlink:type="locator" xlink:href="byfc-20251231.xsd#byfc_GoodwillAmortization" xlink:label="GoodwillAmortization" xlink:title="GoodwillAmortization" />
    <link:label xlink:type="resource" xlink:label="byfc_GoodwillAmortization_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_GoodwillAmortization_lbl" xml:lang="en-US" id="byfc_GoodwillAmortization_lbl">The aggregate expense charged against earnings to allocate the cost of goodwill in a systematic and rational manner to the periods expected to benefit from such assets.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="GoodwillAmortization" xlink:to="byfc_GoodwillAmortization_lbl" xlink:title="label: GoodwillAmortization to byfc_GoodwillAmortization_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_GoodwillAmortization_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_GoodwillAmortization_lbl1" xml:lang="en-US" id="byfc_GoodwillAmortization_lbl1">Goodwill, Amortization</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="GoodwillAmortization" xlink:to="byfc_GoodwillAmortization_lbl1" xlink:title="label: GoodwillAmortization to byfc_GoodwillAmortization_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_GoodwillAmortization" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_GoodwillAmortization" xml:lang="en-US" id="byfc_GoodwillAmortization">Amortization</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="GoodwillAmortization" xlink:to="byfc_GoodwillAmortization" xlink:title="label: GoodwillAmortization to byfc_GoodwillAmortization" />
    <link:loc xlink:type="locator" xlink:href="byfc-20251231.xsd#byfc_SecuritiesCollateralDependent" xlink:label="SecuritiesCollateralDependent" xlink:title="SecuritiesCollateralDependent" />
    <link:label xlink:type="resource" xlink:label="byfc_SecuritiesCollateralDependent_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_SecuritiesCollateralDependent_lbl" xml:lang="en-US" id="byfc_SecuritiesCollateralDependent_lbl">Amount of securities whose repayment is expected to be provided substantially through the operation or sale of the collateral.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SecuritiesCollateralDependent" xlink:to="byfc_SecuritiesCollateralDependent_lbl" xlink:title="label: SecuritiesCollateralDependent to byfc_SecuritiesCollateralDependent_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_SecuritiesCollateralDependent_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_SecuritiesCollateralDependent_lbl1" xml:lang="en-US" id="byfc_SecuritiesCollateralDependent_lbl1">Securities, Collateral Dependent</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SecuritiesCollateralDependent" xlink:to="byfc_SecuritiesCollateralDependent_lbl1" xlink:title="label: SecuritiesCollateralDependent to byfc_SecuritiesCollateralDependent_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_SecuritiesCollateralDependent" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_SecuritiesCollateralDependent" xml:lang="en-US" id="byfc_SecuritiesCollateralDependent">Collateral dependent securities</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SecuritiesCollateralDependent" xlink:to="byfc_SecuritiesCollateralDependent" xlink:title="label: SecuritiesCollateralDependent to byfc_SecuritiesCollateralDependent" />
    <link:loc xlink:type="locator" xlink:href="byfc-20251231.xsd#byfc_FederalReserveBankDiscountWindowMember" xlink:label="FederalReserveBankDiscountWindowMember" xlink:title="FederalReserveBankDiscountWindowMember" />
    <link:label xlink:type="resource" xlink:label="byfc_FederalReserveBankDiscountWindowMember_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_FederalReserveBankDiscountWindowMember_lbl" xml:lang="en-US" id="byfc_FederalReserveBankDiscountWindowMember_lbl">A depository institution eligible to borrow short-term funds from the Federal Reserve Bank through the discount window, typically on a collateralized basis.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FederalReserveBankDiscountWindowMember" xlink:to="byfc_FederalReserveBankDiscountWindowMember_lbl" xlink:title="label: FederalReserveBankDiscountWindowMember to byfc_FederalReserveBankDiscountWindowMember_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_FederalReserveBankDiscountWindowMember_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_FederalReserveBankDiscountWindowMember_lbl1" xml:lang="en-US" id="byfc_FederalReserveBankDiscountWindowMember_lbl1">Federal Reserve Bank Discount Window [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FederalReserveBankDiscountWindowMember" xlink:to="byfc_FederalReserveBankDiscountWindowMember_lbl1" xlink:title="label: FederalReserveBankDiscountWindowMember to byfc_FederalReserveBankDiscountWindowMember_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_FederalReserveBankDiscountWindowMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_FederalReserveBankDiscountWindowMember" xml:lang="en-US" id="byfc_FederalReserveBankDiscountWindowMember">FRB Discount Window [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FederalReserveBankDiscountWindowMember" xlink:to="byfc_FederalReserveBankDiscountWindowMember" xlink:title="label: FederalReserveBankDiscountWindowMember to byfc_FederalReserveBankDiscountWindowMember" />
    <link:loc xlink:type="locator" xlink:href="byfc-20251231.xsd#byfc_DCHousingMember" xlink:label="DCHousingMember" xlink:title="DCHousingMember" />
    <link:label xlink:type="resource" xlink:label="byfc_DCHousingMember_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_DCHousingMember_lbl" xml:lang="en-US" id="byfc_DCHousingMember_lbl">The District of Columbia Housing Authority is a public agency that provides affordable housing to low- through moderate-income households and supports community development and resident opportunity for which the bank may pledge securities as collateral.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DCHousingMember" xlink:to="byfc_DCHousingMember_lbl" xlink:title="label: DCHousingMember to byfc_DCHousingMember_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_DCHousingMember_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_DCHousingMember_lbl1" xml:lang="en-US" id="byfc_DCHousingMember_lbl1">D.C. Housing [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DCHousingMember" xlink:to="byfc_DCHousingMember_lbl1" xlink:title="label: DCHousingMember to byfc_DCHousingMember_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_DCHousingMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_DCHousingMember" xml:lang="en-US" id="byfc_DCHousingMember">D.C. Housing [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DCHousingMember" xlink:to="byfc_DCHousingMember" xlink:title="label: DCHousingMember to byfc_DCHousingMember" />
    <link:loc xlink:type="locator" xlink:href="byfc-20251231.xsd#byfc_DCGovernmentMember" xlink:label="DCGovernmentMember" xlink:title="DCGovernmentMember" />
    <link:label xlink:type="resource" xlink:label="byfc_DCGovernmentMember_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_DCGovernmentMember_lbl" xml:lang="en-US" id="byfc_DCGovernmentMember_lbl">The Government of the District of Columbia, a public governmental entity for which the bank may hold funds or pledge securities as collateral.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DCGovernmentMember" xlink:to="byfc_DCGovernmentMember_lbl" xlink:title="label: DCGovernmentMember to byfc_DCGovernmentMember_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_DCGovernmentMember_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_DCGovernmentMember_lbl1" xml:lang="en-US" id="byfc_DCGovernmentMember_lbl1">D.C. Government [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DCGovernmentMember" xlink:to="byfc_DCGovernmentMember_lbl1" xlink:title="label: DCGovernmentMember to byfc_DCGovernmentMember_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_DCGovernmentMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_DCGovernmentMember" xml:lang="en-US" id="byfc_DCGovernmentMember">D.C. Government [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DCGovernmentMember" xlink:to="byfc_DCGovernmentMember" xlink:title="label: DCGovernmentMember to byfc_DCGovernmentMember" />
    <link:loc xlink:type="locator" xlink:href="byfc-20251231.xsd#byfc_AvailableForSaleSecuritiesOfAnyOneIssuerExceedingTenPercentOfShareholdersEquity" xlink:label="AvailableForSaleSecuritiesOfAnyOneIssuerExceedingTenPercentOfShareholdersEquity" xlink:title="AvailableForSaleSecuritiesOfAnyOneIssuerExceedingTenPercentOfShareholdersEquity" />
    <link:label xlink:type="resource" xlink:label="byfc_AvailableForSaleSecuritiesOfAnyOneIssuerExceedingTenPercentOfShareholdersEquity_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_AvailableForSaleSecuritiesOfAnyOneIssuerExceedingTenPercentOfShareholdersEquity_lbl" xml:lang="en-US" id="byfc_AvailableForSaleSecuritiesOfAnyOneIssuerExceedingTenPercentOfShareholdersEquity_lbl">Represents risk arising from securities held by individual issuers in an amount exceeding 10% of stockholders' equity. Excludes U.S. Government and its agencies.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AvailableForSaleSecuritiesOfAnyOneIssuerExceedingTenPercentOfShareholdersEquity" xlink:to="byfc_AvailableForSaleSecuritiesOfAnyOneIssuerExceedingTenPercentOfShareholdersEquity_lbl" xlink:title="label: AvailableForSaleSecuritiesOfAnyOneIssuerExceedingTenPercentOfShareholdersEquity to byfc_AvailableForSaleSecuritiesOfAnyOneIssuerExceedingTenPercentOfShareholdersEquity_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_AvailableForSaleSecuritiesOfAnyOneIssuerExceedingTenPercentOfShareholdersEquity_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_AvailableForSaleSecuritiesOfAnyOneIssuerExceedingTenPercentOfShareholdersEquity_lbl1" xml:lang="en-US" id="byfc_AvailableForSaleSecuritiesOfAnyOneIssuerExceedingTenPercentOfShareholdersEquity_lbl1">Available for Sale Securities of Any One Issuer Exceeding Ten Percent of Shareholders Equity</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AvailableForSaleSecuritiesOfAnyOneIssuerExceedingTenPercentOfShareholdersEquity" xlink:to="byfc_AvailableForSaleSecuritiesOfAnyOneIssuerExceedingTenPercentOfShareholdersEquity_lbl1" xlink:title="label: AvailableForSaleSecuritiesOfAnyOneIssuerExceedingTenPercentOfShareholdersEquity to byfc_AvailableForSaleSecuritiesOfAnyOneIssuerExceedingTenPercentOfShareholdersEquity_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_AvailableForSaleSecuritiesOfAnyOneIssuerExceedingTenPercentOfShareholdersEquity" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_AvailableForSaleSecuritiesOfAnyOneIssuerExceedingTenPercentOfShareholdersEquity" xml:lang="en-US" id="byfc_AvailableForSaleSecuritiesOfAnyOneIssuerExceedingTenPercentOfShareholdersEquity">Securities of any one issuer, other than U.S. Government, exceeding 10% of stockholders' equity</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AvailableForSaleSecuritiesOfAnyOneIssuerExceedingTenPercentOfShareholdersEquity" xlink:to="byfc_AvailableForSaleSecuritiesOfAnyOneIssuerExceedingTenPercentOfShareholdersEquity" xlink:title="label: AvailableForSaleSecuritiesOfAnyOneIssuerExceedingTenPercentOfShareholdersEquity to byfc_AvailableForSaleSecuritiesOfAnyOneIssuerExceedingTenPercentOfShareholdersEquity" />
    <link:loc xlink:type="locator" xlink:href="byfc-20251231.xsd#byfc_NumberOfConsecutiveQuartersRequiredForLoanOriginationsQualifyAsDeepImpactLending" xlink:label="NumberOfConsecutiveQuartersRequiredForLoanOriginationsQualifyAsDeepImpactLending" xlink:title="NumberOfConsecutiveQuartersRequiredForLoanOriginationsQualifyAsDeepImpactLending" />
    <link:label xlink:type="resource" xlink:label="byfc_NumberOfConsecutiveQuartersRequiredForLoanOriginationsQualifyAsDeepImpactLending_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_NumberOfConsecutiveQuartersRequiredForLoanOriginationsQualifyAsDeepImpactLending_lbl" xml:lang="en-US" id="byfc_NumberOfConsecutiveQuartersRequiredForLoanOriginationsQualifyAsDeepImpactLending_lbl">The number of consecutive quarters required for loan originations qualify as deep impact lending.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NumberOfConsecutiveQuartersRequiredForLoanOriginationsQualifyAsDeepImpactLending" xlink:to="byfc_NumberOfConsecutiveQuartersRequiredForLoanOriginationsQualifyAsDeepImpactLending_lbl" xlink:title="label: NumberOfConsecutiveQuartersRequiredForLoanOriginationsQualifyAsDeepImpactLending to byfc_NumberOfConsecutiveQuartersRequiredForLoanOriginationsQualifyAsDeepImpactLending_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_NumberOfConsecutiveQuartersRequiredForLoanOriginationsQualifyAsDeepImpactLending_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_NumberOfConsecutiveQuartersRequiredForLoanOriginationsQualifyAsDeepImpactLending_lbl1" xml:lang="en-US" id="byfc_NumberOfConsecutiveQuartersRequiredForLoanOriginationsQualifyAsDeepImpactLending_lbl1">Number of Consecutive Quarters Required for Loan Originations Qualify as Deep Impact Lending</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NumberOfConsecutiveQuartersRequiredForLoanOriginationsQualifyAsDeepImpactLending" xlink:to="byfc_NumberOfConsecutiveQuartersRequiredForLoanOriginationsQualifyAsDeepImpactLending_lbl1" xlink:title="label: NumberOfConsecutiveQuartersRequiredForLoanOriginationsQualifyAsDeepImpactLending to byfc_NumberOfConsecutiveQuartersRequiredForLoanOriginationsQualifyAsDeepImpactLending_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_NumberOfConsecutiveQuartersRequiredForLoanOriginationsQualifyAsDeepImpactLending" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_NumberOfConsecutiveQuartersRequiredForLoanOriginationsQualifyAsDeepImpactLending" xml:lang="en-US" id="byfc_NumberOfConsecutiveQuartersRequiredForLoanOriginationsQualifyAsDeepImpactLending">Number of consecutive quarters required for loan originations qualify as deep impact lending</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NumberOfConsecutiveQuartersRequiredForLoanOriginationsQualifyAsDeepImpactLending" xlink:to="byfc_NumberOfConsecutiveQuartersRequiredForLoanOriginationsQualifyAsDeepImpactLending" xlink:title="label: NumberOfConsecutiveQuartersRequiredForLoanOriginationsQualifyAsDeepImpactLending to byfc_NumberOfConsecutiveQuartersRequiredForLoanOriginationsQualifyAsDeepImpactLending" />
    <link:loc xlink:type="locator" xlink:href="byfc-20251231.xsd#byfc_LendingPeriodConsideredForFixedDividendRate" xlink:label="LendingPeriodConsideredForFixedDividendRate" xlink:title="LendingPeriodConsideredForFixedDividendRate" />
    <link:label xlink:type="resource" xlink:label="byfc_LendingPeriodConsideredForFixedDividendRate_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_LendingPeriodConsideredForFixedDividendRate_lbl" xml:lang="en-US" id="byfc_LendingPeriodConsideredForFixedDividendRate_lbl">The lending period considered for fixed dividend rate, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LendingPeriodConsideredForFixedDividendRate" xlink:to="byfc_LendingPeriodConsideredForFixedDividendRate_lbl" xlink:title="label: LendingPeriodConsideredForFixedDividendRate to byfc_LendingPeriodConsideredForFixedDividendRate_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_LendingPeriodConsideredForFixedDividendRate_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_LendingPeriodConsideredForFixedDividendRate_lbl1" xml:lang="en-US" id="byfc_LendingPeriodConsideredForFixedDividendRate_lbl1">Lending Period Considered for Fixed Dividend Rate</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LendingPeriodConsideredForFixedDividendRate" xlink:to="byfc_LendingPeriodConsideredForFixedDividendRate_lbl1" xlink:title="label: LendingPeriodConsideredForFixedDividendRate to byfc_LendingPeriodConsideredForFixedDividendRate_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_LendingPeriodConsideredForFixedDividendRate" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_LendingPeriodConsideredForFixedDividendRate" xml:lang="en-US" id="byfc_LendingPeriodConsideredForFixedDividendRate">Lending period considered for fixed dividend rate</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LendingPeriodConsideredForFixedDividendRate" xlink:to="byfc_LendingPeriodConsideredForFixedDividendRate" xlink:title="label: LendingPeriodConsideredForFixedDividendRate to byfc_LendingPeriodConsideredForFixedDividendRate" />
    <link:loc xlink:type="locator" xlink:href="byfc-20251231.xsd#byfc_MinimumPercentageOfLoanOriginationsQualifyAsDeepImpactLending" xlink:label="MinimumPercentageOfLoanOriginationsQualifyAsDeepImpactLending" xlink:title="MinimumPercentageOfLoanOriginationsQualifyAsDeepImpactLending" />
    <link:label xlink:type="resource" xlink:label="byfc_MinimumPercentageOfLoanOriginationsQualifyAsDeepImpactLending_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_MinimumPercentageOfLoanOriginationsQualifyAsDeepImpactLending_lbl" xml:lang="en-US" id="byfc_MinimumPercentageOfLoanOriginationsQualifyAsDeepImpactLending_lbl">The minimum percentage of loan originations qualify as deep impact lending.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="MinimumPercentageOfLoanOriginationsQualifyAsDeepImpactLending" xlink:to="byfc_MinimumPercentageOfLoanOriginationsQualifyAsDeepImpactLending_lbl" xlink:title="label: MinimumPercentageOfLoanOriginationsQualifyAsDeepImpactLending to byfc_MinimumPercentageOfLoanOriginationsQualifyAsDeepImpactLending_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_MinimumPercentageOfLoanOriginationsQualifyAsDeepImpactLending_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_MinimumPercentageOfLoanOriginationsQualifyAsDeepImpactLending_lbl1" xml:lang="en-US" id="byfc_MinimumPercentageOfLoanOriginationsQualifyAsDeepImpactLending_lbl1">Minimum Percentage of Loan Originations Qualify as Deep Impact Lending</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="MinimumPercentageOfLoanOriginationsQualifyAsDeepImpactLending" xlink:to="byfc_MinimumPercentageOfLoanOriginationsQualifyAsDeepImpactLending_lbl1" xlink:title="label: MinimumPercentageOfLoanOriginationsQualifyAsDeepImpactLending to byfc_MinimumPercentageOfLoanOriginationsQualifyAsDeepImpactLending_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_MinimumPercentageOfLoanOriginationsQualifyAsDeepImpactLending" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_MinimumPercentageOfLoanOriginationsQualifyAsDeepImpactLending" xml:lang="en-US" id="byfc_MinimumPercentageOfLoanOriginationsQualifyAsDeepImpactLending">Minimum percentage of loan originations qualify as deep impact lending</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="MinimumPercentageOfLoanOriginationsQualifyAsDeepImpactLending" xlink:to="byfc_MinimumPercentageOfLoanOriginationsQualifyAsDeepImpactLending" xlink:title="label: MinimumPercentageOfLoanOriginationsQualifyAsDeepImpactLending to byfc_MinimumPercentageOfLoanOriginationsQualifyAsDeepImpactLending" />
    <link:loc xlink:type="locator" xlink:href="byfc-20251231.xsd#byfc_NumberOfConsecutiveQuartersRequiredToMeetThresholdCondition" xlink:label="NumberOfConsecutiveQuartersRequiredToMeetThresholdCondition" xlink:title="NumberOfConsecutiveQuartersRequiredToMeetThresholdCondition" />
    <link:label xlink:type="resource" xlink:label="byfc_NumberOfConsecutiveQuartersRequiredToMeetThresholdCondition_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_NumberOfConsecutiveQuartersRequiredToMeetThresholdCondition_lbl" xml:lang="en-US" id="byfc_NumberOfConsecutiveQuartersRequiredToMeetThresholdCondition_lbl">The number of consecutive quarters required to meet the threshold condition following the original closing date.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NumberOfConsecutiveQuartersRequiredToMeetThresholdCondition" xlink:to="byfc_NumberOfConsecutiveQuartersRequiredToMeetThresholdCondition_lbl" xlink:title="label: NumberOfConsecutiveQuartersRequiredToMeetThresholdCondition to byfc_NumberOfConsecutiveQuartersRequiredToMeetThresholdCondition_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_NumberOfConsecutiveQuartersRequiredToMeetThresholdCondition_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_NumberOfConsecutiveQuartersRequiredToMeetThresholdCondition_lbl1" xml:lang="en-US" id="byfc_NumberOfConsecutiveQuartersRequiredToMeetThresholdCondition_lbl1">Number of Consecutive Quarters Required to Meet Threshold Condition</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NumberOfConsecutiveQuartersRequiredToMeetThresholdCondition" xlink:to="byfc_NumberOfConsecutiveQuartersRequiredToMeetThresholdCondition_lbl1" xlink:title="label: NumberOfConsecutiveQuartersRequiredToMeetThresholdCondition to byfc_NumberOfConsecutiveQuartersRequiredToMeetThresholdCondition_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_NumberOfConsecutiveQuartersRequiredToMeetThresholdCondition" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_NumberOfConsecutiveQuartersRequiredToMeetThresholdCondition" xml:lang="en-US" id="byfc_NumberOfConsecutiveQuartersRequiredToMeetThresholdCondition">Number of consecutive quarters required to meet threshold condition</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NumberOfConsecutiveQuartersRequiredToMeetThresholdCondition" xlink:to="byfc_NumberOfConsecutiveQuartersRequiredToMeetThresholdCondition" xlink:title="label: NumberOfConsecutiveQuartersRequiredToMeetThresholdCondition to byfc_NumberOfConsecutiveQuartersRequiredToMeetThresholdCondition" />
    <link:loc xlink:type="locator" xlink:href="byfc-20251231.xsd#byfc_MaximumDividendRatePercentageConsideredForRepurchaseOfPreferredStock" xlink:label="MaximumDividendRatePercentageConsideredForRepurchaseOfPreferredStock" xlink:title="MaximumDividendRatePercentageConsideredForRepurchaseOfPreferredStock" />
    <link:label xlink:type="resource" xlink:label="byfc_MaximumDividendRatePercentageConsideredForRepurchaseOfPreferredStock_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_MaximumDividendRatePercentageConsideredForRepurchaseOfPreferredStock_lbl" xml:lang="en-US" id="byfc_MaximumDividendRatePercentageConsideredForRepurchaseOfPreferredStock_lbl">The maximum dividend rate percentage considered for repurchase of preferred stock.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="MaximumDividendRatePercentageConsideredForRepurchaseOfPreferredStock" xlink:to="byfc_MaximumDividendRatePercentageConsideredForRepurchaseOfPreferredStock_lbl" xlink:title="label: MaximumDividendRatePercentageConsideredForRepurchaseOfPreferredStock to byfc_MaximumDividendRatePercentageConsideredForRepurchaseOfPreferredStock_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_MaximumDividendRatePercentageConsideredForRepurchaseOfPreferredStock_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_MaximumDividendRatePercentageConsideredForRepurchaseOfPreferredStock_lbl1" xml:lang="en-US" id="byfc_MaximumDividendRatePercentageConsideredForRepurchaseOfPreferredStock_lbl1">Maximum Dividend Rate Percentage Considered for Repurchase of Preferred Stock</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="MaximumDividendRatePercentageConsideredForRepurchaseOfPreferredStock" xlink:to="byfc_MaximumDividendRatePercentageConsideredForRepurchaseOfPreferredStock_lbl1" xlink:title="label: MaximumDividendRatePercentageConsideredForRepurchaseOfPreferredStock to byfc_MaximumDividendRatePercentageConsideredForRepurchaseOfPreferredStock_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_MaximumDividendRatePercentageConsideredForRepurchaseOfPreferredStock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_MaximumDividendRatePercentageConsideredForRepurchaseOfPreferredStock" xml:lang="en-US" id="byfc_MaximumDividendRatePercentageConsideredForRepurchaseOfPreferredStock">Maximum dividend rate percentage considered for repurchase of preferred stock</link:label>
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    <link:loc xlink:type="locator" xlink:href="byfc-20251231.xsd#byfc_MinimumPercentageOfLoanOriginationsQualifyAsQualifiedLending" xlink:label="MinimumPercentageOfLoanOriginationsQualifyAsQualifiedLending" xlink:title="MinimumPercentageOfLoanOriginationsQualifyAsQualifiedLending" />
    <link:label xlink:type="resource" xlink:label="byfc_MinimumPercentageOfLoanOriginationsQualifyAsQualifiedLending_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_MinimumPercentageOfLoanOriginationsQualifyAsQualifiedLending_lbl" xml:lang="en-US" id="byfc_MinimumPercentageOfLoanOriginationsQualifyAsQualifiedLending_lbl">The minimum percentage of loan originations qualify as qualified lending.</link:label>
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    <link:label xlink:type="resource" xlink:label="byfc_MinimumPercentageOfLoanOriginationsQualifyAsQualifiedLending_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_MinimumPercentageOfLoanOriginationsQualifyAsQualifiedLending_lbl1" xml:lang="en-US" id="byfc_MinimumPercentageOfLoanOriginationsQualifyAsQualifiedLending_lbl1">Minimum Percentage of Loan Originations Qualify as Qualified Lending</link:label>
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    <link:label xlink:type="resource" xlink:label="byfc_MinimumPercentageOfLoanOriginationsQualifyAsQualifiedLending" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_MinimumPercentageOfLoanOriginationsQualifyAsQualifiedLending" xml:lang="en-US" id="byfc_MinimumPercentageOfLoanOriginationsQualifyAsQualifiedLending">Minimum percentage of loan originations qualify as qualified lending</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="MinimumPercentageOfLoanOriginationsQualifyAsQualifiedLending" xlink:to="byfc_MinimumPercentageOfLoanOriginationsQualifyAsQualifiedLending" xlink:title="label: MinimumPercentageOfLoanOriginationsQualifyAsQualifiedLending to byfc_MinimumPercentageOfLoanOriginationsQualifyAsQualifiedLending" />
    <link:loc xlink:type="locator" xlink:href="byfc-20251231.xsd#byfc_PreferredStockRedemptionPeriod" xlink:label="PreferredStockRedemptionPeriod" xlink:title="PreferredStockRedemptionPeriod" />
    <link:label xlink:type="resource" xlink:label="byfc_PreferredStockRedemptionPeriod_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_PreferredStockRedemptionPeriod_lbl" xml:lang="en-US" id="byfc_PreferredStockRedemptionPeriod_lbl">The specific time frame during which the issuing company has the right, or is obligated, to redeem (repurchase) the preferred stock from shareholders at a predetermined price or under specified terms, as outlined in the stock's governing documents, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PreferredStockRedemptionPeriod" xlink:to="byfc_PreferredStockRedemptionPeriod_lbl" xlink:title="label: PreferredStockRedemptionPeriod to byfc_PreferredStockRedemptionPeriod_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_PreferredStockRedemptionPeriod_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_PreferredStockRedemptionPeriod_lbl1" xml:lang="en-US" id="byfc_PreferredStockRedemptionPeriod_lbl1">Preferred Stock Redemption Period</link:label>
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    <link:label xlink:type="resource" xlink:label="byfc_PreferredStockRedemptionPeriod" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_PreferredStockRedemptionPeriod" xml:lang="en-US" id="byfc_PreferredStockRedemptionPeriod">Preferred stock redemption period</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PreferredStockRedemptionPeriod" xlink:to="byfc_PreferredStockRedemptionPeriod" xlink:title="label: PreferredStockRedemptionPeriod to byfc_PreferredStockRedemptionPeriod" />
    <link:loc xlink:type="locator" xlink:href="byfc-20251231.xsd#byfc_MinimumPeriodOptionToRepurchaseOfPreferredStockNotExercisable" xlink:label="MinimumPeriodOptionToRepurchaseOfPreferredStockNotExercisable" xlink:title="MinimumPeriodOptionToRepurchaseOfPreferredStockNotExercisable" />
    <link:label xlink:type="resource" xlink:label="byfc_MinimumPeriodOptionToRepurchaseOfPreferredStockNotExercisable_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_MinimumPeriodOptionToRepurchaseOfPreferredStockNotExercisable_lbl" xml:lang="en-US" id="byfc_MinimumPeriodOptionToRepurchaseOfPreferredStockNotExercisable_lbl">The minimum period that the option to repurchase of preferred stock cannot be exercised, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="MinimumPeriodOptionToRepurchaseOfPreferredStockNotExercisable" xlink:to="byfc_MinimumPeriodOptionToRepurchaseOfPreferredStockNotExercisable_lbl" xlink:title="label: MinimumPeriodOptionToRepurchaseOfPreferredStockNotExercisable to byfc_MinimumPeriodOptionToRepurchaseOfPreferredStockNotExercisable_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_MinimumPeriodOptionToRepurchaseOfPreferredStockNotExercisable_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_MinimumPeriodOptionToRepurchaseOfPreferredStockNotExercisable_lbl1" xml:lang="en-US" id="byfc_MinimumPeriodOptionToRepurchaseOfPreferredStockNotExercisable_lbl1">Minimum Period Option to Repurchase of Preferred Stock Not Exercisable</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="MinimumPeriodOptionToRepurchaseOfPreferredStockNotExercisable" xlink:to="byfc_MinimumPeriodOptionToRepurchaseOfPreferredStockNotExercisable_lbl1" xlink:title="label: MinimumPeriodOptionToRepurchaseOfPreferredStockNotExercisable to byfc_MinimumPeriodOptionToRepurchaseOfPreferredStockNotExercisable_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_MinimumPeriodOptionToRepurchaseOfPreferredStockNotExercisable" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_MinimumPeriodOptionToRepurchaseOfPreferredStockNotExercisable" xml:lang="en-US" id="byfc_MinimumPeriodOptionToRepurchaseOfPreferredStockNotExercisable">Minimum period option to repurchase of preferred stock not exercisable</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="MinimumPeriodOptionToRepurchaseOfPreferredStockNotExercisable" xlink:to="byfc_MinimumPeriodOptionToRepurchaseOfPreferredStockNotExercisable" xlink:title="label: MinimumPeriodOptionToRepurchaseOfPreferredStockNotExercisable to byfc_MinimumPeriodOptionToRepurchaseOfPreferredStockNotExercisable" />
    <link:loc xlink:type="locator" xlink:href="byfc-20251231.xsd#byfc_PreferredStockRepurchasePeriod" xlink:label="PreferredStockRepurchasePeriod" xlink:title="PreferredStockRepurchasePeriod" />
    <link:label xlink:type="resource" xlink:label="byfc_PreferredStockRepurchasePeriod_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_PreferredStockRepurchasePeriod_lbl" xml:lang="en-US" id="byfc_PreferredStockRepurchasePeriod_lbl">The period for preferred stock repurchased, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PreferredStockRepurchasePeriod" xlink:to="byfc_PreferredStockRepurchasePeriod_lbl" xlink:title="label: PreferredStockRepurchasePeriod to byfc_PreferredStockRepurchasePeriod_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_PreferredStockRepurchasePeriod_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_PreferredStockRepurchasePeriod_lbl1" xml:lang="en-US" id="byfc_PreferredStockRepurchasePeriod_lbl1">Preferred Stock Repurchase Period</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PreferredStockRepurchasePeriod" xlink:to="byfc_PreferredStockRepurchasePeriod_lbl1" xlink:title="label: PreferredStockRepurchasePeriod to byfc_PreferredStockRepurchasePeriod_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_PreferredStockRepurchasePeriod" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_PreferredStockRepurchasePeriod" xml:lang="en-US" id="byfc_PreferredStockRepurchasePeriod">Preferred stock repurchase period</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PreferredStockRepurchasePeriod" xlink:to="byfc_PreferredStockRepurchasePeriod" xlink:title="label: PreferredStockRepurchasePeriod to byfc_PreferredStockRepurchasePeriod" />
    <link:loc xlink:type="locator" xlink:href="byfc-20251231.xsd#byfc_MinimumPeriodRequiredForFixedDividendRate" xlink:label="MinimumPeriodRequiredForFixedDividendRate" xlink:title="MinimumPeriodRequiredForFixedDividendRate" />
    <link:label xlink:type="resource" xlink:label="byfc_MinimumPeriodRequiredForFixedDividendRate_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_MinimumPeriodRequiredForFixedDividendRate_lbl" xml:lang="en-US" id="byfc_MinimumPeriodRequiredForFixedDividendRate_lbl">The minimum period required for fixed dividend rate, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="MinimumPeriodRequiredForFixedDividendRate" xlink:to="byfc_MinimumPeriodRequiredForFixedDividendRate_lbl" xlink:title="label: MinimumPeriodRequiredForFixedDividendRate to byfc_MinimumPeriodRequiredForFixedDividendRate_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_MinimumPeriodRequiredForFixedDividendRate_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_MinimumPeriodRequiredForFixedDividendRate_lbl1" xml:lang="en-US" id="byfc_MinimumPeriodRequiredForFixedDividendRate_lbl1">Minimum period Required for Fixed Dividend Rate</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="MinimumPeriodRequiredForFixedDividendRate" xlink:to="byfc_MinimumPeriodRequiredForFixedDividendRate_lbl1" xlink:title="label: MinimumPeriodRequiredForFixedDividendRate to byfc_MinimumPeriodRequiredForFixedDividendRate_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_MinimumPeriodRequiredForFixedDividendRate" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_MinimumPeriodRequiredForFixedDividendRate" xml:lang="en-US" id="byfc_MinimumPeriodRequiredForFixedDividendRate">Minimum period required for fixed dividend rate</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="MinimumPeriodRequiredForFixedDividendRate" xlink:to="byfc_MinimumPeriodRequiredForFixedDividendRate" xlink:title="label: MinimumPeriodRequiredForFixedDividendRate to byfc_MinimumPeriodRequiredForFixedDividendRate" />
    <link:loc xlink:type="locator" xlink:href="byfc-20251231.xsd#byfc_NumberOfConsecutiveResetDatesInOptionAgreement" xlink:label="NumberOfConsecutiveResetDatesInOptionAgreement" xlink:title="NumberOfConsecutiveResetDatesInOptionAgreement" />
    <link:label xlink:type="resource" xlink:label="byfc_NumberOfConsecutiveResetDatesInOptionAgreement_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_NumberOfConsecutiveResetDatesInOptionAgreement_lbl" xml:lang="en-US" id="byfc_NumberOfConsecutiveResetDatesInOptionAgreement_lbl">The number of consecutive reset dates in option agreement.</link:label>
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    <link:label xlink:type="resource" xlink:label="byfc_NumberOfConsecutiveResetDatesInOptionAgreement" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_NumberOfConsecutiveResetDatesInOptionAgreement" xml:lang="en-US" id="byfc_NumberOfConsecutiveResetDatesInOptionAgreement">Number of consecutive reset dates in option agreement</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NumberOfConsecutiveResetDatesInOptionAgreement" xlink:to="byfc_NumberOfConsecutiveResetDatesInOptionAgreement" xlink:title="label: NumberOfConsecutiveResetDatesInOptionAgreement to byfc_NumberOfConsecutiveResetDatesInOptionAgreement" />
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    <link:label xlink:type="resource" xlink:label="byfc_NumberOfConsecutiveQuartersRequiredForLoanOriginationsQualifyAsQualifiedLending_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_NumberOfConsecutiveQuartersRequiredForLoanOriginationsQualifyAsQualifiedLending_lbl" xml:lang="en-US" id="byfc_NumberOfConsecutiveQuartersRequiredForLoanOriginationsQualifyAsQualifiedLending_lbl">The number of consecutive quarters required for loan originations qualify as qualified lending.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NumberOfConsecutiveQuartersRequiredForLoanOriginationsQualifyAsQualifiedLending" xlink:to="byfc_NumberOfConsecutiveQuartersRequiredForLoanOriginationsQualifyAsQualifiedLending_lbl" xlink:title="label: NumberOfConsecutiveQuartersRequiredForLoanOriginationsQualifyAsQualifiedLending to byfc_NumberOfConsecutiveQuartersRequiredForLoanOriginationsQualifyAsQualifiedLending_lbl" />
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