FORM 4 UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
1. Name and Address of Reporting Person *
Chen Xiaohuan

(Last) (First) (Middle)
8 WONG CHUK HANG ROAD

(Street)
HONG KONG 00000

(City) (State) (Zip)
2. Issuer Name and Ticker or Trading Symbol
Qfin Holdings, Inc. [ QFIN ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
X Director 10% Owner
Officer (give title below) Other (specify below)
3. Date of Earliest Transaction (Month/Day/Year)
03/27/2026
4. If Amendment, Date of Original Filed (Month/Day/Year)
6. Individual or Joint/Group Filing (Check Applicable Line)
X Form filed by One Reporting Person
Form filed by More than One Reporting Person
Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year) 2A. Deemed Execution Date, if any (Month/Day/Year) 3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
Code V Amount (A) or (D) Price
American Depositary Shares (1) 03/31/2023   P   60,000 A $ 12.48 250,000 (2) I By TPC Compounder Master Fund
American Depositary Shares (1) 03/27/2026   P   190,000 A $ 12.89 190,000 (2) I By TPC Compounder Master Fund
American Depositary Shares (1)               15,000 D  
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year) 3A. Deemed Execution Date, if any (Month/Day/Year) 4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year) 7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
Code V (A) (D) Date Exercisable Expiration Date Title Amount or Number of Shares
Put Options $ 20 (3) 03/31/2023   P   270     (4) 12/18/2026 American Depositary Shares (1) 27,000 (5) $ 902 0 (6) I By TPC Compounder Master Fund
Put Options $ 20 (3) 03/27/2026   P   330     (4) 12/18/2026 American Depositary Shares (1) 33,000 (5) $ 852 270 (6) I By TPC Compounder Master Fund
Explanation of Responses:
1. Each American depositary shares represents two(2) Class A ordinary shares of the Issuer.
2. The reporting person disclaims the beneficial ownership of these American Depositary Shares owned by TPC Compounder Master Fund except to the extent of the reporting person's pecuniary interest. The reporting person is a co-founder and partner at Twin Peaks Capital Limited, which is the fund manager of TPC Compounder Master Fund.
3. Represents the exercise price of the American Depositary Shares. Each American Depositary Share represents two Class A ordinary share of the issuer.
4. The options are exercisable at any time prior to the Expiration Date.
5. The reporting person disclaims the beneficial ownership of these American Depositary Shares underlying the put option positions owned by TPC Compounder Master Fund except to the extent of the reporting person's pecuniary interest. The reporting person is a co-founder and partner at Twin Peaks Capital Limited, which is the fund manager of TPC Compounder Master Fund.
6. Prior to the purchase transactions described herein, the reporting person had a short position in a total of 600 put options contracts, representing obligations to buy. After the execution of the purchase transaction on March 27, 2026, the reporting person had a short position in a total of 270 put options contracts, representing obligations to buy. After the execution of the purchase transaction on March 31, 2026, the reporting person does not own any position in put options.
/s/ Xiaohuan Chen 03/31/2026
** Signature of Reporting Person Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
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