v3.26.1
Premises and Equipment
12 Months Ended
Dec. 31, 2025
Property, Plant and Equipment [Abstract]  
Premises and Equipment Premises and Equipment
The components of premises and equipment at December 31, 2025 and 2024 are as follows:
(in thousands)December 31, 2025December 31, 2024
Land$13,942 $16,802 
Bank premises57,486 60,741 
Furniture and equipment33,180 32,946 
Construction in progress1,521 2,407 
Acquired value106,129 112,896 
Less: accumulated depreciation46,544 45,107 
Net book value$59,585 $67,789 

During 2025, First Guaranty transferred $4.4 million of properties consisting of branches or property for future development to other real estate owned. An impairment charge of $0.1 million was recognized in connection with the transfer. The properties are held for sale as of December 31, 2025.
Depreciation expense amounted to $3.2 million and $3.4 million for 2025 and 2024, respectively. Interest cost capitalized as a construction cost was $0 for 2025 and 2024, respectively.