X-17A-5 0000911824 XXXXXXXX LIVE false false false 12-31-2024 12-31-2025 Broker-dealer N GBS RETIREMENT SERVICES, INC. 2850 GOLF ROAD 8TH FLOOR ROLLING MEADOWS IL 60008 BETH MARREN O'REILLY 630-694-5174 Ernst & Young 155 N. Wacker Drive Chicago IL 60606 Certified Public Accountant Patrick Amaya GBS Retirement Services, Inc. 12-31-2025 Patrick Amaya Chief Compliance Officer Y