LOANS AND ALLOWANCE FOR CREDIT LOSSES - Additional Information (Details)
|
3 Months Ended |
12 Months Ended |
|
Dec. 31, 2025
USD ($)
loan
item
|
Jun. 30, 2025
USD ($)
loan
|
Dec. 31, 2024
USD ($)
item
loan
|
Sep. 30, 2024
USD ($)
loan
|
Mar. 31, 2024
USD ($)
loan
|
Dec. 31, 2025
USD ($)
item
|
Dec. 31, 2025
USD ($)
item
|
Dec. 31, 2025
USD ($)
item
|
Dec. 31, 2025
USD ($)
item
loan
|
Dec. 31, 2025
USD ($)
item
contract
|
Dec. 31, 2024
USD ($)
item
|
Dec. 31, 2024
USD ($)
item
loan
|
Dec. 31, 2024
USD ($)
item
|
| Allowance for credit losses |
|
|
|
|
|
|
|
|
|
|
|
|
|
| Number of Modifications | loan |
4
|
|
|
|
|
|
|
|
6
|
|
|
|
|
| Loans Receivable Held-for-sale, Amount |
$ 1,140,000
|
|
$ 737,000
|
|
|
$ 1,140,000
|
$ 1,140,000
|
$ 1,140,000
|
$ 1,140,000
|
$ 1,140,000
|
$ 737,000
|
$ 737,000
|
$ 737,000
|
| Unpaid principal balance |
946,661,000
|
|
946,826,000
|
|
|
$ 946,661,000
|
946,661,000
|
946,661,000
|
946,661,000
|
946,661,000
|
946,826,000
|
946,826,000
|
946,826,000
|
| Delinquency notice is automatically generated |
|
|
|
|
|
10 or 15 days
|
|
|
|
|
|
|
|
| Reserve for unfunded lending commitments |
90,000
|
|
102,000
|
|
|
$ 90,000
|
90,000
|
90,000
|
90,000
|
90,000
|
102,000
|
102,000
|
102,000
|
| Accrued interest exclude from the amortized cost basis of loans |
2,736,000
|
|
$ 2,575,000
|
|
|
2,736,000
|
2,736,000
|
2,736,000
|
$ 2,736,000
|
$ 2,736,000
|
2,575,000
|
$ 2,575,000
|
$ 2,575,000
|
| Number of contracts |
|
2
|
2
|
1
|
1
|
|
|
|
6
|
6
|
|
4
|
4
|
| Modified value of TDR |
|
|
$ 174,000
|
$ 120,000
|
$ 9,455,000
|
|
12,671,000
|
|
|
|
10,183,000
|
|
|
| Recorded Investment |
|
|
|
|
|
|
12,661,000
|
|
|
|
10,193,000
|
|
|
| Financing receivable modifications unfunded commitments |
|
|
|
|
|
|
0
|
|
|
|
0
|
|
|
| Financing Receivable, Modifications, Recorded Investment |
$ 12,661,000
|
|
10,193,000
|
|
|
$ 12,661,000
|
12,661,000
|
$ 12,661,000
|
$ 12,661,000
|
$ 12,661,000
|
10,193,000
|
$ 10,193,000
|
$ 10,193,000
|
| Loan carrying a post modification recorded investment, paid current |
|
|
$ 120,000
|
|
$ 9,455,000
|
|
|
|
|
|
$ 120,000
|
$ 120,000
|
$ 120,000
|
| Number of loans modified as troubled debt restructuring within previous 12 months, with subsequent payment default | loan |
|
|
|
|
|
|
|
|
1
|
|
|
2
|
|
| Period of maturity date extension |
|
|
6 months
|
|
|
|
|
|
|
|
|
|
|
| Financing Receivable Modification Not In Compliance Of Terms |
|
|
|
|
|
|
$ 439,000
|
|
|
|
|
|
|
| Number of TDRs not in compliance with restructure | item |
2
|
|
0
|
|
|
2
|
2
|
2
|
2
|
2
|
0
|
0
|
0
|
| Financing Receivable Number of Modifications Re-Modified | loan |
|
2
|
|
|
|
|
|
|
|
|
|
|
|
| Interest on non-accrual loans, Estimate of accrual amount |
|
|
|
|
|
|
$ 2,689,000
|
|
|
|
$ 2,371,000
|
|
|
| Foreclosed Assets Held For Resale |
$ 0
|
|
$ 0
|
|
|
$ 0
|
0
|
$ 0
|
$ 0
|
$ 0
|
0
|
$ 0
|
$ 0
|
| GGLs |
|
|
|
|
|
|
|
|
|
|
|
|
|
| Allowance for credit losses |
|
|
|
|
|
|
|
|
|
|
|
|
|
| Unpaid principal balance |
3,902,000
|
|
4,306,000
|
|
|
3,902,000
|
3,902,000
|
3,902,000
|
3,902,000
|
3,902,000
|
4,306,000
|
4,306,000
|
4,306,000
|
| Unfunded Loan Commitment |
|
|
|
|
|
|
|
|
|
|
|
|
|
| Allowance for credit losses |
|
|
|
|
|
|
|
|
|
|
|
|
|
| Reserve for unfunded lending commitments |
$ 90,000
|
|
102,000
|
|
|
90,000
|
90,000
|
90,000
|
90,000
|
90,000
|
102,000
|
$ 102,000
|
102,000
|
| Loan one |
|
|
|
|
|
|
|
|
|
|
|
|
|
| Allowance for credit losses |
|
|
|
|
|
|
|
|
|
|
|
|
|
| Number of contracts | loan |
|
1
|
|
|
|
|
|
|
|
|
|
|
|
| Modified value of TDR |
|
$ 107,000
|
|
|
|
|
107,000
|
|
|
|
|
|
|
| Period of interest only payments |
|
11 months
|
|
|
|
|
|
|
|
|
|
|
|
| Loan two |
|
|
|
|
|
|
|
|
|
|
|
|
|
| Allowance for credit losses |
|
|
|
|
|
|
|
|
|
|
|
|
|
| Number of contracts | loan |
|
1
|
|
|
|
|
|
|
|
|
|
|
|
| Modified value of TDR |
|
$ 372,000
|
|
|
|
|
|
|
|
|
|
|
|
| Period of interest only payments |
|
12 months
|
|
|
|
|
|
|
|
|
|
|
|
| Term Modification |
|
|
|
|
|
|
|
|
|
|
|
|
|
| Allowance for credit losses |
|
|
|
|
|
|
|
|
|
|
|
|
|
| Period of maturity date extension |
|
|
|
10 months
|
|
|
|
|
|
|
|
|
|
| Term Modification | Loan one |
|
|
|
|
|
|
|
|
|
|
|
|
|
| Allowance for credit losses |
|
|
|
|
|
|
|
|
|
|
|
|
|
| Number of contracts | loan |
1
|
|
|
|
|
|
|
|
|
|
|
|
|
| Modified value of TDR |
$ 1,983,000
|
|
|
|
|
|
|
|
|
|
|
|
|
| Term Modification | Loan two |
|
|
|
|
|
|
|
|
|
|
|
|
|
| Allowance for credit losses |
|
|
|
|
|
|
|
|
|
|
|
|
|
| Financing Receivable, Recorded Investment |
$ 8,000
|
|
|
|
|
$ 8,000
|
8,000
|
8,000
|
$ 8,000
|
8,000
|
|
|
|
| Number of contracts | loan |
1
|
|
|
|
|
|
|
|
|
|
|
|
|
| Payment Modification |
|
|
|
|
|
|
|
|
|
|
|
|
|
| Allowance for credit losses |
|
|
|
|
|
|
|
|
|
|
|
|
|
| Number of contracts | loan |
|
|
|
|
|
|
|
|
5
|
|
|
4
|
|
| Interest-only payments |
|
|
|
|
|
|
|
|
|
|
|
|
|
| Allowance for credit losses |
|
|
|
|
|
|
|
|
|
|
|
|
|
| Loan modification extension term |
4 months
|
|
|
|
|
|
|
|
|
|
|
|
|
| Interest-only payments | Loan two |
|
|
|
|
|
|
|
|
|
|
|
|
|
| Allowance for credit losses |
|
|
|
|
|
|
|
|
|
|
|
|
|
| Period of interest only payments |
|
|
|
|
|
6 months
|
|
|
|
|
|
|
|
| Interest-only payments | Loan four |
|
|
|
|
|
|
|
|
|
|
|
|
|
| Allowance for credit losses |
|
|
|
|
|
|
|
|
|
|
|
|
|
| Number of contracts | loan |
|
|
|
|
|
|
|
|
1
|
|
|
|
|
| Modified value of TDR |
|
|
|
|
|
|
529,000
|
|
|
|
|
|
|
| Period of interest only payments |
|
|
|
|
|
6 months
|
|
|
|
|
|
|
|
| Appended on principal amount outstanding | Loan three |
|
|
|
|
|
|
|
|
|
|
|
|
|
| Allowance for credit losses |
|
|
|
|
|
|
|
|
|
|
|
|
|
| Number of contracts | loan |
|
|
|
|
|
|
|
|
1
|
|
|
|
|
| Modified value of TDR |
|
|
|
|
|
|
9,716,000
|
|
|
|
|
|
|
| Commercial and Industrial |
|
|
|
|
|
|
|
|
|
|
|
|
|
| Allowance for credit losses |
|
|
|
|
|
|
|
|
|
|
|
|
|
| Unpaid principal balance |
$ 66,924,000
|
|
66,706,000
|
|
|
$ 66,924,000
|
66,924,000
|
66,924,000
|
$ 66,924,000
|
66,924,000
|
66,706,000
|
$ 66,706,000
|
66,706,000
|
| Reserve for unfunded lending commitments |
24,000
|
|
17,000
|
|
|
24,000
|
24,000
|
24,000
|
$ 24,000
|
$ 24,000
|
17,000
|
$ 17,000
|
$ 17,000
|
| Number of contracts |
|
|
|
|
|
|
|
|
1
|
1
|
|
1
|
1
|
| Modified value of TDR |
|
|
|
|
|
|
7,000
|
|
|
|
174,000
|
|
|
| Recorded Investment |
|
|
|
|
|
|
7,000
|
|
|
|
174,000
|
|
|
| Financing Receivable, Modifications, Recorded Investment |
7,000
|
|
174,000
|
|
|
7,000
|
7,000
|
7,000
|
$ 7,000
|
$ 7,000
|
174,000
|
$ 174,000
|
$ 174,000
|
| Commercial and Industrial | GGLs |
|
|
|
|
|
|
|
|
|
|
|
|
|
| Allowance for credit losses |
|
|
|
|
|
|
|
|
|
|
|
|
|
| Government Guaranteed Loans. |
3,902,000
|
|
4,306,000
|
|
|
3,902,000
|
3,902,000
|
3,902,000
|
$ 3,902,000
|
3,902,000
|
4,306,000
|
$ 4,306,000
|
4,306,000
|
| Commercial and Industrial | Payment Modification |
|
|
|
|
|
|
|
|
|
|
|
|
|
| Allowance for credit losses |
|
|
|
|
|
|
|
|
|
|
|
|
|
| Number of contracts | loan |
|
|
|
|
|
|
|
|
1
|
|
|
1
|
|
| State and Political Subdivisions |
|
|
|
|
|
|
|
|
|
|
|
|
|
| Allowance for credit losses |
|
|
|
|
|
|
|
|
|
|
|
|
|
| Unpaid principal balance |
20,132,000
|
|
22,138,000
|
|
|
20,132,000
|
20,132,000
|
20,132,000
|
$ 20,132,000
|
20,132,000
|
22,138,000
|
$ 22,138,000
|
22,138,000
|
| Reserve for unfunded lending commitments |
12,000
|
|
|
|
|
12,000
|
12,000
|
12,000
|
12,000
|
12,000
|
|
|
|
| Tax free loans |
20,132,000
|
|
22,138,000
|
|
|
$ 20,132,000
|
20,132,000
|
$ 20,132,000
|
20,132,000
|
20,132,000
|
22,138,000
|
22,138,000
|
22,138,000
|
| Commercial Real Estate | Maximum |
|
|
|
|
|
|
|
|
|
|
|
|
|
| Allowance for credit losses |
|
|
|
|
|
|
|
|
|
|
|
|
|
| Term of loan offering |
|
|
|
|
|
20 years
|
|
|
|
|
|
|
|
| Maximum loan to value ratio |
|
|
|
|
|
|
|
80.00%
|
|
|
|
|
|
| Residential Real Estate |
|
|
|
|
|
|
|
|
|
|
|
|
|
| Allowance for credit losses |
|
|
|
|
|
|
|
|
|
|
|
|
|
| Loans Receivable Held-for-sale, Amount |
1,140,000
|
|
737,000
|
|
|
$ 1,140,000
|
1,140,000
|
$ 1,140,000
|
1,140,000
|
1,140,000
|
737,000
|
737,000
|
737,000
|
| Consumer mortgage loans |
$ 0
|
|
0
|
|
|
$ 0
|
$ 0
|
$ 0
|
$ 0
|
$ 0
|
0
|
0
|
0
|
| Residential Real Estate | Maximum |
|
|
|
|
|
|
|
|
|
|
|
|
|
| Allowance for credit losses |
|
|
|
|
|
|
|
|
|
|
|
|
|
| Maximum loan to value ratio |
|
|
|
|
|
|
|
80.00%
|
|
|
|
|
|
| Maximum loan to value ratio with PMI |
95.00%
|
|
|
|
|
95.00%
|
95.00%
|
95.00%
|
95.00%
|
95.00%
|
|
|
|
| Residential Real Estate | Residential Mortgage | Maximum |
|
|
|
|
|
|
|
|
|
|
|
|
|
| Allowance for credit losses |
|
|
|
|
|
|
|
|
|
|
|
|
|
| Term of loan offering |
|
|
|
|
|
30 years
|
|
|
|
|
|
|
|
| Residential Real Estate | Residential Mortgage | Originated For Resale | Maximum |
|
|
|
|
|
|
|
|
|
|
|
|
|
| Allowance for credit losses |
|
|
|
|
|
|
|
|
|
|
|
|
|
| Term of loan offering |
|
|
|
|
|
30 years
|
|
|
|
|
|
|
|
| Residential Real Estate | Home Equity Loan | Maximum |
|
|
|
|
|
|
|
|
|
|
|
|
|
| Allowance for credit losses |
|
|
|
|
|
|
|
|
|
|
|
|
|
| Term of loan offering |
|
|
|
|
|
15 years
|
|
|
|
|
|
|
|
| Maximum loan to value ratio |
|
|
|
|
|
|
|
80.00%
|
|
|
|
|
|
| Residential Real Estate | Home Equity Line of Credit | Maximum |
|
|
|
|
|
|
|
|
|
|
|
|
|
| Allowance for credit losses |
|
|
|
|
|
|
|
|
|
|
|
|
|
| Term of loan offering |
|
|
|
|
|
20 years
|
|
|
|
|
|
|
|
| Maximum loan to value ratio |
|
|
|
|
|
|
|
80.00%
|
|
|
|
|
|
| Consumer |
|
|
|
|
|
|
|
|
|
|
|
|
|
| Allowance for credit losses |
|
|
|
|
|
|
|
|
|
|
|
|
|
| Unpaid principal balance |
$ 4,953,000
|
|
6,390,000
|
|
|
$ 4,953,000
|
$ 4,953,000
|
$ 4,953,000
|
$ 4,953,000
|
$ 4,953,000
|
6,390,000
|
6,390,000
|
6,390,000
|
| Agricultural |
|
|
|
|
|
|
|
|
|
|
|
|
|
| Allowance for credit losses |
|
|
|
|
|
|
|
|
|
|
|
|
|
| Unpaid principal balance |
984,000
|
|
936,000
|
|
|
$ 984,000
|
984,000
|
$ 984,000
|
984,000
|
984,000
|
936,000
|
936,000
|
936,000
|
| Agricultural | Maximum |
|
|
|
|
|
|
|
|
|
|
|
|
|
| Allowance for credit losses |
|
|
|
|
|
|
|
|
|
|
|
|
|
| Term of loan offering |
|
|
|
|
|
10 years
|
|
|
|
|
|
|
|
| Maximum loan to value ratio |
|
|
|
|
|
|
|
70.00%
|
|
|
|
|
|
| Real Estate |
|
|
|
|
|
|
|
|
|
|
|
|
|
| Allowance for credit losses |
|
|
|
|
|
|
|
|
|
|
|
|
|
| Unpaid principal balance |
853,668,000
|
|
850,656,000
|
|
|
$ 853,668,000
|
853,668,000
|
$ 853,668,000
|
853,668,000
|
853,668,000
|
850,656,000
|
850,656,000
|
850,656,000
|
| Reserve for unfunded lending commitments |
54,000
|
|
85,000
|
|
|
54,000
|
54,000
|
54,000
|
$ 54,000
|
$ 54,000
|
85,000
|
$ 85,000
|
$ 85,000
|
| Number of contracts |
|
|
|
|
|
|
|
|
5
|
5
|
|
3
|
3
|
| Modified value of TDR |
|
|
434,000
|
|
|
|
12,664,000
|
|
|
|
10,009,000
|
|
|
| Recorded Investment |
|
|
|
|
|
|
12,654,000
|
|
|
|
10,019,000
|
|
|
| Financing Receivable, Modifications, Recorded Investment |
$ 12,654,000
|
|
$ 10,019,000
|
|
|
$ 12,654,000
|
$ 12,654,000
|
$ 12,654,000
|
$ 12,654,000
|
$ 12,654,000
|
$ 10,019,000
|
$ 10,019,000
|
$ 10,019,000
|
| Real Estate | Payment Modification |
|
|
|
|
|
|
|
|
|
|
|
|
|
| Allowance for credit losses |
|
|
|
|
|
|
|
|
|
|
|
|
|
| Number of contracts | loan |
|
|
|
|
|
|
|
|
4
|
|
|
3
|
|