v3.26.1
LOANS AND ALLOWANCE FOR CREDIT LOSSES - Classes of loan portfolio summarized by risk rating and year of origination and year-to-date gross charge-offs (Details) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Loans    
Financing Receivable, Total $ 946,661 $ 946,826
Loans, Total    
2025/2024 123,180 115,236
2024/2023 106,185 133,644
2023/2022 119,577 184,275
2022/2021 153,340 138,658
2021/2020 123,935 109,010
Prior 320,444 266,003
Gross Charge Offs:    
2025/2024 1  
2024/2023 8 15
2023/2022 459 29
2022/2021 2,503 31
2021/2020 2 8
Prior 21 855
Total Gross Charge Offs 2,994 938
Pass    
Loans    
2025/2024 122,237 115,236
2024/2023 105,792 133,224
2023/2022 117,572 179,670
2022/2021 149,669 137,865
2021/2020 121,871 104,905
Prior 300,729 248,092
Financing Receivable, Total 917,870  
Special Mention    
Loans    
2025/2024 863  
2024/2023 393  
2023/2022 1,995 76
2022/2021 282 225
2021/2020 804  
Prior 13 1,239
Financing Receivable, Total 4,350 1,540
Substandard    
Loans    
2025/2024 80  
2024/2023   420
2023/2022 10 4,529
2022/2021 3,389 568
2021/2020 1,260 4,105
Prior 19,702 16,672
Financing Receivable, Total 24,441  
Real Estate    
Loans    
Financing Receivable, Total 853,668 850,656
Loans, Total    
2025/2024 106,328 103,734
2024/2023 98,110 114,225
2023/2022 102,580 171,887
2022/2021 147,191 120,199
2021/2020 107,764 105,841
Prior 291,695 234,770
Gross Charge Offs:    
2023/2022 10  
2022/2021 2,000  
Prior 7 345
Total Gross Charge Offs 2,017 345
Real Estate | Pass    
Loans    
2025/2024 105,385 103,734
2024/2023 98,017 114,225
2023/2022 100,585 167,282
2022/2021 143,520 119,406
2021/2020 105,700 101,748
Prior 272,003 216,890
Financing Receivable, Total 825,210  
Real Estate | Special Mention    
Loans    
2025/2024 863  
2024/2023 93  
2023/2022 1,995 76
2022/2021 282 225
2021/2020 804  
Prior   1,239
Financing Receivable, Total 4,037  
Real Estate | Substandard    
Loans    
2025/2024 80  
2023/2022   4,529
2022/2021 3,389 568
2021/2020 1,260 4,093
Prior 19,692 16,641
Financing Receivable, Total 24,421  
Agricultural    
Loans    
Financing Receivable, Total 984 936
Loans, Total    
2025/2024 24 59
2024/2023 168 223
2023/2022 151 43
2022/2021 24  
Prior 617 611
Agricultural | Pass    
Loans    
2025/2024 24 59
2024/2023 168 223
2023/2022 151 43
2022/2021 24  
Prior 617 611
Financing Receivable, Total 984  
Commercial and Industrial    
Loans    
Financing Receivable, Total 66,924 66,706
Loans, Total    
2025/2024 14,374 8,481
2024/2023 6,597 16,672
2023/2022 15,050 8,888
2022/2021 4,414 4,544
2021/2020 3,303 3,098
Prior 23,186 25,023
Gross Charge Offs:    
2023/2022 442  
2022/2021 500 20
Prior   504
Total Gross Charge Offs 942 524
Commercial and Industrial | Pass    
Loans    
2025/2024 14,374  
2024/2023 6,297  
2023/2022 15,040  
2022/2021 4,414  
2021/2020 3,303  
Prior 23,186  
Financing Receivable, Total 66,614  
Loans, Total    
2025/2024   8,481
2024/2023   16,252
2023/2022   8,888
2022/2021   4,544
2021/2020   3,086
Prior   24,998
Commercial and Industrial | Special Mention    
Loans    
2024/2023 300  
Financing Receivable, Total 300  
Commercial and Industrial | Substandard    
Loans    
2024/2023   420
2023/2022 10  
2021/2020   12
Prior   25
Financing Receivable, Total 10  
Consumer    
Loans    
Financing Receivable, Total 4,953 6,390
Loans, Total    
2025/2024 1,593 2,962
2024/2023 1,310 1,292
2023/2022 657 718
2022/2021 337 577
2021/2020 340 71
Prior 716 770
Gross Charge Offs:    
2025/2024 1  
2024/2023 8 15
2023/2022 7 29
2022/2021 3 11
2021/2020 2 8
Prior 14 6
Total Gross Charge Offs 35 69
Consumer | Pass    
Loans    
2025/2024 1,593 2,962
2024/2023 1,310 1,292
2023/2022 657 718
2022/2021 337 577
2021/2020 340 71
Prior 693 764
Financing Receivable, Total 4,930  
Consumer | Special Mention    
Loans    
Prior 13  
Financing Receivable, Total 13  
Consumer | Substandard    
Loans    
Prior 10 6
Financing Receivable, Total 10  
State and Political Subdivisions    
Loans    
Financing Receivable, Total 20,132 22,138
Loans, Total    
2025/2024 861  
2024/2023   1,232
2023/2022 1,139 2,739
2022/2021 1,374 13,338
2021/2020 12,528  
Prior 4,230 4,829
State and Political Subdivisions | Pass    
Loans    
2025/2024 861  
2024/2023   1,232
2023/2022 1,139 2,739
2022/2021 1,374 13,338
2021/2020 12,528  
Prior 4,230 $ 4,829
Financing Receivable, Total $ 20,132