BMO 2025-C12 Mortgage Trust
Commercial Mortgage Pass-Through Certificates, Series 2025-C12
STATEMENT TO NOTEHOLDERS

 

March 17, 2026

 

TRANSACTION PARTIES

 
Depositor: BMO Commercial Mortgage Securities LLC
Master Servicer: Trimont LLC  
Special Servicer: Rialto Capital Advisors, LLC
Asset Representations Reviewer /    
Pentalpha Surveillance LLC
Operating Advisor:    
Trustee / Certificate Administrator: Citibank, N.A.  
 
 
 
 
Danny Lee Citibank, Agency and Trust
(212) 816-4936 388 Greenwich Street Trading, 4th Floor
danny1.lee@citi.com New York, NY 10013

 

TABLE OF CONTENTS

 
1 . Distribution Summary 2
1.1 . Summary 2
1.2 . Factors 3
2 . Distribution Detail 4
2.1 . Interest Detail 4
2.2 . Interest Shortfall Detail 5
2.3 . Principal Detail 6
3 . Reconciliation Detail 7
4 . Other Information 8
5 . Stratification Detail 9
6 . Mortgage Loan Detail 14
7 . NOI Detail 16
8 . Delinquency Loan Detail 18
9 . Collateral Performance Delinquency and Loan Status Detail 19
10 . Appraisal Reduction Detail 20
11 . Historical Appraisal Reduction Detail 21
12 . Loan Modification Detail 22
13 . Historical Loan Modification Detail 23
14 . Specially Serviced Loan Detail 24
15 . Historical Specially Serviced Loan Detail 25
16 . Unscheduled Principal Detail 26
17 . Historical Unscheduled Principal Detail 27
18 . Liquidated Loan Detail 28
19 . Historical Liquidated Loan Detail 29
20 . CREFC Investor Reporting Package Legends 30
21 . Notes 31

 

Reports Available at sf.citidirect.com v. 21.09.28 Page 1 of 31 © Copyright 2026 Citigroup

 


 

BMO 2025-C12 Mortgage Trust
Commercial Mortgage Pass-Through Certificates, Series 2025-C12
DISTRIBUTION SUMMARY

 

March 17, 2026

 

                      Accretion    
                      &    
                      Non-Cash    
          Accrual   Other       Balance    
  Original Prior Pass-Through   Day Interest (As Interest) Principal Total Realized Loss Increase/   Current
Class Balance Balance Rate   Count Distributed Distributed Distributed Distributed /(Recovery) (Decrease)   Balance
 
A-1 9,909,000.00 9,058,024.68 4.903330 % 30/360 37,012.07 - 167,529.90 204,541.97 - -   8,890,494.78
A-4 90,000,000.00 90,000,000.00 5.573170 % 30/360 417,987.75 - - 417,987.75 - -   90,000,000.00
A-5 326,456,000.00 326,456,000.00 5.870580 % 30/360 1,597,071.72 - - 1,597,071.72 - -   326,456,000.00
A-SB 13,767,000.00 13,767,000.00 5.761980 % 30/360 66,104.32 - - 66,104.32 - -   13,767,000.00
A-S 64,448,000.00 64,448,000.00 6.195100 % 30/360 332,718.17 - - 332,718.17 - -   64,448,000.00
B 31,439,000.00 31,439,000.00 6.405276 % 30/360 167,812.90 - - 167,812.90 - -   31,439,000.00
C 25,936,000.00 25,936,000.00 6.393276 % 30/360 138,180.01 - - 138,180.01 - -   25,936,000.00
D 13,361,000.00 13,361,000.00 4.500000 % 30/360 50,103.75 - - 50,103.75 - -   13,361,000.00
E 7,074,000.00 7,074,000.00 4.500000 % 30/360 26,527.50 - - 26,527.50 - -   7,074,000.00
F-RR 14,147,000.00 14,147,000.00 4.500000 % 30/360 53,051.25 - - 53,051.25 - -   14,147,000.00
G-RR 8,645,000.00 8,645,000.00 4.500000 % 30/360 32,418.75 - - 32,418.75 - -   8,645,000.00
J-RR 23,579,318.00 23,579,318.00 4.500000 % 30/360 88,421.86 - - 88,421.86 - -   23,579,318.00
Uncert VRR 12,112,516.00 12,096,122.74 0.000000 % 30/360 65,765.37 - 3,227.31 68,992.68 - -   12,092,895.43
R - - 0.000000 % 30/360 - - - - - -   -
Total 640,873,834.00 640,006,465.42       3,073,175.42 - 170,757.21 3,243,932.63 - -   639,835,708.21
Notional                          
X-A 440,132,000.00 439,281,024.68 0.737978 % 30/360 270,149.84 - - 270,149.84 - (167,529.90 ) 439,113,494.78
X-B 121,823,000.00 121,823,000.00 0.232744 % 30/360 23,628.02 - - 23,628.02 - -   121,823,000.00
X-D 20,435,000.00 20,435,000.00 2.024276 % 30/360 34,471.74 - - 34,471.74 - -   20,435,000.00
XFRR 14,147,000.00 14,147,000.00 2.024276 % 30/360 23,864.53 - - 23,864.53 - -   14,147,000.00
XGRR 8,645,000.00 8,645,000.00 2.024276 % 30/360 14,583.22 - - 14,583.22 - -   8,645,000.00
XJRR 23,579,318.00 23,579,318.00 2.024276 % 30/360 39,776.46 - - 39,776.46 - -   23,579,318.00
Total 628,761,318.00 627,910,342.68       406,473.81 - - 406,473.81 - (167,529.90 ) 627,742,812.78
 
Grand Total 1,269,635,152 1,267,916,808       3,479,649.23 - 170,757.21 3,650,406.44 - (167,529.90 ) 1,267,578,521

 

Reports Available at sf.citidirect.com v. 21.09.28 Page 2 of 31 © Copyright 2026 Citigroup

 


 

BMO 2025-C12 Mortgage Trust
Commercial Mortgage Pass-Through Certificates, Series 2025-C12
DISTRIBUTION SUMMARY - FACTORS

 

March 17, 2026

 

                  Accretion  
                  &  
                  Non-Cash  
          Other       Balance  
      Record Interest (As Interest) Principal Total Realized Loss Increase/ Current
Class CUSIP   Date Distributed Distributed Distributed Distributed /(Recovery) (Decrease) Balance
 
A-1 05615 DAA5 02/27/2026 3.73519730 - 16.90684226 20.64203956 - - 897.21412655
A-4 05615 DAB3 02/27/2026 4.64430833 - - 4.64430833 - - 1,000.00000000
A-5 05615 DAC1 02/27/2026 4.89215000 - - 4.89215000 - - 1,000.00000000
A-SB 05615 DAD9 02/27/2026 4.80165032 - - 4.80165032 - - 1,000.00000000
X-A 05615 DAE7 02/27/2026 0.61379277 - - 0.61379277 - - 997.68590964
A-S 05615 DAG2 02/27/2026 5.16258332 - - 5.16258332 - - 1,000.00000000
B 05615 DAH0 02/27/2026 5.33773021 - - 5.33773021 - - 1,000.00000000
C 05615 DAJ6 02/27/2026 5.32773018 - - 5.32773018 - - 1,000.00000000
X-B 05615 DAF4 02/27/2026 0.19395369 - - 0.19395369 - - 1,000.00000000
D 05615DAM9 U0903EAB0   02/27/2026 3.75000000 - - 3.75000000 - - 1,000.00000000
E 05615DAP2 U0903EAC8   02/27/2026 3.75000000 - - 3.75000000 - - 1,000.00000000
X-D 05615DAK3 U0903EAA2   02/27/2026 1.68689699 - - 1.68689699 - - 1,000.00000000
F-RR 05615 DAR8 02/27/2026 3.75000000 - - 3.75000000 - - 1,000.00000000
XFRR 05615 DAT4 02/27/2026 1.68689687 - - 1.68689687 - - 1,000.00000000
G-RR 05615 DAV9 02/27/2026 3.75000000 - - 3.75000000 - - 1,000.00000000
XGRR 05615 DAX5 02/27/2026 1.68689647 - - 1.68689647 - - 1,000.00000000
J-RR 05615 DAZ0 02/27/2026 3.74997530 - - 3.74997530 - - 1,000.00000000
XJRR 05615 DBB2 02/27/2026 1.68692156 - - 1.68692156 - - 1,000.00000000
Uncert VRR 25C12UVRR   02/27/2026 5.42953834 - 0.26644423 5.69598257 - - 998.38014084
R 05615 DBD8 02/27/2026 - - - - - - -

 

Reports Available at sf.citidirect.com v. 21.09.28 Page 3 of 31 © Copyright 2026 Citigroup

 


 

BMO 2025-C12 Mortgage Trust
Commercial Mortgage Pass-Through Certificates, Series 2025-C12
DISTRIBUTION INFORMATION - INTEREST DETAIL

 

March 17, 2026

 

      Rate         Interest   Shortfall     Paid    
                              Cap  
              Accrual Net Accreted Non Carry Cap Carryover     Carryover  
Class Uncapped Capped   Next   Dates Accrued /Deferred Recovered Forward /Basis Risk Accrued Carry Forward /Basis Risk Total
 
A-1 4.90333 % 4.90333 % 4.90333 % 02/01-02/28 37,012.07 - - - - 37,012.07 - - 37,012.07
A-4 5.57317 % 5.57317 % 5.57317 % 02/01-02/28 417,987.75 - - - - 417,987.75 - - 417,987.75
A-5 5.87058 % 5.87058 % 5.87058 % 02/01-02/28 1,597,071.72 - - - - 1,597,071.72 - - 1,597,071.72
A-SB 5.76198 % 5.76198 % 5.76198 % 02/01-02/28 66,104.32 - - - - 66,104.32 - - 66,104.32
A-S 6.19510 % 6.19510 % 6.19510 % 02/01-02/28 332,718.17 - - - - 332,718.17 - - 332,718.17
B 6.40528 % 6.40528 % 6.40528 % 02/01-02/28 167,812.90 - - - - 167,812.90 - - 167,812.90
C 6.39328 % 6.39328 % 6.39328 % 02/01-02/28 138,180.01 - - - - 138,180.01 - - 138,180.01
D 4.50000 % 4.50000 % 4.50000 % 02/01-02/28 50,103.75 - - - - 50,103.75 - - 50,103.75
E 4.50000 % 4.50000 % 4.50000 % 02/01-02/28 26,527.50 - - - - 26,527.50 - - 26,527.50
F-RR 4.50000 % 4.50000 % 4.50000 % 02/01-02/28 53,051.25 - - - - 53,051.25 - - 53,051.25
G-RR 4.50000 % 4.50000 % 4.50000 % 02/01-02/28 32,418.75 - - - - 32,418.75 - - 32,418.75
J-RR 4.50000 % 4.50000 % 4.50000 % 02/01-02/28 88,422.44 - - 4.87 - 88,421.86 - - 88,421.86
Uncert VRR 0.00000 % 0.00000 % 0.00000 % 02/01-02/28 65,765.37 - - - - 65,765.37 - - 65,765.37
R 0.00000 % 0.00000 % 0.00000 % 02/01-02/28 - - - - - - - - -
Total               3,073,176.00 - - 4.87 - 3,073,175.42 - - 3,073,175.42
Notional                                
X-A 0.73798 % 0.73798 % 0.73798 % 02/01-02/28 270,149.84 - - - - 270,149.84 - - 270,149.84
X-B 0.23274 % 0.23274 % 0.23274 % 02/01-02/28 23,628.02 - - - - 23,628.02 - - 23,628.02
X-D 2.02428 % 2.02428 % 2.02428 % 02/01-02/28 34,471.74 - - - - 34,471.74 - - 34,471.74
XFRR 2.02428 % 2.02428 % 2.02428 % 02/01-02/28 23,864.53 - - - - 23,864.53 - - 23,864.53
XGRR 2.02428 % 2.02428 % 2.02428 % 02/01-02/28 14,583.22 - - - - 14,583.22 - - 14,583.22
XJRR 2.02428 % 2.02428 % 2.02428 % 02/01-02/28 39,775.88 - - 2.80 - 39,775.88 0.58 - 39,776.46
Total               406,473.23 - - 2.80 - 406,473.23 0.58 - 406,473.81
 
Grand Total               3,479,649.23 - - 7.67 - 3,479,648.65 0.58 - 3,479,649.23

 

Reports Available at sf.citidirect.com v. 21.09.28 Page 4 of 31 © Copyright 2026 Citigroup

 


 

BMO 2025-C12 Mortgage Trust
Commercial Mortgage Pass-Through Certificates, Series 2025-C12
DISTRIBUTION INFORMATION - INTEREST SHORTFALL DETAIL

 

March 17, 2026

 

                        Cap Carryover /    
  Non-Recov Shortfall     Carry Forward Interest         Basis Risk Shortfall    
      Other                      
Class PPIS SSRA Shortfall Prior Int. on Prior New Paid   Outstanding Prior Int. on Prior New Paid Outstanding
 
A-1 - - - - - - -   - - - - - -
A-4 - - - - - - -   - - - - - -
A-5 - - - - - - -   - - - - - -
A-SB - - - - - - -   - - - - - -
A-S - - - - - - -   - - - - - -
B - - - - - - -   - - - - - -
C - - - - - - -   - - - - - -
D - - - - - - -   - - - - - -
E - - - - - - -   - - - - - -
F-RR - - - - - - -   - - - - - -
G-RR - - - - - - -   - - - - - -
J-RR - - - 1,143.78 4.29 0.58 -   1,148.65 - - - - -
Uncert VRR - - - - - - -   - - - - - -
R - - - - - - -   - - - - - -
Total - - - 1,143.78 4.29 0.58 -   1,148.65 - - - - -
Notional                            
X-A - - - - - - -   - - - - - -
X-B - - - - - - -   - - - - - -
X-D - - - - - - -   - - - - - -
XFRR - - - - - - -   - - - - - -
XGRR - - - - - - -   - - - - - -
XJRR - - - 514.50 2.80 -   0.58 516.72 - - - - -
Total - - - 514.50 2.80 -   0.58 516.72 - - - - -
 
Grand Total - - - 1,658.28 7.09 0.58   0.58 1,665.37 - - - - -

 

Reports Available at sf.citidirect.com v. 21.09.28 Page 5 of 31 © Copyright 2026 Citigroup

 


 

BMO 2025-C12 Mortgage Trust
Commercial Mortgage Pass-Through Certificates, Series 2025-C12
DISTRIBUTION INFORMATION - PRINCIPAL DETAIL

 

March 17, 2026

 

          Accretion                    
          &                    
          Non-Cash                    
          Balance   Cumulative                
  Prior Principal Accreted Realized Loss Increase/ Current Realized Class %   Class %   Sub %   Sub %  
Class Balance Distributed Principal /(Recovery) (Decrease) Balance Loss Original   Current   Original   Current  
 
A-1 9,058,024.68 167,529.90 - - - 8,890,494.78 - 0.00 % 1.39 % 0.00 % 30.05 %
A-4 90,000,000.00 - - - - 90,000,000.00 - 0.00 % 14.07 % 0.00 % 30.05 %
A-5 326,456,000.00 - - - - 326,456,000.00 - 0.00 % 51.02 % 0.00 % 30.05 %
A-SB 13,767,000.00 - - - - 13,767,000.00 - 0.00 % 2.15 % 0.00 % 30.05 %
A-S 64,448,000.00 - - - - 64,448,000.00 - 0.00 % 10.07 % 0.00 % 19.78 %
B 31,439,000.00 - - - - 31,439,000.00 - 0.00 % 4.91 % 0.00 % 14.77 %
C 25,936,000.00 - - - - 25,936,000.00 - 0.00 % 4.05 % 0.00 % 10.64 %
D 13,361,000.00 - - - - 13,361,000.00 - 0.00 % 2.09 % 0.00 % 8.51 %
E 7,074,000.00 - - - - 7,074,000.00 - 0.00 % 1.11 % 0.00 % 7.39 %
F-RR 14,147,000.00 - - - - 14,147,000.00 - 0.00 % 2.21 % 0.00 % 5.13 %
G-RR 8,645,000.00 - - - - 8,645,000.00 - 0.00 % 1.35 % 0.00 % 3.76 %
J-RR 23,579,318.00 - - - - 23,579,318.00 - 0.00 % 3.69 % 0.00 % 0.00 %
Uncert VRR 12,096,122.74 3,227.31 - - - 12,092,895.43 - 0.00 % 1.89 % 0.00 % 0.00 %
R - - - - - - - 0.00 % 0.00 % 0.00 % 0.00 %
 
Total 640,006,465.42 170,757.21 - - - 639,835,708.21 - 0.00 % 100.00 %        

 

Reports Available at sf.citidirect.com v. 21.09.28 Page 6 of 31 © Copyright 2026 Citigroup

 


 

BMO 2025-C12 Mortgage Trust
Commercial Mortgage Pass-Through Certificates, Series 2025-C12
RECONCILIATION DETAIL

 

March 17, 2026

 

SOURCE OF FUNDS     ALLOCATION OF FUNDS  
 
Interest Funds Available     Scheduled Fees    
Scheduled Interest 3,256,612.47   Servicing Fee 2,033.07  
Prepayment Interest Shortfall -   Trustee/Certificate Administrator Fee 5,615.00  
Interest Adjustments -   Operating Advisor Fee 905.95  
ASER Amount -   Asset Representations Reviewer Ongoing Fee 189.15  
Realized Loss in Excess of Principal Balance -   CREFC Intellectual Property Royalty License Fee 248.91  
Total Interest Funds Available   3,256,612.47 Total Scheduled Fees   8,992.08
Principal Funds Available     Additional Fees, Expenses, etc.    
Scheduled Principal 170,757.21   Additional Servicing Fee -  
Unscheduled Principal Collections -   Special Servicing Fee -  
Net Liquidation Proceeds -   Work-out Fee -  
Repurchased Principal -   Liquidation Fee -  
Substitution Principal -   Trust Fund Expenses -  
Other Principal -   Trust Advisor Expenses -  
      Reimbursement of Interest on Advances to the Servicer -  
Total Principal Funds Available   170,757.21      
      Borrower Reimbursable Trust Fund Expenses -  
Other Funds Available          
      Other Expenses -  
Yield Maintenance Charges -        
Withdrawal of Withheld Amounts from the Interest Reserve     Total Additional Fees, Expenses, etc.   -
Account 232,028.84        
      Distributions    
Deposit of Withheld Amounts to the Interest Reserve Account -        
      Interest Distribution 3,479,649.23  
Total Other Funds Available   232,028.84 Principal Distribution 170,757.21  
      Yield Maintenance Charge Distribution -  
      Total Distributions   3,650,406.44
 
 
 
 
Total Funds Available   3,659,398.52      
      Total Funds Allocated   3,659,398.52

 

Reports Available at sf.citidirect.com v. 21.09.28 Page 7 of 31 © Copyright 2026 Citigroup

 


 

BMO 2025-C12 Mortgage Trust
Commercial Mortgage Pass-Through Certificates, Series 2025-C12
OTHER INFORMATION
Interest Reserve Account Information

 

March 17, 2026

 

  Beginning Interest Reserve Account Balance 232,028.84  
  Deposit of Withheld Amounts to the Interest Reserve Account 0.00  
  Withdrawal of Withheld Amounts from the Interest Reserve Account -232,028.84  
  Ending Interest Reserve Account Balance 0.00  
Collateral Information    
  % of Cut-Off Principal Balance Outstanding 99.838014 %
Controlling Class Information    
  Controlling Class is Class J-RR.    
  The Controlling Class Representative is RREF V - D AIV RR L, LLC.    
There Are No Disclosable Special Servicer Fees.    

 

Reports Available at sf.citidirect.com v. 21.09.28 Page 8 of 31 © Copyright 2026 Citigroup

 


 

BMO 2025-C12 Mortgage Trust
Commercial Mortgage Pass-Through Certificates, Series 2025-C12
STRATIFICATION DETAIL

 

March 17, 2026

 

Anticipated Remaining Term          
 
Anticipated Remaining Asset Ending Scheduled % of     Wtd Avg
Term Range Count Balance Agg.Bal. WAC WAM DSCR
 
60 Months or Less 0 0.00 0.00 0.0000 0 0.000000
61 to 90 Months 0 0.00 0.00 0.0000 0 0.000000
91 Months or Greater 44 639,835,708.46 100.00 6.5422 108 1.420149
Total 44 639,835,708.46 100.00 6.5422 108 1.420149
 
Debt Service Coverage Ratio          
 
Debt Service Coverage Asset Ending Scheduled % of     Wtd Avg
Ratio Range Count Balance Agg.Bal. WAC WAM DSCR
 
1.250 or Less 15 188,219,355.74 29.42 6.2701 109 0.444609
1.251 to 1.500 12 133,274,911.90 20.83 6.8553 109 1.391240
1.501 to 1.750 8 117,401,432.84 18.35 6.5640 108 1.599117
1.751 to 2.000 2 29,390,000.00 4.59 6.3784 108 1.980000
2.001 to 2.250 5 128,050,007.98 20.01 6.6694 107 2.108357
2.251 to 2.500 1 5,500,000.00 0.86 6.3200 109 2.412500
2.501 to 2.750 0 0.00 0.00 0.0000 0 0.000000
2.751 to 3.000 1 38,000,000.00 5.94 6.4550 111 2.904900
3.001 to 3.250 0 0.00 0.00 0.0000 0 0.000000
3.251 to 3.500 0 0.00 0.00 0.0000 0 0.000000
3.501 to 3.750 0 0.00 0.00 0.0000 0 0.000000
3.751 to 4.000 0 0.00 0.00 0.0000 0 0.000000
4.001 or Greater 0 0.00 0.00 0.0000 0 0.000000
Total 44 639,835,708.46 100.00 6.5422 108 1.420149

 

Reports Available at sf.citidirect.com v. 21.09.28 Page 9 of 31 © Copyright 2026 Citigroup

 


 

BMO 2025-C12 Mortgage Trust
Commercial Mortgage Pass-Through Certificates, Series 2025-C12
STRATIFICATION DETAIL

 

March 17, 2026

 

Ending Schedule Balance            
 
Ending Schedule Balance Asset Ending Scheduled % of     Wtd Avg
Range Count Balance Agg.Bal. WAC WAM DSCR
 
1 to 5,000,000 4 10,305,000.00 1.61 7.0260 108 1.034056
10,000,001 to 15,000,000 6 74,449,434.15 11.64 6.7872 109 1.536297
15,000,001 to 20,000,000 7 127,383,922.87 19.91 6.3781 107 1.269142
20,000,001 to 25,000,000 3 69,054,167.00 10.79 6.5076 109 0.990478
25,000,001 to 30,000,000 3 84,995,833.00 13.28 6.5782 108 1.207762
30,000,001 to 35,000,000 0 0.00 0.00 0.0000 0 0.000000
35,000,001 to 40,000,000 2 78,000,000.00 12.19 6.0422 110 1.880131
40,000,001 to 45,000,000 0 0.00 0.00 0.0000 0 0.000000
45,000,001 to 50,000,000 0 0.00 0.00 0.0000 0 0.000000
5,000,001 to 10,000,000 18 132,259,843.46 20.67 6.6910 109 1.296557
50,000,001 to 55,000,000 0 0.00 0.00 0.0000 0 0.000000
55,000,001 to 60,000,000 0 0.00 0.00 0.0000 0 0.000000
60,000,001 to 65,000,000 1 63,387,507.98 9.91 6.8000 108 2.094700
65,000,001 to 70,000,000 0 0.00 0.00 0.0000 0 0.000000
70,000,001 to 75,000,000 0 0.00 0.00 0.0000 0 0.000000
75,000,001 to 80,000,000 0 0.00 0.00 0.0000 0 0.000000
80,000,001 to 85,000,000 0 0.00 0.00 0.0000 0 0.000000
85,000,000+ 0 0.00 0.00 0.0000 0 0.000000
Total 44 639,835,708.46 100.00 6.5422 108 1.420149

 

Reports Available at sf.citidirect.com v. 21.09.28 Page 10 of 31 © Copyright 2026 Citigroup

 


 

BMO 2025-C12 Mortgage Trust
Commercial Mortgage Pass-Through Certificates, Series 2025-C12
STRATIFICATION DETAIL

 

March 17, 2026

 

Loan Rate            
 
  Asset Ending Scheduled % of     Wtd Avg
Loan Rate Range Count Balance Agg.Bal. WAC WAM DSCR
 
4.00 or Less 0 0.00 0.00 0.0000 0 0.000000
4.01 to 4.25 0 0.00 0.00 0.0000 0 0.000000
4.26 to 4.50 0 0.00 0.00 0.0000 0 0.000000
4.51 to 4.75 0 0.00 0.00 0.0000 0 0.000000
4.76 to 5.00 0 0.00 0.00 0.0000 0 0.000000
5.01 to 5.25 0 0.00 0.00 0.0000 0 0.000000
5.26 to 5.50 0 0.00 0.00 0.0000 0 0.000000
5.51 to 5.75 6 128,000,000.00 20.01 5.6135 109 0.776012
5.76 to 6.00 0 0.00 0.00 0.0000 0 0.000000
6.01 to 6.25 4 56,419,834.28 8.82 6.1410 108 1.638629
6.26 to 6.50 10 134,590,000.00 21.04 6.4289 109 1.830661
6.51 to 6.75 5 40,734,931.56 6.37 6.6748 110 1.555984
6.76 to 7.00 9 155,812,419.88 24.35 6.8238 108 1.660590
7.01 or Greater 10 124,278,522.74 19.42 7.4070 108 1.193847
Total 44 639,835,708.46 100.00 6.5422 108 1.420149
 
Property Type            
 
  Asset Ending Scheduled % of     Wtd Avg
Property Type Range Count Balance Agg.Bal. WAC WAM DSCR
 
Industrial 1 14,000,000.00 2.19 6.4000 108 1.469900
Lodging 0 0.00 0.00 0.0000 0 0.000000
Mixed Use 3 82,562,507.98 12.90 6.7721 108 1.934932
Multifamily 8 78,762,357.51 12.31 6.6685 108 1.494024
Office 4 62,356,667.00 9.75 7.2706 107 1.837212
Other 10 148,270,833.00 23.17 6.0989 109 0.282434
Retail 11 187,663,342.97 29.33 6.4934 109 1.935765
Self Storage 7 66,220,000.00 10.35 6.5806 107 1.373404
Total 44 639,835,708.46 100.00 6.5422 108 1.420149

 

Reports Available at sf.citidirect.com v. 21.09.28 Page 11 of 31 © Copyright 2026 Citigroup

 


 

BMO 2025-C12 Mortgage Trust
Commercial Mortgage Pass-Through Certificates, Series 2025-C12
STRATIFICATION DETAIL

 

March 17, 2026

 

Remaining Amortization Term          
 
Remaining Amortization Asset Ending Scheduled % of     Wtd Avg
Term Range Count Balance Agg.Bal. WAC WAM DSCR
 
240 Months or Less 29 388,425,000.00 60.71 6.3026 109 1.362711
241 to 270 Months 0 0.00 0.00 0.0000 0 0.000000
271 to 300 Months 2 26,749,834.28 4.18 6.1388 108 1.610008
301 Months or Greater 13 224,660,874.18 35.11 7.0045 108 1.496850
Total 44 639,835,708.46 100.00 6.5422 108 1.420149
 
Seasoning            
 
  Asset Ending Scheduled % of     Wtd Avg
Seasoning Range Count Balance Agg.Bal. WAC WAM DSCR
 
12 Months or Less 36 544,705,708.46 85.13 6.4722 109 1.432626
13 to 24 Months 8 95,130,000.00 14.87 6.9429 106 1.348709
25 to 36 Months 0 0.00 0.00 0.0000 0 0.000000
37 to 48 Months 0 0.00 0.00 0.0000 0 0.000000
49 Months or Greater 0 0.00 0.00 0.0000 0 0.000000
Total 44 639,835,708.46 100.00 6.5422 108 1.420149

 

Reports Available at sf.citidirect.com v. 21.09.28 Page 12 of 31 © Copyright 2026 Citigroup

 


 

BMO 2025-C12 Mortgage Trust
Commercial Mortgage Pass-Through Certificates, Series 2025-C12
STRATIFICATION DETAIL

 

March 17, 2026

 

State            
 
  Asset Ending Scheduled % of     Wtd Avg
State Range Count Balance Agg.Bal. WAC WAM DSCR
 
Arizona 2 16,700,000.00 2.61 6.6589 110 1.116157
California 6 69,735,000.00 10.90 6.3686 108 1.563706
Connecticut 1 6,175,000.00 0.97 6.6900 111 1.400000
Florida 3 31,809,167.00 4.97 7.1826 109 1.575169
Georgia 1 18,200,000.00 2.84 6.3190 108 1.980000
Illinois 2 34,733,922.87 5.43 6.5039 109 1.452477
Louisiana 1 3,925,000.00 0.61 7.1300 110 1.430000
Massachusetts 1 38,000,000.00 5.94 6.4550 111 2.904900
Michigan 1 11,015,911.41 1.72 6.1800 108 1.710000
N/A 8 104,345,833.00 16.31 6.2321 109 0.000000
New Hampshire 1 28,000,000.00 4.38 6.8000 107 1.413900
New Mexico 1 8,200,000.00 1.28 7.0900 107 1.340000
New York 5 91,930,000.00 14.37 6.2364 109 1.310269
Ohio 1 6,447,431.56 1.01 6.7300 110 1.730000
Oregon 1 29,100,000.00 4.55 5.5770 109 2.167200
Pennsylvania 3 35,212,500.00 5.50 7.3279 105 1.868655
Texas 2 66,612,507.98 10.41 6.8140 107 2.058162
Various 1 14,600,000.00 2.28 7.6000 111 1.450000
Wisconsin 3 25,093,434.64 3.92 7.0874 109 1.258739
Total 44 639,835,708.46 100.00 6.5422 108 1.420149

 

Reports Available at sf.citidirect.com v. 21.09.28 Page 13 of 31 © Copyright 2026 Citigroup

 


 

BMO 2025-C12 Mortgage Trust
Commercial Mortgage Pass-Through Certificates, Series 2025-C12
MORTGAGE LOAN DETAIL

 

March 17, 2026

 

      Prop     Paid         Beginning Ending   Payment Workout Mod  
      Type     Through Gross   Interest Principal Scheduled Scheduled Maturity Status   Strategy Code  
Loan ID OMCR   (1) City State Date Coupon   Payment Payment Balance Balance Date (2 ) (3 ) (4 )
 
656121053 1   RT Portland OR 03/06/2026 5.57700 % 126,226.10 - 29,100,000.00 29,100,000.00 04/06/2035 0   0   0  
399570190 10   RT Naperville IL 03/06/2026 6.83000 % 100,932.22 - 19,000,000.00 19,000,000.00 05/06/2035 0   0   0  
329930011 11   MF Milledgeville GA 03/06/2026 6.31900 % 89,448.96 - 18,200,000.00 18,200,000.00 03/06/2035 0   0   0  
399570181 12   MF Belleville IL 03/06/2026 6.11000 % 74,910.13 29,256.62 15,763,179.49 15,733,922.87 03/06/2035 0   0   0  
695101729 13   RT Various XX 03/06/2026 7.60000 % 86,302.22 - 14,600,000.00 14,600,000.00 06/06/2035 0   0   0  
329930014 14   IN Oceanside CA 03/06/2026 6.40000 % 69,688.89 - 14,000,000.00 14,000,000.00 03/06/2035 0   0   0  
329930015 15   MU New York NY 03/09/2026 6.67500 % 67,491.67 - 13,000,000.00 13,000,000.00 05/09/2035 0   0   0  
329930016 16   OF Rancho Santa Fe CA 03/06/2026 6.47500 % 56,354.08 - 11,190,000.00 11,190,000.00 04/06/2035 0   0   0  
329930017 17   RT Canton Township MI 03/06/2026 6.18000 % 53,047.64 20,351.46 11,036,262.87 11,015,911.41 03/06/2035 0   0   0  
329930018 18   MF Milwaukee WI 03/01/2026 7.27500 % 60,298.23 13,012.93 10,656,535.67 10,643,522.74 05/01/2035 0   0   0  
329930019 19   SS Roseville CA 03/06/2026 6.08700 % 45,781.00 - 9,670,000.00 9,670,000.00 03/06/2035 0   0   0  
301271947 1 A N/A     03/06/2026 5.57700 % 73,740.33 - 17,000,000.00 17,000,000.00 04/06/2035 0   0   0  
329930001 1 B N/A     03/06/2026 5.57700 % 1,951.95 - 450,000.00 450,000.00 04/06/2035 0   0   0  
329930111 1 C N/A     03/06/2026 5.57700 % 75,692.28 - 17,450,000.00 17,450,000.00 04/06/2035 0   0   0  
301271952 2   N/A New York NY 03/06/2026 5.65000 % 175,777.78 - 40,000,000.00 40,000,000.00 05/06/2035 0   0   0  
329930020 20   MF New Paltz NY 03/06/2026 7.06600 % 52,099.97 - 9,480,000.00 9,480,000.00 05/06/2035 0   0   0  
329930021 21   SS Phoenix AZ 03/01/2026 6.37000 % 43,103.67 - 8,700,000.00 8,700,000.00 06/01/2035 0   0   0  
329930022 22   SS Santa Fe NM 03/01/2026 7.09000 % 45,218.44 - 8,200,000.00 8,200,000.00 02/01/2035 0   0   0  
329930023 23   RT Corona NY 03/06/2026 6.80600 % 42,348.44 - 8,000,000.00 8,000,000.00 05/06/2035 0   0   0  
329930024 24   RT Tucson AZ 03/06/2026 6.97300 % 43,387.56 - 8,000,000.00 8,000,000.00 05/06/2035 0   0   0  
329930025 25   SS Glen Mills PA 03/01/2026 6.77000 % 40,281.50 - 7,650,000.00 7,650,000.00 03/01/2035 0   0   0  
329930026 26   OF Berwyn PA 03/06/2026 6.64000 % 39,056.11 - 7,562,500.00 7,562,500.00 05/06/2035 0   0   0  
329930027 27   MF Van Nuys CA 03/06/2026 6.65000 % 39,050.28 - 7,550,000.00 7,550,000.00 03/06/2035 0   0   0  
329930028 28   MF Milwaukee WI 03/01/2026 6.95500 % 40,515.37 9,487.00 7,489,746.80 7,480,259.80 03/01/2035 0   0   0  
329930029 29   SS Folsom CA 03/01/2026 6.77000 % 38,570.19 - 7,325,000.00 7,325,000.00 03/01/2035 0   0   0  
301271954 2 A N/A     03/06/2026 5.65000 % 105,466.67 - 24,000,000.00 24,000,000.00 05/06/2035 0   0   0  
28002555 3   MU Fort Worth TX 03/06/2026 6.80000 % 335,680.80 81,551.32 63,469,059.30 63,387,507.98 03/06/2035 0   0   0  
329930030 30   MF Milwaukee WI 03/01/2026 6.94300 % 37,684.51 8,817.45 6,978,469.55 6,969,652.10 04/01/2035 0   0   0  
329930031 31   RT Chardon OH 03/06/2026 6.73000 % 33,792.07 8,280.43 6,455,711.99 6,447,431.56 05/06/2035 0   0   0  
329930032 32   MU Norwalk CT 03/06/2026 6.69000 % 32,130.58 - 6,175,000.00 6,175,000.00 06/06/2035 0   0   0  
329930033 33   RT Miramar FL 03/06/2026 6.32000 % 27,035.56 - 5,500,000.00 5,500,000.00 04/06/2035 0   0   0  
695101725 34   N/A Lafayette LA 03/06/2026 7.13000 % 21,766.31 - 3,925,000.00 3,925,000.00 05/06/2035 0   0   0  

 

Reports Available at sf.citidirect.com v. 21.09.28 Page 14 of 31 © Copyright 2026 Citigroup

 


 

BMO 2025-C12 Mortgage Trust
Commercial Mortgage Pass-Through Certificates, Series 2025-C12
MORTGAGE LOAN DETAIL

 

March 17, 2026

 

      Prop     Paid         Beginning Ending   Payment Workout Mod  
      Type     Through Gross   Interest Principal Scheduled Scheduled Maturity Status Strategy Code  
Loan ID OMCR   (1) City State Date Coupon   Payment Payment Balance Balance Date (2 ) (3 ) (4 )
 
329930035 35   SS Arlington TX 03/01/2026 7.09000 % 17,784.08 - 3,225,000.00 3,225,000.00 02/01/2035 0   0   0  
329930036 36   MF Ocala FL 02/01/2026 7.04000 % 14,811.38 - 2,705,000.00 2,705,000.00 02/01/2035 B   0   0  
301271944 4   OF Miami FL 03/06/2026 7.40000 % 135,855.09 - 23,604,167.00 23,604,167.00 05/06/2035 0   0   0  
301271946 4 A N/A     03/06/2026 7.40000 % 160,556.02 - 27,895,833.00 27,895,833.00 05/06/2035 0   0   0  
329930005 5   RT Hyannis MA 03/01/2026 6.45500 % 190,781.11 - 38,000,000.00 38,000,000.00 06/01/2035 0   0   0  
329930105 5 A N/A     03/01/2026 6.45500 % 30,123.33 - 6,000,000.00 6,000,000.00 06/01/2035 0   0   0  
329330120 6   SS Long Island City NY 03/06/2026 6.48500 % 108,191.42 - 21,450,000.00 21,450,000.00 02/06/2035 0   0   0  
329330320 6 A N/A     03/06/2026 6.48500 % 29,128.46 - 5,775,000.00 5,775,000.00 02/06/2035 0   0   0  
329330420 6 B N/A     03/06/2026 6.48500 % 29,128.46 - 5,775,000.00 5,775,000.00 02/06/2035 0   0   0  
329930007 7   RT Bedford NH 03/06/2026 6.80000 % 148,088.89 - 28,000,000.00 28,000,000.00 02/06/2035 0   0   0  
399570180 8   RT Corona CA 03/06/2026 6.17000 % 95,977.78 - 20,000,000.00 20,000,000.00 03/06/2035 0   0   0  
329930009 9   OF Plymouth Meeting PA 03/06/2026 7.80139 % 121,354.94 - 20,000,000.00 20,000,000.00 10/06/2034 0   0   0  
Total Count = 44               3,256,612.47 170,757.21 640,006,465.67 639,835,708.46              

 

Reports Available at sf.citidirect.com v. 21.09.28 Page 15 of 31 © Copyright 2026 Citigroup

 


 

BMO 2025-C12 Mortgage Trust
Commercial Mortgage Pass-Through Certificates, Series 2025-C12
NOI DETAIL

 

March 17, 2026

 

      Property     Ending Preceding Most Most Recent Most Recent
      Type     Scheduled Fiscal Recent Financial As of Financial Asof
Loan ID OMCR   (1) City State Balance Year NOI NOI Start Date End Date
 
656121053 1   RT Portland OR 29,100,000.00 0.12 32,625,027.87 01/01/2025 09/30/2025
399570190 10   RT Naperville IL 19,000,000.00 0.11 0.11 Not Available Not Available
329930011 11   MF Milledgeville GA 18,200,000.00 0.13 0.13 Not Available Not Available
399570181 12   MF Belleville IL 15,733,922.87 0.13 0.13 Not Available Not Available
695101729 13   RT Various XX 14,600,000.00 0.12 0.12 Not Available Not Available
329930014 14   IN Oceanside CA 14,000,000.00 1,209,689.30 1,047,835.00 Not Available Not Available
329930015 15   MU New York NY 13,000,000.00 0.10 0.10 Not Available Not Available
329930016 16   OF Rancho Santa Fe CA 11,190,000.00 0.13 0.13 Not Available Not Available
329930017 17   RT Canton Township MI 11,015,911.41 0.15 0.15 Not Available Not Available
329930018 18   MF Milwaukee WI 10,643,522.74 0.11 0.11 Not Available Not Available
329930019 19   SS Roseville CA 9,670,000.00 0.11 0.11 Not Available Not Available
301271947 1 A N/A     17,000,000.00 - - Not Available Not Available
329930001 1 B N/A     450,000.00 - - Not Available Not Available
329930111 1 C N/A     17,450,000.00 - - Not Available Not Available
301271952 2   N/A New York NY 40,000,000.00 9,268,536.00 6,875,442.00 Not Available Not Available
329930020 20   MF New Paltz NY 9,480,000.00 0.13 0.13 Not Available Not Available
329930021 21   SS Phoenix AZ 8,700,000.00 0.09 570,515.00 01/01/2025 09/30/2025
329930022 22   SS Santa Fe NM 8,200,000.00 0.10 0.10 Not Available Not Available
329930023 23   RT Corona NY 8,000,000.00 0.16 0.16 Not Available Not Available
329930024 24   RT Tucson AZ 8,000,000.00 0.11 542,770.00 01/01/2025 09/30/2025
329930025 25   SS Glen Mills PA 7,650,000.00 0.10 496,768.00 01/01/2025 09/30/2025
329930026 26   OF Berwyn PA 7,562,500.00 0.15 839,363.83 01/01/2025 09/30/2025
329930027 27   MF Van Nuys CA 7,550,000.00 0.09 0.09 Not Available Not Available
329930028 28   MF Milwaukee WI 7,480,259.80 0.10 0.10 Not Available Not Available
329930029 29   SS Folsom CA 7,325,000.00 0.10 396,109.00 01/01/2025 09/30/2025
301271954 2 A N/A     24,000,000.00 - - Not Available Not Available
28002555 3   MU Fort Worth TX 63,387,507.98 0.20 7,665,362.36 01/01/2025 09/30/2025
329930030 30   MF Milwaukee WI 6,969,652.10 0.10 0.10 Not Available Not Available
329930031 31   RT Chardon OH 6,447,431.56 0.15 0.15 Not Available Not Available
329930032 32   MU Norwalk CT 6,175,000.00 0.10 0.10 Not Available Not Available
329930033 33   RT Miramar FL 5,500,000.00 920,908.00 667,914.28 Not Available Not Available
695101725 34   N/A Lafayette LA 3,925,000.00 383,204.00 0.10 Not Available Not Available
Reports Available at sf.citidirect.com   v. 21.09.28   Page 16 of 31     © Copyright 2026 Citigroup

 


 

BMO 2025-C12 Mortgage Trust
Commercial Mortgage Pass-Through Certificates, Series 2025-C12
NOI DETAIL

 

March 17, 2026

 

      Property     Ending Preceding Most Most Recent Most Recent
      Type     Scheduled Fiscal Recent Financial As of Financial Asof
Loan ID OMCR   (1) City State Balance Year NOI NOI Start Date End Date
 
329930035 35   SS Arlington TX 3,225,000.00 0.10 0.10 Not Available Not Available
329930036 36   MF Ocala FL 2,705,000.00 0.10 57,035.00 01/01/2025 09/30/2025
301271944 4   OF Miami FL 23,604,167.00 0.14 0.14 Not Available Not Available
301271946 4 A N/A     27,895,833.00 - - Not Available Not Available
329930005 5   RT Hyannis MA 38,000,000.00 0.20 8,134,400.02 01/01/2025 09/30/2025
329930105 5 A N/A     6,000,000.00 - - Not Available Not Available
329330120 6   SS Long Island City NY 21,450,000.00 0.10 10,616,101.63 01/01/2025 09/30/2025
329330320 6 A N/A     5,775,000.00 - - Not Available Not Available
329330420 6 B N/A     5,775,000.00 - - Not Available Not Available
329930007 7   RT Bedford NH 28,000,000.00 2,904,739.85 2,228,300.33 Not Available Not Available
399570180 8   RT Corona CA 20,000,000.00 2,279,526.40 1,699,975.62 Not Available Not Available
329930009 9   OF Plymouth Meeting PA 20,000,000.00 0.20 0.20 Not Available Not Available
Total Count = 44         639,835,708.46 16,966,607.28 74,462,922.50    

 

Reports Available at sf.citidirect.com v. 21.09.28 Page 17 of 31 © Copyright 2026 Citigroup

 


 

BMO 2025-C12 Mortgage Trust
Commercial Mortgage Pass-Through Certificates, Series 2025-C12
DELINQUENCY LOAN DETAIL

 

March 17, 2026

 

    Actual Paid Current P&I Total P&I Cumulative Other Expense Payment Workout   Most Recent      
    Principal Through Advances Advances Accrued Unpaid Advances Status   Strategy   Special Serv Foreclosure Bankruptcy REO
Loan ID OMCR Balance Date (Net of ASER) Outstanding Interest Advances Outstanding (2 ) (3 ) Transfer Date Date Date Date
 
329930036 36 2,705,000.00 02/01/2026 14,811.38 14,787.71 - - B   0          

 

Reports Available at sf.citidirect.com v. 21.09.28 Page 18 of 31 © Copyright 2026 Citigroup

 


 

BMO 2025-C12 Mortgage Trust
Commercial Mortgage Pass-Through Certificates, Series 2025-C12
COLLATERAL PERFORMANCE - DELINQUENCY AND LOAN STATUS DETAIL

 

March 17, 2026

 

              Delinquent                                        
          (Does not include loans in Bankruptcy, Foreclosure, or REO)                                    
 
      30 Day     60 Day     90 Day 120 + Day Bankruptcy   Foreclosure       REO    
 
Distribution                                                          
 
Date Count   Balance   Count   Balance   Count   Balance   Count   Balance   Count   Balance   Count   Balance   Count     Balance  
 
 
  0   0   0   0   0   0   0   0   0   0   0   0   0     0  
03/17/2026                                                          
  0.0 % 0.0 % 0.0 % 0.0 % 0.0 % 0.0 % 0.0 % 0.0 % 0.0 % 0.0 % 0.0 % 0.0 % 0.0 %   0.0 %
 
  0   0   0   0   0   0   0   0   0   0   0   0   0     0  
02/18/2026                                                          
  0.0 % 0.0 % 0.0 % 0.0 % 0.0 % 0.0 % 0.0 % 0.0 % 0.0 % 0.0 % 0.0 % 0.0 % 0.0 %   0.0 %
 
  0   0   0   0   0   0   0   0   0   0   0   0   0     0  
01/16/2026                                                          
  0.0 % 0.0 % 0.0 % 0.0 % 0.0 % 0.0 % 0.0 % 0.0 % 0.0 % 0.0 % 0.0 % 0.0 % 0.0 %   0.0 %
 
  0   0   0   0   0   0   0   0   0   0   0   0   0     0  
12/17/2025                                                          
  0.0 % 0.0 % 0.0 % 0.0 % 0.0 % 0.0 % 0.0 % 0.0 % 0.0 % 0.0 % 0.0 % 0.0 % 0.0 %   0.0 %
 
  0   0   0   0   0   0   0   0   0   0   0   0   0     0  
11/18/2025                                                          
  0.0 % 0.0 % 0.0 % 0.0 % 0.0 % 0.0 % 0.0 % 0.0 % 0.0 % 0.0 % 0.0 % 0.0 % 0.0 %   0.0 %
 
  0   0   0   0   0   0   0   0   0   0   0   0   0     0  
10/20/2025                                                          
  0.0 % 0.0 % 0.0 % 0.0 % 0.0 % 0.0 % 0.0 % 0.0 % 0.0 % 0.0 % 0.0 % 0.0 % 0.0 %   0.0 %
 
  0   0   0   0   0   0   0   0   0   0   0   0   0     0  
09/17/2025                                                          
  0.0 % 0.0 % 0.0 % 0.0 % 0.0 % 0.0 % 0.0 % 0.0 % 0.0 % 0.0 % 0.0 % 0.0 % 0.0 %   0.0 %
 
  0   0   0   0   0   0   0   0   0   0   0   0   0     0  
08/15/2025                                                          
  0.0 % 0.0 % 0.0 % 0.0 % 0.0 % 0.0 % 0.0 % 0.0 % 0.0 % 0.0 % 0.0 % 0.0 % 0.0 %   0.0 %
 
  0   0   0   0   0   0   0   0   0   0   0   0   0     0  
07/17/2025                                                          
  0.0 % 0.0 % 0.0 % 0.0 % 0.0 % 0.0 % 0.0 % 0.0 % 0.0 % 0.0 % 0.0 % 0.0 % 0.0 %   0.0 %

 

Reports Available at sf.citidirect.com v. 21.09.28 Page 19 of 31 © Copyright 2026 Citigroup

 


 

BMO 2025-C12 Mortgage Trust
Commercial Mortgage Pass-Through Certificates, Series 2025-C12
APPRAISAL REDUCTION DETAIL

 

March 17, 2026

 

      Beginning Ending Appraisal Appraisal Most Recent Cumulative
Loan ID OMCR Property Name Scheduled Balance Scheduled Balance Reduction Amount Reduction Date ASER Amount ASER Amount
 
No Loans with Appraisal Reduction Activity.              

 

Reports Available at sf.citidirect.com v. 21.09.28 Page 20 of 31 © Copyright 2026 Citigroup

 


 

BMO 2025-C12 Mortgage Trust
Commercial Mortgage Pass-Through Certificates, Series 2025-C12
HISTORICAL APPRAISAL REDUCTION DETAIL

 

March 17, 2026

 

Distribution       Beginning Ending Appraisal Appraisal Most Recent Cumulative
Date Loan ID OMCR Property Name Scheduled Balance Scheduled Balance Reduction Amount Reduction Date ASER Amount ASER Amount
 
No Loans with Appraisal Reduction Activity.              

 

Reports Available at sf.citidirect.com v. 21.09.28 Page 21 of 31 © Copyright 2026 Citigroup

 


 

BMO 2025-C12 Mortgage Trust
Commercial Mortgage Pass-Through Certificates, Series 2025-C12
LOAN MODIFICATION DETAIL

 

March 17, 2026

 

      Modification Modification
Loan ID OMCR Property Name Date Code (4)
 
No Loans with Modification Activity to Report.        

 

Reports Available at sf.citidirect.com v. 21.09.28 Page 22 of 31 © Copyright 2026 Citigroup

 


 

BMO 2025-C12 Mortgage Trust
Commercial Mortgage Pass-Through Certificates, Series 2025-C12
HISTORICAL LOAN MODIFICATION DETAIL

 

March 17, 2026

 

Distribution       Modification Modification
Date Loan ID OMCR Property Name Date Code (4)
 
No Loans with Modification Activity to Report.        

 

Reports Available at sf.citidirect.com v. 21.09.28 Page 23 of 31 © Copyright 2026 Citigroup

 


 

BMO 2025-C12 Mortgage Trust
Commercial Mortgage Pass-Through Certificates, Series 2025-C12
SPECIALLY SERVICED LOAN DETAIL

 

March 17, 2026

 

      Special Servicing Ending Ending Most Most Recent Most Recent Most Recent
    Workout Fee Amount Scheduled Actual Recent Valuation Special Servicer Master Servicer
Loan ID OMCR Strategy (3) Plus Adjustments Balance Balance Value Date Transfer Date Return Date
 
No Loans Specially Serviced to Report.                  

 

Reports Available at sf.citidirect.com v. 21.09.28 Page 24 of 31 © Copyright 2026 Citigroup

 


 

BMO 2025-C12 Mortgage Trust
Commercial Mortgage Pass-Through Certificates, Series 2025-C12
HISTORICAL SPECIALLY SERVICED LOANS

 

March 17, 2026

 

        Special Servicing Ending Ending Most Most Recent Most Recent Most Recent
Distribution     Workout Fee Amount Scheduled Actual Recent Valuation Special Servicer Master Servicer
Date Loan ID OMCR Strategy (3) Plus Adjustments Balance Balance Value Date Transfer Date Return Date
 
No Loans Specially Serviced to Report.                  

 

Reports Available at sf.citidirect.com v. 21.09.28 Page 25 of 31 © Copyright 2026 Citigroup

 


 

BMO 2025-C12 Mortgage Trust
Commercial Mortgage Pass-Through Certificates, Series 2025-C12
UNSCHEDULED PRINCIPAL DETAIL

 

March 17, 2026

 

    Liquidation / Liquid / Prepay Principal Principal Prepayment Interest Prepayment Yield Maintenance
Loan ID OMCR Prepayment Date Code (5) Collections Adjustments Excess / (Shortfall) Penalties (PPP) Penalties (YM)
 
No Loans with Unscheduled Principal Activity to Report.              

 

Reports Available at sf.citidirect.com v. 21.09.28 Page 26 of 31 © Copyright 2026 Citigroup

 


 

BMO 2025-C12 Mortgage Trust
Commercial Mortgage Pass-Through Certificates, Series 2025-C12
HISTORICAL UNSCHEDULED PRINCIPAL DETAIL

 

March 17, 2026

 

Distribution     Liquidation / Liquid / Prepay Principal Principal Prepayment Interest Prepayment Yield Maintenance
Date Loan ID OMCR Prepayment Date Code (5) Collections Adjustments Excess / (Shortfall) Penalties (PPP) Penalties (YM)
 
No Loans with Unscheduled Principal Activity to Report.              

 

Reports Available at sf.citidirect.com v. 21.09.28 Page 27 of 31 © Copyright 2026 Citigroup

 


 

BMO 2025-C12 Mortgage Trust
Commercial Mortgage Pass-Through Certificates, Series 2025-C12
LIQUIDATED LOAN DETAIL

 

March 17, 2026

 

    Beginning Most Liquidation Net   Net Realized Date of   Loss with
    Scheduled Recent Sales Proceeds Liquidation Proceeds Loss to Current Current Cumulative Cumulative
Loan ID OMCR Balance Value Price Received Expense Available Trust Adj. to Loan Adj. to Loan Adj. to Loan Adj. to Trust
 
No Loans liquidated to Report.                      

 

Reports Available at sf.citidirect.com v. 21.09.28 Page 28 of 31 © Copyright 2026 Citigroup

 


 

BMO 2025-C12 Mortgage Trust
Commercial Mortgage Pass-Through Certificates, Series 2025-C12
HISTORICAL LIQUIDATED LOAN

 

March 17, 2026

 

    Beginning Most Liquidation Net   Net Realized Date of   Loss with
Distribution Scheduled Recent Sales Proceeds Liquidation Proceeds Loss to Current Current Cumulative Cumulative
Date Loan ID OMCR Balance Value Price Received Expense Available Trust Adj. to Loan Adj. to Loan Adj. to Loan Adj. to Trust
 
No Loans liquidated to Report.                    

 

Reports Available at sf.citidirect.com v. 21.09.28 Page 29 of 31 © Copyright 2026 Citigroup

 


 

BMO 2025-C12 Mortgage Trust
Commercial Mortgage Pass-Through Certificates, Series 2025-C12
CREFC® INVESTOR REPORTING PACKAGE LEGENDS

 

March 17, 2026

 

1|CREFC Investor Reporting Package Legends        
  Property Type (1)   Workout Strategy (3)   Liquidation/Prepayment Code (5)
 
MF Multifamily 1 Modification 1 Partial Liquidation (Curtailment)
RT Retail 2 Foreclosure 2 Payoff Prior To Maturity
HC HealthCare 3 Bankruptcy 3 Disposition / Liquidation
IN Industrial 4 Extension 4 Repurchase / Substitution
MH Mobile Home Park 5 Note Sale 5 Full Payoff At Maturity
OF Office 6 DPO 6 DPO
MU Mixed Use 7 REO 7 Liquidation prior to 7/1/2006
LO Lodging 8 Resolved 8 Payoff With Penalty
SS Self Storage 9 Pending Return to Master Servicer 9 Payoff With Yield Maintenance
SE Securities 10 Deed In Lieu of Foreclosure 10 Curtailment With Penalty
CH Cooperative Housing 11 Full Payoff 11 Curtailment With Yield Maintenance
ZZ Missing Information 12 Reps and Warranties    
SF SF 13 TBD    
WH Warehouse 98 Other    
OT Other        
 
      Modification Code (4)    
  Payment Status of Loan (2)        
    1 Maturity Date Extension    
A In Grace Period 2 Amortization Change    
B Late, but less than 30 Days 3 Principal Write-Off    
0 Current 4 Blank (formerly Combination)    
1 30-59 Days Delinquent 5 Temporary Rate Reduction    
2 60-89 Days Delinquent 6 Capitalization of Interest    
3 90-120 Days Delinquent 7 Capitalization of Taxes    
4 Performing Matured Balloon 8 Other    
5 Non Performing Matured Balloon 9 Combination    
6 121+ Days Delinquent 10 Forbearance    

 

Reports Available at sf.citidirect.com v. 21.09.28 Page 30 of 31 © Copyright 2026 Citigroup

 


 

BMO 2025-C12 Mortgage Trust
Commercial Mortgage Pass-Through Certificates, Series 2025-C12
NOTES

 

March 17, 2026

 

No Notes available for this deal at this time.

 

Reports Available at sf.citidirect.com v. 21.09.28 Page 31 of 31 © Copyright 2026 Citigroup