v3.26.1
Consolidated Statements of Income - USD ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Interest and Dividend Income    
Interest and fees on loans $ 40,285 $ 22,357
Interest-bearing deposits in banks and time deposits 876 546
Federal funds sold 124 240
Securities:    
Taxable 3,662 1,963
Tax-exempt 1,687 1,209
Dividends 367 196
Total Interest and Dividend Income 47,001 26,511
Interest Expense    
Deposits 13,816 8,677
Federal Home Loan Bank advances 1,150 708
Total Interest Expense 15,154 9,837
Net Interest Income 31,847 16,674
Provision for credit losses 5,192 680
Net Interest Income after provision for credit losses 26,655 15,994
Noninterest Income    
Gain on sale of premises 43 0
Loss on sale of securities (8) 0
Gain on sale of other real estate owned 34 0
Net marketable equity security gains (losses) 151 (55)
Earnings on bank owned life insurance 419 257
Bargain purchase gain 18,303 0
Other 436 222
Total Noninterest Income 22,657 1,970
Noninterest Expense    
Salaries and employee benefits 11,239 7,462
Net occupancy and equipment expense 1,708 1,160
Amortization of core deposit intangible 1,111 0
Data processing fees 1,078 698
Pennsylvania shares tax 440 450
Professional fees 315 202
Advertising expense 221 122
FDIC deposit insurance 430 259
Merger-related expenses 5,516 537
Other 3,606 1,699
Total Noninterest Expense 25,664 12,589
Income Before Income Taxes 23,648 5,375
Income Taxes 760 894
Net Income $ 22,888 $ 4,481
Earnings Per Share - Basic and Diluted (in dollars per share) $ 9.15 $ 2.41
Deposit Account [Member]    
Noninterest Income    
Noninterest income, revenues $ 763 $ 451
Credit and Debit Card [Member]    
Noninterest Income    
Noninterest income, revenues 1,189 762
Mortgage Banking [Member]    
Noninterest Income    
Noninterest income, revenues 632 250
Trust and Investment [Member]    
Noninterest Income    
Noninterest income, revenues 695 83
Loans [Member]    
Interest Expense    
Provision for credit losses 4,852 569
Off Balance Sheet Credit Exposures [Member]    
Interest Expense    
Provision for credit losses 340 111
Other Borrowings [Member]    
Interest Expense    
Interest expense, other long term debt 0 452
Subordinated Debt [Member]    
Interest Expense    
Interest expense, other long term debt $ 188 $ 0