v3.26.1
Note 5 - Loans and Other Real Estate Owned ("OREO") (Tables)
12 Months Ended
Dec. 31, 2025
Notes Tables  
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]
  

2025

  

2024

 
         

Commercial

 $162,775  $87,990 

Commercial real estate

  354,744   212,595 

Residential mortgage

  356,458   121,345 

Home equity

  32,745   7,186 

Consumer, other

  4,360   1,526 

Consumer, automobile

  8,155   6,516 
         
   919,237   437,158 

Less: net deferred loan fees

  (1,066)  (819)
         

Total loans net of deferred loan fees

  918,171   436,339 
         

Less: allowance for credit losses

  (9,904)  (4,379)
         

Net Loans

 $908,267  $431,960 
Schedule of Related Party Transactions [Table Text Block]

December 31, 2024

  

New Loans (a)

  

Repayments

  

December 31, 2025

 
               
$5,562  $5,655  $(3,150) $8,067 

December 31, 2023

  

New Loans

  

Repayments

  

December 31, 2024

 
               
$3,574  $2,898  $(910) $5,562 
Purchased Financial Assets with Credit Deterioration [Table Text Block]

(Dollars in Thousands)

 

Par Value

  

Purchase (Premium) Discount

  

Allowance

  

Initial Purchase Price

  

Measurement Period Adjustments

  

Adjusted Purchase Price

 

Commercial

 $18,083  $(891) $423  $17,615  $-  $17,615 

Commercial Real Estate

  14,180   (860)  114   13,434   -   13,434 

Residential Mortgage

  20,073   (437)  178   19,814   -   19,814 

Home Equity

  1,077   48   7   1,132   1   1,133 

Consumer - Other

  263   (17)  3   249   -   249 

Total

 $53,676  $(2,157) $725  $52,244  $1  $52,245 

(Dollars in Thousands)

 

Par Value

  

Purchase (Premium) Discount

  

Initial Purchase Price

  

Measurement Period Adjustments

  

Adjusted Purchase Price

 

Commercial

 $67,002  $(4,645) $62,357  $-  $62,357 

Commercial Real Estate

  82,855   (4,944)  77,911   -   77,911 

Residential Mortgage

  209,109   (7,169)  201,940   -   201,940 

Home Equity

  28,180   (971)  27,209   103   27,312 

Consumer - Other

  5,599   (141)  5,458   -   5,458 

Total

 $392,745  $(17,870) $374,875  $103  $374,978 
Loans Acquired in Business Combinations [Table Text Block]
  

December 31, 2025

 

(Dollars in Thousands)

  Acquired Loans - PCD   Acquired Loans - Non-PCD   Acquired Loans - Total 
             

Outstanding Principal Balance

 $53,158  $365,113  $418,271 
             

Carrying amount:

            

Commercial

  17,159   56,156   73,315 

Commercial Real Estate

  16,741   72,823   89,564 

Residential Mortgage

  18,105   189,920   208,025 

Home Equity

  36   26,261   26,297 

Consumer - Other

  -   4,291   4,291 
             

Total Acquired Loans

 $52,041  $349,451  $401,492