Exhibit 99.1 Schedule 6

Loan ID

Seller Loan ID

Investor Loan ID

Loan Program

Guideline Product Name

Originator Name

Originating Entity CDFI Flag

Guideline Name

Guideline Author

Guideline Date

Guideline Version

Application Date

TILA Status

TRID

GSE

Verified Safe Harbor Flag

Verified Safe Harbor Reference Document

QM Regulation Failures

ATR QM Total Points and Fees Audit

Loan Regulation Benchmark Date

Benchmark Rate

AUS Decision System

Rating Result

Property Inspection Waiver (PIW)

Calculated APR

HUD 1 Page 1 Credits Total

Verified Qualifying Rate

Originator Qualifying Rate

Qualifying P&I

Default Interest Rate Present

Default Interest Rate

Annual Property Tax

Monthly Property Tax

Annual Insurance Costs

Monthly Insurance Cost

Annual HOA Costs

Monthly HOA Costs

Monthly Other Costs

PITIA

Residual Income

HOA Questionnaire Flag

HOA Name

HOA Address State

HOA Fee Amount

HOA Next Due Date

HOA Payment Frequency

Originator DTI

TPR Verified DTI

QM DTI

Is Borrower Non Occupant

Is Co Borrower Non Occupant

Co Borrower 2 Asset Verification Level

Co Borrower 3 Asset Verification Level

Co Borrower 2 Income Verification Level

Co Borrower 3 Income Verification Level

Co Borrower 2 Employment Verification Level

Co Borrower 3 Employment Verification Level

Borrower Employment Indicator

Co Borrower Employment Indicator

Co Borrower 2 Employment Indicator

Co Borrower 3 Employment Indicator

Co Borrower 2 Length of Employment

Co Borrower 3 Length of Employment

Document Level

Borrower Years of W2s/1099

CoBorrower Years of W2s/1099

Borrower Months of Paystubs Verified

Co Borrower Months of Paystubs Verified

Borrower Employment Gap Letter

Borrower Months of Employment Gap

Co Borrower Employment Gap Letter

Co Borrower Months of Employment Gap

Borrower Years of Personal Tax Returns

Borrower Years of Business Tax Returns

CoBorrower Years of Personal Tax Returns

CoBorrower Years of Business Tax Returns

Years of 4506T

Years of Tax Transcripts

Borrower Award/Offer Letter

Co Borrower Award/Offer Letter

Asset Depletion Flag

Partial Asset Depletion Flag

Asset Depletion Months Amortized

Asset Utilization Flag (No DTI)

Borrower Bank Statements Flag

Borrower Bank Statement Summary/Lender Worksheet

Borrower Number of Personal Bank Statements

Borrower Number of Business Bank Statements

CoBorrower Bank Statements Flag

Co Borrower Bank Statement Summary/Lender Worksheet

CoBorrower Number of Personal Bank Statements

CoBorrower Number of Business Bank Statements

Percent of Income From Statements

Borrower Business Ownership %

CoBorrower Business Ownership %

Bespoke Eligible Assets

Borrower P&L Type

Borrower Number of Months P&L

Borrower P&L Prepared By

CoBorrower P&L Type

CoBorrower P&L Prepared By

CoBorrower Number of Months P&L

Borrower CPA Letter Flag

# of Months CPA verified income

CoBorrower CPA Letter Flag

CoBorrower # of Months CPA verified income

Borrower WVOE Flag

Borrower # of Months Employment Validated WVOE

Borrower # of Months Income Validated WVOE

Borrower WVOE Form Type

CoBorrower WVOE Flag

CoBorrower # of Months WVOE

CoBorrower # of Months Income Validated WVOE

CoBorrower WVOE Form Type

DSCR Flag

TPR DSCR

Originator DSCR

Expense Letter

Income Doc Detail

Tax Return Doc Details

Property Address

Property City

Property State

Property Zip

Property County

Original Credit Report Date

Borrower 1 Credit Report Date

Borrower 2 Credit Report Date

Borrower 3 Credit Report Date

Borrower 4 Credit Report Date

Qualifying Credit Score

Third Wage Earner Original FICO Equifax

Third Wage Earner Original FICO Experian

Third Wage Earner Original FICO Transunion

Fourth Wage Earner Original FICO Equifax

Fourth Wage Earner Original FICO Experian

Fourth Wage Earner Original FICO Transunion

Most Recent Co Borrower 2 FICO

Most Recent Co Borrower 3 FICO

Updated Credit Report Flag

Updated Credit Report Date

Updated FICO Method

Primary Wage Earner Updated FICO Equifax

Primary Wage Earner Updated FICO Experian

Primary Wage Earner Updated FICO Transunion

Secondary Wage Earner Updated FICO Equifax

Secondary Wage Earner Updated FICO Experian

Secondary Wage Earner Updated FICO Transunion

Third Wage Earner Updated FICO Equifax

Third Wage Earner Updated FICO Experian

Third Wage Earner Updated FICO Transunion

Fourth Wage Earner Updated FICO Equifax

Fourth Wage Earner Updated FICO Experian

Fourth Wage Earner Updated FICO Transunion

Updated Primary Borrower FICO

Updated Co Borrower FICO

Updated Co Borrower 2 FICO

Updated Co Borrower 3 FICO

Updated Qualifying FICO

Most Recent Bankruptcy Type

Most Recent Bankruptcy Filing Date

Most Recent Bankruptcy Discharge Date

Number of Bankruptcy Events

Months Bankruptcy 7 11

Months Bankruptcy 13

Most Recent Deed in Lieu Date

Number of Deed in Lieu Events

Months Deed in Lieu

Most Recent Short Sale Date

Number of Short Sale Events

Months Short Sale (or Pre FC)

Most Recent Foreclosure Date

Number of Foreclosure Events

Months Foreclosure

Prior Mortgage/Rent Lates 30d in 0-12m

Prior Mortgage/Rent Lates 60d in 0-12m

Prior Mortgage/Rent Lates 90d in 0-12m

Prior Mortgage/Rent Lates 120d+ in 0-12m

Prior Mortgage/Rent Lates 30d in 13-24m

Prior Mortgage/Rent Lates 60d in 13-24m

Prior Mortgage/Rent Lates 90d in 13-24m

Prior Mortgage/Rent Lates 120d+ in 13-24m

Prior Mortgage/Rent Late 30d in 24m

Prior Mortgage/Rent Late 60d in 24m

Prior Mortgage/Rent Late 90d in 24m

Has ACH

Is Equity Shared Loan

Subordinate Lien Type

Subordinate Lien Max Draw Amount (HELOC)

Subordinate Lien 2 Type

Subordinate Lien 2 Max Draw Amount (HELOC)

Subordinate Lien 3 Type

Subordinate Lien 3 Max Draw Amount (HELOC)

Is Shared Appreciation Mortgage

Borrower Originator Citizenship Designation

Borrower Verified Citizenship Designation

Borrower Individual Tax Identification Number (ITIN)?

Borrower Photo Identification Type

Borrower Photo Identification Other Type

Borrower Photo ID State of Issuance

Borrower Photo ID Country of Issuance

Borrower Photo ID Expiration Date

Borrower Passport Country of Origin

Borrower Passport Expiration Date

Borrower Non-US Citizen Identification Document

Borrower Date of Resident Since/Valid Date

Borrower Non-US Document Expiration Date

Co Borrower Originator Citizenship Designation

Co Borrower Verified Citizenship Designation

Co Borrower Individual Tax Identification Number (ITIN)?

Co Borrower Photo Identification Type

Co Borrower Photo Identification Other Type

Co Borrower Photo ID State of Issuance

Co Borrower Photo ID Country of Issuance

Co Borrower Photo ID Expiration Date

Co Borrower Passport Country of Origin

Co Borrower Passport Expiration Date

Co Borrower Non-US Citizen Identification Document

Co Borrower Date of Resident Since/Valid Date

Co Borrower Non-US Document Expiration Date

Co Borrower 2 Originator Citizenship Designation

Co Borrower 2 Verified Citizenship Designation

Co Borrower 2 Individual Tax Identification Number (ITIN)?

Co Borrower 2 Photo Identification Type

Co Borrower 2 Photo Identification Other Type

Co Borrower 2 Photo ID State of Issuance

Co Borrower 2 Photo ID Country of Issuance

Co Borrower 2 Photo ID Expiration Date

Co Borrower 2 Passport Country of Origin

Co Borrower 2 Passport Expiration Date

Co Borrower 2 Non-US Citizen Identification Document

Co Borrower 2 Date of Resident Since/Valid Date

Co Borrower 2 Non-US Document Expiration Date

Co Borrower 3 Originator Citizenship Designation

Co Borrower 3 Verified Citizenship Designation

Co Borrower 3 Individual Tax Identification Number (ITIN)?

Co Borrower 3 Photo Identification Type

Co Borrower 3 Photo Identification Other Type

Co Borrower 3 Photo ID State of Issuance

Co Borrower 3 Photo ID Country of Issuance

Co Borrower 3 Photo ID Expiration Date

Co Borrower 3 Passport Country of Origin

Co Borrower 3 Passport Expiration Date

Co Borrower 3 Non-US Citizen Identification Document

Co Borrower 3 Date of Resident Since/Valid Date

Co Borrower 3 Non-US Document Expiration Date

Property Rights

Leasehold Lease Expiration Date

Buydown Flag

Assumable Mortgage Flag

Foreign National Alternative Credit Documentation

Liquid / Cash Reserves (ASF)

Months Liquid Reserves

Total Assets Available for Reserves

Months Reserves

Blanket Mortgage Flag

Qualifying HCLTV

Condo Warrantability Flag

E-Note Flag

O&E in lieu of Title Insurance

Business Purpose Flag

Borrower Note Executed As

Co Borrower Note Executed As

Co Borrower 2 Note Executed As

Co Borrower 3 Note Executed As

Borrower 1 Trust Name

Borrower 2 Trust Name

Borrower 3 Trust Name

Borrower 4 Trust Name

10001139

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.125%

$925.09

$4,147.32

$345.61

$1,037.04

$86.42

$0.00

$1,357.12

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.363

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

784

XXXX

Unknown

US Citizen

N/A

Other

Patriot - Driving License

XXXX

N/A

XXXX

US Citizen

N/A

Other

Patriot- Driver License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

.00

0.0

140907.31

103.8

66.78

N/A

Yes

Member on Behalf of Entity

N/A

10001638

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

5.500%

$637.06

$1,869.60

$155.80

$840.00

$70.00

$2,885.40

$240.45

$0.00

$1,103.31

Yes

XXXX

$240.45

XXXX

Monthly

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.36

1.35

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

Unknown

Foreign National

N/A

Passport

XXXX

Passport

XXXX

Fee Simple

XXXX

N/A

.00

0.0

99606.41

90.3

62.33

Yes

Member on Behalf of Entity

N/A

10001686

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.375%

$2,121.16

Yes

18.000%

$4,357.44

$363.12

$3,105.00

$258.75

$0.00

$2,743.03

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.057

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

764

XXXX

Unknown

US Citizen

N/A

Other

USA Patriot Act

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

117548.51

42.9

117548.51

42.9

80.0

N/A

Yes

Member on Behalf of Entity

N/A

10001633

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.750%

$1,606.50

$5,804.16

$483.68

$1,065.00

$88.75

$446.04

$37.17

$0.00

$2,216.10

N/A

XXXX

$37.17

XXXX

Annually

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.185

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

Unknown

Foreign National

N/A

Passport

XXXX

Passport

XXXX

Fee Simple

XXXX

N/A

129773.67

58.6

129773.67

58.6

70.78

N/A

Yes

Member on Behalf of Entity

N/A

10001003

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

5.250%

$1,179.92

$3,154.92

$262.91

$1,863.00

$155.25

$0.00

$1,598.08

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.69

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

664

XXXX

Unknown

US Citizen

N/A

Missing

Patriot Act

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

.00

0.0

37652.21

23.6

67.83

N/A

Yes

Member on Behalf of Entity

N/A

10001641

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

$0.00

5.999%

$631.02

Yes

18.000%

$1,923.36

$160.28

$1,122.60

$93.55

$0.00

$884.85

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.639

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

698

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

.00

0.0

24830.26

28.1

76.5

N/A

Yes

Member on Behalf of Entity

N/A

10001674

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

5.499%

$1,004.88

$1,567.80

$130.65

$1,097.04

$91.42

$0.00

$1,226.95

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.06

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

789

XXXX

Unknown

US Citizen

N/A

Missing

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

291558.49

237.6

291558.49

237.6

75.0

N/A

Yes

Member on Behalf of Entity

N/A

10001007

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

$0.00

5.750%

$838.54

$4,237.44

$353.12

$1,275.96

$106.33

$0.00

$1,297.99

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

2.465

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

731

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

.00

0.0

40259.19

31.0

70.0

N/A

Yes

Member on Behalf of Entity

N/A

10001037

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.500%

$1,081.18

$2,106.24

$175.52

$897.00

$74.75

$0.00

$1,331.45

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.389

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

643

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

.00

0.0

69078.69

51.9

66.3

N/A

Yes

Member on Behalf of Entity

N/A

10001034

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

$0.00

6.500%

$1,077.02

Yes

18.000%

$4,142.28

$345.19

$1,643.04

$136.92

$279.96

$23.33

$0.00

$1,582.46

N/A

XXXX

$23.33

XXXX

Annually

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.264

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

701

XXXX

Unknown

US Citizen

N/A

Other

USA PATRIOT ACT

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

6860.69

4.3

6860.69

4.3

66.3

N/A

Yes

Borrower As Individual

N/A

10001046

XXXX

ATR/QM: Exempt

Yes

N/A

Manual Underwriting

5.500%

$966.94

$1,629.60

$135.80

$1,317.00

$109.75

$0.00

$1,212.49

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.237

N/A

XXXX

773

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

438507.10

361.7

438507.10

361.7

65.0

N/A

Yes

Borrower As Individual

N/A

10002122

XXXX

ATR/QM: Exempt

Yes

N/A

Manual Underwriting

6.625%

$2,759.31

$8,330.04

$694.17

$1,104.96

$92.08

$0.00

$3,545.56

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

0.804

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

741

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

66171.02

18.7

66171.02

18.7

75.0

N/A

Yes

Borrower As Individual

N/A

10001732

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Client Affirms Non-QM Status

04/21/2022

5.070%

Manual Underwriting

6.291%

6.000%

$1,686.24

$3,957.60

$329.80

$1,161.96

$96.83

$474.96

$39.58

$0.00

$2,152.45

$3,313.05

N/A

XXXX

$39.58

XXXX

Annually

35.44%

40.47%

Self-Employed

12 Month Bank Statement

N/A

Yes

100.00%

N/A

Borrower - SESoleProprietor - Executed 4506T Verified, Business Bank Statements Verified - ["2022","2021"] - 2022, 2021

Borrower - Executed 4506T Verified - ["2022","2021"] - 2022, 2021

XXXX

797

XXXX

Unknown

US Citizen

N/A

Other

USA PATRIOT ACT

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

230093.91

106.9

230093.91

106.9

75.0

N/A

Borrower As Individual

N/A

10001750

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.000%

$1,059.08

$588.96

$49.08

$378.96

$31.58

$1,992.00

$166.00

$0.00

$1,305.74

Yes

XXXX

$166.00

XXXX

Monthly

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

0.842

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

774

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

61021.02

46.7

61021.02

46.7

71.23

Yes

Borrower As Individual

N/A

10001640

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.375%

$1,757.08

$3,840.84

$320.07

$1,407.00

$117.25

$0.00

$2,194.40

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.003

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

746

XXXX

Unknown

US Citizen

N/A

Other

USA PATRIOT ACT INFORMATION FORM

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

30184.32

13.8

30184.32

13.8

80.0

N/A

Yes

Borrower As Individual

N/A

10001647

XXXX

ATR/QM: Exempt

Yes

N/A

Manual Underwriting

5.875%

$999.64

$9,600.00

$800.00

$624.96

$52.08

$750.00

$62.50

$0.00

$1,914.22

N/A

XXXX

$62.50

XXXX

Annually

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

0.966

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

774

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

38617.85

20.2

38617.85

20.2

62.82

N/A

Yes

Borrower As Individual

N/A

10001700

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

$0.00

5.500%

$1,111.71

Yes

18.000%

$6,894.84

$574.57

$578.04

$48.17

$300.00

$25.00

$0.00

$1,759.45

N/A

XXXX

$25.00

XXXX

Annually

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.009

1.0

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

814

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

115164.94

65.5

115164.94

65.5

64.99

N/A

Yes

Borrower As Individual

N/A

10001723

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.249%

$855.71

Yes

18.000%

$1,554.00

$129.50

$663.96

$55.33

$0.00

$1,040.54

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.682

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

653

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

.00

0.0

116361.65

111.8

65.0

N/A

Yes

Borrower As Individual

N/A

10001739

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.125%

$2,038.53

$6,828.24

$569.02

$1,276.32

$106.36

$5,196.00

$433.00

$0.00

$3,146.91

Yes

XXXX

$433.00

XXXX

Monthly

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.271

1.27

N/A

XXXX

699

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

1861.42

0.6

1861.42

0.6

52.42

Yes

Borrower As Individual

N/A

10001741

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

$0.00

6.625%

$832.40

$1,650.36

$137.53

$1,173.72

$97.81

$150.00

$12.50

$0.00

$1,080.24

N/A

XXXX

$12.50

XXXX

Annually

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.389

1.3

XXXX

605

XXXX

Unknown

US Citizen

N/A

Other

Patriot Act

XXXX

N/A

XXXX

US Citizen

N/A

Other

Patriot Act

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

.00

0.0

113905.14

105.4

57.78

N/A

Yes

Borrower As Individual

N/A

10001658

XXXX

ATR/QM: Exempt

Yes

N/A

Manual Underwriting

6.375%

$987.99

$4,194.00

$349.50

$579.96

$48.33

$609.96

$50.83

$0.00

$1,436.65

N/A

XXXX

$50.83

XXXX

Annually

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.357

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

814

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

346069.17

240.9

346069.17

240.9

48.0

N/A

Yes

Borrower As Individual

N/A

10001118

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

4.999%

4.998%

$975.51

$7,556.76

$629.73

$1,068.00

$89.00

$480.00

$40.00

$0.00

$1,734.24

N/A

XXXX

$40.00

XXXX

Annually

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.442

1.44

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

736

XXXX

Unknown

US Citizen

N/A

Other

USA PATRIOT ACT

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

14355.79

8.3

14355.79

8.3

60.0

N/A

Yes

Borrower As Individual

N/A

10001198

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

5.500%

$874.40

$3,036.60

$253.05

$246.00

$20.50

$3,720.00

$310.00

$0.00

$1,457.95

Yes

XXXX

$310.00

XXXX

Monthly

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.166

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

806

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

117720.39

80.7

117720.39

80.7

70.0

Yes

Borrower As Individual

N/A

10001759

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.500%

$1,137.72

Yes

18.000%

$3,562.56

$296.88

$761.04

$63.42

$1,500.00

$125.00

$0.00

$1,623.02

N/A

XXXX

$125.00

XXXX

Monthly

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.047

1.1

XXXX

729

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

Patriot Act

XXXX

N/A

XXXX

US Citizen

N/A

Real ID Driver's License

Patriot Act

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

10463.17

6.5

10463.17

6.5

63.16

N/A

Yes

Borrower As Individual

N/A

10001721

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.000%

$1,348.99

$4,050.00

$337.50

$1,307.76

$108.98

$0.00

$1,795.47

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.448

N/A

XXXX

693

XXXX

Unknown

Permanent Resident Alien

Permanent Non-US Citizen

N/A

Missing

USA Patriot Act (Driver's License)

XXXX

I-151 Permanent Resident Card

XXXX

US Citizen

N/A

Other

USA Patriot Act (Driver's License)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

96072.72

53.5

96072.72

53.5

75.0

N/A

Yes

Borrower As Individual

N/A

10001236

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

4.500%

$18,710.61

$35,550.36

$2,962.53

$2,522.04

$210.17

$25,080.00

$2,090.00

$0.00

$23,973.31

Yes

XXXX

$2,090.00

XXXX

Monthly

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

0.692

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

744

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

.00

0.0

.00

0.0

70.0

Yes

Member on Behalf of Entity

N/A

10001247

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

4.875%

$2,897.42

$2,340.24

$195.02

$2,618.04

$218.17

$0.00

$3,310.61

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.51

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

810

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

50311.54

15.2

50311.54

15.2

75.0

N/A

Yes

Member on Behalf of Entity

N/A

10001252

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

$0.00

4.875%

$2,006.36

$5,061.96

$421.83

$1,071.96

$89.33

$576.00

$48.00

$0.00

$2,565.52

N/A

XXXX

$48.00

XXXX

Monthly

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.169

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

789

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

.00

0.0

.00

0.0

75.0

N/A

Yes

Member on Behalf of Entity

N/A

10001255

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.125%

$3,135.27

$11,443.68

$953.64

$5,045.04

$420.42

$0.00

$4,509.33

N/A

XXXX

$0.00

XXXX

85186600.00%

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

0.843

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

741

XXXX

Unknown

Permanent Resident Alien

Permanent Non-US Citizen

N/A

Real ID Driver's License

XXXX

I-551 Permanent Resident Card

XXXX

Fee Simple

XXXX

N/A

767195.48

170.1

767195.48

170.1

80.0

N/A

Yes

Member on Behalf of Entity

N/A

10001204

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Client Affirms Non-QM Status

18384.7

01/06/2022

3.170%

Manual Underwriting

4.587%

4.250%

$2,479.38

$3,528.48

$294.04

$1,169.40

$97.45

$824.04

$68.67

$0.00

$2,939.54

$4,899.16

N/A

XXXX

$68.67

XXXX

Annually

47.95%

47.36%

Employed

2YR Full Doc

2 YRS W2

1 Month

N/A

Yes

0.00%

N/A

Yes

FNMA 1005

N/A

Borrower - Wage, Bonus, Commission - 2 YRS W2 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - ["2020","2021","2022"] - 2020, 2021, 2022

Borrower - 2 YRS Executed 4506T Verified - ["2020","2021","2022"] - 2020, 2021, 2022

XXXX

631

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

17282.60

5.9

17282.60

5.9

72.52

N/A

Borrower As Individual

N/A

10001214

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Client Affirms Non-QM Status

30483.75

02/07/2022

3.610%

Manual Underwriting

5.032%

4.875%

$9,664.67

$2,998.68

$249.89

$1,089.96

$90.83

$36,372.00

$3,031.00

$0.00

$13,036.39

$53,516.04

Yes

XXXX

$3,031.00

XXXX

Monthly

12.75%

38.49%

Yes

4 - Verified 2+ Mos

Employed

Not Employed

2YR Full Doc

2 YRS W2

1 Month

N/A

Yes

N/A

0.00%

Stocks/Bonds

N/A

Yes

FNMA 1005

N/A

Borrower - Wage, Other REO Net Rental Income(Loss), Bonus, Commission - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S), 2 YRS W2 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2021","2020","2022"] - 2021, 2020, 2022 || Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S), 3 YRS Executed 4506T Verified

Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S), 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2021","2020","2022"] - 2021, 2020, 2022 || Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S), 3 YRS Executed 4506T Verified

XXXX

795

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

481559.34

36.9

2123934.29

162.9

75.0

Borrower As Individual

N/A

XXXX

10001223

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

4.750%

$3,794.06

$22,253.28

$1,854.44

$1,165.20

$97.10

$0.00

$5,745.60

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.166

N/A

XXXX

703

XXXX

Unknown

US Citizen

N/A

Missing

XXXX

N/A

XXXX

US Citizen

N/A

Missing

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

37481.00

6.5

37481.00

6.5

N/A

Yes

Borrower As Individual

N/A

10001208

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Client Affirms Non-QM Status

17761.56

01/20/2022

3.510%

Manual Underwriting

4.322%

3.875%

$1,778.67

$6,227.52

$518.96

$6,460.68

$538.39

$0.00

$2,836.02

$11,352.95

N/A

XXXX

$0.00

XXXX

27.38%

Self-Employed

12 Month Bank Statement

N/A

Yes

100.00%

N/A

Borrower - SESoleProprietor - Executed 4506T Verified, Business Bank Statements Verified - ["2021"] - 2021

Borrower - Executed 4506T Verified - ["2021"] - 2021

XXXX

744

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

73916.13

26.1

73916.13

26.1

85.0

N/A

Borrower As Individual

N/A

10001206

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Client Affirms Non-QM Status

21895.0

01/11/2022

3.280%

Manual Underwriting

4.486%

4.375%

$10,185.42

$6,158.04

$513.17

$6,705.96

$558.83

$384.96

$32.08

$0.00

$11,289.50

$21,521.71

N/A

XXXX

$32.08

XXXX

Annually

35.44%

Employed

1YR Full Doc

2 YRS W2

1 Month

N/A

Missing

0.00%

N/A

Borrower - Wage - 2 YRS W2 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - ["2020","2021","2022"] - 2020, 2021, 2022

Borrower - 2 YRS Executed 4506T Verified - ["2020","2021","2022"] - 2020, 2021, 2022

XXXX

664

XXXX

Unknown

Permanent Resident Alien

Permanent Non-US Citizen

N/A

Real ID Driver's License

XXXX

I-551 Permanent Resident Card

XXXX

Fee Simple

XXXX

N/A

586050.45

51.9

586050.45

51.9

80.0

N/A

Borrower As Individual

N/A

10001224

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Client Affirms Non-QM Status

9913.0

01/19/2022

3.510%

Manual Underwriting

4.712%

4.375%

$1,461.91

$8,688.72

$724.06

$1,779.00

$148.25

$177.00

$14.75

$0.00

$2,348.97

$6,346.42

N/A

XXXX

$14.75

XXXX

Annually

33.48%

33.43%

Self-Employed

2YR Business P&L

N/A

Yes

0.00%

10.00%

Audited

CPA

N/A

Borrower - SESoleProprietor - YTD Profit And Loss Verified, Executed 4506T Verified - ["2020","2021"] - 2020, 2021

Borrower - Executed 4506T Verified - ["2020","2021"] - 2020, 2021

XXXX

723

XXXX

Unknown

Permanent Resident Alien

Permanent Non-US Citizen

N/A

Real ID Driver's License

XXXX

I-551 Permanent Resident Card

XXXX

Fee Simple

XXXX

N/A

74128.45

31.6

74128.45

31.6

80.0

N/A

Borrower As Individual

N/A

10001238

XXXX

ATR/QM: Exempt

Yes

N/A

Manual Underwriting

4.250%

$14,848.44

$84,375.00

$7,031.25

$7,231.08

$602.59

$0.00

$22,482.28

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Stocks/Bonds

Yes

1.156

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

795

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

967882.84

43.1

972867.22

43.3

65.0

N/A

Yes

Borrower As Individual

N/A

10001243

XXXX

ATR/QM: Exempt

Yes

N/A

Manual Underwriting

4.875%

$1,405.21

$13,563.36

$1,130.28

$1,419.00

$118.25

$1,250.04

$104.17

$0.00

$2,757.91

N/A

XXXX

$104.17

XXXX

Annually

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.215

1.21

N/A

XXXX

743

XXXX

Unknown

Permanent Resident Alien

Permanent Non-US Citizen

N/A

Real ID Driver's License

XXXX

I-551 Permanent Resident Card

XXXX

Permanent Resident Alien

Permanent Non-US Citizen

N/A

Real ID Driver's License

XXXX

I-151 Permanent Resident Card

XXXX

Fee Simple

XXXX

N/A

36414.54

13.2

36414.54

13.2

60.0

N/A

Yes

Borrower As Individual

N/A

10001217

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Client Affirms Non-QM Status

10882.5

01/23/2022

3.510%

Manual Underwriting

3.848%

3.500%

$1,234.87

$7,231.68

$602.64

$1,133.04

$94.42

$450.00

$37.50

$0.00

$1,969.43

$7,948.84

N/A

XXXX

$37.50

XXXX

Annually

24.93%

Self-Employed

1YR Business P&L

N/A

Yes

0.00%

100.00%

Third-Party Prepared (Unaudited)

Tax Preparer

Yes

N/A

Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified, 2 YRS Executed 4506T Verified - ["2021","2020"] - 2021, 2020

Borrower - 2 YRS Executed 4506T Verified - ["2021","2020"] - 2021, 2020

XXXX

754

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

115175.36

58.5

115175.36

58.5

64.71

N/A

Borrower As Individual

N/A

10001229

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Client Affirms Non-QM Status

11659.0

02/08/2022

3.610%

Manual Underwriting

4.375%

4.000%

$1,355.86

$10,743.24

$895.27

$827.64

$68.97

$0.00

$2,320.10

$8,983.32

N/A

XXXX

$0.00

XXXX

30.56%

Self-Employed

1YR Business P&L

N/A

0.00%

100.00%

Audited

CPA

N/A

Borrower - SESoleProprietor, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - YTD Profit And Loss Verified, 2 YRS Executed 4506T Verified - ["2020","2021"] - 2020, 2021

Borrower - 2 YRS Executed 4506T Verified - ["2020","2021"] - 2020, 2021

XXXX

755

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

37418.44

16.1

37418.44

16.1

80.0

N/A

Borrower As Individual

N/A

10001249

XXXX

Yes

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

5.125%

$1,284.99

$5,113.56

$426.13

$885.96

$73.83

$0.00

$1,784.95

N/A

XXXX

$0.00

XXXX

30.66%

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.008

N/A

XXXX

766

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

23390.05

13.1

23390.05

13.1

80.0

N/A

Yes

Borrower As Individual

N/A

10001205

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Client Affirms Non-QM Status

4985.0

01/19/2022

3.510%

Manual Underwriting

5.940%

5.875%

$4,121.84

$19,965.48

$1,663.79

$2,150.04

$179.17

$470.04

$39.17

$0.00

$6,003.97

$37,149.20

N/A

XXXX

$39.17

XXXX

Annually

14.02%

14.11%

Self-Employed

12 Month Bank Statement

N/A

Yes

Missing

100.00%

N/A

Borrower - SESoleProprietor - Business Bank Statements Verified - ["2021","2022"] - 2021, 2022

Borrower - ["2021","2022"] - 2021, 2022

XXXX

796

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

.00

0.0

138172.66

23.0

80.0

N/A

Borrower As Individual

N/A

10001221

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Client Affirms Non-QM Status

Manual Underwriting

3.500%

$1,225.89

$1,176.96

$98.08

$1,095.96

$91.33

$549.96

$45.83

$0.00

$1,461.13

$5,472.40

N/A

XXXX

$45.83

XXXX

Annually

21.53%

Self-Employed

1YR Business P&L

N/A

Missing

100.00%

Audited

CPA

N/A

Borrower - SESoleProprietor - YTD Profit And Loss Verified - ["2021"] - 2021

Borrower - ["2021"] - 2021

XXXX

756

XXXX

Unknown

Permanent Resident Alien

Permanent Non-US Citizen

N/A

Real ID Driver's License

XXXX

I-551 Permanent Resident Card

XXXX

Fee Simple

XXXX

N/A

45279.08

31.0

45279.08

31.0

70.0

N/A

Borrower As Individual

N/A

10001226

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Client Affirms Non-QM Status

10090.0

12/18/2021

3.160%

Manual Underwriting

4.198%

4.000%

$2,291.59

$5,377.08

$448.09

$1,646.04

$137.17

$0.00

$2,876.85

$6,184.15

N/A

XXXX

$0.00

XXXX

32.58%

32.78%

Self-Employed

12 Month Bank Statement

N/A

Yes

Missing

100.00%

N/A

Borrower - SESoleProprietor - 2 YRS Executed 4506T Verified, Business Bank Statements Verified - ["2021"] - 2021

Borrower - 2 YRS Executed 4506T Verified - ["2021"] - 2021

XXXX

773

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

33816.92

11.8

33816.92

11.8

80.0

N/A

Borrower As Individual

N/A

10001227

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Client Affirms Non-QM Status

17890.0

01/26/2022

3.620%

Manual Underwriting

4.637%

4.500%

$6,080.22

$11,145.00

$928.75

$2,298.96

$191.58

$0.00

$7,200.55

$20,442.91

N/A

XXXX

$0.00

XXXX

32.69%

33.50%

Self-Employed

12 Month Bank Statement

N/A

Yes

100.00%

N/A

Borrower - SESoleProprietor - Business Bank Statements Verified - ["2021"] - 2021

Borrower - ["2021"] - 2021

XXXX

683

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

10854.16

1.5

351365.00

48.8

68.57

N/A

Borrower As Individual

N/A

10001241

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Client Affirms Non-QM Status

5150.0

03/09/2022

3.830%

Manual Underwriting

6.374%

5.875%

$674.35

$2,924.16

$243.68

$1,136.04

$94.67

$0.00

$1,012.70

$1,178.69

N/A

XXXX

$0.00

XXXX

45.41%

47.15%

Self-Employed

12 Month Bank Statement

N/A

Yes

100.00%

N/A

Borrower - SESoleProprietor - 2 YRS Executed 4506T Verified, Personal Bank Statements Verified - ["2021","2022"] - 2021, 2022

Borrower - 2 YRS Executed 4506T Verified - ["2021","2022"] - 2021, 2022

XXXX

806

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

13791.41

13.6

13791.41

13.6

37.38

N/A

Borrower As Individual

N/A

10001201

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Client Affirms Non-QM Status

5250.0

02/02/2022

3.610%

Manual Underwriting

6.612%

6.250%

$985.15

$447.12

$37.26

$1,115.04

$92.92

$0.00

$1,115.33

$10,230.44

N/A

XXXX

$0.00

XXXX

27.60%

26.00%

Self-Employed

12 Month Bank Statement

N/A

Yes

100.00%

N/A

Borrower - SESoleProprietor - 2 YRS Executed 4506T Verified, Business Bank Statements Verified - ["2021","2022"] - 2021, 2022

Borrower - 2 YRS Executed 4506T Verified - ["2021","2022"] - 2021, 2022

XXXX

682

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

14.90

0.0

66761.62

59.9

80.0

N/A

Borrower As Individual

N/A

10001211

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Client Affirms Non-QM Status

9174.26

01/04/2022

3.170%

Manual Underwriting

4.501%

4.250%

$1,798.92

$13,443.72

$1,120.31

$2,955.96

$246.33

$450.00

$37.50

$0.00

$3,203.06

$8,907.61

N/A

XXXX

$37.50

XXXX

Annually

26.77%

27.19%

Self-Employed

1YR Business P&L

N/A

0.00%

100.00%

Stocks/Bonds

Third-Party Prepared (Unaudited)

CPA

Yes

N/A

Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified, 2 YRS Executed 4506T Verified - ["2021"] - 2021

Borrower - 2 YRS Executed 4506T Verified - ["2021"] - 2021

XXXX

707

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

28659.48

9.0

28659.48

9.0

70.0

N/A

Borrower As Individual

N/A

10001218

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Client Affirms Non-QM Status

1945.0

01/14/2022

3.280%

Manual Underwriting

3.727%

3.700%

$5,241.67

$17,608.80

$1,467.40

$5,492.04

$457.67

$909.00

$75.75

$0.00

$7,242.49

$35,763.84

N/A

XXXX

$75.75

XXXX

Annually

21.97%

27.61%

Employed

2YR Full Doc

2 YRS W2

2+ Months

N/A

0.00%

100.00%

N/A

Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2021","2022"] - 2021, 2022

Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2021","2022"] - 2021, 2022

XXXX

740

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

11119.98

1.5

364352.17

50.3

83.95

N/A

Borrower As Individual

N/A

XXXX

10001233

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Client Affirms Non-QM Status

8815.0

03/16/2022

3.920%

Manual Underwriting

5.506%

5.375%

$4,367.78

$12,575.28

$1,047.94

$5,523.00

$460.25

$0.00

$5,875.97

$13,319.74

N/A

XXXX

$0.00

XXXX

32.06%

Self-Employed

24 Month Bank Statement

N/A

Yes

100.00%

N/A

Borrower - SESoleProprietor - Business Bank Statements Verified - ["2020","2021","2022"] - 2020, 2021, 2022

Borrower - ["2020","2021","2022"] - 2020, 2021, 2022

XXXX

728

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

4411606.18

750.8

4455352.16

758.2

50.32

N/A

Borrower As Individual

N/A

10001246

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

$0.00

8.500%

$3,290.95

$15,917.16

$1,326.43

$1,706.04

$142.17

$0.00

$4,759.55

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

0.756

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

666

XXXX

Unknown

Non Permanent Resident Alien

Non-Permanent Non-US Citizen

N/A

Missing

XXXX

Passport

XXXX

Fee Simple

XXXX

N/A

31284.71

6.6

31284.71

6.6

80.0

N/A

Yes

Borrower As Individual

N/A

10001257

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.125%

$4,055.26

$1,568.40

$130.70

$1,314.00

$109.50

$0.00

$4,295.46

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.013

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

787

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

63022.64

14.7

63022.64

14.7

70.0

N/A

Yes

Borrower As Individual

N/A

10001202

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Client Affirms Non-QM Status

12/22/2021

3.170%

Manual Underwriting

4.181%

3.875%

$2,221.87

$2,023.80

$168.65

$3,918.00

$326.50

$0.00

$2,717.02

$7,859.20

N/A

XXXX

$0.00

XXXX

38.94%

Self-Employed

Not Employed

12 Month Bank Statement

N/A

Yes

N/A

100.00%

N/A

Borrower - SESoleProprietor - Personal Bank Statements Verified - ["2025"] - 2025 || Co Borrower

Borrower - ["2025"] - 2025 || Co Borrower

XXXX

767

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

34906.69

12.9

34906.69

12.9

75.0

N/A

Borrower As Individual

N/A

10001200

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

4.750%

$4,577.41

$23,433.84

$1,952.82

$5,246.04

$437.17

$6,720.00

$560.00

$0.00

$7,527.40

N/A

XXXX

$560.00

XXXX

Monthly

47.52%

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.262

1.264

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

748

XXXX

Unknown

Permanent Resident Alien

Permanent Non-US Citizen

N/A

Real ID Driver's License

XXXX

I-551 Permanent Resident Card

XXXX

Fee Simple

XXXX

N/A

142826.96

19.0

142826.96

19.0

74.4

N/A

Yes

Borrower As Individual

N/A

10001256

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

5.500%

$3,749.17

$1,632.48

$136.04

$2,174.04

$181.17

$0.00

$4,066.38

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.476

1.29

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

707

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

689634.55

169.6

1462757.08

359.7

48.84

N/A

Yes

Borrower As Individual

N/A

10001220

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Client Affirms Non-QM Status

8870.0

01/20/2022

3.510%

Manual Underwriting

4.149%

4.000%

$2,816.75

$18,396.00

$1,533.00

$3,108.00

$259.00

$1,230.96

$102.58

$0.00

$4,711.33

$21,613.52

N/A

XXXX

$102.58

XXXX

Annually

22.74%

22.87%

Self-Employed

12 Month Bank Statement

N/A

Yes

Missing

100.00%

N/A

Borrower - SESoleProprietor - Business Bank Statements Verified - ["2020","2021"] - 2020, 2021

Borrower - ["2020","2021"] - 2020, 2021

XXXX

757

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

751095.49

159.4

751095.49

159.4

80.0

N/A

Borrower As Individual

N/A

10001219

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Client Affirms Non-QM Status

02/17/2022

3.760%

Manual Underwriting

4.997%

4.625%

$5,880.47

$2,998.56

$249.88

$585.96

$48.83

$20,700.00

$1,725.00

$0.00

$7,904.18

$33,981.51

Yes

XXXX

$1,725.00

XXXX

Monthly

38.56%

38.44%

Yes

Employed

1YR Full Doc

1 YR W2

2 YRS W2

1 Month

N/A

Yes

0.00%

N/A

Yes

Work Number

Yes

FNMA 1005

Borrower - Wage - 1 YR W2 Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 || Co Borrower - Wage - 2 YRS W2 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2019","2020","2021","2022"] - 2019, 2020, 2021, 2022

Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 || Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2019","2020","2021","2022"] - 2019, 2020, 2021, 2022

XXXX

721

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

XXXX

N/A

XXXX

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

2115271.13

267.6

2115271.13

267.6

75.0

Yes

Borrower As Individual

N/A

10001213

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Client Affirms Non-QM Status

7086.25

02/08/2022

3.610%

Manual Underwriting

4.074%

3.875%

$1,634.07

$2,998.68

$249.89

$668.04

$55.67

$13,680.00

$1,140.00

$0.00

$3,079.63

$48,201.30

Yes

XXXX

$1,140.00

XXXX

Monthly

48.37%

23.42%

Yes

Employed

1YR Full Doc

2 YRS W2

1 Month

N/A

Missing

0.00%

N/A

Yes

Work Number

Yes

Work Number

N/A

Borrower - Wage, Bonus - 2 YRS W2 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - ["2020","2021","2022"] - 2020, 2021, 2022 || Co Borrower - Wage, Bonus - 2 YRS W2 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - ["2020","2021","2022"] - 2020, 2021, 2022

Borrower - Executed 4506T Verified - ["2020","2021","2022"] - 2020, 2021, 2022 || Co Borrower - Executed 4506T Verified - ["2020","2021","2022"] - 2020, 2021, 2022

XXXX

731

XXXX

Unknown

Permanent Resident Alien

Permanent Non-US Citizen

N/A

Real ID Driver's License

XXXX

I-551 Permanent Resident Card

XXXX

US Citizen

N/A

Standard Driver's License - Not for federal Use

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

79690.85

25.9

79690.85

25.9

50.0

Borrower As Individual

N/A

10001209

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Client Affirms Non-QM Status

21172.2

02/01/2022

3.610%

Manual Underwriting

4.185%

3.875%

$2,964.37

$9,297.96

$774.83

$2,025.00

$168.75

$0.00

$3,907.95

$27,281.51

N/A

XXXX

$0.00

XXXX

20.29%

Self-Employed

24 Month Bank Statement

N/A

Yes

100.00%

N/A

Borrower - SESoleProprietor - Business Bank Statements Verified - ["2020","2021"] - 2020, 2021

Borrower - ["2020","2021"] - 2020, 2021

XXXX

726

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

32573.20

8.3

32573.20

8.3

80.0

N/A

Borrower As Individual

N/A

10001225

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Client Affirms Non-QM Status

19186.25

01/25/2022

3.620%

Manual Underwriting

4.071%

3.875%

$4,225.87

$7,962.60

$663.55

$6,384.00

$532.00

$0.00

$5,421.42

$37,807.43

N/A

XXXX

$0.00

XXXX

18.75%

Self-Employed

12 Month Bank Statement

N/A

Yes

N/A

100.00%

N/A

Borrower - SESoleProprietor - Personal Bank Statements Verified, null Business Bank Statements Verified - ["2021","2022"] - 2021, 2022

Borrower - ["2021","2022"] - 2021, 2022

XXXX

680

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

720.77

0.2

99593.42

28.7

75.0

N/A

Borrower As Individual

N/A

10001237

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Client Affirms Non-QM Status

14710.0

02/08/2022

3.610%

Manual Underwriting

5.136%

4.875%

$3,191.13

$13,783.44

$1,148.62

$5,925.12

$493.76

$3,082.08

$256.84

$0.00

$5,090.35

$49,423.69

N/A

XXXX

$256.84

XXXX

Monthly

15.94%

Self-Employed

12 Month Bank Statement

N/A

Yes

Missing

100.00%

50.00%

N/A

Yes

N/A

Borrower - SESoleProprietor - CPA Letter Verified, 2 YRS Executed 4506T Verified, Business Bank Statements Verified, Lease Agreements Verified - ["2021"] - 2021

Borrower - 2 YRS Executed 4506T Verified - ["2021"] - 2021

XXXX

720

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

207137.86

40.7

207137.86

40.7

90.0

N/A

Borrower As Individual

N/A

10001244

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Client Affirms Non-QM Status

11255.0

03/31/2022

4.490%

Manual Underwriting

6.355%

6.125%

$3,548.45

$14,636.76

$1,219.73

$1,638.00

$136.50

$0.00

$4,904.68

$11,321.32

N/A

XXXX

$0.00

XXXX

37.10%

Self-Employed

12 Month Bank Statement

N/A

Yes

Missing

100.00%

N/A

Borrower - SESoleProprietor - 2 YRS Executed 4506T Verified, Business Bank Statements Verified - ["2022","2021"] - 2022, 2021

Borrower - 2 YRS Executed 4506T Verified - ["2022","2021"] - 2022, 2021

XXXX

752

XXXX

Unknown

Permanent Resident Alien

Permanent Non-US Citizen

N/A

Standard Driver's License - Not for federal use

XXXX

I-151 Permanent Resident Card

XXXX

Fee Simple

XXXX

N/A

29881.47

6.1

29881.47

6.1

80.0

N/A

Borrower As Individual

N/A

10001245

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Client Affirms Non-QM Status

17020.0

02/11/2022

3.610%

Manual Underwriting

4.195%

4.000%

$3,953.00

$6,771.60

$564.30

$1,415.64

$117.97

$0.00

$4,635.27

$8,619.19

N/A

XXXX

$0.00

XXXX

47.98%

Self-Employed

Not Employed

24 Month Bank Statement

N/A

Yes

Missing

N/A

100.00%

0.00%

N/A

Borrower - SESoleProprietor - 2 YRS Executed 4506T Verified, Personal Bank Statements Verified - ["2021","2022"] - 2021, 2022 || Co Borrower - Other REO Net Rental Income(Loss)

Borrower - 2 YRS Executed 4506T Verified - ["2021","2022"] - 2021, 2022 || Co Borrower

XXXX

733

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

47454.83

10.2

47454.83

10.2

90.0

N/A

Borrower As Individual

N/A

10001334

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Client Affirms Non-QM Status

52927.5

12/05/2021

3.160%

Manual Underwriting

3.830%

3.625%

$7,524.85

$14,397.84

$1,199.82

$3,714.96

$309.58

$10,812.00

$901.00

$0.00

$9,935.25

$78,093.94

N/A

XXXX

$901.00

XXXX

Annually

13.64%

12.16%

Employed

2YR Full Doc

2 YRS W2

2+ Months

N/A

Yes

0.00%

N/A

Borrower - Commission - 2 YRS W2 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021

Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021

XXXX

793

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

.00

0.0

412531.04

55.8

71.74

N/A

Borrower As Individual

N/A

10001335

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

3.990%

$4,599.14

$15,563.04

$1,296.92

$855.12

$71.26

$612.00

$51.00

$0.00

$6,018.32

N/A

XXXX

$51.00

XXXX

Monthly

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

0.77

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

793

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

.00

0.0

601958.24

100.0

65.0

N/A

Yes

Borrower As Individual

N/A