MORGAN STANLEY CAPITAL I INC. ABS-15G
Exhibit 99.1 Schedule 2
| Seller | Loan ID | Seller Loan ID | Investor Loan ID | Queue | Created Date | Last Modified Date | Finding Status | Event Level | Initial Finding Grade | Current/Final Finding Grade | Finding Category | Finding Sub Category | Finding Name | Reviewer Comments | Seller Comments | Finding Resolution | Finding Document | Reviewer Comp Factors | Originator Comp Factors | State | Occupancy | Loan Purpose | Refinance Purpose | Unique Finding ID | Acknowledged / Waived By | Waiver in File? |
| XXXX | 10001638 | Closed | 2026-03-12 03:10 | 2026-03-24 13:14 | Resolved | 1 - Information | C | A | Credit | Title | Title Coverage is Less than Subject Lien(s) Total | Resolved-The documentation received was sufficient to resolve the finding. Title Policy - Due Diligence Vendor-XX/XX/XXXX Resolved-Title Coverage Amount of XXXXXX is equal to or greater than Total Amount of Subject Lien(s) - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Due Diligence Vendor-XX/XX/XXXX Open-File contains only the title commitment on pg XXX reflecting coverage amount of $XXX,XXX. The Note on pg XXX reflects the loan amount of $XXX,XXX. Missing the final title policy. - Due Diligence Vendor-XX/XX/XXXX Open-Title Coverage Amount of XXXXXX is Less than Loan Amount - Due Diligence Vendor-XX/XX/XXXX |
document uploaded - XX/XX/XXXX |
Resolved-The documentation received was sufficient to resolve the finding. Title Policy - Due Diligence Vendor-XX/XX/XXXX Resolved-Title Coverage Amount of XXXXXX is equal to or greater than Total Amount of Subject Lien(s) - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXX.pdf | XXXX | Investment | Refinance | Cash Out - Other | 8062866 | N/A | N/A | ||||
| XXXX | 10001638 | Closed | 2026-03-13 11:40 | 2026-03-24 10:15 | Acknowledged | 2 - Non-Material | C | B | Credit | Credit | Property potentially affected by FEMA Disaster(s) INDIVIDUAL ASSISTANCE AREA (3) | Acknowledged-The damage if any has been repaired. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Due Diligence Vendor-XX/XX/XXXX Open-Property potentially affected by FEMA Disaster ID XXXX. XXXX , XXXX - Declared XX/XX/XXXX with an Incident End Date of XXXX-XX-XX with Public Assistance: YES and Individual Assistance: YES. Property inspection with exterior photos required. Property potentially affected by FEMA Disaster ID XXXX. XXXX, XXXX - Declared XX/XX/XXXX with an Incident End Date of XXXX-XX-XX with Public Assistance: YES and Individual Assistance: NO. Property inspection with exterior photos required. Property potentially affected by FEMA Disaster ID XXXX. XXXX - Declared XX/XX/XXXX with an Incident End Date of XXXX-XX-XX with Public Assistance: YES and Individual Assistance: NO. Property inspection with exterior photos required. Property potentially affected by FEMA Disaster ID XXXX. XXXX - Declared XX/XX/XXXX with an Incident End Date of XXXX-XX-XX with Public Assistance: YES and Individual Assistance: NO. Property inspection with exterior photos required. Property potentially affected by FEMA Disaster ID XXXX. XXXX - Declared XX/XX/XXXX with an Incident End Date of XXXX-XX-XX with Public Assistance: YES and Individual Assistance: YES. Property inspection with exterior photos required. - Due Diligence Vendor-XX/XX/XXXX Open-Property potentially affected by FEMA Disaster ID XXXX. XXXX , XXXX - Declared XX/XX/XXXX with an Incident End Date of XXXX-XX-XX with Public Assistance: YES and Individual Assistance: YES. Property inspection with exterior photos required. - Due Diligence Vendor-XX/XX/XXXX |
Document Uploaded - XX/XX/XXXX |
Acknowledged-The damage if any has been repaired. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXX.pdf | XXXX | Investment | Refinance | Cash Out - Other | 8101664 | Investor Post-Close | No | ||||
| XXXX | 10001686 | Closed | 2026-03-12 02:33 | 2026-03-26 16:03 | Waived | 2 - Non-Material | C | B | Property | Value | All Valuation Products Have Variations to Primary that Exceeds -10% | Waived- - Due Diligence Vendor-XX/XX/XXXX Open-All Valuation entries have a Variance to Primary value that exceeds -XX%. BPO variance is greater than XX% variance from the appraisal with value at XXX,XXX for the BPO. - Due Diligence Vendor-XX/XX/XXXX |
Reserves of XX months FICO score of XXX |
XXXX | Investment | Purchase | NA | 8062676 | Investor Post-Close | No | ||||||
| XXXX | 10001686 | Closed | 2026-03-13 12:03 | 2026-03-23 14:46 | Acknowledged | 2 - Non-Material | C | B | Credit | Credit | Property potentially affected by FEMA Disaster(s) INDIVIDUAL ASSISTANCE AREA (3) | Acknowledged-The damage if any has been repaired. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Due Diligence Vendor-XX/XX/XXXX Open-Property potentially affected by FEMA Disaster ID XXXX. XXXX, FL - Declared XX/XX/XXXX with an Incident End Date of XXXX-XX-XX with Public Assistance: YES and Individual Assistance: YES. Property inspection with exterior photos required. - Due Diligence Vendor-XX/XX/XXXX |
Document uploaded - XX/XX/XXXX |
Acknowledged-The damage if any has been repaired. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXX.pdf | XXXX | Investment | Purchase | NA | 8102354 | Investor Post-Close | No | ||||
| XXXX | 10001633 | Closed | 2026-03-13 11:24 | 2026-03-24 10:04 | Acknowledged | 2 - Non-Material | B | B | Credit | Credit | Property potentially affected by FEMA Disaster(s) PUBLIC ASSISTANCE AREA | Acknowledged-The damage if any has been repaired. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Due Diligence Vendor-XX/XX/XXXX Open-Property potentially affected by FEMA Disaster ID XXXX. XXXX , XXXX - Declared XX/XX/XXXX with an Incident End Date of XXXX-XX-XX with Public Assistance: YES and Individual Assistance: YES. Property inspection with exterior photos required. - Due Diligence Vendor-XX/XX/XXXX |
Document Uploaded - XX/XX/XXXX |
Acknowledged-The damage if any has been repaired. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXX.pdf | XXXX | Investment | Purchase | NA | 8101224 | Investor Post-Close | No | ||||
| XXXX | 10001003 | Closed | 2026-03-13 08:31 | 2026-03-24 09:57 | Acknowledged | 2 - Non-Material | C | B | Credit | Credit | Property potentially affected by FEMA Disaster(s) INDIVIDUAL ASSISTANCE AREA (3) | Acknowledged-The damage if any has been repaired. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Due Diligence Vendor-XX/XX/XXXX Open-Property potentially affected by FEMA Disaster ID XXXX. XXXX - Declared XX/XX/XXXX with an Incident End Date of XXXX-XX-XX with Public Assistance: YES and Individual Assistance: YES. Property inspection with exterior photos required. - Due Diligence Vendor-XX/XX/XXXX |
Document uploaded - XX/XX/XXXX |
Acknowledged-The damage if any has been repaired. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXX.pdf | XXXX | Investment | Refinance | Cash Out - Other | 8095671 | Investor Post-Close | No | ||||
| XXXX | 10001003 | Closed | 2026-03-13 09:25 | 2026-03-19 15:34 | Waived | 2 - Non-Material | D | B | Credit | Missing Doc | Missing Lease Agreement | Waived-Waived with comp factors. - Due Diligence Vendor-XX/XX/XXXX Open-Based on appraisal report and XXXX subject is rented and lease is not present in the file. - Due Diligence Vendor-XX/XX/XXXX |
Waived-Waived with comp factors. - Due Diligence Vendor-XX/XX/XXXX |
XXX Representative credit score exceeds the minimum required of XXX by XXX points DSCR ratio of X.XX exceeds the minimum requirement of X by X.XX points. |
XXXX | Investment | Refinance | Cash Out - Other | 8097246 | Originator Post-Close | No | |||||
| XXXX | 10001641 | Closed | 2026-03-12 05:53 | 2026-03-19 17:37 | Waived | 2 - Non-Material | C | B | Credit | Eligibility | Audited LTV Exceeds Guideline LTV | Waived-LTV exceeds guideline by X.X%. Comp factors noted. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX Open-Audited LTV Exceeds Guideline LTV Audited LTV is XX.XX% whereas per XXXXXXXXX GL, the max LTV for Cash Out DSCR loan, maximum LTV allowed is XX%. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |
Waived-LTV exceeds guideline by X.X%. Comp factors noted. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |
XXX Representative credit score exceeds the minimum required of XXX by XX points DSCR ratio of X.XXX exceeds the minimum requirement of X by X.XXX points. |
XXXX | Investment | Refinance | Cash Out - Other | 8066881 | Investor Post-Close | No | |||||
| XXXX | 10001037 | Closed | 2026-03-12 05:26 | 2026-03-19 16:41 | Waived | 2 - Non-Material | C | B | Credit | Eligibility | Audited LTV Exceeds Guideline LTV | Waived-LTV exceeds guideline by X.X% applied comp factors. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX Open-Audited LTV of XX.X% exceeds Guideline LTV of XX% - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX Open-Audited LTV Exceeds Guideline LTV Audited LTV XX.X% Exceeds Guideline LTV XX% - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |
Waived-LTV exceeds guideline by X.X% applied comp factors. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |
XXX Representative credit score exceeds the minimum required of XXX by XX points DSCR ratio of X.XXX exceeds the minimum requirement of X by X.XXX points. |
XXXX | Investment | Refinance | Cash Out - Other | 8066540 | Investor Post-Close | No | |||||
| XXXX | 10001034 | Closed | 2026-03-12 15:58 | 2026-03-26 10:42 | Acknowledged | 2 - Non-Material | B | B | Credit | Credit | Property potentially affected by FEMA Disaster(s) PUBLIC ASSISTANCE AREA | Acknowledged-Free and clear of any damage - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX Ready for Review-Document Uploaded. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX Open-Property potentially affected by XXXX Disaster ID XXXX. XXXX , XXXX - Declared XX/XX/XXXX with an Incident End Date of XXXX-XX-XX with Public Assistance: YES and Individual Assistance: YES. Property inspection with exterior photos required. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |
Document uploaded - XX/XX/XXXX |
Acknowledged-Free and clear of any damage - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |
XXXXXXXX XXX.pdf | XXXX | Investment | Purchase | NA | 8083172 | Investor Post-Close | No | ||||
| XXXX | 10001034 | Closed | 2026-03-12 05:14 | 2026-03-19 16:04 | Waived | 2 - Non-Material | C | B | Credit | Eligibility | Audited Reserves are less than Guideline Required Reserves (Number of Months) | Waived-Audited Reserves of X.XX month(s) are less than Guideline Required Reserves of X month(s) GL requires X months reserves. Reserves are short -$X,XXX.XX. Comp factors added. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX Open-Audited Reserves of X.XX month(s) are less than Guideline Required Reserves of X month(s) GL requires X months reserves. Reserves are short -$X,XXX.XX. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |
Waived-Audited Reserves of X.XX month(s) are less than Guideline Required Reserves of X month(s) GL requires X months reserves. Reserves are short -$X,XXX.XX. Comp factors added. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |
XXX Representative credit score exceeds the minimum required of XXX by XX points DSCR ratio of X.XXX exceeds the minimum requirement of X by X.XXX points. |
XXXX | Investment | Purchase | NA | 8066427 | Investor Post-Close | No | |||||
| XXXX | 10001046 | Closed | 2026-03-12 14:52 | 2026-03-24 12:47 | Acknowledged | 2 - Non-Material | B | B | Credit | Credit | Property potentially affected by FEMA Disaster(s) PUBLIC ASSISTANCE AREA | Acknowledged-The damage if any has been repaired. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX Ready for Review-Document Uploaded. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX Open-Property potentially affected by XXXX Disaster ID XXXX. SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING, AR - Declared XX/XX/XXXX with an Incident End Date of XXXX-XX-XX with Public Assistance: YES and Individual Assistance: YES. Property inspection with exterior photos required. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |
document uploaded - XX/XX/XXXX |
Acknowledged-The damage if any has been repaired. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |
XXXXXXX.pdf | XXXX | Investment | Purchase | NA | 8081736 | Investor Post-Close | No | ||||
| XXXX | 10002122 | Closed | 2026-03-13 14:06 | 2026-03-26 10:46 | Acknowledged | 2 - Non-Material | C | B | Credit | Credit | Property potentially affected by FEMA Disaster(s) INDIVIDUAL ASSISTANCE AREA (3) | Acknowledged-Free and clear of damage - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX Ready for Review-Document Uploaded. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX Open-Property potentially affected by XXXX Disaster ID XXXX. XXXX - Declared XX/XX/XXXX with an Incident End Date of XXXX-XX-XX with Public Assistance: YES and Individual Assistance: NO. Property inspection with exterior photos required. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |
Document uploaded - XX/XX/XXXX |
Acknowledged-Free and clear of damage - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |
XXXXXXXX XXX.pdf | XXXX | Investment | Purchase | NA | 8105133 | Investor Post-Close | No | ||||
| XXXX | 10002122 | Closed | 2026-03-13 14:36 | 2026-03-19 17:52 | Waived | 2 - Non-Material | C | B | Credit | Debt | Mortgage history for primary residence less than 12 months | Waived-It should be noted other mortgages on the credit report are XX months plus with no lates. The primary resident mortgage was not showing on the credit report no VOM in file. Comp factors are noted. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX Open-Unable to locate mortgage history for primary. Based on docs transferred to XXXXXX and appears loan originated with balance of XXX,XXX no mortgages reflected on credit report for that amount - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |
Waived-It should be noted other mortgages on the credit report are XX months plus with no lates. The primary resident mortgage was not showing on the credit report no VOM in file. Comp factors are noted. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |
XXX Representative credit score exceeds the minimum required of XXX by XXX points $XX,XXX reserves exceed the minimum required of $X,XXX exceeds the minimum by XX months over the required minimum. |
XXXX | Investment | Purchase | NA | 8105952 | Investor Post-Close | No | |||||
| XXXX | 10001732 | Closed | 2026-03-13 13:59 | 2026-03-24 12:56 | Acknowledged | 2 - Non-Material | C | B | Credit | Credit | Property potentially affected by FEMA Disaster(s) INDIVIDUAL ASSISTANCE AREA (3) | Acknowledged-The damage if any has been repaired. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Due Diligence Vendor-XX/XX/XXXX Open-Property potentially affected by FEMA Disaster ID XXXX. XXXX - Declared XX/XX/XXXX with an Incident End Date of XXXX-XX-XX with Public Assistance: YES and Individual Assistance: YES. Property inspection with exterior photos required. - Due Diligence Vendor-XX/XX/XXXX |
document uploaded - XX/XX/XXXX |
Acknowledged-The damage if any has been repaired. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXX.pdf | XXXX | Primary Residence | Purchase | NA | 8105028 | Investor Post-Close | No | ||||
| XXXX | 10001732 | Closed | 2026-03-12 02:40 | 2026-03-19 16:31 | Waived | 2 - Non-Material | C | B | Credit | Assets | Asset 1 Does Not Meet Guideline Requirements | Waived-Comp factors added for the missing spouse authorization for asset account. - Due Diligence Vendor-XX/XX/XXXX Open-Asset Record X Does Not Meet G/L Requirements Asset X School First Credit Union #XXXX, which is being used for closing and reserves is in the non-borrowing spouse's name with no lox provided in file to utilize the funds. - Due Diligence Vendor-XX/XX/XXXX |
Waived-Comp factors added for the missing spouse authorization for asset account. - Due Diligence Vendor-XX/XX/XXXX |
XX% LTV is below the maximum XX% LTV by XX%. XXX Representative credit score exceeds the minimum required of XXX (XX% LTV) by XXX points. |
XXXX | Primary Residence | Purchase | NA | 8062710 | Investor Post-Close | No | |||||
| XXXX | 10001732 | Closed | 2026-03-12 02:18 | 2026-03-13 15:54 | Waived | 2 - Non-Material | B | B | Credit | Eligibility | Ineligible Housing History per program guidelines | Waived-Housing History Does Not Meet Guideline Requirements Borrower paid Cash for Jan, Feb, March XXXX Rents per the Landlords Request. Exception letter is on pg-XXX with comp factors. - Due Diligence Vendor-XX/XX/XXXX | Waived-Housing History Does Not Meet Guideline Requirements Borrower paid Cash for Jan, Feb, March XXXX Rents per the Landlords Request. Exception letter is on pg-XXX with comp factors. - Due Diligence Vendor-XX/XX/XXXX |
XX% LTV is below the maximum XX% LTV by XX%. XXX Representative credit score exceeds the minimum required of XXX (XX% LTV) by XXX points. |
XXXX | Primary Residence | Purchase | NA | 8062597 | Originator Pre-Close | Yes | |||||
| XXXX | 10001640 | Closed | 2026-03-13 10:40 | 2026-03-24 12:55 | Acknowledged | 2 - Non-Material | B | B | Credit | Credit | Property potentially affected by FEMA Disaster(s) PUBLIC ASSISTANCE AREA (3) | Acknowledged-The damage if any has been repaired. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Due Diligence Vendor-XX/XX/XXXX Open-Property potentially affected by FEMA Disaster ID XXXX. SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING, XXXX - Declared XX/XX/XXXX with an Incident End Date of XXXX-XX-XX with Public Assistance: YES and Individual Assistance: YES. Property inspection with exterior photos required. - Due Diligence Vendor-XX/XX/XXXX |
document uploaded - XX/XX/XXXX |
Acknowledged-The damage if any has been repaired. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXX.pdf | XXXX | Investment | Purchase | NA | 8100279 | Investor Post-Close | No | ||||
| XXXX | 10001647 | Closed | 2026-03-13 13:08 | 2026-03-26 10:47 | Acknowledged | 2 - Non-Material | C | B | Credit | Credit | Property potentially affected by FEMA Disaster(s) INDIVIDUAL ASSISTANCE AREA | Acknowledged-Free and clear of damage - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Due Diligence Vendor-XX/XX/XXXX Open-Property potentially affected by FEMA Disaster ID XXXX. SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING, XXXX - Declared XX/XX/XXXX with an Incident End Date of XXXX-XX-XX with Public Assistance: YES and Individual Assistance: YES. Property inspection with exterior photos required. Property potentially affected by FEMA Disaster ID XXXX. XXXX - Declared XX/XX/XXXX with an Incident End Date of XXXX-XX-XX with Public Assistance: YES and Individual Assistance: YES. Property inspection with exterior photos required. - Due Diligence Vendor-XX/XX/XXXX |
Document uploaded - XX/XX/XXXX |
Acknowledged-Free and clear of damage - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXX XXX.pdf | XXXX | Investment | Purchase | NA | 8103927 | Investor Post-Close | No | ||||
| XXXX | 10001700 | Closed | 2026-03-13 11:44 | 2026-03-26 16:05 | Acknowledged | 3 - Material | C | C | Credit | Credit | Property potentially affected by FEMA Disaster(s) INDIVIDUAL ASSISTANCE AREA (3) | Acknowledged-The documentation was not received for the FEMA. - Due Diligence Vendor-XX/XX/XXXX Open-Property potentially affected by FEMA Disaster ID XXXX. XXXX , XXXX- Declared XX/XX/XXXX with an Incident End Date of XXXX-XX-XX with Public Assistance: YES and Individual Assistance: YES. Property inspection with exterior photos required. - Due Diligence Vendor-XX/XX/XXXX |
Acknowledged-The documentation was not received for the FEMA. - Due Diligence Vendor-XX/XX/XXXX |
XXXX | Investment | Purchase | NA | 8101775 | Investor Post-Close | No | ||||||
| XXXX | 10001739 | Closed | 2026-03-13 14:08 | 2026-03-24 12:52 | Acknowledged | 2 - Non-Material | C | B | Credit | Credit | Property potentially affected by FEMA Disaster(s) INDIVIDUAL ASSISTANCE AREA (2) | Acknowledged-The damage if any has been repaired. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Due Diligence Vendor-XX/XX/XXXX Open-Property potentially affected by FEMA Disaster ID XXXX. XXXX, XXXX - Declared XX/XX/XXXX with an Incident End Date of XXXX-XX-XX with Public Assistance: YES and Individual Assistance: YES. Property inspection with exterior photos required. Property potentially affected by FEMA Disaster ID XXXX. XXXX - Declared XX/XX/XXXX with an Incident End Date of XXXX-XX-XX with Public Assistance: YES and Individual Assistance: YES. Property inspection with exterior photos required. Property potentially affected by FEMA Disaster ID XXXX. XXXX - Declared XX/XX/XXXX with an Incident End Date of XXXX-XX-XX with Public Assistance: YES and Individual Assistance: NO. Property inspection with exterior photos required. Property potentially affected by FEMA Disaster ID XXXX. XXXX - Declared XX/XX/XXXX with an Incident End Date of XXXX-XX-XX with Public Assistance: YES and Individual Assistance: NO. Property inspection with exterior photos required. Property potentially affected by FEMA Disaster ID XXXX. XXXX , FL - Declared XX/XX/XXXX with an Incident End Date of XXXX-XX-XX with Public Assistance: YES and Individual Assistance: YES. Property inspection with exterior photos required. - Due Diligence Vendor-XX/XX/XXXX |
document uploaded - XX/XX/XXXX |
Acknowledged-The damage if any has been repaired. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXX.pdf | XXXX | Investment | Purchase | NA | 8105169 | Investor Post-Close | No | ||||
| XXXX | 10001741 | Closed | 2026-03-12 13:18 | 2026-03-24 12:53 | Acknowledged | 2 - Non-Material | B | B | Credit | Credit | Property potentially affected by FEMA Disaster(s) PUBLIC ASSISTANCE AREA (3) | Acknowledged-The damage if any has been repaired. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Due Diligence Vendor-XX/XX/XXXX Open-Property potentially affected by FEMA Disaster ID XXXX. XXXX - Declared XX/XX/XXXX with an Incident End Date of XXXX-XX-XX with Public Assistance: YES and Individual Assistance: YES. Property inspection with exterior photos required. - Due Diligence Vendor-XX/XX/XXXX |
document uploaded - XX/XX/XXXX |
Acknowledged-The damage if any has been repaired. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXX.pdf | XXXX | Investment | Refinance | Cash Out - Other | 8079762 | Investor Post-Close | No | ||||
| XXXX | 10001658 | Closed | 2026-03-13 10:49 | 2026-03-24 12:50 | Acknowledged | 2 - Non-Material | C | B | Credit | Credit | Property potentially affected by FEMA Disaster(s) INDIVIDUAL ASSISTANCE AREA (3) | Acknowledged-The damage if any has been repaired. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Due Diligence Vendor-XX/XX/XXXX Open-Property potentially affected by FEMA Disaster ID XXXX. SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING, XXXX - Declared XX/XX/XXXX with an Incident End Date of XXXX-XX-XX with Public Assistance: YES and Individual Assistance: YES. Property inspection with exterior photos required. - Due Diligence Vendor-XX/XX/XXXX |
document uploaded - XX/XX/XXXX |
Acknowledged-The damage if any has been repaired. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXX.pdf | XXXX | Investment | Purchase | NA | 8100410 | Investor Post-Close | No | ||||
| XXXX | 10001118 | Closed | 2026-03-13 10:12 | 2026-03-24 12:48 | Acknowledged | 2 - Non-Material | C | B | Credit | Credit | Property potentially affected by FEMA Disaster(s) INDIVIDUAL ASSISTANCE AREA | Acknowledged-The damage if any has been repaired. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Due Diligence Vendor-XX/XX/XXXX Open-Property potentially affected by FEMA Disaster ID XXXX. XXXX - Declared XX/XX/XXXX with an Incident End Date of XXXX-XX-XX with Public Assistance: YES and Individual Assistance: YES. Property inspection with exterior photos required. - Due Diligence Vendor-XX/XX/XXXX |
document uploaded - XX/XX/XXXX |
Acknowledged-The damage if any has been repaired. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXX.pdf | XXXX | Investment | Purchase | NA | 8099813 | Investor Post-Close | No | ||||
| XXXX | 10001721 | Closed | 2026-03-13 13:24 | 2026-03-24 10:18 | Acknowledged | 2 - Non-Material | B | B | Credit | Credit | Property potentially affected by FEMA Disaster(s) PUBLIC ASSISTANCE AREA | Acknowledged-The damage if any has been repaired. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Due Diligence Vendor-XX/XX/XXXX Open-Property potentially affected by FEMA Disaster ID XXXX. SEVERE WINTER STORMS, STRAIGHT-LINE WINDS, FLOODING, LANDSLIDES, AND MUDSLIDES, XXXX - Declared XX/XX/XXXX with an Incident End Date of XXXX-XX-XX with Public Assistance: YES and Individual Assistance: YES. Property inspection with exterior photos required. - Due Diligence Vendor-XX/XX/XXXX |
Document uploaded - XX/XX/XXXX |
Acknowledged-The damage if any has been repaired. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXX.pdf | XXXX | Investment | Purchase | NA | 8104220 | Investor Post-Close | No | ||||
| XXXX | 10001721 | Closed | 2026-03-12 02:42 | 2026-03-19 16:21 | Waived | 2 - Non-Material | C | B | Credit | Credit | Certificate of Corp./LLC Formation or Articles of Organization not in file | Waived-Applied comp factors for the missing business for use of assets. - Due Diligence Vendor-XX/XX/XXXX Open-Borrower is using Business assets to qualify, but we do not have any business documents in file showing the ownership % of the borrower in business, need business docs with ownership % and LOX for use of funds with no impact to operation from CPA. - Due Diligence Vendor-XX/XX/XXXX |
Waived-Applied comp factors for the missing business for use of assets. - Due Diligence Vendor-XX/XX/XXXX |
XXX Representative credit score exceeds the minimum required of XXX by XX points DSCR ratio of X.XXX exceeds the minimum requirement of X by X.XXX points. |
XXXX | Investment | Purchase | NA | 8062724 | Investor Post-Close | No | |||||
| XXXX | 10001721 | Closed | 2026-03-12 00:53 | 2026-03-19 16:16 | Waived | 2 - Non-Material | C | B | Credit | Assets | Asset 1 Does Not Meet Guideline Requirements | Waived-One month of bank statements provided for two different accounts. Comp factors noted. - Due Diligence Vendor-XX/XX/XXXX Open-Asset Record X Does Not Meet G/L Requirements As per Guidelines page #XXX for XXXXXXXXX program A copy of the two (X) most recent bank statements for the account. If the funds are not seasoned a minimum of sixty (XX) days, a letter of explanation is required along with the information to comprise a sixty (XX) day chain of funds, In the loan file we have only X month statement on page #XXX. - Due Diligence Vendor-XX/XX/XXXX |
Waived-One month of bank statements provided for two different accounts. Comp factors noted. - Due Diligence Vendor-XX/XX/XXXX |
XXX Representative credit score exceeds the minimum required of XXX by XX points DSCR ratio of X.XXX exceeds the minimum requirement of X by X.XXX points. |
XXXX | Investment | Purchase | NA | 8062128 | Investor Post-Close | No | |||||
| XXXX | 10001247 | Closed | 2026-03-18 09:34 | 2026-03-23 12:18 | Acknowledged | 2 - Non-Material | D | B | Property | Missing Doc | Second Appraisal/ Valuation is Missing Required for Securitizations | Acknowledged-The documentation received was sufficient for the secondary valuation. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Due Diligence Vendor-XX/XX/XXXX Open-Second Appraisal/ Valuation is Missing Required for Securitizations Please provide secondary valuation for the subject property. - Due Diligence Vendor-XX/XX/XXXX |
Document Uploaded - XX/XX/XXXX |
Acknowledged-The documentation received was sufficient for the secondary valuation. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXX.pdf | XXXX | Investment | Purchase | NA | 8184854 | Investor Post-Close | No | ||||
| XXXX | 10001252 | Closed | 2026-03-19 17:05 | 2026-03-26 16:13 | Waived | 2 - Non-Material | C | B | Credit | Eligibility | Cash reserves less than required by guidelines | Waived- - Due Diligence Vendor-XX/XX/XXXX Open-Total reserves is not met due to the reduced available balance reflected on the bank statement on page XX. Statement balance reflects an amount of $XX,XXX.XX. - Due Diligence Vendor-XX/XX/XXXX |
FICO score of XXX DSCR of X.XXX |
XXXX | Investment | Purchase | NA | 8227164 | Investor Post-Close | No | ||||||
| XXXX | 10001255 | Closed | 2026-03-18 08:58 | 2026-03-26 15:57 | Acknowledged | 2 - Non-Material | B | B | Credit | Credit | Property potentially affected by FEMA Disaster(s) PUBLIC ASSISTANCE AREA (2) | Acknowledged-Proceeding as is with B grade. - Due Diligence Vendor-XX/XX/XXXX Open-Property potentially affected by FEMA Disaster ID XXXX. XXXX , XXXX - Declared XX/XX/XXXX with an Incident End Date of XXXX-XX-XX with Public Assistance: YES and Individual Assistance: NO. Property inspection with exterior photos required. - Due Diligence Vendor-XX/XX/XXXX |
Acknowledged-Proceeding as is with B grade. - Due Diligence Vendor-XX/XX/XXXX |
XXXX | Investment | Purchase | NA | 8183919 | Investor Post-Close | No | ||||||
| XXXX | 10001204 | Closed | 2026-03-18 12:58 | 2026-03-26 16:18 | Waived | 2 - Non-Material | D | B | Compliance | Missing Doc | The Final 1003 is Missing | Waived- - Due Diligence Vendor-XX/XX/XXXX Open-The Final 1003 is Missing . Page XXX Final 1003 Section X Declarations to be completed, missing X(D)(E)(J)(K). - Due Diligence Vendor-XX/XX/XXXX |
Residual Income of $X,XXX.XX LTV of XX.XX% |
XXXX | Primary Residence | Refinance | Cash Out - Other | 8192349 | Investor Post-Close | No | ||||||
| XXXX | 10001214 | Closed | 2026-03-18 09:49 | 2026-03-26 10:13 | Acknowledged | 2 - Non-Material | C | B | Credit | Credit | Property potentially affected by FEMA Disaster(s) INDIVIDUAL ASSISTANCE AREA | Acknowledged-The documentation was sufficient for the disaster declared - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Due Diligence Vendor-XX/XX/XXXX Open-FEMA Declaration String: DR-XXXX-UT, FEMA Disaster Name: COVID-19 PANDEMIC, FEMA Disaster Type: Biological, FEMA Incident Start Date: XX/XX/XXXX, FEMA Incident End Date: XX/XX/XXXX, FEMA Declared Disaster Date: XX/XX/XXXX. - Due Diligence Vendor-XX/XX/XXXX |
Document uploaded - XX/XX/XXXX |
Acknowledged-The documentation was sufficient for the disaster declared - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXX.pdf | XXXX | Second Home | Purchase | NA | 8186248 | Investor Post-Close | No | ||||
| XXXX | 10001214 | Closed | 2026-03-18 04:20 | 2026-03-26 08:10 | Acknowledged | 3 - Material | C | C | Compliance | TRID Tolerance | Insufficient Tolerance Cure (50001028) | Acknowledged-A Lender Credit for Excess Charges of ($XXX.XX), Principal Reduction for Excess Charges of ($X.XX), and general or specific lender credit increases of ($XXX.XX) were applied to the total fee variance of ($XX,XXX.XX) between the baseline disclosure and the last Closing Disclosure. Since the lender credits and principal reduction (if applicable) are less than the total fee variance amount, they are not sufficient to cure the variance. - Due Diligence Vendor-XX/XX/XXXX Acknowledged-The Statue of Limitations is X year. - Due Diligence Vendor-XX/XX/XXXX Open-A Lender Credit for Excess Charges of ($XXX.XX), Principal Reduction for Excess Charges of ($X.XX), and general or specific lender credit increases of ($XXX.XX) were applied to the total fee variance of ($XX,XXX.XX) between the baseline disclosure and the last Closing Disclosure. Since the lender credits and principal reduction (if applicable) are less than the total fee variance amount, they are not sufficient to cure the variance. Due to the increase in lender credit, COC is required for compliance purposes. The final CD reflects the $XX,XXX.XX as a loan discount fee whereas the previous CD reflected it as a discount and Mortgage Broker fee. - Due Diligence Vendor-XX/XX/XXXX Open-The final CD reflects the $XX,XXX.XX as a loan discount fee whereas the previous CD reflected it as a discount and Mortgage Broker fee. - Due Diligence Vendor-XX/XX/XXXX Open- - Due Diligence Vendor-XX/XX/XXXX Open- - Due Diligence Vendor-XX/XX/XXXX Open- - Due Diligence Vendor-XX/XX/XXXX Open- - Due Diligence Vendor-XX/XX/XXXX Open- - Due Diligence Vendor-XX/XX/XXXX Open- - Due Diligence Vendor-XX/XX/XXXX Open- - Due Diligence Vendor-XX/XX/XXXX |
Acknowledged-A Lender Credit for Excess Charges of ($XXX.XX), Principal Reduction for Excess Charges of ($X.XX), and general or specific lender credit increases of ($XXX.XX) were applied to the total fee variance of ($XX,XXX.XX) between the baseline disclosure and the last Closing Disclosure. Since the lender credits and principal reduction (if applicable) are less than the total fee variance amount, they are not sufficient to cure the variance. - Due Diligence Vendor-XX/XX/XXXX Acknowledged-The Statue of Limitations is X year. - Due Diligence Vendor-XX/XX/XXXX |
XXXX | Second Home | Purchase | NA | 8178031 | Investor Post-Close | No | ||||||
| XXXX | 10001214 | Closed | 2026-03-18 10:17 | 2026-03-20 15:22 | Acknowledged | 2 - Non-Material | C | B | Compliance | Compliance | TRID CD disclosure violation; Closing Disclosure is missing the Mortgage Lender's NMLS ID. | Acknowledged-The Statue of Limitations is X year. - Due Diligence Vendor-XX/XX/XXXX Open-Amres Corporation NMLS ID is missing from the final CD. - Due Diligence Vendor-XX/XX/XXXX |
Acknowledged-The Statue of Limitations is X year. - Due Diligence Vendor-XX/XX/XXXX |
XXXX | Second Home | Purchase | NA | 8186988 | Investor Post-Close | No | ||||||
| XXXX | 10001214 | Closed | 2026-03-18 11:13 | 2026-03-18 11:18 | Waived | 2 - Non-Material | B | B | Credit | Eligibility | Condo project is ineligible | Waived-The condo is considered non-warrantable due to the project containing commercial condo units separate from the residential condo. Exception in file pg XXXX. - Due Diligence Vendor-XX/XX/XXXX | Waived-The condo is considered non-warrantable due to the project containing commercial condo units separate from the residential condo. Exception in file pg XXXX. - Due Diligence Vendor-XX/XX/XXXX |
XX% LTV is below the maximum XX% LTV by X%. XX.XX% DTI is below the maximum XX% DTI by XX.XX%. XX.XX% DTI is below the maximum XX% DTI by XX.XX%. |
XXXX | Second Home | Purchase | NA | 8188521 | Originator Pre-Close | Yes | |||||
| XXXX | 10001223 | Closed | 2026-03-18 17:42 | 2026-03-23 14:27 | Acknowledged | 2 - Non-Material | C | B | Credit | Credit | Property potentially affected by FEMA Disaster(s) INDIVIDUAL ASSISTANCE AREA (3) | Acknowledged-The damage if any has been repaired. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Document uploaded - Due Diligence Vendor-XX/XX/XXXX Open-Property potentially affected by FEMA Disaster ID XXXX. WILDFIRES AND STRAIGHT-LINE WINDS, XXXX - Declared XX/XX/XXXX with an Incident End Date of XXXX-XX-XX with Public Assistance: YES and Individual Assistance: YES. Property inspection with exterior photos required. - Due Diligence Vendor-XX/XX/XXXX |
Acknowledged-The damage if any has been repaired. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXX.pdf | XXXX | Investment | Refinance | No Cash Out - Borrower Initiated | 8201351 | Investor Post-Close | No | |||||
| XXXX | 10001223 | Closed | 2026-03-19 14:53 | 2026-03-23 14:26 | Acknowledged | 2 - Non-Material | D | B | Property | Missing Doc | Second Appraisal/ Valuation is Missing Required for Securitizations | Acknowledged-Documentation received was sufficient for secondary valuation. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Due Diligence Vendor-XX/XX/XXXX Open-Second Appraisal/ Valuation is Missing Required for Securitizations Secondary Valuation or Additional Valuation for securitization purposes is missing. File needs a FNMA or FHLMC UCDP/SSR report with a score less than X.X, or the file needs an Appraisal Desk Review. Both the FNMA CU and FHLMC LXXXXscores provided were over X.X. - Due Diligence Vendor-XX/XX/XXXX |
Document uploaded - XX/XX/XXXX |
Acknowledged-Documentation received was sufficient for secondary valuation. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXX.pdf | XXXX | Investment | Refinance | No Cash Out - Borrower Initiated | 8223886 | Investor Post-Close | No | ||||
| XXXX | 10001208 | Closed | 2026-03-18 00:40 | 2026-03-26 16:20 | Waived | 2 - Non-Material | D | B | Compliance | Missing Doc | The Final 1003 is Incomplete | Waived- - Due Diligence Vendor-XX/XX/XXXX Open-The Final XXXX is Incomplete The Final XXXX signed on closing date XX/XX/XXXX is missing in file. - Due Diligence Vendor-XX/XX/XXXX |
Reserves of XX.XX months FICO score of XXX DTI of XX.XX% |
XXXX | Primary Residence | Refinance | Limited Cash Out - <1% of Loan Amount or $2000 | 8175700 | Investor Post-Close | No | ||||||
| XXXX | 10001208 | Closed | 2026-03-18 07:08 | 2026-03-26 15:58 | Acknowledged | 2 - Non-Material | B | B | Credit | Credit | Property potentially affected by FEMA Disaster(s) PUBLIC ASSISTANCE AREA (3) | Acknowledged-Proceeding as is with B grade. - Due Diligence Vendor-XX/XX/XXXX Open-Property potentially affected by FEMA Disaster ID XXXX. XXXX , XXXX - Declared XX/XX/XXXX with an Incident End Date of XXXX-XX-XX with Public Assistance: YES and Individual Assistance: NO. Property inspection with exterior photos required. - Due Diligence Vendor-XX/XX/XXXX |
Acknowledged-Proceeding as is with B grade. - Due Diligence Vendor-XX/XX/XXXX |
XXXX | Primary Residence | Refinance | Limited Cash Out - <1% of Loan Amount or $2000 | 8181165 | Investor Post-Close | No | ||||||
| XXXX | 10001208 | Closed | 2026-03-18 07:08 | 2026-03-26 15:58 | Acknowledged | 2 - Non-Material | B | B | Credit | Credit | Property potentially affected by FEMA Disaster(s) PUBLIC ASSISTANCE AREA (2) | Acknowledged-Proceeding as is with B grade. - Due Diligence Vendor-XX/XX/XXXX Open-Property potentially affected by FEMA Disaster ID XXXX. XXXX - Declared XX/XX/XXXX with an Incident End Date of XXXX-XX-XX with Public Assistance: YES and Individual Assistance: NO. Property inspection with exterior photos required. - Due Diligence Vendor-XX/XX/XXXX |
Acknowledged-Proceeding as is with B grade. - Due Diligence Vendor-XX/XX/XXXX |
XXXX | Primary Residence | Refinance | Limited Cash Out - <1% of Loan Amount or $2000 | 8181155 | Investor Post-Close | No | ||||||
| XXXX | 10001208 | Closed | 2026-03-18 07:07 | 2026-03-26 15:58 | Acknowledged | 2 - Non-Material | B | B | Credit | Credit | Property potentially affected by FEMA Disaster(s) PUBLIC ASSISTANCE AREA | Acknowledged-Proceeding as is with B grade. - Due Diligence Vendor-XX/XX/XXXX Open-Property potentially affected by FEMA Disaster ID XXXX. XXXX - Declared XX/XX/XXXX with an Incident End Date of XXXX-XX-XX with Public Assistance: YES and Individual Assistance: NO. Property inspection with exterior photos required. - Due Diligence Vendor-XX/XX/XXXX |
Acknowledged-Proceeding as is with B grade. - Due Diligence Vendor-XX/XX/XXXX |
XXXX | Primary Residence | Refinance | Limited Cash Out - <1% of Loan Amount or $2000 | 8181140 | Investor Post-Close | No | ||||||
| XXXX | 10001206 | Closed | 2026-03-18 08:31 | 2026-03-24 13:08 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Title Document is Partially Present | Resolved-The documentation received was sufficient to resolve the finding. Title Policy - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Due Diligence Vendor-XX/XX/XXXX Open-The Title page XXX and XXX shows only the borrower as being on Title. There is a Non-borrowing spouse listed on the Deed of Trust and other closing documents. - Due Diligence Vendor-XX/XX/XXXX |
document uploaded - XX/XX/XXXX |
Resolved-The documentation received was sufficient to resolve the finding. Title Policy - Due Diligence Vendor-XX/XX/XXXX |
TPOL_XXXXXXXX.pdf | XXXX | Primary Residence | Purchase | NA | 8183296 | N/A | N/A | ||||
| XXXX | 10001206 | Closed | 2026-03-18 10:56 | 2026-03-23 14:57 | Acknowledged | 2 - Non-Material | C | B | Credit | Credit | Property potentially affected by FEMA Disaster(s) INDIVIDUAL ASSISTANCE AREA | Acknowledged-The damage if any has been repaired. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Due Diligence Vendor-XX/XX/XXXX Open-FEMA Declaration String: DR-XXXX-UT, FEMA Disaster Name: COVID-XX PANDEMIC, FEMA Disaster Type: Biological, FEMA Incident Start Date: XX/XX/XXXX, FEMA Incident End Date: XX/XX/XXXX, FEMA Declared Disaster Date: XX/XX/XXXX. - Due Diligence Vendor-XX/XX/XXXX |
Document uploaded. - XX/XX/XXXX |
Acknowledged-The damage if any has been repaired. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXX.pdf | XXXX | Primary Residence | Purchase | NA | 8187960 | Investor Post-Close | No | ||||
| XXXX | 10001206 | Closed | 2026-03-18 08:21 | 2026-03-20 15:35 | Acknowledged | 2 - Non-Material | D | B | Compliance | Missing Doc | TRID: Missing Closing Disclosure | Acknowledged-The Statue of Limitations is X year. - Due Diligence Vendor-XX/XX/XXXX Open-TRID: Missing Final Closing Disclosure The Lender Company XXXX XX is missing on the Final Closing Disclosure (CD). - Due Diligence Vendor-XX/XX/XXXX |
Acknowledged-The Statue of Limitations is X year. - Due Diligence Vendor-XX/XX/XXXX |
XXXX | Primary Residence | Purchase | NA | 8183006 | Investor Post-Close | No | ||||||
| XXXX | 10001224 | Closed | 2026-03-18 08:41 | 2026-03-24 12:39 | Acknowledged | 2 - Non-Material | C | B | Credit | Credit | Property potentially affected by FEMA Disaster(s) INDIVIDUAL ASSISTANCE AREA | Acknowledged-The damage if any has been repaired. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Due Diligence Vendor-XX/XX/XXXX Open-Property potentially affected by FEMA Disaster ID XXXX. SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING, XXXX - Declared XX/XX/XXXX with an Incident End Date of XXXX-XX-XX with Public Assistance: YES and Individual Assistance: YES. Property inspection with exterior photos required. - Due Diligence Vendor-XX/XX/XXXX |
Document Uploaded - XX/XX/XXXX |
Acknowledged-The damage if any has been repaired. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXX.pdf | XXXX | Primary Residence | Purchase | NA | 8183496 | Investor Post-Close | No | ||||
| XXXX | 10001224 | Closed | 2026-03-18 03:56 | 2026-03-20 15:35 | Acknowledged | 2 - Non-Material | D | B | Compliance | Missing Doc | TRID: Missing Closing Disclosure | Acknowledged-The Statue of Limitations is X year. - Due Diligence Vendor-XX/XX/XXXX Open-TRID: Missing Final Closing Disclosure We have gift amount of $XX,XXX at page #XXX, amount has been credited into settlement agent account on XX/XX/XXXX and we have wire confirmation at page #XXX but the amount of $XX,XXX not adjusted under final CD or PCCD. - Due Diligence Vendor-XX/XX/XXXX |
Acknowledged-The Statue of Limitations is X year. - Due Diligence Vendor-XX/XX/XXXX |
XXXX | Primary Residence | Purchase | NA | 8177574 | Investor Post-Close | No | ||||||
| XXXX | 10001224 | Closed | 2026-03-18 04:03 | 2026-03-20 15:02 | Acknowledged | 2 - Non-Material | D | B | Compliance | Disclosure | Missing Intent to Proceed | Acknowledged-The Statue of Limitations is X year. - Due Diligence Vendor-XX/XX/XXXX Open-Missing Signed Intent to Proceed Disclosure. Required on Primary Residence and Second Homes. Intent to proceed document is missing in file, as loan type is primary purchase, we need intent to proceed. - Due Diligence Vendor-XX/XX/XXXX |
Acknowledged-The Statue of Limitations is X year. - Due Diligence Vendor-XX/XX/XXXX |
XXXX | Primary Residence | Purchase | NA | 8177744 | Investor Post-Close | No | ||||||
| XXXX | 10001238 | Closed | 2026-03-19 15:09 | 2026-03-26 10:31 | Acknowledged | 2 - Non-Material | C | B | Credit | Credit | Property potentially affected by FEMA Disaster(s) INDIVIDUAL ASSISTANCE AREA | Acknowledged-Received a report indicated the property does not have any damage. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Due Diligence Vendor-XX/XX/XXXX Open-Property potentially affected by FEMA Disaster ID XXXX. WILDFIRES AND STRAIGHT-LINE WINDS XXXX - Declared XX/XX/XXXX with an Incident End Date of XXXX-XX-XX with Public Assistance: YES and Individual Assistance: YES. Property inspection with exterior photos required. - Due Diligence Vendor-XX/XX/XXXX |
Document uploaded. - XX/XX/XXXX |
Acknowledged-Received a report indicated the property does not have any damage. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXX.pdf | XXXX | Investment | Purchase | NA | 8224476 | Investor Post-Close | No | ||||
| XXXX | 10001238 | Closed | 2026-03-19 15:08 | 2026-03-23 12:05 | Acknowledged | 2 - Non-Material | B | B | Credit | Credit | Property potentially affected by FEMA Disaster(s) PUBLIC ASSISTANCE AREA | Acknowledged-Received a report indicated the property does not have any damage. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Due Diligence Vendor-XX/XX/XXXX Open-Property potentially affected by FEMA Disaster ID XXXX. SEVERE WINTER STORMS FLOODING LANDSLIDES AND MUDSLIDES XXXX - Declared XX/XX/XXXX with an Incident End Date of XXXX-XX-XX with Public Assistance: YES and Individual Assistance: NO. Property inspection with exterior photos required. - Due Diligence Vendor-XX/XX/XXXX |
Document uploaded - XX/XX/XXXX |
Acknowledged-Received a report indicated the property does not have any damage. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXX.pdf | XXXX | Investment | Purchase | NA | 8224272 | Investor Post-Close | No | ||||
| XXXX | 10001238 | Closed | 2026-03-13 06:02 | 2026-03-20 15:35 | Acknowledged | 2 - Non-Material | D | B | Compliance | Missing Doc | TRID: Missing Closing Disclosure | Acknowledged-The Statue of Limitations is X year. - Due Diligence Vendor-XX/XX/XXXX Open-TRID: Missing Final Closing Disclosure As per Final CD pg#XXX HOA dues of $XXX.XX, is included in escrow, whereas the property is not in either PUD/Condo, the monthly amount of $XXX.XX was collected from property Insurance on pg#XXX. The Final CD is showing Homeowner's association dues instead of Hazard Insurance. The XXXX and Initial escrow disclosures are also reflecting with HOA value. - Due Diligence Vendor-XX/XX/XXXX |
Acknowledged-The Statue of Limitations is X year. - Due Diligence Vendor-XX/XX/XXXX |
XXXX | Investment | Purchase | NA | 8091773 | Investor Post-Close | No | ||||||
| XXXX | 10001243 | Closed | 2026-03-18 11:14 | 2026-03-24 12:36 | Acknowledged | 2 - Non-Material | C | B | Credit | Credit | Property potentially affected by FEMA Disaster(s) INDIVIDUAL ASSISTANCE AREA | Acknowledged-The damage if any has been repaired. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Due Diligence Vendor-XX/XX/XXXX Open-Appraisal effective date XX/XX/XXXX, Note dated XX/XX/XXXX. Property potentially affected by FEMA Disaster ID XXXX. XXXX - Declared XX/XX/XXXX with an Incident End Date of XXXX-XX-XX with Public Assistance: YES and Individual Assistance: YES. Property inspection with exterior photos required. - Due Diligence Vendor-XX/XX/XXXX |
Document Uploaded - XX/XX/XXXX |
Acknowledged-The damage if any has been repaired. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXX.XXX | XXXX | Investment | Purchase | NA | 8188560 | Investor Post-Close | No | ||||
| XXXX | 10001217 | Closed | 2026-03-18 11:28 | 2026-03-26 15:33 | Acknowledged | 2 - Non-Material | C | B | Credit | Credit | Property potentially affected by FEMA Disaster(s) INDIVIDUAL ASSISTANCE AREA (3) | Acknowledged-The damage if any has been repaired. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Due Diligence Vendor-XX/XX/XXXX Open-Property potentially affected by FEMA Disaster ID XXXX. SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING, XXXX - Declared XX/XX/XXXX with an Incident End Date of XXXX-XX-XX with Public Assistance: YES and Individual Assistance: YES. Property inspection with exterior photos required. - Due Diligence Vendor-XX/XX/XXXX |
Document uploaded - XX/XX/XXXX |
Acknowledged-The damage if any has been repaired. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXX.XXX | XXXX | Primary Residence | Purchase | NA | 8189099 | Investor Post-Close | No | ||||
| XXXX | 10001229 | Closed | 2026-03-18 12:48 | 2026-03-24 12:40 | Acknowledged | 2 - Non-Material | C | B | Credit | Credit | Property potentially affected by FEMA Disaster(s) INDIVIDUAL ASSISTANCE AREA (3) | Acknowledged-The damage if any has been repaired. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Due Diligence Vendor-XX/XX/XXXX Open-Property potentially affected by FEMA Disaster ID XXXX. SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING, XXXX - Declared XX/XX/XXXX with an Incident End Date of XXXX-XX-XX with Public Assistance: YES and Individual Assistance: YES. Property inspection with exterior photos required. - Due Diligence Vendor-XX/XX/XXXX |
Document uploaded - XX/XX/XXXX |
Acknowledged-The damage if any has been repaired. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXX.XXX | XXXX | Primary Residence | Purchase | NA | 8191874 | Investor Post-Close | No | ||||
| XXXX | 10001249 | Closed | 2026-03-18 09:34 | 2026-03-26 17:20 | Acknowledged | 3 - Material | D | D | Property | Missing Doc | Second Appraisal/ Valuation is Missing Required for Securitizations | Acknowledged-Per investor request acknowledging the condition and proceeding as is. - Due Diligence Vendor-XX/XX/XXXX Open-Second Appraisal/ Valuation is Missing Required for Securitizations Please provide secondary valuation for the subject property. - Due Diligence Vendor-XX/XX/XXXX |
Acknowledged-Per investor request acknowledging the condition and proceeding as is. - Due Diligence Vendor-XX/XX/XXXX |
XXXX | Investment | Purchase | NA | 8184829 | Investor Post-Close | No | ||||||
| XXXX | 10001249 | Closed | 2026-03-18 08:21 | 2026-03-26 16:23 | Acknowledged | 3 - Material | C | C | Credit | Credit | Property potentially affected by FEMA Disaster(s) INDIVIDUAL ASSISTANCE AREA (3) | Acknowledged-The documentation was not received for the FEMA disaster. - Due Diligence Vendor-XX/XX/XXXX Open-Property potentially affected by FEMA Disaster ID XXXX. XXXX , XXXX - Declared XX/XX/XXXX with an Incident End Date of XXXX-XX-XX with Public Assistance: YES and Individual Assistance: YES. Property inspection with exterior photos required. - Due Diligence Vendor-XX/XX/XXXX |
Acknowledged-The documentation was not received for the FEMA disaster. - Due Diligence Vendor-XX/XX/XXXX |
XXXX | Investment | Purchase | NA | 8182997 | Investor Post-Close | No | ||||||
| XXXX | 10001205 | Closed | 2026-03-19 14:55 | 2026-03-26 17:20 | Acknowledged | 3 - Material | D | D | Property | Missing Doc | Second Appraisal/ Valuation is Missing Required for Securitizations | Acknowledged-Per investor request acknowledging the condition and proceeding as is. - Due Diligence Vendor-XX/XX/XXXX Open-Second Appraisal/ Valuation is Missing Required for Securitizations Secondary Valuation or Additional Valuation for securitization purposes is missing. File needs a FNMA or FHLMC UCDP/SSR report with a score less than X.X, or the file needs an Appraisal Desk Review. Both the FNMA CU and FHLMC LXXXXscores provided were over X.X. - Due Diligence Vendor-XX/XX/XXXX |
Acknowledged-Per investor request acknowledging the condition and proceeding as is. - Due Diligence Vendor-XX/XX/XXXX |
XXXX | Primary Residence | Refinance | Cash Out - Other | 8223909 | Investor Post-Close | No | ||||||
| XXXX | 10001205 | Closed | 2026-03-18 08:36 | 2026-03-24 10:53 | Acknowledged | 2 - Non-Material | C | B | Credit | Credit | Property potentially affected by FEMA Disaster(s) INDIVIDUAL ASSISTANCE AREA (3) | Acknowledged-The damage if any has been repaired. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Due Diligence Vendor-XX/XX/XXXX Open-Property potentially affected by FEMA Disaster ID XXXX. TORNADOES, XXXX - Declared XX/XX/XXXX with an Incident End Date of XXXX-XX-XX with Public Assistance: NO and Individual Assistance: YES. Property inspection with exterior photos required. - Due Diligence Vendor-XX/XX/XXXX |
Document Uploaded - XX/XX/XXXX |
Acknowledged-The damage if any has been repaired. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXX.XXX | XXXX | Primary Residence | Refinance | Cash Out - Other | 8183395 | Investor Post-Close | No | ||||
| XXXX | 10001205 | Closed | 2026-03-18 03:47 | 2026-03-20 15:35 | Acknowledged | 2 - Non-Material | D | B | Compliance | Missing Doc | TRID: Missing Closing Disclosure | Acknowledged-The Statue of Limitations is X year. - Due Diligence Vendor-XX/XX/XXXX Open-TRID: Missing Final Closing Disclosure The Final CD signed at the Closing Date of X/XX/XXXX is missing from the file. (Only the Post Close CD dated X/XX/XXXX was provided). - Due Diligence Vendor-XX/XX/XXXX |
Acknowledged-The Statue of Limitations is X year. - Due Diligence Vendor-XX/XX/XXXX |
XXXX | Primary Residence | Refinance | Cash Out - Other | 8177508 | Investor Post-Close | No | ||||||
| XXXX | 10001205 | Closed | 2026-03-18 03:24 | 2026-03-20 15:15 | Acknowledged | 2 - Non-Material | D | B | Compliance | Missing Doc | PUD Rider is Missing | Acknowledged-Downgraded due to age of the loan. - Due Diligence Vendor-XX/XX/XXXX Open-PUD Rider is Missing Per the Appraisal, the Property is a PUD in a planned community called "XXXX" with HOA dues of $XXX per year. A PUD Rider to the Mortgage is missing. - Due Diligence Vendor-XX/XX/XXXX |
Acknowledged-Downgraded due to age of the loan. - Due Diligence Vendor-XX/XX/XXXX |
XXXX | Primary Residence | Refinance | Cash Out - Other | 8177337 | Investor Post-Close | No | ||||||
| XXXX | 10001221 | Closed | 2026-03-19 14:37 | 2026-03-26 17:20 | Acknowledged | 3 - Material | D | D | Property | Missing Doc | Second Appraisal/ Valuation is Missing Required for Securitizations | Acknowledged-Per investor request acknowledging the condition and proceeding as is. - Due Diligence Vendor-XX/XX/XXXX Open-Second Appraisal/ Valuation is Missing Required for Securitizations Secondary Valuation or Additional Valuation (with acceptable variance to Primary) is missing per guideline requirements and CU Score, if present, is greater than X.X. The CU score in the loan file is a X.X. - Due Diligence Vendor-XX/XX/XXXX |
Acknowledged-Per investor request acknowledging the condition and proceeding as is. - Due Diligence Vendor-XX/XX/XXXX |
XXXX | Primary Residence | Purchase | NA | 8223371 | Investor Post-Close | No | ||||||
| XXXX | 10001221 | Closed | 2026-03-18 14:08 | 2026-03-26 10:38 | Acknowledged | 2 - Non-Material | C | B | Credit | Credit | Property potentially affected by FEMA Disaster(s) INDIVIDUAL ASSISTANCE AREA | Acknowledged-The damage if any has been repaired. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Due Diligence Vendor-XX/XX/XXXX Open-FEMA Declaration String: DR-XXXX-TX, FEMA Disaster Name: COVID-XX PANDEMIC, FEMA Disaster Type: Biological, FEMA Incident Start Date: XX/XX/XXXX, FEMA Incident End Date: XX/XX/XXXX, FEMA Declared Disaster Date: XX/XX/XXXX. - Due Diligence Vendor-XX/XX/XXXX |
Document Uploaded - XX/XX/XXXX |
Acknowledged-The damage if any has been repaired. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXX XXX.XXX | XXXX | Primary Residence | Purchase | NA | 8194803 | Investor Post-Close | No | ||||
| XXXX | 10001221 | Closed | 2026-03-19 08:49 | 2026-03-24 13:17 | Resolved | 1 - Information | C | A | Credit | Title | Property Title Issue | Resolved-The documentation received was sufficient to resolve the finding. Title Policy - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Due Diligence Vendor-XX/XX/XXXX Open-Property Title Issue The borrower and Non-borrowing spouse is vested and signed Deed of Trust, however the Non-borrowing spouse is not listed on the Title. - Due Diligence Vendor-XX/XX/XXXX |
document uploaded - XX/XX/XXXX |
Resolved-The documentation received was sufficient to resolve the finding. Title Policy - Due Diligence Vendor-XX/XX/XXXX |
XXXX_XXXXXXXX.XXX | XXXX | Primary Residence | Purchase | NA | 8211099 | N/A | N/A | ||||
| XXXX | 10001221 | Closed | 2026-03-18 03:49 | 2026-03-20 15:35 | Acknowledged | 2 - Non-Material | D | B | Compliance | Missing Doc | TRID: Missing Initial Closing Disclosure | Acknowledged-The Statue of Limitations is X year. - Due Diligence Vendor-XX/XX/XXXX Open-TRID: Missing Closing Disclosure Initial CD is incomplete. Requesting completed Initial CD. - Due Diligence Vendor-XX/XX/XXXX |
Acknowledged-The Statue of Limitations is X year. - Due Diligence Vendor-XX/XX/XXXX |
XXXX | Primary Residence | Purchase | NA | 8177526 | Investor Post-Close | No | ||||||
| XXXX | 10001221 | Closed | 2026-03-19 09:16 | 2026-03-20 15:03 | Acknowledged | 2 - Non-Material | D | B | Compliance | Disclosure | Missing PCCD. | Acknowledged-The Statue of Limitations is X year. - Due Diligence Vendor-XX/XX/XXXX Open-As per page XX, there was a PCCD issued, however it is missing from file. - Due Diligence Vendor-XX/XX/XXXX |
Acknowledged-The Statue of Limitations is X year. - Due Diligence Vendor-XX/XX/XXXX |
XXXX | Primary Residence | Purchase | NA | 8211961 | Investor Post-Close | No | ||||||
| XXXX | 10001227 | Closed | 2026-03-18 13:30 | 2026-03-24 09:44 | Acknowledged | 2 - Non-Material | C | B | Credit | Credit | Property potentially affected by FEMA Disaster(s) INDIVIDUAL ASSISTANCE AREA | Acknowledged-The damage if any has been repaired. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Due Diligence Vendor-XX/XX/XXXX Open-Property potentially affected by FEMA Disaster ID XXXX. WILDFIRES AND STRAIGHT-LINE WINDS, XXXX - Declared XX/XX/XXXX with an Incident End Date of XXXX-XX-XX with Public Assistance: YES and Individual Assistance: YES. Property inspection with exterior photos required. - Due Diligence Vendor-XX/XX/XXXX |
Document Uploaded - XX/XX/XXXX |
Acknowledged-The damage if any has been repaired. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXX.XXX | XXXX | Primary Residence | Refinance | Cash Out - Other | 8193504 | Investor Post-Close | No | ||||
| XXXX | 10001227 | Closed | 2026-03-18 13:28 | 2026-03-24 09:44 | Acknowledged | 2 - Non-Material | B | B | Credit | Credit | Property potentially affected by FEMA Disaster(s) PUBLIC ASSISTANCE AREA | Acknowledged-The damage if any has been repaired. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Due Diligence Vendor-XX/XX/XXXX Open-X. Property potentially affected by FEMA Disaster ID XXXX. SEVERE WINTER STORMS, FLOODING, LANDSLIDES, AND MUDSLIDES, XXXX - Declared XX/XX/XXXX with an Incident End Date of XXXX-XX-XX with Public Assistance: YES and Individual Assistance: NO. Property inspection with exterior photos required. X. Property potentially affected by FEMA Disaster ID XXXX. SEVERE WINTER STORMS, STRAIGHT-LINE WINDS, FLOODING, LANDSLIDES, AND MUDSLIDES, XXXX - Declared XX/XX/XXXX with an Incident End Date of XXXX-XX-XX with Public Assistance: YES and Individual Assistance: NO. Property inspection with exterior photos required. X. Property potentially affected by FEMA Disaster ID XXXX. SEVERE WINTER STORMS, TORNADOES, FLOODING, LANDSLIDES, AND MUDSLIDES, XXXX - Declared XX/XX/XXXX with an Incident End Date of XXXX-XX-XX with Public Assistance: YES and Individual Assistance: NO. Property inspection with exterior photos required. - Due Diligence Vendor-XX/XX/XXXX |
Document Uploaded - XX/XX/XXXX |
Acknowledged-The damage if any has been repaired. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXX.XXX | XXXX | Primary Residence | Refinance | Cash Out - Other | 8193480 | Investor Post-Close | No | ||||
| XXXX | 10001227 | Closed | 2026-03-18 12:42 | 2026-03-23 09:56 | Resolved | 1 - Information | D | A | Property | Missing Doc | Second Appraisal/ Valuation is Missing | Resolved-The documentation received did support the value. - Due Diligence Vendor-XX/XX/XXXX Resolved-Secondary Valuation or Additional Valuation is present or Not Required - Due Diligence Vendor-XX/XX/XXXX Ready for Review- - Due Diligence Vendor-XX/XX/XXXX Rescinded-Document Uploaded. - Due Diligence Vendor-XX/XX/XXXX Rescinded-Secondary Valuation or Additional Valuation (with acceptable variance to Primary) is missing per XXXXXXXXX requirements and CU Score, if present, is greater than X.X Have desk review. - Due Diligence Vendor-XX/XX/XXXX |
Document uploaded - XX/XX/XXXX |
Resolved-The documentation received did support the value. - Due Diligence Vendor-XX/XX/XXXX Resolved-Secondary Valuation or Additional Valuation is present or Not Required - Due Diligence Vendor-XX/XX/XXXX Rescinded-Document Uploaded. - Due Diligence Vendor-XX/XX/XXXX Rescinded-Secondary Valuation or Additional Valuation (with acceptable variance to Primary) is missing per XXXXXXXXX requirements and CU Score, if present, is greater than X.X Have desk review. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXX.XXX | XXXX | Primary Residence | Refinance | Cash Out - Other | 8191782 | N/A | N/A | ||||
| XXXX | 10001227 | Closed | 2026-03-18 13:03 | 2026-03-20 15:35 | Acknowledged | 2 - Non-Material | C | B | Compliance | Compliance | TRID CD disclosure violation; Closing Disclosure is missing the Mortgage Lender's NMLS ID. | Acknowledged-The Statue of Limitations is X year. - Due Diligence Vendor-XX/XX/XXXX Open-Missing lender nmls on the final CD. - Due Diligence Vendor-XX/XX/XXXX |
Acknowledged-The Statue of Limitations is X year. - Due Diligence Vendor-XX/XX/XXXX |
XXXX | Primary Residence | Refinance | Cash Out - Other | 8192482 | Investor Post-Close | No | ||||||
| XXXX | 10001227 | Closed | 2026-03-18 13:27 | 2026-03-20 15:02 | Acknowledged | 2 - Non-Material | D | B | Compliance | Disclosure | Missing Intent to Proceed | Acknowledged-The Statue of Limitations is X year. - Due Diligence Vendor-XX/XX/XXXX Open-Missing Signed Intent to Proceed Disclosure. Required on Primary Residence and Second Homes. Missing a signed copy of the intent to proceed. - Due Diligence Vendor-XX/XX/XXXX |
Acknowledged-The Statue of Limitations is X year. - Due Diligence Vendor-XX/XX/XXXX |
XXXX | Primary Residence | Refinance | Cash Out - Other | 8193445 | Investor Post-Close | No | ||||||
| XXXX | 10001241 | Closed | 2026-03-18 06:42 | 2026-03-20 14:52 | Acknowledged | 2 - Non-Material | C | B | Compliance | TRID Tolerance | Insufficient Change of Circumstance (50001252) | Acknowledged-The Statue of Limitations is X year. - Due Diligence Vendor-XX/XX/XXXX Waived-The Statue of Limitations is X year. - Due Diligence Vendor-XX/XX/XXXX Open- - Due Diligence Vendor-XX/XX/XXXX Open-The amounts disclosed on the last Closing Disclosure for the following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the last Closing Disclosure and placed within the Cannot Increase Category: Commitment (Rate Lock) Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed, or the creditor provides an additional credit for the increase in Closing Costs above the legal limit. (XX CFR XXXX.XX(e)(X); XX CFR XXXX.XX(e)(X); XX CFR XXXX.XX(f)(X)(v)). COC `required for Commitment (Rate Lock) Fee increased in final CD - Due Diligence Vendor-XX/XX/XXXX Open- - Due Diligence Vendor-XX/XX/XXXX |
Acknowledged-The Statue of Limitations is X year. - Due Diligence Vendor-XX/XX/XXXX Waived-The Statue of Limitations is X year. - Due Diligence Vendor-XX/XX/XXXX |
XXXX | Primary Residence | Refinance | Cash Out - Other | 8180619 | Investor Post-Close | No | ||||||
| XXXX | 10001241 | Closed | 2026-03-18 06:42 | 2026-03-18 12:16 | Resolved | 1 - Information | A | A | Compliance | HigherPriced:APR | Federal - Higher Priced Mortgage Loan (HPML)(First Lien 06/13)(Conforming) | Resolved-The loan's (X.XXX%) APR equals or exceeds the Federal HPML threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXX.XX(a)(X)(i)) This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X)). Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC’s, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on page XXX-XXX the Final Closing disclosure on page XXX-XXX reflects escrows. Rate lock date was entered correctly – see page XXX-XXX . An interior and exterior appraisal was completed for this property – see page XX-XX, the appraisal disclosure was provided to the borrower(s)- see page X-XX and copy of the appraisal was given to the borrower – see page - XX-XX The loan meets HPML guidelines - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX Open- - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX Open- - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |
Resolved-The loan's (X.XXX%) APR equals or exceeds the Federal HPML threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXX.XX(a)(X)(i)) This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X)). Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC’s, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on page XXX-XXX the Final Closing disclosure on page XXX-XXX reflects escrows. Rate lock date was entered correctly – see page XXX-XXX . An interior and exterior appraisal was completed for this property – see page XX-XX, the appraisal disclosure was provided to the borrower(s)- see page X-XX and copy of the appraisal was given to the borrower – see page - XX-XX The loan meets HPML guidelines - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |
XXXX | Primary Residence | Refinance | Cash Out - Other | 8180617 | N/A | N/A | ||||||
| XXXX | 10001201 | Closed | 2026-03-19 08:48 | 2026-03-26 07:54 | Acknowledged | 3 - Material | C | C | Compliance | TRID Tolerance | Insufficient Tolerance Cure (50001028) | Open- - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX Acknowledged-The Statue of Limitations is X year. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX Open-A Lender Credit for Excess Charges of ($X.XX), Principal Reduction for Excess Charges of ($X.XX), and general or specific lender credit increases of ($XX.XX) were applied to the total fee variance of ($XXX.XX) between the baseline disclosure and the last Closing Disclosure. Since the lender credits and principal reduction (if applicable) are less than the total fee variance amount, they are not sufficient to cure the variance. The recording fees increased from $XX to $XX from the initial closing disclosure to the final closing disclosure. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX Open- - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |
Acknowledged-The Statue of Limitations is X year. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |
XXXX | Primary Residence | Refinance | Cash Out - Other | 8211086 | Investor Post-Close | No | ||||||
| XXXX | 10001201 | Closed | 2026-03-19 08:14 | 2026-03-23 14:55 | Acknowledged | 2 - Non-Material | B | B | Credit | Credit | Property potentially affected by FEMA Disaster(s) PUBLIC ASSISTANCE AREA | Acknowledged-The damage if any has been repaired. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX Ready for Review-Document Uploaded. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX Open-FEMA Declaration String: DR-XXXX-NV, FEMA Disaster Name: COVID-XX PANDEMIC, FEMA Disaster Type: Biological, FEMA Incident Start Date: XX/XX/XXXX, FEMA Incident End Date: XX/XX/XXXX, FEMA Declared Disaster Date: XX/XX/XXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |
document uploaded - XX/XX/XXXX |
Acknowledged-The damage if any has been repaired. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |
XXXXXXXX.pdf | XXXX | Primary Residence | Refinance | Cash Out - Other | 8210032 | Investor Post-Close | No | ||||
| XXXX | 10001201 | Closed | 2026-03-17 23:07 | 2026-03-23 14:54 | Resolved | 1 - Information | D | A | Property | Missing Doc | Second Appraisal/ Valuation is Missing | Resolved-The documentation received supported the valuation used in the loan approval. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX Resolved-Secondary Valuation or Additional Valuation is present or Not Required - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX Ready for Review-Document Uploaded. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX Rescinded-Secondary Valuation or Additional Valuation (with acceptable variance to Primary) is missing per guideline requirements and CU Score, if present, is greater than X.X Per guidelines, loan amount between $X,XXX,XXX - $X,XXX,XXX require X Full Appraisal + CDA. The loan amount is $XXX,XXX. Guidelines do not state a cda is required. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |
Resolved-The documentation received supported the valuation used in the loan approval. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX Resolved-Secondary Valuation or Additional Valuation is present or Not Required - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX Rescinded-Secondary Valuation or Additional Valuation (with acceptable variance to Primary) is missing per guideline requirements and CU Score, if present, is greater than X.X Per guidelines, loan amount between $X,XXX,XXX - $X,XXX,XXX require X Full Appraisal + CDA. The loan amount is $XXX,XXX. Guidelines do not state a cda is required. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |
XXXXXXXX.pdf | XXXX | Primary Residence | Refinance | Cash Out - Other | 8174871 | N/A | N/A | |||||
| XXXX | 10001201 | Closed | 2026-03-18 00:48 | 2026-03-19 09:02 | Waived | 2 - Non-Material | B | B | Credit | Eligibility | Loan does not conform to program guidelines | Waived-Loan does not conform to program guidelines Exception is provided on page #XXX Exception for Reserves. This loan is a Cash out refinance. On an exception basis the Cash out funds can be used as reserves - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |
Waived-Loan does not conform to program guidelines Exception is provided on page #XXX Exception for Reserves. This loan is a Cash out refinance. On an exception basis the Cash out funds can be used as reserves - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |
XX% LTV is below the maximum XX% LTV by X%. XX% DTI is below the maximum XX% DTI by XX%. Borrower has $XX,XXX residual income after all expenses. Minimum required per guideline is $X,XXX. |
XXXX | Primary Residence | Refinance | Cash Out - Other | 8175814 | Originator Pre-Close | Yes | |||||
| XXXX | 10001201 | Closed | 2026-03-18 00:12 | 2026-03-26 07:54 | Resolved | 1 - Information | A | A | Compliance | HigherPriced:APR | Federal - Higher Priced Mortgage Loan (HPML)(First Lien 06/13)(Conforming) | Resolved-The loan meets HPML Guidelines and is a Compliant HPML loan. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX Open- - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX Resolved-The loan's (X.XXX%) APR equals or exceeds the Federal HPML threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXX.XX(a)(X)(i)) This loan failed the higher-priced mortgage loan test. ( XX CFR § XXXX.XX(a)(X) )Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC’s, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg#XXX and the Final Closing disclosure on Pg#XXX, Finding reflects escrows. Rate lock date was entered correctly – see Pg#XXX. An interior and exterior appraisal was completed for this property – see pg #XX, the appraisal disclosure is on page #XXX, and confirmation the appraisal was delivered to the borrower – see Pg#XXX-XXX. The loan meets HPML guidelines, resolved. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX Open- - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX Open- - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |
Resolved-The loan meets HPML Guidelines and is a Compliant HPML loan. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX Resolved-The loan's (X.XXX%) APR equals or exceeds the Federal HPML threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXX.XX(a)(X)(i)) This loan failed the higher-priced mortgage loan test. ( XX CFR § XXXX.XX(a)(X) )Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC’s, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg#XXX and the Final Closing disclosure on Pg#XXX, Finding reflects escrows. Rate lock date was entered correctly – see Pg#XXX. An interior and exterior appraisal was completed for this property – see pg #XX, the appraisal disclosure is on page #XXX, and confirmation the appraisal was delivered to the borrower – see Pg#XXX-XXX. The loan meets HPML guidelines, resolved. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |
XXXX | Primary Residence | Refinance | Cash Out - Other | 8175464 | N/A | N/A | ||||||
| XXXX | 10001211 | Closed | 2026-03-18 14:59 | 2026-03-24 12:20 | Acknowledged | 2 - Non-Material | C | B | Credit | Credit | Property potentially affected by FEMA Disaster(s) INDIVIDUAL ASSISTANCE AREA (3) | Acknowledged-The damage if any has been repaired. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX Ready for Review-Document Uploaded. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX Open-Property potentially affected by FEMA Disaster ID XXXX. SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING, XXXX - Declared XX/XX/XXXX with an Incident End Date of XXXX-XX-XX with Public Assistance: YES and Individual Assistance: YES. Property inspection with exterior photos required. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |
Document Uploaded - XX/XX/XXXX |
Acknowledged-The damage if any has been repaired. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |
XXXXXXX.pdf | XXXX | Primary Residence | Purchase | NA | 8196161 | Investor Post-Close | No | ||||
| XXXX | 10001218 | Closed | 2026-03-19 06:28 | 2026-03-24 09:53 | Acknowledged | 2 - Non-Material | B | B | Credit | Credit | Property potentially affected by FEMA Disaster(s) PUBLIC ASSISTANCE AREA | Acknowledged-The damage if any has been repaired. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Due Diligence Vendor-XX/XX/XXXX Open-Property potentially affected by FEMA Disaster ID XXXX. SEVERE WINTER STORMS, FLOODING, LANDSLIDES, AND MUDSLIDES, XXXX - Declared XX/XX/XXXX with an Incident End Date of XXXX-XX-XX with Public Assistance: YES and Individual Assistance: NO. Property inspection with exterior photos required. - Due Diligence Vendor-XX/XX/XXXX |
Document Uploaded - XX/XX/XXXX |
Acknowledged-The damage if any has been repaired. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXX.pdf | XXXX | Primary Residence | Refinance | Cash Out - Other | 8207476 | Investor Post-Close | No | ||||
| XXXX | 10001218 | Closed | 2026-03-19 06:28 | 2026-03-24 09:52 | Acknowledged | 2 - Non-Material | C | B | Credit | Credit | Property potentially affected by FEMA Disaster(s) INDIVIDUAL ASSISTANCE AREA | Acknowledged-The damage if any has been repaired. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Due Diligence Vendor-XX/XX/XXXX Open-Property potentially affected by FEMA Disaster ID XXXX. SEVERE STORM AND FLOODING, XXXX - Declared XX/XX/XXXX with an Incident End Date of XXXX-XX-XX with Public Assistance: NO and Individual Assistance: YES. Property inspection with exterior photos required. - Due Diligence Vendor-XX/XX/XXXX |
Document Uploaded - XX/XX/XXXX |
Acknowledged-The damage if any has been repaired. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXX.pdf | XXXX | Primary Residence | Refinance | Cash Out - Other | 8207470 | Investor Post-Close | No | ||||
| XXXX | 10001218 | Closed | 2026-03-19 06:16 | 2026-03-20 15:35 | Acknowledged | 2 - Non-Material | D | B | Compliance | Missing Doc | TRID: Missing Loan Estimate | Acknowledged-The Statue of Limitations is X year. - Due Diligence Vendor-XX/XX/XXXX Open-There is a letter dated XX/XX/XXXX for receipt of loan estimate. Missing XX/XX/XXXX Loan Estimate. - Due Diligence Vendor-XX/XX/XXXX |
Acknowledged-The Statue of Limitations is X year. - Due Diligence Vendor-XX/XX/XXXX |
XXXX | Primary Residence | Refinance | Cash Out - Other | 8207299 | Investor Post-Close | No | ||||||
| XXXX | 10001233 | Closed | 2026-03-18 06:48 | 2026-03-24 09:47 | Acknowledged | 2 - Non-Material | C | B | Credit | Credit | Property potentially affected by FEMA Disaster(s) INDIVIDUAL ASSISTANCE AREA | Acknowledged-The damage if any has been repaired. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Due Diligence Vendor-XX/XX/XXXX Open-Appraisal effective date X/X/XXXX. Note date X/X/XXXX. Property potentially affected by FEMA Disaster ID XXXX. XXXX, XXXX - Declared XX/XX/XXXX with an Incident End Date of XXXX-XX-XX with Public Assistance: YES and Individual Assistance: NO. Property potentially affected by FEMA Disaster ID XXXX. XXXX, XXXX - Declared XX/XX/XXXX with an Incident End Date of XXXX-XX-XX with Public Assistance: YES and Individual Assistance: NO. Property potentially affected by FEMA Disaster ID XXXX. SEVERE STORMS, TORNADOES, AND FLOODING, XXXX - Declared XX/XX/XXXX with an Incident End Date of XXXX-XX-XX with Public Assistance: YES and Individual Assistance: YES. Property potentially affected by FEMA Disaster ID XXXX. XXXX , XXXX - Declared XX/XX/XXXX with an Incident End Date of XXXX-XX-XX with Public Assistance: YES and Individual Assistance: NO. Property inspection with exterior photos required. - Due Diligence Vendor-XX/XX/XXXX |
Document Uploaded - XX/XX/XXXX |
Acknowledged-The damage if any has been repaired. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXX.pdf | XXXX | Primary Residence | Refinance | Cash Out - Other | 8180715 | Investor Post-Close | No | ||||
| XXXX | 10001233 | Closed | 2026-03-23 10:11 | 2026-03-23 11:00 | Resolved | 1 - Information | D | A | Property | Missing Doc | Second Appraisal/ Valuation is Missing Required for Securitizations | Resolved-The documentation received supports the value. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Due Diligence Vendor-XX/XX/XXXX Open-Second Appraisal/ Valuation is Missing Required for Securitizations - Due Diligence Vendor-XX/XX/XXXX |
Document Uploaded. - XX/XX/XXXX |
Resolved-The documentation received supports the value. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXX.pdf | XXXX | Primary Residence | Refinance | Cash Out - Other | 8267179 | N/A | N/A | ||||
| XXXX | 10001246 | Closed | 2026-03-19 15:10 | 2026-03-26 15:58 | Acknowledged | 2 - Non-Material | B | B | Credit | Credit | Property potentially affected by FEMA Disaster(s) PUBLIC ASSISTANCE AREA | Acknowledged-Proceeding as is with B grade. - Due Diligence Vendor-XX/XX/XXXX Open-Property potentially affected by FEMA Disaster ID XXXX. SEVERE STORMS AND FLOODING NY - Declared XX/XX/XXXX with an Incident End Date of XXXX-XX-XX with Public Assistance: YES and Individual Assistance: NO. Property inspection with exterior photos required. - Due Diligence Vendor-XX/XX/XXXX |
Acknowledged-Proceeding as is with B grade. - Due Diligence Vendor-XX/XX/XXXX |
XXXX | Investment | Purchase | NA | 8224479 | Investor Post-Close | No | ||||||
| XXXX | 10001246 | Closed | 2026-03-13 02:29 | 2026-03-24 13:11 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Title Document is Incomplete | Resolved-The documentation received was sufficient to resolve the finding. Title Policy - Due Diligence Vendor-XX/XX/XXXX Resolved-Title Document is Provided And Complete - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Due Diligence Vendor-XX/XX/XXXX Open-Title Document is Incomplete Chain of Title is missing, provided only one X page of Title, provide full Title report. - Due Diligence Vendor-XX/XX/XXXX |
document uploaded - XX/XX/XXXX |
Resolved-The documentation received was sufficient to resolve the finding. Title Policy - Due Diligence Vendor-XX/XX/XXXX Resolved-Title Document is Provided And Complete - Due Diligence Vendor-XX/XX/XXXX |
TPOL_XXXXXXXX.pdf | XXXX | Investment | Purchase | NA | 8088200 | N/A | N/A | ||||
| XXXX | 10001257 | Closed | 2026-03-18 12:16 | 2026-03-26 10:40 | Acknowledged | 2 - Non-Material | C | B | Credit | Credit | Property potentially affected by FEMA Disaster(s) INDIVIDUAL ASSISTANCE AREA (3) | Acknowledged-Document Uploaded. Free and clear of any damage. - Due Diligence Vendor-XX/XX/XXXX Acknowledged-The damage if any has been repaired. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Due Diligence Vendor-XX/XX/XXXX Open-Property potentially affected by FEMA Disaster ID XXXX. WILDFIRES AND STRAIGHT-LINE WINDS, XXXX- Declared XX/XX/XXXX with an Incident End Date of XXXX-XX-XX with Public Assistance: YES and Individual Assistance: YES. Property inspection with exterior photos required. - Due Diligence Vendor-XX/XX/XXXX |
Document Uploaded - XX/XX/XXXX |
Acknowledged-Document Uploaded. Free and clear of any damage. - Due Diligence Vendor-XX/XX/XXXX Acknowledged-The damage if any has been repaired. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXX.XXX XXXXXXXX XXX.XXX |
XXXX | Investment | Purchase | NA | 8190916 | Investor Post-Close | No | ||||
| XXXX | 10001257 | Closed | 2026-03-18 12:16 | 2026-03-24 12:44 | Acknowledged | 2 - Non-Material | B | B | Credit | Credit | Property potentially affected by FEMA Disaster(s) PUBLIC ASSISTANCE AREA (3) | Acknowledged-The damage if any has been repaired. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Due Diligence Vendor-XX/XX/XXXX Open-Property potentially affected by FEMA Disaster ID XXXX. WILDFIRES AND STRAIGHT-LINE WINDS, XXXX- Declared XX/XX/XXXX with an Incident End Date of XXXX-XX-XX with Public Assistance: YES and Individual Assistance: YES. Property inspection with exterior photos required. - Due Diligence Vendor-XX/XX/XXXX |
Document uploaded - XX/XX/XXXX |
Acknowledged-The damage if any has been repaired. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXX.XXX | XXXX | Investment | Purchase | NA | 8190926 | Investor Post-Close | No | ||||
| XXXX | 10001202 | Closed | 2026-03-19 14:26 | 2026-03-26 10:24 | Acknowledged | 2 - Non-Material | D | B | Property | Missing Doc | Second Appraisal/ Valuation is Missing Required for Securitizations | Acknowledged-The documentation received was sufficient for the secondary valuation. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Due Diligence Vendor-XX/XX/XXXX Open-Second Appraisal/ Valuation is Missing Required for Securitizations Second Appraisal/ Valuation is missing in file. The provided Fannie SSR report lists a CU of X.X. - Due Diligence Vendor-XX/XX/XXXX |
document uploaded - XX/XX/XXXX |
Acknowledged-The documentation received was sufficient for the secondary valuation. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXX.XXX | XXXX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 8223099 | Investor Post-Close | No | ||||
| XXXX | 10001202 | Closed | 2026-03-18 06:51 | 2026-03-23 12:49 | Acknowledged | 2 - Non-Material | B | B | Credit | Credit | Property potentially affected by FEMA Disaster(s) PUBLIC ASSISTANCE AREA (2) | Acknowledged-The damage has been repaired as shown in the documentation received. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Due Diligence Vendor-XX/XX/XXXX Open-Property potentially affected by FEMA Disaster ID XXXX. XXXX - Declared XX/XX/XXXX with an Incident End Date of XXXX-XX-XX with Public Assistance: YES and Individual Assistance: YES. Property inspection with exterior photos required. - Due Diligence Vendor-XX/XX/XXXX |
Document Uploaded - XX/XX/XXXX |
Acknowledged-The damage has been repaired as shown in the documentation received. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXX.XXX | XXXX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 8180814 | Investor Post-Close | No | ||||
| XXXX | 10001202 | Closed | 2026-03-18 06:51 | 2026-03-23 12:48 | Acknowledged | 2 - Non-Material | B | B | Credit | Credit | Property potentially affected by FEMA Disaster(s) PUBLIC ASSISTANCE AREA | Acknowledged-The damage has been repaired as shown in the documentation received. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Due Diligence Vendor-XX/XX/XXXX Open-Property potentially affected by FEMA Disaster ID XXXX. SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING, XXXX - Declared XX/XX/XXXX with an Incident End Date of XXXX-XX-XX with Public Assistance: YES and Individual Assistance: YES. Property inspection with exterior photos required. - Due Diligence Vendor-XX/XX/XXXX |
Document uploaded - XX/XX/XXXX |
Acknowledged-The damage has been repaired as shown in the documentation received. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXX.XXX | XXXX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 8180809 | Investor Post-Close | No | ||||
| XXXX | 10001200 | Closed | 2026-03-19 14:22 | 2026-03-26 10:32 | Acknowledged | 2 - Non-Material | D | B | Property | Missing Doc | Second Appraisal/ Valuation is Missing Required for Securitizations | Acknowledged-The documentation received was sufficient to support the secondary valuation. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Due Diligence Vendor-XX/XX/XXXX Open-Second Appraisal/ Valuation is Missing Required for Securitizations Secondary Valuation or Additional Valuation is missing in file. - Due Diligence Vendor-XX/XX/XXXX |
Document uploaded - XX/XX/XXXX |
Acknowledged-The documentation received was sufficient to support the secondary valuation. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXX.XXX | XXXX | Investment | Purchase | NA | 8223011 | Investor Post-Close | No | ||||
| XXXX | 10001200 | Closed | 2026-03-18 10:16 | 2026-03-23 12:40 | Acknowledged | 2 - Non-Material | B | B | Credit | Credit | Property potentially affected by FEMA Disaster(s) PUBLIC ASSISTANCE AREA (2) | Acknowledged-The damage has been repaired which is supported by the documentation - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Due Diligence Vendor-XX/XX/XXXX Open-Property potentially affected by FEMA Disaster ID XXXX. XXXX , XXXX - Declared XX/XX/XXXX with an Incident End Date of XXXX-XX-XX with Public Assistance: YES and Individual Assistance: NO. Property inspection with exterior photos required. - Due Diligence Vendor-XX/XX/XXXX |
Document Uploaded - XX/XX/XXXX |
Acknowledged-The damage has been repaired which is supported by the documentation - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXX.XXX | XXXX | Investment | Purchase | NA | 8186976 | Investor Post-Close | No | ||||
| XXXX | 10001256 | Closed | 2026-03-19 14:19 | 2026-03-23 12:24 | Acknowledged | 2 - Non-Material | D | B | Property | Missing Doc | Second Appraisal/ Valuation is Missing Required for Securitizations | Acknowledged-The documentation supports the value. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Due Diligence Vendor-XX/XX/XXXX Open-Second Appraisal/ Valuation is Missing Required for Securitizations Secondary Valuation or Additional Valuation is missing in file. - Due Diligence Vendor-XX/XX/XXXX |
Document uploaded - XX/XX/XXXX |
Acknowledged-The documentation supports the value. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXX.pdf | XXXX | Investment | Refinance | Cash Out - Other | 8222965 | Investor Post-Close | No | ||||
| XXXX | 10001256 | Closed | 2026-03-19 15:12 | 2026-03-23 12:22 | Acknowledged | 2 - Non-Material | C | B | Credit | Credit | Property potentially affected by FEMA Disaster(s) INDIVIDUAL ASSISTANCE AREA | Acknowledged-The documentation received was sufficient to support the property is repaired - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Due Diligence Vendor-XX/XX/XXXX Open-Property potentially affected by FEMA Disaster ID XXXX. WILDFIRES AND STRAIGHT-LINE WINDS XXXX - Declared XX/XX/XXXX with an Incident End Date of XXXX-XX-XX with Public Assistance: YES and Individual Assistance: YES. Property inspection with exterior photos required. - Due Diligence Vendor-XX/XX/XXXX |
Document uploaded - XX/XX/XXXX |
Acknowledged-The documentation received was sufficient to support the property is repaired - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXX.pdf | XXXX | Investment | Refinance | Cash Out - Other | 8224493 | Investor Post-Close | No | ||||
| XXXX | 10001256 | Closed | 2026-03-19 15:10 | 2026-03-23 12:21 | Acknowledged | 2 - Non-Material | B | B | Credit | Credit | Property potentially affected by FEMA Disaster(s) PUBLIC ASSISTANCE AREA | Acknowledged-The documentation received was sufficient to support the property is repaired - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Due Diligence Vendor-XX/XX/XXXX Open-Property potentially affected by FEMA Disaster ID XXXX. SEVERE WINTER STORMS FLOODING LANDSLIDES AND MUDSLIDES XXXX - Declared XX/XX/XXXX with an Incident End Date of XXXX-XX-XX with Public Assistance: YES and Individual Assistance: NO. Property inspection with exterior photos required. - Due Diligence Vendor-XX/XX/XXXX |
Document uploaded - XX/XX/XXXX |
Acknowledged-The documentation received was sufficient to support the property is repaired - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXX.pdf | XXXX | Investment | Refinance | Cash Out - Other | 8224487 | Investor Post-Close | No | ||||
| XXXX | 10001220 | Closed | 2026-03-18 10:59 | 2026-03-23 14:39 | Acknowledged | 2 - Non-Material | C | B | Credit | Credit | Property potentially affected by FEMA Disaster(s) INDIVIDUAL ASSISTANCE AREA | Acknowledged-The damages if any have been repaired. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Due Diligence Vendor-XX/XX/XXXX Open-Appraisal effective date XX/XX/XXXX. Note date X/XX/XXXX Property potentially affected by FEMA Disaster ID XXXX. XXXX , XX - Declared XX/XX/XXXX with an Incident End Date of XXXX-XX-XX with Public Assistance: YES and Individual Assistance: YES. Property inspection with exterior photos required. - Due Diligence Vendor-XX/XX/XXXX |
Document Uploaded - XX/XX/XXXX |
Acknowledged-The damages if any have been repaired. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXX.pdf | XXXX | Primary Residence | Purchase | NA | 8188034 | Investor Post-Close | No | ||||
| XXXX | 10001220 | Closed | 2026-03-18 03:34 | 2026-03-20 15:40 | Acknowledged | 2 - Non-Material | C | B | Compliance | Mavent | XXXXFee Not Allowed- Doc Tax Stamps/Transfer Taxes – City/County (Fee ID: 67) | Acknowledged-The Statue of Limitations is X year. - Due Diligence Vendor-XX/XX/XXXX Open- - Due Diligence Vendor-XX/XX/XXXX Open-XXXXX law does not allow Doc Tax Stamps/Transfer Taxes – City/County (Fee ID: XX) to be charged to the Borrower, Seller, Originator, Lender or Other in XX. state specific - Due Diligence Vendor-XX/XX/XXXX Open- - Due Diligence Vendor-XX/XX/XXXX Open- - Due Diligence Vendor-XX/XX/XXXX Open- - Due Diligence Vendor-XX/XX/XXXX |
Acknowledged-The Statue of Limitations is X year. - Due Diligence Vendor-XX/XX/XXXX |
XXXX | Primary Residence | Purchase | NA | 8177422 | Investor Post-Close | No | ||||||
| XXXX | 10001220 | Closed | 2026-03-18 11:47 | 2026-03-19 16:19 | Waived | 2 - Non-Material | C | B | Credit | Credit | DTI discrepancy or failure. | Waived- - Due Diligence Vendor-XX/XX/XXXX Open-DTI variance is due to HOA amount. XXXX reflects $XX.XX per month; however Appraisal reflects $XXXX per year/ XX months= $XXX.XX/month. A difference of $XX.XX. - Due Diligence Vendor-XX/XX/XXXX |
Reserves of XXX.XX months FICO of XXX |
XXXX | Primary Residence | Purchase | NA | 8189985 | Investor Post-Close | No | ||||||
| XXXX | 10001219 | Closed | 2026-03-18 09:52 | 2026-03-24 10:01 | Acknowledged | 2 - Non-Material | B | B | Credit | Credit | Property potentially affected by FEMA Disaster(s) PUBLIC ASSISTANCE AREA | Acknowledged-The damage if any has been repaired. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Due Diligence Vendor-XX/XX/XXXX Open-Property potentially affected by COVID-19 PANDEMIC - Declared XX/XX/XXXX with an Incident End Date of XX/XX/XXXX with Public Assistance: YES and Individual Assistance: YES. Property inspection with exterior photos required. - Due Diligence Vendor-XX/XX/XXXX |
Document Uploaded - XX/XX/XXXX |
Acknowledged-The damage if any has been repaired. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXX.pdf | XXXX | Second Home | Purchase | NA | 8186315 | Investor Post-Close | No | ||||
| XXXX | 10001219 | Closed | 2026-03-18 10:34 | 2026-03-20 15:16 | Acknowledged | 2 - Non-Material | C | B | Compliance | Mavent | Tolerance: Disclosure | Acknowledged-The Statue of Limitations is X year. - Due Diligence Vendor-XX/XX/XXXX Open-The Prior CDX sent on (XXXX-XX-XX) was received at least X business days before closing. The Last CD sent on (XXXX-XX-XX) was not received at least X business days before closing. The Prior CDX (X.XXX%) APR is inaccurate when compared to the (X.XXX%) actual APR. If the APR is inaccurate, a consumer must receive a corrected CD no later than (XXXXXXXX), which is X business days before the (XXXX-XX-XX) Consummation Date. If a corrected CD is not provided in person, a consumer is deemed to have received it X business days after the corrected CD is mailed or delivered, unless there is evidence of earlier receipt. The APR on the CD received at closing must be accurate when compared to the APR on the CD received at least X business days before closing and the actual APR. (XX CFR XXXX.XX(f)(X)(ii)(A); OSC XX(f)(X)(ii)-X) - Due Diligence Vendor-XX/XX/XXXX Open- - Due Diligence Vendor-XX/XX/XXXX Open- - Due Diligence Vendor-XX/XX/XXXX Open- - Due Diligence Vendor-XX/XX/XXXX Open- - Due Diligence Vendor-XX/XX/XXXX |
Acknowledged-The Statue of Limitations is X year. - Due Diligence Vendor-XX/XX/XXXX |
XXXX | Second Home | Purchase | NA | 8187366 | Investor Post-Close | No | ||||||
| XXXX | 10001219 | Closed | 2026-03-18 10:34 | 2026-03-20 14:53 | Acknowledged | 2 - Non-Material | C | B | Compliance | TRID | Federal - Inaccurate Closing Disclosure APR - Redisclosure and Waiting Period | Acknowledged-The Statue of Limitations is X year. - Due Diligence Vendor-XX/XX/XXXX Waived-The Statue of Limitations is X year. - Due Diligence Vendor-XX/XX/XXXX Open-The Annual Percentage Rate of (X.XXX%) on the Closing Disclosure is inaccurate. Under Regulation Z, if the APR is inaccurate, a consumer must receive a corrected Closing Disclosure no later than X business days before the consummation date of (XXXX-XX-XX). If corrected disclosures are delivered to a consumer other than in person, a consumer is deemed to have received them X business days after the corrected Closing Disclosure is mailed or delivered, unless there is evidence of earlier receipt by a consumer. (XX CFR XXXX.XX(f)(X)(ii)(A)); XXXX.XX(f)(X)(iii); XXXX.XX(f)(X)(ii)(A); XXXX.XX(a)(X)) . - Due Diligence Vendor-XX/XX/XXXX Open- - Due Diligence Vendor-XX/XX/XXXX Open- - Due Diligence Vendor-XX/XX/XXXX Open- - Due Diligence Vendor-XX/XX/XXXX Open- - Due Diligence Vendor-XX/XX/XXXX |
Acknowledged-The Statue of Limitations is X year. - Due Diligence Vendor-XX/XX/XXXX Waived-The Statue of Limitations is X year. - Due Diligence Vendor-XX/XX/XXXX |
XXXX | Second Home | Purchase | NA | 8187361 | Investor Post-Close | No | ||||||
| XXXX | 10001219 | Closed | 2026-03-18 10:34 | 2026-03-20 14:53 | Acknowledged | 2 - Non-Material | C | B | Compliance | Tolerance:APR | Federal - Closed End APR Disclosure Tolerance (Regular) | Acknowledged-The Statue of Limitations is X year. - Due Diligence Vendor-XX/XX/XXXX Waived-The Statue of Limitations is X year. - Due Diligence Vendor-XX/XX/XXXX Open-The disclosed APR (X.XXX) is lower than the actual APR (X.XXX) by more than .XXX%. The Truth in Lending Act considers a disclosed APR inaccurate if it is lower than the actual APR by more than .XXX% on a regular mortgage transaction. (XX CFR XXXX.XX(f), XXXX.XX(a)(X), & XXXX.XX(a)(X)) . - Due Diligence Vendor-XX/XX/XXXX Open- - Due Diligence Vendor-XX/XX/XXXX Open- - Due Diligence Vendor-XX/XX/XXXX Open- - Due Diligence Vendor-XX/XX/XXXX Open- - Due Diligence Vendor-XX/XX/XXXX |
Acknowledged-The Statue of Limitations is X year. - Due Diligence Vendor-XX/XX/XXXX Waived-The Statue of Limitations is X year. - Due Diligence Vendor-XX/XX/XXXX |
XXXX | Second Home | Purchase | NA | 8187367 | Investor Post-Close | No | ||||||
| XXXX | 10001219 | Closed | 2026-03-18 10:34 | 2026-03-20 14:52 | Acknowledged | 2 - Non-Material | C | B | Compliance | Tolerance:FinanceCharge | Federal - Finance Charge Disclosure Tolerance (Closed End) | Acknowledged-The Statue of Limitations is X year. - Due Diligence Vendor-XX/XX/XXXX Waived-The Statue of Limitations is X year. - Due Diligence Vendor-XX/XX/XXXX Open-The disclosed finance charge ($XXX,XXX.XX) is ($XX,XXX.XX) below the actual finance charge($X,XXX,XXX.XX). The Truth in Lending Act considers the disclosed finance charge inaccurate if it is more than $XXX below the actual finance charge. (XX CFR XXXX.XX(d)(X); OSC XX(c)(X)(ii)-X) . - Due Diligence Vendor-XX/XX/XXXX Open- - Due Diligence Vendor-XX/XX/XXXX Open- - Due Diligence Vendor-XX/XX/XXXX Open- - Due Diligence Vendor-XX/XX/XXXX Open- - Due Diligence Vendor-XX/XX/XXXX |
Acknowledged-The Statue of Limitations is X year. - Due Diligence Vendor-XX/XX/XXXX Waived-The Statue of Limitations is X year. - Due Diligence Vendor-XX/XX/XXXX |
XXXX | Second Home | Purchase | NA | 8187363 | Investor Post-Close | No | ||||||
| XXXX | 10001213 | Closed | 2026-03-17 23:32 | 2026-03-26 16:28 | Waived | 2 - Non-Material | D | B | Compliance | Missing Doc | The Final 1003 is Incomplete | Waived- - Due Diligence Vendor-XX/XX/XXXX Open-The Final XXXX is Incomplete Document Uploaded. Final XXXX page XXX reflects BX citizenship as US citizen; however, BX ID page XXX reflects Permanent Resident Alien. Additionally, Section XB of the Final XXXX reflects BX income iao $XX,XXX.XX (which is $XX,XXX.XX*X) and Section XE Other _ Bonus iao $X,XXX.XX ($X,XXX.XX was captured twice). BX final qualifying income per WVOE and paystub is $XX,XXX.XX and Bonus income is only $XXXX.XX. Also, in Section Xa of the Final XXXX each property has duplicate Creditor Names and acct numbers. (See attached Primary Residence for an example) Provide updated Final XXXX and XXXX with correct citizenship status, Income calculation, loan information on each of the REO properties and updated All Other Monthly Debts, HTI and DTI. - Due Diligence Vendor-XX/XX/XXXX |
XXXXX XXXXXXXX- Final XXXX Duplicate Entries.png | Reserves of XX.XX months FICO score of XXX LTV of XX% |
XXXX | Second Home | Purchase | NA | 8175133 | Investor Post-Close | No | |||||
| XXXX | 10001213 | Closed | 2026-03-18 05:02 | 2026-03-20 15:35 | Acknowledged | 2 - Non-Material | D | B | Compliance | Missing Doc | TRID: Missing Initial Closing Disclosure | Acknowledged-The Statue of Limitations is X year. - Due Diligence Vendor-XX/XX/XXXX Open-TRID: Missing Closing Disclosure Initial CD on page XXX does not reflect a disbursement date or seller information. Provide complete Initial CD. - Due Diligence Vendor-XX/XX/XXXX |
Acknowledged-The Statue of Limitations is X year. - Due Diligence Vendor-XX/XX/XXXX |
XXXX | Second Home | Purchase | NA | 8179149 | Investor Post-Close | No | ||||||
| XXXX | 10001225 | Closed | 2026-03-18 14:39 | 2026-03-24 09:40 | Acknowledged | 2 - Non-Material | C | B | Credit | Credit | Property potentially affected by FEMA Disaster(s) INDIVIDUAL ASSISTANCE AREA | Acknowledged-The damage if any has been repaired. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Due Diligence Vendor-XX/XX/XXXX Open-Appraisal effective date XX/XX/XXXX. Note date XX/XX/XXXX. Property potentially affected by FEMA Disaster ID XXXX. XXXX Declared XX/XX/XXXX with an Incident End Date of XXXX-XX-XX with Public Assistance: YES and Individual Assistance: YES. Property inspection with exterior photos required. - Due Diligence Vendor-XX/XX/XXXX |
Acknowledged-The damage if any has been repaired. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXX.xxx | XXXX | Primary Residence | Refinance | Cash Out - Other | 8195673 | Investor Post-Close | No | |||||
| XXXX | 10001225 | Closed | 2026-03-19 14:11 | 2026-03-24 03:09 | Resolved | 1 - Information | D | A | Property | Missing Doc | Second Appraisal/ Valuation is Missing Required for Securitizations | Resolved-Drive By BPO received post-close dated XX/XX/XXXX iao $XXX,XXX. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX Ready for Review-Document Uploaded. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX Open-Second Appraisal/ Valuation is Missing Required for Securitizations Collateral Underwriter Risk Score of X.X which is greater than X.X. Also, guidelines do not indicate that Collateral Underwriter (CU) is allowed as a Secondary Valuation. Provide a CDA or other approved review product as the Secondary Valuation. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |
Document uploaded - XX/XX/XXXX |
Resolved-Drive By BPO received post-close dated XX/XX/XXXX iao $XXX,XXX. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |
XXXXXXXX.pdf | XXXX | Primary Residence | Refinance | Cash Out - Other | 8222753 | N/A | N/A | ||||
| XXXX | 10001225 | Closed | 2026-03-18 15:43 | 2026-03-19 16:33 | Waived | 2 - Non-Material | C | B | Credit | Eligibility | Cash reserves less than required by guidelines | Waived- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX Open-Per GL page XX for Cash out Refinances, Cash-back used to cover required reserves will be reviewed as exceptions only. Borrower Assets for acct ending -XXXX are $XXX.XX. Cash To Borrower at closing $XX,XXX.XX. Provide Exception. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |
XX% LTV is below the maximum XX% LTV by X%. XX.XX% DTI is below the maximum XX% DTI by XX.XX%. Borrower has $XX,XXX residual income after all expenses. Minimum required per guideline is $X,XXX. |
XXXX | Primary Residence | Refinance | Cash Out - Other | 8197844 | Originator Pre-Close | Yes | ||||||
| XXXX | 10001225 | Closed | 2026-03-18 16:28 | 2026-03-19 16:20 | Waived | 2 - Non-Material | C | B | Credit | Credit | DTI discrepancy or failure. | Waived- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX Open-XXXX reflect rental income iao $X,XXX.XX and included in qualifying income iao $XX,XXX.XX as well as a DTI of XX.XX%; however, Final XXXX and supporting documentation are missing rental information which is causing a DTI discrepancy - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |
Reserves of XX.XX months FICO score of XXX LTV of XX% |
XXXX | Primary Residence | Refinance | Cash Out - Other | 8199432 | Investor Post-Close | No | ||||||
| XXXX | 10001237 | Closed | 2026-03-18 11:39 | 2026-03-23 11:58 | Resolved | 1 - Information | B | A | Credit | Credit | Property potentially affected by FEMA Disaster(s) PUBLIC ASSISTANCE AREA | Resolved-Document Uploaded. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX Resolved-The repairs have been completed. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX Ready for Review-Document Uploaded. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX Open-Appraisal effective date X/X/XXXX. Note date X/XX/XXXX. Property potentially affected by FEMA Disaster ID XXXX. XXXX - Declared XX/XX/XXXX with an Incident End Date of XXXX-XX-XX with Public Assistance: YES and Individual Assistance: NO. Property inspection with exterior photos required. Property potentially affected by FEMA Disaster ID XXXX. XXXX - Declared XX/XX/XXXX with an Incident End Date of XXXX-XX-XX with Public Assistance: YES and Individual Assistance: NO. Property inspection with exterior photos required. Property potentially affected by FEMA Disaster ID XXXX. SEVERE STORMS, TORNADOES, AND FLOODING, XXXX - Declared XX/XX/XXXX with an Incident End Date of XXXX-XX-XX with Public Assistance: YES and Individual Assistance: YES. Property inspection with exterior photos required. Property potentially affected by FEMA Disaster ID XXXX. XXXX , XXXX - Declared XX/XX/XXXX with an Incident End Date of XXXX-XX-XX with Public Assistance: YES and Individual Assistance: NO. Property inspection with exterior photos required. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |
Resolved-Document Uploaded. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX Resolved-The repairs have been completed. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |
XXXXXXXX.pdf XXXXXXXX.pdf |
XXXX | Primary Residence | Purchase | NA | 8189711 | N/A | N/A | |||||
| XXXX | 10001237 | Closed | 2026-03-18 06:00 | 2026-03-20 15:35 | Acknowledged | 2 - Non-Material | D | B | Compliance | Missing Doc | TRID: Missing Initial Closing Disclosure | Acknowledged-The Statue of Limitations is X year. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX Open-TRID: Missing Closing Disclosure Initial Closing Disclosure is partial. Disbursement date is missing from the document. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |
Acknowledged-The Statue of Limitations is X year. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |
XXXX | Primary Residence | Purchase | NA | 8180035 | Investor Post-Close | No | ||||||
| XXXX | 10001244 | Closed | 2026-03-18 02:18 | 2026-03-26 07:54 | Acknowledged | 3 - Material | C | C | Compliance | Mavent | NJ Fee Not Allowed- MERS® Registration Fee (Fee ID: 128) | Acknowledged-The Statue of Limitations is X years per the comment left by XX. XXXXX. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX Acknowledged-. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX Acknowledged-The Statue of Limitations is X years. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX Open-Section X:X-XX.X of the XXXX, Obligations Provisions (XXXX.A.C. X:X-XX.X) does not allow MERS® Registration Fee (Fee ID: XXX) to be charged to the Borrower in XXXX. MERS® Registration Fee not allowed by XXXX State - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |
Acknowledged-The Statue of Limitations is X years per the comment left by XX. XXXXX. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX Acknowledged-. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX Acknowledged-The Statue of Limitations is X years. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |
XXXX | Primary Residence | Purchase | NA | 8176730 | Investor Post-Close | No | ||||||
| XXXX | 10001244 | Closed | 2026-03-18 02:18 | 2026-03-26 07:54 | Resolved | 1 - Information | A | A | Compliance | HigherPriced:APR | Federal - Higher Priced Mortgage Loan (HPML)(First Lien 06/13)(Conforming) | Resolved-he loan meets XXXX XXXXXXXXXX and is a Compliant XXXX loan. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX Resolved-. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX Resolved-The loan's (X.XXX%) APR equals or exceeds the Federal XXXX threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXX.XX(a)(X)(i)) This loan failed the higher-priced mortgage loan test. ( XX CFR § XXXX.XX(a)(X) )Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC’s, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg# XXX and the Final Closing disclosure on Pg# XXX reflects escrows. Rate lock date was entered correctly – see Pg# XXX An interior and exterior appraisal was completed for this property – see Pg# XX, the appraisal disclosure was provided to the borrower(s)- see Pg# XXX and copy of the appraisal was given to the borrower – see Pg# XXX for the copy of the disclosure. The loan meets XXXX XXXXXXXXXX and is a Compliant XXXX loan. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |
Resolved-he loan meets XXXX XXXXXXXXXX and is a Compliant XXXX loan. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX Resolved-. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX Resolved-The loan's (X.XXX%) APR equals or exceeds the Federal XXXX threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXX.XX(a)(X)(i)) This loan failed the higher-priced mortgage loan test. ( XX CFR § XXXX.XX(a)(X) )Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC’s, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg# XXX and the Final Closing disclosure on Pg# XXX reflects escrows. Rate lock date was entered correctly – see Pg# XXX An interior and exterior appraisal was completed for this property – see Pg# XX, the appraisal disclosure was provided to the borrower(s)- see Pg# XXX and copy of the appraisal was given to the borrower – see Pg# XXX for the copy of the disclosure. The loan meets XXXX XXXXXXXXXX and is a Compliant XXXX loan. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |
XXXX | Primary Residence | Purchase | NA | 8176729 | N/A | N/A | ||||||
| XXXX | 10001245 | Closed | 2026-03-19 14:06 | 2026-03-23 12:12 | Acknowledged | 2 - Non-Material | D | B | Property | Missing Doc | Second Appraisal/ Valuation is Missing Required for Securitizations | Acknowledged-The documentation received was sufficient for secondary valuation. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Due Diligence Vendor-XX/XX/XXXX Open-Second Appraisal/ Valuation is Missing Required for Securitizations Loan contains a Collateral Underwriter Risk Score of X.X; however, guidelines do not indicate that Collateral Underwriter (CU) is allowed as a Secondary Valuation. Provide a CDA or other approved review product as the Secondary Valuation. - Due Diligence Vendor-XX/XX/XXXX |
Document uploaded. - XX/XX/XXXX |
Acknowledged-The documentation received was sufficient for secondary valuation. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXX.pdf | XXXX | Primary Residence | Purchase | NA | 8222697 | Investor Post-Close | No | ||||
| XXXX | 10001245 | Closed | 2026-03-18 06:09 | 2026-03-20 15:01 | Acknowledged | 2 - Non-Material | C | B | Compliance | TRID Tolerance | Insufficient Tolerance Cure (50001028) | Acknowledged-The Statue of Limitations is X year. - Due Diligence Vendor-XX/XX/XXXX Open-A Lender Credit for Excess Charges of ($X.XX), Principal Reduction for Excess Charges of ($X.XX), and general or specific lender credit increases of ($XXX.XX) were applied to the total fee variance of ($XXX.XX) between the baseline disclosure and the last Closing Disclosure. Since the lender credits and principal reduction (if applicable) are less than the total fee variance amount, they are not sufficient to cure the variance. Lender Credit in initial CD is $X,XXX. however, in file CD lender credit is $XXX.XX. there is no COC for final CD. - Due Diligence Vendor-XX/XX/XXXX Open- - Due Diligence Vendor-XX/XX/XXXX Open- - Due Diligence Vendor-XX/XX/XXXX Open- - Due Diligence Vendor-XX/XX/XXXX Open- - Due Diligence Vendor-XX/XX/XXXX |
Acknowledged-The Statue of Limitations is X year. - Due Diligence Vendor-XX/XX/XXXX |
XXXX | Primary Residence | Purchase | NA | 8180173 | Investor Post-Close | No | ||||||
| XXXX | 10001245 | Closed | 2026-03-18 05:55 | 2026-03-20 14:54 | Acknowledged | 2 - Non-Material | C | B | Compliance | TRID | Federal - Closing Disclosure and Consummation Date | Acknowledged-The Statue of Limitations is X year. - Due Diligence Vendor-XX/XX/XXXX Waived-The Statue of Limitations is X year. - Due Diligence Vendor-XX/XX/XXXX Acknowledged-The Statue of Limitations is X year. - Due Diligence Vendor-XX/XX/XXXX Open- - Due Diligence Vendor-XX/XX/XXXX Open- - Due Diligence Vendor-XX/XX/XXXX Open- - Due Diligence Vendor-XX/XX/XXXX Open- - Due Diligence Vendor-XX/XX/XXXX Open-The Initial Closing Disclosure Received Date of (XXXX-XX-XX) is not three business days before the consummation date of (XXXX-XX-XX). Three business days before the consummation date is (XXXXXXXX). Under Regulation Z, a consumer must receive the Initial Closing Disclosure reflecting the actual terms of the transaction no later than three business days before consummation. (XX CFR XXXX.XX(f)(X)(ii)(A)); XXXX.XX(f)(X)(iii)) The Initial Closing Disclosure (CD) shows a Received Date of XX/XX/XXXX, which is not three business days prior to the consummation date of XX/XX/XXXX. The required three-business-day receipt date should have been XX/XX/XXXX. Under Regulation Z, the consumer must receive the Initial CD reflecting the actual terms of the transaction no later than three business days before consummation - Due Diligence Vendor-XX/XX/XXXX Open- - Due Diligence Vendor-XX/XX/XXXX |
Acknowledged-The Statue of Limitations is X year. - Due Diligence Vendor-XX/XX/XXXX Waived-The Statue of Limitations is X year. - Due Diligence Vendor-XX/XX/XXXX Acknowledged-The Statue of Limitations is X year. - Due Diligence Vendor-XX/XX/XXXX |
XXXX | Primary Residence | Purchase | NA | 8179984 | Investor Post-Close | No | ||||||
| XXXX | 10001334 | Closed | 2026-03-18 06:41 | 2026-03-23 12:32 | Acknowledged | 2 - Non-Material | C | B | Credit | Credit | Property potentially affected by FEMA Disaster(s) INDIVIDUAL ASSISTANCE AREA (3) | Acknowledged-The damage due to FEMA disaster has been repaired. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Due Diligence Vendor-XX/XX/XXXX Open-Property potentially affected by FEMA Disaster ID XXXX. XXXX , XX - Declared XX/XX/XXXX with an Incident End Date of XXXX-XX-XX with Public Assistance: YES and Individual Assistance: YES. Property inspection with exterior photos required. - Due Diligence Vendor-XX/XX/XXXX |
Document uploaded - XX/XX/XXXX |
Acknowledged-The damage due to FEMA disaster has been repaired. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXX.pdf | XXXX | Primary Residence | Refinance | Cash Out - Other | 8180604 | Investor Post-Close | No | ||||
| XXXX | 10001335 | Closed | 2026-03-13 17:32 | 2026-03-26 10:49 | Acknowledged | 2 - Non-Material | B | B | Credit | Credit | Property potentially affected by FEMA Disaster(s) PUBLIC ASSISTANCE AREA | Acknowledged-Free and clear of damage - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Due Diligence Vendor-XX/XX/XXXX Open-Property potentially affected by FEMA Disaster ID XXXX. SEVERE WINTER STORMS, FLOODING, LANDSLIDES, AND MUDSLIDES, XX - Declared XX/XX/XXXX with an Incident End Date of XXXX-XX-XX with Public Assistance: YES and Individual Assistance: YES. Property inspection with exterior photos required. Property potentially affected by FEMA Disaster ID XXXX. SEVERE WINTER STORMS, STRAIGHT-LINE WINDS, FLOODING, LANDSLIDES, AND MUDSLIDES, XX - Declared XX/XX/XXXX with an Incident End Date of XXXX-XX-XX with Public Assistance: YES and Individual Assistance: NO. Property inspection with exterior photos required. - Due Diligence Vendor-XX/XX/XXXX Open-Property potentially affected by FEMA Disaster ID XXXX. SEVERE WINTER STORMS, STRAIGHT-LINE WINDS, FLOODING, LANDSLIDES, AND MUDSLIDES, XX - Declared XX/XX/XXXX with an Incident End Date of XXXX-XX-XX with Public Assistance: YES and Individual Assistance: NO. Property inspection with exterior photos required. - Due Diligence Vendor-XX/XX/XXXX |
Document Uploaded - XX/XX/XXXX |
Acknowledged-Free and clear of damage - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXX XXX.pdf | XXXX | Investment | Refinance | Cash Out - Other | 8108933 | Investor Post-Close | No | ||||
| XXXX | 10001335 | Closed | 2026-03-13 03:04 | 2026-03-19 14:01 | Waived | 2 - Non-Material | C | B | Credit | Eligibility | Loan does not conform to program guidelines | Waived- - Due Diligence Vendor-XX/XX/XXXX Open-Loan does not conform to program guidelines DSCR <X.XX exception email on page #XX. - Due Diligence Vendor-XX/XX/XXXX |
LTV XX% is below the maximum XX% LTV by XX% XXX Representative credit score is exceeds minimum required of XXX by XX points |
XXXX | Investment | Refinance | Cash Out - Other | 8088331 | Originator Pre-Close | Yes |