A summary of the cost and accumulated depreciation and amortization of premises and equipment is as follows:


	December 31,
(In thousands)	2025			2024
Cost:
Land	$	2,658		$	2,658
Buildings		18,055			18,628
Leashold improvements		9,819			9,429
Furniture and equipment		16,403			25,740
Right of use asset		5,691			6,074
Construction in process		792			667
Total premises and equipment		53,418			63,196
Accumulated depreciation and amortization		(24,235	)		(34,698	)
Net premises and equipment	$	29,183		$	28,498

Depreciation and amortization expense for the years ended December 31, 2025 and 2024 amounted to $2.6 million.