v3.26.1
Note 11 - Minimum Regulatory Capital Requirement - Minimum Capital Requirements (Details) - National Bank of Blacksburg [Member]
$ in Thousands
Dec. 31, 2025
USD ($)
Dec. 31, 2024
USD ($)
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]    
Total capital (to risk weighted assets), actual, amount $ 202,185 $ 198,841
Total capital (to risk weighted assets), actual, ratio 0.1702 0.1614
Total capital (to risk weighted assets), minimum capital requirement, amount [1] $ 124,760 $ 129,382
Total capital (to risk weighted assets), minimum capital requirement, ratio [1] 0.105 0.105
Total capital (to risk weighted assets), minimum to be well capitalized, amount $ 118,819 $ 123,221
Total capital (to risk weighted assets), minimum to be well capitalized, ratio 0.10 0.10
Tier 1 capital (to risk weighted assets), actual, amount $ 191,996 $ 188,329
Tier 1 capital (to risk weighted assets), actual, ratio 0.1616 0.1528
Tier 1 capital (to risk weighted assets), minimum capital requirement, amount [1] $ 100,996 $ 104,738
Tier 1 capital (to risk weighted assets), minimum capital requirement, ratio [1] 0.085 0.085
Tier 1 capital (to risk weighted assets), minimum to be well capitalized, amount $ 95,056 $ 98,577
Tier 1 capital (to risk weighted assets), minimum to be well capitalized, ratio 0.08 0.08
Common equity tier 1 capital (to risk weighted assets), actual, amount $ 191,996 $ 188,329
Common equity tier 1 capital (to risk weighted assets), actual, ratio 0.1616 0.1528
Common equity tier 1 capital (to risk weighted assets), minimum capital requirement, amount [1] $ 83,174 $ 86,254
Common equity tier 1 capital (to risk weighted assets), minimum capital requirement, ratio [1] 7.00% 7.00%
Common equity tier 1 capital (to risk weighted assets), minimum to be well capitalized, amount $ 77,233 $ 80,093
Common equity tier 1 capital (to risk weighted assets), minimum to be well capitalized, ratio 6.50% 6.50%
Tier 1 capital (to average assets), actual, amount $ 191,996 $ 188,329
Tier 1 capital (to average assets), actual, ratio 0.1042 0.1025
Tier 1 capital (to average assets), minimum capital requirement, amount [1] $ 73,727 $ 73,493
Tier 1 capital (to average assets), minimum capital requirement, ratio [1] 0.04 0.04
Tier 1 capital (to average assets), minimum to be well capitalized, amount $ 92,158 $ 91,866
Tier 1 capital (to average assets), minimum to be well capitalized, ratio 0.05 0.05
[1] Except with regard to NBB’s Tier 1 capital to average assets ratio, the minimum capital requirement includes the Basel III Capital Rules’ capital conservation buffer (2.50%) which is added to the minimum capital requirements for capital adequacy purposes. NBB’s capital conservation buffer consists of additional CET1 above regulatory minimum requirement. Failure to maintain the prescribed levels would result in limitations on capital distributions and discretionary bonuses to executives.