Note 21 - Operating Segments (Tables)

12 Months Ended

Dec. 31, 2025

Notes Tables

Schedule of Segment Reporting Information, by Segment [Table Text Block]

		As of or for the Year Ended December 31,
		2025												2024
		Quaint Oak Bank(1)				Oakmont Commercial, LLC				Consolidated				Quaint Oak Bank(2)				Oakmont Commercial, LLC				Consolidated
Net Interest Income		$	16,737			$	1,166			$	17,903			$	17,045			$	772			$	17,817
Provision for (Recovery of) Credit Losses			1,217				-				1,217				1,969				(435	)			1,534
Net Interest Income after Provision for (Recovery of) Credit Losses			15,520				1,166				16,686				15,076				1,207				16,283

Non-Interest Income
Mortgage banking, equipment lending and title abstract fees			947				-				947				909				-				909
Real estate sales commissions, net			-				-				-				20				-				20
Insurance commissions			820				-				820				744				-				744
Other fees and services charges			(11	)			99				88				593				135				728
Income from bank-owned life insurance			128				-				128				118				-				118
Net gain on sale of loans			2,038				1,707				3,745				2,187				1,512				3,699
Gain on the sale of SBA loans			1,431				-				1,431				453				-				453
Gain on the sale-leaseback transaction			-				-				-				1,485				-				1,485
Total Non-Interest Income			5,353				1,806				7,159				6,509				1,647				8,156

Non-Interest Expense
Salaries and employee benefits			13,882				1,276				15,158				13,195				1,441				14,636
Directors’ fees and expenses			263				-				263				201				-				201
Occupancy and equipment			1,796				3				1,799				1,418				-				1,418
Data processing			1,760				-				1,760				1,298				-				1,298
Professional fees			1,709				139				1,848				1,006				81				1,087
FDIC deposit insurance assessment			530				-				530				614				-				614
Advertising			270				24				294				277				25				302
Amortization of other intangible			48				-				48				49				-				49
Other			1,459				42				1,501				1,376				37				1,413
Total Non-Interest Expense			21,717				1,484				23,201				19,434				1,584				21,018
Pretax Segment (Loss) Profit		$	(844	)		$	1,488			$	644			$	2,151			$	1,270			$	3,421
Income from Discontinued Operations		$	-			$	-			$	-			$	564			$	-			$	564
Income Tax from Discontinued Operations		$	-			$	-			$	-			$	158			$	-			$	158
Net Income from Discontinued Operations		$	-			$	-			$	-			$	406			$	-			$	406
Segment Assets		$	620,182			$	55,671			$	675,853			$	632,644			$	52,524			$	685,168