| Deposit Liabilities Disclosures [Text Block] |
Note 11 - Deposits
Deposits at December 31, 2025 and 2024 consist of the following (in thousands):
| | | 2025 | | | 2024 | |
| Non-interest bearing checking accounts | | $ | 65,665 | | | $ | 59,783 | |
| Interest bearing checking accounts(1) | | | 105,713 | | | | 47,802 | |
| Savings accounts | | | 699 | | | | 492 | |
| Money market accounts | | | 70,483 | | | | 162,285 | (2) |
| Certificate of deposit accounts | | | 354,718 | | | | 282,890 | |
| Total | | $ | 597,278 | | | $ | 553,252 | |
| (1) | The Company has identified one major interest bearing checking account deposit customer that accounted for approximately $35.0 million, or 5.9% of total deposits at December 31, 2025, and had a separate major interest bearing checking account deposit customer that accounted for approximately $47.8 million, or 8.6% of total deposits at December 31, 2024. |
| (2) | The Company has identified one major money market deposit customer, a separate customer than the interest bearing checking account deposit customer referred to above in footnote (1), that accounted for approximately 18.1% of total deposits at December 31, 2024. At December 31, 2024, the combined outstanding balances of the major deposit customer’s money market accounts totaled approximately $100.0 million. |
A summary of certificates of deposit by maturity at December 31, 2025 is as follows (in thousands):
| Years ending December 31 | | | | |
| 2026 | | $ | 245,377 | |
| 2027 | | | 50,956 | |
| 2028 | | | 39,546 | |
| 2029 | | | 14,843 | |
| 2030 | | | 3,996 | |
| Total | | $ | 354,718 | |
The aggregate amount of certificates of deposit with a minimum denomination of $250,000 was $89.5 million and $71.6 million at December 31, 2025 and 2024, respectively.
|