v3.26.1
Note 21 - Operating Segments - Summary of Financial Information for the Reportable Segments (Details) - USD ($)
12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Net Interest Income $ 17,903,000 $ 17,817,000
Provision for credit losses 1,217,000 1,534,000
Net Interest Income after Provision for (Recovery of) Credit Losses 16,686,000 16,283,000
Insurance commissions 820,000 744,000
Income from bank-owned life insurance 128,000 118,000
Net gain on sale of loans 3,745,000 3,699,000
Gain on the sale of SBA loans 1,431,000 453,000
Sale and Leaseback Transaction, Gain (Loss), Net 0 1,485,000
Total Non-Interest Income 7,159,000 8,156,000
Salaries and employee benefits 15,158,000 14,636,000
Directors’ fees and expenses 263,000 201,000
Occupancy and equipment 1,799,000 1,418,000
Data processing 1,760,000 1,298,000
Professional fees 1,848,000 1,087,000
FDIC deposit insurance assessment 530,000 614,000
Advertising 294,000 302,000
Amortization of Intangible Assets 48,000 49,000
Other 1,501,000 1,413,000
Total Non-Interest Expense 23,201,000 21,018,000
Pretax Segment (Loss) Profit 644,000 3,421,000
Income from discontinued operations 0 564,000
Income tax from discontinued operations 0 158,000
Net income from discontinued operations 0 406,000
Segment Assets 675,853,000 685,168,000
Mortgage Banking and Abstract Fees [Member]    
Non-interest revenue 947,000 909,000
Non-interest revenue 947,000 909,000
Real Estate Sales Commissions [Member]    
Non-interest revenue 0 20,000
Non-interest revenue 0 20,000
Other Fees and Services Fees [Member]    
Non-interest revenue 88,000 728,000
Non-interest revenue 88,000 728,000
Quaint Oak Bank [Member]    
Net Interest Income 16,737,000 [1] 17,045,000 [2]
Provision for credit losses 1,217,000 [1] 1,969,000 [2]
Net Interest Income after Provision for (Recovery of) Credit Losses 15,520,000 [1] 15,076,000 [2]
Insurance commissions 820,000 [1] 744,000 [2]
Income from bank-owned life insurance 128,000 [1] 118,000 [2]
Net gain on sale of loans 2,038,000 2,187,000
Gain on the sale of SBA loans 1,431,000 [1] 453,000 [2]
Sale and Leaseback Transaction, Gain (Loss), Net 0 1,485,000
Total Non-Interest Income 5,353,000 [1] 6,509,000 [2]
Salaries and employee benefits 13,882,000 [1] 13,195,000 [2]
Directors’ fees and expenses 263,000 [1] 201,000 [2]
Occupancy and equipment 1,796,000 [1] 1,418,000 [2]
Data processing 1,760,000 [1] 1,298,000 [2]
Professional fees 1,709,000 [1] 1,006,000 [2]
FDIC deposit insurance assessment 530,000 [1] 614,000 [2]
Advertising 270,000 [1] 277,000 [2]
Amortization of Intangible Assets 48,000 [1] 49,000 [2]
Other 1,459,000 [1] 1,376,000 [2]
Total Non-Interest Expense 21,717,000 [1] 19,434,000 [2]
Pretax Segment (Loss) Profit (844,000) [1] 2,151,000 [2]
Income from discontinued operations 0 564,000
Income tax from discontinued operations 0 158,000
Net income from discontinued operations 0 406,000
Segment Assets 620,182,000 [1] 632,644,000 [2]
Quaint Oak Bank [Member] | Mortgage Banking and Abstract Fees [Member]    
Non-interest revenue 947,000 [1] 909,000 [2]
Non-interest revenue 947,000 [1] 909,000 [2]
Quaint Oak Bank [Member] | Real Estate Sales Commissions [Member]    
Non-interest revenue 0 20,000
Non-interest revenue 0 20,000
Quaint Oak Bank [Member] | Other Fees and Services Fees [Member]    
Non-interest revenue (11,000) [1] 593,000 [2]
Non-interest revenue (11,000) [1] 593,000 [2]
Quaint Oak Bank, Mortgage [Member]    
Net Interest Income 1,166,000 772,000
Provision for credit losses 0 (435,000)
Net Interest Income after Provision for (Recovery of) Credit Losses 1,166,000 1,207,000
Insurance commissions 0 0
Income from bank-owned life insurance 0 0
Net gain on sale of loans 1,707,000 1,512,000
Gain on the sale of SBA loans 0 0
Sale and Leaseback Transaction, Gain (Loss), Net 0 0
Total Non-Interest Income 1,806,000 1,647,000
Salaries and employee benefits 1,276,000 1,441,000
Directors’ fees and expenses 0 0
Occupancy and equipment 3,000 0
Data processing 0 0
Professional fees 139,000 81,000
FDIC deposit insurance assessment 0 0
Advertising 24,000 25,000
Amortization of Intangible Assets 0 0
Other 42,000 37,000
Total Non-Interest Expense 1,484,000 1,584,000
Pretax Segment (Loss) Profit 1,488,000 1,270,000
Income from discontinued operations 0 0
Income tax from discontinued operations 0 0
Net income from discontinued operations 0 0
Segment Assets 55,671,000 52,524,000
Quaint Oak Bank, Mortgage [Member] | Mortgage Banking and Abstract Fees [Member]    
Non-interest revenue 0 0
Non-interest revenue 0 0
Quaint Oak Bank, Mortgage [Member] | Real Estate Sales Commissions [Member]    
Non-interest revenue 0 0
Non-interest revenue 0 0
Quaint Oak Bank, Mortgage [Member] | Other Fees and Services Fees [Member]    
Non-interest revenue 99,000 135,000
Non-interest revenue $ 99,000 135,000
Mortgage Banking and Abstract Fees [Member]    
Non-interest revenue   909,000
Non-interest revenue   $ 909,000
[1] Includes Quaint Oak Bancorp, Inc. and the Bank’s subsidiaries, Quaint Oak Mortgage, Quaint Oak Abstract, Quaint Oak Insurance Agency and QOB Properties.
[2] Includes Quaint Oak Bancorp, Inc. and the Bank’s subsidiaries, Quaint Oak Mortgage, Quaint Oak Real Estate, Quaint Oak Abstract, Quaint Oak Insurance Agency and QOB Properties.