Exhibit 99.1

 

World Omni Select Auto Trust 2025-A
Monthly Servicer Certificate
February 28, 2026

 

Dates Covered                    
Collections Period     02/01/26 - 02/28/26                  
Interest Accrual Period     02/17/26 - 03/15/26                  
30/360 Days     30                  
Actual/360 Days     27                  
Distribution Date     03/16/26                  
                         
Collateral Pool Balance Data     $ Amount       # of Accounts          
Pool Balance at 01/31/26     713,229,861.73       22,778          
Principal Payments     21,474,229.17       705          
Defaulted Receivables     5,704,536.07       172          
Repurchased Accounts     0.00       0          
Pool Balance at 02/28/26     686,051,096.49       21,901          
                         
Pool Statistics     $ Amount       # of Accounts          
Pool Factor     82.10 %                
Prepayment ABS Speed     2.03 %                
Aggregate Starting Principal Balance     835,651,463.60       25,966          
                         
Delinquent Receivables:                        
Past Due 31-60 days     31,284,107.72       1,056          
Past Due 61-90 days     9,817,857.70       312          
Past Due 91-120 days     2,946,944.94       102          
Past Due 121+ days     0.00       0          
Total     44,048,910.36       1,470          
                         
Total 31+ Delinquent as % Ending Pool Balance     6.42 %                
Total 61+ Delinquent as % Ending Pool Balance     1.86 %                
Delinquency Trigger Occurred     NO                  
                         
Recoveries     3,282,866.76                  
Aggregate Net Losses/(Gains) - February 2026     2,421,669.31                  
Ratio of Net Loss/(Gain) to the Receivables Balance as of beginning of Collection Period (Annualized):                        
Current Net Losses/(Gains) Ratio     4.07 %                
Prior Net Losses/(Gains) Ratio     4.95 %                
Second Prior Net Losses/(Gains) Ratio     2.43 %                
Third Prior Net Losses/(Gains) Ratio     0.64 %                
Four Month Average     3.02 %                
                         
Cumulative Net Loss as a % of Aggregate Starting Principal Balance     0.92 %                
                         
Overcollateralization Target Amount     80,611,003.84                  
Actual Overcollateralization     80,611,003.84                  
Weighted Average Contract Rate     10.71 %                
Weighted Average Remaining Term     63.33                  
                         
Flow of Funds     $ Amount                  
Collections     30,696,717.41                  
Investment Earnings on Cash Accounts     14,262.35                  
Servicing Fee     (742,947.77 )                
Transfer to Collection Account     -                  
Available Funds     29,968,031.99                  
                         
Distributions of Available Funds                        
    (1)  Asset Representation Reviewer Amounts (up to $150,000 per calendar year)     -                  
    (2)  Class A Interest     1,823,007.27                  
    (3)  Noteholders' First Priority Principal Distributable Amount     -                  
    (4)  Class B Interest     170,349.42                  
    (5)  Noteholders' Second Priority Principal Distributable Amount     -                  
    (6)  Class C Interest     -                  
    (7)  Noteholders' Third Priority Principal Distributable Amount     -                  
    (8) Required Reserve Account     -                  
    (9) Noteholders' Principal Distributable Amount     23,985,260.33                  
   (10) Asset Representation Reviewer Amounts (in excess of 1)     -                  
   (11) Distribution to Certificateholders     3,989,414.97                  
                         
Total Distributions of Available Funds     29,968,031.99                  
                         
Servicing Fee     742,947.77                  
Unpaid Servicing Fee     0.00                  
Change in amount of the unpaid servicing fee from the prior period     0.00                  

 

 

 

 

Note Balances & Note Factors     $ Amount                  
Original Class A     666,450,000.00                  
Original Class B     47,210,000.00                  
Original Class C     44,700,000.00                  
                         
Total Class A, B, C                        
Note Balance @ 02/17/26     629,425,352.98                  
Principal Paid     23,985,260.33                  
Note Balance @ 03/16/26     605,440,092.65                  
                         
Class A-1                        
Note Balance @ 02/17/26     1,065,352.98                  
Principal Paid     1,065,352.98                  
Note Balance @ 03/16/26     0.00                  
Note Factor @ 03/16/26     0.0000000 %                
                         
Class A-2a                        
Note Balance @ 02/17/26     285,520,000.00                  
Principal Paid     17,426,746.77                  
Note Balance @ 03/16/26     268,093,253.23                  
Note Factor @ 03/16/26     93.8964882 %                
                         
Class A-2b                        
Note Balance @ 02/17/26     90,000,000.00                  
Principal Paid     5,493,160.58                  
Note Balance @ 03/16/26     84,506,839.42                  
Note Factor @ 03/16/26     93.8964882 %                
                         
Class A-3                        
Note Balance @ 02/17/26     160,930,000.00                  
Principal Paid     0.00                  
Note Balance @ 03/16/26     160,930,000.00                  
Note Factor @ 03/16/26     100.0000000 %                
                         
Class B                        
Note Balance @ 02/17/26     47,210,000.00                  
Principal Paid     0.00                  
Note Balance @ 03/16/26     47,210,000.00                  
Note Factor @ 03/16/26     100.0000000 %                
                         
Class C                        
Note Balance @ 02/17/26     44,700,000.00                  
Principal Paid     0.00                  
Note Balance @ 03/16/26     44,700,000.00                  
Note Factor @ 03/16/26     100.0000000 %                
                         
Interest & Principal Payments     $ Amount                  
Total Interest Paid     1,993,356.69                  
Total Principal Paid     23,985,260.33                  
Total Paid     25,978,617.02                  
                         
Class A-1                        
Coupon     4.22200 %                
Interest Paid     3,373.44                  
Principal Paid     1,065,352.98                  
Total Paid to A-1 Holders     1,068,726.42                  
                         
Class A-2a                        
Coupon     4.14000 %                
Interest Paid     985,044.00                  
Principal Paid     17,426,746.77                  
Total Paid to A-2a Holders     18,411,790.77                  
                         
Class A-2b                        
SOFR Rate     3.65819 %                
Coupon     4.25819 %                
Interest Paid     287,427.83                  
Principal Paid     5,493,160.58                  
Total Paid to A-2b Holders     5,780,588.41                  
                         
Class A-3                        
Coupon     4.08000 %                
Interest Paid     547,162.00                  
Principal Paid     0.00                  
Total Paid to A-3 Holders     547,162.00                  
                         
Class B                        
Coupon     4.33000 %                
Interest Paid     170,349.42                  
Principal Paid     0.00                  
Total Paid to B Holders     170,349.42                  
                         
Class C                        
Coupon     0.00000 %                
Interest Paid     0.00                  
Principal Paid     0.00                  
Total Paid to C Holders     0.00                  

 

 

 

 

Distribution per $1,000 of Notes   Total              
Total Interest Distribution Amount   2.6285098              
Total Interest Carryover Shortfall   0.0000000              
Total Principal Distribution Amount   31.6278025              
Total Distribution Amount   34.2563123              
                   
A-1 Interest Distribution Amount   0.0259495              
A-1 Interest Carryover Shortfall   0.0000000              
A-1 Principal Distribution Amount   8.1950229              
Total A-1 Distribution Amount   8.2209724              
                   
A-2a  Interest Distribution Amount   3.4500000              
A-2a Interest Carryover Shortfall   0.0000000              
A-2a  Principal Distribution Amount   61.0351176              
Total A-2a  Distribution Amount   64.4851176              
                   
A-2b Interest Distribution Amount   3.1936426              
A-2b Interest Carryover Shortfall   0.0000000              
A-2b  Principal Distribution Amount   61.0351176              
Total A-2b  Distribution Amount   64.2287602              
                   
A-3 Interest Distribution Amount   3.4000000              
A-3 Interest Carryover Shortfall   0.0000000              
A-3 Principal Distribution Amount   0.0000000              
Total A-3 Distribution Amount   3.4000000              
                   
B Interest Distribution Amount   3.6083334              
B Interest Carryover Shortfall   0.0000000              
B Principal Distribution Amount   0.0000000              
Total B Distribution Amount   3.6083334              
                   
C Interest Distribution Amount   0.0000000              
C Interest Carryover Shortfall   0.0000000              
C Principal Distribution Amount   0.0000000              
Total C Distribution Amount   0.0000000              
                   
Noteholders' First Priority Principal Distributable Amount   0.00              
Noteholders' Second Priority Principal Distributable Amount   0.00              
Noteholders' Third Priority Principal Distributable Amount   0.00              
Noteholders' Principal Distributable Amount   1,000.00              
                   
Account Balances   $ Amount              
Reserve Account                  
Balance as of 02/17/26   4,178,257.32              
Investment Earnings   11,218.60              
Investment Earnings Paid   (11,218.60)             
Deposit/(Withdrawal)   -              
Balance as of 03/16/26   4,178,257.32              
Change   -              
                   
Required Reserve Amount   4,178,257.32              

 

Credit Risk Retention Information

 

World Omni Financial Corp. (“World Omni”), as “originator” for the purposes of the EU Securitization Rules (as defined in the Sale and Servicing Agreement), continues to retain, a material net economic interest (the “EU Retained Interest”), in the form of retention of a first loss tranche as described in option (d) of Article 6(3) of the EU Securitization Regulation, by holding all the limited liability company interests in World Omni Auto Receivables LLC (“WOAR”), which in turn retains the Certificates (as defined in the Sale and Servicing Agreement) issued by World Omni Select Auto Trust 2025-A, such Certificates representing at least 5% of the aggregate nominal value of the Receivables (as defined in the Sale and Servicing Agreement) in the pool.

 

World Omni has not (and has not permitted WOAR or any of its other affiliates to subject the EU Retained Interest to any hedge or otherwise mitigate its credit risk under or associated with the EU Retained Interest, or sell, transfer or otherwise surrender all or part of the rights, benefits or obligations arising from the EU Retained Interest) subject the EU Retained Interest to any credit risk mitigation or hedging, or sell, transfer or otherwise surrender all or part of the rights, benefits or obligations arising from the EU Retained Interest, except, in each case to the extent permitted in accordance with the EU Securitization Rules.  Further, World Omni has not changed the retention option or method of calculating the EU Retained Interest.