v3.26.1
FAIR VALUE - Schedule of Assets and Liabilities Not Carried at Fair Value (Details) - USD ($)
$ in Thousands
Dec. 31, 2025
Dec. 31, 2024
Assets:    
Investment securities held to maturity $ 2,384 $ 2,346
Loans HFI, at amortized cost 54,076 60,833
Fair Value, Inputs, Level 1 | Carrying Value | Cash and cash equivalents    
Assets:    
Cash and cash equivalents 206,982 77,788
Fair Value, Inputs, Level 1 | Fair Value | Cash and cash equivalents    
Assets:    
Cash and cash equivalents 206,982 77,788
Fair Value, Inputs, Level 2 | Carrying Value    
Assets:    
Investment securities held to maturity 2,493 2,488
Nonmarketable equity securities, at cost 4,656 4,526
Accrued interest receivable 8,421 9,155
Liabilities:    
Subordinated notes 5,962 5,956
Notes payable 1,593 1,934
Accrued interest payable 1,133 1,036
Fair Value, Inputs, Level 2 | Carrying Value | Time deposits in banks    
Assets:    
Cash and cash equivalents 0 2,270
Liabilities:    
Deposits, liabilities 402,341 310,268
Fair Value, Inputs, Level 2 | Carrying Value | Noninterest-bearing deposit accounts    
Liabilities:    
Deposits, liabilities 95,731 101,743
Fair Value, Inputs, Level 2 | Carrying Value | Interest-bearing transaction accounts    
Liabilities:    
Deposits, liabilities 231,227 256,793
Fair Value, Inputs, Level 2 | Carrying Value | Savings and money market deposit accounts    
Liabilities:    
Deposits, liabilities 454,639 474,425
Fair Value, Inputs, Level 2 | Fair Value    
Assets:    
Investment securities held to maturity 2,384 2,346
Nonmarketable equity securities, at cost 4,656 4,526
Accrued interest receivable 8,421 9,155
Liabilities:    
Subordinated notes 5,877 5,511
Notes payable 1,590 1,919
Accrued interest payable 1,133 1,036
Fair Value, Inputs, Level 2 | Fair Value | Time deposits in banks    
Assets:    
Cash and cash equivalents 0 2,212
Liabilities:    
Deposits, liabilities 403,394 307,925
Fair Value, Inputs, Level 2 | Fair Value | Noninterest-bearing deposit accounts    
Liabilities:    
Deposits, liabilities 95,731 101,743
Fair Value, Inputs, Level 2 | Fair Value | Interest-bearing transaction accounts    
Liabilities:    
Deposits, liabilities 231,227 256,793
Fair Value, Inputs, Level 2 | Fair Value | Savings and money market deposit accounts    
Liabilities:    
Deposits, liabilities 454,639 474,425
Fair Value, Inputs, Level 3 | Carrying Value    
Assets:    
Loans HFI, at amortized cost 887,822 990,214
Fair Value, Inputs, Level 3 | Carrying Value | Government guaranteed loan servicing rights    
Assets:    
Government guaranteed loan servicing rights 12,580 16,534
Fair Value, Inputs, Level 3 | Fair Value    
Assets:    
Loans HFI, at amortized cost 900,200 986,406
Fair Value, Inputs, Level 3 | Fair Value | Government guaranteed loan servicing rights    
Assets:    
Government guaranteed loan servicing rights $ 16,041 $ 19,473