v3.26.1
ALLOWANCE FOR CREDIT LOSSES - Schedule of Credit Exposure for the Loan Portfolio Disaggregated by Loan Segment (Details) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Risk Rating    
Total $ 909,818 $ 1,005,726
Real estate - commercial    
Risk Rating    
Year one 21,998 58,750
Year two 45,061 71,134
Year three 43,376 71,741
Year four 39,624 47,488
Year five 25,443 54,163
Prior 37,774  
Revolving Loans Amortized Cost Basis 2,495 2,445
Revolving Loans Converted to Term 0 0
Total 215,771 305,721
Gross write offs    
Year one 0 0
Year two 0 0
Year three 130 60
Year four 235 0
Year five 0  
Prior 85  
Prior   0
Revolving Loans Amortized Cost Basis 0 0
Revolving Loans Converted to Term 0 0
Total 450 60
Real estate - commercial | Pass    
Risk Rating    
Year one 21,998 58,597
Year two 39,871 67,244
Year three 39,799 67,994
Year four 33,762 46,851
Year five 24,573 52,733
Prior 35,268  
Revolving Loans Amortized Cost Basis 2,480 2,430
Revolving Loans Converted to Term 0 0
Total 197,751 295,849
Real estate - commercial | Special mention    
Risk Rating    
Year one 0 153
Year two 79 919
Year three 394 2,890
Year four 1,436 538
Year five 111 489
Prior 297  
Revolving Loans Amortized Cost Basis 15 15
Revolving Loans Converted to Term 0 0
Total 2,332 5,004
Real estate - commercial | Substandard    
Risk Rating    
Year one 0 0
Year two 5,111 2,971
Year three 3,183 857
Year four 4,426 99
Year five 759 941
Prior 2,209  
Revolving Loans Amortized Cost Basis 0 0
Revolving Loans Converted to Term 0 0
Total 15,688 4,868
Real estate - commercial | Doubtful    
Risk Rating    
Year one 0 0
Year two 0 0
Year three 0 0
Year four 0 0
Year five 0 0
Prior 0  
Revolving Loans Amortized Cost Basis 0 0
Revolving Loans Converted to Term 0 0
Total 0 0
Real estate - construction and land    
Risk Rating    
Year one 7,977 1,947
Year two 6,335 18,261
Year three 22,549 9,891
Year four 10,487 2,815
Year five 1,049 0
Prior 0  
Revolving Loans Amortized Cost Basis 0 0
Revolving Loans Converted to Term 0 0
Total 48,397 32,914
Gross write offs    
Year one 0 0
Year two 0 0
Year three 0 0
Year four 0 0
Year five 0  
Prior 0  
Prior   0
Revolving Loans Amortized Cost Basis 0 0
Revolving Loans Converted to Term 0 0
Total 0 0
Real estate - construction and land | Pass    
Risk Rating    
Year one 7,977 1,947
Year two 5,266 18,261
Year three 8,849 9,891
Year four 10,487 2,815
Year five 1,049 0
Prior 0  
Revolving Loans Amortized Cost Basis 0 0
Revolving Loans Converted to Term 0 0
Total 33,628 32,914
Real estate - construction and land | Special mention    
Risk Rating    
Year one 0 0
Year two 1,069 0
Year three 0 0
Year four 0 0
Year five 0 0
Prior 0  
Revolving Loans Amortized Cost Basis 0 0
Revolving Loans Converted to Term 0 0
Total 1,069 0
Real estate - construction and land | Substandard    
Risk Rating    
Year one 0 0
Year two 0 0
Year three 13,700 0
Year four 0 0
Year five 0 0
Prior 0  
Revolving Loans Amortized Cost Basis 0 0
Revolving Loans Converted to Term 0 0
Total 13,700 0
Real estate - construction and land | Doubtful    
Risk Rating    
Year one 0 0
Year two 0 0
Year three 0 0
Year four 0 0
Year five 0 0
Prior 0  
Revolving Loans Amortized Cost Basis 0 0
Revolving Loans Converted to Term 0 0
Total 0 0
Commercial and industrial    
Risk Rating    
Year one 45,114 84,622
Year two 42,562 43,849
Year three 28,971 36,710
Year four 25,647 11,404
Year five 3,877 41,043
Prior 23,914  
Revolving Loans Amortized Cost Basis 11,481 8,894
Revolving Loans Converted to Term 0 0
Total 181,566 226,522
Gross write offs    
Year one 350 0
Year two 3,441 3,286
Year three 5,185 3,210
Year four 2,722 361
Year five 404  
Prior 3,289  
Prior   4,099
Revolving Loans Amortized Cost Basis 33 0
Revolving Loans Converted to Term 0 0
Total 15,424 10,956
Commercial and industrial | Pass    
Risk Rating    
Year one 44,674 84,402
Year two 40,705 40,301
Year three 24,250 32,982
Year four 22,538 10,715
Year five 3,418 36,641
Prior 19,740  
Revolving Loans Amortized Cost Basis 11,362 8,778
Revolving Loans Converted to Term 0 0
Total 166,687 213,819
Commercial and industrial | Special mention    
Risk Rating    
Year one 386 189
Year two 702 1,991
Year three 1,330 3,003
Year four 950 682
Year five 98 3,696
Prior 1,150  
Revolving Loans Amortized Cost Basis 79 0
Revolving Loans Converted to Term 0 0
Total 4,695 9,561
Commercial and industrial | Substandard    
Risk Rating    
Year one 41 31
Year two 1,155 1,464
Year three 3,369 725
Year four 2,114 0
Year five 353 626
Prior 2,939  
Revolving Loans Amortized Cost Basis 40 116
Revolving Loans Converted to Term 0 0
Total 10,011 2,962
Commercial and industrial | Doubtful    
Risk Rating    
Year one 13 0
Year two 0 93
Year three 22 0
Year four 45 7
Year five 8 80
Prior 85  
Revolving Loans Amortized Cost Basis 0 0
Revolving Loans Converted to Term 0 0
Total 173 180
Commercial and industrial - PPP    
Risk Rating    
Year one 0 0
Year two 0 0
Year three 0 0
Year four 0 135
Year five 0 806
Prior 6  
Revolving Loans Amortized Cost Basis 0 0
Revolving Loans Converted to Term 0 0
Total 6 941
Gross write offs    
Year one 0 0
Year two 0 0
Year three 0 0
Year four 0 0
Year five 0  
Prior 1  
Prior   0
Revolving Loans Amortized Cost Basis 0 0
Revolving Loans Converted to Term 0 0
Total 1 0
Commercial and industrial - PPP | Pass    
Risk Rating    
Year one 0 0
Year two 0 0
Year three 0 0
Year four 0 135
Year five 0 302
Prior 6  
Revolving Loans Amortized Cost Basis 0 0
Revolving Loans Converted to Term 0 0
Total 6 437
Commercial and industrial - PPP | Special mention    
Risk Rating    
Year one 0 0
Year two 0 0
Year three 0 0
Year four 0 0
Year five 0 504
Prior 0  
Revolving Loans Amortized Cost Basis 0 0
Revolving Loans Converted to Term 0 0
Total 0 504
Commercial and industrial - PPP | Substandard    
Risk Rating    
Year one 0 0
Year two 0 0
Year three 0 0
Year four 0 0
Year five 0 0
Prior 0  
Revolving Loans Amortized Cost Basis 0 0
Revolving Loans Converted to Term 0 0
Total 0 0
Commercial and industrial - PPP | Doubtful    
Risk Rating    
Year one 0 0
Year two 0 0
Year three 0 0
Year four 0 0
Year five 0 0
Prior 0  
Revolving Loans Amortized Cost Basis 0 0
Revolving Loans Converted to Term 0 0
Total 0 0
Real Estate - Residential    
Risk Rating    
Year one 9,162 29,086
Year two 32,100 26,473
Year three 25,044 69,163
Year four 68,658 32,528
Year five 22,239 26,395
Prior 18,287  
Revolving Loans Amortized Cost Basis 189,937 147,225
Revolving Loans Converted to Term 0 0
Total 365,427 330,870
Gross write offs    
Year one 0 0
Year two 0 0
Year three 0 0
Year four 141 0
Year five 0  
Prior 0  
Prior   20
Revolving Loans Amortized Cost Basis 842 0
Revolving Loans Converted to Term 0 0
Total 983 20
Real Estate - Residential | Pass    
Risk Rating    
Year one 9,162 29,086
Year two 31,950 26,473
Year three 24,494 65,598
Year four 67,942 32,235
Year five 21,372 26,395
Prior 15,775  
Revolving Loans Amortized Cost Basis 188,568 145,265
Revolving Loans Converted to Term 0 0
Total 359,263 325,052
Real Estate - Residential | Doubtful    
Risk Rating    
Year one 0 0
Year two 150 0
Year three 550 3,565
Year four 716 293
Year five 867 0
Prior 2,512  
Revolving Loans Amortized Cost Basis 1,369 1,960
Revolving Loans Converted to Term 0 0
Total 6,164 5,818
Consumer and Other    
Risk Rating    
Year one 12,047 59,675
Year two 50,460 21,860
Year three 17,941 10,026
Year four 4,269 603
Year five 171 53
Prior 49  
Revolving Loans Amortized Cost Basis 1,504 1,609
Revolving Loans Converted to Term 0 0
Total 86,441 93,826
Gross write offs    
Year one 233 0
Year two 680 236
Year three 251 2,351
Year four 1,088 35
Year five 23  
Prior 9  
Prior   316
Revolving Loans Amortized Cost Basis 74 0
Revolving Loans Converted to Term 0 0
Total 2,358 2,938
Consumer and Other | Pass    
Risk Rating    
Year one 12,047 59,591
Year two 50,220 21,860
Year three 17,921 9,840
Year four 4,220 603
Year five 171 53
Prior 49  
Revolving Loans Amortized Cost Basis 1,504 1,584
Revolving Loans Converted to Term 0 0
Total 86,132 93,531
Consumer and Other | Doubtful    
Risk Rating    
Year one 0 84
Year two 240 0
Year three 20 186
Year four 49 0
Year five 0 0
Prior 0  
Revolving Loans Amortized Cost Basis 0 25
Revolving Loans Converted to Term 0 0
Total $ 309 $ 295