v3.26.1
Reinsurance - Narrative (Details) - USD ($)
12 Months Ended 24 Months Ended 36 Months Ended
Jul. 01, 2025
Jun. 01, 2025
Jan. 01, 2024
Nov. 01, 2022
Jan. 01, 2022
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2021
Dec. 31, 2024
Dec. 31, 2024
Dec. 31, 2023
Jun. 30, 2022
Effects Of Reinsurance [Line Items]                        
Reinsurance recoverables on paid losses           $ 5,929,000 $ 6,919,000   $ 6,919,000 $ 6,919,000    
Stated net reserves retained           82,353,000 104,795,000   104,795,000 104,795,000 $ 103,805,000  
Losses and loss adjustment expenses, net           38,541,000 73,302,000          
Reinsurance recoverables on unpaid losses           63,909,000 84,490,000   84,490,000 84,490,000 $ 70,807,000  
Prior period           13,712,000 33,715,000          
Prepaid reinsurance premiums           12,024,000 6,088,000   6,088,000 6,088,000    
Assumed premiums written           3,000 1,498,000          
Ceded premium written           38,492,000 22,715,000          
Ceded premiums earned           32,341,000 45,750,000          
Loss Portfolio Transfer (“LPT”) Reinsurance Agreement                        
Effects Of Reinsurance [Line Items]                        
Reinsurance recoverables on paid losses           0 3,400,000   3,400,000 3,400,000    
Reinsurance recoverables on unpaid losses           3,400,000 10,600,000   10,600,000 10,600,000    
New Quota Share Reinsurance Agreement                        
Effects Of Reinsurance [Line Items]                        
Reinsurance retention policy, reinsured percentage   50.00%                    
Percentage of ceding commission   36.20%                    
Ceded premiums earned   $ 19,800,000                    
Minimum | Loss Portfolio Transfer (“LPT”) Reinsurance Agreement                        
Effects Of Reinsurance [Line Items]                        
Reinsurance recoverables on paid losses       $ 46,300,000                
Minimum | Property Catastrophe Reinsurance Treaty                        
Effects Of Reinsurance [Line Items]                        
Amount retained (excess of) $ 4,000,000                      
Maximum | Property Catastrophe Reinsurance Treaty                        
Effects Of Reinsurance [Line Items]                        
Reinsurance recoverables on paid losses $ 56,000,000                      
Ceded Homeowners Specific Risks In Excess of $300,000 | Minimum                        
Effects Of Reinsurance [Line Items]                        
Amount retained (excess of)           500,000 400,000          
Liability Risk                        
Effects Of Reinsurance [Line Items]                        
Percentage of ceding commission         40.00%     40.00%        
Workers Compensation and Casualty Clash                        
Effects Of Reinsurance [Line Items]                        
Amount retained (excess of)                 1,000,000      
Amount reinsured                 $ 29,000,000      
Commercial Auto Physical Damage Risk                        
Effects Of Reinsurance [Line Items]                        
Amount retained (excess of)           400,000            
Liability Reinsurance Policy                        
Effects Of Reinsurance [Line Items]                        
Amount retained (excess of)                   400,000    
Amount reinsured                   $ 600,000    
Property Reinsurance Policy | Homeowners Lines                        
Effects Of Reinsurance [Line Items]                        
Amount retained (excess of)           500,000 400,000          
Amount reinsured           1,500,000 1,600,000          
Property Reinsurance Policy | Commercial Lines                        
Effects Of Reinsurance [Line Items]                        
Amount retained (excess of)             400,000          
Amount reinsured             7,600,000          
Property Reinsurance Policy | Property, Liability and Casualty Insurance Product Line                        
Effects Of Reinsurance [Line Items]                        
Amount retained (excess of)     $ 3,000,000     4,000,000 3,000,000.0          
Insured property value     $ 27,000,000     $ 56,000,000 $ 27,000,000          
Terminated date     Jun. 01, 2024     Jun. 01, 2026 Jun. 01, 2025          
Quota Share Reinsurance Agreement | Homeowners Lines                        
Effects Of Reinsurance [Line Items]                        
Reinsurance retention policy, reinsured percentage           50.00%            
Quota Share Reinsurance Agreement | Cannabis Program Net Written Premiums                        
Effects Of Reinsurance [Line Items]                        
Reinsurance retention policy, reinsured percentage           50.00%            
Quota Share Reinsurance Agreement | Minimum | Commercial Lines                        
Effects Of Reinsurance [Line Items]                        
Reinsurance retention policy, reinsured percentage           90.00%            
Quota Share Reinsurance Agreement | Maximum | Commercial Lines                        
Effects Of Reinsurance [Line Items]                        
Reinsurance retention policy, reinsured percentage           100.00%            
Quota Share Reinsurance Agreement, Other Arrangements | Maximum | Other insurance product line                        
Effects Of Reinsurance [Line Items]                        
Reinsurance retention policy, reinsured percentage           100.00%            
Insurance Fronting Arrangement                        
Effects Of Reinsurance [Line Items]                        
Assumed premiums written           $ 3,000 $ 1,500,000          
Specific Commercial Property and Liability Risks [Member] | Minimum                        
Effects Of Reinsurance [Line Items]                        
Amount retained (excess of)           400,000 400,000          
Homeowners Quota Share [Member] | Maximum                        
Effects Of Reinsurance [Line Items]                        
Amount reinsured           500,000 250,000          
Catastrophe Reinsurance Coverage [Member] | Maximum                        
Effects Of Reinsurance [Line Items]                        
Amount reinsured           4,000,000 2,000,000          
Fleming Reinsurance Ltd | Loss Portfolio Transfer (“LPT”) Reinsurance Agreement                        
Effects Of Reinsurance [Line Items]                        
Losses and loss adjustment expenses, net       5,500,000                
Amount reinsured       40,800,000                
Fleming Reinsurance Ltd | Loss Portfolio Transfer (“LPT”) Reinsurance Agreement | Accident Year 2019                        
Effects Of Reinsurance [Line Items]                        
Reinsurance recoverables on paid losses                       $ 66,300,000
Stated net reserves retained                       $ 40,800,000
Prior period       20,000,000                
Fleming Reinsurance Ltd | Maximum | Loss Portfolio Transfer (“LPT”) Reinsurance Agreement                        
Effects Of Reinsurance [Line Items]                        
Reinsurance recoverables on paid losses       $ 66,300,000                
Corridor | Agreement between CIC and WPIC and Fleming Re                        
Effects Of Reinsurance [Line Items]                        
Losses and loss adjustment expenses, net           5,500,000 5,500,000          
Layer | Minimum | Agreement between CIC and WPIC and Fleming Re                        
Effects Of Reinsurance [Line Items]                        
Losses and loss adjustment expenses, net           16,500,000 14,000,000          
Layer | Maximum | Agreement between CIC and WPIC and Fleming Re                        
Effects Of Reinsurance [Line Items]                        
Losses and loss adjustment expenses, net           $ 20 $ 20