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  <xs:element id="prosper_SecurtizationTrustPMIT20241ClassCNotesMember" abstract="true" name="SecurtizationTrustPMIT20241ClassCNotesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
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  <xs:element id="prosper_SecurtizationTrustPMCC20241ClassANotesMember" abstract="true" name="SecurtizationTrustPMCC20241ClassANotesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
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  <xs:element id="prosper_SecurtizationTrustPMCC20241ClassCNotesMember" abstract="true" name="SecurtizationTrustPMCC20241ClassCNotesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
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  <xs:element id="prosper_LoansHeldForSaleOrSecuritizationOrAssetBackedFinancingArrangementStatedRate" abstract="false" name="LoansHeldForSaleOrSecuritizationOrAssetBackedFinancingArrangementStatedRate" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:pureItemType"/>
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  <xs:element id="prosper_ServicingAssetsAndServicingLiabilitiesAtFairValueAssumptionsUsedToEstimateFairValueMarketServicingRate" abstract="false" name="ServicingAssetsAndServicingLiabilitiesAtFairValueAssumptionsUsedToEstimateFairValueMarketServicingRate" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
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  <xs:element id="prosper_LoansHeldForSaleMember" abstract="true" name="LoansHeldForSaleMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="prosper_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetOtherChanges" abstract="false" name="FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetOtherChanges" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
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  <xs:element id="prosper_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetTransferOfCreditCardPrincipalAndInterestOrFeeReceivablesUponSecuritization" abstract="false" name="FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetTransferOfCreditCardPrincipalAndInterestOrFeeReceivablesUponSecuritization" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
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  <xs:element id="prosper_TemporaryEquityStockIssuedDuringPeriodValueConversionOfConvertibleSecuritiesWarrant" abstract="false" name="TemporaryEquityStockIssuedDuringPeriodValueConversionOfConvertibleSecuritiesWarrant" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
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  <xs:element id="prosper_OnePointTwoMultiplierToDefaultRateMember" abstract="true" name="OnePointTwoMultiplierToDefaultRateMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
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  <xs:element id="prosper_ZeroPointEightMultiplierToDefaultRateMember" abstract="true" name="ZeroPointEightMultiplierToDefaultRateMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
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  <xs:element id="prosper_NotesPayableExpectedFairValueWithChangeInAssumptions" abstract="false" name="NotesPayableExpectedFairValueWithChangeInAssumptions" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
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  <xs:element id="prosper_MarketServicingRateDecreaseTo60Member" abstract="true" name="MarketServicingRateDecreaseTo60Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
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  <xs:element id="prosper_ServicingAssetsAndServicingLiabilitiesAtFairValueValuationTechniques" abstract="false" name="ServicingAssetsAndServicingLiabilitiesAtFairValueValuationTechniques" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
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  <xs:element id="prosper_ReceivableFromCreditCardPartnerExpectedFairValueWithChangeInAssumptions" abstract="false" name="ReceivableFromCreditCardPartnerExpectedFairValueWithChangeInAssumptions" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
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  <xs:element id="prosper_A2025CreditAgreementMember" abstract="true" name="A2025CreditAgreementMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="prosper_PWITWarehouseLineMember" abstract="true" name="PWITWarehouseLineMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="prosper_PWIITWarehouseLineMember" abstract="true" name="PWIITWarehouseLineMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="prosper_DebtInstrumentPercentageOfOriginalIssueDiscountNet" abstract="false" name="DebtInstrumentPercentageOfOriginalIssueDiscountNet" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="prosper_DebtInstrumentUnamortizedOriginalIssueDiscountAndDebtIssuanceAndModificationCosts" abstract="false" name="DebtInstrumentUnamortizedOriginalIssueDiscountAndDebtIssuanceAndModificationCosts" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="prosper_DebtInstrumentNumberOfPrincipalPeriodicPayment" abstract="false" name="DebtInstrumentNumberOfPrincipalPeriodicPayment" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:integerItemType"/>
  <xs:element id="prosper_DebtInstrumentCreditFacilityUpsizeOptionAmount" abstract="false" name="DebtInstrumentCreditFacilityUpsizeOptionAmount" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="prosper_SeriesE1ConvertiblePreferredStockWarrantsMember" abstract="true" name="SeriesE1ConvertiblePreferredStockWarrantsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="prosper_SeriesAConvertiblePreferredStockMember" abstract="true" name="SeriesAConvertiblePreferredStockMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="prosper_SeriesAOneConvertiblePreferredStockMember" abstract="true" name="SeriesAOneConvertiblePreferredStockMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="prosper_SeriesBConvertiblePreferredStockMember" abstract="true" name="SeriesBConvertiblePreferredStockMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="prosper_SeriesCConvertiblePreferredStockMember" abstract="true" name="SeriesCConvertiblePreferredStockMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="prosper_SeriesAandSeriesBConvertiblePreferredStockMember" abstract="true" name="SeriesAandSeriesBConvertiblePreferredStockMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="prosper_SeriesDConvertiblePreferredStockMember" abstract="true" name="SeriesDConvertiblePreferredStockMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="prosper_SeriesE1PreferredStockMember" abstract="true" name="SeriesE1PreferredStockMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="prosper_SeriesE1WarrantsMember" abstract="true" name="SeriesE1WarrantsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="prosper_SeriesE1AndSeriesE2ConvertiblePreferredStockMember" abstract="true" name="SeriesE1AndSeriesE2ConvertiblePreferredStockMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="prosper_SeriesE2PreferredStockMember" abstract="true" name="SeriesE2PreferredStockMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="prosper_SeriesFWarrantMember" abstract="true" name="SeriesFWarrantMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="prosper_ConsortiumPurchaseAgreementMember" abstract="true" name="ConsortiumPurchaseAgreementMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="prosper_ConvertiblePreferredStockPricePerShare" abstract="false" name="ConvertiblePreferredStockPricePerShare" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:perShareItemType"/>
  <xs:element id="prosper_CommonStockConvertibleRatioIfPreferredStockDidNotParticipate" abstract="false" name="CommonStockConvertibleRatioIfPreferredStockDidNotParticipate" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:pureItemType"/>
  <xs:element id="prosper_NumberOfWarrantsIssued" abstract="false" name="NumberOfWarrantsIssued" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:sharesItemType"/>
  <xs:element id="prosper_TemporaryEquityStockRepurchasedDuringPeriodShares" abstract="false" name="TemporaryEquityStockRepurchasedDuringPeriodShares" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:sharesItemType"/>
  <xs:element id="prosper_ValuePriorToClosingOfUnderwrittenInitialPublicOfferingOnConversion" abstract="false" name="ValuePriorToClosingOfUnderwrittenInitialPublicOfferingOnConversion" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="prosper_AggregateProceedsToEntityBeforeDeductingUnderwritersCommissionsAndExpensesOnConversionMinimum" abstract="false" name="AggregateProceedsToEntityBeforeDeductingUnderwritersCommissionsAndExpensesOnConversionMinimum" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="prosper_PercentageOfHoldersOfPreferredStockRequiredToRequestForConversionMinimum" abstract="false" name="PercentageOfHoldersOfPreferredStockRequiredToRequestForConversionMinimum" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="prosper_ConversionRatioOfPreferredStockIntoProsperCommonStock" abstract="false" name="ConversionRatioOfPreferredStockIntoProsperCommonStock" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:pureItemType"/>
  <xs:element id="prosper_PreferredStockPercentOfLiquidationPreference" abstract="false" name="PreferredStockPercentOfLiquidationPreference" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="prosper_PreferredStockLiquidationRightsAfterPaymentOrPaymentSetAsidePercentOfLiquidationPreference" abstract="false" name="PreferredStockLiquidationRightsAfterPaymentOrPaymentSetAsidePercentOfLiquidationPreference" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="prosper_NumberOfTimesShareholdersAreEntitledToReceiveOriginalIssuePrice" abstract="false" name="NumberOfTimesShareholdersAreEntitledToReceiveOriginalIssuePrice" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:integerItemType"/>
  <xs:element id="prosper_ClassofWarrantorRightExpirationPeriod" abstract="false" name="ClassofWarrantorRightExpirationPeriod" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:durationItemType"/>
  <xs:element id="prosper_ClassOfWarrantOrRightExpirationPeriod" abstract="false" name="ClassOfWarrantOrRightExpirationPeriod" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:durationItemType"/>
  <xs:element id="prosper_CommonAndPreferredStockSharesAuthorized" abstract="false" name="CommonAndPreferredStockSharesAuthorized" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:sharesItemType"/>
  <xs:element id="prosper_CommonStockVotingRightsPerCommonShareNumberOfVotes" abstract="false" name="CommonStockVotingRightsPerCommonShareNumberOfVotes" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:integerItemType"/>
  <xs:element id="prosper_A2025PlanMember" abstract="true" name="A2025PlanMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="prosper_TwoThousandFiveStockPlanAndTwoThousandFifteenStockOptionPlanMember" abstract="true" name="TwoThousandFiveStockPlanAndTwoThousandFifteenStockOptionPlanMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="prosper_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePriceVested" abstract="false" name="ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePriceVested" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:perShareItemType"/>
  <xs:element id="prosper_WeightedAverageRemainingContractualTermRollForward" abstract="true" name="WeightedAverageRemainingContractualTermRollForward" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="prosper_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingAggregateIntrinsicValue" abstract="false" name="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingAggregateIntrinsicValue" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="prosper_OriginationAndServicingExpenseMember" abstract="true" name="OriginationAndServicingExpenseMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="prosper_EffectiveIncomeTaxRateReconciliationConvertiblePreferredStockWarrantsAmount" abstract="false" name="EffectiveIncomeTaxRateReconciliationConvertiblePreferredStockWarrantsAmount" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="prosper_EffectiveIncomeTaxRateReconciliationConvertiblePreferredStockWarrantsPercent" abstract="false" name="EffectiveIncomeTaxRateReconciliationConvertiblePreferredStockWarrantsPercent" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="prosper_DeferredTaxAssetsOperatingLeaseLiability" abstract="false" name="DeferredTaxAssetsOperatingLeaseLiability" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="prosper_DeferredTaxLiabilitiesServicingRightsNet" abstract="false" name="DeferredTaxLiabilitiesServicingRightsNet" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="prosper_DeferredTaxLiabilitiesOperatingLeaseRightOfUseAsset" abstract="false" name="DeferredTaxLiabilitiesOperatingLeaseRightOfUseAsset" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="prosper_IncomeTaxPeriodSubjectToExamination" abstract="false" name="IncomeTaxPeriodSubjectToExamination" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:durationItemType"/>
  <xs:element id="prosper_OperatingLeaseRightofUseAssetAccumulatedAmortization" abstract="false" name="OperatingLeaseRightofUseAssetAccumulatedAmortization" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="prosper_OperatingLeaseRightOfUseAssetNet" abstract="false" name="OperatingLeaseRightOfUseAssetNet" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="prosper_LesseeOperatingLeaseLiabilityToBePaidAfterYearFour" abstract="false" name="LesseeOperatingLeaseLiabilityToBePaidAfterYearFour" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="prosper_NonCashOperatingActivityAbstract" abstract="true" name="NonCashOperatingActivityAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="prosper_RightOfUseAssetAdjustedInExchangeForOperatingLeaseLiability" abstract="false" name="RightOfUseAssetAdjustedInExchangeForOperatingLeaseLiability" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="prosper_OperatingCommitmentsLoanDesignatedAmountThresholdTermTwo" abstract="false" name="OperatingCommitmentsLoanDesignatedAmountThresholdTermTwo" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="prosper_BorrowersLoansOriginationMinimumFeeYearOne" abstract="false" name="BorrowersLoansOriginationMinimumFeeYearOne" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="prosper_BorrowersLoansOriginationMinimumFeeYearTwo" abstract="false" name="BorrowersLoansOriginationMinimumFeeYearTwo" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="prosper_MinimumLiquidityCovenant" abstract="false" name="MinimumLiquidityCovenant" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="prosper_FeeDepositsRefundObligationRefundsIssued" abstract="false" name="FeeDepositsRefundObligationRefundsIssued" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="prosper_FeeDepositsRefundObligation" abstract="false" name="FeeDepositsRefundObligation" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="prosper_RepurchaseObligationAccrued" abstract="false" name="RepurchaseObligationAccrued" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="prosper_MinimumPercentageOfVotingSecuritiesHoldersEngagedInVariousTransactionsAsRelatedParty" abstract="false" name="MinimumPercentageOfVotingSecuritiesHoldersEngagedInVariousTransactionsAsRelatedParty" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="prosper_MinimumPercentageOfStockHoldersEngagedInVariousTransactionsAsRelatedParty" abstract="false" name="MinimumPercentageOfStockHoldersEngagedInVariousTransactionsAsRelatedParty" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="prosper_ExecutiveOfficersAndManagementMember" abstract="true" name="ExecutiveOfficersAndManagementMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="prosper_AggregateAmountOfNotesAndBorrowerLoansPurchasedByRelatedParties" abstract="false" name="AggregateAmountOfNotesAndBorrowerLoansPurchasedByRelatedParties" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="prosper_DeferredCompensationArrangementWithEligibleEmployeesPercentage" abstract="false" name="DeferredCompensationArrangementWithEligibleEmployeesPercentage" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="prosper_RelatedPartyOneMember" abstract="true" name="RelatedPartyOneMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="prosper_RelatedPartyTwoMember" abstract="true" name="RelatedPartyTwoMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="prosper_RelatedPartyThreeMember" abstract="true" name="RelatedPartyThreeMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="prosper_PercentageOfLoanPurchased" abstract="false" name="PercentageOfLoanPurchased" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="prosper_PercentageOfFundFromWholeLoanChannel" abstract="false" name="PercentageOfFundFromWholeLoanChannel" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="prosper_TransactionFeeCapPercentage" abstract="false" name="TransactionFeeCapPercentage" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="prosper_ConsumerFinanceSegmentMember" abstract="true" name="ConsumerFinanceSegmentMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="prosper_CreditCardSegmentMember" abstract="true" name="CreditCardSegmentMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="prosper_ImpactOfFluctuationsInMarketInterestRatesRevenues" abstract="false" name="ImpactOfFluctuationsInMarketInterestRatesRevenues" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="prosper_AcceleratedAmortizationOfDebtIssuanceCostsRevenues" abstract="false" name="AcceleratedAmortizationOfDebtIssuanceCostsRevenues" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="prosper_SegmentAdjustedNetRevenue" abstract="false" name="SegmentAdjustedNetRevenue" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="prosper_AdjustedEarningsBeforeInterestTaxesDepreciationAndAmortization" abstract="false" name="AdjustedEarningsBeforeInterestTaxesDepreciationAndAmortization" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="prosper_OriginationAndServicingDepreciationExpense" abstract="false" name="OriginationAndServicingDepreciationExpense" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="prosper_GeneralAndAdministrativeDepreciationExpense" abstract="false" name="GeneralAndAdministrativeDepreciationExpense" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="prosper_ImpactOfFluctuationsInMarketInterestRates" abstract="false" name="ImpactOfFluctuationsInMarketInterestRates" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="prosper_AcceleratedAmortizationOfDebtIssuanceCosts" abstract="false" name="AcceleratedAmortizationOfDebtIssuanceCosts" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="prosper_SegmentAdjustedEBITDAInterestIncomeExpenseNet" abstract="false" name="SegmentAdjustedEBITDAInterestIncomeExpenseNet" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
</xs:schema>
