v3.26.1
BORROWER LOANS AND NOTES, AT FAIR VALUE - Additional Information (Details) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Mar. 28, 2024
Fair Value Balance Sheet Grouping Financial Statement Captions [Line Items]      
Notes Issued by Securitization Trust [1],[2] $ 149,902 $ 258,960  
VIE, Primary Beneficiary      
Fair Value Balance Sheet Grouping Financial Statement Captions [Line Items]      
Notes Issued by Securitization Trust 149,902 258,960  
VIE, Primary Beneficiary | Securtization Trust PMIT 2024-1      
Fair Value Balance Sheet Grouping Financial Statement Captions [Line Items]      
Notes Issued by Securitization Trust $ 25,100 $ 71,900  
Prosper Funding LLC | VIE, Primary Beneficiary | Securtization Trust PMIT 2024-1      
Fair Value Balance Sheet Grouping Financial Statement Captions [Line Items]      
Notes Issued by Securitization Trust     $ 4,500
Debt fair value     $ 1,600
Borrower Loans      
Fair Value Balance Sheet Grouping Financial Statement Captions [Line Items]      
Maturity, in months 24 months 24 months  
Maturity term two, in months 36 months 36 months  
Maturity term three, in months 48 months 48 months  
Maturity term four, in months 60 months 60 months  
Fixed interest rate, minimum 6.00% 6.00%  
Fixed interest rate, maximum 33.00% 33.00%  
Minimum number of days for which loans originated were delinquent 90 days 90 days  
Fair value of loans originated $ 600 $ 1,100  
Non accrual status past due date   120 days  
Loans in non-accrual status $ 400 $ 600  
Borrower Loans | Prosper Funding LLC      
Fair Value Balance Sheet Grouping Financial Statement Captions [Line Items]      
Maturity term one, in months 24 months 24 months  
Maturity term three, in months 48 months 48 months  
Fixed interest rate, minimum 6.00% 6.00%  
Fixed interest rate, maximum 33.00% 33.00%  
Minimum number of days for which loans originated were delinquent 90 days 90 days  
Fair value of loans originated $ 400 $ 400  
Non accrual status past due date   120 days  
Loans in non-accrual status $ 300 $ 300  
Borrower Loans | Prosper Funding LLC | Minimum      
Fair Value Balance Sheet Grouping Financial Statement Captions [Line Items]      
Maturity term two, in months 36 months 36 months  
Borrower Loans | Prosper Funding LLC | Maximum      
Fair Value Balance Sheet Grouping Financial Statement Captions [Line Items]      
Maturity term four, in months 60 months 60 months  
Borrower Loans | Financing Receivables, Equal to Greater than 90 Days Past Due      
Fair Value Balance Sheet Grouping Financial Statement Captions [Line Items]      
Aggregate principal amount $ 2,900 $ 5,400  
Borrower Loans | Financing Receivables, Equal to Greater than 90 Days Past Due | Prosper Funding LLC      
Fair Value Balance Sheet Grouping Financial Statement Captions [Line Items]      
Aggregate principal amount $ 2,200 $ 3,100  
[1]
The following table presents the assets and liabilities of consolidated variable interest entities (“VIEs”), which are included in the Consolidated Balance Sheets above. The assets in the table below may only be used to settle obligations of consolidated VIEs and are in excess of those obligations. Additionally, the assets and liabilities in the table below include third-party assets and liabilities of consolidated VIEs only and exclude intercompany balances that eliminate in consolidation. Refer to Note 7, Securitizations, and Note 11, Debt, to the notes to the consolidated financial statements for additional information.

December 31,
20252024
Assets of consolidated VIEs, included in total assets above:
Restricted Cash$11,892 $17,961 
Accounts Receivable1,376 1,019 
Borrower Loans, at Fair Value64,400 176,208 
Receivable from Credit Card Partner, at Fair Value99,865 104,153 
Total assets of consolidated VIEs$177,533 $299,341 
Liabilities of consolidated VIEs, included in total liabilities above:
Notes Issued by Securitization Trusts$149,902 $258,960 
Other Liabilities2,163 1,570 
Total liabilities of consolidated VIEs$152,065 $260,530 
[2] (1) Includes amounts in consolidated variable interest entities presented separately in the table below.