v3.26.1
BORROWER LOANS AND NOTES, AT FAIR VALUE - Fair Value of Borrower Loans and Notes (Details) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Fair Value Balance Sheet Grouping Financial Statement Captions [Line Items]    
Borrower loans, fair value [1],[2] $ 309,737 $ 461,785
Notes, Fair value 243,900 283,030
Prosper Funding LLC    
Fair Value Balance Sheet Grouping Financial Statement Captions [Line Items]    
Borrower loans, fair value 245,337 285,578
Notes, Fair value 243,900 283,030
Notes    
Fair Value Balance Sheet Grouping Financial Statement Captions [Line Items]    
Notes, Aggregate principal balance outstanding 256,929 301,246
Notes, Fair value adjustments (13,029) (18,216)
Notes, Fair value 243,900 283,030
Notes | Prosper Funding LLC    
Fair Value Balance Sheet Grouping Financial Statement Captions [Line Items]    
Notes, Aggregate principal balance outstanding 256,929 301,246
Notes, Fair value adjustments (13,029) (18,216)
Notes, Fair value 243,900 283,030
Borrower Loans    
Fair Value Balance Sheet Grouping Financial Statement Captions [Line Items]    
Borrower Loans, Aggregate principal balance outstanding 324,505 489,289
Fair value adjustments (14,768) (27,504)
Borrower loans, fair value 309,737 461,785
Borrower Loans | Prosper Funding LLC    
Fair Value Balance Sheet Grouping Financial Statement Captions [Line Items]    
Borrower Loans, Aggregate principal balance outstanding 255,132 300,782
Fair value adjustments (9,795) (15,204)
Borrower loans, fair value $ 245,337 $ 285,578
[1]
The following table presents the assets and liabilities of consolidated variable interest entities (“VIEs”), which are included in the Consolidated Balance Sheets above. The assets in the table below may only be used to settle obligations of consolidated VIEs and are in excess of those obligations. Additionally, the assets and liabilities in the table below include third-party assets and liabilities of consolidated VIEs only and exclude intercompany balances that eliminate in consolidation. Refer to Note 7, Securitizations, and Note 11, Debt, to the notes to the consolidated financial statements for additional information.

December 31,
20252024
Assets of consolidated VIEs, included in total assets above:
Restricted Cash$11,892 $17,961 
Accounts Receivable1,376 1,019 
Borrower Loans, at Fair Value64,400 176,208 
Receivable from Credit Card Partner, at Fair Value99,865 104,153 
Total assets of consolidated VIEs$177,533 $299,341 
Liabilities of consolidated VIEs, included in total liabilities above:
Notes Issued by Securitization Trusts$149,902 $258,960 
Other Liabilities2,163 1,570 
Total liabilities of consolidated VIEs$152,065 $260,530 
[2] (1) Includes amounts in consolidated variable interest entities presented separately in the table below.