v3.26.1
Note 12 - Capital Standards - Capital Requirements (Details)
$ in Thousands
Dec. 31, 2025
USD ($)
Dec. 31, 2024
USD ($)
Capital $ 86,141 $ 81,161
Capital to Risk Weighted Assets 0.1232 0.1237
Capital Required for Capital Adequacy [1] $ 73,433 $ 68,910
Capital Required for Capital Adequacy to Risk Weighted Assets [1] 0.105 0.105
Capital Required to be Well Capitalized $ 69,936 $ 65,628
Capital Required to be Well Capitalized to Risk Weighted Assets 0.10 0.10
Tier One Risk Based Capital $ 81,508 $ 76,601
Tier One Risk Based Capital to Risk Weighted Assets 0.1165 0.1167
Tier One Risk Based Capital Required for Capital Adequacy [1] $ 59,446 $ 55,784
Tier One Risk Based Capital Required for Capital Adequacy to Risk Weighted Assets [1] 0.085 0.085
Tier One Risk Based Capital Required to be Well Capitalized $ 55,949 $ 52,503
Tier One Risk Based Capital Required to be Well Capitalized to Risk Weighted Assets 0.08 0.08
Common Equity Tier One Capital $ 81,508 $ 76,601
Common Equity Tier One Capital Ratio 0.1165 0.1167
Common Equity Tier One Capital Required for Capital Adequacy [1] $ 48,955 $ 45,940
Common Equity Tier One Capital Required for Capital Adequacy Ratio [1] 0.07 0.07
Common Equity Tier One Capital Required to be Well-Capitalized $ 45,459 $ 42,658
Common Equity Tier One Capital Required to be Well Capitalized Ratio 0.065 0.065
Tier One Leverage Capital $ 81,508 $ 76,601
Tier One Leverage Capital to Average Assets 0.0938 0.0912
Tier One Leverage Capital Required for Capital Adequacy [1] $ 34,774 $ 33,580
Tier One Leverage Capital Required for Capital Adequacy to Average Assets [1] 0.04 0.04
Tier One Leverage Capital Required to be Well Capitalized $ 43,468 $ 41,974
Tier One Leverage Capital Required to be Well Capitalized to Average Assets 0.05 0.05
[1] Note: The above table includes the capital conservation buffer, where applicable.