v3.26.1
Consolidated Statements of Income - USD ($)
 12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
us-gaap_InterestAndFeeIncomeLoansAndLeases $ 36,062,000 $ 30,338,000
Investment securities - taxable 4,169,000 6,263,000
Investment securities - tax exempt 623,000 559,000
Federal funds sold and other interest earning assets 1,501,000 1,203,000
Total interest income 42,355,000 38,363,000
Interest expense    
Deposits 16,460,000 14,519,000
Securities sold under repurchase agreements 59,000 65,000
Federal Home Loan Bank advances 847,000 123,000
Federal Reserve Bank advances 0 2,313,000
Long-term debt 599,000 507,000
Total interest expense 17,965,000 17,527,000
Net interest income 24,390,000 20,836,000
Provision for credit losses 698,000 150,000
Net interest income after provision for credit losses 23,692,000 20,686,000
Noninterest income    
Mortgage banking income 157,000 108,000
Bank owned life insurance income 424,000 394,000
Fair value adjustment of equity security 16,000 (4,000)
Loss on sale of debt securities 0 (13,000)
Gain on settlement of fair value hedge 94,000 0
Loss on sale of premises and equipment 0 (5,000)
Gain on sale of SBA loans 89,000 0
Gain on insurance proceeds, net 53,000 142,000
Total noninterest income 1,976,000 1,752,000
Noninterest expense    
Salaries 8,718,000 7,854,000
Employee benefits 2,000,000 2,187,000
Occupancy 1,169,000 1,070,000
Furniture and equipment 1,611,000 1,293,000
Professional services 738,000 865,000
Automated teller machine and debit card expenses 660,000 648,000
Federal Deposit Insurance Corporation premiums 578,000 391,000
Postage, delivery, and armored carrier 270,000 294,000
Advertising 249,000 228,300
Other real estate owned expense, net 177,000 76,000
Other 2,125,000 2,023,000
Total noninterest expense 18,295,000 16,929,000
Income before income taxes 7,373,000 5,509,000
Income taxes 1,607,000 1,231,000
Net income $ 5,766,000 $ 4,278,000
Earnings per common share - basic (in dollars per share) $ 1.81 $ 1.37
Earnings per common share - diluted (in dollars per share) $ 1.81 $ 1.37
Deposit Account [Member]    
Noninterest income    
Service charges on deposit accounts $ 693,000 $ 810,000
Other fees and commissions 693,000 810,000
Financial Service, Other [Member]    
Noninterest income    
Service charges on deposit accounts 450,000 320,000
Other fees and commissions $ 450,000 $ 320,000