Note 3 - Investment Securities (Tables)

12 Months Ended

Dec. 31, 2025

Notes Tables

Marketable Securities [Table Text Block]

December 31, 2025
		Amortized				Unrealized				Unrealized				Fair				Allowance for				Net Carrying
(Dollars in thousands)		cost				gains				losses				value				Credit Losses				Amount

*Available for sale*

State and municipal		$	205			$	-			$	3			$	202			$	-			$	202
SBA pools			512				2				2				512				-				512
Corporate bonds			7,044				-				580				6,464				-				6,464
Mortgage-backed securities			128,308				148				16,904				111,552				-				111,552
		$	136,069			$	150			$	17,489			$	118,730			$	-			$	118,730

*Held to maturity*

State and municipal		$	21,134			$	49			$	929			$	20,254			$	79			$	21,055

December 31, 2024
		Amortized				Unrealized				Unrealized				Fair				Allowance for				Net Carrying
(Dollars in thousands)		cost				gains				losses				value				Credit Losses				Amount

*Available for sale*

State and municipal		$	500			$	-			$	13			$	487			$	-			$	487
SBA pools			634				1				6				629				-				629
Corporate bonds			8,054				-				869				7,185				-				7,185
Mortgage-backed securities			139,853				13				22,454				117,412				-				117,412
		$	149,041			$	14			$	23,342			$	125,713			$	-			$	125,713

*Held to maturity*

State and municipal		$	20,559			$	1			$	1,629			$	18,931			$	60			$	20,499

Debt Securities, Held-to-Maturity, Credit Quality Indicator [Table Text Block]

(Dollars in thousands)		December 31, 2025
AAA		$	2,820
AA			12,285
A			1,202
Not rated			4,827
Total		$	21,134

Debt Securities, Held-to-Maturity, Allowance for Credit Loss [Table Text Block]

		Years Ended December 31,
		2025				2024
Beginning balance		$	60			$	36
Provision for credit losses			19				24
Ending balance		$	79			$	60

Investments Classified by Contractual Maturity Date [Table Text Block]

		Available for Sale								Held to Maturity
(Dollars in thousands)		Amortized				Fair				Amortized				Fair
December 31, 2025		cost				value				cost				value

Within one year		$	-			$	-			$	-			$	-
Over one to five years			749				706				1,587				1,587
Over five to ten years			6,500				5,961				10,952				10,741
Over ten years			-				-				8,516				7,926
			7,249				6,667				21,055				20,254
Mortgage-backed securities and SBA pools, due in monthly installments			128,820				112,063				-				-
		$	136,069			$	118,730			$	21,055			$	20,254


December 31, 2024

Within one year		$	1,250			$	1,245			$	257			$	255
Over one to five years			250				240				400				391
Over five to ten years			7,054				6,187				8,095				7,521
Over ten years			-				-				11,747				10,764
			8,554				7,672				20,499				18,931
Mortgage-backed securities and SBA pools, due in monthly installments			140,487				118,041				-				-
		$	149,041			$	125,713			$	20,499			$	18,931

Gain (Loss) on Securities [Table Text Block]

December 31, 2025		Less than 12 months								12 months or more								Total

(Dollars in thousands)
Description of investments		Fair Value				Unrealized Loss				Fair Value				Unrealized Loss				Fair Value				Unrealized Loss

State and municipal		$	-			$	-			$	202			$	3			$	202			$	3
SBA pools			-				-				297				2				297				2
Corporate bonds			-				-				6,464				580				6,464				580
Mortgage-backed securities			11,013				69				87,183				16,835				98,196				16,904
Total		$	11,013			$	69			$	94,146			$	17,420			$	105,159			$	17,489

December 31, 2024		Less than 12 months								12 months or more								Total

(Dollars in thousands)
Description of investments		Fair Value				Unrealized Loss				Fair Value				Unrealized Loss				Fair Value				Unrealized Loss

State and municipal		$	-			$	-			$	487			$	13			$	487			$	13
SBA pools			162				-				372				6				534				6
Corporate bonds			-				-				7,185				869				7,185				869
Mortgage-backed securities			22,141				552				91,991				21,902				114,132				22,454
Total		$	22,303			$	552			$	100,035			$	22,790			$	122,338			$	23,342