v3.26.1
Consolidated Balance Sheets - USD ($)
$ in Thousands
Dec. 31, 2025
Dec. 31, 2024
Assets [Abstract]    
Cash and due from banks $ 46,113 $ 63,962
Federal funds sold and other interest-bearing deposits 566 697
Cash and cash equivalents 46,679 64,659
Certificates of deposit in other banks 100 100
Securities available for sale, at fair value 118,730 125,713
Securities held to maturity, at amortized cost less allowance for credit losses of $79 and $60 21,055 20,499
Equity security, at fair value 550 518
Restricted stock, at cost 3,693 921
Mortgage loans held for sale 714 157
Loans, less allowance for credit losses of $4,361 and $4,260 633,144 582,993
Premises and equipment, net 7,141 7,349
Accrued interest receivable 2,535 2,439
Deferred income taxes, net 6,277 7,606
Other real estate owned, net 1,673 1,176
Bank owned life insurance 15,353 15,324
Goodwill and other intangibles, net 7,018 7,026
Other assets 7,296 8,163
Total Assets 871,958 844,643
Deposits    
Noninterest-bearing 117,098 107,197
Interest-bearing 603,361 651,609
Total deposits 720,459 758,806
Securities sold under repurchase agreements 4,317 5,564
Federal Home Loan Bank of Atlanta advances 62,700 5,000
Long-term debt, net of unamortized issuance costs 12,036 11,329
Accrued interest payable 1,278 1,003
Other liabilities 6,508 6,669
Total liabilities 807,298 788,371
Stockholders' equity    
Common stock, par value $.01 per share, authorized 5,000,000 shares; issued and outstanding 3,229,795 shares in 2025 and 3,166,653 shares in 2024 32 32
Additional paid-in capital 32,148 31,136
Retained earnings 45,210 41,613
Accumulated other comprehensive loss (12,730) (16,509)
Total Stockholders' equity 64,660 56,272
Total liabilities and stockholders' equity $ 871,958 $ 844,643