Entity Addresses, Address Type [Axis]
Business Contact [Member]
Classes of share capital [axis]
Preference shares [member]
Ordinary shares [member]
Components of equity [axis]
Issued capital [member]
Treasury shares [member]
Capital reserve [member]
Profit Reserves Legal [Member]
Statutory reserve [member]
Additional paid-in capital [member]
Other Comprehensive Income One [Member]
Retained earnings [member]
Equity attributable to owners of parent [member]
Non-controlling interests [member]
Investment By Sector [Axis]
Financial Sector Brazil [Member]
Subsidiaries [axis]
Agora Corretora De Tituloe Valores Mobiliarnos S A [Member]
Banco Bradescard S A [Member]
Banco Bradesco B B I S A [Member]
Banco Bradesco B E R J S A [Member]
Banco Bradesco Financiamentos S A [Member]
Banco Losango S A Banco Multiplo [Member]
Bradesco Administradora De Consorcios Ltda [Member]
Bradesco Leasing S A Arrendamento Mercantil [Member]
Bradesco Kirton Corretora De Cambio S A [Member]
Bradesco S A Corretora De Titulos E Valores Mobiliarios [Member]
Kirton Bank S A Banco Multiplo [Member]
Banco Digio S A [Member]
Tivio Capital Distribuidorade Titulose Valores Mobiliarios S A [Member]
Tempo Servicos Ltda [Member]
Financial Sector Overseas [Member]
Banco Bradesco Europa S A [Member]
Banco Bradesco S A Grand Cayman Branch [Member]
Banco Bradesco S A New York Branch [Member]
Bradesco Securities Inc [Member]
Bradesco Securities U K Limited [Member]
Bradesco Securities Hong Kong Limited [Member]
Bradescard Mexico Sociedad De Responsabilidad Limitada [Member]
Bradesco Bank [Member]
Insurance Pension Plan And Capitalization Bond Sector In Brazil [Member]
Bradesco Auto R E Companhia De Seguros [Member]
Bradesco Capitalizacao S A [Member]
Bradesco Saude S A [Member]
Bradesco Seguros S A [Member]
Bradesco Vida E Previdencia S A [Member]
Odontoprev S A [Member]
Insurance Overseas [Member]
Bradesco Argentina De Seguros S A [Member]
Other Activities Brazil [Member]
Andorra Holdings S A [Member]
Bradseg Participacoes S A [Member]
Nova Paiol Participacoes Ltda [Member]
Bradescor Corretora De Seguros Ltda [Member]
B S P Empreendimentos Imobiliarios S A [Member]
Cia Securitizadora De Creditos Financeiros [Member]
Investment funds [member]
Bradesco F I C F I R F Cred Priv Premium P G B L V G B L [Member]
Bradesco Priv Performance F I C F I R F Cred Priv P G B L V G B L [Member]
Bradesco Private P B F I C F I R F Cred Priv P G B L V G B L [Member]
Bradesco Ultra P G B L V G B L F I C F I R F Cred Priv [Member]
Bradesco F I Cde F I Renda Fixa A P G B L V G B L [Member]
Bradesco F I Referenciado D I Uniao [Member]
Alpha Fundode Investimento Multimercado Credito Privado Investimento No Exterior [Member]
Bradesco F I C F I R F P G B L V G B L Fix Plus [Member]
Bradesco Fundode Investimento R F Memorial [Member]
Bradesco Multigestores C R P R Prev P G B L V G B L F I C F I M [Member]
Maturity [axis]
Not later than one year [member]
Later than one year and not later than five years [member]
Later than five years and not later than ten years [member]
Later than ten years [member]
No Stated Maturity [Member]
Derivative Financial Instruments [Axis]
Purchase Commitments [Member]
Classes of financial assets [axis]
Futures contract [member]
Derivative Financial Instruments Purchase Commitments [Member]
Derivative Instruments [Axis]
Derivative Instruments Interbank Market [Member]
Derivative Instruments Foreign Currency [Member]
Derivative Instruments Other [Member]
Derivative Financial Instruments Sale Commitments [Member]
Option contract [member]
Forward contract [member]
Derivative Financial Instruments Assets Long Position [Member]
Swap contract [member]
Derivative Instruments Fixed Rate [Member]
Derivative Instruments I G P M [Member]
Derivative Financial Instruments Liabilities Unrestricted Position [Member]
Derivative Financial Instruments Total [Member]
Hedging instruments [axis]
Hedge Object Carrying Amount [Member]
Hedge Instrument Nominal Value [Member]
Fair Value Adjustment In Shareholders Equity Effective Portion [Member]
Fair Value Adjustments In Shareholders Equity Net Of Tax Effects [Member]
Hedge Instrument Fair Value [Member]
Fair Value Adjustment [Member]
Fair Value Adjustment In Statement Of Income Effective Portion [Member]
Fair Value Adjustments In Statement Of Income Net Of Tax Effects [Member]
Fair Value Adjustments In Shareholders Equity Effective Portion [Member]
Interbank Investments [Member]
Derivative Financial Instrument Assets [Member]
Securities Sold Under Agreement To Repurchase [Member]
Derivative Financial Instrument Liabilities [Member]
Measurement [axis]
At cost [member]
Unrealized Positive Fair Value Adjustments [Member]
Unrealized Negative Fair Value Adjustments [Member]
Fair Value [Member]
Cost [Member]
Adjustments To Fair Value [Member]
Stages [Axis]
Stage 1 [Member]
Stage 2 [Member]
Stage 3 [Member]
Gross Unrealized Gains [Member]
Gross Unrealized Losses [Member]
Reconciliation Of The Gross Book Value Of Loans And Advances To Clients Stages [Axis]
Reconciliation Of The Gross Book Value Of Loans And Advances To Clients Stages Stage 1 [Member]
Reconciliation Of Expected Losses From Loans And Advances To Clients [Axis]
Reconciliation Of Expected Losses From Loans And Advances To Clients Balance On 1 [Member]
Reconciliation Of Expected Losses From Loans And Advances To Clients Transfer To Stage 2 [Member]
Reconciliation Of Expected Losses From Loans And Advances To Clients Transfer To Stage 3 [Member]
Reconciliation Of Expected Losses From Loans And Advances To Clients Transfer From Stage 2 [Member]
Reconciliation Of Expected Losses From Loans And Advances To Clients Transfer From Stage 3 [Member]
Reconciliation Of Expected Losses From Loans And Advances To Clients Originated [Member]
Reconciliation Of Expected Losses From Loans And Advances To Clients Maturities Early Settlements [Member]
Reconciliation Of Expected Losses From Loans And Advances To Clients Write Off [Member]
Reconciliation Of The Gross Book Value Of Loans And Advances To Clients Stages Stage 2 [Member]
Reconciliation Of Expected Losses From Loans And Advances To Clients Balance On 2 [Member]
Reconciliation Of Expected Losses From Loans And Advances To Clients Transfer To Stage 1 [Member]
Reconciliation Of Expected Losses From Loans And Advances To Clients Transfer From Stage 1 [Member]
Reconciliation Of The Gross Book Value Of Loans And Advances To Clients Stages Stage 3 [Member]
Reconciliation Of Expected Losses From Loans And Advances To Clients Balance On 3 [Member]
Reconciliation Of The Gross Book Value Of Loans And Advances To Clients Stages Consolidated All Stages [Member]
Reconciliation Of The Gross Book Value Of Loans And Advances To Clients Stages Consolidated All Stages 1 [Member]
Reconciliation Of Expected Losses From Loans And Advances To Customers Stages [Axis]
Reconciliation Of Expected Losses From Loans And Advances To Customers Stages Stages Stage 1 [Member]
Reconciliation Of Expected Losses From Loans And Advances To Customers [Axis]
Reconciliation Of Expected Losses From Loans And Advances To Customers Balance On 1 [Member]
Reconciliation Of Expected Losses From Loans And Advances To Customers Transfer To Stage 2 [Member]
Reconciliation Of Expected Losses From Loans And Advances To Customers Transfer To Stage 3 [Member]
Reconciliation Of Expected Losses From Loans And Advances To Customers Transfer From Stage 2 [Member]
Reconciliation Of Expected Losses From Loans And Advances To Customers Transfer From Stage 3 [Member]
Reconciliation Of Expected Losses From Loans And Advances To Customers Originated [Member]
Reconciliation Of Expected Losses From Loans And Advances To Customers Constitution [Member]
Reconciliation Of Expected Losses From Loans And Advances To Customers Write Off [Member]
Reconciliation Of Expected Losses From Loans And Advances To Customers Stages Stages Stage 2 [Member]
Reconciliation Of Expected Losses From Loans And Advances To Customers Balance On 2 [Member]
Reconciliation Of Expected Losses From Loans And Advances To Customers Transfer To Stage 1 [Member]
Reconciliation Of Expected Losses From Loans And Advances To Customers Transfer From Stage 1 [Member]
Reconciliation Of Expected Losses From Loans And Advances To Customers Stages Stages Stage 3 [Member]
Reconciliation Of Expected Losses From Loans And Advances To Customers Balance On 3 [Member]
Reconciliation Of The Gross Book Value Of Loans And Advances To Clients Stages Consolidated All Stages 2 [Member]
Reconciliation Of The Gross Book Value Of Loans And Advances To Clients Stages Consolidated All Stages 3 [Member]
Sensitivity Analysis [Axis]
Sensitivity Analysis Simulation 1 [Member]
Sensitivity Analysis Simulation 2 [Member]
Sensitivity Analysis Simulation 3 [Member]
Associates [axis]
Haitong Banco De Investimento Do Brasil S A [Member]
Tecnologia Bancaria S A [Member]
Swiss Re Corporate Solutions Brasil [Member]
Elo Participacoes S A [Member]
Companies Other [Member]
Total Investments [Member]
Classes of property, plant and equipment [axis]
Buildings [member]
Carrying amount, accumulated depreciation, amortisation and impairment and gross carrying amount [axis]
Gross carrying amount [member]
Accumulated depreciation and amortisation [member]
Land [member]
Other property, plant and equipment [member]
Communication and network equipment [member]
Range [axis]
Bottom of range [member]
Top of range [member]
Data Processing Systems [Member]
Transportation Systems [Member]
Net [Member]
Classes of intangible assets and goodwill [axis]
Goodwill [member]
Service concession rights [member]
Computer software [member]
Customer-related intangible assets [member]
Other intangible assets [member]
Original Term In Years [Axis]
Original Term In Years 7 [Member]
Subordinated Debt Maturity [Axis]
Subordinated Debt Maturity 2025 [Member]
Subordinated Debt Region [Axis]
Subordinated Debt Region In Brazil [Member]
Subordinated Debt Maturity 2027 [Member]
Original Term In Years 8 [Member]
Subordinated Debt Maturity 2026 [Member]
Subordinated Debt Maturity 2028 [Member]
Subordinated Debt Maturity 2030 [Member]
Original Term In Years 9 [Member]
Original Term In Years 10 [Member]
Subordinated Debt Maturity 2031 [Member]
Subordinated Debt Maturity 2032 [Member]
Subordinated Debt Maturity 2033 [Member]
Subordinated Debt Maturity 2035 [Member]
Original Term In Years 11 [Member]
Subordinated Debt Maturity Perpetual [Member]
Insurance contracts [axis]
P A A [Member]
B B A V F A [Member]
Disaggregation of insurance contracts [axis]
Non Onerous Contracts [Member]
Onerous Contracts [Member]
Issued Insurance Contracts [Member]
Later than one year and not later than two years [member]
Later than two years and not later than three years [member]
Later than three years and not later than four years [member]
Later than four years and not later than five years [member]
Later than five years [member]
Insurance contracts by remaining coverage and incurred claims [axis]
Net liabilities or assets for remaining coverage excluding loss component [member]
Insurance contracts other than those to which premium allocation approach has been applied [member]
Insurance contracts by components [axis]
B E L [Member]
R A [Member]
C S M [Member]
Loss component [member]
P P A [Member]
Estimates of present value of future cash flows [member]
L I C B B A V F A [Member]
Risk adjustment for non-financial risk [member]
Insurance contracts to which premium allocation approach has been applied [member]
L I C P A A [Member]
L I C [Member]
Contractual service margin related to contracts that existed at transition date to which fair value approach has been applied [member]
Contractual service margin related to contracts that existed at transition date to which modified retrospective approach has been applied [member]
Contracts Issued After Transition [Member]
Insurance Income [Member]
Payment Year One [Member]
Years of insurance claim [axis]
One year before reporting year [member]
Payment Year Two [Member]
Payment Year Three [Member]
Payment Year Four [Member]
Payment Year Five [Member]
Payment Year Six [Member]
Payment Year Seven [Member]
Payment Year Eight [Member]
Payment Year Nine [Member]
Payment Year Ten [Member]
Two years before reporting year [member]
Three years before reporting year [member]
Four years before reporting year [member]
Five years before reporting year [member]
Six years before reporting year [member]
Seven years before reporting year [member]
Eight years before reporting year [member]
Nine years before reporting year [member]
Ten Years Before Reporting Year [Member]
Reporting year [member]
Classes of other provisions [axis]
Changes In Other Provision Labor [Member]
Changes In Other Provision Civil [Member]
Changes In Other Provision Tax [Member]
Treasury Common Shares [Member]
Treasury Preferred Shares [Member]
Nominative Book Entry Shares [Member]
Other equity interest [member]
Description [Axis]
Monthly Interest On Shareholders Equity Paid [Member]
Intermediary Interest Paid On Shareholders Equity [Member]
Intermediary Interest Provisioned On Shareholders Equity [Member]
Supplementary Interest On Shareholders Equity Provisioned [Member]
Types of contracts [axis]
P A A Contracts [Member]
B B A Contracts [Member]
V F A Contracts [Member]
Claims Occured [Member]
Acquisition Costs [Member]
Administrative Expenses [Member]
Expected Realization Of Deferred Tax Assets [Axis]
Expected Realization Of Deferred Tax Assets 2026 [Member]
Temporary difference, unused tax losses and unused tax credits [axis]
Temporary differences [member]
Carry Forward Tax Losses [Member]
Expected Realization Of Deferred Tax Assets 2027 [Member]
Expected Realization Of Deferred Tax Assets 2028 [Member]
Expected Realization Of Deferred Tax Assets 2029 [Member]
Expected Realization Of Deferred Tax Assets 2030 [Member]
Expected Realization Of Deferred Tax Assets 2031 [Member]
Expected Realization Of Deferred Tax Assets 2032 [Member]
Expected Realization Of Deferred Tax Assets 2033 [Member]
Expected Realization Of Deferred Tax Assets 2034 [Member]
Expected Realization Of Deferred Tax Assets 2035 [Member]
Income Tax And Social Contribution On Adjustments Recognized Directly In Equity [Axis]
Before Tax [Member]
Tax Expense Benefit [Member]
Net Of Tax [Member]
Segment Consolidation Item [Axis]
Operating Segments Banking [Member]
Operating Segments Insurance Pension And Capitalization Bonds [Member]
Operating Segments Other Activities [Member]
Operating Segments Eliminations [Member]
Operating Segments Managerial Income Statement [Member]
Operating Segments Proportionately Consolidated [Member]
Operating Segments Consolidation Adjustments [Member]
Operating Segments Adjustments [Member]
Operating Segments Consolidated In Accordance With I F R S [Member]
Categories of related parties [axis]
Shareholders Of The Parent [Member]
Associates And Jointly Controlled Companies [Member]
Key management personnel of entity or parent [member]
Credit Risk Exposure [Axis]
Credit Risk Exposure Gross Value [Member]
Credit Risk Exposure Expected Credit Loss [Member]
Financial Effect Of The Guarantee On Credit And Financial Lease Transactions [Axis]
Book Value [Member]
Fair Value Guarantees [Member]
Financial Exposure Trading Portfolio Fair Value [Axis]
Financial Exposure Trading Portfolio Fair Value Fixed Rate [Member]
Assets and liabilities [axis]
Financial Exposure Trading Portfolio Fair Value Assets [Member]
Financial Exposure Trading Portfolio Fair Value Liabilities [Member]
Financial Exposure Trading Portfolio Fair Value I G P M General Index Of Market Pricing I P C A Consumer Price Index [Member]
Financial Exposure Trading Portfolio Fair Value Exchange Coupon [Member]
Financial Exposure Trading Portfolio Fair Value Foreign Currency [Member]
Financial Exposure Trading Portfolio Fair Value Equities [Member]
Financial Exposure Trading Portfolio Fair Value Sovereign Eurobonds And Treasuries [Member]
Financial Exposure Trading Portfolio Fair Value Other [Member]
Var Internal Model Trading Portfolio [Axis]
Var Internal Model Trading Portfolio Fixed Rates [Member]
Var Internal Model Trading Portfolio I G P M General Index Of Market Pricing I P C A Consumer Price Index [Member]
Var Internal Model Trading Portfolio Exchange Coupon [Member]
Var Internal Model Trading Portfolio Foreign Currency [Member]
Var Internal Model Trading Portfolio Sovereigneurobonds And Treasuries [Member]
Var Internal Model Trading Portfolio Equities [Member]
Var Internal Model Trading Portfolio Others [Member]
Var Internal Model Trading Portfolio Correlation Diversification Effect [Member]
Var Internal Model Trading Portfolio Var At The End Of The Year [Member]
Var Internal Model Trading Portfolio Average Var In The Year [Member]
Var Internal Model Trading Portfolio Minimum Var In The Year [Member]
Var Internal Model Trading Portfolio Maximum Var In The Year [Member]
Var Internal Model Regulatory Portfolio [Axis]
Var Internal Model Regulatory Portfolio Interest Rate [Member]
Types of risks [axis]
Var Internal Model Regulatory Portfolio Va R [Member]
Var Internal Model Regulatory Portfolio Stressed [Member]
Var Internal Model Regulatory Portfolio Exchange Rate [Member]
Var Internal Model Regulatory Portfolio Commodity Price Commodities [Member]
Var Internal Model Regulatory Portfolio Equities [Member]
Var Internal Model Regulatory Portfolio Correlation Diversification Effect [Member]
Var Internal Model Regulatory Portfolio Var At The End Of The Year [Member]
Var Internal Model Regulatory Portfolio Average Var In The Year [Member]
Var Internal Model Regulatory Portfolio Minimum Var In The Year [Member]
Var Internal Model Regulatory Portfolio Maximum Var In The Year [Member]
Stress Analysis Trading Portfolio [Axis]
Stress Analysis Trading Portfolio At The End Of The Year [Member]
Stress Analysis Trading Portfolio Average In The Year [Member]
Stress Analysis Trading Portfolio Minimum In The Year [Member]
Stress Analysis Trading Portfolio Maximum In The Year [Member]
Sensitivity Analysis Trading Portfolio [Axis]
Sensitivity Analysis Trading Portfolio Interest Rate In Reais [Member]
Trading Portfolio [Axis]
Trading Portfolio Scenario 1 [Member]
Trading Portfolio Scenario 2 [Member]
Trading Portfolio Scenario 3 [Member]
Sensitivity Analysis Trading Portfolio Price Indexes [Member]
Sensitivity Analysis Trading Portfolio Exchange Coupon [Member]
Sensitivity Analysis Trading Portfolio Foreign Currency [Member]
Sensitivity Analysis Trading Portfolio Equities [Member]
Sensitivity Analysis Trading Portfolio Sovereign Eurobonds And Treasuries [Member]
Sensitivity Analysis Trading Portfolio Others [Member]
Sensitivity Analysis Trading And Banking Portfolio [Axis]
Sensitivity Analysis Trading And Banking Portfolio Interest Rate In Reais [Member]
Trading Banking Portfolios [Axis]
Trading Banking Portfolios Scenario 1 [Member]
Trading Banking Portfolios Scenario 2 [Member]
Trading Banking Portfolios Scenario 3 [Member]
Sensitivity Analysis Trading And Banking Portfolio Price Indexes [Member]
Sensitivity Analysis Trading And Banking Portfolio Exchange Coupon [Member]
Sensitivity Analysis Trading And Banking Portfolio Foreign Currency [Member]
Sensitivity Analysis Trading And Banking Portfolio Equities [Member]
Sensitivity Analysis Trading And Banking Portfolio Sovereign Eurobonds And Treasuries [Member]
Sensitivity Analysis Trading And Banking Portfolio Others [Member]
Not later than one month [member]
Later than one month and not later than three months [member]
Later than three months and not later than one year [member]
Past due status [axis]
Current [member]
Non Current [Member]
Classes of financial instruments [axis]
Financial Instruments Current [Member]
Financial Instruments Non Current [Member]
Levels of fair value hierarchy [axis]
Level 1 of fair value hierarchy [member]
Level 2 of fair value hierarchy [member]
Level 3 of fair value hierarchy [member]
Fair Value Hierarchy [Member]
Categories of financial assets [axis]
Financial assets at fair value through profit or loss, category [member]
Financial assets at fair value through other comprehensive income, category [member]
Derivative Assets [Member]
Derivative Liabilities [Member]
Sensitivity Analysis Scenario 1 [Member]
Sensitivity Analysis For Financial Assets Classified As Level 3 [Axis]
Sensitivity Analysis For Financial Assets Classified As Level Impact On Income [Member]
Sensitivity Analysis Scenario 2 [Member]
Sensitivity Analysis Scenario 3 [Member]
Sensitivity Analysis For Financial Assets Classified As Level Impact On Shareholders Equity [Member]
Sensitivity Analysis For Financial Assets Classified As Level Impact On Income 3 [Member]
Fair Value Toal [Member]
Life [Member]
Pension Plans [Member]
Non Life [Member]
Health And Dental [Member]
Types of interest rates [axis]
Interest Rate Variation Of Minus 5 Percentage [Member]
Interest Rate Variation Of Plus 5 Percentage [Member]
Life And Pension Plans [Member]
Interest Rate Variation Of Minus 1 Percentage [Member]
Interest Rate Variation Of Plus 1 Percentage [Member]
Health [Member]
Defined benefit plans [axis]
Retirement Benefits [Member]
Other Post Employment Benefits [Member]
Net defined benefit liability (asset) [axis]
Assets Of The Alvorada Plan [Member]
Assets Of The Bradesco Plan [Member]
Assets Of The Kirton Plan [Member]
Rate [Axis]
Discount Rate [Member]
Sensitivity Analysis Increase Of 1 P P [Member]
Sensitivity Analysis Decrease Of 1 P P [Member]
Medical Inflation [Member]
Non-adjusting events after reporting period [axis]
Nonadjusting Event [Member]
Rede D Or [Member]
Atlantica [Member]
Odontoprev [Member]
Entity Addresses [Table]
Entity Addresses [Line Items]
Document Type
Amendment Flag
Amendment Description
Document Registration Statement
Document Annual Report
Document Quarterly Report
Document Transition Report
Document Shell Company Report
Document Shell Company Event Date
Document Period Start Date
Document Period End Date
Document Fiscal Period Focus
Document Fiscal Year Focus
Current Fiscal Year End Date
Entity File Number
Entity Registrant Name
Entity Central Index Key
Entity Primary SIC Number
Entity Tax Identification Number
Entity Incorporation, State or Country Code
Entity Address, Address Line One
Entity Address, Address Line Two
Entity Address, Address Line Three
Entity Address, City or Town
Entity Address, State or Province
Entity Address, Country
Entity Address, Postal Zip Code
Country Region
City Area Code
Local Phone Number
Extension
Written Communications
Soliciting Material
Pre-commencement Tender Offer
Pre-commencement Issuer Tender Offer
Title of 12(b) Security
No Trading Symbol Flag
Trading Symbol
Security Exchange Name
Title of 12(g) Security
Security Reporting Obligation
Annual Information Form
Audited Annual Financial Statements
Entity Well-known Seasoned Issuer
Entity Voluntary Filers
Entity Current Reporting Status
Entity Interactive Data Current
Entity Filer Category
Entity Small Business
Entity Emerging Growth Company
Elected Not To Use the Extended Transition Period
Document Accounting Standard
Other Reporting Standard Item Number
Entity Shell Company
Entity Public Float
Entity Bankruptcy Proceedings, Reporting Current
Entity Common Stock, Shares Outstanding
Documents Incorporated by Reference [Text Block]
Contact Personnel Name
Contact Personnel Email Address
ICFR Auditor Attestation Flag
Document Financial Statement Error Correction [Flag]
Auditor Firm ID
Auditor Name
Auditor Location
Statement of financial position [abstract]
Assets
Cash and balances with banks
Financial assets measured at fair value through profit or loss
Financial assets measured at fair value through other comprehensive income
Financial assets at amortized cost
- Loans and advances to financial institutions, net of provision for expected credit losses
- Loans and advances to customers, net of provision for expected credit losses
- Securities, net of provision for expected credit losses
- Other financial assets
Non-current assets held for sale and discontinued operations
Investments in associates and joint ventures
Property and equipment
Intangible assets and goodwill
Current income and other tax assets
Deferred income tax assets
Other assets
Total assets
Liabilities
Financial liabilities at amortized cost
- Deposits from banks
- Deposits from customers
- Securities issued
- Subordinated debt
- Other financial liabilities
Financial liabilities measured at fair value through profit or loss
Other financial instruments with credit risk exposure
- Loan Commitments
- Financial guarantees
Insurance contract liabilities
Other provisions
Current income tax liabilities
Deferred income tax liabilities
Other liabilities
Total liabilities
Equity
Capital
Treasury shares
Capital reserves
Profit reserves
Additional paid-in capital
Accumulated other comprehensive income/(loss)
Retained (losses)
Equity attributable to shareholders of the parent
Non-controlling interests
Total equity
Total equity and liabilities
Statement of changes in equity [table]
IfrsStatementLineItems [Line Items]
Interest and similar income
Interest and similar expenses
Net interest income
Fee and commission income
Net gains/(losses) on financial assets and liabilities measured at fair value through profit or loss
Net gains/(losses) on financial assets measured at fair value through other comprehensive income
Net gains/(losses) on foreign currency transactions
Insurance services result
- Insurance and pension income
- Insurance and pension expenses
Operating income
Expected credit losses on loans and advances
Expected credit losses on other financial assets
Personnel expenses
Other administrative expenses
Depreciation and amortization
Other operating income/(expenses)
Operating expenses
Income before income taxes and share of profit of associates and joint ventures
Share of profit of associates and joint ventures
Income before income taxes
Income tax benefit/(expense)
Net income
Attributable to shareholders:
Shareholders of the parent
Non-controlling interests
Net income
Basic and diluted earnings per share based on the weighted average number of shares outstanding (expressed in R$ per share):
– Earnings per preferred share (non-subordinated)
Profit or loss [abstract]
Net income
Items that are or may be reclassified to the consolidated statement of income
Financial assets measured at fair value through other comprehensive income
- Net change in fair value
- Gains/(Losses) reclassified to statement of income
- Tax effect
Unrealized gains/(losses) on hedge
- Cash flow hedge
- Hedge of investment abroad
- Tax effect
Foreign currency translation differences of foreign operations
Items that will not be reclassified to the consolidated statement of income
Net change in fair value of equity instruments measured at fair value through other comprehensive income
Tax effect
Other
Total other comprehensive income/(loss)
Total comprehensive income
Shareholders of the parent
Total comprehensive income
Beginning balance
Financial assets measured at fair value through other comprehensive income and gains and losses on hedge
Foreign currency translation adjustment
Other
Comprehensive income/(loss)
Increase of non-controlling shareholders' interests
Transfers to reserves
Acquisition of treasury shares
Cancellation of treasury shares
Interest on equity
Ending balance
Statement of cash flows [abstract]
Operating activities
Income before income taxes
Adjustments to reconcile income before income tax to net cash flow from operating activities:
Expected credit losses on loans and advances
Change in insurance contract liabilities
Net (gains)/losses on financial assets measured at fair value through other comprehensive income
Expenses with provisions and provisions and legal proceedings
Impairment of financial assets
Depreciation
Amortization of intangible assets
Share of profit of associates and joint ventures
(Gains)/losses on disposal of non-current assets held for sale and discontinued operations
(Gains)/Losses from disposal of property and equipment
(Gains)/Losses on the sale of investments in associates
Effect of changes in foreign exchange rates on cash and cash equivalents
(Increase) in assets
Compulsory deposits with the Central Bank
Loans and advances to financial institutions
Loans and advances to customers
Financial assets measured at fair value through profit or loss
Other assets
Increase in Liabilities
Deposits from banks
Deposits from customers
Financial liabilities measured at fair value through profit or loss
Insurance contract liabilities
Other provisions
Other liabilities
Cash generated by/(used in) operations
Interest received
Interest paid
Income tax and social contribution paid
Net cash provided by/(used in) operating activities
Investing activities
(Acquisitions) of subsidiaries, net of cash and cash equivalents
(Acquisition) of financial assets measured at fair value through other comprehensive income
Disposal of financial assets measured at fair value through other comprehensive income
Maturity of financial assets at amortized cost
(Acquisition) of financial assets at amortized cost
Disposal of non-current assets held for sale and discontinued operations
(Acquisitions) of investments in associates
Disposal of investments in associates
Dividends and interest on equity received
(Acquisition) of property and equipment
Proceeds from sale of property and equipment
(Acquisition) of intangible assets
Interest received on financial assets at FVTPL and amortized cost
Net cash provided by / (used in) investing activities
Financing activities
Funds from securities issued
Payments on securities issued
Funds from subordinated debt issued
Payments on subordinated debt
Lease payments
Non-controlling shareholders
Interest paid on financing liabilities
Interest on equity/dividends paid
Net cash provided by/(used in) financing activities
(Decrease)/increase in cash and cash equivalents
Cash and cash equivalents
At the beginning of the period
Effect of changes in foreign exchange rates on cash and cash equivalents
At period end
Increase in cash and cash equivalents
Pay vs Performance Disclosure [Table]
Executive Category [Axis]
Individual [Axis]
Adjustment to Compensation [Axis]
Measure [Axis]
Pay vs Performance Disclosure, Table
Company Selected Measure Name
Named Executive Officers, Footnote
Peer Group Issuers, Footnote
Changed Peer Group, Footnote
PEO Total Compensation Amount
PEO Actually Paid Compensation Amount
Adjustment To PEO Compensation, Footnote
Non-PEO NEO Average Total Compensation Amount
Non-PEO NEO Average Compensation Actually Paid Amount
Adjustment to Non-PEO NEO Compensation Footnote
Equity Valuation Assumption Difference, Footnote
Compensation Actually Paid vs. Total Shareholder Return
Compensation Actually Paid vs. Net Income
Compensation Actually Paid vs. Company Selected Measure
Total Shareholder Return Vs Peer Group
Compensation Actually Paid vs. Other Measure
Tabular List, Table
Total Shareholder Return Amount
Peer Group Total Shareholder Return Amount
Net Income (Loss)
Company Selected Measure Amount
Other Performance Measure, Amount
Adjustment to Compensation, Amount
PEO Name
Name
Non-GAAP Measure Description
Additional 402(v) Disclosure
Pension Benefits Adjustments, Footnote
Erroneously Awarded Compensation Recovery [Table]
Restatement Determination Date [Axis]
Restatement Determination Date
Aggregate Erroneous Compensation Amount
Erroneous Compensation Analysis
Stock Price or TSR Estimation Method
Outstanding Aggregate Erroneous Compensation Amount
Aggregate Erroneous Compensation Not Yet Determined
Name
Forgone Recovery due to Expense of Enforcement, Amount
Forgone Recovery due to Violation of Home Country Law, Amount
Forgone Recovery due to Disqualification of Tax Benefits, Amount
Forgone Recovery, Explanation of Impracticability
Name
Compensation Amount
Restatement does not require Recovery
Awards Close in Time to MNPI Disclosures [Table]
Award Type [Axis]
Award Timing MNPI Disclosure
Award Timing Method
Award Timing Predetermined
Award Timing MNPI Considered
Award Timing, How MNPI Considered
MNPI Disclosure Timed for Compensation Value
Awards Close in Time to MNPI Disclosures, Table
Name
Underlying Securities
Exercise Price
Fair Value as of Grant Date
Underlying Security Market Price Change
Trading Arrangements, by Individual [Table]
Trading Arrangement [Axis]
Material Terms of Trading Arrangement
Name
Title
Rule 10b5-1 Arrangement Adopted
Non-Rule 10b5-1 Arrangement Adopted
Adoption Date
Rule 10b5-1 Arrangement Terminated
Non-Rule 10b5-1 Arrangement Terminated
Termination Date
Expiration Date
Arrangement Duration
Insider Trading Policies and Procedures [Line Items]
Insider Trading Policies and Procedures Adopted
Insider Trading Policies and Procedures Not Adopted
Cybersecurity Risk Management, Strategy, and Governance [Abstract]
Cybersecurity Risk Management Processes for Assessing, Identifying, and Managing Threats [Text Block]
Cybersecurity Risk Management Processes Integrated [Flag]
Cybersecurity Risk Management Processes Integrated [Text Block]
Cybersecurity Risk Management Third Party Engaged [Flag]
Cybersecurity Risk Third Party Oversight and Identification Processes [Flag]
Cybersecurity Risk Materially Affected or Reasonably Likely to Materially Affect Registrant [Flag]
Cybersecurity Risk Materially Affected or Reasonably Likely to Materially Affect Registrant [Text Block]
Cybersecurity Risk Board of Directors Oversight [Text Block]
Cybersecurity Risk Board Committee or Subcommittee Responsible for Oversight [Text Block]
Cybersecurity Risk Process for Informing Board Committee or Subcommittee Responsible for Oversight [Text Block]
Cybersecurity Risk Role of Management [Text Block]
Cybersecurity Risk Management Positions or Committees Responsible [Flag]
Cybersecurity Risk Management Positions or Committees Responsible [Text Block]
Material Cybersecurity Incident [Abstract]
Material Cybersecurity Incident Nature [Text Block]
Material Cybersecurity Incident Scope [Text Block]
Material Cybersecurity Incident Timing [Text Block]
Material Cybersecurity Incident Material Impact or Reasonably Likely Material Impact [Text Block]
Material Cybersecurity Incident Information Not Available or Undetermined [Text Block]
General Information
GENERAL INFORMATION
Material Accounting Policies
MATERIAL ACCOUNTING POLICIES
New Standards And Amendments And Interpretations Of Existing Standards
NEW STANDARDS AND AMENDMENTS AND INTERPRETATIONS OF EXISTING STANDARDS
Notes and other explanatory information [abstract]
ESTIMATES AND JUDGMENTS
CASH, CASH EQUIVALENTS AND BALANCES WITH BANKS
FINANCIAL ASSETS AND LIABILITIES MEASURED AT FAIR VALUE THROUGH PROFIT OR LOSS
Derivative Financial Instruments
DERIVATIVE FINANCIAL INSTRUMENTS
Financial Assets Measured At Fair Value Through Other Comprehensive Income
FINANCIAL ASSETS MEASURED AT FAIR VALUE THROUGH OTHER COMPREHENSIVE INCOME
Debt Instruments At Amortized Cost
DEBT INSTRUMENTS AT AMORTIZED COST
LOANS AND ADVANCES TO FINANCIAL INSTITUTIONS MEASURED AT AMORTIZED COST
Loans And Advances To Customers Measured At Amortized Cost
LOANS AND ADVANCES TO CUSTOMERS MEASURED AT AMORTIZED COST
NON-CURRENT ASSETS HELD FOR SALE AND DISCONTINUED OPERATIONS
Investments In Associates And Joint Ventures
INVESTMENTS IN ASSOCIATES AND JOINT VENTURES
PROPERTY AND EQUIPMENT
INTANGIBLE ASSETS AND GOODWILL
OTHER ASSETS
DEPOSITS FROM BANKS
DEPOSITS FROM CUSTOMERS
Funds From Securities Issued
FUNDS FROM SECURITIES ISSUED
SUBORDINATED DEBT
INSURANCE CONTRACTS
PROVISIONS, CONTINGENT ASSETS AND LIABILITIES
Other Liabilities
OTHER LIABILITIES
Loan Commitments And Financial Guarantee Contracts
LOAN COMMITMENTS AND FINANCIAL GUARANTEE CONTRACTS
Equity
EQUITY
EARNINGS PER SHARE
NET INTEREST INCOME
FEE AND COMMISSION INCOME
Net Gainslosses On Financial Assets And Liabilities Measured At Fair Value Through Profit Or Loss
NET GAINS/(LOSSES) ON FINANCIAL ASSETS AND LIABILITIES MEASURED AT FAIR VALUE THROUGH PROFIT OR LOSS
Net Gainslosses On Financial Assets Measured At Fair Value Through Other Comprehensive Income
NET GAINS/(LOSSES) ON FINANCIAL ASSETS MEASURED AT FAIR VALUE THROUGH OTHER COMPREHENSIVE INCOME
Net Gainslosses On Foreign Currency Transactions
NET GAINS/(LOSSES) ON FOREIGN CURRENCY TRANSACTIONS
Insurance Service Result
INSURANCE SERVICE RESULT
PERSONNEL EXPENSES
OTHER ADMINISTRATIVE EXPENSES
Depreciation And Amortization
DEPRECIATION AND AMORTIZATION
OTHER OPERATING INCOME/(EXPENSES)
Income Tax And Social Contribution
INCOME TAX AND SOCIAL CONTRIBUTION
Operating Segments
OPERATING SEGMENTS
Transactions With Related Parties
TRANSACTIONS WITH RELATED PARTIES
RISK MANAGEMENT
Supplementary Pension Plans
SUPPLEMENTARY PENSION PLANS
Other Information
OTHER INFORMATION
Consolidation
Foreign currency translation
Cash and cash equivalents
Financial assets and liabilities
Interest
Non-current assets held for sale
Property and equipment
Intangible assets
Company lease (lessee)
Impairment losses on non-financial assets (except for deferred tax assets)
Provisions, contingent assets and liabilities and legal obligations
Insurance Contracts
Capitalization bonds
Employee benefits
Fees and commissions
Income tax and social contribution
Segment reporting
Equity
Schedule of subsidiaries consolidated financial statements
Schedule of cash, cash equivalents and balances with banks
Schedule of financial assets at fair value through profit or loss
Schedule of maturity
Schedule of liabilities at fair value through profit or loss
Schedule of derivatives instruments
Schedule of credit default swap
Schedule of cash flow hedge
Schedule of fair value hedge
Schedule of hedge of investments abroad
Schedule of financial assets and liabilities subject to net settlement
Schedule of financial assets at fair value through other comprehensive income
Schedule of financial assets at fair value through other comprehensive income maturity
Schedule of investments in equity instruments designated at fair value
Schedule of reconciliation of expected losses of financial assets at FVOCI
Schedule of securities at amortized cost
Schedule of maturity
Schedule of reconciliation of expected losses of financial assets at amortized cost
Schedule of loans and advances to financial institutions
Schedule of loans and advances to customers
Schedule of finance lease receivables
Schedule of reconciliation of the gross book value of loans and advances to customers
Schedule of reconciliation of expected losses fro m loans and advances to customers
Schedule of sensitivity analysis
Schedule of expected loss on loans and advances
Schedule of loans and advances to customers renegotiated
Schedule of non-current assets held for sale
Schedule of breakdown of investments in associates and joint ventures
Schedule of changes in associates and joint ventures
Schedule of composition of property and equipment by class
Schedule of change in property and equipment by class
Schedule of change in intangible assets and goodwill by class
Schedule of composition of goodwill by segment
Schedule of others asset
Schedule of deposits from banks
Schedule of deposits from customers
Schedule of composition by type of security issued and location
Schedule of changes in securities issued
Schedule of composition of subordinated debt
Schedule of changes in subordinated debt
Schedule of insurance contract liabilities
Schedule of remaining coverage for general model variable fee approach
Schedule of realization of contract service margin
Schedule of changes of the liability for remaining coverage
Schedule of changes in liability for incurred claims
Schedule of contractual service margin
Schedule of changes in other comprehensive income
Schedule of insurance income
Schedule of insurance financial expense
Schedule of demonstrates the reconciliation of the amounts
Schedule of liability claims
Schedule of change in provisions by nature
Schedule of other liabilities
Schedule of lease liabilities
Scheduler of loan commitments, financial guarantees and similar instruments
Schedule of share capital
Schedule of interest on shareholders equity
Schedule of interest on equity
Schedule of basic earnings per share
Schedule of net interest income
Schedule of fee and commission income
Schedule of financial assets and liabilities at fair value
Schedule of insurance service result
Schedule of personnel expenses
Schedule of other administrative expenses
Schedule of depreciation and amortization
Schedule of other operating income expenses
Schedule of income tax and social contribution charges
Schedule of income tax and social contribution consolidated statement of income
Schedule of income tax and social contribution consolidated statement of financial position
Schedule of deferred tax assets on temporary differences and carry-forward tax losses
Schedule of deferred tax liabilities
Schedule of income tax and social contribution in other comprehensive income
Schedule of operating segments
Schedule of transactions with related parties
Schedule of remuneration based on shares
Schedule of equity participation
Schedule of main metrics established by prudential regulation
Schedule of credit risk exposure
Schedule of concentration of credit risk in loans and advances
Schedule of the credit risk concentration analysis
Schedule of fair value of guarantees of loans and advances to customers
Schedule of financial exposure trading portfolio
Schedule of trading portfolio net of tax effects
Schedule of VaR internal model based on regulatory portfolio
Schedule of possible loss of the trading book in a stress scenario
Schedule of sensitivity analysis based on trading portfolio
Schedule of sensitivity analysis based on trading and banking portfolios
Schedule of undiscounted cash flows of financial liabilities
Schedule of derivative financial liabilities
Schedule of financial assets and liabilities
Schedule of current and non-current assets and liabilities
Schedule of financial assets and liabilities measured at fair value
Schedule of derivative financial instruments measured at fair value
Schedule of consolidated statement of income for Level 3 assets and liabilities
Schedule of sensitivity analysis for financial assets
Schedule of financial instruments not measured at fair value
Schedule of risk concentration
Schedule of sensitivity test substantially for pension portfolio
Schedule of sensitivity to the discount rate
Schedule of sensitivity variation in the loss ratio
Schedule of main assumptions
Schedule of actuarial obligations of the benefit plans
Schedule of net cost/(benefit) of the pension plans consolidated statement of income
Schedule of maturity present value of defined benefit plans
Schedule of assets of pension plans
Schedule of sensitivity analysis of the benefit plan obligations
Disclosure of subsidiaries [table]
InvestmentBySectorAxis [Axis]
Subsidiarie
Activity
Shareholding interest
Shareholding interest (%)
Associates description
Description of risk adjustment for non-financial risk
Description on insurance contracts
Provision for income tax rate
Additional income tax rate
Social contribution financial tax rate
Social contribution insurance tax rate
Social contribution similar tax rate
Cash and due from banks in domestic currency
Cash and due from banks in foreign currency
Reverse repurchase agreements (1) (a)
Discretionary deposits at the Central Bank
Cash and cash equivalents
Compulsory deposits with the Central Bank (2)
Cash, cash equivalents and balances with banks (b)
Cash and balances with banks (b) - (a)
Financial assets
Brazilian government bonds
Bank debt securities
Corporate debt and marketable equity securities
Mutual funds
Brazilian sovereign bonds
Foreign governments securities
Derivative financial instruments
Total
Disclosure of amounts to be recovered or settled after twelve months for classes of assets and liabilities that contain amounts to be recovered or settled both no more and more than twelve months after reporting date [table]
Financial assets at fair value through profit or loss
Derivative financial instruments
Total
Financial assets at fair value through profit or loss
Disclosure of financial assets [table]
DerivativeFinancialInstrumentsAxis [Axis]
DerivativeInstrumentsAxis [Axis]
Nominal value
Fair value
Risk received in credit swaps - Notional
- Debt securities issued by companies
- Brazilian government bonds
- Foreign government bonds
Risk transferred in credit swaps - Notional
- Companies bonds
- Brazilian government bonds
- Foreign government bonds
Disclosure of information about terms and conditions of hedging instruments and how they affect future cash flows [table]
Interest receipts from investments in securities
Funding Hedge - interest payments
Financial bill hedge
Financial bill hedge total
Currency exchange rate hedge for investment abroad
Currency exchange rate hedge for investment abroad total
Gross amount
Net amount
Gross amount
Net amount
Net of tax reclassified
Accumulated balance in OCI
Gains losses on cash flow accounting hedge
Disclosure of fair value measurement of assets [table]
Brazilian government securities
Corporate debt securities
Bank debt securities
Brazilian government bonds issued abroad
Foreign governments securities
Mutual funds
Marketable equity securities and other stocks
Financial assets at fair value through other comprehensive income
Amortized cost
Fair value
Total
IfrsStatementTable [Table]
StagesAxis [Axis]
Expected loss of financial assets to FVOCI at beginning
New assets originated / (Assets settled or paid)/Remeasurement of expected credit loss
Expected loss of financial assets to FVOCI at ending
Financial assets at fair value
Brazilian government securities
Corporate debt securities
Securities at amortized cost
Amortized cost
Fair value
Beginning balance
Transferred to Stage 1
Transferred to Stage 2
Transferred to Stage 3
Transfer from Stage 1
Transfer from Stage 2
Transfer from Stage 3
New assets originated / (Assets settled or paid)/Remeasurement of expected credit losses
Ending balance
Financial assets amortized cost
Reverse repurchase agreements (1)
Loans to financial institutions
Expected credit losses
Total
Financial investments guarantee amount
Companies
- Financing and On-lending
- Financing and export
- Housing loans
- On-lending BNDES/Finame
- Vehicle loans
- Import
- Leases
- Borrowings
- Working capital
- Rural loans
- Other
- Limit operations (1)
Individuals
- Financing and On-lending
- Housing loans
- Vehicle loans
- On-lending BNDES/Finame
- Other
- Borrowings
- Personal credit
- Rural loans
- Other
- Limit operations (1)
Total portfolio
Expected credit losses
Total of net loans and advances to customers
Gross investments in finance lease receivables:
Up to one year
From one to five years
Over five years
Impairment loss on finance lease receivables
Net investment
Net investments in finance lease:
Up to one year
From one to five years
Over five years
Total
ReconciliationOfTheGrossBookValueOfLoansAndAdvancesToClientsStagesAxis [Axis]
ReconciliationOfExpectedLossesFromLoansAndAdvancesToClientsAxis [Axis]
Companies
- Financing
- Borrowings
- Revolving
Individuals
- Financing
- Borrowings
- Revolving
Total
ReconciliationOfExpectedLossesFromLoansAndAdvancesToCustomersStagesAxis [Axis]
ReconciliationOfExpectedLossesFromLoansAndAdvancesToCustomersAxis [Axis]
SensitivityAnalysisAxis [Axis]
Weighting
Constitution/ (Reversal)
Amount recorded
Amount recovered
Expected credit losses on loans and advances
Opening balance
Amount restructured
Amount received/Others (1)
Write-offs
Closing balance
Expected credit losses on loans and advances
Total restructured loans and advances to customers, net of expected credit losses
Expected credit losses of restructured loans and advances as a percentage of restructured portfolio
Total restructured loans and advances as a percentage of the total loan portfolio
Total restructured loans and advances as a percentage of the total loans portfolio, net of expected credit losses
Non-current assets held for sale and discontinued operations
Real estate
Vehicles and similar
Machinery and equipment
Other (1)
Total
Non-current assets received occur period
Disclosure of associates [table]
Equity interest
Shareholding interest with voting rights
Investment carrying amount
Associates and joint ventures current assets
Associates and joint ventures non - current assets
Associates and joint ventures current liabilities
Associates and joint ventures non - current liabilities
Share of profit (loss) of associates and jointly controlled entities
Revenue
Associates and joint ventures net income (loss) for the year
Equity in net income (loss)
Initial balances
Acquisitions
Disposal of investments in associates
Share of profit of associate and joint ventures
Dividends/Interest on equity
Other
Balance on December 31
Disclosure of detailed information about property, plant and equipment [table]
Annual depreciation rates
Property and equipment value
Property and equipment value
Balance beginning
Additions
Depreciation
Impairment
Ending balance
Disclosure of reconciliation of changes in intangible assets and goodwill [table]
Beginning balance
Additions/(reductions)
Impairment
Amortization
Ending balance
Banking
Insurance
Total
Financial assets
Foreign exchange transactions
Debtors for guarantee deposits
Securities trading
Trade and credit receivables
Receivables
Other assets
Other debtors
Prepaid expenses
Interbank and interdepartmental accounts
Other
Total
Demand deposits
Interbank deposits
Securities sold under agreements to repurchase
Borrowings
On-lending
Total
Demand deposits
Savings deposits
Time deposits
Total
Instruments Issued – Brazil:
Real estate credit notes
Agribusiness notes
Financial bills
Covered Bonds
Subtotal
Securities – Overseas:
MTN Program Issues (1)
Subtotal
Structured Operations Certificates
Total
Opening balances on January 1
Issuance
Interest accrued
Settlement and interest payments
Exchange variation and others
Closing balance on December 31
OriginalTermInYearsAxis [Axis]
SubordinatedDebtMaturityAxis [Axis]
SubordinatedDebtRegionAxis [Axis]
Subordinated debt
Nominal amount
Opening balances on January 1
Issuance
Interest accrued
Settlement and interest payments
Closing balance on December 31
Disclosure of reconciliation of changes in insurance contracts by remaining coverage and incurred claims [table]
Liability for remaining coverage (LRC)
- Present value of future estimated cash flows on Best Estimated Liability (BEL)
Non-financial risk adjustment (RA)
- Contractual service margin (CSM)
- Premium allocation approach (PAA)
Liability for incurred claims
- Present value of future estimated cash flows on Best Estimated Liability (BEL)
Non-financial risk adjustment (RA)
Total Insurance contract liabilities
Present value of estimated future cash outflows
- Acquisition costs
- Claims and other directly attributable expenses
Present value of estimated future cash inflows
Non-financial risk adjustment
Contractual Service Margin
Total remaining coverage of the general model/variable rate model
Realization of contract service margin
Opening balances on January 1
Changes related to current period (Insurance revenue)
Total retrospective method contracts
Fair value method contracts
Issuance of contracts after transition (Other contracts)
Appropriation related to best output estimate
Appropriation relating to contracts premium allocation approach
Technical changes related to future periods
Changes in estimates that adjust the contractual service margin
Changes in estimates that do not adjust the contractual service margin (OCI)
Appropriation/constitution regarding best output estimate
Contracts initially recognized in the period
Insurance expenses
Constitution of onerous contracts
Acquisition cost
Financial expenses
Financial expenses of insurance contracts
Cash flows
Premiums received
Investment component
Insurance acquisition costs cash flow
Balance on December 31, 2024
Costs of providing insurance
Claims incurred and other insurance expenses
Liability adjustments for incurred claims
Changes recognized in other comprehensive income
Estimated cash flows
Claims and other insurance costs paid
Opening balances
Changes from the current period
- Contractual service margin recognized in the period
Changes in relation to future periods
- Contracts initially recognized
- Changes in estimates that adjust the contractual service margin
Total technical changes
Insurance finance income/(expense)
Balance on December 31
Initial balances comprehensive income, beginning
Changes in other comprehensive income
Income and expenses recognized in the period in other comprehensive income
Deferred taxes
Closing balance comprehensive income, ending
Amounts related to changes in liabilities for remaining coverage (LRC)
Outputs related to general model contracts
Expected claims incurred and Expenses
- Recovery of Acquisition Cash Flow
- Experience Adjustments
Non-financial risk adjustment change
Contractual service margin recognized for general model and variable rate
Income related to contracts measured under premium allocation approach
Insurance Revenue
Changes in obligation to pay arising from return on investment
Interest on monetary adjustment of insurance liabilities
Amounts recognized in statements of income
Effect of changes in interest rates
Amounts recognized in other comprehensive income
Financial expenses of insurance contracts
Payments accumulated up to the base date
Estimate of claims up to the base date
Estimated claims payable by the base date
Estimated claims payable
Adjustment to present value
Adjustment for non-financial risk
Other estimates
Liabilities for claims incurred on December 31, 2025
Disclosure of other provisions [table]
Changes in provision
Adjustment for inflation
Provisions, net of (reversals and write-offs)
Payments
Contributions to PIS and Cofins
Contribution to PIS and Cofins under the Cumulative regime
Occupational accident insurance
Pension contributions
Labor claims
Civil claims
Tax proceedings
Disallowance of interest expenses
Assessments and disallowances of offsetting cofins credits
Goodwill amortization being disallowed on the acquisition of investments
Disallowance of expenses with credit losses
Unconstitutional expansion
Interest on own capital
Disallowance of exclusions and expenses
Social security contribution on amounts paid to employees as profit sharing
Financial liabilities
Credit card transactions (1)
Foreign exchange transactions (2)
Loan assignment obligations
Capitalization bonds
Securities trading
Lease liabilities (Note 23b)
Third party funds in transit (3)
Provision for payments
Sundry creditors
Social and statutory
Other taxes payable
Liabilities for acquisition of assets and rights
Taxes and contributions
Obligations for quotas of investment funds
Other (4)
Total
Opening balance
Remeasurement and new contracts
Payments
Appropriation of financial charges
Closing balance
Financial liabilities
Amount of leases
Maturity of the leases
Loan commitments (1)
Financial guarantees (2)
Letters of credit for imports
Total
Subtotal shares
Treasury preferred shares
Total outstanding shares
Number of treasury shares acquired
Number of cancellation treasury shares issued
Acquisition of shares to be held in treasury
Interest on shareholders' equity (net) accumulated
Legal reserve
Adjusted calculation basis
Monthly and intermediary interest on shareholders' equity (gross), paid
Provisioned intermediary interest on shareholders' equity (gross)
(error)
Additional provisioned interest on equity (gross)
Withholding income tax on interest on shareholders' equity
Interest on shareholders' equity (net) accumulated
Interest on shareholders' equity (net) accumulated, percentage
DescriptionAxis [Axis]
Per share (gross)
Gross amount paid
Withholding Income Tax (IRRF) (15%)
Net amount paid
Payment of intermediate interest
Common shares per value
Preferred shares per value
Cancellation of treasury shares
Treasury preferred shares
Treasury shares
Minimum cost per ordinary share
Average cost per ordinary share
Maximum cost per ordinary share
Minimum cost per preferred share
Average cost per preferred share
Maximum cost per preferred share
Net earnings attributable to the Organization’s preferred shareholders (R$ thousand)
Weighted average number of preferred shares outstanding (thousands)
Basic earnings per share attributable to preferred shareholders of the Organization (in Reais)
Interest and similar income
Loans and advances to financial institutions
Loans and advances to customers:
- Loans
- Leases
Financial assets:
- Measured at fair value through profit or loss
- Fair value through other comprehensive income
- At amortized cost
Compulsory deposits with the Central Bank
Other financial interest income
Total
Interest and similar expenses
Deposits from banks:
- Interbank deposits
- Funding in the open market
- Borrowings and on-lending
Deposits from customers:
- Savings accounts
- Time deposits
Securities issued
Subordinated debt
Liabilities of insurance contracts
Technical capitalization provisions
Total
Net interest income
Fee and commission income
Credit card income
Current accounts
Collections
Loans
Asset management
Consortium management
Custody and brokerage services
Capital Markets / Financial Advisory Services
Payments
Other
Total
Investments in securities
Derivative financial instruments
Total
Disclosure of disaggregation of revenue from contracts with customers [table]
Insurance Revenue
Insurance Revenue
Insurance contract expenses
Reinsurance result
Insurance result
Salaries
Benefits
Social security charges
Employee profit sharing
Training
Total
Outsourced services
Communication
Data processing
Advertising and marketing
Asset maintenance
Financial system
Rental
Security and surveillance
Transport
Water, electricity and gas
Supplies
Travel
Other
Total
Amortization expenses
Depreciation expenses
Total
Tax expenses
Legal provision
Income from sales of non-current assets, investments, and property and equipment, net
Card sales expenses
Other (1)
Total
Income before income taxes
Total burden of income tax (25%) and social contribution (20%) at the current rates
Effect of additions and exclusions in the tax calculation:
Share of profit of associates and joint ventures
Non-taxable income net of non-deductible expenses (1)
Interest on shareholders' equity
Other amounts (2)
Income tax and social contribution for the period
Current taxes:
Income tax and social contribution expense
Deferred taxes:
Constitution/realization in the period on temporary additions and exclusions
Use of opening balances of:
Social contribution loss
Income tax loss
Constitution:
Social contribution loss
Income tax loss
Total deferred tax benefit
Income tax benefit
Provisions for credit losses amount recorded
Provisions for credit losses amount realized
Provisions for credit losses at ending
Provisions for civil at beginning
Civil provisions amount constituted
Civil provisions amount realized
Provisions for civil at ending
Tax provisions at beginning
Tax provisions amount constituted
Tax provisions amount realized
Tax provisions at ending
Labor provisions at beginning
Labor provisions amount constituted
Labor provisions amount realized
Labor provisions at ending
Non-financial assets held for sale at beginning
Non-financial assets held for sale amount constituted
Non-financial assets held for sale amount realized
Non-financial assets held for sale at ending
Adjustment to fair value of securities at beginning
Adjustment to fair value of securities constituted
Adjustment to fair value of securities amount realized
Provisions for credit losses at ending
Other at beginning
Other amount constituted
Other amount realized
Other at ending
Total deductible taxes on temporary differences at beginning
Total deductible taxes on temporary differences amount constituted
Total deductible taxes on temporary differences amount realized
Total deductible taxes on temporary differences at ending
Income tax and social contribution losses in Brazil and overseas at beginning
Income tax and social contribution losses in Brazil and overseas amount constituted
Income tax and social contribution losses in Brazil and overseas amount realized
Income tax and social contribution losses in Brazil and overseas at ending
Subtotal at beginning
Subtotal amount constituted
Subtotal amount realized
Subtotal at ending
Adjustment to securities at fair value through other comprehensive income at beginning
Adjustment to securities at fair value through other comprehensive income amount constituted
Adjustment to securities at fair value through other comprehensive income amount realized
Adjustment to securities at fair value through other comprehensive income at ending
Total deferred tax assets at beginning
Total deferred tax assets amount constituted
Total deferred tax assets amount realized
Provisions for credit losses at ending
Deferred tax liabilities at beginning
Deferred tax liabilities amount constituted
Deferred tax liabilities amount realized
Deferred tax liabilities at ending
Net deferred taxes at beginning
Provisions for credit losses amount recorded
Net deferred taxes amount realized
Net deferred taxes at ending
Provisions for credit losses at beginning
Tax provisions at beginning
Tax provisions at ending
Impairment of securities and investments at beginning
Impairment of securities and investments constituted
Impairment of securities and investments amount realized
Impairment of securities and investments at ending
Disclosure of temporary difference, unused tax losses and unused tax credits [table]
ExpectedRealizationOfDeferredTaxAssetsAxis [Axis]
Income tax
Social contribution
Total
Fair value adjustment to securities and derivative financial instruments at beginning
Fair value adjustment to securities and derivative financial instruments amount constituted
Fair value adjustment to securities and derivative financial instruments realized decrease
Fair value adjustment to securities and derivative financial instruments at ending
Difference in depreciation at beginning
Difference in depreciation amount constituted
Difference in depreciation at ending
Judicial deposit at beginning
Judicial deposit amount constituted
Judicial deposit realized decrease
Judicial deposit at ending
Other at beginning
Other amount constituted
Other realized decrease
Other at ending
Deferred tax expense at beginning
Deferred tax expense amount constituted
Deferred tax expense realized decrease
Deferred tax expense at ending
Difference in depreciation realized decrease
IncomeTaxAndSocialContributionOnAdjustmentsRecognizedDirectlyInEquityAxis [Axis]
Debt instruments at fair value through other comprehensive income
Exchange differences on translations of foreign operations
Insurance contracts
Other
Total
SegmentConsolidationItemAxis [Axis]
Revenue from financial intermediation (4)
Expenses from financial intermediation
Financial margin
Expected credit loss associated with credit risk
Gross income from financial intermediation
Other income from insurance, pension plans and capitalization bonds
Fee and commission income and income from banking fees
Personnel expenses/Other administrative expenses (5)
Tax expenses
Share of profit (loss) of associates and jointly controlled entities
IR/CSI and Other income/expenses
Net Income for the year ended on December 31, 2023
Assets
Investments in subsidiaries, joint ventures and associates reported in separate financial statements
Liabilities
Expected losses on financial assets
Expected losses on financial assets other
Business models/effective interest rate/others
Business models/effective interest rate/others assets
Insurance contracts
Insurance contracts other
Business combination
Business combination other
Disclosure of transactions between related parties [table]
Securities and derivative financial instruments
Loans and other assets
Customer and financial institution resources
Securities and subordinated debt securities issued
Other liabilities (4)
Revenue and expenses
Net interest income
Income from services provided
Other expenses net of other operating revenues
Short, medium and long-term remuneration
Post-employment - Pension Plans
Total
Common shares
Preferred shares
Total shares
Remuneration of the directors
Supplementary pension plan
Regulatory capital - values
Common equity
Level I
Reference Equity - RE
Risk-weighted assets (RWA) - amounts
Total RWA
Regulatory capital as a proportion of RWA
Index of Common equity - ICP
Tier I Capital
Basel Ratio
Additional Common Equity (ACP) as a proportion of RWA
Additional Common Equity Conservation - ACPConservation
Additional Contracyclic Common Equity - ACPContracyclic
Additional Systemic Importance of Common Equity - Systemic ACPS
Total ACP (1)
Excess Margin of Common Equity
Leverage Ratio (AR)
Total exposure
AR
Short Term Liquidity Indicator (LCR)
Total High Quality Liquid Assets (HQLA)
Total net cash outflow
LCR
Long Term Liquidity Indicator (NSFR)
Available stable funding (ASF)
Stable resources required (RSF)
NSFR
CreditRiskExposureAxis [Axis]
Financial assets
Cash and balances with banks (Note 5)
Financial assets measured at fair value through profit or loss (Note 6)
Financial assets measured at fair value through other comprehensive income (Note 8) (1)
Loans and advances to financial institutions (Note 10)
Loans and advances to customers (Note 11)
Securities at amortized cost (Note 9)
Other assets (Note 16)
Commitments to extend credit - off balance (Note 11 and 24)
Financial guarantees - off balance (Note 11 and 24)
Total risk exposure
Largest borrower
10 largest borrowers
20 largest borrowers
50 largest borrowers
100 largest borrowers
Public sector
Public sector percentage
Private sector
Private sector, percentage
Total of net loans and advances to customers
Percentage total
Companies
Companies, percentage
Real estate and construction activities
Real estate and construction activities, percentage
Retail
Retail, percentage
Services
Services, percentage
Transportation and concession
Transportation and concession, percentage
Automotive
Automotive, percentage
Food products
Food products, percentage
Wholesale
Wholesale, percentage
Production and distribution of electricity
Production and distribution of electricity, percentage
Oil, derivatives and aggregate activities
Oil derivatives and aggregate activities percentage
Other industries
Other industries, percentage
Individuals
Individuals, percentage
FinancialEffectOfTheGuaranteeOnCreditAndFinancialLeaseTransactionsAxis [Axis]
Companies
Stage 1
Stage 2
Stage 3
Individuals
Stage 1
Stage 2
Stage 3
Total
Disclosure of assets and liabilities with significant risk of material adjustment [table]
FinancialExposureTradingPortfolioFairValueAxis [Axis]
Risk Factors
VarInternalModelTradingPortfolioAxis [Axis]
Disclosure of risk management strategy related to hedge accounting [table]
VarInternalModelRegulatoryPortfolioAxis [Axis]
StressAnalysisTradingPortfolioAxis [Axis]
SensitivityAnalysisTradingPortfolioAxis [Axis]
TradingPortfolioAxis [Axis]
Definition
Total excluding correlation of risk factors
SensitivityAnalysisTradingAndBankingPortfolioAxis [Axis]
TradingBankingPortfoliosAxis [Axis]
Deposits from banks
Deposits from customers
Securities issued
Subordinated debts
Insurance contracts liabilities
Other financial liabilities
Total liabilities
Differential of swaps payable
Non-deliverable forwards
Purchased
Sold
Premiums of options
Other
Total of derivative liabilities
Cash and balances with banks
Financial assets at fair value through profit or loss
Debt instruments at fair value through other comprehensive income
Loans and advances to customers, net of impairment
Loans and advances to banks, net of impairment
Securities, net of provision for expected losses
Other financial assets
Total financial assets
Deposits from financial institutions
Deposits from customers
Securities issued
Subordinated debts
Other financial liabilities
Financial liabilities at fair value through profit or loss
Loan Commitments
Financial guarantees
Insurance technical provisions and pension plans
Total financial liabilities
Disclosure of detailed information about financial instruments [table]
Total financial assets
Investments in associated companies
Property and equipment
Intangible assets and goodwill
Current income and other tax assets
Other assets
Total non-financial assets
Total assets
Total financial liabilities
Other liabilities
Total non-financial liabilities
Total shareholders’ equity
Total equity and liabilities
Financial assets measured at fair value through profit or loss
Brazilian government bonds
Corporate debt and marketable equity securities
Bank debt securities
Mutual funds
Foreign government securities
Brazilian government bonds issued abroad
Derivatives
Derivative financial instruments (assets)
Derivative financial instruments (liabilities)
Debt instruments measured at fair value through other comprehensive income
Brazilian government bonds
Corporate debt securities
Bank debt securities
Brazilian government bonds issued abroad
Foreign governments securities
Mutual funds
Marketable equity securities and other stocks
Total
Balance at beginning
Included in statement of income
Acquisitions
Maturities/sales
Transfer with categories
Transfers to other levels
Included in other comprehensive income
Balance at end
Interest and similar income
Net trading gains/(losses) realized and unrealized
Total
SensitivityAnalysisForFinancialAssetsClassifiedAsLevel3Axis [Axis]
Interest rate in Reais
Exchange coupon
Foreign currency
Equities
· Financial Institutions
· Customers
Securities at amortized cost
Deposits from customers
Securities issued
Subordinated debt
Insurance liabilities, Gross
Insurance liabilities, Reinsurance
Insurance liabilities, Net of tax
Disclosure of financial instruments by type of interest rate [table]
Increases in the insurance liabilities
Official income insurance liabilities
Official equity insurance liabilitiess
Gross of reinsurance
Net of reinsurance
VaR of Trading Portfolio net of tax effects
Nominal discount rate
Nominal rate of future salary increases
Nominal growth rate of social security benefits and plans
Initial rate of growth of medical costs
Inflation rate
Biometric table of overall mortality
Biometric table of entering disability
Expected turnover rate
Probability of entering retirement
Disclosure of defined benefit plans [table]
(i) Projected benefit obligations:
Cost of current service
Interest cost
Participant’s contribution
Actuarial gain/(loss) (1)
Transfers
Past service cost - plan changes
Early elimination of obligations
Benefit paid
(ii) Plan assets at fair value:
Expected earnings
Actuarial gain/(loss) (1)
Contributions received:
- Employer
- Employees
Transfers
Early elimination of obligations
Benefit paid
(iii) Changes in the unrecoverable surplus:
At the beginning of the year
Interest on the irrecoverable surplus
Change in irrecoverable surplus (1)
At the end of the year
(iv) Financed position:
Deficit plans (2)
Net balance
Remeasurement effects recognized in Other Comprehensive Income
Projected benefit obligations:
Cost of service
Cost of interest on actuarial obligations
Expected earnings from the assets of the plan
Interest on irrecoverable surplus
Net cost/(benefit) of the pension plans
Weighted average duration (years)
2026
2027
2028
2029
2030
After 2031
Disclosure of net defined benefit liability (asset) [table]
Asset categories
Equities
Fixed income
Real estate
Other
Total
RateAxis [Axis]
Rate
Effect on actuarial liabilities
Effect on the present value of the obligations
Disclosure of detailed information about borrowings [table]
Contributions to defined-benefit plans
Change in discount rate
Total contributions
Tax rates
Fees tax rates
Percentage of voting equity interests acquired
Proportion of ownership interest in subsidiary
Assets [Default Label]
Liabilities [Default Label]
Equity attributable to owners of parent
Equity [Default Label]
Equity and liabilities
Interest expense
OtherOperatingIncomeLoss
ExpectedLossesOnLoansAndAdvances
ExpectedLossesOnOtherFinancialAssets
PersonnelExpenses
OtherAdministrativeExpenses
Depreciation and amortisation expense
OperatingIncomeExpenseOther
OtherOperatingExpenses
Share of profit (loss) of associates and joint ventures accounted for using equity method
IncomeTaxExpenseBenefitContinuingOperations
Profit (loss), attributable to non-controlling interests
ProfitLosses
Tax effect of tax losses
UnrealizedGainslossesOnHedgeHedgeOfInvestmentAbroad
AdjustmentsNotIncludedInTheNetIncome
Comprehensive income
Comprehensive income, attributable to owners of parent
ComprehensiveIncomes
GainslossesOnEquityInstrumentsAtFairValueThroughOtherComprehensiveIncomeOther1
Dividends recognised as distributions to non-controlling interests
Income taxes paid (refund), classified as operating activities
GainsnetRealizedLossesOnFinancialAssetsAtFairValueThroughOtherComprehensiveIncome
Adjustments for gain (loss) on disposal of investments in subsidiaries, joint ventures and associates
NetLossesFromDisposalOfPropertyAndEquipment
LoansAndAdvancesToFinancialInstitutions
Gains (losses) on financial assets at fair value through profit or loss
Adjustments for decrease (increase) in other assets
Gains (losses) on financial liabilities at fair value through profit or loss
Increase (decrease) in insurance contracts liability (asset)
Adjustments for provisions
Adjustments for increase (decrease) in other liabilities
ChangesInAssetsAndLiabilitiesTotalOperations
Interest paid, classified as operating activities
Income taxes paid, classified as operating activities
Cash flows from (used in) operating activities
Increase (decrease) through disposal of subsidiary, equity
Purchase of financial instruments, classified as investing activities
Purchase of interests in associates
DisposalOfInvestmentsInAffiliates
Purchase of property, plant and equipment, classified as investing activities
Purchase of intangible assets, classified as investing activities
Cash flows from (used in) investing activities
Repayments of subordinated liabilities
Dividends paid, classified as financing activities
Cash flows from (used in) financing activities
Cash and cash equivalents [Default Label]
Forgone Recovery, Individual Name
Outstanding Recovery, Individual Name
Awards Close in Time to MNPI Disclosures, Individual Name
Trading Arrangement, Individual Name
Description of accounting policy for restricted cash and cash equivalents [text block]
Description of accounting policy for property, plant and equipment [text block]
Description of accounting policy for dividends [text block]
ScheduleOfBondsAndSecuritiesAtAmortizedMaturityTableTextBlock
LiabilitiesAtFairValueThroughProfitOrLossDerivativeFinancialInstruments
LiabilitiesAtFairValueThroughProfitOrLossTotal
RiskTransferredInCreditSwapsBrazilianGovernmentBonds
RiskTransferredInCreditSwapsForeignGovernmentBonds
Net financial liabilities subject to offsetting, enforceable master netting arrangements or similar agreements in statement of financial position
FinancialAssetsAtFairValueThroughOtherComprehensiveIncomeBankDebtSecurities
FinancialAssetsAtFairValueThroughOtherComprehensiveIncomeForeignGovernmentsSecurities
FinancialAssetsAtFairValueThroughOtherComprehensiveIncomeMutualFunds
FinancialAssetAtFairValueThroughOtherComprehensiveIncome
ExpectedLossOfFinancialAssetsToFVOCI
BondsAndSecuritiesAtAmortizedCostBrazilianGovernmentSecurities
BondsAndSecuritiesAtAmortizedCostCorporateDebtSecurities
BondsAndSecuritiesAtAmortizedCost
BondsAndSecuritiesAtFairValue
ExpectedLossOfFinancialAssetsAtAmortizedCost
LoansAndAdvancesToCustomersIndividualsFinancingAndOnlending
LoansAndAdvancesToCustomersIndividualsHousingLoans
LoansAndAdvancesToCustomersIndividualsVehicleLoans
LoansAndAdvancesToCustomersIndividualsOnlendingBNDESFiname
LoansAndAdvancesToCustomersIndividualsOther
LoansAndAdvancesToCustomersIndividualsBorrowings
LoansAndAdvancesToCustomersIndividualsRuralLoans
LoansAndAdvancesToCustomersIndividualsBorrowingsOther
LoansAndAdvancesToCustomersIndividualsOperationsWithLimits
ExpectedCreditLoss
NetInvestmentsInFinanceLeasesUpToOneYear
NetInvestmentsInFinanceLeasesFromOneToFiveYears
NetInvestmentsInFinanceLeasesOverFiveYears
TotalFinanceLeaseReceivables
ReconciliationOfTheGrossBookValueOfLoansAndAdvancesToClientsCompanies
ReconciliationOfTheGrossBookValueOfLoansAndAdvancesToClientsCompaniesBorrowings
ReconciliationOfTheGrossBookValueOfLoansAndAdvancesToClientsIndividuals
ReconciliationOfTheGrossBookValueOfLoansAndAdvancesToClientsIndividualsFinancingAndOnlendings
ReconciliationOfTheGrossBookValueOfLoansAndAdvancesToClientsIndividualsBorrowings
ReconciliationOfTheGrossBookValueOfLoansAndAdvancesToClientsIndividualsOperationsWithLimits
ReconciliationOfTheGrossBookValueOfLoansAndAdvancesToClientsTotal
AdjustmentsToReconcileIncomeBeforeIncomeTaxToNetCashFlowFromOperatingActivitiesExpectedLossOnLoansAndAdvances1
RenegotiatedLoansAndAdvancesToCustomersExpectedLossOnLoansAndAdvances
Investment income
ChangesInAssociatesOther
Depreciation expense
ImpairmentLossRecognisedInProfitOrLossPropertyPlantAndEquipments
Impairment loss recognised in profit or loss, intangible assets and goodwill
Amortisation, intangible assets other than goodwill
CompositionOfGoodwillBySegmentTotal
OtherAssetsFinancialAssets
OthersAsset
OtherAssetsOthers
OtherAssetsTotal
Balances on demand deposits from customers
EuronotesSecuritiesIssuedThroughSecuritization
SecuritiesIssues
Subordinatdebt
SubordinatedDebtInterestAccrued
SubordinatedDebtSettlementAndInterestPayments
PresentValueOfEstimatedFutureCashFlowsOnBestEstimatedLiabilityBel
NonfinancialRiskAdjustmentRa
ContractualServiceMargins
InitialBalancesComprehensiveIncome
ClosingBalanceComprehensiveIncome
InsuranceFinanceIncomeExpense
FinancialLiabilitiesCapitalizationBonds
FinancialLiabilitiesSecuritiesTrading
OtherLiabilitiesTotal
Lease liabilities
LeaseLiabilitiesPayments
SubordinatedDebtsRecognizedInEligibleDebtCapitalInstruments
TotalItemsNotRecordedInTheBalanceSheetNote
LegalReserve
CancellationOfTreasuryShare
Interest income on cash and bank balances at central banks
Interest expense on deposits from banks
Interest expense on borrowings
Interest expense on bonds
Interest expense on debt instruments issued
FeeAndCommissionIncomeCollectionOfTaxesUtilityBillsAndSimilar
Other fee and commission income
NetGainslossesOnFinancialAssetsAndLiabilitiesAtFairValueThroughProfitOrLossDerivativeFinancialInstruments
NetProfitFromInsuranceAndPensionPlansInsuranceAndPensionIncome
NetProfitFromInsuranceAndPensionPlansInsuranceRevenue
Wages and salaries
Other long-term employee benefits
Other short-term employee benefits
Professional fees expense
EmployeeBenefitsExpense1
Services expense
Transportation expense
Fuel and energy expense
Travel expense
OtherAdministrativeExpensesOther
OtherAdministrativeExpense
DepreciationAndAmortisationExpenses
OtherOperatingIncomeexpensesOther
Other operating income (expense)
EarningsLossesOfAssociatesAndJointVentures
AdditionOnNegativeSocialContributionLosses
AdditionOnIncomeTaxLoss
ProvisionsForCreditLosses1
Legal proceedings provision
ProvisionsForTax
LaborProvisions
NonfinancialAssetsHeldForSale
AdjustmentToFairValueOfSecurities
DeferredIncomeTaxAndSocialContributionOthers
TotalDeductibleTaxesOnTemporaryDifferences
IncomeTaxAndSocialContributionLossesInBrazilAndOverseas
Subtotal [Default Label]
AdjustmentToSecuritiesAtFairValueThroughOtherComprehensiveIncome
TotalDeferredTaxAssets
DeferredTaxLiabilities1
NetDeferredTaxes
NetDeferredTaxesAmountConstituted
ProvisionForTax
ImpairmentOfSecuritiesAndInvestments
ExpectedRealizationOfDeferredTaxAssetsTotal
FairValueAdjustmentToSecuritiesAndDerivativeFinancialInstruments
DifferenceInDepreciation
JudicialDeposit
DeferredTaxExpenseOther
DeferredTaxExpenseOtherAmountConstituted
DeferredTaxExpense
IncomeTaxAndSocialContributionOnAdjustmentsRecognizedDirectlyInEquityOther
Other comprehensive income
ConsolidatedInAccordanceWithIFRSTaxExpenses
ShareOfProfitLossOfUnconsolidatedAndJointlyControlledCompanies
Assets1
InsuranceContractsLiabilityAssets
TransactionsWithRelatedPartiesNetInterestIncome
Key management personnel compensation, post-employment benefits
LoansAndAdvanceToCustomers
LoansAndAdvancesToCustomersCompanies
LoansAndAdvancesToCustomersIndividuals
FinancialEffectOfTheGuaranteeOnCreditAndFinancialLeaseTransactionsCompanies
FinancialEffectOfTheGuaranteeOnCreditAndFinancialLeaseTransactionsIndividuals
FinancialEffectOfTheGuaranteeOnCreditAndFinancialLeaseTransactionsIndividualsStage1
FinancialEffectOfTheGuaranteeOnCreditAndFinancialLeaseTransactionsIndividualsStage2
FinancialEffectOfTheGuaranteeOnCreditAndFinancialLeaseTransactionsIndividualsStage3
FinancialEffectOfTheGuaranteeOnCreditAndFinancialLeaseTransactionsTotal
UndiscountedCashFlowsOfFinancialLiabilitiesDepositsFromBanks
UndiscountedCashFlowsOfFinancialLiabilitiesDepositsFromCustomers
TotalOfDerivativeLiabilitiesOther
CashAndDueFromBank
FinancialAssetsAtFairValueThroughProfitOrLoss1
FinancialAssetsAtFairValueThroughOtherComprehensiveIncome1
DepositsFromCustomer
SecuritiesIssued1
Other current financial liabilities
Financial assets [Default Label]
PropertyPlantAndEquipment1
Intangible assets other than goodwill
DeferredIncomeTaxesAndOtherAssetCurrent
Other non-financial assets
FinancialLiabilities1
Other non-financial liabilities
FinancialAssetsHeldForTradingFairValueFinancialAssetsAtFairValueThroughProfitOrLoss
FinancialAssetsHeldForTradingFairValueBrazilianGovernmentSecurities
FinancialAssetsHeldForTradingFairValueCorporateDebtAndMarketableEquitySecurities
FinancialAssetsHeldForTradingFairValueBankDebtSecurities
FinancialAssetsHeldForTradingFairValueMutualFunds
FinancialAssetsHeldForTradingFairValueBrazilianSovereignBonds
FinancialAssetsAvailableForSaleFairValueBrazilianGovernmentSecurities
FinancialAssetsAvailableForSaleFairValueCorporateDebtSecurities
FinancialAssetsAvailableForSaleFairValueBankDebtSecurities
FinancialAssetsAvailableForSaleFairValueBrazilianSovereignBonds
FinancialAssetsAvailableForSaleFairValueForeignGovernmentsSecurities
FinancialAssetsHeldForTradingFairValueMutualFund
FinancialAssetsAvailableForSaleFairValueMarketableEquitySecuritiesAndOtherStocks
FairValueOfFinancialAssetsAndLiabilitiesTotal
ReconciliationOfAllAssetsAndLiabilitiesMeasuredAtFairValueOnRecurringBasisUsingSignificantUnobservableInputsBalance
FairValueOfFinancialAssetsAndLiabilitiesAcquisitions
InterestAndSimilarIncome
TotalofgainsLossesDueToChangesInFairValueAndInterestIncome
SecuritiesAtAmortizedCost
SecuritiesIssued
PlanAssetsAtFairValueActuarialGainloss
PlanAssetsAtFairValueTransfers
EarlyEliminationOfObligations
Benefits paid or payable
UnrecoverableSurplus
Surplus (deficit) in plan
AssetCategoriesEquities
AssetCategoriesRealEstate
AssetCategoriesOther
AssetCategoriesTotal