00000001 - Document - Cover link:presentationLink link:calculationLink link:definitionLink 00000002 - Statement - Consolidated Statements of Financial Position link:presentationLink link:calculationLink link:definitionLink 00000003 - Statement - Consolidated Statements of Income link:presentationLink link:calculationLink link:definitionLink 00000004 - Statement - Consolidated Statements of Other Comprehensive Income link:presentationLink link:calculationLink link:definitionLink 00000005 - Statement - Consolidated Statements of Changes in Equity link:presentationLink link:calculationLink link:definitionLink 00000006 - Statement - Consolidated Statements of Cash Flows link:presentationLink link:calculationLink link:definitionLink 999014 - Disclosure - GENERAL INFORMATION link:presentationLink link:calculationLink link:definitionLink 999015 - Disclosure - MATERIAL ACCOUNTING POLICIES link:presentationLink link:calculationLink link:definitionLink 999016 - Disclosure - NEW STANDARDS AND AMENDMENTS AND INTERPRETATIONS OF EXISTING STANDARDS link:presentationLink link:calculationLink link:definitionLink 999017 - Disclosure - ESTIMATES AND JUDGMENTS link:presentationLink link:calculationLink link:definitionLink 999018 - Disclosure - CASH, CASH EQUIVALENTS AND BALANCES WITH BANKS link:presentationLink link:calculationLink link:definitionLink 999019 - Disclosure - FINANCIAL ASSETS AND LIABILITIES MEASURED AT FAIR VALUE THROUGH PROFIT OR LOSS link:presentationLink link:calculationLink link:definitionLink 999020 - Disclosure - DERIVATIVE FINANCIAL INSTRUMENTS link:presentationLink link:calculationLink link:definitionLink 999021 - Disclosure - FINANCIAL ASSETS MEASURED AT FAIR VALUE THROUGH OTHER COMPREHENSIVE INCOME link:presentationLink link:calculationLink link:definitionLink 999022 - Disclosure - DEBT INSTRUMENTS AT AMORTIZED COST link:presentationLink link:calculationLink link:definitionLink 999023 - Disclosure - LOANS AND ADVANCES TO FINANCIAL INSTITUTIONS MEASURED AT AMORTIZED COST link:presentationLink link:calculationLink link:definitionLink 999024 - Disclosure - LOANS AND ADVANCES TO CUSTOMERS MEASURED AT AMORTIZED COST link:presentationLink link:calculationLink link:definitionLink 999025 - Disclosure - NON-CURRENT ASSETS HELD FOR SALE AND DISCONTINUED OPERATIONS link:presentationLink link:calculationLink link:definitionLink 999026 - Disclosure - INVESTMENTS IN ASSOCIATES AND JOINT VENTURES link:presentationLink link:calculationLink link:definitionLink 999027 - Disclosure - PROPERTY AND EQUIPMENT link:presentationLink link:calculationLink link:definitionLink 999028 - Disclosure - INTANGIBLE ASSETS AND GOODWILL link:presentationLink link:calculationLink link:definitionLink 999029 - Disclosure - OTHER ASSETS link:presentationLink link:calculationLink link:definitionLink 999030 - Disclosure - DEPOSITS FROM BANKS link:presentationLink link:calculationLink link:definitionLink 999031 - Disclosure - DEPOSITS FROM CUSTOMERS link:presentationLink link:calculationLink link:definitionLink 999032 - Disclosure - FUNDS FROM SECURITIES ISSUED link:presentationLink link:calculationLink link:definitionLink 999033 - Disclosure - SUBORDINATED DEBT link:presentationLink link:calculationLink link:definitionLink 999034 - Disclosure - INSURANCE CONTRACTS link:presentationLink link:calculationLink link:definitionLink 999035 - Disclosure - PROVISIONS, CONTINGENT ASSETS AND LIABILITIES link:presentationLink link:calculationLink link:definitionLink 999036 - Disclosure - OTHER LIABILITIES link:presentationLink link:calculationLink link:definitionLink 999037 - Disclosure - LOAN COMMITMENTS AND FINANCIAL GUARANTEE CONTRACTS link:presentationLink link:calculationLink link:definitionLink 999038 - Disclosure - EQUITY link:presentationLink link:calculationLink link:definitionLink 999039 - Disclosure - EARNINGS PER SHARE link:presentationLink link:calculationLink link:definitionLink 999040 - Disclosure - NET INTEREST INCOME link:presentationLink link:calculationLink link:definitionLink 999041 - Disclosure - FEE AND COMMISSION INCOME link:presentationLink link:calculationLink link:definitionLink 999042 - Disclosure - NET GAINS/(LOSSES) ON FINANCIAL ASSETS AND LIABILITIES MEASURED AT FAIR VALUE THROUGH PROFIT OR LOSS link:presentationLink link:calculationLink link:definitionLink 999043 - Disclosure - NET GAINS/(LOSSES) ON FINANCIAL ASSETS MEASURED AT FAIR VALUE THROUGH OTHER COMPREHENSIVE INCOME link:presentationLink link:calculationLink link:definitionLink 999044 - Disclosure - NET GAINS/(LOSSES) ON FOREIGN CURRENCY TRANSACTIONS link:presentationLink link:calculationLink link:definitionLink 999045 - Disclosure - INSURANCE SERVICE RESULT link:presentationLink link:calculationLink link:definitionLink 999046 - Disclosure - PERSONNEL EXPENSES link:presentationLink link:calculationLink link:definitionLink 999047 - Disclosure - OTHER ADMINISTRATIVE EXPENSES link:presentationLink link:calculationLink link:definitionLink 999048 - Disclosure - DEPRECIATION AND AMORTIZATION link:presentationLink link:calculationLink link:definitionLink 999049 - Disclosure - OTHER OPERATING INCOME/(EXPENSES) link:presentationLink link:calculationLink link:definitionLink 999050 - Disclosure - INCOME TAX AND SOCIAL CONTRIBUTION link:presentationLink link:calculationLink link:definitionLink 999051 - Disclosure - OPERATING SEGMENTS link:presentationLink link:calculationLink link:definitionLink 999052 - Disclosure - TRANSACTIONS WITH RELATED PARTIES link:presentationLink link:calculationLink link:definitionLink 999053 - Disclosure - RISK MANAGEMENT link:presentationLink link:calculationLink link:definitionLink 999054 - Disclosure - SUPPLEMENTARY PENSION PLANS link:presentationLink link:calculationLink link:definitionLink 999055 - Disclosure - OTHER INFORMATION link:presentationLink link:calculationLink link:definitionLink 999056 - Disclosure - MATERIAL ACCOUNTING POLICIES (Policies) link:presentationLink link:calculationLink link:definitionLink 999057 - Disclosure - MATERIAL ACCOUNTING POLICIES (Tables) link:presentationLink link:calculationLink link:definitionLink 999058 - Disclosure - CASH, CASH EQUIVALENTS AND BALANCES WITH BANKS (Tables) link:presentationLink link:calculationLink link:definitionLink 999059 - Disclosure - FINANCIAL ASSETS AND LIABILITIES MEASURED AT FAIR VALUE THROUGH PROFIT OR LOSS (Tables) link:presentationLink link:calculationLink link:definitionLink 999060 - Disclosure - DERIVATIVE FINANCIAL INSTRUMENTS (Tables) link:presentationLink link:calculationLink link:definitionLink 999061 - Disclosure - FINANCIAL ASSETS MEASURED AT FAIR VALUE THROUGH OTHER COMPREHENSIVE INCOME (Tables) link:presentationLink link:calculationLink link:definitionLink 999062 - Disclosure - DEBT INSTRUMENTS AT AMORTIZED COST (Tables) link:presentationLink link:calculationLink link:definitionLink 999063 - Disclosure - LOANS AND ADVANCES TO FINANCIAL INSTITUTIONS MEASURED AT AMORTIZED COST (Tables) link:presentationLink link:calculationLink link:definitionLink 999064 - Disclosure - LOANS AND ADVANCES TO CUSTOMERS MEASURED AT AMORTIZED COST (Tables) link:presentationLink link:calculationLink link:definitionLink 999065 - Disclosure - NON-CURRENT ASSETS HELD FOR SALE AND DISCONTINUED OPERATIONS (Tables) link:presentationLink link:calculationLink link:definitionLink 999066 - Disclosure - INVESTMENTS IN ASSOCIATES AND JOINT VENTURES (Tables) link:presentationLink link:calculationLink link:definitionLink 999067 - Disclosure - PROPERTY AND EQUIPMENT (Tables) link:presentationLink link:calculationLink link:definitionLink 999068 - Disclosure - INTANGIBLE ASSETS AND GOODWILL (Tables) link:presentationLink link:calculationLink link:definitionLink 999069 - Disclosure - OTHER ASSETS (Tables) link:presentationLink link:calculationLink link:definitionLink 999070 - Disclosure - DEPOSITS FROM BANKS (Tables) link:presentationLink link:calculationLink link:definitionLink 999071 - Disclosure - DEPOSITS FROM CUSTOMERS (Tables) link:presentationLink link:calculationLink link:definitionLink 999072 - Disclosure - FUNDS FROM SECURITIES ISSUED (Tables) link:presentationLink link:calculationLink link:definitionLink 999073 - Disclosure - SUBORDINATED DEBT (Tables) link:presentationLink link:calculationLink link:definitionLink 999074 - Disclosure - INSURANCE CONTRACTS (Tables) link:presentationLink link:calculationLink link:definitionLink 999075 - Disclosure - PROVISIONS, CONTINGENT ASSETS AND LIABILITIES (Tables) link:presentationLink link:calculationLink link:definitionLink 999076 - Disclosure - OTHER LIABILITIES (Tables) link:presentationLink link:calculationLink link:definitionLink 999077 - Disclosure - LOAN COMMITMENTS AND FINANCIAL GUARANTEE CONTRACTS (Tables) link:presentationLink link:calculationLink link:definitionLink 999078 - Disclosure - EQUITY (Tables) link:presentationLink link:calculationLink link:definitionLink 999079 - Disclosure - EARNINGS PER SHARE (Tables) link:presentationLink link:calculationLink link:definitionLink 999080 - Disclosure - NET INTEREST INCOME (Tables) link:presentationLink link:calculationLink link:definitionLink 999081 - Disclosure - FEE AND COMMISSION INCOME (Tables) link:presentationLink link:calculationLink link:definitionLink 999082 - Disclosure - NET GAINS/(LOSSES) ON FINANCIAL ASSETS AND LIABILITIES MEASURED AT FAIR VALUE THROUGH PROFIT OR LOSS (Tables) link:presentationLink link:calculationLink link:definitionLink 999083 - Disclosure - INSURANCE SERVICE RESULT (Tables) link:presentationLink link:calculationLink link:definitionLink 999084 - Disclosure - PERSONNEL EXPENSES (Tables) link:presentationLink link:calculationLink link:definitionLink 999085 - Disclosure - OTHER ADMINISTRATIVE EXPENSES (Tables) link:presentationLink link:calculationLink link:definitionLink 999086 - Disclosure - DEPRECIATION AND AMORTIZATION (Tables) link:presentationLink link:calculationLink link:definitionLink 999087 - Disclosure - OTHER OPERATING INCOME/(EXPENSES) (Tables) link:presentationLink link:calculationLink link:definitionLink 999088 - Disclosure - INCOME TAX AND SOCIAL CONTRIBUTION (Tables) link:presentationLink link:calculationLink link:definitionLink 999089 - Disclosure - OPERATING SEGMENTS (Tables) link:presentationLink link:calculationLink link:definitionLink 999090 - Disclosure - TRANSACTIONS WITH RELATED PARTIES (Tables) link:presentationLink link:calculationLink link:definitionLink 999091 - Disclosure - RISK MANAGEMENT (Tables) link:presentationLink link:calculationLink link:definitionLink 999092 - Disclosure - SUPPLEMENTARY PENSION PLANS (Tables) link:presentationLink link:calculationLink link:definitionLink 999093 - Disclosure - MATERIAL ACCOUNTING POLICIES (Details) link:presentationLink link:calculationLink link:definitionLink 999094 - Disclosure - MATERIAL ACCOUNTING POLICIES (Details Narrative) link:presentationLink link:calculationLink link:definitionLink 999095 - Disclosure - CASH, CASH EQUIVALENTS AND BALANCES WITH BANKS (Details) link:presentationLink link:calculationLink link:definitionLink 999096 - Disclosure - FINANCIAL ASSETS AND LIABILITIES MEASURED AT FAIR VALUE THROUGH PROFIT OR LOSS (Details) link:presentationLink link:calculationLink link:definitionLink 999097 - Disclosure - FINANCIAL ASSETS AND LIABILITIES MEASURED AT FAIR VALUE THROUGH PROFIT OR LOSS (Details 1) link:presentationLink link:calculationLink link:definitionLink 999098 - Disclosure - FINANCIAL ASSETS AND LIABILITIES MEASURED AT FAIR VALUE THROUGH PROFIT OR LOSS (Details 2) link:presentationLink link:calculationLink link:definitionLink 999099 - Disclosure - FINANCIAL ASSETS AND LIABILITIES MEASURED AT FAIR VALUE THROUGH PROFIT OR LOSS (Details Narrative) link:presentationLink link:calculationLink link:definitionLink 999100 - Disclosure - DERIVATIVE FINANCIAL INSTRUMENTS (Details) link:presentationLink link:calculationLink link:definitionLink 999101 - Disclosure - DERIVATIVE FINANCIAL INSTRUMENTS (Details 1) link:presentationLink link:calculationLink link:definitionLink 999102 - Disclosure - DERIVATIVE FINANCIAL INSTRUMENTS (Details 2) link:presentationLink link:calculationLink link:definitionLink 999103 - Disclosure - DERIVATIVE FINANCIAL INSTRUMENTS (Details 3) link:presentationLink link:calculationLink link:definitionLink 999104 - Disclosure - DERIVATIVE FINANCIAL INSTRUMENTS (Details 4) link:presentationLink link:calculationLink link:definitionLink 999105 - Disclosure - DERIVATIVE FINANCIAL INSTRUMENTS (Details 5) link:presentationLink link:calculationLink link:definitionLink 999106 - Disclosure - DERIVATIVE FINANCIAL INSTRUMENTS (Details Narrative) link:presentationLink link:calculationLink link:definitionLink 999107 - Disclosure - FINANCIAL ASSETS MEASURED AT FAIR VALUE THROUGH OTHER COMPREHENSIVE INCOME (Details) link:presentationLink link:calculationLink link:definitionLink 999108 - Disclosure - FINANCIAL ASSETS MEASURED AT FAIR VALUE THROUGH OTHER COMPREHENSIVE INCOME (Details 1) link:presentationLink link:calculationLink link:definitionLink 999109 - Disclosure - FINANCIAL ASSETS MEASURED AT FAIR VALUE THROUGH OTHER COMPREHENSIVE INCOME (Details 2) link:presentationLink link:calculationLink link:definitionLink 999110 - Disclosure - FINANCIAL ASSETS MEASURED AT FAIR VALUE THROUGH OTHER COMPREHENSIVE INCOME (Details 3) link:presentationLink link:calculationLink link:definitionLink 999111 - Disclosure - FINANCIAL ASSETS MEASURED AT FAIR VALUE THROUGH OTHER COMPREHENSIVE INCOME (Details Narrative) link:presentationLink link:calculationLink link:definitionLink 999112 - Disclosure - DEBT INSTRUMENTS AT AMORTIZED COST (Details) link:presentationLink link:calculationLink link:definitionLink 999113 - Disclosure - DEBT INSTRUMENTS AT AMORTIZED COST (Details 1) link:presentationLink link:calculationLink link:definitionLink 999114 - Disclosure - DEBT INSTRUMENTS AT AMORTIZED COST (Details 2) link:presentationLink link:calculationLink link:definitionLink 999115 - Disclosure - DEBT INSTRUMENTS AT AMORTIZED COST (Details Narrative) link:presentationLink link:calculationLink link:definitionLink 999116 - Disclosure - LOANS AND ADVANCES TO FINANCIAL INSTITUTIONS MEASURED AT AMORTIZED COST (Details) link:presentationLink link:calculationLink link:definitionLink 999117 - Disclosure - LOANS AND ADVANCES TO CUSTOMERS MEASURED AT AMORTIZED COST (Details) link:presentationLink link:calculationLink link:definitionLink 999118 - Disclosure - LOANS AND ADVANCES TO CUSTOMERS MEASURED AT AMORTIZED COST (Details 1) link:presentationLink link:calculationLink link:definitionLink 999119 - Disclosure - LOANS AND ADVANCES TO CUSTOMERS MEASURED AT AMORTIZED COST (Details 2) link:presentationLink link:calculationLink link:definitionLink 999120 - Disclosure - LOANS AND ADVANCES TO CUSTOMERS MEASURED AT AMORTIZED COST (Details 3) link:presentationLink link:calculationLink link:definitionLink 999121 - Disclosure - LOANS AND ADVANCES TO CUSTOMERS MEASURED AT AMORTIZED COST (Details 4) link:presentationLink link:calculationLink link:definitionLink 999122 - Disclosure - LOANS AND ADVANCES TO CUSTOMERS MEASURED AT AMORTIZED COST (Details 5) link:presentationLink link:calculationLink link:definitionLink 999123 - Disclosure - LOANS AND ADVANCES TO CUSTOMERS MEASURED AT AMORTIZED COST (Details 6) link:presentationLink link:calculationLink link:definitionLink 999124 - Disclosure - NON-CURRENT ASSETS HELD FOR SALE AND DISCONTINUED OPERATIONS (Details) link:presentationLink link:calculationLink link:definitionLink 999125 - Disclosure - NON-CURRENT ASSETS HELD FOR SALE AND DISCONTINUED OPERATIONS (Details Narrative) link:presentationLink link:calculationLink link:definitionLink 999126 - Disclosure - INVESTMENTS IN ASSOCIATES AND JOINT VENTURES (Details) link:presentationLink link:calculationLink link:definitionLink 999127 - Disclosure - INVESTMENTS IN ASSOCIATES AND JOINT VENTURES (Details 1) link:presentationLink link:calculationLink link:definitionLink 999128 - Disclosure - PROPERTY AND EQUIPMENT (Details) link:presentationLink link:calculationLink link:definitionLink 999129 - Disclosure - PROPERTY AND EQUIPMENT (Details 1) link:presentationLink link:calculationLink link:definitionLink 999130 - Disclosure - INTANGIBLE ASSETS AND GOODWILL (Details) link:presentationLink link:calculationLink link:definitionLink 999131 - Disclosure - INTANGIBLE ASSETS AND GOODWILLl (Details 1) link:presentationLink link:calculationLink link:definitionLink 999132 - Disclosure - OTHER ASSETS (Details) link:presentationLink link:calculationLink link:definitionLink 999133 - Disclosure - DEPOSITS FROM BANKS (Details) link:presentationLink link:calculationLink link:definitionLink 999134 - Disclosure - DEPOSITS FROM CUSTOMERS (Details) link:presentationLink link:calculationLink link:definitionLink 999135 - Disclosure - FUNDS FROM SECURITIES ISSUED (Details) link:presentationLink link:calculationLink link:definitionLink 999136 - Disclosure - FUNDS FROM SECURITIES ISSUED (Details 1) link:presentationLink link:calculationLink link:definitionLink 999137 - Disclosure - SUBORDINATED DEBTS (Details) link:presentationLink link:calculationLink link:definitionLink 999138 - Disclosure - SUBORDINATED DEBTS (Details 1) link:presentationLink link:calculationLink link:definitionLink 999139 - Disclosure - INSURANCE CONTRACTS (Details) link:presentationLink link:calculationLink link:definitionLink 999140 - Disclosure - INSURANCE CONTRACTS (Details 1) link:presentationLink link:calculationLink link:definitionLink 999141 - Disclosure - INSURANCE CONTRACTS (Details 2) link:presentationLink link:calculationLink link:definitionLink 999142 - Disclosure - INSURANCE CONTRACTS (Details 3) link:presentationLink link:calculationLink link:definitionLink 999143 - Disclosure - INSURANCE CONTRACTS (Details 4) link:presentationLink link:calculationLink link:definitionLink 999144 - Disclosure - INSURANCE CONTRACTS (Details 5) link:presentationLink link:calculationLink link:definitionLink 999145 - Disclosure - INSURANCE CONTRACTS (Details 6) link:presentationLink link:calculationLink link:definitionLink 999146 - Disclosure - INSURANCE CONTRACTS (Details 7) link:presentationLink link:calculationLink link:definitionLink 999147 - Disclosure - INSURANCE CONTRACTS (Details 8) link:presentationLink link:calculationLink link:definitionLink 999148 - Disclosure - INSURANCE CONTRACTS (Details 9) link:presentationLink link:calculationLink link:definitionLink 999149 - Disclosure - INSURANCE CONTRACTS (Details 10) link:presentationLink link:calculationLink link:definitionLink 999150 - Disclosure - PROVISIONS, CONTINGENT ASSETS AND LIABILITIES (Details) link:presentationLink link:calculationLink link:definitionLink 999151 - Disclosure - PROVISIONS, CONTINGENT ASSETS AND LIABILITIES (Details Narrative) link:presentationLink link:calculationLink link:definitionLink 999152 - Disclosure - OTHER LIABILITIES (Details) link:presentationLink link:calculationLink link:definitionLink 999153 - Disclosure - OTHER LIABILITIES (Details 1) link:presentationLink link:calculationLink link:definitionLink 999154 - Disclosure - OTHER LIABILITIES (Details Narrative) link:presentationLink link:calculationLink link:definitionLink 999155 - Disclosure - LOAN COMMITMENTS AND FINANCIAL GUARANTEE CONTRACTS (Details) link:presentationLink link:calculationLink link:definitionLink 999156 - Disclosure - EQUITY (Details) link:presentationLink link:calculationLink link:definitionLink 999157 - Disclosure - EQUITY (Details 1) link:presentationLink link:calculationLink link:definitionLink 999158 - Disclosure - EQUITY (Details 2) link:presentationLink link:calculationLink link:definitionLink 999159 - Disclosure - EQUITY (Details Narrative) link:presentationLink link:calculationLink link:definitionLink 999160 - Disclosure - EARNINGS PER SHARE (Details) link:presentationLink link:calculationLink link:definitionLink 999161 - Disclosure - NET INTEREST INCOME (Details) link:presentationLink link:calculationLink link:definitionLink 999162 - Disclosure - FEE AND COMMISSION INCOME (Details) link:presentationLink link:calculationLink link:definitionLink 999163 - Disclosure - NET GAINS/(LOSSES) ON FINANCIAL ASSETS AND LIABILITIES MEASURED AT FAIR VALUE THROUGH PROFIT OR LOSS (Details) link:presentationLink link:calculationLink link:definitionLink 999164 - Disclosure - INSURANCE SERVICE RESULT (Details) link:presentationLink link:calculationLink link:definitionLink 999165 - Disclosure - PERSONNEL EXPENSES (Details) link:presentationLink link:calculationLink link:definitionLink 999166 - Disclosure - OTHER ADMINISTRATIVE EXPENSES (Details) link:presentationLink link:calculationLink link:definitionLink 999167 - Disclosure - DEPRECIATION AND AMORTIZATION (Details) link:presentationLink link:calculationLink link:definitionLink 999168 - Disclosure - OTHER OPERATING INCOME/(EXPENSES) (Details) link:presentationLink link:calculationLink link:definitionLink 999169 - Disclosure - INCOME TAX AND SOCIAL CONTRIBUTION (Details) link:presentationLink link:calculationLink link:definitionLink 999170 - Disclosure - INCOME TAX AND SOCIAL CONTRIBUTION (Details 1) link:presentationLink link:calculationLink link:definitionLink 999171 - Disclosure - INCOME TAX AND SOCIAL CONTRIBUTION (Details 2) link:presentationLink link:calculationLink link:definitionLink 999172 - Disclosure - INCOME TAX AND SOCIAL CONTRIBUTION (Details 3) link:presentationLink link:calculationLink link:definitionLink 999173 - Disclosure - INCOME TAX AND SOCIAL CONTRIBUTION (Details 4) link:presentationLink link:calculationLink link:definitionLink 999174 - Disclosure - INCOME TAX AND SOCIAL CONTRIBUTION (Details 5) link:presentationLink link:calculationLink link:definitionLink 999175 - Disclosure - OPERATING SEGMENTS (Details) link:presentationLink link:calculationLink link:definitionLink 999176 - Disclosure - OPERATING SEGMENTS (Details Narrative) link:presentationLink link:calculationLink link:definitionLink 999177 - Disclosure - TRANSACTIONS WITH RELATED PARTIES (Details) link:presentationLink link:calculationLink link:definitionLink 999178 - Disclosure - TRANSACTIONS WITH RELATED PARTIES (Details 1) link:presentationLink link:calculationLink link:definitionLink 999179 - Disclosure - TRANSACTIONS WITH RELATED PARTIES (Details 2) link:presentationLink link:calculationLink link:definitionLink 999180 - Disclosure - TRANSACTIONS WITH RELATED PARTIES (Details Narrative) link:presentationLink link:calculationLink link:definitionLink 999181 - Disclosure - RISK MANAGEMENT (Details) link:presentationLink link:calculationLink link:definitionLink 999182 - Disclosure - RISK MANAGEMENT (Details 1) link:presentationLink link:calculationLink link:definitionLink 999183 - Disclosure - RISK MANAGEMENT (Details 2) link:presentationLink link:calculationLink link:definitionLink 999184 - Disclosure - RISK MANAGEMENT (Details 3) link:presentationLink link:calculationLink link:definitionLink 999185 - Disclosure - RISK MANAGEMENT (Details 4) link:presentationLink link:calculationLink link:definitionLink 999186 - Disclosure - RISK MANAGEMENT (Details 5) link:presentationLink link:calculationLink link:definitionLink 999187 - Disclosure - RISK MANAGEMENT (Details 6) link:presentationLink link:calculationLink link:definitionLink 999188 - Disclosure - RISK MANAGEMENT (Details 7) link:presentationLink link:calculationLink link:definitionLink 999189 - Disclosure - RISK MANAGEMENT (Details 8) link:presentationLink link:calculationLink link:definitionLink 999190 - Disclosure - RISK MANAGEMENT (Details 9) link:presentationLink link:calculationLink link:definitionLink 999191 - Disclosure - RISK MANAGEMENT (Details 10) link:presentationLink link:calculationLink link:definitionLink 999192 - Disclosure - RISK MANAGEMENT (Details 11) link:presentationLink link:calculationLink link:definitionLink 999193 - Disclosure - RISK MANAGEMENT (Details 12) link:presentationLink link:calculationLink link:definitionLink 999194 - Disclosure - RISK MANAGEMENT (Details 13) link:presentationLink link:calculationLink link:definitionLink 999195 - Disclosure - RISK MANAGEMENT (Details 14) link:presentationLink link:calculationLink link:definitionLink 999196 - Disclosure - RISK MANAGEMENT (Details 15) link:presentationLink link:calculationLink link:definitionLink 999197 - Disclosure - RISK MANAGEMENT (Details 16) link:presentationLink link:calculationLink link:definitionLink 999198 - Disclosure - RISK MANAGEMENT (Details 17) link:presentationLink link:calculationLink link:definitionLink 999199 - Disclosure - RISK MANAGEMENT (Details 18) link:presentationLink link:calculationLink link:definitionLink 999200 - Disclosure - RISK MANAGEMENT (Details 19) link:presentationLink link:calculationLink link:definitionLink 999201 - Disclosure - RISK MANAGEMENT (Details 20) link:presentationLink link:calculationLink link:definitionLink 999202 - Disclosure - RISK MANAGEMENT (Details 21) link:presentationLink link:calculationLink link:definitionLink 999203 - Disclosure - RISK MANAGEMENT (Details 22) link:presentationLink link:calculationLink link:definitionLink 999204 - Disclosure - RISK MANAGEMENT (Details 23) link:presentationLink link:calculationLink link:definitionLink 999205 - Disclosure - RISK MANAGEMENT (Details Narrative) link:presentationLink link:calculationLink link:definitionLink 999206 - Disclosure - SUPPLEMENTARY PENSION PLANS (Details) link:presentationLink link:calculationLink link:definitionLink 999207 - Disclosure - SUPPLEMENTARY PENSION PLANS (Details 1) link:presentationLink link:calculationLink link:definitionLink 999208 - Disclosure - SUPPLEMENTARY PENSION PLANS (Details 2) link:presentationLink link:calculationLink link:definitionLink 999209 - Disclosure - SUPPLEMENTARY PENSION PLANS (Details 3) link:presentationLink link:calculationLink link:definitionLink 999210 - Disclosure - SUPPLEMENTARY PENSION PLANS (Details 4) link:presentationLink link:calculationLink link:definitionLink 999211 - Disclosure - SUPPLEMENTARY PENSION PLANS (Details 5) link:presentationLink link:calculationLink link:definitionLink 999212 - Disclosure - SUPPLEMENTARY PENSION PLANS (Details Narrative) link:presentationLink link:calculationLink link:definitionLink 999213 - Disclosure - OTHER INFORMATION (Details Narrative) link:presentationLink link:calculationLink link:definitionLink