| Schedule of net interest income |
| Schedule of net interest
income |
|
|
|
| |
R$
thousands |
| Year
ended December 31 |
| 2025 |
2024 |
2023 |
| Interest
and similar income |
|
|
|
| Loans
and advances to financial institutions |
36,244,964
|
27,775,382
|
28,323,764
|
| Loans
and advances to customers: |
|
|
|
| -
Loans |
119,109,898
|
101,676,019
|
102,035,197
|
| -
Leases |
800,929
|
868,103
|
582,589
|
| Financial
assets: |
|
|
|
| -
Measured at fair value through profit or loss |
52,873,127
|
27,842,234
|
28,363,663
|
| -
Fair value through other comprehensive income |
13,719,216
|
24,537,302
|
16,906,668
|
| -
At amortized cost |
32,407,932
|
20,118,794
|
25,277,210
|
| Compulsory
deposits with the Central Bank |
11,905,271
|
8,894,336
|
9,943,391
|
| Other
financial interest income |
52,008
|
21,547
|
25,992
|
| Total |
267,113,345
|
211,733,717
|
211,458,474
|
| |
|
|
|
| Interest
and similar expenses |
|
|
|
| Deposits
from banks: |
|
|
|
| -
Interbank deposits |
(521,525) |
(1,115,457) |
(1,943,998) |
| -
Funding in the open market |
(38,659,676) |
(29,159,155) |
(31,529,801) |
| -
Borrowings and on-lending |
(7,858,916) |
(7,768,802) |
(5,834,892) |
| Deposits
from customers: |
|
|
|
| -
Savings accounts |
(9,041,498) |
(7,977,114) |
(9,017,597) |
| -
Time deposits |
(47,141,946) |
(35,409,570) |
(42,262,374) |
| Securities
issued |
(32,910,202) |
(26,420,100) |
(25,887,914) |
| Subordinated
debt |
(8,397,038) |
(6,378,786) |
(7,007,236) |
| Liabilities
of insurance contracts |
(48,480,520) |
(29,398,557) |
(32,173,621) |
| Technical
capitalization provisions |
(832,432) |
(651,612) |
(718,622) |
| Total |
(193,843,753) |
(144,279,153) |
(156,376,055) |
| |
|
|
|
| Net
interest income |
73,269,592
|
67,454,564
|
55,082,419
|
|