| Schedule of change in intangible assets and goodwill by class |
| Schedule of change in intangible assets and goodwill by class |
|
|
|
|
|
|
| |
R$ thousands |
| Goodwill |
Intangible Assets |
| Acquisition of financial service rights (1) |
Software (1) |
Customer portfolio (1) |
Other (1) |
Total |
| Balance on December 31, 2023 |
6,596,649 |
5,811,168 |
8,463,216 |
1,115,481 |
120,632 |
22,107,146 |
| Additions / (reductions) |
133,993 |
1,556,377 |
3,649,518 |
114,230 |
334,371 |
5,788,489 |
| Impairment |
- |
(498) |
(35,478) |
- |
- |
(35,976) |
| Amortization (2) |
- |
(1,831,669) |
(1,789,426) |
(253,491) |
(235,865) |
(4,110,451) |
| Balance on December 31, 2024 |
6,730,642 |
5,535,378 |
10,287,830 |
976,220 |
219,138 |
23,749,208 |
| Additions / (reductions) |
(125,639) |
1,999,869 |
4,946,676 |
63,025 |
52,624 |
6,936,555 |
| Impairment |
- |
(22,470) |
(1,772) |
- |
- |
(24,242) |
| Amortization (2) |
- |
(1,853,479) |
(2,791,502) |
(180,253) |
(96,628) |
(4,921,862) |
| Balance on December 31, 2025 |
6,605,003 |
5,659,298 |
12,441,232 |
858,992 |
175,134 |
25,739,659 |
| (1) | | Rate of amortization: acquisition of rights to provide financial services, customer portfolio
and others in accordance with contract agreement and software – up to 10%; and |
| (2) | | The difference of R$304,070 thousand (2024 - R$304,431 thousand) in relation to the amount
presented in note 35 refers to expenses attributable to insurance contracts which are presented in the Statement of income in the caption
"Insurance and pension income". |
|
| Schedule of composition of goodwill by segment |
| Schedule of composition of goodwill by segment |
|
|
| |
R$ thousands |
| On December 31, 2025 |
On December 31, 2024 |
| Banking |
6,101,977 |
6,230,002 |
| Insurance |
503,026 |
500,640 |
| Total |
6,605,003 |
6,730,642 |
The Cash Generation Units (CGUs) containing
goodwill in the banking segment and the insurance segment are tested annually for impairment. We did not incur any goodwill impairment
losses in the years ended December 31, 2025 and 2024.
|